HICL Habib Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 7.91 +0.13%
Quarterly · Q3 FY2021 – Q2 FY2026
Habib Insurance Company Limited (HICL) quarterly income statement
Habib Insurance Company Limited reported total income of Rs 951.9 mn for Q2 FY2026 (Apr – Jun 2026), up 74.0% on Q2 FY2025. Tax of Rs 94.5 mn took 35.0% of pre-tax profit. Profit attributable to shareholders was Rs 175.5 mn, up 216.2% on Q2 FY2025, or Rs 0.88 per share.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 * Apr – Jun 2026 | Q1 FY2026 * Jan – Mar 2026 | Q4 FY2025 * Oct – Dec 2025 | Q3 FY2025 * Jul – Sep 2025 | Q2 FY2025 * Apr – Jun 2025 | Q1 FY2025 * Jan – Mar 2025 | Q4 FY2024 * Oct – Dec 2024 | Q3 FY2024 * Jul – Sep 2024 | Q2 FY2024 * Apr – Jun 2024 | Q1 FY2024 * Jan – Mar 2024 | Q4 FY2023 * Oct – Dec 2023 | Q3 FY2023 * Jul – Sep 2023 | Q2 FY2023 * Apr – Jun 2023 | Q1 FY2023 * Jan – Mar 2023 | Q4 FY2022 * Oct – Dec 2022 | Q3 FY2022 * Jul – Sep 2022 | Q2 FY2022 * Apr – Jun 2022 | Q1 FY2022 * Jan – Mar 2022 | Q4 FY2021 * Oct – Dec 2021 | Q3 FY2021 * Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 2,076.3 | 700.7 | 536.6 | 399.8 | 439.1 | 435.6 | 422.5 | 399.0 | 342.9 | 354.6 | 395.9 | 347.9 | 393.3 | 349.1 | 415.5 | 320.7 | 350.5 | 287.7 | 269.1 | 221.4 | 208.0 |
| Investment income (net) | 490.1 | 251.2 | 100.1 | 85.5 | 53.3 | 111.4 | 151.1 | 254.9 | 57.2 | 54.1 | 92.9 | 81.4 | 84.2 | 78.5 | 61.1 | 54.2 | 40.9 | (31.5) | 61.1 | 14.4 | 35.8 |
| Total income | 2,566.3 | 951.9 | 636.7 | 485.3 | 492.4 | 547.0 | 573.5 | 667.0 | 400.1 | 408.7 | 488.8 | 441.3 | 477.4 | 428.0 | 487.5 | 419.6 | 397.6 | 271.1 | 349.5 | 235.8 | 243.8 |
| Net claims & benefits | (1,214.4) | (381.4) | (243.4) | (273.6) | (316.1) | (264.7) | (216.8) | (266.1) | (234.7) | (191.1) | (242.4) | (212.1) | (254.4) | (221.9) | (263.5) | (162.0) | (185.5) | (138.3) | (141.5) | (99.0) | (120.9) |
| Profit before tax | 346.9 | 270.1 | 125.6 | (61.3) | 12.5 | 86.2 | 131.6 | 182.8 | 19.6 | 63.1 | 110.1 | 51.3 | 23.5 | 24.0 | 61.1 | 29.3 | 69.0 | (21.9) | 64.8 | 39.3 | 5.4 |
| Taxation | (113.9) | (94.5) | (37.2) | 21.0 | (3.1) | (30.7) | (38.1) | (72.6) | (11.5) | (21.0) | (33.6) | (13.4) | (7.6) | (9.8) | (16.2) | 0.6 | (20.3) | 5.9 | (16.3) | (6.7) | (3.1) |
| Profit after tax | 233.1 | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 | 14.2 | 44.9 | 29.9 | 48.7 | (16.0) | 48.6 | 32.6 | 2.3 |
| Profit attributable to shareholders | 233.1 | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 | 14.2 | 44.9 | 29.9 | 48.7 | (16.0) | 48.6 | 32.6 | 2.3 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 1.16 | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 | 0.07 | 0.22 | 0.15 | 0.24 | (0.08) | 0.24 | 0.16 | 0.01 |
| Dividend per share (Rs) Rs | 0.39 | 0.00 | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 | 0.62 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 |
