Last close · 16 Oct 2026
Rs 10.04 +1.93%
Annual · FY2017 – FY2026
First Al-Noor Modaraba (FANM) balance sheet
At the end of FY2026 (Jul 2025 – Jun 2026) First Al-Noor Modaraba had total assets of Rs 274.6 mn, down 0.2% on FY2025. Shareholders' equity was Rs 256.2 mn (Rs 11.09 per share), 93.3% of total assets.
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 * Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 * Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | 120.7 | 177.5 | 137.8 | 58.7 | 197.9 | 135.4 | 172.8 | 80.7 | 72.9 | 68.1 |
| Investments | 66.9 | 59.3 | 72.6 | 116.0 | 157.1 | 173.3 | 236.3 | 164.2 | 220.7 | 273.1 |
| Loans, leases & receivables | 0.5 | 0.5 | 3.7 | 4.8 | 5.3 | 6.0 | 8.2 | 12.4 | 22.0 | 29.0 |
| Total assets | 274.6 | 275.1 | 269.1 | 265.3 | 269.7 | 271.3 | 269.3 | 289.0 | 316.4 | 351.5 |
| Liabilities | ||||||||||
| Total liabilities | 18.4 | 16.8 | 13.2 | 11.5 | 17.7 | 19.1 | 21.2 | 44.3 | 52.0 | 58.9 |
| Equity | ||||||||||
| Equity attributable to shareholders | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Total equity | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Total liabilities & equity | 274.6 | 275.1 | 269.1 | 265.3 | 269.7 | 271.3 | 269.3 | 289.0 | 316.4 | 351.5 |
| Key figures | ||||||||||
| Shares outstanding mn | 23.1 | 23.1 | 23.1 | 21.0 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| Common equity | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Book value per share (Rs) Rs | 11.09 | 11.18 | 11.08 | 12.08 | 10.91 | 10.92 | 10.74 | 10.59 | 11.45 | 12.66 |
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 * Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 * Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | -32.0% | +28.8% | +134.9% | -70.4% | +46.2% | -21.7% | +114.1% | +10.7% | +7.1% | — |
| Investments | +12.9% | -18.3% | -37.4% | -26.1% | -9.3% | -26.7% | +43.9% | -25.6% | -19.2% | — |
| Loans, leases & receivables | +13.9% | -87.5% | -23.0% | -8.5% | -12.0% | -26.7% | -34.1% | -43.7% | -24.2% | — |
| Total assets | -0.2% | +2.2% | +1.5% | -1.6% | -0.6% | +0.7% | -6.8% | -8.7% | -10.0% | — |
| Liabilities | ||||||||||
| Total liabilities | +9.4% | +27.5% | +14.3% | -34.8% | -7.3% | -9.9% | -52.2% | -14.7% | -11.8% | — |
| Equity | ||||||||||
| Equity attributable to shareholders | -0.8% | +0.9% | +0.9% | +0.7% | -0.1% | +1.6% | +1.4% | -7.5% | -9.6% | — |
| Total equity | -0.8% | +0.9% | +0.9% | +0.7% | -0.1% | +1.6% | +1.4% | -7.5% | -9.6% | — |
| Total liabilities & equity | -0.2% | +2.2% | +1.5% | -1.6% | -0.6% | +0.7% | -6.8% | -8.7% | -10.0% | — |
| Key figures | ||||||||||
| Shares outstanding | — | — | — | — | — | — | — | — | — | — |
| Common equity | -0.8% | +0.9% | +0.9% | +0.7% | -0.1% | +1.6% | +1.4% | -7.5% | -9.6% | — |
| Book value per share (Rs) | -0.8% | +0.9% | -8.3% | +10.8% | -0.1% | +1.6% | +1.4% | -7.5% | -9.6% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 * Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 * Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | 43.9% | 64.5% | 51.2% | 22.1% | 73.4% | 49.9% | 64.2% | 27.9% | 23.1% | 19.4% |
