EFUL EFU Life Assurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 112.00 +1.65%
Quarterly · Q3 FY2021 – Q2 FY2026
EFU Life Assurance Limited (EFUL) quarterly income statement
EFU Life Assurance Limited reported total income of Rs 22.1 bn for Q2 FY2026 (Apr – Jun 2026), up 14.9% on Q2 FY2025. Tax of Rs 332.3 mn took 27.1% of pre-tax profit. Profit attributable to shareholders was Rs 894.6 mn, up 55.5% on Q2 FY2025, or Rs 6.12 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 * Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 58.4 | 15.2 | 14.6 | 16.1 | 12.5 | 11.5 | 12.5 | 12.8 | 9.6 | 8.3 | 8.9 | 11.0 | 8.6 | 8.4 | 8.5 | 12.4 | 8.3 | 8.5 | 9.2 | 11.7 | 8.0 |
| Investment income (net) | 4.3 | 1.2 | 0.9 | 1.4 | 0.8 | 0.8 | 1.3 | 1.0 | 1.1 | 1.3 | 1.2 | 1.4 | 1.1 | 1.1 | 1.0 | 1.5 | 1.1 | 1.0 | 1.3 | 1.2 | 0.9 |
| Total income | 86.0 | 22.1 | 20.9 | 23.3 | 19.8 | 19.2 | 20.6 | 22.1 | 20.1 | 18.8 | 19.0 | 23.5 | 16.8 | 15.7 | 13.6 | 18.9 | 13.8 | 11.9 | 13.3 | 14.0 | 11.9 |
| Net claims & benefits | (51.7) | (12.8) | (13.2) | (13.8) | (11.8) | (11.3) | (12.1) | (11.0) | (10.7) | (9.6) | (9.9) | (8.8) | (8.5) | (7.6) | (7.3) | (6.8) | (6.0) | (6.7) | (6.0) | (5.6) | (5.9) |
| Acquisition & underwriting expenses | (11.5) | (2.8) | (2.7) | (3.4) | (2.6) | (2.5) | (2.5) | (2.6) | (2.0) | (1.5) | (1.6) | (2.2) | (1.7) | (1.5) | (1.7) | (2.4) | (1.7) | (1.7) | (1.8) | (2.3) | (1.8) |
| Profit before tax | 3.9 | 1.2 | 0.7 | 1.0 | 1.0 | 1.0 | 1.0 | 1.5 | 0.9 | 1.3 | 1.3 | 1.2 | 0.9 | 1.2 | 0.8 | 0.9 | 0.7 | 0.6 | 0.6 | 0.9 | 0.2 |
| Taxation | (1.4) | (0.3) | (0.3) | (0.4) | (0.4) | (0.4) | (0.3) | (0.6) | (0.3) | (0.5) | (0.5) | (0.5) | (0.3) | (0.9) | (0.3) | (0.3) | (0.2) | (0.4) | (0.2) | (0.3) | (0.1) |
| Profit after tax | 2.5 | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 | 0.3 | 0.5 | 0.6 | 0.5 | 0.2 | 0.5 | 0.6 | 0.2 |
| Profit attributable to shareholders | 2.5 | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 | 0.3 | 0.5 | 0.6 | 0.5 | 0.2 | 0.5 | 0.6 | 0.2 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 17.20 | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 | 2.48 | 3.58 | 4.41 | 3.27 | 1.19 | 3.28 | 4.20 | 1.19 |
| Dividend per share (Rs) Rs | 10.77 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 * Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +31.9% | +16.5% | +26.0% | +31.0% | +38.8% | +40.5% | +16.2% | +11.8% | -1.0% | +4.8% | -11.2% | +2.6% | -2.1% | -7.7% | +5.9% | +4.5% | +7.2% | +5.6% | +11.0% | +2.1% |
| Investment income (net) | +48.8% | -26.5% | +46.3% | -27.8% | -37.9% | +2.9% | -31.2% | -4.4% | +14.9% | +19.9% | -8.3% | -1.7% | +9.2% | -19.5% | +29.8% | +22.4% | +38.2% | +71.7% | +33.3% | +183.6% |
| Total income | +14.9% | +1.6% | +5.2% | -1.5% | +1.9% | +8.3% | -5.9% | +19.6% | +20.0% | +39.8% | +24.4% | +21.8% | +31.7% | +2.3% | +35.1% | +16.1% | -1.2% | +6.5% | +1.0% | -3.8% |
