Last close · 16 Oct 2026
Rs 51.04 -3.15%
Annual · FY2006 – FY2025
TPL Insurance Limited (TPLI) income statement
TPL Insurance Limited reported total income of Rs 4.5 bn for FY2025 (Jan – Dec 2025), up 20.1% on FY2024. Tax of -Rs 1.8 mn took -3.3% of pre-tax profit. Profit attributable to shareholders was Rs 47.7 mn, up 123.7% on FY2024, or Rs 0.24 per share.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 4,293.8 | 3,424.1 | 3,084.7 | 2,967.0 | 2,398.4 | 2,163.1 | 2,136.2 | 1,264.0 | 1,299.5 | 1,197.1 | 1,131.3 | 1,048.2 | 733.5 | 619.9 | 453.6 | 331.3 | 223.6 | 166.7 | 138.7 | 68.8 |
| Investment income (net) | 201.1 | 322.9 | 401.3 | 177.9 | 85.3 | 90.6 | 80.9 | 1.3 | 15.2 | 11.4 | 46.7 | 84.1 | 67.1 | 55.6 | 31.1 | 16.8 | 10.2 | 2.5 | 3.0 | 0.4 |
| Total income | 4,501.2 | 3,747.1 | 3,502.2 | 3,084.9 | 2,503.6 | 2,253.7 | 2,217.2 | 1,265.3 | 1,314.6 | 1,208.5 | 1,178.0 | 1,132.4 | 800.5 | 682.5 | 493.2 | 348.1 | 233.8 | 169.2 | 141.7 | 69.2 |
| Net claims & benefits | (2,167.5) | (1,656.3) | (1,506.4) | (1,415.4) | (1,112.7) | (970.1) | (882.9) | (485.9) | (502.0) | (507.9) | (531.8) | (527.0) | (314.2) | (253.9) | (171.3) | (141.9) | (64.6) | (48.6) | (33.0) | (17.5) |
| Acquisition & underwriting expenses | (401.9) | (350.7) | (301.4) | (269.1) | (221.5) | (198.1) | (274.4) | (135.0) | (113.9) | (120.8) | (141.8) | (145.4) | (78.3) | (65.0) | (46.4) | (35.7) | (17.5) | (13.2) | (14.5) | (8.9) |
| Profit before tax | 55.8 | 115.6 | 1,145.2 | 65.1 | (5.2) | 79.5 | 56.0 | 14.5 | 163.4 | 148.8 | 45.6 | 39.0 | 78.4 | 62.2 | 42.8 | (14.1) | 10.1 | (4.7) | (1.2) | (23.8) |
| Taxation | 1.8 | (44.0) | (18.1) | (46.8) | (4.5) | (39.7) | (25.5) | (10.9) | (58.3) | (45.7) | (12.3) | (13.0) | (26.8) | (19.5) | (13.0) | (5.7) | (8.3) | 6.5 | 35.2 | 0.0 |
| Profit after tax | 57.6 | 71.6 | 1,127.0 | 18.3 | (9.7) | 39.8 | 30.5 | 3.6 | 105.0 | 103.2 | 33.3 | 25.9 | 51.5 | 42.7 | 29.8 | (19.8) | 1.9 | 1.8 | 34.1 | (23.8) |
| Profit attributable to shareholders | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 | 33.3 | 25.9 | 51.5 | 42.7 | 29.8 | (19.8) | 1.9 | 1.8 | 34.1 | (23.8) |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 | 0.31 | 0.32 | 0.73 | 0.61 | 0.42 | (0.28) | 0.03 | 0.03 | 0.49 | (0.34) |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.48 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.33 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +25.4% | +11.0% | +4.0% | +23.7% | +10.9% | +1.3% | +69.0% | -2.7% | +8.6% | +5.8% | +7.9% | +42.9% | +18.3% | +36.6% | +36.9% | +48.2% | +34.1% | +20.2% | +101.7% | — |
| Investment income (net) | -37.7% | -19.5% | +125.6% | +108.5% | -5.8% | +11.9% | +6,364.9% | -91.7% | +32.5% | -75.5% | -44.4% | +25.4% | +20.6% | +79.1% | +85.3% | +64.3% | +311.9% | -18.6% | +597.8% | — |
| Total income | +20.1% | +7.0% | +13.5% | +23.2% | +11.1% | +1.6% | +75.2% | -3.8% | +8.8% | +2.6% | +4.0% | +41.5% | +17.3% | +38.4% | +41.7% | +48.9% | +38.2% | +19.4% | +104.8% | — |
