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Commercial Banks

BOP The Bank of Punjab

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 28.78 -0.10%

Annual · FY2006 – FY2025

The Bank of Punjab (BOP) balance sheet

At the end of FY2025 (Jan – Dec 2025) The Bank of Punjab had total assets of Rs 2.95 tn, up 24.0% on FY2024. Deposits were Rs 2.05 tn, up 20.0% on FY2024 and net advances Rs 882.8 bn. Investments stood at Rs 1.55 tn. Shareholders' equity was Rs 102.2 bn (Rs 31.25 per share), 3.5% of total assets.

BOP balance sheet (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 * Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 * Jan – Dec 2016 FY2015 * Jan – Dec 2015 FY2014 * Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks 117.3 103.6 122.6 107.1 89.1 82.8 93.8 81.0 64.7 39.5 34.4 30.0 32.4 26.1 21.8 19.4 16.1 12.9 16.1 17.8
Lendings to financial institutions 65.0 13.1 10.9 18.5 10.4 9.4 3.4 5.4 13.9 — 0.6 4.7 1.4 1.6 2.1 0.6 0.6 0.6 136.3 113.2
Investments 1,548.3 1,320.3 913.4 638.3 531.8 568.7 361.8 210.1 242.5 199.7 177.1 155.2 124.0 129.6 92.5 56.4 57.9 22.7 73.5 28.2
Advances (net) 882.8 778.8 789.4 559.3 469.3 378.2 353.3 350.5 280.5 273.5 215.6 166.1 152.9 143.9 125.6 118.7 120.4 131.7 — —
Fixed assets 43.2 41.5 33.2 30.3 19.8 14.8 15.2 8.8 7.9 7.3 6.4 5.5 3.5 3.5 3.6 3.5 3.4 3.5 3.2 2.0
Intangible assets 2.7 2.5 2.1 1.8 1.1 0.7 0.8 0.9 0.6 0.4 0.1 0.0 0.0 — — — 0.0 0.0 0.0 0.0
Other assets 69.1 60.7 32.6 38.5 30.1 17.8 18.2 22.2 38.3 27.3 33.5 31.1 28.5 23.3 25.9 20.1 14.9 9.2 5.8 3.6
Total assets 2,950.7 2,379.1 2,216.2 1,482.0 1,197.3 1,095.8 869.7 714.7 657.9 547.7 472.3 420.4 352.7 332.1 280.9 229.1 216.6 185.9 235.0 164.9
Liabilities
Deposits 2,050.9 1,709.6 1,520.8 1,227.3 1,002.9 835.1 691.0 595.6 556.2 453.2 375.0 342.3 306.6 266.1 237.9 208.2 190.9 164.1 192.0 137.7
Borrowings 683.1 464.6 505.4 118.7 98.7 173.1 96.3 54.2 46.8 48.5 59.1 48.5 24.3 46.2 25.8 12.1 14.9 13.5 18.8 7.9
Total liabilities 2,847.4 2,287.0 2,135.6 1,417.0 1,142.4 1,043.5 822.8 676.8 628.1 519.7 449.6 401.0 339.2 319.7 270.2 225.5 210.5 182.2 216.0 148.7
Equity
Share capital 32.5 32.5 32.7 29.7 26.4 26.4 26.4 26.4 26.4 15.6 15.6 15.6 10.6 5.3 5.3 5.3 5.3 5.3 4.2 2.9
Equity attributable to shareholders 102.2 91.2 79.8 64.3 54.3 51.9 46.4 37.5 29.6 27.8 22.7 19.4 13.5 12.4 10.7 3.6 6.1 3.7 19.0 16.1
Total equity 103.3 92.1 80.6 65.0 54.9 52.4 46.9 37.9 29.8 28.0 22.7 19.4 13.5 12.4 10.7 3.6 6.1 3.7 19.0 16.1
Total liabilities & equity 2,950.7 2,379.1 2,216.2 1,482.0 1,197.3 1,095.8 869.7 714.7 657.9 547.7 472.3 420.4 352.7 332.1 280.9 229.1 216.6 185.9 235.0 164.9
Key figures
Gross advances 927.7 829.3 832.8 604.3 519.3 430.0 399.0 394.6 326.8 — 246.6 192.9 178.6 170.2 151.9 148.0 150.6 153.2 — —
Provision against advances 44.9 50.6 43.4 45.0 50.0 51.8 45.8 44.1 46.3 — 30.9 26.8 25.7 26.3 26.3 29.3 30.2 21.5 — —
Advances to deposits (ADR) 0.43× 0.46× 0.52× 0.46× 0.47× 0.45× 0.51× 0.59× 0.50× 0.60× 0.58× 0.49× 0.50× 0.54× 0.53× 0.57× 0.63× 0.80× — —
Shares outstanding mn 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 2,055.6 2,055.6 1,473.3 738.4 738.4 738.4 738.4 738.4 738.4 729.3
Common equity 102.2 91.2 79.8 64.3 54.3 51.9 46.4 37.5 29.6 27.8 22.7 19.4 13.5 12.4 10.7 3.6 6.1 3.7 19.0 16.1
