Inv. Banks / Inv. Cos. / Securities Cos.
AMBL Apna Microfinance Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 19.50 +5.18%
Quarterly · Q3 FY2021 – Q2 FY2026
Apna Microfinance Bank Limited (AMBL) quarterly income statement
Apna Microfinance Bank Limited reported revenue of Rs 154.5 mn for Q2 FY2026 (Apr – Jun 2026), up 26.7% on Q2 FY2025. Finance cost was Rs 890.8 mn, up 22.7% on Q2 FY2025. The loss attributable to shareholders was Rs 420.4 mn, or Rs -0.98 per share.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 607.2 | 154.5 | 154.8 | 215.2 | 82.7 | 121.9 | 11.6 | (418.7) | (153.4) | (192.5) | (197.8) | (167.4) | (72.4) | 36.0 | 153.6 | (84.2) | 198.8 | 232.7 | 444.7 | (1,948.8) | 502.0 |
| Operating expenses | (2,163.2) | (574.5) | (531.3) | (518.1) | (539.2) | (518.7) | (508.1) | (394.7) | (592.7) | (559.9) | (570.5) | (655.9) | (581.3) | (613.6) | (1,659.3) | (1,102.8) | (2,090.7) | (1,496.4) | (978.1) | (674.2) | (501.4) |
| Finance cost | (3,266.2) | (890.8) | (825.0) | (793.3) | (757.1) | (725.9) | (730.1) | (1,012.9) | (1,006.8) | (1,026.0) | (948.8) | (844.0) | (763.3) | (635.3) | (488.5) | (430.9) | (412.4) | (382.9) | (374.0) | (439.8) | (367.4) |
| Profit before tax | (1,555.5) | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (752.4) | (768.3) | (823.3) | (653.7) | (577.6) | (1,505.7) | (1,187.0) | (1,892.0) | (1,263.6) | (533.4) | (2,661.7) | 0.6 |
| Taxation | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (10.4) | (9.4) | (8.4) | (8.6) | (8.4) | (8.0) | 4.9 | (7.6) | 234.5 | 154.9 | 721.4 | 0.8 |
| Profit after tax | (1,555.5) | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) | (586.0) | (1,513.7) | (1,182.1) | (1,899.6) | (1,029.1) | (378.5) | (1,940.3) | 1.4 |
| Profit attributable to shareholders | (1,555.5) | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) | (586.0) | (1,513.7) | (1,182.1) | (1,899.6) | (1,029.1) | (378.5) | (1,940.3) | 1.4 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | (3.63) | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) | (1.37) | (3.53) | (2.76) | (4.43) | (2.40) | (0.88) | (9.95) | 0.00 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | +26.7% | +1,233.7% | — | — | — | — | — | — | -635.0% | -228.8% | — | -136.4% | -84.5% | -65.5% | — | -60.4% | -53.6% | -18.8% | -454.4% | -2.4% |
| Operating expenses | +10.7% | +4.6% | +31.3% | -9.0% | -7.4% | -11.0% | -39.8% | +2.0% | -8.7% | -65.6% | -40.5% | -72.2% | -59.0% | +69.7% | +63.6% | +317.0% | +201.8% | +82.7% | +30.0% | -1.0% |
| Finance cost | +22.7% | +13.0% | -21.7% | -24.8% | -29.2% | -23.1% | +20.0% | +31.9% | +61.5% | +94.2% | +95.9% | +85.1% | +65.9% | +30.6% | -2.0% | +12.2% | +16.2% | +16.1% | +2.8% | +8.6% |
| Profit before tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -307,050.7% | -23,349.5% | -4,346.3% | -8,583.1% | -92.0% |
| Taxation | — | — | — | — | -100.0% | -100.0% | -100.0% | -100.0% | +24.2% | +17.0% | — | +13.2% | — | — | — | — | -4,806.1% | -3,127.3% | — | -143.5% |
| Profit after tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -131,854.9% | -227,712.0% | -5,184.1% | -5,237.1% | -75.3% |
| Profit attributable to shareholders | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -131,854.9% | -227,712.0% | -5,184.1% | — | -75.3% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -110,800.0% | -240,100.0% | -4,109.1% | — | -73.8% |
| Dividend per share (Rs) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | — | — | — | — | — | — | 100.0% | 100.0% | — | 100.0% | 100.0% | 100.0% | — | 100.0% |
| Operating expenses | (371.9%) | (343.2%) | (240.7%) | (651.8%) | (425.5%) | (4,377.0%) | — | — | — | — | — | — | (1,705.3%) | (1,080.1%) | — | (1,051.9%) | (642.9%) | (219.9%) | — | (99.9%) |
