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Leasing Companies

SLL SME Leasing Limited

Latest results: FY2023 · Dec 2023 Q3 FY2024 · Jul – Sep 2024

Last close · 31 Oct 2024

Rs 1.70 -5.56%

Quarterly · Q4 FY2019 – Q3 FY2024

SME Leasing Limited (SLL) quarterly balance sheet

At the end of Q3 FY2024 (Jul – Sep 2024) SME Leasing Limited had total assets of Rs 13.8 mn, down 95.6% on Q3 FY2023. Shareholders' equity was -Rs 234.8 mn (Rs -7.34 per share), -1,704.3% of total assets.

SLL balance sheet (quarterly) (Rs mn)
Rs mn Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021 Q2 FY2021 Apr – Jun 2021 Q1 FY2021 Jan – Mar 2021 Q4 FY2020 Oct – Dec 2020 Q3 FY2020 Jul – Sep 2020 Q2 FY2020 Apr – Jun 2020 Q1 FY2020 Jan – Mar 2020 Q4 FY2019 Oct – Dec 2019
Assets
Cash & short-term investments 1.6 2.2 2.3 4.7 2.4 4.7 — 0.8 1.0 0.7 1.4 3.2 0.4 1.0 1.4 1.6 1.5 4.2 1.9 0.8
Loans, leases & receivables 8.3 12.7 36.9 272.1 300.4 306.7 — 322.9 277.9 319.5 309.7 329.0 349.1 364.5 380.3 384.9 425.7 439.5 447.4 458.9
Total assets 13.8 18.9 45.9 283.8 311.2 320.2 — 334.8 292.2 334.3 325.4 346.5 365.7 382.5 401.1 405.6 448.1 463.9 471.3 481.7
Liabilities
Borrowings 149.9 149.9 150.1 150.1 151.2 152.0 — 143.0 146.1 146.5 141.9 145.2 154.8 154.8 151.8 155.3 152.7 162.0 156.1 155.5
Total liabilities 248.6 239.8 230.2 343.7 344.6 339.5 — 327.0 285.5 329.5 328.9 340.0 362.5 368.7 375.6 386.1 404.6 409.2 403.8 404.6
Equity
Equity attributable to shareholders (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5 3.2 13.8 25.6 19.6 43.4 54.7 67.4 77.1
Total equity (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5 3.2 13.8 25.6 19.6 43.4 54.7 67.4 77.1
Total liabilities & equity 13.8 18.9 45.9 283.8 311.2 320.2 — 334.8 292.2 334.3 325.4 346.5 365.7 382.5 401.1 405.6 448.1 463.9 471.3 481.7
Key figures
Shares outstanding mn 32.0 32.0 32.0 32.0 32.0 32.0 — 32.0 32.0 32.0 32.0 32.0 32.0 32.0 32.0 32.0 32.0 32.0 32.0 32.0
Common equity (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5 3.2 13.8 25.6 19.6 43.4 54.7 67.4 77.1
Book value per share (Rs) Rs (7.34) (6.90) (5.76) (1.87) (1.04) (0.60) — 0.25 0.21 0.15 (0.11) 0.20 0.10 0.43 0.80 0.61 1.36 1.71 2.11 2.41
SLL balance sheet — year-on-year change (Rs mn)
Rs mn Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021 Q2 FY2021 Apr – Jun 2021 Q1 FY2021 Jan – Mar 2021 Q4 FY2020 Oct – Dec 2020 Q3 FY2020 Jul – Sep 2020 Q2 FY2020 Apr – Jun 2020 Q1 FY2020 Jan – Mar 2020 Q4 FY2019 Oct – Dec 2019
Assets
Cash & short-term investments -33.0% -53.9% — +470.3% +138.8% +536.1% — -73.6% +179.0% -24.6% +2.7% +94.2% -76.3% -76.8% -27.0% +106.5% -4.1% +110.0% -43.7% —
Loans, leases & receivables -97.2% -95.9% — -15.7% +8.1% -4.0% — -1.9% -20.4% -12.3% -18.6% -14.5% -18.0% -17.1% -15.0% -16.1% -12.2% -8.5% -7.3% —
Total assets -95.6% -94.1% — -15.2% +6.5% -4.2% — -3.4% -20.1% -12.6% -18.9% -14.6% -18.4% -17.6% -14.9% -15.8% -10.2% -6.0% -5.9% —
Liabilities
Borrowings -0.9% -1.4% — +4.9% +3.5% +3.8% — -1.5% -5.6% -5.4% -6.5% -6.5% +1.4% -4.4% -2.7% -0.1% +3.0% +12.5% +6.7% —
Total liabilities -27.9% -29.4% — +5.1% +20.7% +3.0% — -3.8% -21.3% -10.6% -12.4% -11.9% -10.4% -9.9% -7.0% -4.6% -1.0% +3.5% +1.9% —
Equity
Equity attributable to shareholders — — — -862.6% -598.7% -501.8% — +20.2% +110.9% -65.4% -113.7% -66.6% -92.7% -74.7% -62.1% -74.6% -51.9% -44.2% -35.6% —
Total equity — — — -862.6% -598.7% -501.8% — +20.2% +110.9% -65.4% -113.7% -66.6% -92.7% -74.7% -62.1% -74.6% -51.9% -44.2% -35.6% —
Total liabilities & equity -95.6% -94.1% — -15.2% +6.5% -4.2% — -3.4% -20.1% -12.6% -18.9% -14.6% -18.4% -17.6% -14.9% -15.8% -10.2% -6.0% -5.9% —
Key figures
Shares outstanding — — — — — — — — — — — — — — — — — — — —
Common equity — — — -862.6% -598.7% -501.8% — +20.2% +110.9% -65.4% -113.7% -66.6% -92.7% -74.7% -62.1% -74.6% -51.9% -44.2% -35.6% —
Book value per share (Rs) — — — -862.6% -598.7% -501.8% — +20.2% +110.9% -65.4% -113.7% -66.6% -92.7% -74.7% -62.1% -74.6% -51.9% -44.2% -35.6% —

