UVIC The Universal Insurance Company Limited

The Universal Insurance Company Limited (UVIC) valuation

At Rs 18.50 (close on 16 Oct 2026) UVIC trades at 23.0× earnings (FY2025), above the Insurance median of 6.2×. The shares are priced at 1.27× book value (sector median 0.83×).

P/E · today: 23.0×; FY2025; 5-yr average— Sector median6.2×
P/B · today: 1.27×; FY2025; 5-yr average0.72× Sector median0.83×
Dividend yield · today: 0.0%; FY2025; 5-yr average0.0% Payers' median8.3%

Market value Rs 925.0 mn at Rs 18.50. Sector medians use the latest close of 29 Insurance companies; P/E and P/B only where earnings / book value are positive; the yield median covers dividend payers only. Not investment advice.

P/E history P/E at fiscal year-end

Valuation history

At each fiscal year-end price.

UVIC valuation history (annual) (Rs mn)
Rs mn	FY2025 Jan – Dec 2025	FY2024 Jan – Dec 2024	FY2023 Jan – Dec 2023	FY2022 Jan – Dec 2022	FY2021 Jan – Dec 2021	FY2020 Jan – Dec 2020	FY2019 Jan – Dec 2019	FY2018 Jan – Dec 2018	FY2017 Jan – Dec 2017
Market capitalisation	1,254.0	597.5	347.5	221.5	210.0	275.0	300.0	205.0	291.4
Share price (period end) Rs	25.08	11.95	6.95	4.43	4.20	5.50	6.00	6.50	9.24
P/E (diluted)	31.19×	—	—	—	5.19×	—	128.48×	20.33×	9.40×
Price to book	1.72×	0.89×	0.52×	0.30×	0.25×	0.33×	0.36×	0.40×	0.59×
Dividend yield (gross)	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
PEG ratio	0.03×	—	—	—	0.04×	—	(1.50×)	(0.30×)	—
P/E (diluted, normalised)	31.51×	—	—	—	5.19×	—	128.48×	20.33×	9.40×
Price to book — 5-year average	0.72×	0.44×	0.35×	0.33×	0.39×	—	—	—	—
Dividend yield — 5-year average	0.0%	0.0%	0.0%	0.0%	0.0%	—	—	—	—

UVIC valuation: frequently asked questions

What is UVIC's P/E ratio?

At the closing price of Rs 18.50 on 16 Oct 2026, UVIC trades at a P/E of 23.0× based on EPS of Rs 0.80 (FY2025).

What is UVIC's book value per share?

The Universal Insurance Company Limited's book value per share was Rs 14.54 at the end of FY2025. The shares trade at 1.27× book value.

Information only, not investment advice.