| Rs mn | Q2 FY2026 * Apr – Jun 2026 | Q1 FY2026 * Jan – Mar 2026 | Q4 FY2025 * Oct – Dec 2025 | Q3 FY2025 * Jul – Sep 2025 | Q2 FY2025 * Apr – Jun 2025 | Q1 FY2025 * Jan – Mar 2025 | Q4 FY2024 * Oct – Dec 2024 | Q3 FY2024 * Jul – Sep 2024 | Q2 FY2024 * Apr – Jun 2024 | Q1 FY2024 * Jan – Mar 2024 | Q4 FY2023 * Oct – Dec 2023 | Q3 FY2023 * Jul – Sep 2023 | Q2 FY2023 * Apr – Jun 2023 | Q1 FY2023 * Jan – Mar 2023 | Q4 FY2022 * Oct – Dec 2022 | Q3 FY2022 * Jul – Sep 2022 | Q2 FY2022 * Apr – Jun 2022 | Q1 FY2022 * Jan – Mar 2022 | Q4 FY2021 * Oct – Dec 2021 | Q3 FY2021 * Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +60.9% | +27.0% | +0.2% | +28.1% | +22.8% | +6.7% | +14.7% | -12.8% | +1.6% | -4.7% | +8.5% | +12.2% | +21.3% | +54.4% | +44.8% | +68.6% | +46.7% | +48.9% | — | +18.5% |
| Investment income (net) | +125.4% | -33.8% | -66.5% | -6.8% | +106.0% | +62.6% | +213.0% | -32.0% | -31.1% | +52.0% | +50.4% | +106.0% | — | +0.1% | +275.0% | +14.1% | -243.1% | -11.2% | -74.8% | +275.3% |
| Total income | +74.0% | +11.0% | -27.2% | +23.1% | +33.8% | +17.3% | +51.2% | -16.2% | -4.5% | +0.3% | +5.2% | +20.1% | +57.9% | +39.5% | +77.9% | +63.1% | +12.8% | +27.5% | +341.0% | +16.7% |
| Net claims & benefits | +44.1% | +12.3% | +2.8% | +34.7% | +38.5% | -10.6% | +25.5% | -7.8% | -13.9% | -8.0% | +30.9% | +37.2% | +60.4% | +86.2% | +63.6% | +53.5% | +62.7% | +87.7% | +54.6% | +15.9% |
| Profit before tax | +213.2% | -4.5% | -133.5% | -36.2% | +36.6% | +19.6% | +256.7% | -16.6% | +163.4% | +80.3% | +74.8% | -66.0% | — | -5.8% | -25.4% | +1,176.6% | -181.2% | -14.6% | -20.7% | — |
| Taxation | +207.9% | -2.5% | -128.9% | -72.7% | +46.6% | +13.4% | +440.5% | +51.1% | +114.5% | +108.0% | — | -62.6% | — | -0.6% | -108.8% | +552.6% | -177.5% | -30.1% | -56.8% | — |
| Profit after tax | +216.2% | -5.3% | -136.6% | +15.6% | +31.7% | +22.3% | +191.3% | -49.0% | +196.9% | +70.3% | +26.4% | -67.4% | — | -7.6% | -8.3% | +2,024.9% | -182.6% | -7.8% | -4.3% | — |
| Profit attributable to shareholders | +216.2% | -5.3% | -136.6% | +15.6% | +31.7% | +22.3% | +191.3% | -49.0% | +196.9% | +70.3% | +26.4% | -67.4% | — | -7.6% | -8.3% | +2,024.9% | -182.6% | -7.8% | -4.3% | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +216.9% | -5.9% | -136.7% | +15.6% | +31.7% | +22.3% | +190.1% | -49.0% | +196.9% | +70.3% | +26.4% | -67.4% | — | -7.6% | -8.3% | +2,025.0% | -182.6% | -7.8% | -4.3% | — |
| Dividend per share (Rs) | — | — | -37.5% | — | — | — | +60.0% | — | — | — | 0.0% | — | — | — | 0.0% | — | — | — | +25.0% | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 * Apr – Jun 2026 | Q1 FY2026 * Jan – Mar 2026 | Q4 FY2025 * Oct – Dec 2025 | Q3 FY2025 * Jul – Sep 2025 | Q2 FY2025 * Apr – Jun 2025 | Q1 FY2025 * Jan – Mar 2025 | Q4 FY2024 * Oct – Dec 2024 | Q3 FY2024 * Jul – Sep 2024 | Q2 FY2024 * Apr – Jun 2024 | Q1 FY2024 * Jan – Mar 2024 | Q4 FY2023 * Oct – Dec 2023 | Q3 FY2023 * Jul – Sep 2023 | Q2 FY2023 * Apr – Jun 2023 | Q1 FY2023 * Jan – Mar 2023 | Q4 FY2022 * Oct – Dec 2022 | Q3 FY2022 * Jul – Sep 2022 | Q2 FY2022 * Apr – Jun 2022 | Q1 FY2022 * Jan – Mar 2022 | Q4 FY2021 * Oct – Dec 2021 | Q3 FY2021 * Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 73.6% | 84.3% | 82.4% | 89.2% | 79.6% | 73.7% | 59.8% | 85.7% | 86.8% | 81.0% | 78.8% | 82.4% | 81.6% | 85.2% | 76.4% | 88.2% | 106.1% | 77.0% | 93.9% | 85.3% |