| Net claims & benefits | +30.9% | +9.9% | +6.4% | +27.2% | +14.7% | +9.9% | +81.7% | -3.2% | -1.2% | -4.5% | +0.9% | +67.8% | +23.7% | +48.2% | +20.7% | +119.5% | +33.1% | +47.3% | +88.5% | — |
| Acquisition & underwriting expenses | +14.6% | +16.4% | +12.0% | +21.5% | +11.8% | -27.8% | +103.2% | +18.5% | -5.7% | -14.9% | -2.4% | +85.7% | +20.5% | +40.1% | +30.1% | +104.1% | +32.7% | -9.2% | +62.2% | — |
| Profit before tax | -51.7% | -89.9% | +1,660.2% | — | -106.6% | +41.9% | +286.1% | -91.1% | +9.8% | +226.2% | +17.1% | -50.3% | +26.0% | +45.3% | — | -238.5% | — | — | — | — |
| Taxation | -104.2% | +142.3% | -61.2% | +948.4% | -88.8% | +55.7% | +133.3% | -81.3% | +27.7% | +270.0% | -5.2% | -51.5% | +37.7% | +49.5% | +128.5% | -31.1% | — | — | — | — |
| Profit after tax | -19.5% | -93.6% | +6,070.9% | — | -124.3% | +30.4% | +753.6% | -96.6% | +1.8% | +210.0% | +28.3% | -49.7% | +20.6% | +43.4% | — | -1,159.9% | +0.9% | -94.6% | — | — |
| Profit attributable to shareholders | +123.7% | -98.1% | +20,357.2% | -94.5% | — | — | -3,097.4% | -96.6% | +1.8% | +210.0% | +28.3% | -49.7% | +20.6% | +43.4% | — | -1,159.9% | +0.9% | -94.6% | — | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +118.4% | -98.0% | +17,953.3% | -95.3% | — | — | -3,096.6% | -96.9% | +1.7% | +188.4% | -4.4% | -55.7% | +20.6% | +43.4% | — | -1,160.0% | +0.9% | -94.6% | — | — |
| Dividend per share (Rs) | — | -100.0% | — | — | — | — | -100.0% | — | — | — | — | — | — | -100.0% | — | — | — | — | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 95.4% | 91.4% | 88.1% | 96.2% | 95.8% | 96.0% | 96.3% | 99.9% | 98.8% | 99.1% | 96.0% | 92.6% | 91.6% | 90.8% | 92.0% | 95.2% | 95.6% | 98.5% | 97.9% | 99.4% |
| Investment income (net) | 4.5% | 8.6% | 11.5% | 5.8% | 3.4% | 4.0% | 3.7% | 0.1% | 1.2% | 0.9% | 4.0% | 7.4% | 8.4% | 8.2% | 6.3% | 4.8% | 4.4% | 1.5% | 2.1% | 0.6% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (48.2%) | (44.2%) | (43.0%) | (45.9%) | (44.4%) | (43.0%) | (39.8%) | (38.4%) | (38.2%) | (42.0%) | (45.1%) | (46.5%) | (39.2%) | (37.2%) | (34.7%) | (40.8%) | (27.6%) | (28.7%) | (23.3%) | (25.3%) |
| Acquisition & underwriting expenses | (8.9%) | (9.4%) | (8.6%) | (8.7%) | (8.8%) | (8.8%) | (12.4%) | (10.7%) | (8.7%) | (10.0%) | (12.0%) | (12.8%) | (9.8%) | (9.5%) | (9.4%) | (10.2%) | (7.5%) | (7.8%) | (10.2%) | (12.9%) |
| Profit before tax | 1.2% | 3.1% | 32.7% | 2.1% | (0.2%) | 3.5% | 2.5% | 1.1% | 12.4% | 12.3% | 3.9% | 3.4% | 9.8% | 9.1% | 8.7% | (4.0%) | 4.3% | (2.8%) | (0.8%) | (34.4%) |
| Taxation | 0.0% | (1.2%) | (0.5%) | (1.5%) | (0.2%) | (1.8%) | (1.2%) | (0.9%) | (4.4%) | (3.8%) | (1.0%) | (1.1%) | (3.4%) | (2.9%) | (2.6%) | (1.6%) | (3.5%) | 3.9% | 24.9% | 0.0% |
| Profit after tax | 1.3% | 1.9% | 32.2% | 0.6% | (0.4%) | 1.8% | 1.4% | 0.3% | 8.0% | 8.5% | 2.8% | 2.3% | 6.4% | 6.3% | 6.0% | (5.7%) | 0.8% | 1.1% | 24.0% | (34.4%) |
