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EWIC East West Insurance Company Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 58.14 0.00%

Quarterly · Q3 FY2021 – Q2 FY2026

East West Insurance Company Limited (EWIC) quarterly income statement

East West Insurance Company Limited reported total income of Rs 3.1 bn for Q2 FY2026 (Apr – Jun 2026), up 45.6% on Q2 FY2025. Tax of Rs 396.0 mn took 39.8% of pre-tax profit. Profit attributable to shareholders was Rs 599.1 mn, up 563.4% on Q2 FY2025, or Rs 1.93 per share.

EWIC income statement (quarterly) (Rs mn)
Rs mn TTM to Jun 2026 Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Net premium earned 8,647.0 2,670.9 1,936.0 2,350.0 1,690.0 1,889.8 1,356.4 1,152.1 1,251.0 972.8 928.2 965.5 1,005.3 937.3 897.8 832.4 582.5 699.8 617.7 514.3 541.3
Investment income (net) — 36.1 — 63.8 5.8 9.1 4.9 7.9 3.1 117.2 92.9 122.7 58.5 89.9 35.1 — — — — — —
Total income 9,279.4 3,098.7 1,798.2 2,553.0 1,829.5 2,128.8 1,440.5 1,311.5 1,318.7 1,133.1 1,043.2 1,109.3 1,077.4 1,041.2 947.3 896.9 629.1 734.6 657.0 541.2 563.6
Net claims & benefits (3,836.8) (1,296.0) (801.0) (1,015.8) (723.9) (999.2) (538.5) (527.9) (624.3) (413.9) (378.6) (263.9) (752.8) (411.5) (396.1) (459.2) (277.8) (310.4) (277.7) (173.8) (251.9)
Acquisition & underwriting expenses (1,749.3) (626.8) (321.5) (606.7) (194.3) (555.0) (242.7) (167.3) (196.1) (335.4) (122.7) (396.6) (38.8) (338.5) (134.4) (162.8) (93.9) (192.3) (92.1) (158.3) (109.0)
Profit before tax 2,695.3 995.1 534.2 569.4 596.7 274.9 487.3 452.0 152.8 205.8 386.3 232.1 48.1 136.1 260.3 121.3 87.2 95.5 173.3 67.4 64.5
Taxation (710.9) (396.0) (50.8) (199.1) (65.0) (184.6) (30.2) (39.3) (20.9) (143.6) (20.1) 13.5 (7.6) (85.2) (14.0) 1.6 (19.6) (56.2) (15.0) 27.7 (11.5)
Profit after tax 1,984.4 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5 50.9 246.3 123.0 67.6 39.3 158.3 95.1 53.0
Profit attributable to shareholders 1,984.4 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5 50.9 246.3 123.0 67.6 39.3 158.3 95.1 53.0
Per share
EPS – basic (Rs) Rs 6.33 1.93 1.56 0.94 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16 0.20 0.95 0.49 0.26 0.15 0.61 0.37 0.21
Dividend per share (Rs) Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EWIC income statement — year-on-year change (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Net premium earned +41.3% +42.7% +104.0% +35.1% +94.3% +46.1% +19.3% +24.4% +3.8% +3.4% +16.0% +72.6% +33.9% +45.3% +61.9% +7.6% +26.7% +21.3% -8.5% +2.7%
Investment income (net) +295.8% — +706.3% +86.0% -92.2% -94.7% -93.6% -94.7% +30.4% +164.5% — — — — — — — — — —
Total income +45.6% +24.8% +94.7% +38.7% +87.9% +38.1% +18.2% +22.4% +8.8% +10.1% +23.7% +71.2% +41.7% +44.2% +65.7% +11.6% +27.4% +24.5% -8.0% +2.9%
Net claims & benefits +29.7% +48.8% +92.4% +16.0% +141.4% +42.2% +100.0% -17.1% +0.6% -4.4% -42.5% +171.0% +32.6% +42.6% +164.2% +10.3% +24.2% +31.1% -31.0% +2.4%
Acquisition & underwriting expenses +12.9% +32.5% +262.7% -0.9% +65.5% +97.7% -57.8% +405.6% -0.9% -8.6% +143.6% -58.7% +76.0% +45.9% +2.8% -13.9% +36.1% +32.9% +46.8% -4.6%
Profit before tax +261.9% +9.6% +26.0% +290.6% +33.6% +26.2% +94.8% +217.4% +51.2% +48.4% +91.3% -44.8% +42.6% +50.2% +80.0% +35.2% +23.8% +18.6% -4.8% +33.1%
Taxation +114.5% +68.2% +406.7% +210.7% +28.6% +50.3% — +174.5% +68.5% +43.6% — -61.1% +51.7% -6.7% — +70.6% +9.7% +49.9% -237.7% +4.5%
Profit after tax +563.4% +5.7% -10.3% +303.3% +45.3% +24.8% +68.1% +225.4% +22.2% +48.7% +99.7% -40.1% +29.5% +55.6% +29.3% +27.5% +51.6% +16.3% +87.6% +41.5%
Profit attributable to shareholders +563.4% +5.7% -10.3% +303.3% +45.3% +24.8% +68.1% +225.4% +22.2% +48.7% +99.7% -40.1% +29.5% +55.6% +29.3% +27.5% +51.6% +16.3% +87.6% +41.5%
Per share
EPS – basic (Rs) +563.0% +5.7% -16.1% +288.5% +40.0% +20.3% +36.2% +211.3% +6.2% +29.3% +69.6% -40.1% +29.5% +54.8% +31.8% +26.9% +50.9% +16.3% +87.6% +41.5%
Dividend per share (Rs) — — — — — — — — — — — — — — — — — — — —

Change against the same quarter a year earlier; shown when the earlier figure is positive.