| Finance cost | (576.7%) | (532.9%) | (368.6%) | (915.1%) | (595.5%) | (6,290.0%) | — | — | — | — | — | — | (1,765.6%) | (318.0%) | — | (207.5%) | (164.5%) | (84.1%) | — | (73.2%) |
| Profit before tax | (272.2%) | (241.9%) | (140.6%) | (553.6%) | (324.7%) | (4,236.9%) | — | — | — | — | — | — | (1,605.3%) | (980.1%) | — | (951.9%) | (542.9%) | (119.9%) | — | 0.1% |
| Taxation | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — | — | — | — | — | (23.3%) | (5.2%) | — | (3.8%) | 100.8% | 34.8% | — | 0.2% |
| Profit after tax | (272.2%) | (241.9%) | (140.6%) | (553.6%) | (324.7%) | (4,236.9%) | — | — | — | — | — | — | (1,628.7%) | (985.3%) | — | (955.8%) | (442.2%) | (85.1%) | — | 0.3% |
| Profit attributable to shareholders | (272.2%) | (241.9%) | (140.6%) | (553.6%) | (324.7%) | (4,236.9%) | — | — | — | — | — | — | (1,628.7%) | (985.3%) | — | (955.8%) | (442.2%) | (85.1%) | — | 0.3% |
Each line as a percentage of revenue.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 100
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | 98.9 | 91.7 | 140.9 | 20.2 | 38.4 | (53.7) | (486.2) | (212.7) | (247.5) | (239.3) | (211.1) | (114.3) |
| Interest & Dividend Income - Finance - Total | 989.7 | 916.7 | 934.2 | 777.3 | 764.3 | 676.4 | 526.7 | 794.1 | 778.5 | 709.5 | 632.9 | 649.0 |
| Interest Income - Loans/Deposits | 989.7 | 916.7 | 934.2 | 777.3 | 764.3 | 676.4 | 526.7 | 794.1 | 778.5 | 709.5 | 632.9 | 649.0 |
| Interest & Dividend Income - Other - Finance | — | — | — | — | — | — | — | 0.0 | — | — | — | — |
| Net Commission & Fees Income/Expense - Business Revenue | 55.5 | 63.1 | 74.3 | 62.5 | 83.5 | 65.3 | 67.5 | 59.3 | 55.0 | 41.5 | 43.7 | 42.0 |
| Fees & Commissions Income | 55.5 | 63.1 | 74.3 | 62.5 | 83.5 | 65.3 | 67.5 | 59.3 | 55.0 | 41.5 | 43.7 | 42.0 |
| Interest Expense - Finance - Total | 890.8 | 825.0 | 793.3 | 757.1 | 725.9 | 730.1 | 1,012.9 | 1,006.8 | 1,026.0 | 948.8 | 844.0 | 763.3 |
| Interest Expense - Operational Financing - Business | (510.5) | 805.7 | 777.5 | 740.6 | 708.5 | 712.1 | 1,012.9 | 1,006.8 | 1,026.0 | 948.8 | 844.0 | 763.3 |
| Interest Expense - External Financing Business | 1,401.3 | 19.3 | 15.7 | 16.5 | 17.4 | 18.0 | — | — | — | — | — | — |
| Non-Interest Business Revenue/(Expense) - Net - Total | 55.5 | 63.1 | 74.3 | 62.5 | 83.5 | 65.3 | 67.5 | 59.3 | 55.0 | 41.5 | 43.7 | 42.0 |
| Revenue from Business Activities - Total | 154.5 | 154.8 | 215.2 | 82.7 | 121.9 | 11.6 | (418.7) | (153.4) | (192.5) | (197.8) | (167.4) | (72.4) |
| Selling, General & Administrative Expenses - Total | 542.3 | 518.9 | 2,019.3 | — | — | 493.5 | 539.2 | 569.2 | 546.4 | 544.5 | 616.8 | 554.5 |
| Selling, General & Administrative Expenses - Unclassified | 483.0 | 458.6 | — | — | — | 436.7 | — | — | — | — | — | — |
| Depreciation in Selling, General & Administrative Expenses | 56.7 | 57.7 | — | — | — | 54.6 | — | — | — | — | — | — |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 2.5 | 2.5 | — | — | — | 2.3 | — | — | — | — | — | — |
| Other Operating Expense/(Income) - Net | (0.6) | (4.3) | (1,521.5) | 516.0 | 501.4 | (2.5) | (6.8) | 1.3 | (25.6) | (15.0) | (14.7) | (15.6) |
| Other Operating Income - Total | 13.8 | 16.6 | 1,534.1 | 13.3 | 17.2 | 12.1 | 14.6 | 9.4 | 25.6 | 15.0 | 16.4 | 15.6 |
| Operating Expenses - Total | 574.5 | 531.3 | 518.1 | 539.2 | 518.7 | 508.1 | 394.7 | 592.7 | 559.9 | 570.5 | 655.9 | 581.3 |
| Provision & Impairment for Loan Losses | 32.8 | 16.8 | 20.3 | 23.2 | 17.3 | 17.0 | (137.7) | 22.3 | 39.0 | 41.0 | 53.8 | 42.4 |
