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Commercial Banks

AKBL Askari Bank Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 106.87 +1.23%

Annual · FY2006 – FY2025

Askari Bank Limited (AKBL) income statement

Askari Bank Limited reported total income of Rs 104.0 bn for FY2025 (Jan – Dec 2025), up 31.7% on FY2024. Net interest income was Rs 89.1 bn, up 37.7% on FY2024, with non-interest income of Rs 14.8 bn. Tax of Rs 30.6 bn took 57.1% of pre-tax profit. Profit attributable to shareholders was Rs 22.9 bn, up 8.2% on FY2024, or Rs 15.77 per share.

AKBL income statement (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 * Jan – Dec 2016 FY2015 * Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 * Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 * Jan – Dec 2010 FY2009 * Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Interest & dividend income 301.9 402.1 306.3 166.3 78.0 79.4 72.0 43.9 36.6 35.7 36.9 35.0 28.5 33.4 33.1 27.5 22.8 18.6 15.3 12.7
Interest expense (212.8) (337.3) (246.2) (125.8) (45.1) (48.8) (49.6) (25.1) (20.1) (20.5) (21.7) (22.7) (19.4) (23.0) (22.7) (18.0) (13.6) (10.6) (8.7) (7.0)
Net interest income 89.1 64.7 60.2 40.4 32.9 30.5 22.4 18.8 16.5 15.2 15.2 12.3 9.1 10.5 10.3 9.5 9.1 7.9 6.6 5.7
Fee & commission income (net) 6.2 7.2 7.1 5.3 4.7 3.9 3.6 3.1 2.7 2.4 1.6 1.5 1.1 1.1 1.3 1.3 1.4 1.4 1.2 1.0
Foreign exchange income 4.3 4.1 3.9 5.5 3.1 2.7 2.5 1.6 0.8 0.6 0.8 1.1 0.6 0.9 0.8 0.7 0.5 0.9 0.7 0.6
Gain / (loss) on securities 4.4 2.9 0.8 (0.3) 0.8 2.6 0.7 0.3 2.1 3.5 3.1 1.8 0.8 0.7 0.3 0.2 0.1 0.1 2.4 0.1
Total non-interest income 14.8 14.2 11.8 10.6 8.7 9.2 6.8 4.9 5.6 6.5 5.6 4.5 2.5 2.7 2.4 2.3 2.1 2.4 4.2 1.7
Total income 104.0 78.9 72.0 51.0 41.5 39.7 29.2 23.8 22.1 21.8 20.8 16.7 11.6 13.1 12.7 11.8 11.2 10.3 10.8 7.5
Operating expenses (50.4) (34.4) (30.0) (22.4) (25.7) (21.5) (17.9) (16.1) (13.6) (13.5) (12.5) (11.2) (19.4) (11.5) (10.2) (10.0) (9.1) (9.8) (8.5) (4.1)
Provisions & impairment (loans) 1.6 (0.6) 1.1 0.8 3.8 1.5 (0.1) 0.3 (1.3) (0.7) 0.3 (0.1) 9.9 2.3 1.6 2.3 2.3 4.1 3.9 1.1
Profit before tax 53.7 44.9 42.2 27.5 15.7 17.8 10.4 6.9 8.3 8.5 8.3 5.9 (8.3) 1.8 2.5 1.2 1.6 0.5 2.4 3.3
Taxation (30.6) (23.6) (20.6) (13.4) (6.0) (7.0) (3.4) (2.4) (3.2) (3.3) (3.4) (1.8) 2.9 (0.5) (0.7) (0.3) (0.5) (0.1) 0.4 (1.1)
Profit after tax 23.0 21.3 21.5 14.1 9.7 10.9 7.0 4.4 5.1 5.2 4.9 4.1 (5.4) 1.3 1.7 0.9 1.1 0.4 2.7 2.2
Profit attributable to shareholders 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2 4.9 4.1 (5.4) 1.3 1.7 0.9 1.1 0.4 2.7 2.2
Per share
EPS – basic (Rs) Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.85 3.06 3.53 3.61 3.48 2.77 (3.71) 1.20 1.59 0.86 1.05 0.41 2.67 2.20
