Last close · 16 Oct 2026
Rs 74.01 +0.08%
Financials
Atlas Insurance Limited (ATIL) financials
20 years of annual results (FY2006 – FY2025), 80 quarters.
Atlas Insurance Limited (ATIL) reported total income of Rs 2.1 bn for FY2025 (Jan – Dec 2025), up 10.4% from FY2024.
Profit attributable to shareholders was Rs 2.1 bn (EPS Rs 13.90), up 10.0%.
It declared a dividend of Rs 8.50 per share for FY2025 and has paid a dividend in each of the last 20 years.
Return on equity was 21.7%.
Over the last five years total income grew at a compound 4.9% a year.
At Rs 74.01 (close on 16 Oct 2026) the shares trade at 4.5× earnings (TTM to Jun 2026) and 0.95× book value, with a dividend yield of 11.5%.
Fundamentals
ATIL at a glance
Net premium earned · FY2025
Rs 5.7 mn
Profit attributable to shareholders · FY2025
Rs 2.1 bn
▲ 10.0% year on year
EPS – basic (Rs) · FY2025
Rs 13.90
▲ 10.0% year on year
Dividend per share (Rs) · FY2025
Rs 8.50
▲ 0.0% year on year
Investments · FY2025
Rs 16.9 bn
▲ 32.2% year on year
Return on equity (ROE) · FY2025
21.7%
-7.5 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 2.1 bn
- Profit attributable · FY2025
- Rs 2.1 bn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 24.4 bn
- Equity · FY2025
- Rs 11.0 bn
Financial highlights
ATIL financial results
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 0.0 | (0.0) | (0.0) | 2.1 | 1.8 | 1.4 | 1.5 | 1.5 | 1.3 | 1.0 |
| Investment income (net) | 2.1 | 1.9 | 0.6 | 0.0 | 0.3 | 0.2 | 0.2 | 0.2 | 0.3 | 0.5 |
| Net claims & benefits | (1.1) | (0.8) | (0.7) | (0.7) | (0.6) | (0.4) | (0.5) | (0.5) | (0.4) | (0.3) |
| Profit before tax | 3.4 | 3.1 | 1.8 | 1.1 | 1.2 | 0.9 | 0.9 | 1.0 | 1.0 | 0.9 |
| Profit attributable to shareholders | 2.1 | 1.9 | 1.0 | 0.7 | 0.8 | 0.6 | 0.6 | 0.7 | 0.7 | 0.6 |
| EPS – basic (Rs) Rs | 13.90 | 12.64 | 6.74 | 4.81 | 5.59 | 4.32 | 4.17 | 4.45 | 4.44 | 4.14 |
| Dividend per share (Rs) Rs | 8.50 | 8.50 | 4.00 | 4.38 | 3.98 | 3.98 | 3.62 | 3.29 | 3.05 | 3.05 |
| Investments | 16.9 | 12.8 | 7.4 | 5.1 | 6.2 | 6.4 | 5.0 | 3.8 | 5.0 | 6.5 |
| Total assets | 24.4 | 19.5 | 14.3 | 9.6 | 9.3 | 9.7 | 7.0 | 6.7 | 6.8 | 8.1 |
| Total equity | 11.0 | 8.2 | 4.8 | 3.6 | 4.2 | 4.8 | 3.7 | 3.5 | 4.0 | 4.7 |
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 |
| Investment income (net) | 2.6 | 0.6 | 0.5 | 0.9 | 0.5 | 0.4 | 0.2 | 0.8 | 0.4 |
| Net claims & benefits | (1.1) | (0.3) | (0.3) | (0.3) | (0.3) | (0.2) | (0.2) | (0.2) | (0.2) |
| Profit before tax | 4.0 | 1.0 | 0.9 | 1.2 | 0.8 | 0.8 | 0.5 | 1.0 | 0.7 |
| Profit attributable to shareholders | 2.5 | 0.6 | 0.5 | 0.8 | 0.5 | 0.5 | 0.3 | 0.6 | 0.4 |
| EPS – basic (Rs) Rs | 16.47 | 4.33 | 3.62 | 5.19 | 3.34 | 3.17 | 2.20 | 4.00 | 2.76 |
| Dividend per share (Rs) Rs | 11.00 | 2.50 | 0.00 | 6.00 | 2.50 | 0.00 | 0.00 | 6.00 | 2.50 |
| Investments | 17.3 | 17.3 | 15.7 | 16.9 | 16.4 | 13.4 | 13.4 | 12.8 | 10.5 |
| Total assets | 25.2 | 25.2 | 24.2 | 24.4 | 25.1 | 20.3 | 20.8 | 19.5 | 17.0 |
| Total equity | 11.6 | 11.6 | 10.5 | 11.0 | 10.6 | 8.6 | 8.7 | 8.2 | 6.6 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.