Last close · 16 Oct 2026
Rs 5.06 -0.78%
Financials
PICIC Insurance Limited (PIL) financials
14 years of annual results (FY2012 – FY2025), 46 quarters.
PICIC Insurance Limited (PIL) reported total income of Rs 12.2 mn for FY2025 (Jan – Dec 2025), down 3.4% from FY2024.
It made a loss of Rs 14.9 mn attributable to shareholders (EPS Rs -0.43).
No cash dividend was declared for FY2025.
Over the last five years total income grew at a compound 20.7% a year.
Fundamentals
PIL at a glance
Profit attributable to shareholders · FY2025
-Rs 14.9 mn
▼ 546.4% year on year
EPS – basic (Rs) · FY2025
Rs -0.43
▼ 546.4% year on year
Dividend per share (Rs) · FY2025
Rs 0.00
Investments · FY2025
Rs 84.8 mn
▲ 7.4% year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 12.2 mn
- Profit attributable · FY2025
- -Rs 14.9 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 111.1 mn
- Equity · FY2025
- -Rs 29.2 mn
Financial highlights
PIL financial results
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 * Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 44.6 | 76.3 |
| Investment income (net) | 12.2 | 12.6 | 8.2 | 4.7 | 3.4 | 4.8 | 4.5 | 2.3 | 2.4 | 0.8 |
| Net claims & benefits | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | 0.0 | (48.4) | (20.2) |
| Profit before tax | (11.9) | 5.2 | 2.0 | (0.3) | (0.4) | (0.0) | (1.7) | (8.9) | (41.6) | (24.4) |
| Profit attributable to shareholders | (14.9) | 3.3 | 0.8 | (3.1) | (0.4) | (0.0) | (2.2) | (11.8) | (42.2) | (24.9) |
| EPS – basic (Rs) Rs | (0.43) | 0.10 | 0.02 | (0.09) | (0.01) | (0.00) | (0.06) | (0.34) | (1.21) | (0.71) |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 84.8 | 79.0 | 66.6 | 56.8 | 51.6 | 48.3 | 44.4 | 40.3 | 38.2 | 36.4 |
| Total assets | 111.1 | 105.3 | 93.0 | 83.2 | 79.2 | 75.6 | 70.8 | 67.0 | 68.6 | 335.9 |
| Total equity | (29.2) | (11.0) | (15.9) | (19.5) | (18.4) | (18.0) | (18.0) | (15.8) | (4.0) | 38.2 |
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | — | 0.0 | 0.0 | — | — | — | 0.0 | 0.0 | 0.0 |
| Investment income (net) | 13.5 | 13.5 | 0.0 | 0.0 | 0.0 | 12.2 | 0.0 | 0.0 | 0.0 |
| Net claims & benefits | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 |
| Profit before tax | 2.1 | 9.2 | (3.4) | (0.2) | (3.5) | (6.8) | (1.4) | (2.2) | (1.8) |
| Profit attributable to shareholders | (5.7) | 1.4 | (3.4) | (0.2) | (3.5) | (9.8) | (1.4) | (2.2) | (1.8) |
| EPS – basic (Rs) Rs | (0.16) | 0.04 | (0.10) | (0.00) | (0.10) | (0.28) | (0.04) | (0.06) | (0.05) |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 86.8 | 86.8 | 92.1 | 84.8 | 82.7 | 80.5 | 80.9 | 79.0 | 75.3 |
| Total assets | 113.1 | 113.1 | 118.4 | 111.1 | 109.1 | 106.8 | 107.3 | 105.3 | 101.7 |
| Total equity | (34.9) | (34.9) | (25.3) | (29.2) | (31.1) | (29.8) | (10.4) | (11.0) | (12.4) |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.