ABL Allied Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 171.13 -0.36%
Annual · FY2006 – FY2025
Allied Bank Limited (ABL) cash flow statement
Operating activities generated Rs 857.6 bn of cash in FY2025 (Jan – Dec 2025). Capital expenditure was Rs 21.2 bn. Dividends paid to shareholders came to Rs 18.3 bn. Overall, cash increased by Rs 25.4 bn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 857.6 | (85.8) | 247.0 | (43.0) | 35.8 | 197.8 | 60.1 | 34.5 | 26.0 | 78.9 | 80.1 | 28.1 | 106.2 | 95.0 | 59.5 | 56.1 | 0.3 | (2.5) | 41.7 | 1.0 |
| Capital expenditure | (21.2) | (23.3) | (20.0) | (8.5) | (8.9) | (8.3) | (7.5) | (7.1) | (8.2) | (6.1) | (3.4) | (3.2) | (4.0) | (3.1) | (3.0) | (3.8) | (2.0) | (2.7) | (1.5) | (2.0) |
| Net cash from investing activities | (992.9) | 19.9 | (8.5) | (89.9) | (256.3) | (103.5) | (70.9) | (12.3) | (103.1) | (45.9) | (122.1) | (56.9) | (91.9) | (71.3) | (78.7) | (29.9) | (11.3) | (5.2) | (38.6) | (4.4) |
| Dividends paid | (18.3) | (18.3) | (12.0) | (9.1) | (13.7) | (4.6) | (9.1) | (8.8) | (8.0) | (8.3) | (8.3) | (6.7) | (5.8) | (6.4) | (3.7) | (3.0) | (2.1) | (1.8) | (1.9) | (1.1) |
| Net cash from financing activities | 160.8 | 67.0 | (171.1) | 98.7 | 210.1 | (79.2) | 29.8 | (6.6) | 89.2 | (19.8) | 60.7 | 25.0 | (13.0) | (17.4) | 25.6 | (21.8) | 12.7 | 3.0 | 2.9 | 9.9 |
| Net change in cash | 25.4 | 1.4 | 66.6 | (34.7) | (12.1) | 14.6 | 16.6 | 11.2 | 11.4 | 13.1 | 18.7 | (4.0) | 1.5 | 6.4 | 6.4 | 4.5 | 2.2 | (4.2) | 6.1 | 6.6 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | — | -134.7% | — | -220.3% | -81.9% | +229.2% | +74.1% | +32.6% | -67.0% | -1.5% | +185.0% | -73.5% | +11.9% | +59.5% | +6.2% | +21,912.8% | — | -106.0% | +3,963.3% | — |
| Capital expenditure | -9.3% | +16.9% | +134.4% | -3.8% | +6.6% | +11.3% | +5.1% | -13.8% | +34.3% | +80.2% | +5.9% | -18.9% | +25.8% | +6.5% | -21.8% | +91.5% | -26.3% | +79.2% | -25.2% | — |
| Net cash from investing activities | -5,077.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends paid | +0.1% | +52.4% | +31.0% | -33.2% | +199.5% | -49.9% | +3.6% | +10.4% | -3.4% | +0.1% | +23.3% | +16.1% | -9.5% | +72.2% | +24.3% | +43.7% | +18.2% | -7.8% | +73.5% | — |
| Net cash from financing activities | +140.0% | — | -273.3% | -53.0% | — | -366.1% | — | -107.4% | — | -132.7% | +142.2% | — | — | -168.1% | — | -270.8% | +322.9% | +2.4% | -70.3% | — |
| Net change in cash | +1,706.2% | -97.9% | — | — | -183.1% | -12.0% | +47.9% | -1.3% | -13.5% | -29.7% | — | -358.7% | -76.2% | +0.6% | +43.0% | +106.7% | — | -169.8% | -8.5% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 54
