AICL Adamjee Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 94.32 +0.68%
Quarterly · Q3 FY2021 – Q2 FY2026
Adamjee Insurance Company Limited (AICL) quarterly income statement
Adamjee Insurance Company Limited reported total income of Rs 23.7 bn for Q2 FY2026 (Apr – Jun 2026), up 17.7% on Q2 FY2025. Tax of Rs 823.0 mn took 30.4% of pre-tax profit. Profit attributable to shareholders was Rs 1.8 bn, up 52.4% on Q2 FY2025, or Rs 5.24 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 81.7 | 19.8 | 20.0 | 22.3 | 19.5 | 15.5 | 17.5 | 19.2 | 14.4 | 11.6 | 12.0 | 10.8 | 10.7 | 9.9 | 10.6 | 10.5 | 9.4 | 7.9 | 9.5 | 9.1 | 8.4 |
| Investment income (net) | 16.3 | 3.9 | 4.1 | 4.2 | 4.1 | 4.4 | 4.2 | 4.4 | 4.8 | 5.9 | 4.8 | 4.4 | 4.9 | 3.5 | 2.8 | 1.8 | 2.3 | 1.6 | 1.7 | 1.2 | 1.3 |
| Total income | 98.8 | 23.7 | 24.4 | 26.7 | 24.1 | 20.1 | 21.9 | 23.8 | 19.3 | 17.5 | 16.9 | 15.2 | 15.6 | 13.4 | 13.4 | 12.3 | 11.7 | 9.5 | 11.3 | 10.3 | 9.7 |
| Net claims & benefits | (76.8) | (20.4) | (14.0) | (20.4) | (22.0) | (16.5) | (15.9) | (23.8) | (16.8) | (14.3) | (12.4) | (16.1) | (11.8) | (10.3) | (10.3) | (9.0) | (8.7) | (5.0) | (7.8) | (7.7) | (5.5) |
| Acquisition & underwriting expenses | (11.8) | (3.0) | (2.9) | (3.2) | (2.7) | (2.1) | (2.2) | (2.4) | (1.8) | (1.7) | (1.6) | (1.8) | (1.3) | (1.3) | (1.3) | (1.3) | (1.2) | (1.1) | (1.3) | (1.3) | (1.1) |
| Profit before tax | 9.7 | 2.7 | 2.0 | 2.2 | 2.8 | 2.3 | 2.6 | 2.4 | 2.3 | 2.0 | 1.9 | 1.1 | 2.1 | 0.9 | 0.9 | 0.6 | 0.8 | 0.8 | 1.0 | 1.0 | 1.0 |
| Taxation | (3.7) | (0.8) | (1.0) | (0.9) | (1.1) | (1.0) | (1.1) | (1.0) | (1.0) | (0.8) | (0.8) | (0.5) | (0.9) | (0.5) | (0.4) | 0.4 | (0.3) | (0.6) | (0.4) | (0.4) | (0.3) |
| Profit after tax | 6.0 | 1.9 | 1.1 | 1.3 | 1.7 | 1.3 | 1.5 | 1.4 | 1.3 | 1.2 | 1.0 | 0.5 | 1.2 | 0.4 | 0.5 | 1.1 | 0.6 | 0.2 | 0.6 | 0.5 | 0.7 |
| Profit attributable to shareholders | 5.8 | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 | 0.4 | 0.5 | 1.0 | 0.5 | 0.2 | 0.6 | 0.5 | 0.7 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 16.52 | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 | 1.16 | 1.38 | 2.98 | 1.57 | 0.49 | 1.66 | 1.53 | 2.08 |
| Dividend per share (Rs) Rs | 5.00 | 3.00 | 0.00 | 2.00 | 0.00 | 2.00 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +27.2% | +14.2% | +16.3% | +35.3% | +34.3% | +45.8% | +78.2% | +35.1% | +16.6% | +13.5% | +2.9% | +13.6% | +25.7% | +11.6% | +14.7% | +12.5% | +5.6% | +23.5% | -1.0% | +8.7% |
| Investment income (net) | -11.7% | -2.2% | -6.4% | -13.8% | -26.0% | -12.5% | +1.4% | -2.1% | +68.3% | +72.3% | +139.7% | +117.3% | +122.2% | +59.5% | +51.7% | +73.4% | +6.6% | -12.6% | +4.3% | +7.4% |
| Total income | +17.7% | +11.0% | +12.2% | +25.1% | +14.8% | +30.1% | +56.6% | +23.4% | +30.3% | +25.8% | +23.2% | +33.6% | +41.4% | +19.0% | +19.1% | +20.6% | +5.8% | +16.1% | -0.4% | +8.6% |