| Net claims & benefits | +13.5% | +8.5% | +26.0% | +10.5% | +17.8% | +23.3% | +24.6% | +26.2% | +26.6% | +35.9% | +29.7% | +42.4% | +12.8% | +20.0% | +21.0% | +1.0% | +19.5% | +2.8% | +3.6% | +10.5% |
| Acquisition & underwriting expenses | +11.4% | +11.5% | +31.2% | +30.9% | +72.4% | +54.9% | +16.8% | +16.2% | -3.8% | -4.0% | -7.6% | +1.3% | -11.6% | -10.1% | +2.1% | -4.8% | -1.6% | +2.8% | +5.8% | +7.9% |
| Profit before tax | +22.9% | -31.8% | -30.6% | +13.0% | -24.1% | -24.4% | +27.2% | +3.1% | +7.6% | +69.8% | +27.3% | +22.7% | +108.2% | +17.1% | +7.9% | +208.1% | +19.2% | +12.3% | -5.7% | -65.8% |
| Taxation | -21.5% | -18.4% | -31.6% | +15.2% | -21.6% | -34.7% | +24.9% | +4.7% | -38.4% | +95.8% | +57.6% | +35.5% | +107.5% | +36.1% | +12.2% | +301.5% | +197.5% | +13.9% | +1.5% | -69.6% |
| Profit after tax | +55.5% | -38.5% | -30.0% | +11.6% | -25.7% | -17.8% | +28.7% | +2.1% | +124.3% | +56.7% | +12.4% | +15.9% | +109.9% | +9.3% | +5.8% | +174.3% | -53.1% | +11.7% | -8.7% | -64.1% |
| Profit attributable to shareholders | +55.5% | -38.5% | -30.0% | +11.6% | -25.7% | -17.8% | +28.7% | +2.1% | +124.3% | +56.7% | +12.4% | +15.9% | +109.9% | +9.3% | +5.8% | +174.3% | -53.1% | +11.7% | -8.7% | -64.1% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +55.5% | -38.5% | -33.3% | +11.6% | -25.7% | -21.8% | +28.7% | -2.9% | +113.7% | +56.8% | +13.4% | +15.7% | +109.2% | +9.2% | +5.0% | +175.5% | -52.9% | +11.8% | -8.8% | -64.2% |
| Dividend per share (Rs) | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 * Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 68.7% | 69.9% | 69.1% | 63.4% | 59.9% | 60.9% | 57.7% | 47.6% | 43.9% | 46.9% | 46.7% | 50.9% | 53.3% | 62.6% | 65.4% | 60.5% | 71.7% | 69.5% | 83.4% | 67.2% |
| Investment income (net) | 5.5% | 4.5% | 6.0% | 3.9% | 4.2% | 6.2% | 4.3% | 5.3% | 6.9% | 6.6% | 5.9% | 6.6% | 7.2% | 7.6% | 8.0% | 8.2% | 8.7% | 9.7% | 8.4% | 7.8% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (58.2%) | (63.2%) | (59.3%) | (59.8%) | (58.9%) | (59.1%) | (49.5%) | (53.3%) | (50.9%) | (51.9%) | (37.4%) | (50.5%) | (48.3%) | (53.4%) | (35.9%) | (43.2%) | (56.4%) | (45.5%) | (40.1%) | (49.6%) |
| Acquisition & underwriting expenses | (12.8%) | (13.1%) | (14.5%) | (13.0%) | (13.2%) | (11.9%) | (11.6%) | (9.8%) | (7.8%) | (8.3%) | (9.3%) | (10.1%) | (9.7%) | (12.2%) | (12.6%) | (12.1%) | (14.5%) | (13.8%) | (16.6%) | (14.7%) |
| Profit before tax | 5.6% | 3.1% | 4.4% | 5.0% | 5.2% | 4.7% | 6.7% | 4.4% | 7.0% | 6.7% | 5.0% | 5.1% | 7.8% | 5.5% | 4.9% | 5.0% | 4.9% | 4.8% | 6.1% | 1.9% |
| Taxation | (1.5%) | (1.3%) | (1.7%) | (2.0%) | (2.2%) | (1.6%) | (2.7%) | (1.7%) | (2.9%) | (2.6%) | (2.0%) | (1.9%) | (5.6%) | (1.9%) | (1.6%) | (1.7%) | (3.5%) | (1.4%) | (1.9%) | (0.5%) |
| Profit after tax | 4.1% | 1.9% | 2.7% | 3.0% | 3.0% | 3.1% | 4.0% | 2.7% | 4.1% | 4.1% | 3.0% | 3.1% | 2.2% | 3.7% | 3.3% | 3.3% | 1.4% | 3.4% | 4.2% | 1.4% |
