AICL Adamjee Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 94.32 +0.68%
Annual · FY2006 – FY2025
Adamjee Insurance Company Limited (AICL) income statement
Adamjee Insurance Company Limited reported total income of Rs 93.8 bn for FY2025 (Jan – Dec 2025), up 20.3% on FY2024. Tax of Rs 4.1 bn took 41.3% of pre-tax profit. Profit attributable to shareholders was Rs 5.6 bn, up 16.2% on FY2024, or Rs 15.93 per share.
| Rs bn | FY2025 * Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 * Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 * Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 74.9 | 57.2 | 42.0 | 37.3 | 32.7 | 29.8 | 27.8 | 26.5 | 24.8 | 20.5 | 16.6 | 11.3 | 9.8 | 7.9 | 7.8 | 7.1 | 5.2 | 7.5 | 5.5 | 5.3 |
| Investment income (net) | 17.6 | 20.5 | 16.9 | 8.8 | 6.4 | 4.8 | 4.5 | 3.4 | 2.7 | 5.8 | 3.6 | 3.1 | 2.7 | 1.3 | 0.9 | 0.9 | 2.5 | 1.2 | 4.5 | 1.5 |
| Total income | 93.8 | 78.0 | 59.0 | 45.8 | 39.2 | 34.6 | 32.3 | 29.9 | 27.6 | 26.3 | 20.2 | 14.4 | 12.5 | 9.1 | 8.7 | 8.0 | 8.6 | 8.7 | 10.0 | 6.8 |
| Net claims & benefits | (74.9) | (67.3) | (48.5) | (30.5) | (25.8) | (24.8) | (21.7) | (18.4) | (17.6) | (17.1) | (13.3) | (8.7) | (6.9) | (5.8) | (5.1) | (5.0) | (3.3) | (5.2) | (3.9) | (3.4) |
| Acquisition & underwriting expenses | (10.2) | (7.4) | (5.7) | (4.9) | (4.7) | (4.5) | (4.2) | (3.4) | (3.1) | (2.3) | (2.1) | (1.4) | (1.3) | (1.0) | (0.9) | (0.6) | (0.5) | (0.7) | (0.4) | (0.5) |
| Profit before tax | 9.8 | 8.6 | 5.0 | 3.3 | 4.3 | 2.2 | 2.8 | 2.2 | 1.9 | 4.1 | 2.2 | 2.0 | 2.2 | 0.5 | 0.1 | 0.7 | 2.6 | 1.2 | 4.3 | 1.7 |
| Taxation | (4.1) | (3.6) | (2.3) | (0.9) | (1.3) | (0.2) | (0.8) | (1.0) | (0.8) | (0.6) | (0.3) | (0.2) | (0.2) | (0.0) | 0.2 | (0.1) | (0.2) | (0.1) | (0.1) | (0.1) |
| Profit after tax | 5.8 | 5.0 | 2.7 | 2.4 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 | 1.9 | 1.9 | 2.0 | 0.4 | 0.2 | 0.6 | 2.4 | 1.1 | 4.2 | 1.6 |
| Profit attributable to shareholders | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 | 1.9 | 1.9 | 2.0 | 0.4 | 0.2 | 0.6 | 2.4 | 1.1 | 4.2 | 1.6 |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 | 5.55 | 5.40 | 5.64 | 1.26 | 0.69 | 1.67 | 6.98 | 3.13 | 9.92 | 3.72 |
| Dividend per share (Rs) Rs | 4.00 | 3.00 | 3.00 | 3.00 | 3.00 | 2.50 | 2.50 | 2.50 | 2.50 | 4.00 | 3.00 | 2.75 | 1.88 | 0.88 | 0.35 | 0.88 | 0.96 | 0.73 | 0.88 | 0.79 |
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 * Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 * Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +30.9% | +36.3% | +12.6% | +14.1% | +9.5% | +7.2% | +4.8% | +6.7% | +21.0% | +23.8% | +47.0% | +14.9% | +24.9% | +1.1% | +9.5% | +36.7% | -30.6% | +35.4% | +4.8% | — |
| Investment income (net) | -14.0% | +21.1% | +92.2% | +36.4% | +35.2% | +6.5% | +32.0% | +24.2% | -52.9% | +60.9% | +14.6% | +16.3% | +112.6% | +44.2% | -3.7% | -63.9% | +107.0% | -72.7% | +196.1% | — |
| Total income | +20.3% | +32.2% | +28.9% | +16.8% | +13.1% | +7.2% | +8.0% | +8.5% | +4.8% | +30.4% | +40.0% | +15.2% | +37.1% | +5.5% | +8.0% | -6.8% | -1.3% | -13.0% | +47.4% | — |
| Net claims & benefits | +11.3% | +38.8% | +59.2% | +18.0% | +4.2% | +14.0% | +18.0% | +4.8% | +2.6% | +28.2% | +54.1% | +25.4% | +18.9% | +14.6% | +1.9% | +48.9% | -35.4% | +32.1% | +16.7% | — |