| Net claims & benefits | +23.1% | -12.3% | -14.4% | +31.5% | +15.8% | +28.2% | +47.6% | +41.9% | +39.2% | +21.0% | +79.8% | +36.3% | +105.8% | +31.3% | +16.1% | +56.3% | -22.0% | +27.8% | -6.6% | -31.0% |
| Acquisition & underwriting expenses | +42.6% | +32.5% | +36.1% | +48.6% | +26.3% | +39.7% | +30.6% | +41.8% | +31.4% | +17.2% | +43.3% | +6.7% | +11.2% | +2.7% | -2.6% | +7.6% | +2.3% | +15.7% | -4.0% | -2.0% |
| Profit before tax | +18.8% | -20.2% | -9.1% | +20.6% | +14.8% | +35.1% | +121.8% | +8.9% | +122.9% | +112.1% | +69.6% | +156.3% | +11.4% | -10.1% | -34.2% | -19.5% | -11.9% | -27.1% | +235.0% | +85.4% |
| Taxation | -20.2% | -9.8% | -11.2% | +7.7% | +27.5% | +26.6% | +88.5% | +10.2% | +77.0% | +113.7% | — | +236.4% | -26.3% | -3.5% | -199.0% | -13.4% | +205.3% | +6.2% | — | +115.9% |
| Profit after tax | +50.9% | -27.6% | -7.5% | +30.2% | +6.2% | +42.1% | +153.7% | +7.9% | +171.2% | +110.8% | -48.0% | +118.2% | +140.3% | -14.7% | +97.4% | -22.2% | -74.4% | -40.2% | -29.3% | +74.9% |
| Profit attributable to shareholders | +52.4% | -28.6% | -9.7% | +30.4% | +5.2% | +45.1% | +156.0% | +6.3% | +182.2% | +110.2% | -49.3% | +120.6% | +137.0% | -16.7% | +94.7% | -24.8% | -75.8% | -40.4% | -29.3% | +74.9% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +52.4% | -28.6% | -9.7% | +30.1% | +5.2% | +45.1% | +155.9% | +6.5% | +182.2% | +110.2% | -49.3% | +120.6% | +137.0% | -16.7% | +94.7% | -24.8% | -75.8% | -40.4% | -29.3% | +74.9% |
| Dividend per share (Rs) | +50.0% | — | +33.3% | — | +33.3% | — | 0.0% | — | 0.0% | — | 0.0% | — | 0.0% | — | 0.0% | — | 0.0% | — | +20.0% | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 83.5% | 82.3% | 83.7% | 81.0% | 77.2% | 79.9% | 80.7% | 74.9% | 66.0% | 71.3% | 71.0% | 68.4% | 73.8% | 79.0% | 85.0% | 80.5% | 83.0% | 84.3% | 88.2% | 86.3% |
| Investment income (net) | 16.4% | 16.9% | 15.6% | 17.2% | 21.8% | 19.2% | 18.7% | 24.9% | 33.8% | 28.5% | 28.8% | 31.4% | 26.2% | 20.8% | 14.8% | 19.3% | 16.7% | 15.5% | 11.6% | 13.4% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (86.0%) | (57.4%) | (76.6%) | (91.4%) | (82.2%) | (72.6%) | (100.3%) | (87.0%) | (81.6%) | (73.7%) | (106.4%) | (75.6%) | (76.4%) | (76.6%) | (72.9%) | (74.1%) | (52.5%) | (69.4%) | (74.8%) | (57.2%) |
| Acquisition & underwriting expenses | (12.8%) | (11.9%) | (12.0%) | (11.3%) | (10.5%) | (10.0%) | (9.9%) | (9.5%) | (9.6%) | (9.3%) | (11.9%) | (8.2%) | (9.5%) | (10.0%) | (10.2%) | (10.3%) | (12.1%) | (11.5%) | (12.5%) | (11.6%) |
| Profit before tax | 11.4% | 8.4% | 8.1% | 11.7% | 11.3% | 11.6% | 10.0% | 12.1% | 11.3% | 11.2% | 7.1% | 13.7% | 6.6% | 6.6% | 5.1% | 7.2% | 8.4% | 8.8% | 9.3% | 10.7% |
| Taxation | (3.5%) | (3.9%) | (3.3%) | (4.5%) | (5.1%) | (4.9%) | (4.2%) | (5.2%) | (4.6%) | (5.0%) | (3.5%) | (5.8%) | (3.4%) | (2.9%) | 3.4% | (2.3%) | (6.5%) | (3.6%) | (4.1%) | (3.2%) |
