Last close · 16 Oct 2026
Rs 19.18 +0.84%
Annual · FY2006 – FY2025
Soneri Bank Limited (SNBL) cash flow statement
Operating activities generated Rs 122.9 bn of cash in FY2025 (Jan – Dec 2025), up 70.4% on FY2024. Capital expenditure was Rs 5.3 bn. Dividends paid to shareholders came to Rs 1.9 bn. Overall, cash increased by Rs 15.0 bn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 122.9 | 72.1 | 72.9 | (52.8) | 69.0 | 78.7 | 40.8 | 39.0 | (5.7) | 12.5 | 33.7 | 30.4 | (10.7) | 17.6 | 11.8 | 5.6 | 14.0 | (4.2) | 0.9 | 5.8 |
| Capital expenditure | (5.3) | (4.4) | (5.2) | (3.1) | (1.7) | (3.4) | (0.8) | (0.7) | (0.6) | (1.0) | (0.6) | (0.8) | (0.7) | (0.8) | (0.8) | (0.6) | (0.6) | (0.7) | (0.4) | (0.4) |
| Net cash from investing activities | (103.8) | (62.2) | (54.7) | 45.4 | (64.8) | (79.4) | (30.6) | (35.5) | 8.4 | (10.5) | (33.3) | (27.6) | 11.9 | (14.1) | (11.3) | (6.0) | (15.6) | 3.6 | (2.9) | (0.8) |
| Dividends paid | (1.9) | (4.6) | (1.1) | (1.6) | (1.4) | (1.1) | (1.1) | (0.8) | (1.4) | (1.4) | (1.1) | 0.0 | — | — | — | — | — | — | 0.0 | (0.2) |
| Net cash from financing activities | (4.1) | (6.5) | (2.4) | (1.7) | (1.4) | (1.1) | (1.1) | 3.2 | (1.4) | (1.4) | 1.9 | 0.0 | (0.3) | (0.6) | 0.7 | 1.0 | (0.0) | (0.0) | (0.0) | 0.4 |
| Net change in cash | 15.0 | 3.5 | 15.8 | (9.0) | 2.8 | (1.8) | 9.0 | 6.6 | 1.3 | 0.6 | 2.2 | 2.8 | 0.9 | 2.9 | 1.2 | 0.7 | (1.6) | (0.7) | (1.9) | 5.3 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | +70.4% | -1.0% | — | -176.5% | -12.4% | +93.1% | +4.7% | — | -145.7% | -63.0% | +10.8% | — | -161.0% | +49.0% | +108.8% | -59.7% | — | -557.9% | -84.0% | — |
| Capital expenditure | +21.3% | -14.6% | +65.2% | +83.7% | -49.9% | +299.5% | +14.9% | +19.7% | -38.6% | +64.5% | -27.4% | +12.4% | -10.4% | +5.4% | +25.6% | +3.0% | -10.1% | +61.9% | +16.9% | — |
| Net cash from investing activities | — | — | -220.3% | — | — | — | — | -521.7% | — | — | — | -331.4% | — | — | — | — | -535.4% | — | — | — |
| Dividends paid | -58.6% | +321.4% | -33.3% | +19.2% | +25.0% | 0.0% | +33.3% | -40.0% | 0.0% | +25.0% | — | — | — | — | — | — | — | — | -100.0% | — |
| Net cash from financing activities | — | — | — | — | — | — | -134.8% | — | — | -172.7% | — | — | — | -185.3% | -30.1% | — | — | — | -100.1% | — |
| Net change in cash | +335.5% | -78.2% | — | -427.0% | — | -119.5% | +36.8% | +392.5% | +117.4% | -72.5% | -21.0% | +219.4% | -69.4% | +143.9% | +75.0% | — | — | — | -136.3% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 54
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 11.6 | 12.6 | 12.4 | 4.6 | 5.1 | 4.0 | 3.2 | 2.9 | 2.8 | 3.1 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (23.4) | (21.1) | 4.3 | 1.8 | 1.3 | 2.5 | 0.3 | 0.3 | 0.6 | 0.6 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (26.9) | (24.1) | 2.1 | (0.1) | 0.1 | 1.7 | (0.8) | (0.4) | (0.1) | (0.2) |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 3.3 | 2.8 | 2.2 | 1.9 | 1.7 | 1.4 | 1.1 | 0.7 | 0.8 | 0.8 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 3.1 | 2.7 | 2.0 | 1.7 | 1.5 | 1.2 | 0.9 | 0.6 | 0.6 | 0.7 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.2 | 0.2 | 0.2 | 0.3 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 |