Book value per share (Rs) Rs 31.25 27.86 24.39 19.67 16.60 15.86 14.19 11.48 9.04 8.50 11.03 9.42 9.13 16.75 14.44 4.89 8.31 5.05 25.75 22.12
BOP balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 * Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 * Jan – Dec 2016 FY2015 * Jan – Dec 2015 FY2014 * Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks +13.3% -15.5% +14.5% +20.2% +7.6% -11.7% +15.8% +25.2% +63.7% +14.8% +14.7% -7.4% +24.3% +19.6% +12.2% +20.8% +25.1% -20.3% -9.2% —
Lendings to financial institutions +394.4% +20.2% -40.8% +77.2% +10.8% +177.0% -36.5% -61.5% — — -87.3% +243.4% -11.9% -24.8% +236.4% +10.6% -11.8% -99.5% +20.5% —
Investments +17.3% +44.6% +43.1% +20.0% -6.5% +57.2% +72.2% -13.4% +21.4% +12.8% +14.1% +25.2% -4.3% +40.1% +64.1% -2.7% +155.3% -69.1% +160.2% —
Advances (net) +13.4% -1.4% +41.2% +19.2% +24.1% +7.1% +0.8% +25.0% +2.6% +26.8% +29.8% +8.6% +6.3% +14.6% +5.8% -1.4% -8.6% — — —
Fixed assets +4.1% +24.9% +9.5% +53.0% +33.9% -2.7% +73.1% +11.4% +8.8% +12.8% +17.4% +56.4% +0.9% -3.4% +1.8% +3.1% -1.1% +7.1% +58.7% —
Intangible assets +9.6% +18.5% +18.1% +60.4% +59.3% -13.1% -10.9% +40.6% +43.2% +775.5% +537.0% -8.7% — — — — -100.0% -58.7% -40.3% —
Other assets +13.9% +86.0% -15.3% +27.7% +69.2% -2.2% -18.1% -41.9% +40.4% -18.8% +7.9% +9.2% +22.2% -10.2% +29.1% +34.9% +62.0% +57.9% +61.0% —
Total assets +24.0% +7.4% +49.5% +23.8% +9.3% +26.0% +21.7% +8.6% +20.1% +16.0% +12.3% +19.2% +6.2% +18.2% +22.6% +5.8% +16.5% -20.9% +42.6% —
Liabilities
Deposits +20.0% +12.4% +23.9% +22.4% +20.1% +20.8% +16.0% +7.1% +22.7% +20.9% +9.5% +11.7% +15.2% +11.8% +14.3% +9.1% +16.3% -14.5% +39.4% —
Borrowings +47.0% -8.1% +325.8% +20.3% -43.0% +79.8% +77.7% +15.7% -3.5% -17.9% +22.0% +99.4% -47.4% +78.9% +113.0% -18.8% +10.4% -28.1% +138.6% —
Total liabilities +24.5% +7.1% +50.7% +24.0% +9.5% +26.8% +21.6% +7.8% +20.9% +15.6% +12.1% +18.2% +6.1% +18.3% +19.8% +7.1% +15.6% -15.7% +45.2% —
Equity
Share capital 0.0% -0.8% +10.0% +12.5% 0.0% 0.0% 0.0% 0.0% +70.0% 0.0% 0.0% +47.4% +99.5% 0.0% 0.0% 0.0% 0.0% +25.0% +45.7% —
Equity attributable to shareholders +12.1% +14.2% +24.0% +18.4% +4.7% +11.7% +23.6% +26.9% +6.4% +22.7% +17.2% +43.8% +8.8% +16.0% +195.3% -41.2% +64.6% -80.4% +17.8% —
Total equity +12.2% +14.3% +24.0% +18.3% +4.8% +11.8% +23.7% +26.9% +6.7% +23.3% +17.2% +43.8% +8.8% +16.0% +195.3% -41.2% +64.6% -80.4% +17.8% —
Total liabilities & equity +24.0% +7.4% +49.5% +23.8% +9.3% +26.0% +21.7% +8.6% +20.1% +16.0% +12.3% +19.2% +6.2% +18.2% +22.6% +5.8% +16.5% -20.9% +42.6% —
Key figures
Gross advances +11.9% -0.4% +37.8% +16.4% +20.8% +7.8% +1.1% +20.8% — — +27.8% +8.0% +4.9% +12.0% +2.6% -1.7% -1.7% — — —
Provision against advances -11.2% +16.6% -3.7% -9.9% -3.5% +13.3% +3.7% -4.7% — — +15.4% +4.4% -2.4% -0.0% -10.2% -2.9% +40.5% — — —
Advances to deposits (ADR) — — — — — — — — — — — — — — — — — — — —
Shares outstanding — — — — — — — — — — — — — — — — — — — —
Common equity +12.1% +14.2% +24.0% +18.4% +4.7% +11.7% +23.6% +26.9% +6.4% +22.7% +17.2% +43.8% +8.8% +16.0% +195.3% -41.2% +64.6% -80.4% +17.8% —
Book value per share (Rs) +12.1% +14.2% +24.1% +18.4% +4.7% +11.7% +23.6% +26.9% +6.4% -22.9% +17.2% +3.1% -45.5% +16.0% +195.3% -41.2% +64.6% -80.4% +16.4% —

Change against the previous fiscal year; shown when the earlier figure is positive.