| Acquisition & underwriting expenses | +37.7% | +30.2% | +16.1% | +5.4% | +3.0% | +7.5% | +23.0% | +11.6% | +30.4% | +14.4% | +47.8% | +8.3% | +31.6% | +12.8% | +34.9% | +27.7% | -32.3% | +67.5% | -14.9% | — |
| Profit before tax | +14.2% | +71.8% | +53.3% | -23.6% | +91.4% | -20.7% | +25.3% | +19.6% | -53.7% | +82.8% | +8.3% | -8.0% | +355.9% | +529.4% | -88.1% | -75.0% | +124.2% | -72.9% | +154.3% | — |
| Taxation | +11.3% | +59.4% | +161.0% | -34.0% | +762.0% | -80.4% | -17.5% | +15.0% | +47.3% | +104.1% | +77.4% | -37.7% | +477.3% | — | -371.2% | -61.0% | +121.3% | -12.8% | -22.7% | — |
| Profit after tax | +16.4% | +82.3% | +13.9% | -18.9% | +41.7% | +2.3% | +56.8% | +23.2% | -69.9% | +79.8% | +2.6% | -4.3% | +344.1% | +79.3% | -57.9% | -75.9% | +124.4% | -74.0% | +166.5% | — |
| Profit attributable to shareholders | +16.2% | +82.7% | +12.2% | -20.5% | +41.9% | +5.2% | +54.0% | +16.9% | -68.7% | +79.8% | +2.8% | -4.3% | +346.4% | +84.2% | -58.9% | -76.1% | +123.1% | -74.0% | +166.5% | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +16.2% | +82.7% | +12.2% | -20.5% | +41.9% | +5.2% | +54.0% | +16.9% | -68.7% | +79.8% | +2.8% | -4.3% | +346.4% | +84.2% | -58.9% | -76.1% | +123.1% | -68.5% | +166.5% | — |
| Dividend per share (Rs) | +33.3% | 0.0% | 0.0% | 0.0% | +20.0% | 0.0% | 0.0% | 0.0% | -37.5% | +33.3% | +9.1% | +46.0% | +113.2% | +150.0% | -60.0% | -8.3% | +32.0% | -16.7% | +11.5% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 * Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 * Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 79.9% | 73.4% | 71.2% | 81.5% | 83.3% | 86.0% | 86.1% | 88.6% | 90.1% | 78.0% | 82.1% | 78.2% | 78.4% | 86.1% | 89.8% | 88.6% | 60.4% | 85.9% | 55.2% | 77.7% |
| Investment income (net) | 18.8% | 26.2% | 28.7% | 19.2% | 16.5% | 13.8% | 13.9% | 11.3% | 9.9% | 22.0% | 17.8% | 21.8% | 21.6% | 13.9% | 10.2% | 11.4% | 29.5% | 14.0% | 44.8% | 22.3% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (79.9%) | (86.4%) | (82.3%) | (66.6%) | (65.8%) | (71.5%) | (67.3%) | (61.5%) | (63.6%) | (65.0%) | (66.1%) | (60.0%) | (55.1%) | (63.6%) | (58.5%) | (62.0%) | (38.8%) | (59.4%) | (39.1%) | (49.4%) |
| Acquisition & underwriting expenses | (10.9%) | (9.5%) | (9.7%) | (10.7%) | (11.9%) | (13.1%) | (13.0%) | (11.4%) | (11.1%) | (8.9%) | (10.2%) | (9.6%) | (10.2%) | (10.7%) | (10.0%) | (8.0%) | (5.8%) | (8.5%) | (4.4%) | (7.7%) |
| Profit before tax | 10.5% | 11.0% | 8.5% | 7.1% | 10.9% | 6.4% | 8.7% | 7.5% | 6.8% | 15.4% | 11.0% | 14.2% | 17.8% | 5.3% | 0.9% | 8.1% | 30.3% | 13.4% | 42.8% | 24.8% |
| Taxation | (4.3%) | (4.7%) | (3.9%) | (1.9%) | (3.4%) | (0.4%) | (2.4%) | (3.2%) | (3.0%) | (2.1%) | (1.4%) | (1.1%) | (2.0%) | (0.5%) | 2.0% | (0.8%) | (1.9%) | (0.8%) | (0.8%) | (1.6%) |
| Profit after tax | 6.1% | 6.4% | 4.6% | 5.2% | 7.5% | 6.0% | 6.3% | 4.3% | 3.8% | 13.3% | 9.6% | 13.1% | 15.8% | 4.9% | 2.9% | 7.4% | 28.5% | 12.5% | 41.9% | 23.2% |
| Profit attributable to shareholders | 5.9% | 6.2% | 4.5% | 5.1% | 7.5% | 6.0% | 6.1% | 4.3% | 4.0% | 13.3% | 9.6% | 13.1% | 15.8% | 4.8% | 2.8% | 7.3% | 28.4% | 12.6% | 41.9% | 23.2% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 136