EPS – diluted (Rs) Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.85 3.06 3.53 3.61 3.48 2.77 (3.71) 1.20 1.59 0.86 1.05 0.41 2.67 2.20
Dividend per share (Rs) Rs 5.00 3.00 2.50 0.00 0.00 2.61 1.30 0.87 0.87 1.30 1.96 1.74 0.00 0.00 0.00 0.00 0.00 0.00 0.44 0.20
Weighted average shares mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,420.3 1,475.5 1,449.3 1,075.9 1,075.9 1,075.9 1,019.1 1,019.1 1,019.1 1,019.1
AKBL income statement — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 * Jan – Dec 2016 FY2015 * Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 * Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 * Jan – Dec 2010 FY2009 * Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Interest & dividend income -24.9% +31.3% +84.2% +113.2% -1.8% +10.3% +64.0% +20.0% +2.4% -3.2% +5.5% +22.8% -14.9% +1.2% +20.0% +21.0% +22.5% +21.5% +20.2% —
Interest expense -36.9% +37.0% +95.6% +178.8% -7.6% -1.5% +97.8% +24.9% -2.1% -5.5% -4.5% +17.3% -15.7% +1.1% +26.3% +32.1% +28.0% +22.6% +24.5% —
Net interest income +37.7% +7.6% +48.7% +23.1% +7.5% +36.3% +18.9% +14.2% +8.4% +0.1% +24.0% +34.6% -13.0% +1.4% +8.2% +4.6% +15.2% +20.1% +15.0% —
Fee & commission income (net) -15.0% +1.5% +33.8% +12.8% +19.8% +10.2% +16.1% +14.4% +13.8% +43.8% +6.2% +37.3% +3.8% -16.2% -2.4% -3.8% -2.6% +16.5% +18.5% —
Foreign exchange income +5.4% +4.7% -29.1% +75.9% +16.8% +6.6% +57.1% +89.3% +31.8% -23.4% -24.3% +97.1% -36.8% +14.5% +5.7% +38.3% -39.5% +33.2% +12.2% —
Gain / (loss) on securities +51.4% +268.3% — -130.9% -68.1% +245.6% +184.3% -87.4% -41.5% +13.8% +69.2% +120.0% +20.7% +122.1% +47.9% +46.5% +119.8% -97.2% +2,017.8% —
Total non-interest income +4.3% +20.2% +11.7% +22.0% -5.6% +34.4% +38.2% -11.8% -14.3% +17.1% +24.5% +77.9% -5.3% +11.8% +4.9% +10.5% -12.9% -44.4% +146.1% —
Total income +31.7% +9.7% +41.1% +22.9% +4.5% +35.9% +22.9% +7.6% +1.6% +4.6% +24.2% +44.0% -11.4% +3.3% +7.5% +5.7% +8.8% -5.1% +45.3% —
Operating expenses +46.6% +14.8% +34.0% -13.0% +19.7% +19.9% +11.4% +18.1% +1.1% +7.9% +11.3% -42.2% +68.4% +13.4% +2.1% +9.6% -7.1% +15.3% +105.1% —
Provisions & impairment (loans) — -149.6% +35.7% -78.2% +148.5% — -140.5% — — -331.0% — -100.8% +320.5% +43.8% -29.7% -0.2% -42.9% +3.9% +247.5% —
Profit before tax +19.6% +6.4% +53.6% +75.2% -12.1% +71.7% +51.0% -17.6% -1.6% +2.3% +41.3% — -569.4% -27.8% +96.5% -21.9% +218.2% -78.7% -29.0% —
Taxation +29.7% +14.4% +54.1% +124.9% -14.6% +106.9% +37.7% -24.1% -1.0% -3.9% +90.8% — -717.7% -36.4% +127.1% -37.8% +505.1% — -132.9% —
Profit after tax +8.3% -1.3% +53.2% +44.7% -10.5% +54.7% +58.4% -13.5% -2.0% +6.6% +19.8% — -514.9% -24.0% +85.5% -14.0% +157.5% -84.7% +21.6% —
Profit attributable to shareholders +8.2% -1.6% +52.8% +44.7% -10.4% +54.3% +58.7% -13.5% -2.0% +5.8% +20.7% — -515.4% -24.1% +85.2% -13.7% +157.0% -84.7% +21.6% —