| Profit after tax | 8.0% | 4.4% | 4.8% | 7.2% | 6.2% | 6.8% | 5.9% | 6.9% | 6.7% | 6.2% | 3.6% | 7.9% | 3.2% | 3.7% | 8.6% | 4.8% | 1.9% | 5.2% | 5.2% | 7.5% |
| Profit attributable to shareholders | 7.7% | 4.3% | 4.6% | 6.9% | 6.0% | 6.7% | 5.7% | 6.7% | 6.5% | 6.0% | 3.5% | 7.7% | 3.0% | 3.6% | 8.5% | 4.7% | 1.8% | 5.2% | 5.2% | 7.5% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 109
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 19.8 | 20.0 | 22.3 | 19.5 | 15.5 | 17.5 | 19.2 | 14.4 | 11.6 | 12.0 | 10.8 | 10.7 |
| Fees & Commissions Income | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Investment Income/(Expense) - Net - Insurance | 3.9 | 4.1 | 4.2 | 4.1 | 4.4 | 4.2 | 4.4 | 4.8 | 5.9 | 4.8 | 4.4 | 4.9 |
| Investments & Loans - Business - Gain/(Loss) | 0.0 | 0.2 | 0.2 | 0.4 | 0.2 | 0.2 | 0.1 | 0.0 | — | — | 0.0 | (0.0) |
| Investment Income - Gross - Insurance - Total | 3.9 | 4.1 | 4.2 | 4.1 | 4.4 | 4.2 | 4.4 | 4.8 | — | — | 4.4 | 4.9 |
| Investment Securities - Business - Gain/(Loss) | 0.0 | 0.2 | 0.2 | 0.4 | 0.2 | 0.2 | 0.1 | 0.0 | — | — | 0.0 | (0.0) |
| Revenue from Business-Related Activities - Other - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Revenue from Business Activities - Total | 23.7 | 24.4 | 26.7 | 24.1 | 20.1 | 21.9 | 23.8 | 19.3 | 17.5 | 16.9 | 15.2 | 15.6 |
| Insurance Claims/Reserves - Total | 20.4 | 14.0 | 20.4 | 22.0 | 16.5 | 15.9 | 23.8 | 16.8 | 14.3 | 12.4 | 16.1 | 11.8 |
| Insurance Benefits Paid - Current | 20.4 | 14.0 | 20.4 | 22.0 | 16.5 | 15.9 | 23.8 | 16.8 | 14.3 | 12.4 | 16.1 | 11.8 |
| Selling, General & Administrative Expenses - Total | 2.2 | 2.1 | 2.3 | 2.0 | 1.9 | 1.8 | 1.8 | 1.6 | 1.5 | 1.5 | 1.3 | 1.5 |
| Underwriting Expenses | 3.0 | 2.9 | 3.2 | 2.7 | 2.1 | 2.2 | 2.4 | 1.8 | 1.7 | 1.6 | 1.8 | 1.3 |
| Policy Acquisition Costs - Total | 3.0 | 2.9 | 3.2 | 2.7 | 2.1 | 2.2 | 2.4 | 1.8 | 1.7 | 1.6 | 1.8 | 1.3 |
| Other Operating Expense/(Income) - Net | (0.5) | (0.3) | (0.2) | (0.2) | (0.2) | (0.5) | (0.3) | (0.4) | (0.3) | (0.4) | (0.5) | (0.4) |
| Other Operating Income - Total | 0.6 | 0.3 | 0.3 | 0.3 | 0.3 | 0.6 | 0.4 | 0.5 | 0.4 | 0.5 | 0.6 | 0.5 |
| Fee & Commission Expense - Insurance | 3.0 | 2.9 | 3.2 | 2.7 | 2.1 | 2.2 | 2.4 | 1.8 | 1.7 | 1.6 | 1.8 | 1.3 |
| Operating Expenses - Total | 25.1 | 18.7 | 25.7 | 26.5 | 20.4 | 19.4 | 27.7 | 19.8 | 17.2 | 15.1 | 18.7 | 14.2 |
| Operating Profit before Non-Recurring Income/(Expense) | (1.4) | 5.6 | 1.0 | (2.4) | (0.3) | 2.5 | (4.0) | (0.5) | 0.3 | 1.8 | (3.5) | 1.4 |
| Other Operating Expense | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Interest Expense - Net of Capitalized Interest | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 |
| Normalized Pre-tax Profit | (1.4) | 5.6 | 1.0 | (2.4) | (0.3) | 2.5 | (4.0) | (0.5) | 0.3 | 1.8 | (3.5) | 1.4 |
