Last close · 16 Oct 2026
Rs 8.55 -4.04%
Annual · FY2006 – FY2025
Shaheen Insurance Company Limited (SHNI) income statement
Shaheen Insurance Company Limited reported total income of Rs 1.2 bn for FY2025 (Jan – Dec 2025), up 19.8% on FY2024. Tax of Rs 48.8 mn took 24.3% of pre-tax profit. Profit attributable to shareholders was Rs 152.3 mn, down 7.8% on FY2024, or Rs 1.45 per share.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 * Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 1,125.5 | 921.4 | 443.7 | 300.9 | 180.0 | 229.1 | 295.2 | 366.9 | 299.2 | 264.6 | 225.2 | 229.6 | 331.1 | 508.1 | 483.0 | — | 481.6 | 575.7 | 570.8 | 565.3 |
| Investment income (net) | 94.1 | 96.6 | 113.0 | 78.4 | 47.6 | 56.5 | 61.1 | 33.0 | 29.1 | 17.2 | 16.3 | 15.9 | 9.3 | 7.4 | 11.7 | 16.7 | 95.6 | (64.5) | 83.8 | 28.8 |
| Total income | 1,222.2 | 1,020.3 | 558.9 | 381.6 | 231.6 | 289.0 | 359.8 | 403.4 | 331.6 | 284.8 | 244.2 | 247.8 | 342.6 | 517.6 | 496.7 | 436.1 | 579.1 | 513.0 | 656.3 | 595.9 |
| Net claims & benefits | (588.2) | (444.0) | (149.4) | (80.1) | (42.5) | (66.4) | (99.8) | (84.9) | (77.1) | (74.3) | (100.4) | (73.4) | (235.0) | (303.9) | (247.6) | — | (268.0) | (331.5) | (370.9) | (352.6) |
| Acquisition & underwriting expenses | (180.2) | (156.7) | (82.6) | (58.4) | (35.2) | (53.2) | (60.9) | (99.6) | (61.5) | (48.2) | (39.0) | (39.8) | (56.5) | (70.2) | (64.4) | (68.3) | (104.7) | (115.7) | (105.9) | (87.9) |
| Profit before tax | 201.2 | 238.8 | 163.9 | 77.8 | 26.0 | 45.9 | 80.3 | 88.6 | 73.9 | 42.8 | 5.7 | 11.8 | (102.8) | (29.2) | 25.2 | (23.5) | 21.0 | (63.8) | 63.1 | 59.4 |
| Taxation | (48.8) | (73.5) | (47.6) | (24.4) | 5.1 | (10.3) | (20.3) | (20.0) | (10.5) | (2.6) | 20.5 | 1.1 | (3.5) | (2.8) | (6.0) | (5.6) | (0.8) | (7.1) | (2.9) | (8.4) |
| Profit after tax | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 | 26.2 | 13.0 | (106.3) | (32.1) | 19.2 | (29.0) | 20.2 | (71.0) | 60.2 | 51.0 |
| Profit attributable to shareholders | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 | 26.2 | 13.0 | (106.3) | (32.1) | 19.2 | (29.0) | 20.2 | (71.0) | 60.2 | 51.0 |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 | 0.33 | 0.18 | (2.03) | (0.66) | 0.44 | (0.77) | 0.53 | (1.88) | 1.39 | 0.67 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 * Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +22.2% | +107.7% | +47.5% | +67.2% | -21.4% | -22.4% | -19.5% | +22.6% | +13.1% | +17.5% | -1.9% | -30.7% | -34.8% | +5.2% | — | — | -16.3% | +0.9% | +1.0% | — |
| Investment income (net) | -2.6% | -14.6% | +44.2% | +64.8% | -15.9% | -7.4% | +84.8% | +13.4% | +69.9% | +5.2% | +2.6% | +70.8% | +26.6% | -37.0% | -30.0% | -82.6% | — | -177.0% | +190.7% | — |
| Total income | +19.8% | +82.6% | +46.5% | +64.7% | -19.9% | -19.7% | -10.8% | +21.6% | +16.4% | +16.6% | -1.4% | -27.7% | -33.8% | +4.2% | +13.9% | -24.7% | +12.9% | -21.8% | +10.1% | — |
| Net claims & benefits | +32.5% | +197.2% | +86.6% | +88.4% | -36.0% | -33.5% | +17.6% | +10.1% | +3.7% | -26.0% | +36.7% | -68.8% | -22.7% | +22.7% | — | — | -19.2% | -10.6% | +5.2% | — |
