CRTM The Crescent Textile Mills Limited

The Crescent Textile Mills Limited (CRTM) financial ratios

The Crescent Textile Mills Limited earned a net margin of 0.3% in FY2026 against a five-year average of 0.2% (Textile Composite median 1.5%). Return on equity was 0.4%, compared with a sector median of 3.8%. The current ratio stood at 0.78× and debt was 59.3% of equity. Cash took about 102 days to cycle through receivables, inventory and payables.

FY2026 vs the Textile Composite median

Gross margin: 10.4%; Sector median 11.7%
Operating margin: 4.7%; Sector median 5.0%
Net margin: 0.3%; Sector median 1.5%
Return on equity (ROE): 0.4%; Sector median 3.8%
Return on assets (ROA): 0.2%; Sector median 1.3%
Current ratio: 0.78×; Sector median 1.21×
Debt to equity: 59.3%; Sector median 72.9%
Asset turnover: 0.69×; Sector median 0.78×
Dividend payout ratio: 0.0%; Sector median 0.0%

Median of the 44 companies in the sector with the figure for their latest fiscal year.

CRTM financial ratios (annual) (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 Jul 2021 – Jun 2022	FY2021 Jul 2020 – Jun 2021	FY2020 Jul 2019 – Jun 2020	FY2019 Jul 2018 – Jun 2019	FY2018 Jul 2017 – Jun 2018	FY2017 Jul 2016 – Jun 2017	FY2016 * Jul 2015 – Jun 2016	FY2015 Jul 2014 – Jun 2015	FY2014 Jul 2013 – Jun 2014	FY2013 Jul 2012 – Jun 2013	FY2012 * Jul 2011 – Jun 2012	FY2011 Jul 2010 – Jun 2011	FY2010 Jul 2009 – Jun 2010	FY2009 * Jul 2008 – Jun 2009	FY2008 * Jul 2007 – Jun 2008	FY2007 * Jul 2006 – Jun 2007
Profitability
Gross margin	10.4%	9.0%	5.7%	13.4%	17.4%	13.8%	11.7%	11.7%	9.7%	8.9%	12.6%	12.3%	11.0%	11.1%	11.8%	9.1%	13.4%	14.5%	10.8%	9.0%
EBITDA margin	7.3%	7.0%	1.8%	10.8%	12.8%	9.0%	7.5%	8.7%	8.4%	5.9%	9.3%	8.1%	8.7%	7.8%	7.5%	5.2%	9.1%	11.9%	8.9%	6.2%
Operating margin	4.7%	4.3%	(0.0%)	9.1%	11.1%	7.1%	5.0%	6.6%	5.7%	3.5%	7.3%	6.5%	7.0%	6.0%	5.5%	3.5%	6.7%	9.3%	5.5%	1.5%
Pre-tax margin	0.4%	(3.1%)	(8.0%)	2.5%	8.7%	4.5%	1.3%	2.8%	0.1%	0.7%	3.3%	3.0%	2.8%	1.9%	(0.1%)	(0.1%)	4.3%	2.2%	(0.5%)	2.0%
Net margin	0.3%	(1.5%)	(7.4%)	2.8%	6.6%	2.9%	0.3%	1.7%	0.1%	1.0%	2.4%	1.9%	1.9%	0.8%	(0.9%)	(0.8%)	3.2%	1.0%	(1.4%)	0.7%
Effective tax rate	33.1%	—	—	(12.2%)	23.5%	36.4%	81.0%	39.7%	16.9%	(39.7%)	27.7%	38.5%	30.4%	54.7%	—	—	25.6%	55.7%	—	66.7%
Returns
Return on equity (ROE)	0.4%	(2.4%)	(14.6%)	4.8%	13.0%	5.6%	0.4%	2.9%	0.1%	1.4%	4.0%	4.0%	4.6%	3.0%	(4.7%)	(4.4%)	14.0%	4.5%	(4.5%)	1.4%
Return on assets (ROA)	0.2%	(1.1%)	(7.1%)	2.4%	6.3%	2.6%	0.2%	1.4%	0.0%	0.7%	1.9%	1.8%	1.9%	0.9%	(0.9%)	(1.0%)	3.2%	1.0%	(1.1%)	0.4%