EWIC income statement — common size (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Net premium earned 86.2% 107.7% 92.1% 92.4% 88.8% 94.2% 87.8% 94.9% 85.8% 89.0% 87.0% 93.3% 90.0% 94.8% 92.8% 92.6% 95.3% 94.0% 95.0% 96.0%
Investment income (net) 1.2% — 2.5% 0.3% 0.4% 0.3% 0.6% 0.2% 10.3% 8.9% 11.1% 5.4% 8.6% 3.7% — — — — — —
Total income 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Net claims & benefits (41.8%) (44.5%) (39.8%) (39.6%) (46.9%) (37.4%) (40.3%) (47.3%) (36.5%) (36.3%) (23.8%) (69.9%) (39.5%) (41.8%) (51.2%) (44.1%) (42.2%) (42.3%) (32.1%) (44.7%)
Acquisition & underwriting expenses (20.2%) (17.9%) (23.8%) (10.6%) (26.1%) (16.8%) (12.8%) (14.9%) (29.6%) (11.8%) (35.8%) (3.6%) (32.5%) (14.2%) (18.2%) (14.9%) (26.2%) (14.0%) (29.3%) (19.3%)
Profit before tax 32.1% 29.7% 22.3% 32.6% 12.9% 33.8% 34.5% 11.6% 18.2% 37.0% 20.9% 4.5% 13.1% 27.5% 13.5% 13.9% 13.0% 26.4% 12.5% 11.4%
Taxation (12.8%) (2.8%) (7.8%) (3.6%) (8.7%) (2.1%) (3.0%) (1.6%) (12.7%) (1.9%) 1.2% (0.7%) (8.2%) (1.5%) 0.2% (3.1%) (7.6%) (2.3%) 5.1% (2.0%)
Profit after tax 19.3% 26.9% 14.5% 29.1% 4.2% 31.7% 31.5% 10.0% 5.5% 35.1% 22.1% 3.8% 4.9% 26.0% 13.7% 10.7% 5.3% 24.1% 17.6% 9.4%
Profit attributable to shareholders 19.3% 26.9% 14.5% 29.1% 4.2% 31.7% 31.5% 10.0% 5.5% 35.1% 22.1% 3.8% 4.9% 26.0% 13.7% 10.7% 5.3% 24.1% 17.6% 9.4%

Each line as a percentage of total income.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.