| Acquisition & underwriting expenses | +15.0% | +89.6% | +41.6% | +65.9% | -33.9% | -12.7% | -38.8% | +61.8% | +27.6% | +23.7% | -2.0% | -29.6% | -19.5% | +8.9% | -5.6% | -34.8% | -9.5% | +9.3% | +20.4% | — |
| Profit before tax | -15.8% | +45.7% | +110.7% | +199.5% | -43.5% | -42.8% | -9.4% | +19.8% | +72.9% | +647.5% | -51.6% | — | — | -216.1% | — | -211.8% | — | -201.2% | +6.2% | — |
| Taxation | -33.6% | +54.4% | +95.1% | — | -149.5% | -49.0% | +1.4% | +91.0% | +295.3% | — | — | -133.0% | +21.8% | -52.2% | +7.2% | +588.5% | -88.7% | +149.6% | -65.9% | — |
| Profit after tax | -7.8% | +42.1% | +117.9% | +71.7% | -12.7% | -40.7% | -12.6% | +8.1% | +58.2% | +53.3% | +102.0% | — | — | -266.8% | — | -243.8% | — | -217.9% | +18.1% | — |
| Profit attributable to shareholders | -7.8% | +42.1% | +117.9% | +71.7% | -12.7% | -40.7% | -12.6% | +8.1% | +58.2% | +53.3% | +102.0% | — | — | -266.8% | — | -243.8% | — | -217.9% | +18.1% | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -7.7% | +42.0% | +117.9% | +71.8% | -12.7% | -40.7% | -12.6% | +1.4% | +26.5% | +53.8% | +88.1% | — | — | -248.0% | — | -243.9% | — | -234.7% | +106.7% | — |
| Dividend per share (Rs) | — | -100.0% | — | — | — | — | -100.0% | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 * Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 92.1% | 90.3% | 79.4% | 78.8% | 77.7% | 79.2% | 82.0% | 91.0% | 90.2% | 92.9% | 92.2% | 92.7% | 96.6% | 98.2% | 97.2% | — | 83.2% | 112.2% | 87.0% | 94.9% |
| Investment income (net) | 7.7% | 9.5% | 20.2% | 20.5% | 20.5% | 19.6% | 17.0% | 8.2% | 8.8% | 6.0% | 6.7% | 6.4% | 2.7% | 1.4% | 2.3% | 3.8% | 16.5% | (12.6%) | 12.8% | 4.8% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (48.1%) | (43.5%) | (26.7%) | (21.0%) | (18.4%) | (23.0%) | (27.7%) | (21.0%) | (23.2%) | (26.1%) | (41.1%) | (29.6%) | (68.6%) | (58.7%) | (49.9%) | — | (46.3%) | (64.6%) | (56.5%) | (59.2%) |
| Acquisition & underwriting expenses | (14.7%) | (15.4%) | (14.8%) | (15.3%) | (15.2%) | (18.4%) | (16.9%) | (24.7%) | (18.6%) | (16.9%) | (16.0%) | (16.1%) | (16.5%) | (13.6%) | (13.0%) | (15.7%) | (18.1%) | (22.6%) | (16.1%) | (14.7%) |
| Profit before tax | 16.5% | 23.4% | 29.3% | 20.4% | 11.2% | 15.9% | 22.3% | 22.0% | 22.3% | 15.0% | 2.3% | 4.8% | (30.0%) | (5.7%) | 5.1% | (5.4%) | 3.6% | (12.4%) | 9.6% | 10.0% |
| Taxation | (4.0%) | (7.2%) | (8.5%) | (6.4%) | 2.2% | (3.6%) | (5.6%) | (5.0%) | (3.2%) | (0.9%) | 8.4% | 0.5% | (1.0%) | (0.5%) | (1.2%) | (1.3%) | (0.1%) | (1.4%) | (0.4%) | (1.4%) |
| Profit after tax | 12.5% | 16.2% | 20.8% | 14.0% | 13.4% | 12.3% | 16.7% | 17.0% | 19.1% | 14.1% | 10.7% | 5.2% | (31.0%) | (6.2%) | 3.9% | (6.7%) | 3.5% | (13.8%) | 9.2% | 8.6% |
| Profit attributable to shareholders | 12.5% | 16.2% | 20.8% | 14.0% | 13.4% | 12.3% | 16.7% | 17.0% | 19.1% | 14.1% | 10.7% | 5.2% | (31.0%) | (6.2%) | 3.9% | (6.7%) | 3.5% | (13.8%) | 9.2% | 8.6% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 15 Oct 2026.