| Operating Profit before Non-Recurring Income/(Expense) | (420.0) | (376.5) | (302.9) | (456.5) | (396.8) | (496.4) | (813.4) | (746.1) | (752.4) | (768.3) | (823.3) | (653.7) |
| Other Operating Expense | 13.2 | 12.3 | 12.6 | 529.3 | 518.6 | 9.7 | 7.8 | 10.7 | — | — | 1.7 | — |
| Operating Provisions - Increase/(Decrease) | — | — | — | — | — | — | — | 0.0 | — | — | — | — |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | (0.0) | — | 0.4 | (0.6) | 1.1 | 4.7 | — | — | — | — | — | — |
| Normalized Pre-tax Profit | (420.0) | (376.5) | (302.5) | (457.1) | (395.8) | (491.8) | (813.4) | (746.1) | (752.4) | (768.3) | (823.3) | (653.7) |
| Non-Recurring Income/Expense - Total | (0.4) | 2.1 | — | (0.9) | — | — | — | — | — | — | — | — |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | (0.4) | 2.1 | — | (0.9) | — | — | — | — | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 | — | — | 10.4 | — | — | — |
| Income before Taxes | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (752.4) | (768.3) | (823.3) | (653.7) |
| Income Taxes | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 10.4 | 9.4 | 8.4 | 8.6 |
| Income Taxes for the Year - Current | — | — | — | — | — | — | 0.0 | 0.0 | — | 9.4 | 8.4 | 8.6 |
| Income Taxes - Deferred | — | — | — | — | — | — | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 |
| Income Taxes - Other (by Type) | — | — | — | — | — | — | — | 0.0 | — | 0.0 | — | — |
| Net Income after Tax | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Income before Discontinued Operations & Extraordinary Items | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Net Income before Minority Interest | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Net Income after Minority Interest | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Income Available to Common Shares | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Income available to Common excluding Extraordinary Items | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Shares used to calculate Basic EPS - Total mn | 429.0 | 429.0 | 429.0 | 429.0 | 429.0 | 439.1 | 428.9 | 429.0 | 428.5 | 429.0 | 429.1 | 429.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (0.98) | (0.88) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 429.0 | 429.0 | 429.0 | 429.0 | 429.0 | 439.1 | 428.9 | 429.0 | 428.5 | 429.0 | 429.1 | 429.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (0.98) | (0.88) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Diluted Income available to Common excluding Extraordinary Items | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Shares used to calculate Diluted EPS - Total mn | 429.0 | 429.0 | 429.0 | 429.0 | 429.0 | 439.1 | 428.9 | 429.0 | 428.5 | 429.0 | 429.1 | 429.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (0.98) | (0.88) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | (420.4) | (374.5) | (302.5) | (458.0) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 429.0 | 429.0 | 429.0 | 429.0 | 429.0 | 439.1 | 428.9 | 429.0 | 428.5 | 429.0 | 429.1 | 429.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (0.98) | (0.87) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (0.98) | (0.88) | (0.71) | (1.07) | (0.92) | (1.12) | (1.90) | (1.74) | (1.78) | (1.81) | (1.94) | (1.54) |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | (420.0) | (376.5) | (302.9) | (456.5) | (396.8) | (496.4) | (813.4) | (746.1) | (752.4) | (768.3) | (823.3) | (653.7) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | (360.8) | (316.3) | (245.7) | (401.0) | (342.6) | (439.6) | (728.8) | (723.3) | (665.6) | (678.0) | (691.6) | (579.8) |
| Depreciation & Amortization - Supplemental | 59.2 | 60.3 | — | 55.5 | 54.2 | 56.8 | — | — | — | — | — | — |