BOP balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 * Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 * Jan – Dec 2016 FY2015 * Jan – Dec 2015 FY2014 * Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks 4.0% 4.4% 5.5% 7.2% 7.4% 7.6% 10.8% 11.3% 9.8% 7.2% 7.3% 7.1% 9.2% 7.9% 7.8% 8.5% 7.4% 6.9% 6.9% 10.8%
Lendings to financial institutions 2.2% 0.6% 0.5% 1.2% 0.9% 0.9% 0.4% 0.7% 2.1% — 0.1% 1.1% 0.4% 0.5% 0.7% 0.3% 0.3% 0.3% 58.0% 68.6%
Investments 52.5% 55.5% 41.2% 43.1% 44.4% 51.9% 41.6% 29.4% 36.9% 36.5% 37.5% 36.9% 35.2% 39.0% 32.9% 24.6% 26.7% 12.2% 31.3% 17.1%
Advances (net) 29.9% 32.7% 35.6% 37.7% 39.2% 34.5% 40.6% 49.0% 42.6% 49.9% 45.7% 39.5% 43.4% 43.3% 44.7% 51.8% 55.6% 70.9% — —
Fixed assets 1.5% 1.7% 1.5% 2.0% 1.7% 1.4% 1.8% 1.2% 1.2% 1.3% 1.4% 1.3% 1.0% 1.0% 1.3% 1.5% 1.6% 1.9% 1.4% 1.2%
Intangible assets 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.0% 0.0% 0.0% — — — 0.0% 0.0% 0.0% 0.0%
Other assets 2.3% 2.5% 1.5% 2.6% 2.5% 1.6% 2.1% 3.1% 5.8% 5.0% 7.1% 7.4% 8.1% 7.0% 9.2% 8.8% 6.9% 4.9% 2.5% 2.2%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Deposits 69.5% 71.9% 68.6% 82.8% 83.8% 76.2% 79.5% 83.3% 84.5% 82.7% 79.4% 81.4% 86.9% 80.1% 84.7% 90.9% 88.1% 88.3% 81.7% 83.5%
Borrowings 23.2% 19.5% 22.8% 8.0% 8.2% 15.8% 11.1% 7.6% 7.1% 8.9% 12.5% 11.5% 6.9% 13.9% 9.2% 5.3% 6.9% 7.3% 8.0% 4.8%
Total liabilities 96.5% 96.1% 96.4% 95.6% 95.4% 95.2% 94.6% 94.7% 95.5% 94.9% 95.2% 95.4% 96.2% 96.3% 96.2% 98.4% 97.2% 98.0% 91.9% 90.2%
Equity
Share capital 1.1% 1.4% 1.5% 2.0% 2.2% 2.4% 3.0% 3.7% 4.0% 2.8% 3.3% 3.7% 3.0% 1.6% 1.9% 2.3% 2.4% 2.8% 1.8% 1.8%
Equity attributable to shareholders 3.5% 3.8% 3.6% 4.3% 4.5% 4.7% 5.3% 5.3% 4.5% 5.1% 4.8% 4.6% 3.8% 3.7% 3.8% 1.6% 2.8% 2.0% 8.1% 9.8%
Total equity 3.5% 3.9% 3.6% 4.4% 4.6% 4.8% 5.4% 5.3% 4.5% 5.1% 4.8% 4.6% 3.8% 3.7% 3.8% 1.6% 2.8% 2.0% 8.1% 9.8%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Gross advances 31.4% 34.9% 37.6% 40.8% 43.4% 39.2% 45.9% 55.2% 49.7% — 52.2% 45.9% 50.6% 51.2% 54.1% 64.6% 69.5% 82.4% — —
Provision against advances 1.5% 2.1% 2.0% 3.0% 4.2% 4.7% 5.3% 6.2% 7.0% — 6.6% 6.4% 7.3% 7.9% 9.4% 12.8% 13.9% 11.6% — —
Common equity 3.5% 3.8% 3.6% 4.3% 4.5% 4.7% 5.3% 5.3% 4.5% 5.1% 4.8% 4.6% 3.8% 3.7% 3.8% 1.6% 2.8% 2.0% 8.1% 9.8%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 173
BOP balance sheet — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016
Cash & Short-Term Deposits Due from Banks - Total 117.3 103.6 122.6 107.1 89.1 82.8 93.8 81.0 64.7 39.5
Cash & Short-Term Deposits Due from Banks 38.7 34.5 49.3 62.2 36.1 36.5 53.3 47.6 58.6 35.8
Funds with Central Banks 78.6 69.1 73.4 44.9 53.1 46.3 40.4 33.4 6.1 3.8
Lending & Long-Term Deposits Due from Banks 65.0 13.1 10.9 18.5 10.4 9.4 3.4 5.4 13.9 —
Inter-Bank Loans & Long-Term Deposits with Other Banks 65.0 13.1 10.9 18.5 10.3 9.4 3.4 5.4 9.1 —