Per share
EPS – basic (Rs) +8.2% -1.6% +52.8% +44.7% -10.4% +54.3% +58.7% -13.5% -2.0% +3.7% +25.4% — -408.4% -24.1% +85.2% -18.3% +157.0% -84.7% +21.6% —
EPS – diluted (Rs) +8.2% -1.6% +52.8% +44.7% -10.4% +54.3% +58.7% -13.5% -2.0% +3.7% +25.4% — -408.4% -24.1% +85.2% -18.3% +157.0% -84.7% +21.6% —
Dividend per share (Rs) +66.7% +20.0% — — -100.0% +100.0% +50.0% 0.0% -33.3% -33.3% +12.5% — — — — — — -100.0% +125.0% —
Weighted average shares — — — — — — — — — — — — — — — — — — — —

Change against the previous fiscal year; shown when the earlier figure is positive.

AKBL income statement — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 * Jan – Dec 2016 FY2015 * Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 * Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 * Jan – Dec 2010 FY2009 * Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Interest & dividend income 290.5% 509.4% 425.7% 325.9% 187.9% 199.9% 246.2% 184.6% 165.5% 164.2% 177.5% 208.9% 244.8% 254.7% 260.2% 233.1% 203.5% 180.6% 141.0% 170.4%
Interest expense (204.7%) (427.4%) (342.1%) (246.6%) (108.7%) (123.0%) (169.5%) (105.4%) (90.8%) (94.2%) (104.3%) (135.7%) (166.5%) (175.0%) (178.9%) (152.3%) (121.8%) (103.6%) (80.2%) (93.5%)
Net interest income 85.8% 82.0% 83.6% 79.3% 79.1% 76.9% 76.7% 79.2% 74.7% 70.0% 73.2% 73.2% 78.3% 79.7% 81.3% 80.8% 81.6% 77.1% 60.9% 76.9%
Fee & commission income (net) 5.9% 9.2% 9.9% 10.4% 11.4% 9.9% 12.2% 13.0% 12.2% 10.9% 7.9% 9.3% 9.7% 8.3% 10.2% 11.3% 12.4% 13.8% 11.2% 13.8%
Foreign exchange income 4.1% 5.2% 5.4% 10.8% 7.5% 6.7% 8.6% 6.7% 3.8% 2.9% 4.0% 6.6% 4.8% 6.7% 6.1% 6.2% 4.7% 8.5% 6.1% 7.8%
Gain / (loss) on securities 4.2% 3.6% 1.1% (0.5%) 2.0% 6.4% 2.5% 1.1% 9.3% 16.2% 14.9% 10.9% 7.2% 5.3% 2.4% 1.8% 1.3% 0.6% 21.8% 1.5%
Total non-interest income 14.2% 18.0% 16.4% 20.7% 20.9% 23.1% 23.3% 20.8% 25.3% 30.0% 26.8% 26.8% 21.7% 20.3% 18.7% 19.2% 18.4% 22.9% 39.1% 23.1%
Total income 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Operating expenses (48.5%) (43.6%) (41.6%) (43.9%) (61.9%) (54.1%) (61.2%) (67.6%) (61.6%) (61.9%) (60.0%) (66.9%) (166.8%) (87.7%) (80.0%) (84.3%) (81.2%) (95.1%) (78.2%) (55.4%)
Provisions & impairment (loans) 1.5% (0.7%) 1.6% 1.6% 9.1% 3.8% (0.5%) 1.4% (6.0%) (3.4%) 1.5% (0.5%) 84.7% 17.9% 12.8% 19.6% 20.8% 39.6% 36.2% 15.1%
Profit before tax 51.6% 56.8% 58.6% 53.8% 37.8% 44.9% 35.5% 28.9% 37.8% 39.0% 39.9% 35.1% (71.6%) 13.5% 19.3% 10.6% 14.3% 4.9% 21.8% 44.6%
Taxation (29.5%) (29.9%) (28.7%) (26.3%) (14.3%) (17.6%) (11.5%) (10.3%) (14.6%) (15.0%) (16.3%) (10.6%) 25.3% (3.6%) (5.9%) (2.8%) (4.7%) (0.9%) 3.3% (14.6%)