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 74.9 | 57.2 | 42.0 | 37.3 | 32.7 | 29.8 | 27.8 | 26.5 | 24.8 | 20.5 |
| Fees & Commissions Income | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| Investment Income/(Expense) - Net - Insurance | 17.6 | 20.5 | 16.9 | 8.8 | 6.4 | 4.8 | 4.5 | 3.4 | 2.7 | 5.8 |
| Investments & Loans - Business - Gain/(Loss) | 1.1 | 0.1 | (0.0) | (0.4) | — | — | — | — | — | — |
| Investment Income - Gross - Insurance - Total | 17.6 | 20.5 | 16.9 | 8.8 | 6.4 | 4.8 | 4.5 | 3.4 | — | — |
| Investment Securities - Business - Gain/(Loss) | 1.1 | 0.1 | (0.0) | (0.4) | — | — | — | — | — | — |
| Revenue from Business-Related Activities - Other - Total | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| Revenue from Business Activities - Total | 93.8 | 78.0 | 59.0 | 45.8 | 39.2 | 34.6 | 32.3 | 29.9 | 27.6 | 26.3 |
| Insurance Claims/Reserves - Total | 74.9 | 67.3 | 48.5 | 30.5 | 25.8 | 24.8 | 21.7 | 18.4 | 17.6 | 17.1 |
| Insurance Benefits Paid - Current | 74.9 | 67.3 | 48.5 | 30.5 | 25.8 | 24.8 | 21.7 | 18.4 | 17.6 | 17.1 |
| Life Insurance Benefits Paid | — | — | — | — | — | — | — | — | — | 10.9 |
| Non-Life Insurance Benefits Paid | — | — | — | — | — | — | — | — | — | 6.2 |
| Selling, General & Administrative Expenses - Total | 8.2 | 6.5 | 5.7 | 5.1 | 4.4 | 4.1 | 4.1 | 4.2 | 3.6 | 2.9 |
| Selling, General & Administrative Expenses - Unclassified | 3.6 | 2.7 | 2.3 | 1.9 | 1.4 | 1.3 | 1.4 | 1.5 | 1.2 | 0.8 |
| Depreciation in Selling, General & Administrative Expenses | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.3 | 0.2 | 0.1 | 0.2 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Underwriting Expenses | 10.2 | 7.4 | 5.7 | 4.9 | 4.7 | 4.5 | 4.2 | 3.4 | 3.1 | 2.3 |
| Policy Acquisition Costs - Total | 10.2 | 7.4 | 5.7 | 4.9 | 4.7 | 4.5 | 4.2 | 3.4 | 3.1 | 2.3 |
| Other Operating Expense/(Income) - Net | (0.3) | (0.3) | (0.5) | (0.2) | (0.2) | (0.2) | (0.1) | (0.1) | (0.2) | (0.0) |
| Other Operating Income - Total | 0.5 | 0.6 | 0.6 | 0.4 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 | 0.1 |
| Fee & Commission Expense - Insurance | 10.2 | 7.4 | 5.7 | 4.9 | 4.7 | 4.5 | 4.2 | 3.4 | 3.1 | 2.3 |
| Operating Expenses - Total | 93.1 | 80.9 | 59.4 | 40.2 | 34.7 | 33.2 | 29.9 | 26.0 | 24.0 | 22.4 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 4.0 | 3.4 | 2.9 | 2.7 | 2.3 | 2.3 | 1.9 | 2.0 | 1.9 | 1.7 |
| Selling, General & Administrative Expenses - Other - Total | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.2 | 0.5 | 0.5 | 0.3 | 0.3 |
| Advertising Expense | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.1 |
| Rental Expense | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.2 | 0.2 | 0.1 |
| Operating Profit before Non-Recurring Income/(Expense) | 0.7 | (3.0) | (0.5) | 5.5 | 4.5 | 1.4 | 2.4 | 4.0 | 3.5 | 4.0 |
| Other Operating Expense | 0.2 | 0.3 | 0.1 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| Interest Expense - Net of Capitalized Interest | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | — | — |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | (0.0) | 0.0 | 0.0 | 0.1 |