All reported line items 102
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 1,125.5 | 921.4 | 443.7 | 300.9 | 180.0 | 229.1 | 295.2 | 366.9 | 299.2 | 264.6 |
| Fees & Commissions Income | 2.6 | 2.4 | 2.2 | 2.4 | 4.1 | 3.5 | 3.6 | 3.4 | 3.3 | 3.1 |
| Investment Income/(Expense) - Net - Insurance | 94.1 | 96.6 | 113.0 | 78.4 | 47.6 | 56.5 | 61.1 | 33.0 | 29.1 | 17.2 |
| Investment Income - Gross - Insurance - Total | 94.1 | 96.6 | 113.0 | 78.4 | 47.6 | 56.5 | 61.1 | 33.0 | 29.1 | 17.2 |
| Revenue from Business-Related Activities - Other - Total | 2.6 | 2.4 | 2.2 | 2.4 | 4.1 | 3.5 | 3.6 | 3.4 | 3.3 | 3.1 |
| Revenue from Business Activities - Total | 1,222.2 | 1,020.3 | 558.9 | 381.6 | 231.6 | 289.0 | 359.8 | 403.4 | 331.6 | 284.8 |
| Insurance Claims/Reserves - Total | 588.2 | 444.0 | 149.4 | 80.1 | 42.5 | 66.4 | 99.8 | 84.9 | 77.1 | 74.3 |
| Insurance Benefits Paid - Current | 588.2 | 444.0 | 149.4 | 80.1 | 42.7 | 66.1 | 99.6 | 84.9 | 80.4 | 74.3 |
| Selling, General & Administrative Expenses - Total | 279.6 | 254.3 | 189.3 | 198.0 | 140.5 | 147.3 | 67.2 | 72.4 | 65.1 | 140.6 |
| Selling, General & Administrative Expenses - Unclassified | — | — | — | 182.6 | 124.5 | 132.3 | — | — | — | 139.1 |
| Insurance Benefits Ceded | — | — | — | 0.0 | 0.2 | (0.3) | (0.2) | 0.0 | 3.3 | — |
| Depreciation in Selling, General & Administrative Expenses | — | — | — | 15.4 | 16.0 | 15.0 | — | — | — | — |
| Underwriting Expenses | 180.2 | 156.7 | 82.6 | 58.4 | 35.2 | 53.2 | 60.9 | 99.6 | 61.5 | 48.2 |
| Policy Acquisition Costs - Total | 180.2 | 156.7 | 82.6 | 58.4 | 35.2 | 53.2 | 60.9 | 99.6 | 61.5 | 48.2 |
| Other Operating Expense/(Income) - Net | 24.9 | (2.1) | (1.5) | 3.0 | 6.3 | 7.2 | 68.5 | 60.6 | 61.5 | — |
| Fee & Commission Expense - Insurance | 180.2 | 156.7 | 82.6 | 58.4 | 35.2 | 53.2 | 60.9 | 99.6 | 61.5 | 48.2 |
| Operating Expenses - Total | 1,072.9 | 852.9 | 419.9 | 339.4 | 224.4 | 274.1 | 296.4 | 317.5 | 265.2 | 263.1 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | — | — | — | — | — | — | — | — | — | 1.4 |
| Operating Profit before Non-Recurring Income/(Expense) | 149.3 | 167.5 | 139.0 | 42.2 | 7.2 | 15.0 | 63.4 | 85.9 | 66.5 | 21.8 |
| Interest Expense - Net of Capitalized Interest | 7.2 | 3.1 | 2.3 | 2.4 | 2.2 | 3.1 | 10.4 | — | — | — |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | — | — | — | — | — | — | — | 0.1 | 5.3 | — |
| Other Non-Operating Income/(Expense) - Total | 50.7 | 72.6 | 27.3 | 25.9 | 1.4 | 29.1 | 6.4 | 2.6 | 2.2 | 21.0 |
| Normalized Pre-tax Profit | 192.7 | 237.0 | 163.9 | 65.7 | 6.4 | 41.0 | 59.5 | 88.6 | 73.9 | 42.8 |
| Non-Recurring Income/Expense - Total | 8.4 | 1.8 | 0.0 | 12.1 | 19.6 | 5.0 | 20.8 | — | — | — |
| Fair Value Adjustments - Investment Property | 8.4 | 1.8 | 0.0 | 12.1 | 19.6 | 5.0 | 20.8 | — | — | — |
| Provision for Income Tax Expense- Unclassified | 48.8 | 73.5 | 47.6 | — | — | — | — | — | — | — |