Profit after tax 22.1% 26.9% 29.9% 27.6% 23.4% 27.3% 24.0% 18.6% 23.2% 24.0% 23.6% 24.5% (46.2%) 9.9% 13.4% 7.8% 9.6% 4.0% 25.1% 30.0%
Profit attributable to shareholders 22.0% 26.8% 29.9% 27.6% 23.4% 27.3% 24.0% 18.6% 23.2% 24.0% 23.8% 24.4% (46.3%) 9.9% 13.4% 7.8% 9.5% 4.0% 25.1% 30.0%

Each line as a percentage of total income.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 154
AKBL income statement — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016
Interest & Dividend Income/(Expense) - Net - Finance 89.1 64.7 60.2 40.4 32.9 30.5 22.4 18.8 16.5 15.2
Interest & Dividend Income - Finance - Total 301.9 402.1 306.3 166.3 78.0 79.4 72.0 43.9 36.6 35.7
Interest Income - Loans/Deposits 71.2 125.3 112.5 64.7 33.3 39.7 44.6 25.2 17.4 15.5
Interest & Fees on Loans & Receivables 68.5 118.5 108.6 63.5 32.7 39.0 42.7 23.9 17.0 15.1
Interest Income - Deposits to Other Financial Institutions 1.0 1.2 0.7 0.1 0.0 0.1 0.1 0.2 0.3 0.1
Interest & Dividend Income - Other - Finance 2.7 2.1 0.7 0.5 0.4 0.3 0.3 0.2 0.3 0.3
Interest Income - Collateralized Financing 1.7 5.6 3.2 1.1 0.6 0.6 1.8 1.2 0.1 0.3
Interest & Dividend Income - Investment Securities - Finance 228.0 274.6 193.2 101.1 44.3 39.4 27.1 18.4 18.9 19.9
Net Commission & Fees Income/Expense - Business Revenue 6.2 7.2 7.1 5.3 4.7 3.9 3.6 3.1 2.7 2.4
Fees & Commissions Income 8.5 7.6 7.4 5.5 4.8 4.0 3.7 3.2 2.8 2.5
Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance 228.0 274.6 193.2 101.1 44.3 39.4 27.1 18.4 18.9 19.9
Fees & Commissions Expense 2.4 0.4 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1
Investments & Loans - Business - Gain/(Loss) 4.4 2.9 0.8 (0.3) 0.8 2.6 0.7 0.3 2.1 3.5
Interest Expense - Finance - Total 212.8 337.3 246.2 125.8 45.1 48.8 49.6 25.1 20.1 20.5
Interest Expense - Operational Financing - Business 97.6 177.7 161.3 83.3 39.2 42.4 42.8 22.1 17.3 19.7
Interest Expense - Deposits 96.6 173.3 157.8 81.5 36.9 40.6 42.8 22.1 17.3 16.8
Investment Securities - Business - Gain/(Loss) 4.4 2.9 0.8 (0.3) 0.8 2.6 0.7 0.3 2.1 3.5
Interest Expense - Collateralized Financing — — — — — — — — — 2.9
Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) 4.6 1.8 0.8 (0.2) 0.8 2.6 0.7 — — —
Interest Expenses - Other - Total 1.0 4.4 3.5 1.8 2.3 1.8 — — — —
Interest Expense - External Financing Business 115.2 159.7 84.9 42.6 5.9 6.4 6.8 3.0 2.8 0.8
Trading Investments - Realized Gain/(Loss) — — — — — — — — — 3.5
Non-Interest Business Revenue/(Expense) - Net - Total 14.8 14.2 11.8 10.6 8.7 9.2 6.8 4.9 5.6 6.5
Derivatives - Hedging - Business - Gain/(Loss) 0.0 0.0 0.0 0.0 — — — — — —
Derivatives - Hedging - Business - Fair Value Adjustments - Gain/(Loss) 0.0 0.0 0.0 0.0 — — — — — —
Net Foreign Exchange Income/(Expense) - Business Revenue 4.3 4.1 3.9 5.5 3.1 2.7 2.5 1.6 0.8 0.6