| Depreciation Expense - Total - Supplemental | 56.7 | 57.7 | — | 52.9 | 51.5 | 54.6 | — | — | — | — | — | — |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 42.6 | 43.0 | — | 36.2 | 36.0 | 34.7 | — | — | — | — | — | — |
| Amortization - Total - Supplemental | 2.5 | 2.5 | — | 2.5 | 2.8 | 2.3 | — | — | — | — | — | — |
| Intangible Amortization - Other - Supplemental | — | — | — | 2.5 | 2.8 | — | — | — | — | — | — | — |
| Depreciation, Depletion & Amortization - Total | 59.2 | 60.3 | 57.3 | 55.5 | 54.2 | 56.8 | 84.5 | 22.8 | 86.8 | 90.3 | 131.7 | 74.0 |
| Depreciation - Total | 56.7 | 57.7 | 54.7 | 52.9 | 51.5 | 54.6 | 82.3 | 20.5 | 84.5 | 88.0 | 123.5 | 74.0 |
| Amortization of Intangible Assets excluding Goodwill - Total | 2.5 | 2.5 | 2.5 | 2.5 | 2.8 | 2.3 | 2.3 | 2.3 | 2.3 | 2.3 | 8.2 | — |
| Normalized after Tax Profit | (420.0) | (376.5) | (302.5) | (457.1) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Normalized Net Income from Continuing Operations | (420.0) | (376.5) | (302.5) | (457.1) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Normalized Net Income - Bottom Line | (420.0) | (376.5) | (302.5) | (457.1) | (395.8) | (491.8) | (813.4) | (746.1) | (762.8) | (777.7) | (831.7) | (662.4) |
| Earnings before Interest & Taxes (EBIT) - Normalized | (420.0) | (376.5) | (302.5) | (457.1) | (395.8) | (491.8) | (813.4) | (746.1) | (752.4) | (768.3) | (823.3) | (653.7) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | (360.8) | (316.3) | (245.3) | (401.6) | (341.5) | (435.0) | (728.8) | (723.3) | (665.6) | (678.0) | (691.6) | (579.8) |
| Loan Recoveries - Actual | — | — | — | — | — | — | (4.9) | 2.3 | 2.7 | 0.0 | 6.6 | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | 1,401.3 | 19.3 | 15.7 | 16.5 | 17.4 | 18.0 | — | — | — | — | — | — |
| Interest Expense | 890.8 | 825.0 | 793.3 | 757.1 | 725.9 | 730.1 | 1,012.9 | 1,006.8 | 1,026.0 | 948.8 | 844.0 | 763.3 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | 66.2 | 74.9 | 120.6 | (3.0) | 21.1 | (70.7) | (348.5) | (235.0) | (286.5) | (280.3) | (264.9) | (156.7) |
| Revenue after Loan Provisions - Net - Finance | 957.0 | 899.9 | 913.9 | 754.1 | 747.0 | 659.4 | 664.4 | 771.9 | 739.4 | 668.5 | 579.1 | 606.6 |
| Operating Expenses | 574.5 | 531.3 | 518.1 | 539.2 | 518.7 | 508.1 | 394.7 | 592.7 | 559.9 | 570.5 | 655.9 | 581.3 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 542.3 | 518.9 | 2,019.3 | — | — | 493.5 | 539.2 | 569.2 | 546.4 | 544.5 | 616.8 | 554.5 |
| Investment Gain/(Loss) | — | — | — | — | — | — | — | 0.0 | — | — | — | — |
| Non-Interest Expense - Bank | 542.1 | 512.5 | 497.5 | 517.5 | 500.4 | 486.4 | 532.4 | 570.4 | 520.8 | 529.5 | 602.1 | 539.0 |
| Income before Taxes & Provision for Loan Losses | (387.7) | (357.7) | (282.3) | (434.8) | (378.5) | (474.8) | (951.1) | (723.8) | (713.3) | (727.3) | (769.5) | (611.4) |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses excluding Non-Cash Charges - Total | 515.2 | 471.1 | 460.9 | 483.8 | 464.5 | 451.2 | 310.1 | 569.9 | 473.1 | 480.2 | 524.3 | 507.4 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 154.5 | 154.8 | 215.2 | 82.7 | 121.9 | 11.6 | (418.7) | (153.4) | (192.5) | (197.8) | (167.4) | (72.4) |
| Income from Earning Assets | 989.7 | 916.7 | 934.2 | 777.3 | 764.3 | 676.4 | 526.7 | 794.1 | 778.5 | 709.5 | 632.9 | 649.0 |
| Income Available to Common Shares before Depreciation & Amortization | (361.2) | (314.2) | (245.3) | (402.5) | (341.5) | (435.0) | (728.8) | (723.3) | (676.0) | (687.4) | (700.1) | (588.4) |
| Commissions and Fees | 55.5 | 63.1 | 74.3 | 62.5 | 83.5 | 65.3 | 67.5 | 59.3 | 55.0 | 41.5 | 43.7 | 42.0 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.