| Investment income (net) | 26.4% | 15.7% | 17.6% | 10.8% | 20.4% | 26.3% | 38.2% | 14.3% | 13.2% | 19.0% | 18.5% | 17.6% | 18.3% | 12.5% | 12.9% | 10.3% | (11.6%) | 17.5% | 6.1% | 14.7% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (40.1%) | (38.2%) | (56.4%) | (64.2%) | (48.4%) | (37.8%) | (39.9%) | (58.7%) | (46.8%) | (49.6%) | (48.1%) | (53.3%) | (51.8%) | (54.1%) | (38.6%) | (46.7%) | (51.0%) | (40.5%) | (42.0%) | (49.6%) |
| Profit before tax | 28.4% | 19.7% | (12.6%) | 2.5% | 15.8% | 22.9% | 27.4% | 4.9% | 15.4% | 22.5% | 11.6% | 4.9% | 5.6% | 12.5% | 7.0% | 17.3% | (8.1%) | 18.5% | 16.7% | 2.2% |
| Taxation | (9.9%) | (5.8%) | 4.3% | (0.6%) | (5.6%) | (6.6%) | (10.9%) | (2.9%) | (5.1%) | (6.9%) | (3.0%) | (1.6%) | (2.3%) | (3.3%) | 0.1% | (5.1%) | 2.2% | (4.7%) | (2.8%) | (1.3%) |
| Profit after tax | 18.4% | 13.9% | (8.3%) | 1.9% | 10.1% | 16.3% | 16.5% | 2.0% | 10.3% | 15.6% | 8.6% | 3.3% | 3.3% | 9.2% | 7.1% | 12.2% | (5.9%) | 13.9% | 13.8% | 0.9% |
| Profit attributable to shareholders | 18.4% | 13.9% | (8.3%) | 1.9% | 10.1% | 16.3% | 16.5% | 2.0% | 10.3% | 15.6% | 8.6% | 3.3% | 3.3% | 9.2% | 7.1% | 12.2% | (5.9%) | 13.9% | 13.8% | 0.9% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 85
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 700.7 | 536.6 | 399.8 | 439.1 | 435.6 | 422.5 | 399.0 | 342.9 | 354.6 | 395.9 | 347.9 | 393.3 |
| Fees & Commissions Income | — | — | — | — | — | — | 13.1 | — | — | — | 11.9 | — |
| Fees & Commissions Expense | 48.9 | 52.7 | 20.8 | 27.2 | 12.8 | 10.6 | — | 4.1 | 4.2 | 10.5 | — | 55.8 |
| Investment Income/(Expense) - Net - Insurance | 251.2 | 100.1 | 85.5 | 53.3 | 111.4 | 151.1 | 254.9 | 57.2 | 54.1 | 92.9 | 81.4 | 84.2 |
| Revenue from Business-Related Activities - Other - Total | — | — | — | — | — | — | 13.1 | — | — | — | 11.9 | — |
| Revenue from Business Activities - Total | 951.9 | 636.7 | 485.3 | 492.4 | 547.0 | 573.5 | 667.0 | 400.1 | 408.7 | 488.8 | 441.3 | 477.4 |
| Insurance Claims/Reserves - Total | 381.4 | 243.4 | 273.6 | 316.1 | 264.7 | 216.8 | 266.1 | 234.7 | 191.1 | 242.4 | 212.1 | 254.4 |
| Insurance Benefits Paid - Current | 381.4 | 243.4 | 273.6 | 316.1 | 264.7 | 216.8 | 266.1 | 234.7 | 191.1 | 242.4 | 212.1 | 254.4 |
| Selling, General & Administrative Expenses - Total | 257.8 | 209.8 | 260.2 | 157.5 | 156.6 | 189.6 | 232.5 | 163.7 | 201.9 | 176.5 | 204.5 | 162.1 |
| Other Operating Expense/(Income) - Net | (9.4) | 3.3 | (9.4) | (19.4) | 28.8 | 27.0 | 13.6 | 0.0 | (18.3) | (20.0) | (2.8) | (20.5) |
| Operating Expenses - Total | 678.7 | 509.2 | 545.2 | 481.3 | 462.9 | 443.9 | 512.2 | 402.4 | 378.9 | 409.5 | 413.8 | 451.8 |
| Operating Profit before Non-Recurring Income/(Expense) | 273.3 | 127.5 | (60.0) | 11.1 | 84.1 | 129.6 | 154.7 | (2.4) | 29.8 | 79.3 | 27.4 | 25.6 |
| Interest Expense - Net of Capitalized Interest | 5.0 | 3.5 | 2.4 | 1.0 | 1.6 | 1.1 | 2.0 | 2.7 | 2.1 | 1.4 | 2.6 | 3.7 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | — | — | 0.1 | — | — | — | 0.8 | — | — | — | 0.2 | — |
