NBP National Bank of Pakistan
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 158.23 -0.65%
Annual · FY2006 – FY2025
National Bank of Pakistan (NBP) cash flow statement
Operating activities generated Rs 632.1 bn of cash in FY2025 (Jan – Dec 2025), up 78.0% on FY2024. Capital expenditure was Rs 11.0 bn. Dividends paid to shareholders came to Rs 17.6 bn. Overall, cash increased by Rs 54.1 bn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 * Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 632.1 | 355.2 | 770.8 | (80.5) | 344.1 | 244.3 | 219.3 | 586.0 | (550.0) | 50.2 | 366.2 | 76.5 | 68.8 | 41.2 | 37.0 | 119.0 | 37.8 | (23.8) | 83.6 | 10.3 |
| Capital expenditure | (11.0) | (8.7) | (3.2) | (2.8) | (2.3) | (2.1) | (2.4) | (2.4) | (2.4) | (3.9) | (2.5) | (0.9) | (2.3) | (2.5) | (2.0) | (2.8) | (1.8) | (1.6) | (1.0) | (0.7) |
| Net cash from investing activities | (309.4) | (51.3) | (915.8) | (1,613.6) | (463.7) | 50.9 | (258.0) | (538.3) | 265.2 | (57.0) | (286.8) | (143.3) | (37.2) | (22.2) | (19.0) | (84.8) | (38.7) | 11.7 | (66.5) | 5.3 |
| Dividends paid | (17.6) | (0.3) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | — | (16.0) | (16.0) | (11.7) | (4.2) | (12.9) | (12.6) | (10.1) | (8.1) | (5.8) | (6.1) | (2.8) | (1.5) |
| Net cash from financing activities | (271.6) | (222.3) | 220.7 | 1,645.1 | 128.9 | (296.3) | 74.5 | 13.8 | 305.0 | (17.1) | (27.3) | 9.3 | (44.2) | 10.7 | (3.7) | (33.7) | (1.0) | 23.2 | (4.6) | 2.0 |
| Net change in cash | 54.1 | 95.5 | 76.9 | (49.0) | 9.3 | (1.1) | 35.8 | 61.5 | 20.3 | (23.9) | 52.1 | (57.5) | (12.6) | 29.6 | 14.2 | 0.5 | (0.7) | 13.8 | 12.5 | 17.5 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 * Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | +78.0% | -53.9% | — | -123.4% | +40.8% | +11.4% | -62.6% | — | -1,195.7% | -86.3% | +378.4% | +11.3% | +67.0% | +11.4% | -69.0% | +214.8% | — | -128.5% | +710.2% | — |
| Capital expenditure | +27.2% | +172.1% | +15.4% | +19.0% | +10.2% | -14.1% | +3.5% | -2.9% | -37.9% | +54.6% | +194.9% | -62.3% | -9.6% | +23.7% | -26.1% | +55.3% | +7.8% | +58.7% | +41.8% | — |
| Net cash from investing activities | — | — | — | — | -1,011.3% | — | — | -303.0% | — | — | — | — | — | — | — | — | -429.1% | — | -1,354.8% | — |
| Dividends paid | +6,847.7% | +3,442.4% | +4,791.8% | -95.9% | +205.5% | -47.6% | — | — | +0.2% | +37.1% | +175.1% | -67.2% | +2.5% | +25.0% | +25.0% | +38.5% | -4.7% | +115.6% | +92.0% | — |
| Net cash from financing activities | — | -200.7% | -86.6% | +1,176.5% | — | -497.6% | +439.7% | -95.5% | — | — | -392.8% | — | -514.2% | — | — | — | -104.1% | — | -324.2% | — |
| Net change in cash | -43.4% | +24.2% | — | -626.3% | — | -103.0% | -41.7% | +203.3% | — | -145.9% | — | — | -142.5% | +107.9% | +2,913.8% | — | -105.1% | +9.9% | -28.5% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 59
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 179.8 | 57.1 | 103.3 | 63.6 | 53.8 | 46.4 | 29.0 | 29.9 | 36.1 | 37.6 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (236.5) | (122.2) | 22.8 | 19.0 | 17.4 | 40.6 | 22.0 | 15.0 | 2.1 | 0.2 |
| Discontinued Operations - Gain/(Loss) - Net of Tax - Cash Flow - to Reconcile | — | — | — | — | — | — | — | — | — | (0.1) |