| Profit attributable to shareholders | 1.1% | 0.6% | 31.8% | 0.2% | 4.0% | (2.2%) | (4.8%) | 0.3% | 8.0% | 8.5% | 2.8% | 2.3% | 6.4% | 6.3% | 6.0% | (5.7%) | 0.8% | 1.1% | 24.0% | (34.4%) |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 116
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 4,293.8 | 3,424.1 | 3,084.7 | 2,967.0 | 2,398.4 | 2,163.1 | 2,136.2 | 1,264.0 | 1,299.5 | 1,197.1 |
| Investment Income/(Expense) - Net - Insurance | 201.1 | 322.9 | 401.3 | 177.9 | 85.3 | 90.6 | 80.9 | 1.3 | 15.2 | 11.4 |
| Investments & Loans - Business - Gain/(Loss) | 6.3 | 0.0 | 16.2 | (60.0) | 19.9 | — | — | — | — | — |
| Investment Income - Gross - Insurance - Total | 201.1 | 322.9 | 401.3 | 178.1 | 85.7 | — | — | — | — | — |
| Investment Expense - Insurance - Total | — | — | — | 0.3 | 0.4 | — | — | — | — | — |
| Investment Securities - Business - Gain/(Loss) | 6.3 | 0.0 | 16.2 | (60.0) | 19.9 | — | — | — | — | — |
| Revenue from Business Activities - Total | 4,501.2 | 3,747.1 | 3,502.2 | 3,084.9 | 2,503.6 | 2,253.7 | 2,217.2 | 1,265.3 | 1,314.6 | 1,208.5 |
| Insurance Claims/Reserves - Total | 2,167.5 | 1,656.3 | 1,506.4 | 1,415.4 | 1,112.7 | 970.1 | 882.9 | 485.9 | 502.0 | 507.9 |
| Insurance Benefits Paid - Current | 2,167.5 | 1,656.3 | 1,506.4 | 1,415.4 | 1,112.7 | 970.1 | 882.9 | 485.9 | 502.0 | 507.9 |
| Selling, General & Administrative Expenses - Total | 1,652.0 | 1,392.7 | 1,430.7 | 1,112.8 | 957.2 | 894.0 | 881.0 | 486.7 | 517.0 | 212.4 |
| Selling, General & Administrative Expenses - Unclassified | 1,459.9 | 1,219.8 | 1,242.4 | 909.0 | 738.3 | 659.5 | 355.2 | 454.2 | 362.2 | — |
| Depreciation in Selling, General & Administrative Expenses | 187.5 | 168.7 | 184.0 | 198.0 | 214.1 | 230.6 | 253.2 | 16.1 | 10.6 | 91.8 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 4.5 | 4.2 | 4.3 | 5.8 | 4.8 | 3.9 | 3.5 | 1.6 | 0.7 | 0.7 |
| Underwriting Expenses | 401.9 | 350.7 | 301.4 | 269.1 | 221.5 | 198.1 | 274.4 | 135.0 | 113.9 | 120.8 |
| Policy Acquisition Costs - Total | 401.9 | 350.7 | 301.4 | 269.1 | 221.5 | 198.1 | 274.4 | 135.0 | 113.9 | 120.8 |
| Other Operating Expense/(Income) - Net | 6.0 | 7.1 | 14.0 | (0.4) | 3.1 | 2.0 | 1.1 | 112.2 | (47.5) | 350.5 |
| Other Operating Income - Total | 4.8 | — | — | 3.4 | — | — | — | — | — | 80.7 |
| Fee & Commission Expense - Insurance | 401.9 | 350.7 | 301.4 | 269.1 | 221.5 | 198.1 | 274.4 | 135.0 | 113.9 | 120.8 |
| Operating Expenses - Total | 4,227.4 | 3,406.8 | 3,252.6 | 2,796.9 | 2,294.4 | 2,064.2 | 2,039.5 | 1,219.8 | 1,085.4 | 1,191.5 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | — | — | — | — | — | — | 269.1 | 14.8 | 143.5 | — |
| Selling, General & Administrative Expenses - Other - Total | — | — | — | — | — | — | — | — | — | 119.9 |
| Operating Profit before Non-Recurring Income/(Expense) | 273.8 | 340.3 | 249.6 | 288.0 | 209.1 | 189.5 | 177.7 | 45.5 | 229.2 | 17.0 |