| Profit attributable to shareholders | 4.1% | 1.9% | 2.7% | 3.0% | 3.0% | 3.1% | 4.0% | 2.7% | 4.1% | 4.1% | 3.0% | 3.1% | 2.2% | 3.7% | 3.3% | 3.3% | 1.4% | 3.4% | 4.2% | 1.4% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 120
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 15.2 | 14.6 | 16.1 | 12.5 | 11.5 | 12.5 | 12.8 | 9.6 | 8.3 | 8.9 | 11.0 | 8.6 |
| Premiums Written - Gross | 16.1 | 15.7 | 17.3 | 13.6 | 12.3 | 13.9 | 13.3 | 10.2 | 8.8 | 9.4 | 11.0 | 8.9 |
| Premiums Written - Gross - Life/Long-Term Insurance | 16.1 | 15.7 | 17.3 | 13.6 | 12.3 | 13.9 | 13.3 | 10.2 | 8.8 | 9.4 | 11.0 | 8.9 |
| Premiums Ceded Out & Unearned - Reinsurance | 1.0 | 1.1 | 1.2 | 1.0 | 0.8 | 1.4 | 0.5 | 0.7 | 0.5 | 0.5 | 0.0 | 0.3 |
| Premiums Ceded Out to Reinsurance - Written | 1.0 | 1.1 | 1.2 | 1.0 | 0.8 | 1.4 | 0.5 | 0.7 | 0.5 | 0.5 | 0.0 | 0.3 |
| Investment Income/(Expense) - Net - Insurance | 1.2 | 0.9 | 1.4 | 0.8 | 0.8 | 1.3 | 1.0 | 1.1 | 1.3 | 1.2 | 1.4 | 1.1 |
| Investments & Loans - Business - Gain/(Loss) | 5.7 | 5.3 | 5.8 | 6.5 | 6.9 | 6.8 | 8.4 | 9.5 | 9.3 | 8.8 | 11.1 | 7.1 |
| Investment Income - Gross - Insurance - Total | 1.2 | 0.9 | 1.4 | 0.8 | 0.8 | 1.3 | 1.0 | 1.1 | 1.3 | 1.2 | 1.4 | 1.1 |
| Investment Securities - Business - Gain/(Loss) | 5.7 | 5.3 | 5.8 | 6.5 | 6.9 | 6.8 | 8.4 | 9.5 | 9.3 | 8.8 | 11.1 | 7.1 |
| Revenue from Business Activities - Total | 22.1 | 20.9 | 23.3 | 19.8 | 19.2 | 20.6 | 22.1 | 20.1 | 18.8 | 19.0 | 23.5 | 16.8 |
| Insurance Claims/Reserves - Total | 12.8 | 13.2 | 13.8 | 11.8 | 11.3 | 12.1 | 11.0 | 10.7 | 9.6 | 9.9 | 8.8 | 8.5 |
| Insurance Benefits Paid - Current | 12.8 | 13.2 | 13.8 | 11.8 | 11.3 | 12.1 | 11.0 | 10.7 | 9.6 | 9.9 | 8.8 | 8.5 |
| Selling, General & Administrative Expenses - Total | 1.9 | 1.3 | 1.4 | 1.2 | 1.2 | 1.1 | 1.0 | 1.2 | 1.2 | 1.0 | 1.1 | 0.7 |
| Selling, General & Administrative Expenses - Unclassified | 1.6 | 1.0 | 1.0 | 0.7 | 1.0 | 0.9 | 0.7 | 1.0 | 1.0 | 0.4 | 0.9 | 0.7 |
| Depreciation in Selling, General & Administrative Expenses | 0.2 | 0.2 | 0.4 | 0.4 | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.1 | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Underwriting Expenses | 2.8 | 2.7 | 3.4 | 2.6 | 2.5 | 2.5 | 2.6 | 2.0 | 1.5 | 1.6 | 2.2 | 1.7 |
| Policy Acquisition Costs - Total | 2.8 | 2.7 | 3.4 | 2.6 | 2.5 | 2.5 | 2.6 | 2.0 | 1.5 | 1.6 | 2.2 | 1.7 |
| Other Operating Expense/(Income) - Net | 16.0 | (10.6) | 6.7 | 19.5 | 5.2 | 2.9 | 19.0 | 8.1 | 9.6 | 6.4 | 12.1 | 8.0 |
| Other Operating Income - Total | — | 10.6 | — | — | — | — | — | 0.0 | — | — | — | — |
| Policy Acquisition Costs - Other | 2.8 | 2.7 | 3.4 | 2.6 | 2.5 | 2.5 | 2.6 | 2.0 | 1.5 | 0.3 | (1.1) | 0.8 |
| Fee & Commission Expense - Insurance | — | — | — | — | — | — | — | — | — | 1.3 | 3.3 | 0.8 |
| Operating Expenses - Total | 33.5 | 6.6 | 25.2 | 35.1 | 20.2 | 18.6 | 33.5 | 22.0 | 21.9 | 18.8 | 24.3 | 18.9 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.4 | 0.1 | — |