| Other Non-Operating Income/(Expense) - Total | 1.8 | 1.7 | 1.0 | 2.4 | 3.7 | 3.1 | 29.2 | 24.6 | 35.4 | 32.2 | 26.3 | 1.6 |
| Normalized Pre-tax Profit | 270.1 | 125.6 | (61.3) | 12.5 | 86.2 | 131.6 | 182.8 | 19.6 | 63.1 | 110.1 | 51.3 | 23.5 |
| Provision for Income Tax Expense- Unclassified | 94.5 | 37.2 | (21.0) | 3.1 | 30.7 | 38.1 | 72.6 | 11.5 | 21.0 | 33.6 | 13.4 | 7.6 |
| Income before Taxes | 270.1 | 125.6 | (61.3) | 12.5 | 86.2 | 131.6 | 182.8 | 19.6 | 63.1 | 110.1 | 51.3 | 23.5 |
| Income Taxes | 94.5 | 37.2 | (21.0) | 3.1 | 30.7 | 38.1 | 72.6 | 11.5 | 21.0 | 33.6 | 13.4 | 7.6 |
| Net Income after Tax | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Income before Discontinued Operations & Extraordinary Items | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Net Income before Minority Interest | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Net Income after Minority Interest | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Income Available to Common Shares | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 | 0.62 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Income available to Common excluding Extraordinary Items | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Shares used to calculate Basic EPS - Total mn | 199.6 | 201.2 | 200.0 | 200.0 | 200.0 | 200.0 | 200.8 | 200.0 | 200.0 | 200.0 | 200.0 | 200.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 199.6 | 201.2 | 200.0 | 200.0 | 200.0 | 200.0 | 200.8 | 200.0 | 200.0 | 200.0 | 200.0 | 200.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Diluted Income available to Common excluding Extraordinary Items | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Shares used to calculate Diluted EPS - Total mn | 199.6 | 201.2 | 200.0 | 200.0 | 200.0 | 200.0 | 200.8 | 200.0 | 200.0 | 200.0 | 200.0 | 200.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 199.6 | 201.2 | 200.0 | 200.0 | 200.0 | 200.0 | 200.8 | 200.0 | 200.0 | 200.0 | 200.0 | 200.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.88 | 0.44 | (0.20) | 0.05 | 0.28 | 0.47 | 0.55 | 0.04 | 0.21 | 0.38 | 0.19 | 0.08 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 | 0.62 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.35 | 0.00 | 0.00 | 0.00 | 0.56 | 0.00 | 0.00 | 0.00 | 0.35 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 273.3 | 127.5 | (60.0) | 11.1 | 84.1 | 129.6 | 154.7 | (2.4) | 29.8 | 79.3 | 27.4 | 25.6 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 285.7 | 137.7 | (52.7) | 19.7 | 92.6 | 138.1 | 163.1 | 5.7 | 37.5 | 87.0 | 37.0 | 32.1 |
| Depreciation & Amortization - Supplemental | 10.5 | 9.3 | 6.6 | 7.9 | 7.7 | 7.8 | 7.6 | 7.8 | 7.6 | 7.7 | 9.5 | 6.4 |
| Depreciation Expense - Total - Supplemental | 10.5 | 9.3 | 6.6 | 7.9 | 7.7 | 7.8 | 7.6 | 7.8 | 7.6 | 7.7 | 9.5 | 6.4 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 4.9 | 4.9 | 2.6 | 3.7 | 3.7 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 | 5.1 | 3.1 |
| Depreciation, Depletion & Amortization - Total | 12.4 | 10.2 | 7.3 | 8.6 | 8.5 | 8.5 | 8.4 | 8.1 | 7.6 | 7.8 | 9.6 | 6.5 |
