BAHL Bank AL Habib Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 151.48 +0.94%
Quarterly · Q3 FY2021 – Q2 FY2026
Bank AL Habib Limited (BAHL) quarterly income statement
Bank AL Habib Limited reported total income of Rs 42.3 bn for Q2 FY2026 (Apr – Jun 2026), up 5.5% on Q2 FY2025. Net interest income was Rs 32.8 bn, down 1.2% on Q2 FY2025, with non-interest income of Rs 9.5 bn. Tax of Rs 8.7 bn took 51.7% of pre-tax profit. Profit attributable to shareholders was Rs 8.1 bn, down 10.3% on Q2 FY2025, or Rs 7.31 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 327.3 | 85.3 | 82.6 | 76.8 | 82.5 | 85.4 | 93.0 | 113.1 | 123.4 | 124.2 | 119.9 | 112.7 | 101.1 | 86.7 | 75.0 | 67.9 | 56.4 | 42.7 | 34.4 | 31.2 | 30.8 |
| Interest expense | (197.3) | (52.5) | (49.9) | (45.4) | (49.4) | (52.3) | (59.3) | (73.3) | (80.6) | (86.4) | (82.7) | (73.3) | (66.7) | (60.1) | (50.2) | (44.8) | (35.8) | (24.5) | (18.2) | (17.0) | (16.7) |
| Net interest income | 130.0 | 32.8 | 32.7 | 31.4 | 33.1 | 33.1 | 33.7 | 39.8 | 42.8 | 37.9 | 37.2 | 39.5 | 34.4 | 26.6 | 24.8 | 23.2 | 20.6 | 18.2 | 16.2 | 14.3 | 14.1 |
| Fee & commission income (net) | 19.5 | 5.4 | 5.2 | 5.1 | 3.8 | 5.7 | 5.5 | 6.2 | 5.0 | 5.4 | 4.3 | 3.3 | 3.5 | 3.4 | 2.9 | 2.6 | 3.0 | 2.7 | 2.7 | 2.6 | 2.3 |
| Foreign exchange income | 10.3 | 4.1 | 2.3 | 1.8 | 2.1 | 1.4 | 2.2 | 0.0 | 0.4 | 1.0 | 2.5 | 1.5 | 1.5 | 1.1 | 2.7 | 1.6 | 2.6 | 2.5 | 0.6 | 1.1 | 0.8 |
| Gain / (loss) on securities | 0.0 | (0.0) | (0.1) | 0.2 | 0.0 | (0.1) | 0.0 | (0.3) | (0.0) | 0.0 | 0.0 | 0.0 | (0.0) | (0.0) | 0.0 | (0.0) | 0.0 | 0.0 | 0.2 | (0.0) | (0.0) |
| Total non-interest income | 29.9 | 9.5 | 7.4 | 7.1 | 5.9 | 6.9 | 7.7 | 5.9 | 5.4 | 6.4 | 6.8 | 4.9 | 5.0 | 4.5 | 5.6 | 4.1 | 5.6 | 5.2 | 3.5 | 3.6 | 3.2 |
| Total income | 159.8 | 42.3 | 40.1 | 38.4 | 39.0 | 40.1 | 41.4 | 45.7 | 48.2 | 44.2 | 44.0 | 44.3 | 39.4 | 31.1 | 30.4 | 27.3 | 26.2 | 23.4 | 19.6 | 17.9 | 17.3 |
| Operating expenses | (105.9) | (28.3) | (25.2) | (25.7) | (26.7) | (22.5) | (21.3) | (25.3) | (25.2) | (22.8) | (25.7) | (28.4) | (17.8) | (17.1) | (15.0) | (16.4) | (15.0) | (12.6) | (11.7) | (10.3) | (9.5) |
| Provisions & impairment (loans) | 3.6 | 0.6 | 1.4 | 0.1 | 1.6 | (0.4) | (0.3) | 2.4 | 4.5 | 0.3 | 6.9 | 7.2 | 0.3 | 0.1 | 0.0 | 3.4 | 0.7 | (0.3) | 0.1 | 0.3 | (0.0) |
| Profit before tax | 60.4 | 16.8 | 15.3 | 12.8 | 15.4 | 18.6 | 21.3 | 21.9 | 23.6 | 21.9 | 19.6 | 18.6 | 22.3 | 14.5 | 16.7 | 4.1 | 10.5 | 10.2 | 8.2 | 7.7 | 8.0 |