| Impairment - Property, Plant & Equipment including Intangible Assets - Cash Flow - to Reconcile | — | — | — | — | — | — | — | — | — | 0.0 |
| Impairment - Financial Fixed Assets - Operating - Cash Flow - to Reconcile | — | — | (0.0) | (0.0) | (0.1) | (0.6) | 0.0 | — | — | (0.0) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.1) | (0.0) | (0.0) | (0.0) | (0.3) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.1) | (0.0) | (0.0) | (0.0) | (0.3) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | 0.2 | 0.2 | 0.0 | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 8.5 | 10.2 | 5.5 | 2.3 | 2.3 | 1.7 | 1.1 | 1.0 | 1.5 | 1.8 |
| Interest Paid - Cash | 56.9 | 89.4 | — | — | — | — | — | — | — | — |
| Interest & Dividends - Received - Total - Cash Flow | 85.7 | 116.4 | 0.2 | 0.4 | 0.2 | 0.1 | 0.3 | 0.3 | 0.2 | 0.2 |
| Cash Flow from Operating Activities before Changes in Working Capital | 8.5 | 8.4 | 11.3 | 4.4 | 4.5 | 5.0 | 2.8 | 2.5 | 2.2 | 2.1 |
| Working Capital - Increase/(Decrease) - Cash Flow | 114.5 | 63.8 | 61.6 | (57.2) | 64.5 | 73.7 | 38.0 | 36.4 | (7.9) | 10.4 |
| Other Assets - Decrease/(Increase) - Cash Flow | (4.7) | 47.9 | (62.2) | (3.3) | 0.2 | (0.7) | (3.3) | (1.9) | (0.5) | 1.1 |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | (22.0) | (8.6) | 52.3 | (30.2) | (13.2) | (7.8) | 2.7 | 2.6 | (1.0) | (2.4) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | 10.3 | (11.9) | (0.0) | 19.6 | (17.7) | 3.8 | 1.5 | 3.3 | (10.5) | — |
| Loans - Customer - Decrease/(Increase) - Cash Flow | 27.9 | (39.5) | 1.1 | (42.7) | (0.9) | 39.6 | (17.9) | (22.2) | (39.1) | (13.4) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | 3.3 | 10.1 | 9.6 | 2.4 | 1.6 | 4.1 | 1.3 | 2.2 | 0.3 | 1.2 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 146.0 | 25.3 | 108.2 | 6.6 | 57.5 | 43.4 | 39.7 | 35.1 | 17.4 | 25.1 |
| Collateralized Agreements, Reverse REPOs & Securities Borrowed (Liabilities) - Increase/(Decrease) - Cash Flow | (46.3) | 40.5 | (47.5) | (9.6) | 36.9 | (8.6) | 13.9 | 17.4 | 25.5 | (1.1) |
| Net Cash Flow from Operating Activities | 122.9 | 72.1 | 72.9 | (52.8) | 69.0 | 78.7 | 40.8 | 39.0 | (5.7) | 12.5 |
| Capital Expenditures - Net - Cash Flow | 5.3 | 4.2 | 5.1 | 3.1 | 0.5 | 3.4 | 0.8 | 0.7 | 0.6 | 1.0 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 5.3 | 4.2 | 5.1 | 3.1 | 0.5 | 3.4 | 0.8 | 0.7 | 0.6 | 1.0 |
| Property, Plant & Equipment - Purchased - Cash Flow | 5.3 | 4.4 | 5.2 | 3.1 | 1.7 | 3.4 | 0.8 | 0.7 | 0.6 | 1.0 |
| Property, Plant & Equipment Sold - Cash Flow | 0.1 | 0.2 | 0.0 | 0.0 | 1.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
