AHCL Arif Habib Corporation Limited

Arif Habib Corporation Limited (AHCL) financial ratios

Arif Habib Corporation Limited earned a net margin of 132.6% in FY2026 against a five-year average of 85.9% (Fertilizer median 15.2%). Return on equity was 27.4%, compared with a sector median of 27.4%. The current ratio stood at 1.25× and debt was 8.6% of equity. Cash took about 262 days to cycle through receivables, inventory and payables.

FY2026 vs the Fertilizer median

Operating margin: 61.2%; Sector median 20.6%
Net margin: 132.6%; Sector median 15.2%
Return on equity (ROE): 27.4%; Sector median 27.4%
Return on assets (ROA): 19.3%; Sector median 12.4%
Current ratio: 1.25×; Sector median 1.25×
Debt to equity: 8.6%; Sector median 44.4%
Asset turnover: 0.15×; Sector median 0.81×
Dividend payout ratio: 27.2%; Sector median 30.0%

Median of the 5 companies in the sector with the figure for their latest fiscal year.

AHCL financial ratios (annual) (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 * Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 * Jul 2021 – Jun 2022	FY2021 * Jul 2020 – Jun 2021	FY2020 * Jul 2019 – Jun 2020	FY2019 * Jul 2018 – Jun 2019	FY2018 * Jul 2017 – Jun 2018	FY2017 * Jul 2016 – Jun 2017	FY2016 * Jul 2015 – Jun 2016	FY2015 * Jul 2014 – Jun 2015	FY2014 * Jul 2013 – Jun 2014	FY2013 * Jul 2012 – Jun 2013	FY2012 * Jul 2011 – Jun 2012	FY2011 * Jul 2010 – Jun 2011	FY2010 * Jul 2009 – Jun 2010	FY2009 * Jul 2008 – Jun 2009	FY2008 * Jul 2007 – Jun 2008	FY2007 Jul 2006 – Jun 2007
Profitability
EBITDA margin	72.9%	71.9%	79.3%	78.9%	82.5%	89.1%	84.2%	66.8%	76.8%	87.0%	65.0%	91.4%	91.2%	86.6%	88.4%	(8.5%)	96.4%	—	92.0%	83.9%
Operating margin	61.2%	59.2%	66.3%	64.6%	66.5%	78.4%	65.4%	39.3%	54.4%	81.2%	62.9%	85.6%	86.0%	78.2%	75.3%	(11.8%)	88.3%	—	90.8%	82.9%
Pre-tax margin	91.5%	65.2%	51.6%	42.5%	46.1%	74.0%	38.2%	2.8%	42.7%	95.9%	73.7%	59.5%	58.5%	45.2%	27.8%	(90.0%)	53.0%	—	87.6%	90.3%
Net margin	132.6%	102.4%	79.5%	47.7%	67.4%	92.8%	58.9%	9.5%	58.5%	116.0%	318.3%	141.3%	99.1%	70.4%	191.9%	(65.5%)	94.1%	—	104.5%	91.9%
Effective tax rate	40.2%	39.4%	32.3%	49.5%	38.0%	13.5%	22.0%	350.2%	37.7%	20.7%	70.5%	41.3%	11.1%	(0.6%)	88.6%	—	55.3%	—	7.9%	3.1%
Returns
Return on equity (ROE)	27.4%	22.2%	20.3%	10.3%	11.2%	28.1%	11.8%	0.7%	7.3%	15.4%	14.2%	17.3%	14.7%	6.5%	18.1%	(6.2%)	11.6%	(13.4%)	44.0%	35.8%
Return on assets (ROA)	19.3%	15.7%	13.9%	6.8%	7.7%	18.0%	6.4%	0.6%	4.4%	9.7%	9.0%	10.2%	9.3%	4.7%	11.6%	(5.2%)	5.4%	(4.6%)	21.7%	26.1%