| Non-Recurring Income/Expense - Total | 4.1 | (3.6) | 1.2 | 5.2 | 2.6 | 0.1 | 6.4 | 2.8 | 1.6 | 0.1 | 4.6 | 0.8 |
| Impairment - Financial Investments | — | 0.0 | 0.0 | — | — | (0.2) | (0.1) | 0.0 | — | — | 0.0 | (0.0) |
| Fair Value Adjustments - Investment Property | — | — | 0.3 | — | — | 0.0 | 0.3 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 |
| Fair Value Adjustments - Financial Investments | 4.1 | (3.6) | 0.9 | 5.2 | 2.6 | (0.2) | 5.9 | 2.8 | 1.6 | 0.1 | 4.5 | 0.8 |
| Provision for Income Tax Expense- Unclassified | 0.8 | 1.0 | 0.9 | 1.1 | 1.0 | 1.1 | 1.0 | 1.0 | 0.8 | 0.8 | 0.5 | 0.9 |
| Income before Taxes | 2.7 | 2.0 | 2.2 | 2.8 | 2.3 | 2.6 | 2.4 | 2.3 | 2.0 | 1.9 | 1.1 | 2.1 |
| Income Taxes | 0.8 | 1.0 | 0.9 | 1.1 | 1.0 | 1.1 | 1.0 | 1.0 | 0.8 | 0.8 | 0.5 | 0.9 |
| Net Income after Tax | 1.9 | 1.1 | 1.3 | 1.7 | 1.3 | 1.5 | 1.4 | 1.3 | 1.2 | 1.0 | 0.5 | 1.2 |
| Income before Discontinued Operations & Extraordinary Items | 1.9 | 1.1 | 1.3 | 1.7 | 1.3 | 1.5 | 1.4 | 1.3 | 1.2 | 1.0 | 0.5 | 1.2 |
| Net Income before Minority Interest | 1.9 | 1.1 | 1.3 | 1.7 | 1.3 | 1.5 | 1.4 | 1.3 | 1.2 | 1.0 | 0.5 | 1.2 |
| Minority Interest | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Income after Minority Interest | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Income Available to Common Shares | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Other Comprehensive Income - Starting Line | 1.9 | 1.1 | 1.3 | 1.7 | 1.3 | 1.5 | 1.4 | 1.3 | 1.2 | 1.0 | 0.5 | 1.2 |
| Other Comprehensive Income - Foreign Currency | (0.0) | (0.0) | (0.0) | (0.0) | 0.1 | (0.0) | 0.0 | (0.0) | 0.0 | (0.0) | (0.0) | 0.0 |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | 2.8 | (1.7) | 1.2 | 2.3 | 1.4 | (0.2) | 3.4 | 0.5 | 2.0 | 1.1 | 2.2 | 0.5 |
| Other Comprehensive Income - Hedging Gain/(Loss) | (0.0) | 0.0 | (0.1) | (0.2) | (0.1) | 0.2 | (0.1) | 0.0 | (0.1) | 0.0 | (0.0) | 0.0 |
| Other Comprehensive Income - Revaluation of Tangible & Intangible Assets | 0.0 | (0.0) | (0.0) | (0.0) | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 | (0.0) | (0.0) | 0.0 |
| Other Comprehensive Income - Pension Related | — | — | (0.0) | — | — | — | (0.0) | — | — | — | 0.1 | 0.0 |
| Other Comprehensive Income - Net of Tax - Total | 2.8 | (1.8) | 1.0 | 2.0 | 1.4 | (0.1) | 3.4 | 0.5 | 2.0 | 1.1 | 2.2 | 0.5 |
| Comprehensive Income before Minority Interest - Total | 4.7 | (0.7) | 2.3 | 3.8 | 2.6 | 1.4 | 4.8 | 1.9 | 3.2 | 2.1 | 2.8 | 1.7 |