Money Market Placements — — — 0.0 0.1 — — — 4.8 —
Collateralized Agreements, Reverse REPOs & Securities Borrowed - Assets 156.4 0.0 137.0 52.2 26.4 7.5 0.6 22.1 9.5 —
Loans & Receivables - Total 948.4 837.4 964.3 595.2 488.3 393.8 375.2 363.1 280.5 273.5
Income Tax - Receivables — — — — 0.0 0.0 1.8 3.6 — —
Securities Purchased under REPOs & Federal Funds Sold 156.4 0.0 137.0 52.2 26.4 7.5 0.6 22.1 9.5 —
Receivables - Other 0.0 0.0 85.2 0.0 0.0 0.0 0.0 0.0 — —
Securities Purchased under REPOs 156.4 0.0 137.0 52.2 26.4 7.5 0.6 22.1 9.5 —
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 1,548.0 1,319.9 913.1 638.3 531.7 567.8 361.5 210.1 242.5 —
Derivative Financial Instruments - Hedging - Total 0.2 — — 0.0 0.2 0.0 0.0 0.1 — —
Banking Related Loans – Net 882.8 778.8 789.4 559.3 469.3 378.2 353.3 350.5 280.5 273.5
Loans - Gross 927.7 829.3 832.8 604.3 519.3 430.0 399.0 394.6 326.8 —
Investment Securities - Other 9.9 7.2 — — 0.0 — — — — —
Loans - Commercial & Industrial 770.6 733.1 724.2 546.6 468.9 396.2 371.5 374.4 313.8 —
Loans - Broker & Financial Institutions — — — — — — — 0.0 0.8 —
Loans - to Customers - Other - Gross 157.1 96.2 108.6 57.7 50.5 33.9 27.5 20.2 12.2 —
Investments - Other - Total 0.3 0.4 0.3 0.1 0.1 0.9 0.4 0.0 — —
Investments - Total 1,548.3 1,320.3 913.4 638.3 531.8 568.7 361.8 210.1 242.5 199.7
Reserves for Loan Losses 44.9 50.6 43.4 45.0 50.0 51.8 45.8 44.1 46.3 —
Investment Securities - Held for Trading 2.4 90.8 44.1 6.4 33.5 19.1 10.0 25.1 32.3 —
Interest Receivables - Bank 65.6 58.6 89.6 35.9 19.0 15.6 20.1 8.9 — —
Investment Securities Available for Sale & Held to Maturity 1,535.7 1,221.8 869.0 631.9 498.2 548.7 351.5 185.0 210.2 —
Property, Plant & Equipment - Net - Total 43.2 41.5 33.2 30.3 19.8 14.8 15.2 8.8 7.9 7.3
Property, Plant & Equipment - Gross - Total 65.4 58.4 47.3 41.1 29.1 22.4 20.9 — 11.3 —
Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total 22.1 16.9 14.1 10.8 9.3 7.6 5.6 — 3.4 —
Investment Securities - Available for Sale - Total 1,415.9 1,083.1 770.4 535.0 436.9 488.2 291.7 184.7 209.9 —
Government Securities - Available for Sale/Held to Maturity 1,532.5 1,208.2 848.4 609.0 476.7 530.2 342.5 177.9 35.3 —
Other Assets - Total 69.1 60.7 32.6 38.5 30.1 17.8 18.2 22.2 38.3 27.3
Deferred Tax - Asset - Long-Term & Short-Term 7.7 9.2 10.3 14.6 13.8 7.8 6.6 8.0 10.8 6.5
Prepaid Expenses - Total 3.2 2.5 1.4 2.5 1.0 0.6 0.6 0.8 — —
Other Assets 58.2 49.0 20.9 21.4 15.4 9.3 11.0 13.4 27.5 20.7
Intangible Assets - Total - Net 2.7 2.5 2.1 1.8 1.1 0.7 0.8 0.9 0.6 0.4
Intangible Assets - excluding Goodwill - Net - Total 2.7 2.5 2.1 1.8 1.1 0.7 0.8 0.9 0.6 0.4
Intangible Assets - Gross - Total 4.8 4.1 3.3 2.6 1.9 1.2 1.1 — 0.7 —
Intangible Assets - excluding Goodwill - Gross 4.8 4.1 3.3 2.6 1.9 1.2 1.1 — 0.7 —