| Foreign Exchange Gain/(Loss) - Non-Business | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) |
| Normalized Pre-tax Profit | 1.0 | (2.9) | (0.4) | 5.5 | 4.5 | 1.5 | 2.3 | 4.0 | 3.5 | 4.1 |
| Non-Recurring Income/Expense - Total | 8.8 | 11.5 | 5.4 | (2.3) | (0.2) | 0.7 | 0.5 | (1.7) | (1.7) | — |
| Impairment - Financial Investments | 0.0 | (0.3) | 0.0 | (0.2) | — | — | — | — | — | — |
| Fair Value Adjustments - Investment Property | 0.3 | 0.3 | 0.3 | 0.5 | 0.7 | (0.0) | 0.0 | 0.1 | (0.0) | — |
| Fair Value Adjustments - Financial Investments | 8.5 | 10.9 | 5.2 | (2.9) | (0.9) | 0.7 | 0.4 | (1.9) | (1.6) | — |
| Income before Taxes | 9.8 | 8.6 | 5.0 | 3.3 | 4.3 | 2.2 | 2.8 | 2.2 | 1.9 | 4.1 |
| Income Taxes | 4.1 | 3.6 | 2.3 | 0.9 | 1.3 | 0.2 | 0.8 | 1.0 | 0.8 | 0.6 |
| Income Taxes for the Year - Current | 3.5 | 2.6 | 1.7 | 1.0 | 1.0 | (0.0) | 0.6 | 0.9 | 0.9 | 0.4 |
| Income Taxes - Domestic - Current | — | — | — | — | 1.0 | 0.5 | 0.6 | 0.8 | 0.9 | 0.4 |
| Income Taxes - Other (KFAS/NLST) - Current | — | — | — | — | 0.0 | (0.6) | 0.0 | 0.1 | (0.1) | 0.1 |
| Income Taxes - Deferred | 0.5 | 1.0 | 0.6 | (0.1) | 0.4 | 0.2 | 0.2 | 0.0 | (0.1) | 0.1 |
| Net Income after Tax | 5.8 | 5.0 | 2.7 | 2.4 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Income before Discontinued Operations & Extraordinary Items | 5.8 | 5.0 | 2.7 | 2.4 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Net Income before Minority Interest | 5.8 | 5.0 | 2.7 | 2.4 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Minority Interest | 0.2 | 0.2 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | (0.0) | 0.0 |
| Net Income after Minority Interest | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Income Available to Common Shares | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Other Comprehensive Income - Starting Line | 5.8 | 5.0 | 2.7 | 2.4 | — | — | — | — | — | — |
| Other Comprehensive Income - Foreign Currency | 0.0 | (0.0) | 0.6 | 0.6 | — | — | — | — | — | — |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | 5.1 | 7.1 | 3.8 | (2.9) | — | — | — | — | — | — |
| Other Comprehensive Income - Hedging Gain/(Loss) | (0.7) | (0.1) | 0.0 | 0.3 | — | — | — | — | — | — |
| Other Comprehensive Income - Revaluation of Tangible & Intangible Assets | 0.0 | (0.0) | 0.0 | — | — | — | — | — | — | — |
| Other Comprehensive Income - Pension Related | (0.0) | (0.0) | 0.1 | (0.0) | — | — | — | — | — | — |
| Other Comprehensive Income - Net of Tax - Total | 4.4 | 7.0 | 4.5 | (2.0) | — | — | — | — | — | — |
| Comprehensive Income before Minority Interest - Total | 10.1 | 11.9 | 7.2 | 0.4 | — | — | — | — | — | — |
| Comprehensive Income - Attributable to Minority Interest - Total | 0.2 | 0.2 | 0.1 | 0.0 | — | — | — | — | — | — |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | 9.9 | 11.8 | 7.2 | 0.3 | — | — | — | — | — | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 4.00 | 3.00 | 3.00 | 3.00 | 3.00 | 2.50 | 2.50 | 2.50 | 2.50 | 4.