Trading Investments/Trading Account Income - Gain/(Loss) (0.2) 1.1 0.0 (0.1) 0.0 0.0 (0.0) 0.3 2.1 3.5
Trading Investments - Unrealized Gain/(Loss) (0.2) 1.1 0.0 (0.1) 0.0 0.0 (0.0) — — 0.0
Revenue from Business Activities - Total 104.0 78.9 72.0 51.0 41.5 39.7 29.2 23.8 22.1 21.8
Selling, General & Administrative Expenses - Total 48.5 36.2 29.1 22.7 21.1 20.2 18.2 15.6 15.1 14.0
Selling, General & Administrative Expenses - Unclassified 18.7 13.6 10.9 8.1 6.4 5.5 6.1 4.4 3.5 3.3
Depreciation in Selling, General & Administrative Expenses 4.4 3.7 2.7 2.5 2.3 2.6 2.9 1.0 1.3 0.8
Amortization of Intangibles in Selling, General & Administrative Expenses 0.2 0.2 0.2 0.1 0.2 0.2 0.2 0.2 0.2 0.2
Other Operating Expense/(Income) - Net 0.4 (1.2) (0.2) (1.2) 0.8 (0.2) (0.2) 0.1 (0.1) 0.2
Other Operating Income - Total 0.4 0.6 0.5 0.3 0.3 0.3 0.2 0.1 0.2 —
Operating Expenses - Total 50.4 34.4 30.0 22.4 25.7 21.5 17.9 16.1 13.6 13.5
Provision & Impairment for Loan Losses 1.6 (0.6) 1.1 0.8 3.8 1.5 (0.1) 0.3 (1.3) (0.7)
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses 24.0 18.0 15.0 11.9 12.1 11.7 8.8 6.4 6.7 7.4
Selling, General & Administrative Expenses - Other - Total 1.2 0.7 0.3 0.2 0.1 0.1 0.2 3.6 3.3 2.3
Advertising Expense 1.2 0.3 0.3 0.2 0.1 0.1 0.2 0.1 0.2 0.1
Rental Expense — 0.4 — — — — — 3.5 3.2 2.2
Operating Profit before Non-Recurring Income/(Expense) 53.5 44.5 42.0 28.6 15.8 18.3 11.3 7.7 8.5 8.3
Other Operating Expense 0.0 0.1 0.2 0.2 0.1 0.0 0.1 0.2 0.0 0.2
Operating Provisions - Increase/(Decrease) 0.8 (0.7) (0.0) (1.0) 1.0 (0.0) (0.0) 0.1 0.0 0.0
Sale of Tangible & Intangible Fixed Assets - Gain/Loss 0.0 0.0 0.0 0.1 0.0 0.0 (0.1) 0.2 (0.0) 0.0
Normalized Pre-tax Profit 53.6 44.6 42.0 28.7 15.8 18.3 11.3 7.9 8.5 8.3
Non-Recurring Income/Expense - Total 0.1 0.3 0.2 (1.2) (0.2) (0.5) (0.9) (1.0) (0.1) 0.2
Impairment - Financial Investments (0.6) (0.5) (0.1) 1.3 0.2 0.5 0.9 1.0 0.1 0.1
Early Extinguishment of Lease Related Debts - Gain/(Loss) 0.1 0.0 0.0 0.0 (0.0) (0.0) — — — —
Fair Value Adjustments - Financial Investments (0.5) (0.3) — — — — — — — —
Sale & Acquisition of Group Companies - Gain/(Loss) — — — — 0.0 0.0 — — — —
COVID-19 Non-Recurring Income/(Expense) - Total — — — — 0.0 0.0 — — — —
Non-Recurring Income/(Expense) - Other - Total — — 0.0 0.0 — — 0.0 — — 0.2
Income before Taxes 53.7 44.9 42.2 27.5 15.7 17.8 10.4 6.9 8.3 8.5
Income Taxes 30.6 23.6 20.6 13.4 6.0 7.0 3.4 2.4 3.2 3.3
Income Taxes for the Year - Current 28.0 20.9 20.7 13.3 6.3 7.0 4.3 1.6 0.2 2.1
Income Taxes - Deferred (1.2) 2.7 (0.0) 0.1 (0.4) (0.1) (0.2) (1.1) 0.7 0.9
Income Taxes - Other (by Type) 3.9 — — — 0.1 0.0 (0.7) 2.0 2.3 0.3
Net Income after Tax 23.0 21.3 21.5 14.1 9.7 10.9 7.0 4.4 5.1 5.2