Intangible Assets - Accumulated Amortization & Impairment - Total 2.0 1.6 1.2 0.8 0.7 0.5 0.3 — 0.1 —
Intangible Assets - excluding Goodwill - Accumulated Amortization & Impairment - Total 2.0 1.6 1.2 0.8 0.7 0.5 0.3 — 0.1 —
Computer Software - Intangible Assets - Net 2.3 2.0 1.3 1.4 0.6 0.6 0.7 0.8 0.1 0.4
Intangible Assets - Other - Net 0.3 0.4 0.6 0.4 0.5 0.1 0.1 0.1 0.6 —
Computer Software - Intangible Assets - Gross 4.1 3.3 2.4 2.2 1.3 1.2 1.0 — 0.1 —
Intangible Assets - Other - Gross - Total 0.3 0.4 0.6 0.4 0.5 0.1 0.1 — 0.6 —
Computer Software - Intangible Assets - Accumulated Amortization & Impairment 1.8 1.4 1.1 0.8 0.7 0.5 0.3 — 0.1 —
Total Assets 2,950.7 2,379.1 2,216.2 1,482.0 1,197.3 1,095.8 869.7 714.7 657.9 547.7
Deposits - Total 2,050.9 1,709.6 1,520.8 1,227.3 1,002.9 835.1 691.0 595.6 556.2 453.2
Debt - Total 683.1 464.6 505.4 118.7 98.7 173.1 96.3 54.2 46.8 48.5
Short-Term Debt & Current Portion of Long-Term Debt 597.8 370.9 422.4 41.6 47.7 138.3 72.9 23.5 37.6 4.2
Deposits - Customers - Total 1,996.4 1,693.4 1,457.8 1,181.2 981.6 827.8 680.7 588.7 550.5 —
Deposits - Demand -Customer 470.0 350.2 257.8 212.0 173.2 148.1 131.5 122.0 125.0 —
Deposits - Savings - Customer 1,515.5 1,334.5 1,166.8 945.0 791.5 660.7 533.0 441.2 395.4 —
Deposits - Other - Customer 10.9 8.8 33.2 24.2 16.9 19.0 16.2 25.5 30.0 —
Deposits - Due to Banks & Financial Institutions 54.6 16.2 63.0 46.1 21.4 7.2 10.3 6.9 5.7 —
Deposits - Demand Deposits - Due to Banks & Financial Institutions 5.2 3.3 3.2 3.9 2.7 3.5 5.6 3.8 2.7 —
Deposits - Savings - Due to Banks & Financial Institutions 49.3 12.8 59.8 42.2 18.2 3.6 4.6 2.9 2.7 —
Deposits - Other - Due to Banks & Financial Institutions 0.0 0.1 0.0 0.0 0.5 0.1 0.1 0.2 0.3 —
Current Portion of Long-Term Debt including Capitalized Leases 0.9 0.8 3.0 1.7 9.4 9.4 18.7 — 12.7 —
Trading Liabilities — 0.0 0.0 — — — — — — —
Capitalized Leases - Current Portion 0.1 0.1 0.1 — — — — — — —
Short-Term Debt & Notes Payable 596.9 370.1 419.5 39.9 38.3 128.9 54.2 23.5 25.0 4.2
Debt - Long-Term - Total 85.3 93.7 83.0 77.1 51.0 34.8 23.4 30.6 9.2 44.3
Short-Term Banking Borrowings excluding Collateralized Financing 38.8 31.3 42.5 38.5 38.3 91.5 42.5 21.0 24.0 4.2
Collateralized Financing Agreements, REPO Financing Loans - Liabilities 558.1 338.7 377.0 1.4 0.0 37.4 11.7 2.5 1.0 —
Securities Sold under Repurchase Agreements & Federal Funds Purchased 558.1 338.7 377.0 1.4 0.0 37.4 11.7 2.5 1.0 —
Securities Sold under Repurchase Agreements 558.1 338.7 377.0 1.4 0.0 37.4 11.7 2.5 1.0 —
Current Portion of Long-Term Debt excluding Capitalized Leases 0.8 0.7 2.9 1.7 9.4 9.4 18.7 — 12.7 —
Capitalized Lease Obligations - Long-Term 18.3 17.0 15.6 14.4 9.5 7.3 6.7 0.0 — —
Long-Term Debt excluding Capitalized Leases 36.3 45.9 37.1 45.5 33.7 20.7 7.9 21.8 4.7 39.8
Debt - Non-Convertible - Long-Term 36.3 45.9 37.1 45.5 33.7 20.7 7.9 21.8 4.7 39.8