| Capital Expenditures - Total | 5.3 | 4.4 | 5.2 | 3.1 | 1.7 | 3.4 | 0.8 | 0.7 | 0.6 | 1.0 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (98.5) | (58.0) | (49.5) | 48.5 | (64.3) | (76.0) | (29.8) | (34.8) | 9.0 | (9.5) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (98.5) | (58.0) | (49.5) | 48.5 | (64.3) | (76.0) | (29.8) | (34.8) | 9.0 | (9.5) |
| Net Cash Flow from Investing Activities | (103.8) | (62.2) | (54.7) | 45.4 | (64.8) | (79.4) | (30.6) | (35.5) | 8.4 | (10.5) |
| Dividends Paid - Cash - Total - Cash Flow | 1.9 | 4.6 | 1.1 | 1.6 | 1.4 | 1.1 | 1.1 | 0.8 | 1.4 | 1.4 |
| Dividends - Common - Cash Paid | 1.9 | 4.6 | 1.1 | 1.6 | 1.4 | 1.1 | 1.1 | 0.8 | 1.4 | 1.4 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (2.2) | (1.8) | (1.3) | (0.0) | (0.0) | (0.0) | (0.0) | 4.0 | (0.0) | (0.0) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (2.2) | (1.8) | (1.3) | (0.0) | (0.0) | (0.0) | (0.0) | 4.0 | (0.0) | (0.0) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (2.2) | (1.8) | (1.3) | (1.0) | — | — | — | — | — | — |
| Debt - Issued - Long-Term - Cash Flow | — | — | — | 1.0 | — | — | — | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 2.2 | 1.8 | 1.3 | 1.0 | 0.0 | 0.0 | — | — | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 2.2 | 1.8 | 1.3 | 1.0 | — | — | — | — | — | — |
| Net Cash Flow from Financing Activities | (4.1) | (6.5) | (2.4) | (1.7) | (1.4) | (1.1) | (1.1) | 3.2 | (1.4) | (1.4) |
| Non-Classified Cash Flows | 0.0 | (0.0) | — | — | — | — | — | — | — | — |
| Net Change in Cash - Total | 15.0 | 3.5 | 15.8 | (9.0) | 2.8 | (1.8) | 9.0 | 6.6 | 1.3 | 0.6 |
| Net Cash from Continuing Operations | 15.0 | 3.5 | 15.8 | (9.0) | 2.8 | (1.8) | 9.0 | 6.6 | 1.3 | 0.6 |
| Net Cash - Beginning Balance | 47.2 | 43.7 | 27.9 | 36.9 | 34.2 | 35.9 | 26.9 | 20.3 | 19.0 | 18.3 |
| Net Cash - Ending Balance | 62.2 | 47.2 | 43.7 | 27.9 | 36.9 | 34.2 | 35.9 | 26.9 | 20.3 | 19.0 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 8.5 | 10.2 | 5.5 | 2.3 | 2.3 | 1.7 | 1.1 | 1.0 | 1.5 | 1.8 |
| Interest Paid - Cash Flow - Supplemental | 56.9 | 89.4 | — | — | — | — | — | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 85.7 | 116.4 | 0.2 | 0.4 | 0.2 | 0.1 | 0.3 | 0.3 | 0.2 | 0.2 |
| CF from Optg Activities before Change in WC & Int Payments | 65.3 | 97.7 | 11.3 | 4.4 | 4.5 | 5.0 | 2.8 | 2.5 | 2.2 | 2.1 |
| Depreciation, Depletion & Amortization - Cash Flow | 3.3 | 2.8 | 2.2 | 1.9 | 1.7 | 1.4 | 1.1 | 0.7 | 0.8 | 0.8 |
| Free Cash Flow to Equity | 115.5 | 66.1 | 66.5 | (55.9) | 68.4 | 75.3 | 39.9 | 42.2 | (6.3) | 11.5 |
| Free Cash Flow Net of Dividends | 115.7 | 63.1 | 66.6 | (57.5) | 65.9 | 74.2 | 38.8 | 37.4 | (7.7) | 10.1 |
| Free Cash Flow | 117.6 | 67.7 | 67.7 | (55.9) | 67.3 | 75.3 | 39.9 | 38.2 | (6.3) | 11.5 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.