Return on invested capital (ROIC)	23.5%	18.8%	16.6%	8.8%	8.2%	18.6%	9.1%	(7.6%)	6.0%	11.4%	13.1%	12.6%	12.9%	8.1%	12.9%	—	10.2%	—	37.2%	32.9%
Liquidity
Current ratio	1.25×	1.63×	2.28×	1.90×	2.37×	2.40×	1.71×	1.33×	1.14×	1.06×	0.86×	1.10×	0.98×	1.02×	1.09×	1.01×	3.35×	1.19×	1.52×	2.39×
Quick ratio	—	—	—	—	—	—	—	—	—	1.06×	0.86×	1.01×	0.90×	0.95×	0.97×	0.94×	3.35×	1.19×	—	—
Leverage
Debt to equity	8.6%	19.6%	22.8%	40.9%	40.6%	38.2%	61.2%	73.4%	54.9%	55.2%	30.0%	47.2%	53.8%	35.0%	45.4%	35.4%	10.1%	29.4%	25.1%	10.6%
Debt to capital	7.9%	16.4%	18.6%	29.0%	28.9%	27.6%	38.0%	42.3%	35.4%	35.6%	23.1%	32.1%	35.0%	25.9%	31.2%	26.2%	9.2%	22.7%	20.1%	9.6%
Debt to assets	6.2%	13.6%	15.9%	26.3%	26.6%	25.2%	35.5%	35.7%	29.6%	30.8%	20.3%	27.7%	30.9%	22.3%	28.6%	23.9%	8.8%	9.6%	11.7%	6.8%
Assets to equity	1.42×	1.44×	1.49×	1.54×	1.52×	1.61×	1.88×	1.95×	1.82×	1.64×	1.59×	1.72×	1.66×	1.58×	1.54×	1.30×	2.11×	2.55×	1.91×	1.36×
Efficiency
Asset turnover	0.15×	0.15×	0.17×	0.14×	0.11×	0.19×	0.11×	0.06×	0.07×	0.08×	0.03×	0.07×	0.09×	0.07×	0.06×	0.08×	0.06×	(0.05×)	0.21×	0.28×
Receivable days days	262	358	335	336	377	201	253	462	378	285	1,264	728	605	673	530	455	405	(1,753)	572	96
Cash conversion cycle days	262	358	335	336	377	201	253	462	378	285	1,264	728	605	673	530	455	405	(1,753)	572	96
Dividends
Dividend payout ratio	27.2%	40.6%	0.0%	4.8%	47.1%	8.2%	0.0%	587.6%	55.7%	42.2%	41.8%	61.5%	50.4%	120.2%	29.5%	—	0.0%	—	0.0%	8.6%
Earnings retention rate	0.73×	0.59×	1.00×	0.95×	0.53×	0.92×	1.00×	(4.88×)	0.44×	0.58×	0.58×	0.39×	0.50×	(0.20×)	0.70×	—	1.00×	—	1.00×	0.91×

Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.

AHCL: frequently asked questions

What is AHCL's EPS?

Arif Habib Corporation Limited reported basic earnings per share of Rs 3.68 for FY2026 (Jul 2025 – Jun 2026).

What is AHCL's P/E ratio?

At the closing price of Rs 15.02 on 16 Oct 2026, AHCL trades at a P/E of 4.1× based on EPS of Rs 3.68 (FY2026).

Does AHCL pay dividends?

Yes. Arif Habib Corporation Limited declared a dividend of Rs 1.25 per share for FY2026. It has paid a dividend in each of the last 3 years. At Rs 15.02 that is a dividend yield of 8.3%.

What was AHCL's revenue and profit in FY2026?

Arif Habib Corporation Limited reported revenue of Rs 12.3 bn and profit attributable to shareholders of Rs 15.5 bn for FY2026 (Jul 2025 – Jun 2026).

What is AHCL's book value per share?

Arif Habib Corporation Limited's book value per share was Rs 14.91 at the end of FY2026. The shares trade at 1.01× book value.

Information only, not investment advice.