| Investments | 24.4% | 21.5% | 27.0% | 43.7% | 58.3% | 63.9% | 87.7% | 56.8% | 69.8% | 77.7% |
| Loans, leases & receivables | 0.2% | 0.2% | 1.4% | 1.8% | 2.0% | 2.2% | 3.0% | 4.3% | 7.0% | 8.3% |
| Total assets | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Liabilities | ||||||||||
| Total liabilities | 6.7% | 6.1% | 4.9% | 4.3% | 6.6% | 7.0% | 7.9% | 15.3% | 16.4% | 16.8% |
| Equity | ||||||||||
| Equity attributable to shareholders | 93.3% | 93.9% | 95.1% | 95.7% | 93.4% | 93.0% | 92.1% | 84.7% | 83.6% | 83.2% |
| Total equity | 93.3% | 93.9% | 95.1% | 95.7% | 93.4% | 93.0% | 92.1% | 84.7% | 83.6% | 83.2% |
| Total liabilities & equity | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Key figures | ||||||||||
| Common equity | 93.3% | 93.9% | 95.1% | 95.7% | 93.4% | 93.0% | 92.1% | 84.7% | 83.6% | 83.2% |
Each line as a percentage of total assets.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 81
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Cash Equivalents | 70.0 | 133.9 | 92.7 | 23.2 | 95.0 | 59.0 | 9.2 | 33.8 | 24.3 | 11.5 |
| Loans & Receivables - Total | 0.5 | 0.5 | 3.7 | 4.8 | 5.3 | 6.0 | 8.2 | 12.4 | 22.0 | 29.0 |
| Income Tax - Receivables | 0.1 | 0.0 | 0.7 | 3.5 | 2.7 | 5.1 | 5.8 | 4.7 | 4.2 | 3.7 |
| Receivables - Other | 0.4 | 0.5 | 3.0 | 1.3 | 2.6 | 0.9 | 2.4 | 4.0 | 4.8 | 16.8 |
| Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total | 66.9 | 59.3 | 72.6 | 116.0 | 157.1 | 173.3 | 236.3 | 164.2 | 220.7 | 273.1 |
| Trade Accounts & Trade Notes Receivable - Total | — | — | — | — | — | — | 0.0 | 3.7 | 13.0 | 8.5 |
| Inventories - Total | 105.8 | 68.3 | 78.7 | 111.4 | — | 0.0 | 0.0 | 54.0 | 31.2 | 0.0 |
| Investments - Total | 66.9 | 59.3 | 72.6 | 116.0 | 157.1 | 173.3 | 236.3 | 164.2 | 220.7 | 273.1 |
| Investment Securities - Held for Trading | 50.7 | 43.6 | 45.0 | 35.5 | 102.9 | 76.4 | 163.7 | 46.9 | 48.7 | 56.6 |
| Investment Securities Available for Sale & Held to Maturity | 16.2 | 15.7 | 27.5 | 80.5 | 54.2 | 96.9 | 72.6 | 117.3 | 172.1 | 216.4 |
| Property, Plant & Equipment - Net - Total | 20.2 | 1.3 | 1.1 | 1.7 | 2.2 | 2.6 | 3.6 | 4.6 | 5.9 | 5.2 |
| Other Assets - Total | 11.1 | 11.8 | 10.5 | 8.2 | 10.1 | 30.4 | 12.1 | 19.9 | 12.3 | 32.6 |
| Investments in Associates, Joint Ventures and Unconsolidated Subsidiaries | — | — | 9.8 | — | — | — | — | — | — | — |
| Deferred Tax - Asset - Long-Term & Short-Term | 2.8 | 2.0 | 1.0 | 1.3 | 3.1 | — | — | — | — | — |
| Prepaid Expenses - Total | 4.2 | 5.8 | 5.7 | 3.0 | 3.1 | 26.5 | 8.2 | 16.1 | 8.4 | 28.8 |
| Other Assets | 4.0 | 4.0 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 |
| Intangible Assets - Total - Net | 0.1 | 0.2 | 0.0 | — | 0.0 | 0.0 | — | — | — | — |
| Total Current Assets | 231.2 | 252.0 | 225.8 | 177.9 | 206.3 | 167.9 | 189.2 | 163.2 | 134.5 | 126.0 |
| Intangible Assets - excluding Goodwill - Net - Total | 0.1 | 0.2 | 0.0 | — | 0.0 | 0.0 | — | — | — | — |
| Total Assets | 274.6 | 275.1 | 269.1 | 265.3 | 269.7 | 271.3 | 269.3 | 289.0 | 316.4 | 351.5 |
| Dividends Payable | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | — | — | — | — |
| Payables & Accrued Expenses | 3.0 | 2.7 | 1.1 | 1.1 | 3.0 | 5.5 | 6.2 | 10.4 | 9.7 | 13.2 |