Dividends Payable 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 —
Deferred Tax & Investment Tax Credits - Long-Term 0.0 0.0 0.0 0.0 — — — — — —
Deferred Tax - Liability - Long-Term 0.0 0.0 0.0 0.0 — — — — — —
Payables & Accrued Expenses 48.0 64.0 66.0 31.5 16.0 17.7 17.8 8.9 6.0 —
Accrued Expenses 6.9 5.0 5.4 1.8 1.7 1.9 1.1 1.5 1.0 —
Junior Subordinated Debentures & Notes Payable - Trust Account 30.8 30.8 30.2 17.2 7.8 6.8 8.8 8.8 4.5 4.5
Other Liabilities - Total 60.7 43.4 36.7 37.8 24.1 17.0 17.3 18.0 19.0 18.0
Licenses, Franchises, Copyrights, Property Rights, Prototypes, Contract Based, Models & Designs - Net 0.1 0.1 0.1 — — — — — — —
Other Payables - Total — — — — — — 0.0 0.0 — —
Other Liabilities - 58.6 42.4 36.7 37.8 24.1 16.7 16.6 17.0 19.0 18.0
Interest Payable 41.1 59.0 60.6 29.7 14.3 15.8 16.8 7.4 5.0 —
Licenses, Franchises, Copyrights, Property Rights, Prototypes, Contract Based, Models & Designs - Gross 0.4 0.3 0.2 — — — — — — —
Deferred Revenue/Income 2.1 1.0 — — 0.0 0.3 0.7 1.0 — —
Licenses, Franchises, Copy/Property Rights, Prototypes, Contract Based, Models & Designs - Accumulated Amortization & Impairment 0.3 0.2 0.1 — — — — — — —
Total Liabilities 2,847.4 2,287.0 2,135.6 1,417.0 1,142.4 1,043.5 822.8 676.8 628.1 519.7
Shareholders' Equity - Attributable to Parent Shareholders - Total 102.2 91.2 79.8 64.3 54.3 51.9 46.4 37.5 29.6 27.8
Common Equity Attributable to Parent Shareholders 102.2 91.2 79.8 64.3 54.3 51.9 46.4 37.5 29.6 27.8
Common Equity - Contributed 32.5 32.5 34.9 32.0 28.7 28.7 28.7 28.7 28.7 22.6
Common Stock - Issued & Paid 32.5 32.5 32.7 29.7 26.4 26.4 26.4 26.4 26.4 15.6
Equity - Non-Contributed - Reserves & Retained Earnings 69.8 58.7 44.9 32.4 25.7 23.2 17.8 8.9 0.9 5.2
Retained Earnings - Total 59.1 50.8 43.3 35.0 27.3 17.5 12.7 5.9 (1.7) 1.9
Comprehensive Income - Accumulated - Total 10.7 8.0 1.8 (2.3) (1.4) 6.0 5.4 3.3 2.9 3.6
Investments - Unrealized Gain/Loss — — (2.9) (7.8) (6.4) 2.9 2.2 (0.0) — —
Other Reserves/Equity - Total — — (0.3) (0.3) (0.3) (0.3) (0.3) (0.3) (0.3) (0.3)
Common Equity - Total 102.2 91.2 79.8 64.3 54.3 51.9 46.4 37.5 29.6 27.8
Common Stock - Additional Paid in Capital including Option Reserve — — 2.2 2.2 2.2 2.2 2.2 2.2 2.2 7.0
Minority Interest - Equity 1.1 1.0 0.8 0.6 0.6 0.5 0.4 0.3 0.3 0.2
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 103.3 92.1 80.6 65.0 54.9 52.4 46.9 37.9 29.8 28.0
Total Liabilities & Equity 2,950.7 2,379.1 2,216.2 1,482.0 1,197.3 1,095.8 869.7 714.7 657.9 547.7
Revaluation Reserves 10.7 8.0 4.8 5.5 5.1 3.0 3.1 3.3 2.9 3.6
Common Shares - Issued - Total mn 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6
Common Shares - Outstanding - Total mn 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 5,000.0 5,000.0 5,000.0 5,500.0 6,187.5 6,187.5 6,187.5 — 6,187.5 6,187.5