| Income before Taxes | 201.2 | 238.8 | 163.9 | 77.8 | 26.0 | 45.9 | 80.3 | 88.6 | 73.9 | 42.8 |
| Income Taxes | 48.8 | 73.5 | 47.6 | 24.4 | (5.1) | 10.3 | 20.3 | 20.0 | 10.5 | 2.6 |
| Income Taxes for the Year - Current | — | — | — | 24.4 | (5.1) | 10.3 | 20.3 | 20.0 | 10.5 | 2.6 |
| Income Taxes - Other (by Type) | — | — | — | — | — | — | — | — | — | 0.0 |
| Net Income after Tax | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Income before Discontinued Operations & Extraordinary Items | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Net Income before Minority Interest | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Net Income after Minority Interest | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Income Available to Common Shares | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Income available to Common excluding Extraordinary Items | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Shares used to calculate Basic EPS - Total mn | 104.8 | 104.9 | 104.8 | 104.8 | 104.8 | 104.8 | 104.8 | 104.8 | 98.3 | 78.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 1.37 | 1.56 | 1.11 | 0.39 | 0.11 | 0.29 | 0.37 | 0.65 | 0.65 | 0.51 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 104.8 | 104.9 | 104.8 | 104.8 | 104.8 | 104.8 | 104.8 | 104.8 | 98.3 | 78.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 1.37 | 1.56 | 1.11 | 0.39 | 0.11 | 0.29 | 0.37 | 0.65 | 0.65 | 0.51 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Diluted Income available to Common excluding Extraordinary Items | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Shares used to calculate Diluted EPS - Total mn | 104.8 | 104.9 | 104.8 | 104.8 | 104.8 | 104.8 | 104.8 | 104.8 | 98.3 | 78.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 1.37 | 1.56 | 1.11 | 0.39 | 0.11 | 0.29 | 0.37 | 0.65 | 0.65 | 0.51 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 104.8 | 104.9 | 104.8 | 104.8 | 104.8 | 104.8 | 104.8 | 104.8 | 98.3 | 78.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 1.37 | 1.56 | 1.11 | 0.39 | 0.11 | 0.29 | 0.37 | 0.65 | 0.65 | 0.51 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 149.3 | 167.5 | 139.0 | 42.2 | 7.2 | 15.0 | 63.4 | 85.9 | 66.5 | 21.8 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 149.3 | 200.3 | 151.8 | 57.7 | 35.3 | 42.2 | 90.8 | 90.7 | 70.7 | 25.7 |
| Depreciation & Amortization - Supplemental | — | 32.9 | 12.8 | 15.4 | 16.0 | 15.0 | — | — | — | — |
| Depreciation Expense - Total - Supplemental | — | 32.9 | 12.8 | 15.4 | 16.0 | 15.0 | — | — | — | — |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | — | 13.8 | 12.8 | 11.3 | 12.2 | 11.1 | — | — | — | — |
| Amortization - Total - Supplemental | — | — | — | 0.0 | 0.0 | 0.0 | — | — | — | — |
| Intangible Amortization - Other - Supplemental | — | — | — | 0.0 | 0.0 | 0.0 | — | — | — | — |
| Amortization of Computer Software - Supplemental | — | — | — | 0.0 | 0.0 | 0.0 | — | — | — | — |