All reported line items 116
EWIC income statement — all reported line items (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023
Net Premiums Earned 2,670.9 1,936.0 2,350.0 1,690.0 1,889.8 1,356.4 1,152.1 1,251.0 972.8 928.2 965.5 1,005.3
Premiums Written - Gross 3,776.8 — 2,928.2 2,523.9 2,639.8 1,992.2 1,868.8 1,890.0 1,707.5 1,650.4 1,498.5 1,634.0
Premiums Ceded Out & Unearned - Reinsurance 1,105.9 — 578.2 833.9 750.1 635.8 716.7 639.0 734.8 722.3 533.0 628.7
Premiums Ceded Out to Reinsurance - Unearned 1,105.9 — 578.2 833.9 750.1 635.8 716.7 639.0 734.8 722.3 533.0 628.7
Investment Income/(Expense) - Net - Insurance 36.1 — 63.8 5.8 9.1 4.9 7.9 3.1 117.2 92.9 122.7 58.5
Investments & Loans - Business - Gain/(Loss) 391.6 (137.8) 139.1 133.8 229.9 79.2 151.5 64.6 43.1 22.1 21.1 13.5
Investment Income - Gross - Insurance - Total 36.1 — 63.8 5.8 9.1 4.9 7.9 3.1 117.2 92.9 122.7 58.5
Investment Securities - Business - Gain/(Loss) 391.6 (137.8) 139.1 133.8 229.9 79.2 151.5 64.6 43.1 22.1 21.1 13.5
Revenue from Business Activities - Total 3,098.7 1,798.2 2,553.0 1,829.5 2,128.8 1,440.5 1,311.5 1,318.7 1,133.1 1,043.2 1,109.3 1,077.4
Insurance Claims/Reserves - Total 1,296.0 801.0 1,015.8 723.9 999.2 538.5 527.9 624.3 413.9 378.6 263.9 752.8
Insurance Benefits Paid - Current 1,296.0 801.0 1,015.8 723.9 999.2 538.5 527.9 624.3 413.9 378.6 263.9 752.8
Selling, General & Administrative Expenses - Total 411.4 296.3 395.6 522.6 192.8 196.3 349.7 312.9 149.6 141.5 262.5 242.0
Selling, General & Administrative Expenses - Unclassified — — — — — — — — — — 150.7 144.6
Depreciation in Selling, General & Administrative Expenses — — — — — — — — — — 11.7 5.7
Underwriting Expenses 626.8 321.5 606.7 194.3 555.0 242.7 167.3 196.1 335.4 122.7 396.6 38.8
Policy Acquisition Costs - Total 626.8 321.5 606.7 194.3 555.0 242.7 167.3 196.1 335.4 122.7 396.6 38.8
Other Operating Expense/(Income) - Net 79.4 41.4 175.5 (5.1) 80.3 74.1 64.8 54.9 85.1 39.7 24.1 10.6
Other Operating Income - Total 50.3 7.7 — 75.3 11.0 2.9 9.3 5.2 11.5 5.8 10.6 4.2
Fee & Commission Expense - Insurance 626.8 321.5 606.7 194.3 555.0 242.7 167.3 196.1 335.4 122.7 396.6 38.8
Operating Expenses - Total 2,413.6 1,460.2 2,193.6 1,435.7 1,827.3 1,051.5 1,109.7 1,188.3 984.1 682.5 947.2 1,044.2
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses — — — — — — — — — — 96.8 89.0
Selling, General & Administrative Expenses - Other - Total — — — — — — — — — — 3.3 2.8
Advertising Expense — — — — — — — — — — — 1.4
Rental Expense — — — — — — — — — — 0.9 0.3
Operating Profit before Non-Recurring Income/(Expense) 685.1 338.0 359.3 393.8 301.5 389.0 201.8 130.4 149.1 360.7 162.1 33.1
Other Operating Expense 129.7 49.2 175.5 70.2 91.3 76.9 74.1 60.1 96.6 45.5 34.8 14.8
Interest Expense - Net of Capitalized Interest 2.4 0.4 2.4 0.0 2.7 0.2 4.4 0.1 4.5 0.0 6.4 0.0
Sale of Tangible & Intangible Fixed Assets - Gain/Loss 4.6 — 2.3 0.0 6.1 — 0.0 2.6 1.3 — 7.0 0.0
Other Non-Operating Income/(Expense) - Total 98.9 48.5 56.6 22.2 26.6 26.2 38.8 19.8 25.5 25.6 35.0 15.0
Normalized Pre-tax Profit 786.2 386.1 415.8 416.1 331.5 415.0 236.2 152.8 171.4 386.3 197.6 48.1
Non-Recurring Income/Expense - Total 208.9 148.1 153.5 180.7 (56.6) 72.4 215.8 0.0 34.4 0.0 34.4 0.0
Fair Value Adjustments - Financial Investments 208.9 148.1 153.5 180.7 (56.6) 72.4 215.8 0.0 34.4 0.0 34.4 0.0
Provision for Income Tax Expense- Unclassified 396.0 50.8 199.1 65.0 184.6 30.2 39.3 20.9 143.6 20.1 (13.5) 7.6
Income before Taxes 995.1 534.2 569.4 596.7 274.9 487.3 452.0 152.8 205.8 386.3 232.1 48.1
Income Taxes 396.0 50.8 199.1 65.0 184.6 30.2 39.3 20.9 143.6 20.1 (13.5) 7.6