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 75.8 | 89.7 | 86.8 | 46.8 | 28.7 | 30.0 | 24.7 | 21.2 | 21.1 | 24.2 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (104.3) | (111.7) | 8.3 | 5.0 | 4.2 | 5.7 | 3.9 | (1.3) | (2.6) | (1.4) |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (106.4) | (117.2) | (1.8) | (1.3) | (0.6) | (0.2) | (1.7) | (3.9) | (2.8) | (3.2) |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 10.7 | 9.2 | 7.1 | 6.4 | 5.8 | 5.3 | 5.0 | 3.5 | 2.7 | 2.2 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 10.0 | 8.5 | 6.5 | 5.9 | 5.4 | 5.1 | 4.8 | 3.1 | 2.4 | 2.2 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.7 | 0.6 | 0.6 | 0.5 | 0.4 | 0.3 | 0.2 | 0.4 | 0.3 | — |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | (7.6) | (2.7) | 3.0 | (0.2) | (0.8) | 0.9 | 0.7 | (0.9) | (2.4) | (0.3) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.9) | (0.9) | (0.0) | (0.0) | (0.4) | (0.3) | (0.3) | (0.0) | (0.1) | (0.0) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.9) | (0.9) | (0.0) | (0.0) | (0.4) | (0.3) | (0.3) | (0.0) | (0.1) | (0.0) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (0.1) | (0.0) | 0.1 | 0.1 | 0.1 | (0.0) | 0.2 | 0.1 | 0.0 | (0.1) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 46.6 | 55.4 | 35.9 | 20.3 | 12.8 | 10.7 | 9.3 | 7.9 | 9.1 | 11.1 |
| Interest Paid - Cash | 193.2 | 259.0 | — | — | — | — | — | — | — | — |
| Interest & Dividends - Received - Total - Cash Flow | 296.7 | 387.6 | 3.5 | 3.1 | 2.3 | 1.8 | 1.9 | 2.8 | 3.4 | 3.5 |
| Cash Flow from Operating Activities before Changes in Working Capital | 28.3 | 51.3 | 62.7 | 34.6 | 22.4 | 26.8 | 21.2 | 14.9 | 12.8 | 15.2 |
| Working Capital - Increase/(Decrease) - Cash Flow | 829.3 | (137.1) | 184.3 | (77.6) | 13.4 | 171.0 | 38.9 | 19.6 | 13.2 | 63.7 |
| Other Assets - Decrease/(Increase) - Cash Flow | 1.6 | 5.7 | (44.9) | (31.6) | (3.4) | 0.7 | (7.9) | 4.2 | (0.9) | 4.2 |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | 243.5 | (234.1) | 18.8 | 17.2 | (27.5) | (4.4) | 40.2 | (45.1) | 1.8 | (7.2) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | (9.0) | 17.1 | (20.5) | (1.8) | (0.0) | 19.3 | (20.0) | 24.8 | (24.9) | (0.3) |
| Loans - Customer - Decrease/(Increase) - Cash Flow | 264.2 | (271.5) | 63.2 | (190.9) | (155.8) | (12.0) | (46.5) | (65.5) | (40.7) | (8.3) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | 2.1 | 4.2 | 13.4 | 20.4 | 3.4 | (0.3) | 8.5 | 0.5 | (0.7) | 4.7 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 326.8 | 341.5 | 154.3 | 109.0 | 196.6 | 167.6 | 64.5 | 100.7 | 78.6 | 70.5 |
| Net Cash Flow from Operating Activities | 857.6 | (85.8) | 247.0 | (43.0) | 35.8 | 197.8 | 60.1 | 34.5 | 26.0 | 78.9 |
| Capital Expenditures - Net - Cash Flow | 19.3 | 20.8 | 19.9 | 8.5 | 8.1 | 7.7 | 7.1 | 7.1 | 8.2 | 6.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 19.3 | 20.8 | 19.9 | 8.5 | 8.1 | 7.7 | 7.1 | 7.1 | 8.2 | 6.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 21.2 | 23.3 | 20.0 | 8.5 | 8.9 | 8.3 | 7.5 | 7.1 | 8.2 | 6.1 |
| Property, Plant & Equipment Sold - Cash Flow | 1.8 | 2.6 | 0.0 | 0.1 | 0.8 | 0.6 | 0.4 | 0.0 | 0.1 | 0.1 |
| Capital Expenditures - Total | 21.2 | 23.3 | 20.0 | 8.5 | 8.9 | 8.3 | 7.5 | 7.1 | 8.2 | 6.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (973.9) | 40.5 | 9.0 | (84.0) | (249.0) | (96.0) | (64.4) | (6.2) | (95.1) | (39.9) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (973.9) | 40.5 | 9.0 | (84.0) | (249.0) | (96.0) | (64.4) | (6.2) | (95.1) | (39.9) |
