ABL Allied Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 171.13 -0.36%
Quarterly · Q3 FY2021 – Q2 FY2026
Allied Bank Limited (ABL) quarterly cash flow statement
Operating activities generated -Rs 9.0 bn of cash in Q2 FY2026 (Apr – Jun 2026), down 103.2% on Q2 FY2025. Capital expenditure was Rs 4.1 bn. Dividends paid to shareholders came to Rs 4.5 bn.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 534.1 | (9.0) | 440.3 | 68.5 | 34.3 | 277.8 | 477.1 | (335.3) | 32.4 | 141.6 | 75.6 | 36.3 | 35.5 | 99.5 | 75.7 | (199.1) | (9.8) | 129.6 | 36.3 | (95.7) | 34.5 |
| Capital expenditure | (24.7) | (4.1) | (8.7) | (6.7) | (5.1) | (4.7) | (4.6) | (5.1) | (4.8) | (4.1) | (9.2) | (8.9) | (4.2) | (3.6) | (3.3) | (2.6) | (1.7) | (2.2) | (2.0) | (2.3) | (2.4) |
| Net cash from investing activities | (445.9) | 43.8 | (436.4) | (109.2) | 55.8 | (574.9) | (364.6) | 205.8 | (57.1) | (118.4) | (10.4) | (71.8) | 92.1 | (5.9) | (22.9) | (48.3) | 58.1 | (123.9) | 24.2 | 121.8 | (128.4) |
| Dividends paid | (18.3) | (4.5) | (4.6) | (4.6) | (4.6) | (4.6) | (4.6) | (4.6) | (4.6) | (4.7) | (4.4) | (3.4) | (2.9) | (5.7) | (0.0) | (2.3) | (2.3) | (4.6) | (0.0) | (2.3) | (2.3) |
| Net cash from financing activities | (46.4) | (5.4) | (5.4) | 43.5 | (79.2) | 317.7 | (121.2) | 114.5 | 5.3 | (6.5) | (46.2) | 60.4 | (165.0) | (62.3) | (4.1) | 217.8 | (65.5) | 14.3 | (67.9) | (10.9) | 69.5 |
| Net change in cash | — | — | (1.4) | 3.0 | 10.9 | 19.8 | (8.4) | (15.1) | (19.4) | 16.7 | 19.2 | 24.7 | (36.9) | 30.6 | 48.2 | (28.1) | (16.5) | 18.0 | (8.1) | 13.3 | (24.4) |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -103.2% | -7.7% | — | +5.8% | +96.2% | +531.5% | -1,024.0% | -8.8% | +42.3% | -0.2% | — | — | -23.2% | +108.9% | — | -128.3% | +141.2% | -16.0% | -528.8% | -36.5% |
| Capital expenditure | -12.4% | +90.0% | +31.0% | +5.5% | +15.0% | -50.3% | -42.2% | +16.6% | +13.2% | +181.6% | +237.2% | +151.8% | +62.6% | +64.2% | +15.8% | -31.5% | -17.6% | +26.6% | +123.8% | -34.9% |
| Net cash from investing activities | — | — | -153.1% | — | — | — | — | -162.0% | — | — | — | +58.5% | — | -194.8% | -139.6% | — | — | — | — | — |
| Dividends paid | -0.4% | +0.3% | +0.2% | -0.0% | -3.7% | +4.1% | +33.4% | +59.9% | -16.9% | +142,311.5% | +49.6% | +25.2% | +24.9% | -77.8% | +0.1% | +0.1% | +91.3% | -99.8% | +135,401.7% | +53,826.1% |
| Net cash from financing activities | -101.7% | — | -62.0% | -1,595.6% | — | — | +89.5% | — | — | — | -72.3% | — | -535.9% | — | — | -194.3% | -61.6% | -159.4% | -122.7% | -9.6% |
| Net change in cash | — | — | — | — | +19.0% | -143.9% | -161.1% | — | -45.5% | -60.1% | — | — | +69.9% | — | -311.2% | — | -44.2% | — | -47.0% | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 54
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 15.5 | 16.9 | 19.6 | 18.4 | 20.1 | 17.7 | 18.5 | 24.0 | 24.6 | 22.6 | 28.4 | 22.9 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (24.1) | (24.5) | (28.3) | (25.3) | (27.2) | (23.5) | (23.5) | (29.9) | (30.3) | (27.9) | 1.5 | 1.2 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (26.0) | (28.4) | (27.0) | (27.3) | (26.4) | (25.8) | (26.1) | (31.8) | (29.6) | (29.6) | (1.1) | (0.3) |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 3.2 | 3.0 | 2.6 | 2.9 | 2.7 | 2.5 | 2.5 | 2.3 | 2.2 | 2.1 | 1.9 | 1.8 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 3.0 | 2.8 | 2.4 | 2.7 | 2.5 | 2.4 | 2.3 | 2.2 | 2.1 | 2.0 | 1.8 | 1.6 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | (0.1) | 1.1 | (3.3) | (1.0) | (3.2) | (0.1) | 0.3 | 0.1 | (2.9) | (0.2) | 0.5 | (0.2) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.8) | (0.5) | (0.5) | (0.1) | (0.2) | (0.1) | (0.1) | (0.5) | (0.1) | (0.2) | (0.0) | 0.0 |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.8) | (0.5) | (0.5) | (0.1) | (0.2) | (0.1) | (0.1) | (0.5) | (0.1) | (0.2) | (0.0) | 0.0 |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (0.3) | 0.4 | (0.1) | 0.1 | (0.1) | (0.0) | (0.0) | 0.0 | (0.0) | 0.0 | 0.2 | (0.1) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 10.1 | 11.8 | 16.8 | 8.4 | 10.8 | 10.7 | 13.8 | 10.5 | 15.8 | 15.3 | 9.9 | 8.8 |
| Interest Paid - Cash | 72.6 | 44.2 | 58.3 | 36.9 | 64.1 | 33.9 | 83.9 | 47.8 | 82.1 | 45.2 | — | — |
| Interest & Dividends - Received - Total - Cash Flow | 87.8 | 70.6 | 89.8 | 60.5 | 89.4 | 56.9 | 121.3 | 78.9 | 110.5 | 76.9 | 1.2 | 0.6 |
| Cash Flow from Operating Activities before Changes in Working Capital | (243.9) | 324.6 | 6.0 | 8.3 | 7.4 | 6.6 | 18.5 | 14.8 | 6.9 | 11.1 | 21.1 | 15.9 |
| Working Capital - Increase/(Decrease) - Cash Flow | 233.5 | 114.9 | 62.5 | 26.0 | 270.4 | 470.5 | (353.9) | 17.6 | 134.7 | 64.4 | 15.2 | 19.6 |
| Other Assets - Decrease/(Increase) - Cash Flow | (2.7) | 7.3 | 25.9 | (12.0) | (0.6) | (11.6) | (5.5) | (4.8) | 3.7 | 2.4 | 12.3 | (27.4) |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | 12.1 | (12.7) | 51.2 | (28.0) | (9.0) | 229.4 | (232.1) | 16.6 | 16.5 | (35.2) | 89.7 | (77.6) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | — | 9.0 | (9.0) | — | 7.1 | (7.1) | (2.2) | 19.3 | — | 9.9 | (21.1) | 8.4 |
| Loans - Customer - Decrease/(Increase) - Cash Flow | (52.5) | 84.8 | (130.4) | 78.9 | 77.1 | 238.6 | (206.9) | (73.3) | (68.1) | 76.8 | (24.7) | 59.8 |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | 35.1 | (4.8) | 9.5 | 3.8 | 1.1 | (12.3) | 0.9 | 10.9 | 4.0 | (11.6) | (13.3) | 17.1 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 241.4 | 31.3 | 115.2 | (16.7) | 194.8 | 33.5 | 91.9 | 48.9 | 178.5 | 22.1 | (27.7) | 39.2 |
| Net Cash Flow from Operating Activities | (9.0) | 440.3 | 68.5 | 34.3 | 277.8 | 477.1 | (335.3) | 32.4 | 141.6 | 75.6 | 36.3 | 35.5 |
| Capital Expenditures - Net - Cash Flow | 2.7 | 8.6 | 6.1 | 5.1 | 3.7 | 4.5 | 5.1 | 4.3 | 4.1 | 7.3 | 8.9 | 4.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 2.7 | 8.6 | 6.1 | 5.1 | 3.7 | 4.5 | 5.1 | 4.3 | 4.1 | 7.3 | 8.9 | 4.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 4.1 | 8.7 | 6.7 | 5.1 | 4.7 | 4.6 | 5.1 | 4.8 | 4.1 | 9.2 | 8.9 | 4.2 |
| Property, Plant & Equipment Sold - Cash Flow | 1.4 | 0.2 | 0.7 | 0.0 | 1.0 | 0.1 | 0.0 | 0.6 | 0.0 | 1.9 | 0.0 | 0.0 |
| Capital Expenditures - Total | 4.1 | 8.7 | 6.7 | 5.1 | 4.7 | 4.6 | 5.1 | 4.8 | 4.1 | 9.2 | 8.9 | 4.2 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | 46.6 | (427.8) | (103.1) | 60.7 | (571.4) | (360.1) | 210.4 | (52.2) | (114.8) | (2.9) | (62.6) | 96.6 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | 46.6 | (427.8) | (103.1) | 60.7 | (571.4) | (360.1) | 210.4 | (52.2) | (114.8) | (2.9) | (62.6) | 96.6 |