Net Income after Tax 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Income before Discontinued Operations & Extraordinary Items 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Net Income before Minority Interest 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Net Income after Minority Interest 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Income Available to Common Shares 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Earnings Adjustments to Net Income - Other Expense/(Income) — — 0.0 (0.0) — — — — — — — —
DPS - Common - Gross - Issue - By Period End Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Income - Basic - including Extraordinary Items Applicable to Common - Total 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Income available to Common excluding Extraordinary Items 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Shares used to calculate Basic EPS - Total mn 309.6 309.6 394.0 281.5 309.4 309.6 368.2 271.1 298.2 298.2 298.2 259.3
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs 1.93 1.56 0.94 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs 1.93 1.56 0.94 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs 1.26 1.08 0.55 1.25 0.47 1.24 0.53 0.49 0.09 1.23 0.71 0.16
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Earnings Allocation Factor - Basic - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Basic EPS - Issue Specific mn 309.6 309.6 309.6 281.5 309.4 309.6 368.2 271.1 298.2 298.2 298.2 259.3
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs 1.93 1.56 1.20 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 1.93 1.56 1.20 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs 1.26 1.08 0.70 1.25 0.47 1.24 0.53 0.49 0.09 1.23 0.71 0.16
EPS - Basic from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Diluted Income available to Common excluding Extraordinary Items 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Shares used to calculate Diluted EPS - Total mn 309.6 309.6 394.0 281.5 309.4 309.6 368.2 271.1 298.2 298.2 298.2 259.3
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs 1.93 1.56 0.94 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs 1.93 1.56 0.94 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs 1.26 1.08 0.55 1.25 0.47 1.24 0.53 0.49 0.09 1.23 0.71 0.16
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific 599.1 483.3 370.3 531.7 90.3 457.1 412.7 131.8 62.2 366.2 245.5 40.5
Earnings Allocation Factor - Diluted - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Diluted EPS - Issue Specific mn 309.6 309.6 309.6 281.5 309.4 309.6 368.2 271.1 298.2 298.2 298.2 259.3
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs 1.93 1.56 1.20 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 1.93 1.56 1.20 1.89 0.29 1.48 1.12 0.49 0.21 1.23 0.82 0.16
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs 1.26 1.08 0.70 1.25 0.47 1.24 0.53 0.49 0.09 1.23 0.71 0.16
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DPS - Common - Gross - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DPS - Common - Net - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Earnings before Interest & Taxes (EBIT) 685.1 338.0 359.3 393.8 301.5 389.0 201.8 130.4 149.1 360.7 162.1 33.1
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 704.3 351.0 375.8 407.1 316.1 398.5 216.0 139.2 161.0 369.0 172.7 38.8
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments — — — — — — — — — — 173.6 39.2
Depreciation - Investment Property - Supplemental — — — — — — 0.6 — — — 0.6 0.6
Depreciation & Amortization - Supplemental 19.2 13.0 16.3 13.2 14.6 9.5 14.2 8.8 11.9 8.3 10.5 5.7
Depreciation Expense - Total - Supplemental 19.2 13.0 16.3 13.2 14.6 9.5 14.2 8.8 11.9 8.3 10.5 5.7
Depreciation - Financial Lease Right-of-Use Assets - Supplemental 4.6 0.0 2.3 0.0 3.9 0.0 4.9 0.0 3.7 0.0 3.3 0.0
Amortization - Total - Supplemental 0.0 0.0 0.0 0.0 0.0 0.0 — 0.0 0.0 0.0 0.0 0.0