| Selling, General & Administrative Expenses - Other - Total | — | — | — | — | — | — | — | — | — | 0.0 | — | — |
| Advertising Expense | — | — | — | — | — | — | — | — | — | 0.0 | — | — |
| Rental Expense | — | — | — | — | — | — | — | — | — | 0.0 | — | — |
| Operating Profit before Non-Recurring Income/(Expense) | (11.4) | 14.3 | (1.9) | (15.3) | (1.0) | 1.9 | (11.4) | (1.9) | (3.1) | 0.2 | (0.8) | (2.1) |
| Other Operating Expense | 16.0 | 0.0 | 6.7 | 19.5 | 5.2 | 2.9 | 19.0 | 8.1 | 9.6 | 6.4 | 12.1 | 8.0 |
| Interest Expense - Net of Capitalized Interest | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | 0.1 | — |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 | 0.1 | 0.1 | 0.1 | 0.0 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 0.0 | (0.0) | 0.0 | — | — | — | — | — | — | — | — | — |
| Other Non-Operating Income/(Expense) - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 |
| Normalized Pre-tax Profit | (11.4) | 14.3 | (2.0) | (15.3) | (1.0) | 2.0 | (11.4) | (1.9) | (3.0) | 0.3 | (0.8) | (2.0) |
| Non-Recurring Income/Expense - Total | 12.7 | (13.6) | 3.0 | 16.3 | 2.0 | (1.0) | 12.9 | 2.7 | 4.3 | 1.0 | 1.9 | 2.9 |
| Impairment - Financial Investments | — | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 | 0.0 | (0.0) | (0.0) | 0.2 | 0.0 |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Fair Value Adjustments - Financial Investments | 12.6 | (13.6) | 3.0 | 16.3 | 2.0 | (1.0) | 12.9 | 2.8 | 4.3 | 1.0 | 2.1 | 2.9 |
| Provision for Income Tax Expense- Unclassified | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.3 | 0.6 | 0.3 | 0.5 | 0.5 | 0.5 | 0.3 |
| Income before Taxes | 1.2 | 0.7 | 1.0 | 1.0 | 1.0 | 1.0 | 1.5 | 0.9 | 1.3 | 1.3 | 1.2 | 0.9 |
| Income Taxes | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.3 | 0.6 | 0.3 | 0.5 | 0.5 | 0.5 | 0.3 |
| Net Income after Tax | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Income before Discontinued Operations & Extraordinary Items | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Net Income before Minority Interest | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Net Income after Minority Interest | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Income Available to Common Shares | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Income available to Common excluding Extraordinary Items | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Shares used to calculate Basic EPS - Total mn | 146.2 | 146.2 | 146.2 | 146.2 | 146.2 | 146.2 | 139.2 | 146.2 | 146.2 | 139.2 | 139.2 | 139.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (80.47) | 95.76 | (16.18) | (107.62) | (10.07) | 11.17 | (86.13) | (15.09) | (24.35) | (1.64) | (8.91) | (17.00) |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 146.2 | 146.2 | 146.2 | 146.2 | 146.2 | 146.2 | 139.2 | 146.2 | 146.2 | 139.2 | 139.2 | 139.