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Income available to Common excluding Extraordinary Items | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Shares used to calculate Basic EPS - Total mn | 350.0 | 349.9 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (9.23) | (19.26) | (8.02) | 13.16 | 8.97 | 3.87 | 4.30 | 8.59 | 7.90 | 9.98 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 350.0 | 349.9 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (9.23) | (19.26) | (8.02) | 13.16 | 8.97 | 3.87 | 4.30 | 8.59 | 7.90 | 9.98 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | 28.41 | 33.63 | 20.45 | 0.96 | — | — | — | — | — | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Diluted Income available to Common excluding Extraordinary Items | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Shares used to calculate Diluted EPS - Total mn | 350.0 | 349.9 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (9.23) | (19.26) | (8.02) | 13.16 | 8.97 | 3.87 | 4.30 | 8.59 | 7.90 | 9.98 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 5.6 | 4.8 | 2.6 | 2.3 | 2.9 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 350.0 | 349.9 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 15.93 | 13.71 | 7.50 | 6.69 | 8.41 | 5.93 | 5.63 | 3.66 | 3.13 | 9.98 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (9.23) | (19.26) | (8.02) | 13.16 | 8.97 | 3.87 | 4.30 | 8.59 | 7.90 | 9.98 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | 28.41 | 33.63 | 20.45 | 0.96 | — | — | — | — | — | — |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 3.50 | 3.00 | 3.00 | 3.00 | 2.75 | 2.75 | 2.50 | 2.00 | 4.00 | 3.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 3.15 | 2.70 | 2.70 | 2.70 | 2.48 | 2.48 | 2.25 | 1.80 | 3.60 | 2.70 |
| Earnings before Interest & Taxes (EBIT) | 0.7 | (3.0) | (0.5) | 5.5 | 4.5 | 1.4 | 2.4 | 4.0 | 3.5 | 4.0 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 1.2 | (2.6) | (0.1) | 5.9 | 4.8 | 1.8 | 2.7 | 4.2 | 3.7 | 4.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | 1.2 | (2.6) | (0.1) | 5.9 | 4.8 | 1.8 | 2.8 | 4.3 | 3.7 | 4.2 |
| Depreciation & Amortization - Supplemental | 0.5 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.2 | 0.2 | 0.2 |
| Depreciation Expense - Total - Supplemental | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.1 | 0.2 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | — | — | — |
| Amortization - Total - Supplemental | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 |
| Intangible Amortization - Other - Supplemental | 0.1 | — | — | — | 0.0 | 0.0 | 0.1 | 0.0 | — | 0.0 |
| Depreciation, Depletion & Amortization - Total | 0.5 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.2 | 0.2 | 0.2 |
| Depreciation - Total | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.1 |
| Amortization of Intangible Assets including Goodwill - Total | — | — | — | — | — | — | — | — | — | 0.0 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 |
| Labor & Related Expenses - Total | 4.0 | 3.4 | 2.9 | 2.7 | 2.3 | 2.3 | 1.9 | 2.0 | 1.9 | 1.7 |
| Labor & Related Expenses - Supplemental | 4.0 | 3.4 | 2.9 | 2.7 | 2.3 | 2.3 | 1.9 | 2.0 | 1.9 | 1.7 |
| Auditor Fees | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Audit-Related Fees | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Tax Fees | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Fees - Other | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — | — | — |
| Normalized after Tax Profit | (3.0) | (6.6) | (2.7) | 4.7 | 3.1 | 1.4 | 1.6 | 3.0 | 2.7 | 3.5 |
| Normalized Net Income from Continuing Operations | (3.0) | (6.6) | (2.7) | 4.7 | 3.1 | 1.4 | 1.6 | 3.0 | 2.7 | 3.5 |
| Normalized Net Income - Bottom Line | (3.2) | (6.7) | (2.8) | 4.6 | 3.1 | 1.4 | 1.5 | 3.0 | 2.8 | 3.5 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 0.3 | (4.1) | (1.7) | 4.7 | 4.1 | 1.1 | 1.9 | 3.8 | 3.5 | 4.1 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 0.8 | (3.7) | (1.4) | 5.0 | 4.4 | 1.5 | 2.3 | 4.0 | 3.7 | 4.2 |
| Depreciation of Financial Lease Right-of-Use Assets | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | — | — | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | — | — | — | — | — | — | 0.0 | 0.0 | — | — |
| Rental/Operating Lease Expense | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.2 | 0.0 | 0.0 |
| Advertising Expenses - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.1 |
| Interest Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | — | — |
| Investment Income - Insurance | 17.6 | 20.5 | 16.9 | 8.8 | 6.4 | 4.8 | 4.5 | 3.4 | 2.7 | 5.8 |
| Losses, Benefits & Adjustments - Insurance | 74.9 | 67.3 | 48.5 | 30.5 | 25.8 | 24.8 | 21.7 | 18.4 | 17.6 | 17.1 |
| Operating Expenses | 93.1 | 80.9 | 59.4 | 40.2 | 34.7 | 33.2 | 29.9 | 26.0 | 24.0 | 22.4 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 8.2 | 6.5 | 5.7 | 5.1 | 4.4 | 4.1 | 4.1 | 4.2 | 3.6 | 2.9 |
| Total Claim & Loss Expense | 74.9 | 67.3 | 48.5 | 30.5 | 25.8 | 24.8 | 21.7 | 18.4 | 17.6 | 17.1 |
| Underwriting & Commissions | 10.2 | 7.4 | 5.7 | 4.9 | 4.7 | 4.5 | 4.2 | 3.4 | 3.1 | 2.3 |
| Underwriting Expenses - Insurance | 7.9 | 6.2 | 5.2 | 4.8 | 4.2 | 3.9 | 4.0 | 4.1 | 3.4 | 2.9 |
| Income before Taxes & Provision for Loan Losses | 9.8 | 8.6 | 5.0 | 3.3 | 4.3 | 2.2 | 2.8 | 2.2 | 1.9 | 4.1 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 3.50 | 3.00 | 3.00 | 3.00 | 2.75 | 2.75 | 2.50 | 2.00 | 4.00 | 3.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 3.50 | 3.00 | 3.00 | 3.00 | 2.75 | 2.75 | 2.50 | 2.00 | 4.00 | 3.00 |
| Tax Adjusted Operating Income | 5.6 | 4.8 | 2.6 | 2.4 | 3.0 | 2.1 | 2.0 | 1.3 | 1.1 | 3.5 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (67.0) | (61.1) | (43.3) | (25.6) | (21.6) | (20.9) | (17.7) | (14.3) | (14.1) | (14.2) |
| Operating Expenses excluding Non-Cash Charges - Total | 92.6 | 80.6 | 59.1 | 39.9 | 34.4 | 32.8 | 29.6 | 25.7 | 23.9 | 22.2 |
| Premiums Earned - Total | 75.1 | 57.4 | 42.1 | 37.4 | 32.7 | 29.9 | 27.8 | 26.5 | 24.9 | 20.5 |
| Losses, Benefits & Adjustments - Total | 85.2 | 74.7 | 54.2 | 35.4 | 30.5 | 29.3 | 25.9 | 21.8 | 20.6 | 19.5 |
| Income Available to Common Shares before Depreciation & Amortization | 6.0 | 5.1 | 3.0 | 2.7 | 3.3 | 2.4 | 2.3 | 1.5 | 1.3 | 3.7 |
| Fixed Charges | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | — | — | — |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 3.50 | 3.00 | 3.00 | 3.00 | 2.75 | 2.75 | 2.50 | 2.00 | 4.00 | 3.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.