Intangible Amortization - Other - Supplemental 0.0 0.0 0.0 0.0 0.0 0.0 — 0.0 0.0 0.0 0.0 0.0
Amortization of Computer Software - Supplemental — — 0.0 0.0 0.0 0.0 — 0.0 0.0 0.0 — —
Depreciation, Depletion & Amortization - Total 19.2 13.0 16.5 13.2 14.6 9.5 14.2 8.8 11.9 8.3 10.5 5.7
Depreciation - Total 19.2 13.0 16.3 13.2 14.6 9.5 14.2 8.8 11.9 8.3 10.5 5.7
Amortization of Intangible Assets excluding Goodwill - Total 0.0 0.0 0.0 0.0 0.0 0.0 — 0.0 0.0 0.0 0.0 0.0
Labor & Related Expenses - Total — — — — — — — — — — 96.8 89.0
Labor & Related Expenses - Supplemental — — — — — — — — — — 96.8 89.0
Normalized after Tax Profit 390.2 335.3 216.8 351.0 146.9 384.7 197.0 131.8 27.8 366.2 211.1 40.5
Normalized Net Income from Continuing Operations 390.2 335.3 216.8 351.0 146.9 384.7 197.0 131.8 27.8 366.2 211.1 40.5
Normalized Net Income - Bottom Line 390.2 335.3 216.8 351.0 146.9 384.7 197.0 131.8 27.8 366.2 211.1 40.5
Earnings before Interest & Taxes (EBIT) - Normalized 770.0 386.5 369.1 411.5 330.5 413.4 232.7 150.9 165.3 386.3 197.6 48.0
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 789.2 399.5 385.6 424.8 345.0 422.9 246.9 159.7 177.1 394.6 208.2 53.7
Depreciation of Financial Lease Right-of-Use Assets 4.6 0.0 2.3 0.0 3.9 0.0 4.9 0.0 3.7 0.0 3.3 0.0
Interest Expense on Financial Lease Liabilities - Supplemental — — 2.4 0.0 2.7 — 4.4 0.0 — — 6.4 0.0
Rental/Operating Lease Expense — — — — — — — — — — 0.9 0.3
Advertising Expenses - Supplemental — — — — — — — — — — — 1.4
Interest Expense 2.4 0.4 2.4 0.0 2.7 0.2 4.4 0.1 4.5 0.0 6.4 0.0
Investment Income - Insurance 36.1 — 63.8 5.8 9.1 4.9 7.9 3.1 117.2 92.9 122.7 58.5
Losses, Benefits & Adjustments - Insurance 1,296.0 801.0 1,015.8 723.9 999.2 538.5 527.9 624.3 413.9 378.6 263.9 752.8
Operating Expenses 2,413.6 1,460.2 2,193.6 1,435.7 1,827.3 1,051.5 1,109.7 1,188.3 984.1 682.5 947.2 1,044.2
Premiums Ceded Out & Unearned - Total 1,105.9 — 578.2 833.9 750.1 635.8 716.7 639.0 734.8 722.3 533.0 628.7
Selling, General & Administrative Expenses excluding Research & Development Expenses 411.4 296.3 395.6 522.6 192.8 196.3 349.7 312.9 149.6 141.5 262.5 242.0
Total Claim & Loss Expense 1,296.0 801.0 1,015.8 723.9 999.2 538.5 527.9 624.3 413.9 378.6 263.9 752.8
Underwriting & Commissions 626.8 321.5 606.7 194.3 555.0 242.7 167.3 196.1 335.4 122.7 396.6 38.8
Underwriting Expenses - Insurance 490.8 337.7 571.0 517.5 273.1 270.3 414.4 367.8 234.7 181.2 286.6 252.6
Income before Taxes & Provision for Loan Losses 995.1 534.2 569.4 596.7 274.9 487.3 452.0 152.8 205.8 386.3 232.1 48.1
DPS - Common - Gross - Issue - By Payable Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DPS - Common - Gross - Issue - By Ex Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Tax Adjusted Operating Income 600.5 483.7 371.9 531.7 91.2 457.3 416.7 131.9 63.5 366.2 252.3 40.5
Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance (805.2) (463.3) (444.8) (206.5) (726.2) (268.2) (113.5) (256.5) (179.2) (197.4) 22.7 (500.3)
Operating Expenses excluding Non-Cash Charges - Total 2,394.4 1,447.2 2,177.1 1,422.5 1,812.7 1,042.0 1,095.4 1,179.5 972.2 674.1 936.7 1,038.6
Premiums Earned - Total 2,670.9 1,936.0 2,350.0 1,690.0 1,889.8 1,356.4 1,152.1 1,251.0 972.8 928.2 965.5 1,005.3
Losses, Benefits & Adjustments - Total 1,922.8 1,122.5 1,622.6 918.2 1,554.3 781.2 695.2 820.5 749.3 501.3 660.6 791.6
Income Available to Common Shares before Depreciation & Amortization 618.3 496.4 386.8 544.9 104.9 466.6 427.0 140.6 74.0 374.5 256.1 46.2
Fixed Charges 2.4 0.4 2.4 — 2.7 0.2 4.4 0.1 4.5 0.0 6.4 —
Net Premiums Written 2,670.9 — 2,350.0 1,690.0 1,889.8 1,356.4 1,152.1 1,251.0 972.8 928.2 965.5 1,005.3
Estimated Tax Rate 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.