| Comprehensive Income - Attributable to Minority Interest - Total | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | 4.6 | (0.7) | 2.3 | 3.7 | 2.6 | 1.4 | 4.7 | 1.8 | 3.1 | 2.1 | 2.8 | 1.7 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 3.00 | 0.00 | 2.00 | 0.00 | 2.00 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Income available to Common excluding Extraordinary Items | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Shares used to calculate Basic EPS - Total mn | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.1 | 349.3 | 350.0 | 350.0 | 350.0 | 350.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (6.44) | 13.25 | 0.08 | (10.10) | (3.93) | 4.06 | (14.30) | (4.42) | (1.42) | 2.65 | (11.62) | 1.26 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.1 | 349.3 | 350.0 | 350.0 | 350.0 | 350.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (6.44) | 13.25 | 0.08 | (10.10) | (3.93) | 4.06 | (14.30) | (4.42) | (1.42) | 2.65 | (11.62) | 1.26 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | 13.25 | (2.02) | 6.44 | 10.55 | 7.39 | 4.03 | 13.50 | 5.19 | 8.96 | 5.98 | 7.88 | 4.92 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Diluted Income available to Common excluding Extraordinary Items | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Shares used to calculate Diluted EPS - Total mn | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.1 | 349.3 | 350.0 | 350.0 | 350.0 | 350.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (6.44) | 13.25 | 0.08 | (10.10) | (3.93) | 4.06 | (14.30) | (4.42) | (1.42) | 2.65 | (11.62) | 1.26 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.0 | 350.1 | 349.3 | 350.0 | 350.0 | 350.0 | 350.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 5.24 | 3.01 | 3.48 | 4.79 | 3.44 | 4.21 | 3.86 | 3.68 | 3.27 | 2.90 | 1.51 | 3.45 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (6.44) | 13.25 | 0.08 | (10.10) | (3.93) | 4.06 | (14.30) | (4.42) | (1.42) | 2.65 | (11.62) | 1.26 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | 13.25 | (2.02) | 6.44 | 10.55 | 7.39 | 4.03 | 13.50 | 5.19 | 8.96 | 5.98 | 7.88 | 4.92 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 2.00 | 0.00 | 2.00 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 1.80 | 0.00 | 1.80 | 0.00 | 1.35 | 0.00 | 1.35 | 0.00 | 1.35 | 0.00 | 1.35 |
| Earnings before Interest & Taxes (EBIT) | (1.4) | 5.6 | 1.0 | (2.4) | (0.3) | 2.5 | (4.0) | (0.5) | 0.3 | 1.8 | (3.5) | 1.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | (1.2) | 5.8 | 1.2 | (2.3) | (0.2) | 2.6 | (3.8) | (0.5) | 0.4 | 1.9 | (3.4) | 1.5 |
| Depreciation & Amortization - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Depreciation Expense - Total - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Amortization - Total - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Intangible Amortization - Other - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Depreciation, Depletion & Amortization - Total | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Depreciation - Total | — | — | 0.2 | 0.1 | 0.1 | 0.0 | 0.2 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Normalized after Tax Profit | (2.2) | 4.7 | 0.1 | (3.5) | (1.3) | 1.4 | (5.0) | (1.5) | (0.5) | 1.0 | (4.0) | 0.5 |