Common Shares - Issued - Issue Specific mn 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6
Common Shares - Outstanding - Issue Specific mn 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6 3,271.6
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 13.2 12.9 12.4 12.1 7.9 6.3 6.3 0.0 — —
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 13.2 12.9 12.4 12.1 7.9 6.3 6.3 0.0 — —
Right of Use Tangible Assets - Total - Gross - Supplemental 22.5 20.0 17.7 15.8 10.6 8.0 7.2 — — —
Right of Use Tangible Assets - Capital/Finance Lease - Gross - Supplemental 22.5 20.0 17.7 15.8 10.6 8.0 7.2 — — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 30.0 28.6 20.8 18.2 11.9 8.6 8.9 8.8 — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Gross - Supplemental 42.9 38.5 29.6 25.3 18.6 14.4 13.7 — — —
Finance and Operating Lease Liabilities - Total - Supplemental 18.4 17.1 15.7 14.4 9.5 7.3 6.7 0.0 — —
Debt including Finance and Operating Lease Liabilities - Supplemental 683.1 464.6 505.4 118.7 98.7 173.1 96.3 54.2 46.8 48.5
Net Debt 565.8 361.0 382.8 11.6 9.6 90.3 2.5 (26.8) (17.9) 9.0
Islamic Financing Assets - Total — — 108.6 57.7 50.5 34.2 28.2 21.3 12.2 —
Islamic Debt - Long-Term & Short-Term — — — — — — 0.0 0.0 — —
Islamic Debt & Deposits - Total — — — — — — 0.0 0.0 — —
Debt - Long-Term - Maturities - Total — — — — 79.1 39.9 35.4 — 17.3 —
Debt - Long-Term - Maturities - within 1 Year — — — — 37.6 32.0 18.7 — 12.7 —
Debt - Long-Term - Maturities - Year 2 — — — — 4.5 0.6 2.6 — 0.4 —
Debt - Long-Term - Maturities - Year 3 — — — — 1.2 0.5 0.5 — 0.2 —
Debt - Long-Term - Maturities - Year 5 — — — — 9.6 1.0 1.0 — 1.9 —
Debt - Long-Term - Maturities - Year 10 — — — — 24.0 5.8 — — 2.2 —
Debt - Long-Term - Maturities - Remaining — — — — 2.3 0.0 12.5 — 0.0 —
Debt - Long-Term - Maturities - 2-3 Years — — — — 5.6 1.1 3.1 — 0.6 —
Debt - Long-Term - Maturities - 4-5 Years — — — — 9.6 1.0 1.0 — 1.9 —
Debt - Long-Term - Maturities - Year 6 & Beyond — — — — 26.3 5.8 12.5 — 2.2 —
Minority Interest - Total 1.1 1.0 0.8 0.6 0.6 0.5 0.4 0.3 0.3 0.2
Asset Accruals (33.1) (31.3) (27.2) (28.2) (18.2) (22.1) (12.6) (10.1) (42.5) (35.8)
Cash & Cash Equivalents - Total 117.3 103.6 122.6 107.1 89.1 82.8 93.8 81.0 64.7 39.5
Cash & Securities 1,822.1 1,423.9 1,173.0 797.7 647.3 658.9 456.2 313.2 316.7 239.2
Cash & Short Term Investments - Total 117.3 103.6 122.6 107.1 89.1 82.8 93.8 81.0 64.7 39.5
Debt - including Preferred Equity & Minority Interest - Total 684.2 465.5 506.2 119.3 99.3 173.6 96.7 54.5 47.1 48.7
Earning Assets 2,769.8 2,215.8 1,973.4 1,375.5 1,127.0 1,046.6 812.9 669.0 611.1 512.7
Demand Deposits - Total 475.3 353.4 261.0 215.8 175.8 151.6 137.2 125.8 127.7 —
Invested Assets - Total 1,548.3 1,320.3 913.4 638.3 531.8 568.7 361.8 210.1 242.5 199.7
Right of Use Tangible Assets - Total - Accumulated Depreciation - Supplemental 9.3 7.1 5.3 3.7 2.7 1.7 0.8 — — —
