IGIL IGI Life Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 19.00 0.00%
Financials
IGI Life Insurance Limited (IGIL) financials
20 years of annual results (FY2006 – FY2025), 80 quarters.
IGI Life Insurance Limited (IGIL) reported total income of Rs 16.4 bn for FY2025 (Jan – Dec 2025), down 2.1% from FY2024.
Profit attributable to shareholders was Rs 423.4 mn (EPS Rs 2.48), up 51.8%.
No cash dividend was declared for FY2025.
Return on equity was 17.0%.
Over the last five years total income grew at a compound 16.4% a year.
At Rs 19.00 (close on 16 Oct 2026) the shares trade at 7.9× earnings (TTM to Jun 2026) and 1.14× book value.
Fundamentals
IGIL at a glance
Net premium earned · FY2025
Rs 13.6 bn
▲ 4.1% year on year
Profit attributable to shareholders · FY2025
Rs 423.4 mn
▲ 51.8% year on year
EPS – basic (Rs) · FY2025
Rs 2.48
▲ 51.8% year on year
Dividend per share (Rs) · FY2025
Rs 0.00
Investments · FY2025
Rs 39.0 bn
▲ 9.9% year on year
Return on equity (ROE) · FY2025
17.0%
+3.8 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 16.4 bn
- Profit attributable · FY2025
- Rs 423.4 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 43.7 bn
- Equity · FY2025
- Rs 2.7 bn
Financial highlights
IGIL financial results
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 * Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 13.6 | 13.1 | 7.7 | 5.8 | 6.8 | 5.9 | 4.7 | 4.7 | 5.5 | — |
| Investment income (net) | 2.6 | 3.5 | 2.4 | 1.6 | 1.3 | 1.6 | 1.6 | 1.1 | 1.1 | 0.0 |
| Net claims & benefits | (11.3) | (5.6) | (4.3) | (5.3) | (4.9) | (4.3) | (4.8) | (5.1) | (4.3) | — |
| Profit before tax | 0.6 | 0.4 | 0.2 | 0.1 | (0.5) | (0.1) | (0.2) | (0.1) | 0.2 | 0.1 |
| Profit attributable to shareholders | 0.4 | 0.3 | 0.1 | 0.0 | (0.3) | (0.1) | (0.2) | (0.1) | 0.2 | 0.1 |
| EPS – basic (Rs) Rs | 2.48 | 1.64 | 0.84 | 0.25 | (2.05) | (0.56) | (1.40) | (0.78) | 1.30 | 0.78 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.58 | 0.75 |
| Investments | 39.0 | 35.5 | 24.3 | 19.2 | 19.6 | 19.6 | 18.2 | 16.3 | 18.4 | 17.1 |
| Total assets | 43.7 | 39.0 | 26.8 | 21.4 | 22.0 | 21.9 | 20.1 | 18.7 | 20.0 | 19.2 |
| Total equity | 2.7 | 2.3 | 1.9 | 1.7 | 1.7 | 2.1 | 2.2 | 1.4 | 1.5 | 0.9 |
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 11.6 | 2.4 | 2.5 | 2.7 | 4.0 | 3.1 | 3.8 | 3.3 | 3.4 |
| Investment income (net) | 1.8 | 0.3 | 0.3 | 0.5 | 0.6 | 0.7 | 0.8 | 0.9 | 1.0 |
| Net claims & benefits | (13.1) | (3.5) | (3.5) | (3.1) | (3.1) | (2.7) | (2.4) | (1.6) | (1.5) |
| Profit before tax | 0.6 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Profit attributable to shareholders | 0.4 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| EPS – basic (Rs) Rs | 2.41 | 0.46 | 0.47 | 1.08 | 0.41 | 0.58 | 0.41 | 0.56 | 0.46 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 36.5 | 36.5 | 37.4 | 39.0 | 38.4 | 37.6 | 36.8 | 35.5 | 32.0 |
| Total assets | 41.1 | 41.1 | 41.6 | 43.7 | 43.2 | 41.1 | 40.2 | 39.0 | 35.6 |
| Total equity | 2.8 | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.