Change against the same quarter a year earlier; shown when the earlier figure is positive.

SLL balance sheet — common size (Rs mn)
Rs mn Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021 Q2 FY2021 Apr – Jun 2021 Q1 FY2021 Jan – Mar 2021 Q4 FY2020 Oct – Dec 2020 Q3 FY2020 Jul – Sep 2020 Q2 FY2020 Apr – Jun 2020 Q1 FY2020 Jan – Mar 2020 Q4 FY2019 Oct – Dec 2019
Assets
Cash & short-term investments 11.8% 11.4% 4.9% 1.7% 0.8% 1.5% — 0.2% 0.3% 0.2% 0.4% 0.9% 0.1% 0.3% 0.3% 0.4% 0.3% 0.9% 0.4% 0.2%
Loans, leases & receivables 60.1% 67.0% 80.4% 95.9% 96.5% 95.8% — 96.4% 95.1% 95.6% 95.2% 94.9% 95.4% 95.3% 94.8% 94.9% 95.0% 94.7% 94.9% 95.3%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% — 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Borrowings 1,088.3% 794.4% 327.0% 52.9% 48.6% 47.5% — 42.7% 50.0% 43.8% 43.6% 41.9% 42.3% 40.5% 37.8% 38.3% 34.1% 34.9% 33.1% 32.3%
Total liabilities 1,804.3% 1,270.5% 501.5% 121.1% 110.7% 106.0% — 97.7% 97.7% 98.6% 101.1% 98.1% 99.1% 96.4% 93.6% 95.2% 90.3% 88.2% 85.7% 84.0%
Equity
Equity attributable to shareholders (1,704.3%) (1,170.5%) (401.5%) (21.1%) (10.7%) (6.0%) — 2.3% 2.3% 1.4% (1.1%) 1.9% 0.9% 3.6% 6.4% 4.8% 9.7% 11.8% 14.3% 16.0%
Total equity (1,704.3%) (1,170.5%) (401.5%) (21.1%) (10.7%) (6.0%) — 2.3% 2.3% 1.4% (1.1%) 1.9% 0.9% 3.6% 6.4% 4.8% 9.7% 11.8% 14.3% 16.0%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% — 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity (1,704.3%) (1,170.5%) (401.5%) (21.1%) (10.7%) (6.0%) — 2.3% 2.3% 1.4% (1.1%) 1.9% 0.9% 3.6% 6.4% 4.8% 9.7% 11.8% 14.3% 16.0%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 17 Oct 2026.