| Depreciation, Depletion & Amortization - Total | — | 32.9 | 12.8 | 15.4 | 28.1 | 27.2 | 27.4 | 4.8 | 4.2 | 4.0 |
| Depreciation - Total | — | 32.9 | 12.8 | 15.4 | 28.1 | 27.2 | 27.4 | 4.8 | 4.2 | 4.0 |
| Amortization of Intangible Assets excluding Goodwill - Total | — | — | — | 0.0 | 0.0 | 0.0 | — | — | — | — |
| Normalized after Tax Profit | 143.9 | 163.4 | 116.3 | 41.3 | 11.5 | 30.6 | 39.2 | 68.6 | 63.5 | 40.1 |
| Normalized Net Income from Continuing Operations | 143.9 | 163.4 | 116.3 | 41.3 | 11.5 | 30.6 | 39.2 | 68.6 | 63.5 | 40.1 |
| Normalized Net Income - Bottom Line | 143.9 | 163.4 | 116.3 | 41.3 | 11.5 | 30.6 | 39.2 | 68.6 | 63.5 | 40.1 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 199.9 | 240.1 | 166.3 | 68.1 | 8.6 | 44.1 | 69.9 | 88.6 | 73.9 | 42.8 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | — | 273.0 | 179.0 | 83.6 | 36.7 | 71.3 | 97.2 | 93.4 | 78.1 | 46.8 |
| Depreciation of Financial Lease Right-of-Use Assets | — | 13.8 | 12.8 | — | — | 11.1 | — | — | — | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | 7.2 | 3.1 | 2.3 | 2.4 | 2.2 | — | — | — | — | — |
| Interest Expense | 7.2 | 3.1 | 2.3 | 2.4 | 2.2 | 3.1 | 10.4 | — | — | — |
| Investment Income - Insurance | 94.1 | 96.6 | 113.0 | 78.4 | 47.6 | 56.5 | 61.1 | 33.0 | 29.1 | 17.2 |
| Losses, Benefits & Adjustments - Insurance | 588.2 | 444.0 | 149.4 | 80.1 | 42.7 | 66.1 | 99.6 | 84.9 | 80.4 | 74.3 |
| Operating Expenses | 1,072.9 | 852.9 | 419.9 | 339.4 | 224.4 | 274.1 | 296.4 | 317.5 | 265.2 | 263.1 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 279.6 | 254.3 | 189.3 | 198.0 | 140.5 | 147.3 | 67.2 | 72.4 | 65.1 | 140.6 |
| Total Claim & Loss Expense | 588.2 | 444.0 | 149.4 | 80.1 | 42.5 | 66.4 | 99.8 | 84.9 | 77.1 | 74.3 |
| Underwriting & Commissions | 180.2 | 156.7 | 82.6 | 58.4 | 35.2 | 53.2 | 60.9 | 99.6 | 61.5 | 48.2 |
| Underwriting Expenses - Insurance | 304.5 | 252.1 | 187.9 | 201.0 | 146.8 | 154.5 | 135.7 | 133.0 | 126.6 | 140.6 |
| Income before Taxes & Provision for Loan Losses | 201.2 | 238.8 | 163.9 | 77.8 | 26.0 | 45.9 | 80.3 | 88.6 | 73.9 | 42.8 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 157.8 | 167.4 | 118.0 | 55.1 | 33.7 | 38.0 | 67.8 | 68.6 | 63.5 | 40.1 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (283.7) | (191.9) | 38.4 | 120.9 | 104.1 | 88.4 | 36.1 | 48.1 | 46.1 | 66.3 |
| Operating Expenses excluding Non-Cash Charges - Total | — | 820.0 | 407.1 | 324.0 | 196.3 | 246.9 | 269.0 | 312.7 | 261.0 | 259.1 |
| Premiums Earned - Total | 1,128.1 | 923.7 | 445.9 | 303.2 | 184.1 | 232.5 | 298.7 | 370.3 | 302.5 | 267.7 |
| Losses, Benefits & Adjustments - Total | 768.4 | 600.7 | 232.1 | 138.4 | 78.1 | 119.0 | 160.3 | 184.5 | 145.3 | 122.5 |
| Income Available to Common Shares before Depreciation & Amortization | — | 198.1 | 129.1 | 68.8 | 59.2 | 62.8 | 87.4 | 73.4 | 67.7 | 44.1 |
| Fixed Charges | 7.2 | 3.1 | 2.3 | 2.4 | 2.2 | 3.1 | 10.4 | — | — | — |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.