| Taxation | (32.3) | (8.7) | (8.0) | (7.0) | (8.5) | (9.6) | (10.6) | (14.3) | (10.9) | (10.5) | (9.3) | (12.2) | (10.9) | (6.9) | (6.0) | (2.4) | (5.1) | (5.6) | (3.2) | (3.2) | (3.1) |
| Profit after tax | 28.1 | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 | 7.6 | 10.6 | 1.7 | 5.4 | 4.7 | 4.9 | 4.5 | 4.9 |
| Profit attributable to shareholders | 28.1 | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 | 7.6 | 10.6 | 1.7 | 5.4 | 4.7 | 4.9 | 4.5 | 4.9 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 25.24 | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 | 6.83 | 9.56 | 1.50 | 4.89 | 4.19 | 4.45 | 4.08 | 4.43 |
| EPS – diluted (Rs) Rs | 25.24 | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 | 6.83 | 9.56 | 1.50 | 4.89 | 4.19 | 4.45 | 4.08 | 4.43 |
| Dividend per share (Rs) Rs | 15.00 | 3.50 | 3.50 | 4.50 | 3.50 | 3.50 | 3.50 | 6.50 | 3.50 | 3.50 | 3.50 | 5.00 | 4.50 | 4.50 | 0.00 | 7.00 | 0.00 | 0.00 | 0.00 | 7.00 | 0.00 |
| Weighted average shares mn | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.6 | 1,111.8 | 1,111.4 | 1,111.4 | 1,111.5 | 1,110.9 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.4 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | -0.2% | -11.2% | -32.1% | -33.1% | -31.2% | -22.4% | +0.3% | +22.1% | +43.3% | +59.9% | +65.9% | +79.4% | +103.1% | +117.9% | +117.6% | +83.2% | +46.1% | +32.3% | +16.3% | -7.7% |
| Interest expense | +0.4% | -15.8% | -38.1% | -38.7% | -39.4% | -28.2% | +0.1% | +20.9% | +43.7% | +64.7% | +63.7% | +86.5% | +145.6% | +175.1% | +163.9% | +114.7% | +65.1% | +42.2% | +28.5% | +3.1% |
| Net interest income | -1.2% | -3.0% | -21.1% | -22.7% | -12.4% | -9.4% | +0.8% | +24.4% | +42.4% | +50.2% | +70.3% | +67.0% | +45.9% | +53.4% | +62.5% | +45.9% | +26.5% | +22.6% | +4.5% | -17.9% |
| Fee & commission income (net) | -4.7% | -5.2% | -17.1% | -24.8% | +6.0% | +29.5% | +86.4% | +41.7% | +58.2% | +47.7% | +27.5% | +15.9% | +27.6% | +6.6% | -0.6% | +32.1% | +35.0% | +23.9% | +20.2% | +43.7% |
| Foreign exchange income | +198.1% | +4.5% | +3,519.4% | +430.0% | +41.9% | -12.8% | -96.8% | -73.1% | -12.5% | -7.8% | -0.3% | -42.6% | -55.8% | +361.2% | +44.6% | +204.3% | +532.2% | -10.0% | +44.2% | +44.2% |
| Gain / (loss) on securities | — | -472.3% | — | — | -790.5% | -54.1% | -1,681.9% | — | — | +98.0% | — | -344.2% | -109.0% | -85.4% | — | — | -55.4% | +2,802.9% | -129.8% | -113.9% |
| Total non-interest income | +37.5% | -3.8% | +19.5% | +9.8% | +9.0% | +13.4% | +20.6% | +7.1% | +41.2% | +21.2% | +18.8% | -11.3% | -13.1% | +62.2% | +13.0% | +78.7% | +117.9% | +21.8% | +18.2% | +42.4% |