All reported line items 83
SLL balance sheet — all reported line items (Rs mn)
Rs mn Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021
Cash & Cash Equivalents 1.6 2.2 2.3 4.7 2.4 4.7 — 0.8 1.0 0.7 1.4 3.2
Loans & Receivables - Total 8.3 12.7 36.9 272.1 300.4 306.7 — 322.9 277.9 319.5 309.7 329.0
Receivables - Other 8.3 12.7 36.9 265.1 53.8 56.4 — 73.2 95.2 102.8 137.4 151.7
Finance Lease Receivables - Net - Long-Term & Short-Term 0.0 0.0 0.0 7.0 246.5 250.3 — 249.7 182.7 216.8 172.3 177.3
Property, Plant & Equipment - Net - Total 2.4 2.7 2.9 3.2 4.0 4.8 — 6.7 7.6 8.4 9.2 10.0
Other Assets - Total 1.4 1.4 3.8 3.7 4.4 4.0 — 4.5 5.7 5.6 5.1 4.3
Deferred Charges 0.8 — 0.7 0.7 0.7 0.7 — 1.1 0.8 0.8 0.8 0.8
Prepaid Expenses - Total 0.7 1.4 3.1 3.0 3.7 3.3 — 3.4 4.9 4.8 4.3 3.5
Intangible Assets - Total - Net — — — — — — — — 0.0 0.0 0.0 —
Total Current Assets 10.3 15.9 41.5 240.0 23.8 29.6 — 39.0 66.4 67.6 102.2 114.1
Intangible Assets - excluding Goodwill - Net - Total — — — — — — — — 0.0 0.0 0.0 —
Total Assets 13.8 18.9 45.9 283.8 311.2 320.2 — 334.8 292.2 334.3 325.4 346.5
Debt - Total 149.9 149.9 150.1 150.1 151.2 152.0 — 143.0 146.1 146.5 141.9 145.2
Short-Term Debt & Current Portion of Long-Term Debt 149.9 149.9 150.1 150.1 151.2 152.0 — 143.0 144.5 144.3 138.8 141.2
Current Portion of Long-Term Debt including Capitalized Leases 0.0 0.0 0.2 0.2 1.3 2.1 — 3.9 3.8 4.0 4.0 4.0
Capitalized Leases - Current Portion 0.0 0.0 0.2 0.2 0.9 1.7 — 3.9 3.4 3.7 3.6 3.6
Short-Term Debt & Notes Payable 149.9 149.9 149.9 149.9 149.9 149.9 — 139.2 140.7 140.3 134.8 137.2
Debt - Long-Term - Total — — — — — — — 0.0 1.6 2.2 3.1 4.0
Short-Term Banking Borrowings excluding Collateralized Financing 149.9 149.9 149.9 149.9 149.9 149.9 — 139.2 140.7 140.3 134.8 137.2
Current Portion of Long-Term Debt excluding Capitalized Leases 0.0 0.0 0.0 0.0 0.4 0.4 — — 0.4 0.4 0.4 0.4
Capitalized Lease Obligations - Long-Term — — — — — — — 0.0 1.6 2.2 3.1 4.0
Deferred Tax & Investment Tax Credits - Long-Term — — — — — 9.4 — — — — — —
Deferred Tax - Liability - Long-Term — — — — — 9.4 — — — — — —
Payables & Accrued Expenses 71.3 72.8 52.6 39.2 29.1 22.2 — 15.9 13.8 12.2 9.8 10.0
Trade Account Payables - Total 1.3 2.3 4.5 5.1 3.9 7.1 — 5.8 3.7 3.0 2.6 2.7
Accrued Expenses 1.8 12.2 1.7 2.3 2.3 2.2 — 3.6 3.6 3.4 3.3 3.0
Other Liabilities - Total 22.6 12.3 22.8 154.2 164.1 155.4 — 167.7 125.2 170.5 176.8 184.5
Other Liabilities - 12.3 12.3 12.8 144.3 154.5 155.4 — 157.5 115.0 160.2 164.9 174.7
Interest Payable 68.2 58.3 46.4 31.8 22.9 13.0 — 6.5 6.5 5.8 3.9 4.2
Provisions 10.3 — 9.9 9.9 9.5 — — 10.2 10.2 10.3 11.9 9.8