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (80.47) | 95.76 | (16.18) | (107.62) | (10.07) | 11.17 | (86.13) | (15.09) | (24.35) | (1.64) | (8.91) | (17.00) |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Diluted Income available to Common excluding Extraordinary Items | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Shares used to calculate Diluted EPS - Total mn | 146.2 | 146.2 | 146.2 | 146.2 | 146.2 | 146.2 | 139.2 | 146.2 | 146.2 | 139.2 | 139.2 | 139.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (80.47) | 95.76 | (16.18) | (107.62) | (10.07) | 11.17 | (86.13) | (15.09) | (24.35) | (1.64) | (8.91) | (17.00) |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 0.9 | 0.4 | 0.6 | 0.6 | 0.6 | 0.6 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 146.2 | 146.2 | 146.2 | 146.2 | 146.2 | 146.2 | 139.2 | 146.2 | 146.2 | 139.2 | 139.2 | 139.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 6.12 | 2.70 | 4.29 | 4.10 | 3.94 | 4.39 | 6.43 | 3.67 | 5.30 | 5.61 | 5.00 | 3.78 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (80.47) | 95.76 | (16.18) | (107.62) | (10.07) | 11.17 | (86.13) | (15.09) | (24.35) | (1.64) | (8.91) | (17.00) |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.97 | 6.79 | 0.97 | 0.97 | 0.97 | 6.79 | 0.97 | 0.97 | 0.97 | 6.79 | 0.97 | 0.97 |
| Earnings before Interest & Taxes (EBIT) | (11.4) | 14.3 | (1.9) | (15.3) | (1.0) | 1.9 | (11.4) | (1.9) | (3.1) | 0.2 | (0.8) | (2.1) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | (11.2) | 14.5 | (1.5) | (14.9) | (0.8) | 2.1 | (11.1) | (1.7) | (2.9) | 0.4 | (0.6) | (2.0) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | — | — | — | — | — | — | — | — | — | 0.4 | — | — |
| Depreciation & Amortization - Supplemental | 0.2 | 0.2 | 0.3 | 0.2 | 0.2 | 0.2 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Depreciation Expense - Total - Supplemental | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Amortization - Total - Supplemental | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Intangible Amortization - Other - Supplemental | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Amortization of Computer Software - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Depreciation, Depletion & Amortization - Total | 0.2 | 0.2 | 0.4 | 0.5 | 0.2 | 0.2 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Depreciation - Total | 0.2 | 0.2 | 0.4 | 0.4 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Labor & Related Expenses - Total | — | — | — | — | — | — | — | — | — | 0.4 | — | — |
| Labor & Related Expenses - Supplemental | — | — | — | — | — | — | — | — | — | 0.4 | — | — |
| Normalized after Tax Profit | (11.8) | 14.0 | (2.4) | (15.7) | (1.5) | 1.6 | (12.0) | (2.2) | (3.6) | (0.2) | (1.2) | (2.4) |
| Normalized Net Income from Continuing Operations | (11.8) | 14.0 | (2.4) | (15.7) | (1.5) | 1.6 | (12.0) | (2.2) | (3.6) | (0.2) | (1.2) | (2.4) |
| Normalized Net Income - Bottom Line | (11.8) | 14.0 | (2.4) | (15.7) | (1.5) | 1.6 | (12.0) | (2.2) | (3.6) | (0.2) | (1.2) | (2.4) |