| Other Operating Expense | 10.8 | 7.1 | 14.0 | 2.9 | 3.1 | 2.0 | 1.1 | — | — | 431.2 |
| Interest Expense - Net of Capitalized Interest | 16.5 | 24.0 | 19.7 | 28.0 | 24.6 | 33.8 | 28.5 | 1.6 | 0.8 | 0.4 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 80.5 | — | — | 1.4 | 0.0 | 2.1 | 0.2 | 2.9 | 0.5 | 1.1 |
| Other Non-Operating Income/(Expense) - Total | (282.1) | (266.7) | (191.6) | (163.2) | (163.3) | (101.0) | (93.3) | (32.2) | (65.6) | 131.1 |
| Normalized Pre-tax Profit | 55.8 | 49.7 | 38.4 | 98.1 | 21.3 | 56.8 | 56.0 | 14.5 | 163.4 | 148.8 |
| Non-Recurring Income/Expense - Total | 0.0 | 65.9 | 1,106.8 | (33.0) | (26.5) | 22.7 | — | — | — | — |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | — | — | — | — | 0.0 | 22.7 | — | — | — | — |
| Fair Value Adjustments - Financial Investments | 0.0 | 65.9 | 28.0 | (33.0) | (26.5) | — | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | (1.8) | 44.0 | 18.1 | 46.8 | 4.5 | 39.7 | 25.5 | — | — | 45.7 |
| Income before Taxes | 55.8 | 115.6 | 1,145.2 | 65.1 | (5.2) | 79.5 | 56.0 | 14.5 | 163.4 | 148.8 |
| Income Taxes | (1.8) | 44.0 | 18.1 | 46.8 | 4.5 | 39.7 | 25.5 | 10.9 | 58.3 | 45.7 |
| Income Taxes for the Year - Current | — | — | — | — | — | — | — | 22.7 | 64.4 | — |
| Income Taxes - Deferred | — | — | — | — | — | — | — | (11.7) | (11.7) | — |
| Costs Associated with IPOs & Mergers | — | 0.0 | (1,078.9) | — | — | — | — | — | — | — |
| Income Taxes - Other (by Type) | — | — | — | — | — | — | — | — | 5.7 | — |
| Net Income after Tax | 57.6 | 71.6 | 1,127.0 | 18.3 | (9.7) | 39.8 | 30.5 | 3.6 | 105.0 | 103.2 |
| Income before Discontinued Operations & Extraordinary Items | 57.6 | 71.6 | 1,127.0 | 18.3 | (9.7) | 39.8 | 30.5 | 3.6 | 105.0 | 103.2 |
| Net Income before Minority Interest | 57.6 | 71.6 | 1,127.0 | 18.3 | (9.7) | 39.8 | 30.5 | 3.6 | 105.0 | 103.2 |
| Minority Interest | 10.0 | 50.3 | 12.1 | 12.8 | (108.9) | 90.3 | 137.7 | — | — | — |
| Net Income after Minority Interest | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| Income Available to Common Shares | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| Earnings Adjustments to Net Income - Other Expense/(Income) | (0.0) | — | (0.0) | (0.0) | — | — | — | — | — | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.48 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| Income available to Common excluding Extraordinary Items | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| Shares used to calculate Basic EPS - Total mn | 198.5 | 193.7 | 198.4 | 175.1 | 149.3 | 126.7 | 126.7 | 126.7 | 115.3 | 115.2 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 0.24 | (0.23) | 0.04 | 0.22 | 0.84 | (0.58) | (0.85) | 0.03 | 0.91 | 0.90 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 198.5 | 193.7 | 198.4 | 175.1 | 149.3 | 126.7 | 126.7 | 126.7 | 115.3 | 115.2 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.24 | (0.23) | 0.04 | 0.22 | 0.84 | (0.58) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| Diluted Income available to Common excluding Extraordinary Items | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| Shares used to calculate Diluted EPS - Total mn | 198.5 | 193.7 | 198.4 | 175.1 | 149.3 | 126.7 | 126.7 | 126.7 | 115.3 | 115.2 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 0.24 | (0.23) | 0.04 | 0.22 | 0.84 | (0.58) | (0.85) | 0.03 | 0.91 | 0.90 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 47.7 | 21.3 | 1,114.9 | 5.5 | 99.2 | (50.5) | (107.2) | 3.6 | 105.0 | 103.2 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 198.5 | 193.7 | 198.4 | 175.1 | 149.3 | 126.7 | 126.7 | 126.7 | 115.3 | 115.2 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.24 | 0.11 | 5.62 | 0.03 | 0.66 | (0.40) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.24 | (0.23) | 0.04 | 0.22 | 0.84 | (0.58) | (0.85) | 0.03 | 0.91 | 0.90 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.48 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 2.70 | 0.00 | 0.00 | 0.00 | 0.00 | 1.33 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 273.8 | 340.3 | 249.6 | 288.0 | 209.1 | 189.5 | 177.7 | 45.5 | 229.2 | 17.0 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 465.9 | 513.1 | 438.0 | 491.9 | 445.0 | 424.0 | 434.5 | 77.0 | 268.5 | 114.3 |
| Depreciation & Amortization - Supplemental | 192.1 | 172.8 | 188.4 | 203.9 | 218.9 | 234.6 | 256.8 | 31.5 | 39.3 | 91.8 |
| Depreciation Expense - Total - Supplemental | 187.5 | 168.7 | 184.0 | 198.1 | 214.1 | 230.6 | 253.2 | 28.7 | 38.1 | 91.8 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 124.1 | 118.0 | 134.3 | 143.2 | 175.6 | 195.9 | 217.4 | — | — | — |
| Amortization - Total - Supplemental | 4.5 | 4.2 | 4.3 | 5.8 | 4.8 | 3.9 | 3.5 | 2.8 | 1.1 | 0.7 |
| Intangible Amortization - Other - Supplemental | — | — | — | — | — | — | 3.5 | 2.8 | 1.1 | 0.7 |
| Depreciation, Depletion & Amortization - Total | 192.1 | 172.8 | 188.4 | 203.9 | 235.9 | 234.6 | 256.8 | 31.5 | 39.3 | 97.3 |
| Depreciation - Total | 187.5 | 168.7 | 184.0 | 198.1 | 214.1 | 230.6 | 253.2 | 28.7 | 38.1 | 91.8 |
| Amortization of Intangible Assets including Goodwill - Total | — | — | — | — | — | — | — | — | — | 0.7 |
| Amortization of Intangible Assets excluding Goodwill - Total | 4.5 | 4.2 | 4.3 | 5.8 | 4.8 | 3.9 | 3.5 | 2.8 | 1.1 | — |
| Labor & Related Expenses - Total | — | — | — | — | — | — | 269.1 | 14.8 | 143.5 | — |
| Labor & Related Expenses - Supplemental | — | — | — | — | — | — | 269.1 | 14.8 | 143.5 | — |
| Auditor Fees | — | — | — | — | — | — | — | 1.1 | 1.6 | — |
| Audit-Related Fees | — | — | — | — | — | — | — | 0.9 | 1.5 | — |
| Fees - Other | — | — | — | — | — | — | — | 0.2 | 0.2 | — |
| Normalized after Tax Profit | 57.6 | 5.7 | 20.2 | 51.3 | 16.8 | 17.1 | 30.5 | 3.6 | 105.0 | 103.2 |
| Normalized Net Income from Continuing Operations | 57.6 | 5.7 | 20.2 | 51.3 | 16.8 | 17.1 | 30.5 | 3.6 | 105.0 | 103.2 |