| Other Investing Cash Flow - Decrease/(Increase) | (0.1) | (0.1) | (0.0) | 0.2 | 0.2 | (0.0) | 0.5 | (0.6) | 0.5 | (0.2) | (0.3) | (0.3) |
| Net Cash Flow from Investing Activities | 43.8 | (436.4) | (109.2) | 55.8 | (574.9) | (364.6) | 205.8 | (57.1) | (118.4) | (10.4) | (71.8) | 92.1 |
| Dividends Paid - Cash - Total - Cash Flow | 4.5 | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | 4.7 | 4.4 | 3.4 | 2.9 |
| Dividends - Common - Cash Paid | 4.5 | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | 4.6 | 4.7 | 4.4 | 3.4 | 2.9 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (240.4) | 317.5 | 48.1 | (74.6) | 322.2 | (116.6) | 119.0 | 9.9 | (1.8) | (41.8) | 63.8 | (162.2) |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | (239.5) | 318.3 | 48.5 | (73.5) | 322.8 | (115.7) | 119.8 | 10.6 | (1.2) | (41.1) | 64.5 | (161.7) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.8) | (0.8) | (0.4) | (1.1) | (0.6) | (0.9) | (0.7) | (0.7) | (0.6) | (0.8) | (0.7) | (0.4) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.8) | (0.8) | (0.4) | (1.1) | (0.6) | (0.9) | (0.7) | (0.7) | (0.6) | (0.8) | (0.7) | (0.4) |
| Debt - Reduced - Long-Term - Cash Flow | 0.8 | 0.8 | 0.4 | 1.1 | 0.6 | 0.9 | 0.7 | 0.7 | 0.6 | 0.8 | 0.7 | 0.4 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.8 | 0.8 | 0.4 | 1.1 | 0.6 | 0.9 | 0.7 | 0.7 | 0.6 | 0.8 | 0.7 | 0.4 |
| Other Financing Cash Flow - Increase/(Decrease) | — | 0.0 | — | — | — | — | — | — | — | — | — | — |
| Net Cash Flow from Financing Activities | (5.4) | (5.4) | 43.5 | (79.2) | 317.7 | (121.2) | 114.5 | 5.3 | (6.5) | (46.2) | 60.4 | (165.0) |
| Foreign Exchange Effects - Cash Flow | 0.1 | 0.1 | 0.3 | 0.0 | (0.7) | 0.3 | (0.0) | 0.0 | (0.0) | 0.3 | (0.1) | 0.5 |
| Net Change in Cash - Total | — | (1.4) | 3.0 | 10.9 | 19.8 | (8.4) | (15.1) | (19.4) | 16.7 | 19.2 | 24.7 | (36.9) |
| Net Cash from Continuing Operations | — | — | 3.0 | 10.9 | 19.8 | (8.4) | (15.1) | (19.4) | 16.7 | 19.2 | 24.7 | (36.9) |
| Net Cash - Beginning Balance | — | 184.9 | 182.0 | 171.3 | 151.5 | 159.2 | 174.6 | 193.9 | 177.3 | 158.1 | 133.6 | 170.4 |
| Net Cash - Ending Balance | 213.2 | 183.7 | 185.1 | 182.3 | 171.3 | 150.8 | 159.5 | 174.6 | 194.0 | 177.3 | 158.4 | 133.5 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 10.1 | 11.8 | 16.8 | 8.4 | 10.8 | 10.7 | 13.8 | 10.5 | 15.8 | 15.3 | 9.9 | 8.8 |
| Interest Paid - Cash Flow - Supplemental | 72.6 | 44.2 | 58.3 | 36.9 | 64.1 | 33.9 | 83.9 | 47.8 | 82.1 | 45.2 | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 87.8 | 70.6 | 89.8 | 60.5 | 89.4 | 56.9 | 121.3 | 78.9 | 110.5 | 76.9 | 1.2 | 0.6 |
| CF from Optg Activities before Change in WC & Int Payments | (171.2) | 368.7 | 64.3 | 45.3 | 71.5 | 40.5 | 102.4 | 62.5 | 89.0 | 56.3 | 21.1 | 15.9 |
| Depreciation, Depletion & Amortization - Cash Flow | 3.2 | 3.0 | 2.6 | 2.9 | 2.7 | 2.5 | 2.5 | 2.3 | 2.2 | 2.1 | 1.9 | 1.8 |
| Free Cash Flow to Equity | (252.0) | 749.2 | 110.5 | (45.4) | 596.3 | 356.0 | (221.4) | 38.0 | 135.7 | 26.4 | 91.2 | (130.8) |
| Free Cash Flow Net of Dividends | (17.7) | 427.0 | 57.2 | 24.6 | 268.5 | 467.9 | (345.1) | 23.0 | 132.7 | 61.9 | 24.0 | 28.5 |
| Free Cash Flow | (13.1) | 431.6 | 61.7 | 29.2 | 273.1 | 472.5 | (340.5) | 27.5 | 137.5 | 66.3 | 27.4 | 31.3 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.