| Depreciation - Total | 10.5 | 9.3 | 6.6 | 7.9 | 7.7 | 7.8 | 7.6 | 7.8 | 7.6 | 7.7 | 9.5 | 6.4 |
| Normalized after Tax Profit | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Normalized Net Income from Continuing Operations | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Normalized Net Income - Bottom Line | 175.5 | 88.5 | (40.3) | 9.4 | 55.5 | 93.5 | 110.2 | 8.1 | 42.2 | 76.4 | 37.8 | 15.9 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 275.1 | 129.1 | (58.9) | 13.5 | 87.8 | 132.7 | 184.8 | 22.2 | 65.2 | 111.4 | 53.9 | 27.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 287.5 | 139.3 | (51.6) | 22.1 | 96.3 | 141.2 | 193.1 | 30.3 | 72.9 | 119.2 | 63.5 | 33.7 |
| Depreciation of Financial Lease Right-of-Use Assets | 4.9 | 4.9 | 2.6 | 3.7 | 3.7 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 | 5.1 | 3.1 |
| Interest Expense | 5.0 | 3.5 | 2.4 | 1.0 | 1.6 | 1.1 | 2.0 | 2.7 | 2.1 | 1.4 | 2.6 | 3.7 |
| Investment Income - Insurance | 251.2 | 100.1 | 85.5 | 53.3 | 111.4 | 151.1 | 254.9 | 57.2 | 54.1 | 92.9 | 81.4 | 84.2 |
| Losses, Benefits & Adjustments - Insurance | 381.4 | 243.4 | 273.6 | 316.1 | 264.7 | 216.8 | 266.1 | 234.7 | 191.1 | 242.4 | 212.1 | 254.4 |
| Operating Expenses | 678.7 | 509.2 | 545.2 | 481.3 | 462.9 | 443.9 | 512.2 | 402.4 | 378.9 | 409.5 | 413.8 | 451.8 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 257.8 | 209.8 | 260.2 | 157.5 | 156.6 | 189.6 | 232.5 | 163.7 | 201.9 | 176.5 | 204.5 | 162.1 |
| Total Claim & Loss Expense | 381.4 | 243.4 | 273.6 | 316.1 | 264.7 | 216.8 | 266.1 | 234.7 | 191.1 | 242.4 | 212.1 | 254.4 |
| Underwriting Expenses - Insurance | 297.3 | 265.8 | 271.6 | 165.2 | 198.2 | 227.2 | 246.2 | 167.8 | 187.8 | 167.0 | 201.7 | 197.4 |
| Income before Taxes & Provision for Loan Losses | 270.1 | 125.6 | (61.3) | 12.5 | 86.2 | 131.6 | 182.8 | 19.6 | 63.1 | 110.1 | 51.3 | 23.5 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.39 | 0.00 | 0.00 | 0.00 | 0.62 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 | 0.62 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 178.8 | 90.9 | — | 10.1 | 56.5 | 94.3 | 111.3 | 9.2 | 43.6 | 77.4 | 39.8 | 18.4 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (84.1) | 22.5 | (2.0) | (150.9) | (66.5) | 10.4 | (19.9) | (66.9) | (3.3) | (75.4) | (10.3) | (57.1) |
| Operating Expenses excluding Non-Cash Charges - Total | 666.3 | 499.0 | 538.0 | 472.8 | 454.4 | 435.4 | 503.9 | 394.4 | 371.3 | 401.7 | 404.2 | 445.3 |
| Premiums Earned - Total | 700.7 | 536.6 | 399.8 | 439.1 | 435.6 | 422.5 | 412.1 | 342.9 | 354.6 | 395.9 | 359.8 | 393.3 |
| Losses, Benefits & Adjustments - Total | 381.4 | 243.4 | 273.6 | 316.1 | 264.7 | 216.8 | 266.1 | 234.7 | 191.1 | 242.4 | 212.1 | 254.4 |
| Income Available to Common Shares before Depreciation & Amortization | 187.9 | 98.7 | (33.0) | 17.9 | 64.0 | 102.0 | 118.5 | 16.2 | 49.8 | 84.2 | 47.4 | 22.4 |
| Fixed Charges | 5.0 | 3.5 | 2.4 | 1.0 | 1.6 | 1.1 | 2.0 | 2.7 | 2.1 | 1.4 | 2.6 | 3.7 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 | 0.62 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.