PKGI The Pakistan General Insurance Co. Ltd.
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 24.75 -1.16%
Financials
The Pakistan General Insurance Co. Ltd. (PKGI) financials
10 years of annual results (FY2016 – FY2025), 26 quarters.
The Pakistan General Insurance Co. Ltd. (PKGI) reported total income of Rs 149.1 mn for FY2025 (Jan – Dec 2025), up 648.0% from FY2024.
Profit attributable to shareholders was Rs 28.4 mn (EPS Rs 0.57), down 10.8%.
No cash dividend was declared for FY2025.
Return on equity was 4.4%.
Over the last five years total income grew at a compound 63.0% a year.
At Rs 24.75 (close on 16 Oct 2026) the shares trade at 63.2× earnings (TTM to Jun 2026) and 1.68× book value.
Fundamentals
PKGI at a glance
Net premium earned · FY2025
Rs 135.4 mn
▲ 1,695.6% year on year
Profit attributable to shareholders · FY2025
Rs 28.4 mn
▼ 10.8% year on year
EPS – basic (Rs) · FY2025
Rs 0.57
▼ 10.8% year on year
Dividend per share (Rs) · FY2025
Rs 0.00
Investments · FY2025
Rs 499.9 mn
▲ 6.1% year on year
Return on equity (ROE) · FY2025
4.4%
-1.6 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 149.1 mn
- Profit attributable · FY2025
- Rs 28.4 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 910.1 mn
- Equity · FY2025
- Rs 719.0 mn
Financial highlights
PKGI financial results
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 135.4 | 7.5 | 0.0 | 0.0 | 0.0 | 0.0 | (18.0) | (5.2) | 287.6 | 251.0 |
| Investment income (net) | 7.1 | 5.8 | 4.7 | 3.2 | 3.6 | 4.9 | 3.3 | 8.4 | 12.0 | 15.9 |
| Net claims & benefits | (15.9) | (2.9) | — | 0.0 | 0.0 | 0.0 | 41.2 | 6.8 | (4.1) | (84.9) |
| Profit before tax | 26.6 | 31.4 | 67.8 | (29.7) | 5.0 | (41.8) | (46.9) | (128.6) | 60.2 | 43.9 |
| Profit attributable to shareholders | 28.4 | 31.8 | 70.5 | (28.8) | 13.1 | (41.8) | (19.5) | (121.4) | 40.2 | 32.9 |
| EPS – basic (Rs) Rs | 0.57 | 0.64 | 1.52 | (0.62) | 0.28 | (0.90) | (0.42) | (2.62) | 0.87 | 0.82 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 499.9 | 471.0 | 417.9 | 312.7 | 309.3 | 304.9 | 324.7 | 354.2 | 353.2 | 350.4 |
| Total assets | 910.1 | 716.3 | 585.7 | 478.4 | 508.0 | 507.5 | 549.4 | 637.1 | 918.2 | 950.1 |
| Total equity | 719.0 | 557.8 | 489.7 | 419.4 | 447.3 | 429.3 | 470.8 | 490.4 | 609.9 | 567.8 |
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 216.1 | 86.6 | 43.6 | 70.8 | 15.2 | 37.1 | 4.5 | 7.2 | 0.3 |
| Investment income (net) | 9.0 | 2.2 | 1.1 | 2.3 | 3.5 | 2.7 | 1.3 | 1.2 | 4.4 |
| Net claims & benefits | (27.8) | (7.7) | (7.3) | (8.8) | (4.1) | (1.7) | (1.3) | (2.9) | 0.0 |
| Profit before tax | 17.8 | 15.4 | 3.2 | 5.4 | (6.2) | 19.2 | (7.5) | 42.5 | (5.6) |
| Profit attributable to shareholders | 19.2 | 15.0 | 3.1 | 10.9 | (9.7) | 19.4 | (7.7) | 43.5 | (6.2) |
| EPS – basic (Rs) Rs | 0.39 | 0.30 | 0.06 | 0.22 | (0.19) | 0.39 | (0.15) | 0.87 | (0.12) |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 526.6 | 526.6 | 519.7 | 499.9 | 479.1 | 473.2 | 472.6 | 471.0 | 423.6 |
| Total assets | 1,136.6 | 1,136.6 | 944.1 | 910.1 | 837.4 | 780.7 | 726.8 | 716.3 | 620.3 |
| Total equity | 737.1 | 737.1 | 722.0 | 719.0 | 576.0 | 570.0 | 550.3 | 557.8 | 514.7 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. * Some FY2025 figures do not fully reconcile in the source data. Updated 16 Oct 2026.