Post Employment Benefits - Pension & Other 10.3 — 9.9 9.9 9.5 — — 10.2 10.2 10.3 11.9 9.8
Total Liabilities 248.6 239.8 230.2 343.7 344.6 339.5 — 327.0 285.5 329.5 328.9 340.0
Shareholders' Equity - Attributable to Parent Shareholders - Total (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Common Equity Attributable to Parent Shareholders (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Common Equity - Contributed 320.0 320.0 320.0 320.0 320.0 320.0 — 320.0 320.0 320.0 320.0 320.0
Common Stock - Issued & Paid 320.0 320.0 320.0 320.0 320.0 320.0 — 320.0 320.0 320.0 320.0 320.0
Equity - Non-Contributed - Reserves & Retained Earnings (554.8) (540.9) (504.3) (379.9) (353.4) (339.2) — (312.1) (313.3) (315.2) (323.5) (313.5)
Retained Earnings - Total (554.8) (540.9) (504.3) (379.9) (353.4) (339.2) — (312.1) (313.3) (315.2) (323.5) (313.5)
Common Equity - Total (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Total Shareholders' Equity - including Minority Interest & Hybrid Debt (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Total Liabilities & Equity 13.8 18.9 45.9 283.8 311.2 320.2 — 334.8 292.2 334.3 325.4 346.5
Total Current Liabilities 238.3 239.8 220.3 328.3 190.0 185.2 — 179.0 187.0 191.9 183.5 196.0
Common Shares - Issued - Total mn 32.0 32.0 32.0 32.0 32.0 32.0 — 32.0 32.0 32.0 32.0 32.0
Common Shares - Outstanding - Total mn 32.0 32.0 32.0 32.0 32.0 32.0 — 32.0 32.0 32.0 32.0 32.0
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 — 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 100.0 100.0 100.0 100.0 100.0 100.0 — 100.0 100.0 100.0 100.0 100.0
Common Shares - Issued - Issue Specific mn 32.0 32.0 32.0 32.0 32.0 32.0 — 32.0 32.0 32.0 32.0 32.0
Common Shares - Outstanding - Issue Specific mn 32.0 32.0 32.0 32.0 32.0 32.0 — 32.0 32.0 32.0 32.0 32.0
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 — 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× — 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental — — 0.0 0.0 0.5 1.1 — 2.5 4.5 5.2 6.0 6.7
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental — — 0.0 0.0 0.5 1.1 — 2.5 4.5 5.2 6.0 6.7
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental — — 2.9 3.2 3.5 3.7 — 4.1 3.1 3.2 3.2 3.3
Finance and Operating Lease Liabilities - Total - Supplemental 0.0 0.0 0.2 0.2 0.9 1.7 — 3.9 5.0 5.8 6.7 7.6
Debt including Finance and Operating Lease Liabilities - Supplemental 149.9 149.9 150.1 150.1 151.2 152.0 — 143.0 146.1 146.5 141.9 145.2
Net Debt 148.3 147.8 147.8 145.3 148.8 147.4 — 142.2 145.1 145.7 140.5 142.0