Investment Securities 1,548.0 1,319.9 913.1 638.3 531.7 567.8 361.5 210.1 242.5 —
Net Book Capital 669.1 453.1 463.3 76.5 64.5 142.7 49.4 11.1 12.0 37.0
Right of Use Tangible Assets - Capital/Finance Lease - Accumulated Depreciation - Supplemental 9.3 7.1 5.3 3.7 2.7 1.7 0.8 — — —
Net Operating Assets 669.1 453.1 463.3 76.5 64.5 142.7 49.4 11.1 12.0 37.0
Provisions - Total 0.0 0.0 0.0 0.0 — — — — — —
Shareholders Equity - Common 102.2 91.2 79.8 64.3 54.3 51.9 46.4 37.5 29.6 27.8
Savings Deposits - Total 1,564.8 1,347.3 1,226.6 987.3 809.7 664.4 537.5 444.1 398.1 —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Accumulated Depreciation - Supplemental 12.9 9.8 8.8 7.1 6.6 5.8 4.8 — — —
Tangible Total Equity 100.6 89.6 78.5 63.2 53.8 51.7 46.1 37.0 29.2 27.5
Tangible Book Value 99.5 88.7 77.7 62.6 53.2 51.2 45.6 36.6 28.9 27.4
Total Book Capital 785.4 555.7 585.2 183.0 153.0 225.0 142.7 91.7 76.4 76.3
Total Capital 786.4 556.7 586.0 183.7 153.6 225.5 143.2 92.1 76.7 76.5
Total Long Term Capital 103.3 92.1 80.6 65.0 54.9 52.4 46.9 37.9 29.8 28.0
Trading Account 2.4 90.8 44.1 6.4 33.5 19.1 10.0 25.1 32.3 —
Unearned Revenue - Total 2.1 1.0 — — 0.0 0.3 0.7 1.0 — —
Book Value excluding Other Equity 102.2 91.2 80.1 64.6 54.6 52.1 46.7 37.8 29.8 28.1
Income Taxes - Payable - Long-Term & Short-Term 4.7 5.5 6.7 1.8 0.7 0.5 0.4 0.2 — —
Cash & Short Term Investments - Net of Debt (565.8) (361.0) (382.8) (11.6) (9.6) (90.3) (2.5) 26.8 17.9 (9.0)
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 0.9 0.8 3.0 1.7 9.4 9.4 18.7 — 12.7 —
Interest Bearing Liabilities - Total 2,734.1 2,174.1 2,026.2 1,346.0 1,101.6 1,008.2 787.3 649.7 603.0 501.7
Net Debt Including Preferred Equity & Minority Interest 566.9 361.9 383.5 12.2 10.2 90.8 3.0 (26.5) (17.6) 9.1
Other Short-Term & Long-Term Assets - Total 69.1 60.7 32.6 38.5 30.1 17.8 18.2 22.2 38.3 27.3
Other Short-Term & Long-Term Liabilities - Total 58.6 42.4 36.7 37.8 24.1 16.7 16.6 17.0 19.0 18.0
Tangible Book Value excluding Other Equity 99.5 88.7 78.0 62.8 53.5 51.4 45.9 36.9 29.2 27.6
Total Debt Excluding Islamic 683.1 464.6 505.4 118.7 98.7 173.1 96.3 54.2 46.8 48.5
Reserves for Loan Losses - Total 44.9 50.6 43.4 45.0 50.0 51.8 45.8 44.1 46.3 —
Total Available Funds 2,154.3 1,801.7 1,601.4 1,292.3 1,057.8 887.5 737.9 633.4 586.0 481.1
Loans - Gross – Total 927.7 829.6 837.4 606.8 526.7 431.8 399.0 394.6 331.6 273.5
Deposits - Net 1,996.4 1,693.4 1,457.8 1,181.2 981.6 827.8 680.7 588.7 550.5 453.2
Loans - Net - Total 947.7 791.9 800.4 577.7 479.7 387.6 356.7 355.9 294.4 273.5
Tangible Book Value & Reserves for Loan Losses - Total 144.5 139.3 121.1 107.6 103.2 103.0 91.4 80.8 75.2 —
Cash in Hand & with Banks - Total 33.1 31.3 27.2 28.2 18.2 22.1 12.6 10.1 42.5 35.8

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.