| Normalized Net Income from Continuing Operations | (2.2) | 4.7 | 0.1 | (3.5) | (1.3) | 1.4 | (5.0) | (1.5) | (0.5) | 1.0 | (4.0) | 0.5 |
| Normalized Net Income - Bottom Line | (2.3) | 4.6 | 0.0 | (3.5) | (1.4) | 1.4 | (5.0) | (1.5) | (0.5) | 0.9 | (4.1) | 0.4 |
| Earnings before Interest & Taxes (EBIT) - Normalized | (1.4) | 5.6 | 1.0 | (2.4) | (0.3) | 2.5 | (4.0) | (0.5) | 0.3 | 1.8 | (3.5) | 1.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | (1.2) | 5.8 | 1.2 | (2.3) | (0.2) | 2.6 | (3.8) | (0.5) | 0.4 | 1.9 | (3.4) | 1.5 |
| Interest Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 |
| Investment Income - Insurance | 3.9 | 4.1 | 4.2 | 4.1 | 4.4 | 4.2 | 4.4 | 4.8 | 5.9 | 4.8 | 4.4 | 4.9 |
| Losses, Benefits & Adjustments - Insurance | 20.4 | 14.0 | 20.4 | 22.0 | 16.5 | 15.9 | 23.8 | 16.8 | 14.3 | 12.4 | 16.1 | 11.8 |
| Operating Expenses | 25.1 | 18.7 | 25.7 | 26.5 | 20.4 | 19.4 | 27.7 | 19.8 | 17.2 | 15.1 | 18.7 | 14.2 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 2.2 | 2.1 | 2.3 | 2.0 | 1.9 | 1.8 | 1.8 | 1.6 | 1.5 | 1.5 | 1.3 | 1.5 |
| Total Claim & Loss Expense | 20.4 | 14.0 | 20.4 | 22.0 | 16.5 | 15.9 | 23.8 | 16.8 | 14.3 | 12.4 | 16.1 | 11.8 |
| Underwriting & Commissions | 3.0 | 2.9 | 3.2 | 2.7 | 2.1 | 2.2 | 2.4 | 1.8 | 1.7 | 1.6 | 1.8 | 1.3 |
| Underwriting Expenses - Insurance | 1.7 | 1.9 | 2.1 | 1.8 | 1.7 | 1.3 | 1.6 | 1.2 | 1.2 | 1.1 | 0.8 | 1.1 |
| Income before Taxes & Provision for Loan Losses | 2.7 | 2.0 | 2.2 | 2.8 | 2.3 | 2.6 | 2.4 | 2.3 | 2.0 | 1.9 | 1.1 | 2.1 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 2.00 | 0.00 | 0.00 | 2.00 | 1.50 | 0.00 | 0.00 | 1.50 | 1.50 | 0.00 | 0.00 | 1.50 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 2.00 | 0.00 | 0.00 | 2.00 | 1.50 | 0.00 | 0.00 | 1.50 | 1.50 | 0.00 | 0.00 | 1.50 |
| Tax Adjusted Operating Income | 1.8 | 1.1 | 1.2 | 1.7 | 1.2 | 1.5 | 1.4 | 1.3 | 1.1 | 1.0 | 0.5 | 1.2 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (18.7) | (12.1) | (18.3) | (20.3) | (14.8) | (14.6) | (22.3) | (15.6) | (13.1) | (11.4) | (15.4) | (10.7) |
| Operating Expenses excluding Non-Cash Charges - Total | 24.9 | 18.6 | 25.5 | 26.4 | 20.3 | 19.4 | 27.6 | 19.8 | 17.1 | 15.0 | 18.6 | 14.2 |
| Premiums Earned - Total | 19.8 | 20.1 | 22.4 | 19.6 | 15.6 | 17.6 | 19.2 | 14.5 | 11.6 | 12.1 | 10.8 | 10.7 |
| Losses, Benefits & Adjustments - Total | 23.4 | 16.9 | 23.6 | 24.8 | 18.7 | 18.1 | 26.2 | 18.6 | 16.0 | 14.0 | 18.0 | 13.1 |
| Income Available to Common Shares before Depreciation & Amortization | 2.0 | 1.2 | 1.4 | 1.8 | 1.3 | 1.5 | 1.5 | 1.3 | 1.2 | 1.1 | 0.6 | 1.3 |
| Fixed Charges | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 2.00 | 0.00 | 2.00 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 | 0.00 | 1.50 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.