Asset Accruals 8.7 13.7 39.3 235.3 21.4 24.9 — 38.1 65.4 66.9 100.7 111.0
Cash & Cash Equivalents - Total 1.6 2.2 2.3 4.7 2.4 4.7 — 0.8 1.0 0.7 1.4 3.2
Cash & Short Term Investments - Total 1.6 2.2 2.3 4.7 2.4 4.7 — 0.8 1.0 0.7 1.4 3.2
Debt - including Preferred Equity & Minority Interest - Total 149.9 149.9 150.1 150.1 151.2 152.0 — 143.0 146.1 146.5 141.9 145.2
Net Book Capital (86.5) (73.2) (36.5) 85.4 115.4 128.1 — 150.1 151.8 150.5 137.0 148.5
Net Operating Assets (86.5) (73.2) (36.5) 85.4 115.4 128.1 — 150.1 151.8 150.5 137.0 148.5
Provisions - Total 10.3 — 9.9 9.9 9.5 9.4 — 10.2 10.2 10.3 11.9 9.8
Shareholders Equity - Common (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Tangible Total Equity (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Tangible Book Value (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Total Book Capital (84.9) (71.0) (34.2) 90.2 117.8 132.8 — 150.9 152.8 151.3 138.4 151.7
Total Capital (84.9) (71.0) (34.2) 90.2 117.8 132.8 — 150.9 152.8 151.3 138.4 151.7
Total Long Term Capital (224.5) (220.9) (174.4) (44.5) 121.2 135.0 — 155.9 105.2 142.4 141.9 150.5
Book Value excluding Other Equity (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Income Taxes - Payable - Long-Term & Short-Term 4.8 4.8 4.8 0.2 0.2 0.3 — 0.3 0.3 0.3 0.4 0.3
Cash & Short Term Investments - Net of Debt (148.3) (147.8) (147.8) (145.3) (148.8) (147.4) — (142.2) (145.1) (145.7) (140.5) (142.0)
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 0.0 0.0 0.2 0.2 1.3 2.1 — 3.9 3.8 4.0 4.0 4.0
Interest Bearing Liabilities - Total 149.9 149.9 150.1 150.1 151.2 152.0 — 143.0 146.1 146.5 141.9 145.2
Net Debt Including Preferred Equity & Minority Interest 148.3 147.8 147.8 145.3 148.8 147.4 — 142.2 145.1 145.7 140.5 142.0
Other Short-Term & Long-Term Assets - Total 0.8 — 0.7 0.7 0.7 0.7 — 1.1 0.8 0.8 0.8 0.8
Other Short-Term & Long-Term Liabilities - Total 12.3 12.3 12.8 144.3 154.5 155.4 — 157.5 115.0 160.2 164.9 174.7
Tangible Book Value excluding Other Equity (234.8) (220.9) (184.3) (59.9) (33.4) (19.2) — 7.9 6.7 4.8 (3.5) 6.5
Total Debt Excluding Islamic 149.9 149.9 150.1 150.1 151.2 152.0 — 143.0 146.1 146.5 141.9 145.2
Total Available Funds (224.5) (220.9) (174.4) (44.5) 121.2 135.0 — 155.9 105.2 142.4 141.9 150.5
Current Liabilities excluding Current Debt - Total 88.4 89.9 70.2 178.2 38.8 33.2 — 35.9 42.5 47.6 44.7 54.9
Cash in Hand & with Banks - Total 1.6 2.2 2.3 4.7 2.4 4.7 — 0.8 1.0 0.7 1.4 3.2
Current Assets excluding Cash & Short Term Investments - Total 8.7 13.7 39.3 235.3 21.4 24.9 — 38.1 65.4 66.9 100.7 111.0

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.