Return on invested capital (ROIC)	2.4%	—	—	8.3%	9.4%	4.7%	0.8%	3.4%	3.2%	3.4%	4.2%	4.4%	5.1%	3.7%	—	—	4.0%	8.6%	—	2.6%
Liquidity
Current ratio	0.78×	0.80×	0.78×	0.95×	1.02×	0.97×	0.83×	0.80×	0.88×	0.90×	0.90×	0.81×	0.76×	0.71×	0.77×	0.74×	0.70×	0.70×	0.76×	0.82×
Quick ratio	0.43×	0.39×	0.42×	0.48×	0.55×	0.55×	0.46×	0.50×	0.55×	0.59×	0.62×	0.58×	0.51×	0.48×	0.57×	0.51×	0.50×	0.51×	0.50×	0.52×
Leverage
Debt to equity	59.3%	76.6%	77.5%	70.6%	75.2%	76.7%	85.6%	92.7%	89.8%	71.5%	88.6%	92.4%	100.0%	118.8%	261.5%	272.7%	222.6%	280.7%	260.0%	171.1%
Debt to capital	37.2%	43.4%	43.7%	41.4%	42.9%	43.4%	46.1%	48.1%	47.3%	41.7%	47.0%	48.0%	50.0%	54.3%	72.3%	73.2%	69.0%	73.7%	72.2%	63.1%
Debt to assets	31.8%	37.1%	37.0%	35.1%	36.5%	37.4%	39.3%	42.2%	42.7%	38.9%	43.2%	42.6%	44.8%	48.4%	48.3%	54.3%	54.1%	58.7%	56.3%	49.9%
Assets to equity	1.95×	2.08×	2.05×	2.03×	2.06×	2.11×	2.19×	2.15×	1.96×	1.92×	2.11×	2.20×	2.34×	3.41×	5.21×	4.55×	4.42×	4.70×	3.96×	3.19×
Efficiency
Asset turnover	0.69×	0.76×	0.97×	0.84×	0.96×	0.91×	0.73×	0.80×	0.63×	0.68×	0.80×	0.96×	1.01×	1.03×	0.99×	1.25×	1.00×	0.98×	0.83×	0.66×
Receivable days days	77	75	70	93	80	76	100	107	138	135	133	108	96	109	117	78	94	95	85	84
Inventory days days	104	100	78	109	97	88	93	79	90	75	66	56	55	52	57	41	45	51	61	82
Payable days days	79	73	55	61	48	54	68	50	47	38	42	39	35	54	59	23	14	11	13	17
Cash conversion cycle days	102	101	92	141	129	109	125	136	181	172	157	124	117	107	115	96	125	135	134	149
Dividends
Dividend payout ratio	0.0%	—	—	17.8%	0.0%	0.0%	142.9%	0.0%	0.0%	88.6%	43.4%	31.0%	0.0%	0.0%	—	—	21.4%	0.0%	—	0.0%
Earnings retention rate	1.00×	—	—	0.82×	1.00×	1.00×	(0.43×)	1.00×	1.00×	0.11×	0.57×	0.69×	1.00×	1.00×	—	—	0.79×	1.00×	—	1.00×

Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.

CRTM: frequently asked questions

What is CRTM's EPS?

The Crescent Textile Mills Limited reported basic earnings per share of Rs 0.53 for FY2026 (Jul 2025 – Jun 2026).

What is CRTM's P/E ratio?

At the closing price of Rs 58.20 on 16 Oct 2026, CRTM trades at a P/E of 110.4× based on EPS of Rs 0.53 (FY2026).

Does CRTM pay dividends?

The Crescent Textile Mills Limited did not declare a cash dividend for FY2026.

What was CRTM's revenue and profit in FY2026?

The Crescent Textile Mills Limited reported revenue of Rs 19.1 bn and profit attributable to shareholders of Rs 52.7 mn for FY2026 (Jul 2025 – Jun 2026).

What is CRTM's book value per share?

The Crescent Textile Mills Limited's book value per share was Rs 154.42 at the end of FY2026. The shares trade at 0.38× book value.

Information only, not investment advice.