| Equity Income/(Loss) in Net Earnings - Cash Flow - to Reconcile | (0.5) | (1.1) | (1.5) | (0.5) | (0.2) | 0.2 | 0.1 | 0.4 | 0.5 | 0.0 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (241.7) | (115.7) | 4.7 | 5.6 | 0.9 | 6.3 | 6.4 | 3.1 | (0.1) | (1.7) |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 8.7 | 5.6 | 5.1 | 5.2 | 5.2 | 4.9 | 4.9 | 2.8 | 3.2 | 3.0 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 8.0 | 5.0 | 4.8 | 4.8 | 4.7 | 4.7 | 4.6 | 2.5 | 2.2 | 2.3 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.7 | 0.5 | 0.3 | 0.4 | 0.4 | 0.2 | 0.3 | 0.3 | 1.0 | 0.7 |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | — | — | 13.3 | 8.0 | 11.0 | 29.2 | 8.5 | 8.8 | 1.2 | 0.7 |
| Impairment - Financial Fixed Assets - Operating - Cash Flow - to Reconcile | 1.3 | — | 1.4 | 0.2 | 0.5 | (0.0) | 2.2 | 0.1 | (2.6) | (1.7) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | 0.1 | (1.4) | (0.2) | (0.1) | (0.1) | (0.0) | (0.0) | (0.1) | (0.1) | (0.2) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | 0.1 | (1.4) | (0.2) | (0.1) | (0.1) | (0.0) | (0.0) | (0.1) | (0.1) | (0.2) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (4.5) | (9.6) | 0.0 | 0.6 | 0.1 | (0.0) | (0.0) | 0.0 | (0.0) | 0.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 107.4 | 27.6 | 55.3 | 33.8 | 22.4 | 21.4 | 11.9 | 10.1 | 13.5 | 14.7 |
| Interest Paid - Cash | 595.8 | 913.7 | — | — | 0.8 | 0.8 | 0.8 | 0.0 | 0.0 | 0.0 |
| Interest & Dividends - Received - Total - Cash Flow | 762.0 | 1,125.6 | 5.2 | 5.1 | 4.5 | 1.8 | 3.1 | 2.5 | 3.5 | 2.8 |
| Cash Flow from Operating Activities before Changes in Working Capital | 2.1 | 119.2 | 76.0 | 53.9 | 52.4 | 66.6 | 41.4 | 37.2 | 28.3 | 25.9 |
| Working Capital - Increase/(Decrease) - Cash Flow | 630.0 | 236.0 | 694.8 | (134.4) | 291.6 | 177.7 | 177.8 | 548.7 | (578.3) | 24.3 |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | (16.0) | 192.4 | (161.2) | 283.2 | (189.7) | 9.5 | (45.4) | (72.8) | 96.3 | (117.0) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | 40.8 | (11.4) | 40.2 | 34.8 | (23.5) | (60.5) | 116.0 | 533.2 | (675.5) | (8.8) |
| Loans - Customer - Decrease/(Increase) - Cash Flow | 51.6 | (77.0) | (275.1) | (201.4) | (138.5) | 43.1 | (95.8) | (136.2) | (73.0) | (87.3) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | (8.8) | (60.2) | 82.9 | 101.8 | 44.1 | (35.3) | 16.4 | (59.7) | 4.1 | 11.8 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 562.5 | 192.1 | 1,007.8 | (352.9) | 599.2 | 220.9 | 186.7 | 284.3 | 69.9 | 225.6 |
| Net Cash Flow from Operating Activities | 632.1 | 355.2 | 770.8 | (80.5) | 344.1 | 244.3 | 219.3 | 586.0 | (550.0) | 50.2 |
| Capital Expenditures - Net - Cash Flow | 10.7 | 8.2 | 2.7 | 2.7 | 2.2 | 2.0 | 2.4 | 2.0 | 2.1 | 3.7 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 10.7 | 8.2 | 2.7 | 2.7 | 2.2 | 2.0 | 2.4 | 2.0 | 2.1 | 3.7 |
| Property, Plant & Equipment - Purchased - Cash Flow | 11.0 | 8.7 | 3.2 | 2.8 | 2.3 | 2.1 | 2.4 | 2.4 | 2.4 | — |
| Property, Plant & Equipment Sold - Cash Flow | 0.3 | 0.4 | 0.5 | 0.1 | 0.1 | 0.1 | 0.1 | 0.3 | 0.3 | — |
| Capital Expenditures - Total | 11.0 | 8.7 | 3.2 | 2.8 | 2.3 | 2.1 | 2.4 | 2.4 | 2.4 | 3.9 |
| Acquisition & Disposals of Business - Assets - Sold/(Acquired) - Net - Cash Flow | — | — | 0.0 | 0.1 | — | — | — | — | — | — |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (297.3) | (62.1) | (926.2) | (1,621.1) | (463.5) | 51.6 | (257.8) | (537.8) | 266.4 | (52.6) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (297.3) | (62.1) | (926.2) | (1,621.1) | (463.5) | 51.6 | (257.8) | (537.8) | 266.4 | (52.6) |