COVID-19 One-time Government Grants — — — — 0.0 0.0 — — — —
Income before Discontinued Operations & Extraordinary Items 23.0 21.3 21.5 14.1 9.7 10.9 7.0 4.4 5.1 5.2
Net Income before Minority Interest 23.0 21.3 21.5 14.1 9.7 10.9 7.0 4.4 5.1 5.2
Minority Interest 0.2 0.1 0.1 0.0 0.0 0.0 0.0 (0.0) 0.0 0.0
Net Income after Minority Interest 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Income Available to Common Shares 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Extraordinary Activities - after Tax - Gain/(Loss) — — — — — — 0.0 (0.0) 0.0 0.0
Discontinued Operations - Net of Taxes - Total - Income/(Expense) — — — — — — 0.0 (0.0) 0.0 0.0
Other Comprehensive Income - Starting Line 23.0 21.3 21.5 14.1 9.7 10.9 7.0 4.4 5.1 —
Other Comprehensive Income - Foreign Currency 0.0 (0.1) 0.7 0.6 0.3 0.0 (0.0) 0.2 0.0 —
Other Comprehensive Income - Unrealized Investment Gain/(Loss) 10.9 0.0 0.1 — 0.0 1.5 2.6 (4.5) (2.4) —
Other Comprehensive Income - Revaluation of Tangible & Intangible Assets 4.6 1.8 0.1 5.2 0.2 0.3 0.1 1.0 0.3 —
Other Comprehensive Income - Pension Related 0.0 9.3 1.5 (2.5) (5.0) 1.5 0.3 0.0 (0.1) —
Other Comprehensive Income - Net of Tax - Total 15.5 11.0 2.4 3.4 (4.6) 3.4 2.9 (3.3) (2.2) —
Comprehensive Income before Minority Interest - Total 38.5 32.3 23.9 17.4 5.1 14.2 10.0 1.1 2.9 —
Comprehensive Income - Attributable to Minority Interest - Total 0.2 0.1 0.1 0.0 0.0 0.0 0.0 (0.0) (0.0) —
Comprehensive Income - Attributable to Parent Company Equity Holders - Total 38.3 32.1 23.9 17.4 5.1 14.2 10.0 1.1 2.9 —
DPS - Common - Gross - Issue - By Period End Date Rs 5.00 3.00 2.50 0.00 0.00 2.61 1.30 0.87 0.87 1.30
Net Income - Basic - including Extraordinary Items Applicable to Common - Total 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Income available to Common excluding Extraordinary Items 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Shares used to calculate Basic EPS - Total mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.85 3.06 3.53 3.61
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.84 3.06 3.53 3.60
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs 15.70 14.37 14.72 10.56 6.82 7.80 5.45 3.78 3.62 3.50
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Earnings Allocation Factor - Basic - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Basic EPS - Issue Specific mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.85 3.06 3.53 3.61
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.84 3.06 3.53 3.60
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs 15.70 14.37 14.72 10.56 6.82 7.80 5.45 3.78 3.62 3.50
EPS - Basic from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.01 (0.00) 0.00 0.00