| Normalized Net Income - Bottom Line | 47.7 | (44.6) | 8.1 | 38.5 | 125.7 | (73.2) | (107.2) | 3.6 | 105.0 | 103.2 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 72.3 | 73.6 | 58.1 | 126.1 | 45.9 | 90.6 | 84.6 | 16.2 | 164.1 | 149.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 264.4 | 246.5 | 246.4 | 330.0 | 281.8 | 325.2 | 341.4 | 47.6 | 203.4 | 246.5 |
| Depreciation of Financial Lease Right-of-Use Assets | 124.1 | 118.0 | 134.3 | 143.2 | 175.6 | 195.9 | 217.4 | — | — | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | 16.5 | 24.0 | 19.7 | 28.0 | 24.6 | — | — | — | — | — |
| Interest Expense | 16.5 | 24.0 | 19.7 | 28.0 | 24.6 | 33.8 | 28.5 | 1.6 | 0.8 | 0.4 |
| Investment Income - Insurance | 201.1 | 322.9 | 401.3 | 177.9 | 85.3 | 90.6 | 80.9 | 1.3 | 15.2 | 11.4 |
| Losses, Benefits & Adjustments - Insurance | 2,167.5 | 1,656.3 | 1,506.4 | 1,415.4 | 1,112.7 | 970.1 | 882.9 | 485.9 | 502.0 | 507.9 |
| Operating Expenses | 4,227.4 | 3,406.8 | 3,252.6 | 2,796.9 | 2,294.4 | 2,064.2 | 2,039.5 | 1,219.8 | 1,085.4 | 1,191.5 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 1,652.0 | 1,392.7 | 1,430.7 | 1,112.8 | 957.2 | 894.0 | 881.0 | 486.7 | 517.0 | 212.4 |
| Total Claim & Loss Expense | 2,167.5 | 1,656.3 | 1,506.4 | 1,415.4 | 1,112.7 | 970.1 | 882.9 | 485.9 | 502.0 | 507.9 |
| Underwriting & Commissions | 401.9 | 350.7 | 301.4 | 269.1 | 221.5 | 198.1 | 274.4 | 135.0 | 113.9 | 120.8 |
| Underwriting Expenses - Insurance | 1,658.0 | 1,399.8 | 1,444.8 | 1,112.4 | 960.3 | 896.0 | 882.1 | 598.9 | 469.5 | 562.8 |
| Income before Taxes & Provision for Loan Losses | 55.8 | 115.6 | 1,145.2 | 65.1 | (5.2) | 79.5 | 56.0 | 14.5 | 163.4 | 148.8 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.48 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.48 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 64.7 | 36.2 | 1,134.3 | 13.3 | — | (33.6) | (91.6) | 4.0 | 105.5 | 103.4 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (509.5) | (256.6) | (61.7) | (303.0) | (152.4) | (74.1) | (0.8) | 113.0 | (32.6) | 54.9 |
| Operating Expenses excluding Non-Cash Charges - Total | 4,035.3 | 3,233.9 | 3,064.2 | 2,593.0 | 2,058.5 | 1,829.6 | 1,782.7 | 1,188.3 | 1,046.2 | 1,094.2 |
| Premiums Earned - Total | 4,293.8 | 3,424.1 | 3,084.7 | 2,967.0 | 2,398.4 | 2,163.1 | 2,136.2 | 1,264.0 | 1,299.5 | 1,197.1 |
| Losses, Benefits & Adjustments - Total | 2,569.4 | 2,007.0 | 1,807.8 | 1,684.5 | 1,334.2 | 1,168.2 | 1,157.3 | 620.9 | 616.0 | 628.7 |
| Income Available to Common Shares before Depreciation & Amortization | 239.8 | 194.2 | 1,303.3 | 209.3 | 335.1 | 184.1 | 149.6 | 35.1 | 144.3 | 200.5 |
| Fixed Charges | 16.5 | 24.0 | 19.7 | 28.0 | 24.6 | 33.8 | 28.5 | 1.6 | 0.8 | 0.4 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 3.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.48 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.