| Earnings before Interest & Taxes (EBIT) - Normalized | (11.4) | 14.3 | (1.9) | (15.3) | (1.0) | 2.0 | (11.4) | (1.8) | (3.0) | 0.3 | (0.7) | (2.0) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | (11.2) | 14.5 | (1.5) | (14.8) | (0.8) | 2.2 | (11.1) | (1.6) | (2.8) | 0.5 | (0.5) | (1.9) |
| Depreciation of Financial Lease Right-of-Use Assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.0 | 0.0 | — | — | 0.0 | 0.0 | — | — | — | — | 0.1 | — |
| Rental/Operating Lease Expense | — | — | — | — | — | — | — | — | — | 0.0 | — | — |
| Advertising Expenses - Supplemental | — | — | — | — | — | — | — | — | — | 0.0 | — | — |
| Interest Expense | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | 0.1 | — |
| Investment Income - Insurance | 1.2 | 0.9 | 1.4 | 0.8 | 0.8 | 1.3 | 1.0 | 1.1 | 1.3 | 1.2 | 1.4 | 1.1 |
| Losses, Benefits & Adjustments - Insurance | 12.8 | 13.2 | 13.8 | 11.8 | 11.3 | 12.1 | 11.0 | 10.7 | 9.6 | 9.9 | 8.8 | 8.5 |
| Operating Expenses | 33.5 | 6.6 | 25.2 | 35.1 | 20.2 | 18.6 | 33.5 | 22.0 | 21.9 | 18.8 | 24.3 | 18.9 |
| Premiums Ceded Out & Unearned - Total | 1.0 | 1.1 | 1.2 | 1.0 | 0.8 | 1.4 | 0.5 | 0.7 | 0.5 | 0.5 | 0.0 | 0.3 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 1.9 | 1.3 | 1.4 | 1.2 | 1.2 | 1.1 | 1.0 | 1.2 | 1.2 | 1.0 | 1.1 | 0.7 |
| Total Claim & Loss Expense | 12.8 | 13.2 | 13.8 | 11.8 | 11.3 | 12.1 | 11.0 | 10.7 | 9.6 | 9.9 | 8.8 | 8.5 |
| Underwriting & Commissions | 2.8 | 2.7 | 3.4 | 2.6 | 2.5 | 2.5 | 2.6 | 2.0 | 1.5 | 1.6 | 2.2 | 1.7 |
| Underwriting Expenses - Insurance | 17.8 | (9.3) | 8.0 | 20.7 | 6.4 | 4.0 | 20.0 | 9.3 | 10.9 | 7.4 | 13.3 | 8.7 |
| Income before Taxes & Provision for Loan Losses | 1.2 | 0.7 | 1.0 | 1.0 | 1.0 | 1.0 | 1.5 | 0.9 | 1.3 | 1.3 | 1.2 | 0.9 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 |
| Tax Adjusted Operating Income | 0.9 | 0.4 | 0.7 | 0.6 | 0.6 | 0.7 | 0.9 | 0.5 | 0.8 | 0.8 | 0.7 | 0.5 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | 5.0 | (22.5) | (5.8) | 8.9 | (4.9) | (8.1) | 9.0 | (1.4) | 1.3 | (2.5) | 4.5 | 0.2 |
| Operating Expenses excluding Non-Cash Charges - Total | 33.3 | 6.4 | 24.8 | 34.7 | 20.0 | 18.4 | 33.2 | 21.8 | 21.7 | 18.6 | 24.1 | 18.8 |
| Premiums Earned - Total | 15.2 | 14.6 | 16.1 | 12.5 | 11.5 | 12.5 | 12.8 | 9.6 | 8.3 | 8.9 | 11.0 | 8.6 |
| Losses, Benefits & Adjustments - Total | 15.7 | 15.9 | 17.2 | 14.4 | 13.8 | 14.6 | 13.5 | 12.7 | 11.1 | 11.4 | 11.0 | 10.2 |
| Income Available to Common Shares before Depreciation & Amortization | 1.1 | 0.6 | 1.0 | 1.1 | 0.8 | 0.8 | 1.2 | 0.8 | 1.0 | 1.0 | 0.9 | 0.7 |
| Fixed Charges | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | 0.1 | — |
| Net Premiums Written | 15.2 | 14.6 | 16.1 | 12.5 | 11.5 | 12.5 | 12.8 | 9.6 | 8.3 | 8.9 | 11.0 | 8.6 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 | 1.08 | 7.54 | 1.08 | 1.08 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.