| Total income | +5.5% | -3.2% | -15.8% | -19.1% | -9.4% | -5.9% | +3.0% | +22.2% | +42.3% | +44.9% | +62.5% | +50.2% | +32.8% | +54.9% | +52.4% | +51.9% | +39.5% | +22.5% | +7.0% | -11.1% |
| Operating expenses | +26.0% | +18.3% | +1.3% | +5.9% | -1.3% | -17.1% | -10.8% | +41.6% | +32.9% | +71.0% | +73.7% | +18.6% | +35.6% | +28.2% | +58.9% | +58.6% | +30.9% | +29.2% | +9.1% | -0.1% |
| Provisions & impairment (loans) | — | — | -95.6% | -64.7% | -218.8% | -103.6% | -67.0% | +1,234.0% | +442.0% | +35,226.9% | +113.5% | -53.4% | — | -86.8% | +1,005.4% | — | -332.2% | — | +95.2% | -100.8% |
| Profit before tax | -9.8% | -28.2% | -41.5% | -34.7% | -14.7% | +9.1% | +17.8% | +6.0% | +51.2% | +17.3% | +352.8% | +111.3% | +41.3% | +104.1% | -47.0% | +31.6% | +39.0% | +15.0% | +18.3% | -20.5% |
| Taxation | -9.3% | -24.2% | -51.0% | -21.5% | -8.4% | +14.0% | +16.8% | -0.2% | +52.0% | +53.9% | +401.8% | +113.1% | +23.3% | +87.2% | -23.8% | +65.7% | +95.0% | +31.0% | +75.9% | -24.3% |
| Profit after tax | -10.3% | -32.2% | -23.7% | -46.0% | -20.6% | +4.6% | +19.7% | +12.0% | +50.5% | -3.5% | +280.9% | +109.6% | +62.9% | +115.2% | -63.3% | +10.3% | +3.4% | +6.6% | -3.8% | -17.9% |
| Profit attributable to shareholders | -10.3% | -32.2% | -23.8% | -46.0% | -20.6% | +4.6% | +19.8% | +12.0% | +50.4% | -3.5% | +280.9% | +109.6% | +63.0% | +115.1% | -63.3% | +10.4% | +3.5% | +6.7% | -3.8% | -17.8% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -10.3% | -32.2% | -23.8% | -46.0% | -20.6% | +4.6% | +19.8% | +12.0% | +50.5% | -3.5% | +280.9% | +109.6% | +63.0% | +115.1% | -63.3% | +10.4% | +3.5% | +6.7% | -3.8% | -17.8% |
| EPS – diluted (Rs) | -10.3% | -32.2% | -23.8% | -46.0% | -20.6% | +4.6% | +19.8% | +12.0% | +50.5% | -3.5% | +280.9% | +109.6% | +63.0% | +115.1% | -63.3% | +10.4% | +3.5% | +6.7% | -3.8% | -17.8% |
| Dividend per share (Rs) | 0.0% | 0.0% | -30.8% | 0.0% | 0.0% | 0.0% | +30.0% | -22.2% | -22.2% | — | -28.6% | — | — | — | 0.0% | — | — | — | +55.6% | — |
| Weighted average shares | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 201.6% | 206.0% | 199.8% | 211.7% | 213.2% | 224.6% | 247.6% | 256.2% | 280.9% | 272.4% | 254.2% | 256.5% | 278.9% | 246.7% | 248.9% | 214.8% | 182.4% | 175.4% | 174.4% | 178.2% |
| Interest expense | (124.2%) | (124.5%) | (118.1%) | (126.8%) | (130.5%) | (143.2%) | (160.6%) | (167.3%) | (195.3%) | (187.8%) | (165.2%) | (169.2%) | (193.4%) | (165.2%) | (164.0%) | (136.3%) | (104.6%) | (93.0%) | (94.7%) | (96.4%) |
