AKBL Askari Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 106.87 +1.23%
Financials
Askari Bank Limited (AKBL) financials
20 years of annual results (FY2006 – FY2025), 80 quarters.
Askari Bank Limited (AKBL) reported total income of Rs 104.0 bn for FY2025 (Jan – Dec 2025), up 31.7% from FY2024.
Profit attributable to shareholders was Rs 22.9 bn (EPS Rs 15.77), up 8.2%.
It declared a dividend of Rs 5.00 per share for FY2025 and has paid a dividend in each of the last 3 years.
Deposits stood at Rs 1.63 tn and net advances at Rs 414.3 bn, an advances-to-deposits ratio of 25.4%.
Return on equity was 16.7%.
Over the last five years total income grew at a compound 21.2% a year.
At Rs 106.87 (close on 16 Oct 2026) the shares trade at 6.1× earnings (TTM to Jun 2026) and 1.02× book value, with a dividend yield of 4.7%.
Fundamentals
AKBL at a glance
Total income · FY2025
Rs 104.0 bn
▲ 31.7% year on year
Profit attributable to shareholders · FY2025
Rs 22.9 bn
▲ 8.2% year on year
EPS – basic (Rs) · FY2025
Rs 15.77
▲ 8.2% year on year
Dividend per share (Rs) · FY2025
Rs 5.00
▲ 66.7% year on year
Deposits · FY2025
Rs 1.63 tn
▲ 19.6% year on year
Return on equity (ROE) · FY2025
16.7%
-2.6 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 104.0 bn
- Profit attributable · FY2025
- Rs 22.9 bn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 2.90 tn
- Equity · FY2025
- Rs 152.1 bn
Financial highlights
AKBL financial results
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 * Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 89.1 | 64.7 | 60.2 | 40.4 | 32.9 | 30.5 | 22.4 | 18.8 | 16.5 | 15.2 |
| Total non-interest income | 14.8 | 14.2 | 11.8 | 10.6 | 8.7 | 9.2 | 6.8 | 4.9 | 5.6 | 6.5 |
| Total income | 104.0 | 78.9 | 72.0 | 51.0 | 41.5 | 39.7 | 29.2 | 23.8 | 22.1 | 21.8 |
| Operating expenses | (50.4) | (34.4) | (30.0) | (22.4) | (25.7) | (21.5) | (17.9) | (16.1) | (13.6) | (13.5) |
| Provisions & impairment (loans) | 1.6 | (0.6) | 1.1 | 0.8 | 3.8 | 1.5 | (0.1) | 0.3 | (1.3) | (0.7) |
| Profit before tax | 53.7 | 44.9 | 42.2 | 27.5 | 15.7 | 17.8 | 10.4 | 6.9 | 8.3 | 8.5 |
| Profit attributable to shareholders | 22.9 | 21.1 | 21.5 | 14.1 | 9.7 | 10.8 | 7.0 | 4.4 | 5.1 | 5.2 |
| EPS – basic (Rs) Rs | 15.77 | 14.58 | 14.83 | 9.70 | 6.70 | 7.48 | 4.85 | 3.06 | 3.53 | 3.61 |
| Dividend per share (Rs) Rs | 5.00 | 3.00 | 2.50 | 0.00 | 0.00 | 2.61 | 1.30 | 0.87 | 0.87 | 1.30 |
| Advances (net) | 414.3 | 623.9 | 515.5 | 498.7 | 404.8 | 330.0 | 325.5 | 296.1 | 223.9 | 235.2 |
| Deposits | 1,630.0 | 1,362.9 | 1,292.8 | 1,142.6 | 1,015.2 | 791.0 | 679.2 | 573.6 | 525.8 | 472.8 |
| Total assets | 2,897.5 | 2,501.4 | 2,125.8 | 1,525.7 | 1,259.3 | 992.9 | 833.4 | 706.7 | 662.9 | 623.4 |
| Equity attributable to shareholders | 152.1 | 121.9 | 97.3 | 73.3 | 56.0 | 54.7 | 42.4 | 33.6 | 32.5 | 32.8 |
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 91.0 | 22.5 | 22.6 | 22.6 | 23.3 | 21.0 | 22.3 | 20.5 | 18.6 |
| Total non-interest income | 20.5 | 6.9 | 4.9 | 3.7 | 5.0 | 2.9 | 3.2 | 4.1 | 3.2 |
| Total income | 111.5 | 29.5 | 27.5 | 26.2 | 28.3 | 23.9 | 25.5 | 24.6 | 21.9 |
| Operating expenses | (57.7) | (14.9) | (13.4) | (16.1) | (13.2) | (11.1) | (10.0) | (7.7) | (10.3) |
| Provisions & impairment (loans) | (0.1) | (1.8) | 1.0 | 1.1 | (0.4) | 1.5 | (0.6) | (2.1) | 3.0 |
| Profit before tax | 53.9 | 14.4 | 13.7 | 10.1 | 15.7 | 12.6 | 15.3 | 17.0 | 11.6 |
| Profit attributable to shareholders | 25.5 | 6.7 | 6.6 | 4.8 | 7.4 | 3.5 | 7.1 | 7.1 | 6.0 |
| EPS – basic (Rs) Rs | 17.60 | 4.64 | 4.53 | 3.29 | 5.14 | 2.42 | 4.92 | 4.87 | 4.13 |
| Dividend per share (Rs) Rs | 7.00 | 2.00 | 2.00 | 1.75 | 1.25 | 2.00 | 0.00 | 3.00 | 0.00 |
| Advances (net) | 516.4 | 516.4 | 420.6 | 414.3 | 447.6 | 419.8 | 469.4 | 623.9 | 390.3 |
| Deposits | 1,845.2 | 1,845.2 | 1,689.2 | 1,630.0 | 1,513.6 | 1,521.2 | 1,386.7 | 1,362.9 | 1,405.2 |
| Total assets | 3,248.5 | 3,248.5 | 3,216.9 | 2,897.5 | 2,830.3 | 2,751.8 | 2,558.0 | 2,501.4 | 2,293.5 |
| Equity attributable to shareholders | 151.7 | 151.7 | 139.8 | 152.1 | 141.9 | 136.5 | 123.0 | 121.9 | 115.9 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.