Comprehensive Earnings Per Share - Basic - Issue Specific Rs 26.46 22.18 16.46 12.02 3.55 9.82 6.87 0.77 2.03 —
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Diluted Income available to Common excluding Extraordinary Items 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Shares used to calculate Diluted EPS - Total mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.85 3.06 3.53 3.61
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.84 3.06 3.53 3.60
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs 15.70 14.37 14.72 10.56 6.82 7.80 5.45 3.78 3.62 3.50
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Earnings Allocation Factor - Diluted - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Diluted EPS - Issue Specific mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.85 3.06 3.53 3.61
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 15.77 14.58 14.83 9.70 6.70 7.48 4.84 3.06 3.53 3.60
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs 15.70 14.37 14.72 10.56 6.82 7.80 5.45 3.78 3.62 3.50
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.01 (0.00) 0.00 0.00
Comprehensive Earnings Per Share - Diluted - Issue Specific Rs 26.46 22.18 16.46 12.02 3.55 9.82 6.87 0.77 2.03 —
DPS - Common - Gross - Issue - By Announcement Date Rs 6.25 2.50 0.00 0.00 2.61 1.30 0.87 0.00 2.17 1.09
DPS - Common - Net - Issue - By Announcement Date Rs 5.63 2.25 0.00 0.00 2.35 1.17 0.78 0.00 1.96 0.98
Earnings before Interest & Taxes (EBIT) 53.5 44.5 42.0 28.6 15.8 18.3 11.3 7.7 8.5 8.3
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 58.1 48.4 44.9 31.3 18.3 21.1 14.4 8.9 10.0 9.3
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments — 48.8 — — — — — 12.4 13.2 11.5
Depreciation & Amortization - Supplemental 4.6 3.9 2.9 2.6 2.5 2.8 3.1 1.2 1.5 1.0
Depreciation Expense - Total - Supplemental 4.4 3.7 2.7 2.5 2.3 2.6 2.9 1.0 1.3 0.8
Depreciation - Financial Lease Right-of-Use Assets - Supplemental 2.4 2.3 1.7 1.6 1.3 1.5 1.5 — — —
Amortization - Total - Supplemental 0.2 0.2 0.2 0.1 0.2 0.2 0.2 0.2 0.2 0.2
Intangible Amortization - Other - Supplemental 0.2 0.2 0.2 0.1 0.2 0.2 0.2 0.2 0.2 0.2
Amortization of Computer Software - Supplemental 0.2 0.2 0.2 0.1 0.2 0.2 0.2 0.2 0.2 0.2
Depreciation, Depletion & Amortization - Total 4.6 3.9 2.9 2.6 2.5 2.8 3.1 1.2 1.5 1.0
Depreciation - Total 4.4 3.7 2.7 2.5 2.3 2.6 2.9 1.0 1.3 0.8
Amortization of Intangible Assets excluding Goodwill - Total 0.2 0.2 0.2 0.1 0.2 0.2 0.2 0.2 0.2 0.2
Labor & Related Expenses - Total 24.0 18.0 15.0 11.9 12.1 11.7 8.8 6.4 6.7 7.4
Labor & Related Expenses - Supplemental 24.0 18.0 15.0 11.9 12.1 11.7 8.8 6.4 6.7 7.4
Auditor Fees 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Audit-Related Fees 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Tax Fees 0.0 0.0 0.0 0.0 0.0 0.0 — — — —