| Net interest income | 77.5% | 81.5% | 81.7% | 84.9% | 82.7% | 81.4% | 87.1% | 88.9% | 85.6% | 84.6% | 89.0% | 87.3% | 85.5% | 81.5% | 84.9% | 78.5% | 77.8% | 82.4% | 79.6% | 81.8% |
| Fee & commission income (net) | 12.8% | 13.0% | 13.3% | 9.6% | 14.2% | 13.3% | 13.6% | 10.4% | 12.1% | 9.7% | 7.5% | 9.0% | 10.9% | 9.5% | 9.5% | 11.6% | 11.4% | 13.8% | 14.6% | 13.3% |
| Foreign exchange income | 9.8% | 5.7% | 4.6% | 5.4% | 3.5% | 5.2% | 0.1% | 0.8% | 2.2% | 5.7% | 3.5% | 3.8% | 3.6% | 8.9% | 5.7% | 9.8% | 10.8% | 3.0% | 6.0% | 4.9% |
| Gain / (loss) on securities | (0.1%) | (0.2%) | 0.4% | 0.0% | (0.4%) | 0.1% | (0.7%) | (0.1%) | 0.0% | 0.1% | 0.0% | (0.0%) | (0.0%) | 0.1% | (0.1%) | 0.0% | 0.0% | 0.9% | (0.3%) | (0.0%) |
| Total non-interest income | 22.5% | 18.5% | 18.3% | 15.1% | 17.3% | 18.6% | 12.9% | 11.1% | 14.4% | 15.4% | 11.0% | 12.7% | 14.5% | 18.5% | 15.1% | 21.5% | 22.2% | 17.6% | 20.4% | 18.2% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (66.9%) | (62.9%) | (66.8%) | (68.5%) | (56.0%) | (51.5%) | (55.5%) | (52.4%) | (51.5%) | (58.5%) | (64.1%) | (45.2%) | (55.1%) | (49.5%) | (59.9%) | (57.3%) | (53.9%) | (59.9%) | (57.5%) | (54.9%) |
| Provisions & impairment (loans) | 1.3% | 3.4% | 0.3% | 4.1% | (0.9%) | (0.6%) | 5.2% | 9.4% | 0.7% | 15.8% | 16.3% | 0.9% | 0.2% | 0.1% | 12.4% | 2.8% | (1.1%) | 0.8% | 1.7% | (0.1%) |
| Profit before tax | 39.8% | 38.2% | 33.3% | 39.6% | 46.5% | 51.5% | 47.9% | 49.0% | 49.5% | 44.5% | 41.9% | 56.5% | 46.5% | 54.9% | 15.0% | 40.2% | 43.7% | 41.7% | 43.2% | 46.4% |
| Taxation | (20.6%) | (20.0%) | (18.2%) | (21.9%) | (23.9%) | (25.6%) | (31.3%) | (22.6%) | (23.7%) | (21.2%) | (27.6%) | (27.7%) | (22.1%) | (19.9%) | (8.9%) | (19.5%) | (23.8%) | (16.5%) | (17.9%) | (17.9%) |
| Profit after tax | 19.2% | 18.1% | 15.1% | 17.7% | 22.6% | 25.9% | 16.6% | 26.5% | 25.8% | 23.3% | 14.3% | 28.9% | 24.4% | 35.0% | 6.1% | 20.7% | 19.9% | 25.2% | 25.3% | 28.5% |
| Profit attributable to shareholders | 19.2% | 18.1% | 15.0% | 17.6% | 22.6% | 25.9% | 16.6% | 26.5% | 25.8% | 23.3% | 14.3% | 28.9% | 24.4% | 35.0% | 6.1% | 20.7% | 19.9% | 25.2% | 25.3% | 28.5% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 146
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | 32.8 | 32.7 | 31.4 | 33.1 | 33.1 | 33.7 | 39.8 | 42.8 | 37.9 | 37.2 | 39.5 | 34.4 |
| Interest & Dividend Income - Finance - Total | 85.3 | 82.6 | 76.8 | 82.5 | 85.4 | 93.0 | 113.1 | 123.4 | 124.2 | 119.9 | 112.7 | 101.1 |