| Trade Account Payables - Total | 3.0 | 2.7 | 1.1 | 1.1 | 2.9 | 5.5 | 6.1 | 9.8 | 9.2 | 12.8 |
| Other Liabilities - Total | 14.3 | 11.9 | 10.9 | 9.3 | 13.6 | 12.5 | 15.0 | 33.9 | 42.2 | 45.7 |
| Other Payables - Total | — | — | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.6 | 0.5 | 0.5 |
| Other Liabilities - | — | — | — | — | 0.0 | 0.6 | 3.2 | 19.7 | 30.3 | 28.0 |
| Provisions | 14.3 | 11.9 | 10.9 | 9.3 | 13.6 | 11.9 | 11.9 | 14.2 | 12.0 | 17.6 |
| Post Employment Benefits - Pension & Other | 9.9 | 7.5 | 6.5 | 4.9 | 9.2 | 7.5 | 7.5 | 9.8 | 7.6 | 6.2 |
| Provisions - Other than Pension & Post Retirement | 4.4 | 4.4 | 4.4 | 4.4 | 4.4 | 4.4 | 4.4 | 4.4 | 4.4 | 11.4 |
| Total Liabilities | 18.4 | 16.8 | 13.2 | 11.5 | 17.7 | 19.1 | 21.2 | 44.3 | 52.0 | 58.9 |
| Shareholders' Equity - Attributable to Parent Shareholders - Total | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Common Equity Attributable to Parent Shareholders | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Common Equity - Contributed | 231.0 | 231.0 | 231.0 | 231.0 | 210.0 | 210.0 | 210.0 | 210.0 | 210.0 | 210.0 |
| Common Stock - Issued & Paid | 231.0 | 231.0 | 231.0 | 231.0 | 210.0 | 210.0 | 210.0 | 210.0 | 210.0 | 210.0 |
| Equity - Non-Contributed - Reserves & Retained Earnings | 25.2 | 27.3 | 24.9 | 22.7 | 42.0 | 42.2 | 38.1 | 34.6 | 54.4 | 82.5 |
| Retained Earnings - Total | 24.8 | 28.0 | 25.5 | 24.9 | 46.0 | 44.5 | 43.5 | 42.0 | 60.4 | 87.8 |
| Comprehensive Income - Accumulated - Total | 0.4 | (0.7) | (0.8) | (2.2) | (4.1) | (2.3) | (5.4) | (7.4) | (6.0) | (5.2) |
| Investments - Unrealized Gain/Loss | 0.4 | (0.7) | (0.8) | (2.2) | (4.1) | (2.3) | — | — | — | — |
| Other Reserves/Equity - Total | — | — | 0.3 | — | — | — | — | — | — | — |
| Common Equity - Total | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Total Shareholders' Equity - including Minority Interest & Hybrid Debt | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Total Liabilities & Equity | 274.6 | 275.1 | 269.1 | 265.3 | 269.7 | 271.3 | 269.3 | 289.0 | 316.4 | 351.5 |
| Total Current Liabilities | 8.5 | 9.3 | 6.6 | 6.6 | 8.5 | 11.6 | 13.3 | 32.2 | 23.2 | 24.9 |
| Common Shares - Issued - Total mn | 23.1 | 23.1 | 23.1 | 21.0 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| Common Shares - Outstanding - Total mn | 23.1 | 23.1 | 23.1 | 21.0 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| Common Shares - Treasury - Total mn | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Common Shares - Authorized - Issue Specific mn | 40.0 | 40.0 | 40.0 | 40.0 | — | — | — | — | — | — |
| Common Shares - Issued - Issue Specific mn | 23.1 | 23.1 | 23.1 | 21.0 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| Common Shares - Outstanding - Issue Specific mn | 23.1 | 23.1 | 23.1 | 21.0 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 | 23.1 |
| Common Shares - Treasury - Issue Specific mn | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Asset Allocation Factor - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Net Debt | (120.7) | (177.5) | (137.8) | (58.7) | (197.9) | (135.4) | (172.8) | (80.7) | (72.9) | (68.1) |