Fees - Other 0.0 — 0.0 0.0 — — 0.0 0.0 0.0 —
Normalized after Tax Profit 22.9 21.0 21.4 15.3 9.9 11.3 7.9 5.5 5.3 5.1
Normalized Net Income from Continuing Operations 22.9 21.0 21.4 15.3 9.9 11.3 7.9 5.5 5.3 5.1
Normalized Net Income - Bottom Line 22.8 20.8 21.3 15.3 9.9 11.3 7.9 5.5 5.3 5.1
Earnings before Interest & Taxes (EBIT) - Normalized 53.6 44.6 42.0 28.7 15.8 18.3 11.3 7.9 8.5 8.3
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 58.1 48.5 44.9 31.3 18.3 21.1 14.4 9.1 10.0 9.3
Loan Recoveries - Actual 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0
Interest Expense on Financial Lease Liabilities - Supplemental 2.0 1.5 1.1 0.9 0.9 0.9 1.0 — — —
Rental/Operating Lease Expense — 0.4 — — — — — 3.5 3.2 2.2
Advertising Expenses - Supplemental 1.2 0.3 0.3 0.2 0.1 0.1 0.2 0.1 0.2 0.1
Interest Expense 212.8 337.3 246.2 125.8 45.1 48.8 49.6 25.1 20.1 20.5
Interest & Dividend Income after Loan Loss Provision - Net - Finance 87.6 65.3 59.0 39.6 29.1 29.0 22.5 18.5 17.8 15.9
Commissions & Fees from Securities Activities 1.5 1.6 2.1 1.3 1.1 0.9 0.9 0.8 0.8 —
Revenue after Loan Provisions - Net - Finance 300.4 402.6 305.2 165.5 74.2 77.9 72.1 43.6 37.9 36.4
Operating Expenses 50.4 34.4 30.0 22.4 25.7 21.5 17.9 16.1 13.6 13.5
Foreign Exchange Gain/(Loss) 4.3 4.1 3.9 5.5 3.1 2.7 2.5 1.6 0.8 0.6
Selling, General & Administrative Expenses excluding Research & Development Expenses 48.5 36.2 29.1 22.7 21.1 20.2 18.2 15.6 15.1 14.0
Investment Gain/(Loss) 5.3 3.7 1.5 0.2 1.2 2.8 1.0 0.5 2.4 3.8
Non-Interest Expense - Bank 48.7 34.6 28.7 22.7 22.1 20.4 19.0 16.6 15.1 14.0
Income before Taxes & Provision for Loan Losses 55.2 44.3 43.3 28.3 19.4 19.4 10.3 7.2 7.0 7.8
DPS - Common - Gross - Issue - By Payable Date Rs 6.25 2.50 0.00 0.00 2.61 1.30 0.87 0.00 2.17 1.09
DPS - Common - Gross - Issue - By Ex Date Rs 6.25 2.50 0.00 0.00 2.61 1.30 0.87 0.00 2.17 1.09
Tax Adjusted Operating Income 22.9 21.1 21.5 14.1 9.7 10.8 7.0 4.4 5.1 5.2
Operating Expenses excluding Non-Cash Charges - Total 45.9 30.5 27.1 19.7 23.2 18.6 14.8 14.9 12.1 12.4
Revenue Net of Interest Expense Before Loan Loss Provision 104.0 78.9 72.0 51.0 41.5 39.7 29.2 23.8 22.1 21.8
Income from Earning Assets 310.4 410.1 311.0 171.5 81.9 84.6 75.2 46.0 41.5 43.4
Income Available to Common Shares before Depreciation & Amortization 27.5 25.0 24.4 16.7 12.2 13.7 10.1 5.6 6.6 6.2
Commissions and Fees 6.2 7.2 7.1 5.3 4.7 3.9 3.6 3.1 2.7 2.4
Estimated Tax Rate 0.29× 0.29× 0.29× 0.29× 0.29× 0.35× 0.30× 0.30× 0.31× 0.32×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs 6.25 2.50 0.00 0.00 2.61 1.30 0.87 0.00 2.17 1.09

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.