| Investments - Associated Companies & Joint Ventures - Sold/(Purchased) - Cash Flow | 0.0 | 15.8 | — | — | — | — | — | 0.0 | (0.6) | 0.7 |
| Other Investing Cash Flow - Decrease/(Increase) | (1.4) | 3.2 | 13.1 | 10.0 | 2.0 | 1.3 | 2.2 | 1.6 | 1.6 | (1.4) |
| Net Cash Flow from Investing Activities | (309.4) | (51.3) | (915.8) | (1,613.6) | (463.7) | 50.9 | (258.0) | (538.3) | 265.2 | (57.0) |
| Dividends Paid - Cash - Total - Cash Flow | 17.6 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 16.0 | 16.0 |
| Dividends - Common - Cash Paid | 17.6 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 16.0 | 16.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (254.0) | (222.0) | 220.7 | 1,645.1 | 128.9 | (296.3) | 74.5 | 13.8 | 321.1 | (1.1) |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | (249.5) | (218.7) | 224.3 | 1,647.8 | 131.6 | (294.0) | 76.7 | 13.8 | 321.1 | (1.1) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (4.5) | (3.3) | (3.6) | (2.7) | (2.8) | (2.3) | (2.2) | (0.0) | (0.0) | (0.0) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (4.5) | (3.3) | (3.6) | (2.7) | (2.8) | (2.3) | (2.2) | (0.0) | (0.0) | — |
| Debt - Reduced - Long-Term - Cash Flow | 4.5 | 3.3 | 3.6 | 2.7 | 2.8 | 2.3 | 2.2 | 0.0 | 0.0 | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 4.5 | 3.3 | 3.6 | 2.7 | 2.8 | 2.3 | 2.2 | 0.0 | 0.0 | — |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | — | — | — | 0.0 | — | — |
| Net Cash Flow from Financing Activities | (271.6) | (222.3) | 220.7 | 1,645.1 | 128.9 | (296.3) | 74.5 | 13.8 | 305.0 | (17.1) |
| Non-Classified Cash Flows | 0.0 | — | — | — | — | — | — | — | — | — |
| Foreign Exchange Effects - Cash Flow | 3.0 | 14.0 | 1.3 | — | — | — | — | — | — | — |
| Net Change in Cash - Total | 54.1 | 95.5 | 76.9 | (49.0) | 9.3 | (1.1) | 35.8 | 61.5 | 20.3 | (23.9) |
| Net Cash from Continuing Operations | 54.1 | 95.5 | 76.9 | (49.0) | 9.3 | (1.1) | 35.8 | 61.5 | 20.3 | (23.9) |
| Net Cash - Beginning Balance | 377.0 | 285.7 | 222.8 | 273.1 | 263.7 | 264.8 | 229.0 | 167.5 | 147.3 | 171.2 |
| Net Cash - Ending Balance | 431.1 | 381.2 | 299.7 | 224.0 | 273.1 | 263.7 | 264.8 | 229.0 | 167.5 | 147.3 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 107.4 | 27.6 | 55.3 | 33.8 | 22.4 | 21.4 | 11.9 | 10.1 | 13.5 | 14.7 |
| Interest Paid - Cash Flow - Supplemental | 595.8 | 913.7 | — | — | 0.8 | 0.8 | 0.8 | 0.0 | 0.0 | 0.0 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 762.0 | 1,125.6 | 5.2 | 5.1 | 4.5 | 1.8 | 3.1 | 2.5 | 3.5 | 2.8 |
| CF from Optg Activities before Change in WC & Int Payments | 597.8 | 1,032.8 | 76.0 | 53.9 | 53.3 | 67.4 | 42.2 | 37.3 | 28.3 | 25.9 |
| Depreciation, Depletion & Amortization - Cash Flow | 8.7 | 5.6 | 5.1 | 5.2 | 5.2 | 4.9 | 4.9 | 2.8 | 3.2 | 3.0 |
| Free Cash Flow to Equity | 367.3 | 124.9 | 988.8 | 1,561.9 | 470.8 | (54.0) | 291.4 | 597.7 | (231.1) | 45.4 |
| Free Cash Flow Net of Dividends | 603.5 | 346.3 | 767.6 | (83.3) | 341.8 | 242.2 | 216.8 | 583.6 | (568.5) | 30.3 |
| Free Cash Flow | 621.0 | 346.5 | 767.6 | (83.3) | 341.8 | 242.2 | 216.8 | 583.6 | (552.4) | 46.3 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.