| Asset Accruals | 161.3 | 118.1 | 133.1 | 154.7 | 111.3 | 108.9 | 180.1 | 129.4 | 110.3 | 114.5 |
| Cash & Cash Equivalents - Total | 70.0 | 133.9 | 92.7 | 23.2 | 95.0 | 59.0 | 9.2 | 33.8 | 24.3 | 11.5 |
| Cash & Securities | 66.9 | 59.3 | 72.6 | 116.0 | 157.1 | 173.3 | 236.3 | 164.2 | 220.7 | 273.1 |
| Cash & Short Term Investments - Total | 120.7 | 177.5 | 137.8 | 58.7 | 197.9 | 135.4 | 172.8 | 80.7 | 72.9 | 68.1 |
| Earning Assets | 66.9 | 59.3 | 72.6 | 116.0 | 157.1 | 173.3 | 236.3 | 164.2 | 220.7 | 273.1 |
| Invested Assets - Total | 66.9 | 59.3 | 72.6 | 116.0 | 157.1 | 173.3 | 236.3 | 164.2 | 220.7 | 273.1 |
| Investment Securities | 66.9 | 59.3 | 72.6 | 116.0 | 157.1 | 173.3 | 236.3 | 164.2 | 220.7 | 273.1 |
| Investments - Permanent | 16.2 | 15.7 | 37.4 | 80.5 | 54.2 | 96.9 | 72.6 | 117.3 | 172.1 | 216.4 |
| Net Book Capital | 135.5 | 80.8 | 118.2 | 195.1 | 54.0 | 116.8 | 75.3 | 163.9 | 191.5 | 224.4 |
| Net Operating Assets | 135.5 | 80.8 | 118.2 | 195.1 | 54.0 | 116.8 | 75.3 | 163.9 | 191.5 | 224.4 |
| Provisions - Total | 14.3 | 11.9 | 10.9 | 9.3 | 13.6 | 11.9 | 11.9 | 14.2 | 12.0 | 17.6 |
| Shareholders Equity - Common | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Tangible Total Equity | 256.1 | 258.1 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Tangible Book Value | 256.1 | 258.1 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Total Book Capital | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Total Capital | 256.2 | 258.3 | 255.9 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Total Long Term Capital | 266.1 | 265.8 | 262.5 | 258.7 | 261.1 | 259.7 | 256.0 | 256.7 | 293.2 | 326.5 |
| Trading Account | 50.7 | 43.6 | 45.0 | 35.5 | 102.9 | 76.4 | 163.7 | 46.9 | 48.7 | 56.6 |
| Book Value excluding Other Equity | 256.2 | 258.3 | 255.7 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Income Taxes - Payable - Long-Term & Short-Term | 0.0 | 1.1 | — | — | — | — | — | — | — | — |
| Cash & Short Term Investments - Net of Debt | 120.7 | 177.5 | 137.8 | 58.7 | 197.9 | 135.4 | 172.8 | 80.7 | 72.9 | 68.1 |
| Net Debt Including Preferred Equity & Minority Interest | (120.7) | (177.5) | (137.8) | (58.7) | (197.9) | (135.4) | (172.8) | (80.7) | (72.9) | (68.1) |
| Other Short-Term & Long-Term Assets - Total | 2.8 | 2.0 | 1.0 | 1.3 | 3.1 | — | (0.0) | — | — | — |
| Other Short-Term & Long-Term Liabilities - Total | — | — | — | — | 0.0 | 0.6 | 3.2 | 19.7 | 30.3 | 28.0 |
| Tangible Book Value excluding Other Equity | 256.1 | 258.1 | 255.7 | 253.7 | 252.0 | 252.2 | 248.1 | 244.6 | 264.4 | 292.5 |
| Trade Accounts & Trade Notes Receivable - Net - Total | — | — | — | — | — | — | 0.0 | 3.7 | 13.0 | 8.5 |
| Total Available Funds | 266.1 | 265.8 | 262.5 | 258.7 | 261.1 | 259.7 | 256.0 | 256.7 | 293.2 | 326.5 |
| Cash in Hand & with Banks - Total | 70.0 | 133.9 | 92.7 | 23.2 | 95.0 | 59.0 | 9.2 | 33.8 | 24.3 | 11.5 |
| Current Assets excluding Cash & Short Term Investments - Total | 110.6 | 74.5 | 88.1 | 119.2 | 8.4 | 32.5 | 16.4 | 82.5 | 61.6 | 57.8 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.