| Other Investing Cash Flow - Decrease/(Increase) | 0.4 | 0.2 | 2.5 | 2.5 | 0.8 | 0.2 | 0.6 | 1.0 | 0.2 | — |
| Net Cash Flow from Investing Activities | (992.9) | 19.9 | (8.5) | (89.9) | (256.3) | (103.5) | (70.9) | (12.3) | (103.1) | (45.9) |
| Dividends Paid - Cash - Total - Cash Flow | 18.3 | 18.3 | 12.0 | 9.1 | 13.7 | 4.6 | 9.1 | 8.8 | 8.0 | 8.3 |
| Dividends - Common - Cash Paid | 18.3 | 18.3 | 12.0 | 9.1 | 13.7 | 4.6 | 9.1 | 8.8 | 8.0 | 8.3 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 179.1 | 85.3 | (159.1) | 107.8 | 223.8 | (74.6) | 38.9 | 2.2 | 97.1 | (11.6) |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | 182.1 | 88.1 | (156.5) | 110.2 | 225.9 | (72.5) | 40.7 | 2.2 | 97.1 | (11.6) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (3.1) | (2.9) | (2.6) | (2.3) | (2.2) | (2.1) | (1.9) | 0.0 | — | 0.0 |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (3.1) | (2.9) | (2.6) | (2.3) | (2.2) | (2.1) | (1.9) | 0.0 | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 3.1 | 2.9 | 2.6 | 2.3 | 2.2 | 2.1 | 1.9 | 0.0 | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 3.1 | 2.9 | 2.6 | 2.3 | 2.2 | 2.1 | 1.9 | 0.0 | — | — |
| Net Cash Flow from Financing Activities | 160.8 | 67.0 | (171.1) | 98.7 | 210.1 | (79.2) | 29.8 | (6.6) | 89.2 | (19.8) |
| Non-Classified Cash Flows | — | — | — | — | — | — | — | — | — | (0.0) |
| Foreign Exchange Effects - Cash Flow | (0.2) | 0.3 | (0.8) | (0.5) | (1.7) | (0.5) | (2.4) | (4.4) | (0.7) | 0.0 |
| Net Change in Cash - Total | 25.4 | 1.4 | 66.6 | (34.7) | (12.1) | 14.6 | 16.6 | 11.2 | 11.4 | 13.1 |
| Net Cash from Continuing Operations | 25.4 | 1.4 | 66.6 | (34.7) | (12.1) | 14.6 | 16.6 | 11.2 | 11.4 | 13.2 |
| Net Cash - Beginning Balance | 159.5 | 158.1 | 91.7 | 125.6 | 137.2 | 121.0 | 103.9 | 90.3 | 74.5 | 60.7 |
| Net Cash - Ending Balance | 185.1 | 159.5 | 158.4 | 90.9 | 125.1 | 135.6 | 120.5 | 101.5 | 85.9 | 73.8 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 46.6 | 55.4 | 35.9 | 20.3 | 12.8 | 10.7 | 9.3 | 7.9 | 9.1 | 11.1 |
| Interest Paid - Cash Flow - Supplemental | 193.2 | 259.0 | — | — | — | — | — | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 296.7 | 387.6 | 3.5 | 3.1 | 2.3 | 1.8 | 1.9 | 2.8 | 3.4 | 3.5 |
| CF from Optg Activities before Change in WC & Int Payments | 221.6 | 310.3 | 62.7 | 34.6 | 22.4 | 26.8 | 21.2 | 14.9 | 12.8 | 15.2 |
| Depreciation, Depletion & Amortization - Cash Flow | 10.7 | 9.2 | 7.1 | 6.4 | 5.8 | 5.3 | 5.0 | 3.5 | 2.7 | 2.2 |
| Free Cash Flow to Equity | 1,017.3 | (21.3) | 68.0 | 56.4 | 251.4 | 115.5 | 91.9 | 29.7 | 115.0 | 61.3 |
| Free Cash Flow Net of Dividends | 818.2 | (127.4) | 215.1 | (60.7) | 13.2 | 184.9 | 43.5 | 18.6 | 9.8 | 64.5 |
| Free Cash Flow | 836.4 | (109.1) | 227.1 | (51.5) | 26.9 | 189.5 | 52.6 | 27.4 | 17.8 | 72.8 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.