| Interest Income - Loans/Deposits | 21.1 | 20.2 | 21.5 | 24.3 | 25.8 | 26.1 | 34.0 | 28.6 | 33.7 | 34.8 | 38.7 | 37.4 |
| Interest & Fees on Loans & Receivables | 20.8 | 19.9 | 21.3 | 24.1 | 25.4 | 25.9 | 33.7 | 28.3 | 33.4 | 34.5 | 38.4 | 37.4 |
| Interest Income - Deposits to Other Financial Institutions | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | (0.5) |
| Interest & Dividend Income - Other - Finance | 0.3 | 0.1 | 0.0 | 0.0 | 0.3 | 0.1 | 0.0 | 0.0 | 0.3 | 0.1 | 0.2 | 1.0 |
| Interest Income - Collateralized Financing | 0.2 | 0.1 | 0.0 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.5 |
| Interest & Dividend Income - Investment Securities - Finance | 63.9 | 62.4 | 55.3 | 58.2 | 59.3 | 66.8 | 79.1 | 94.9 | 90.2 | 85.0 | 73.8 | 62.7 |
| Net Commission & Fees Income/Expense - Business Revenue | 5.4 | 5.2 | 5.1 | 3.8 | 5.7 | 5.5 | 6.2 | 5.0 | 5.4 | 4.3 | 3.3 | 3.5 |
| Fees & Commissions Income | 6.2 | 5.7 | 5.8 | 5.2 | 6.1 | 6.1 | 6.6 | 5.8 | 5.7 | 4.6 | 3.8 | 3.9 |
| Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance | 63.9 | 62.4 | 55.3 | 58.2 | 59.3 | 66.8 | 79.1 | 94.9 | 90.2 | 85.0 | 73.8 | 62.7 |
| Fees & Commissions Expense | 0.8 | 0.5 | 0.7 | 1.4 | 0.4 | 0.5 | 0.4 | 0.8 | 0.4 | 0.3 | 0.5 | 0.4 |
| Investments & Loans - Business - Gain/(Loss) | (0.0) | (0.1) | 0.2 | 0.0 | (0.1) | 0.0 | (0.3) | (0.0) | 0.0 | 0.0 | 0.0 | (0.0) |
| Interest Expense - Finance - Total | 52.5 | 49.9 | 45.4 | 49.4 | 52.3 | 59.3 | 73.3 | 80.6 | 86.4 | 82.7 | 73.3 | 66.7 |
| Interest Expense - Operational Financing - Business | 48.1 | 46.0 | 41.2 | 45.4 | 47.9 | 54.9 | 66.7 | 74.0 | 79.3 | 75.5 | 66.1 | 60.1 |
| Interest Expense - Deposits | 42.8 | 36.1 | 37.3 | 35.8 | 37.0 | 38.5 | 50.6 | 62.4 | 63.8 | 60.4 | 56.0 | 54.1 |
| Investment Securities - Business - Gain/(Loss) | (0.0) | (0.1) | 0.2 | 0.0 | (0.1) | 0.0 | (0.3) | (0.0) | 0.0 | 0.0 | 0.0 | (0.0) |
| Interest Expense - Collateralized Financing | 5.4 | 9.9 | 3.9 | 9.7 | 10.9 | 16.3 | 16.0 | 11.6 | 15.5 | 15.1 | 10.1 | 6.0 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | (0.0) | (0.1) | 0.2 | 0.0 | (0.1) | 0.0 | (0.3) | (0.0) | 0.0 | 0.0 | 0.0 | (0.0) |
| Interest Expense - External Financing Business | 4.4 | 4.0 | 4.2 | 4.0 | 4.4 | 4.4 | 6.6 | 6.6 | 7.0 | 7.2 | 7.2 | 6.6 |
| Non-Interest Business Revenue/(Expense) - Net - Total | 9.5 | 7.4 | 7.1 | 5.9 | 6.9 | 7.7 | 5.9 | 5.4 | 6.4 | 6.8 | 4.9 | 5.0 |
| Derivatives - Hedging - Business - Gain/(Loss) | — | — | — | — | — | — | — | — | — | — | — | 0.0 |
| Net Foreign Exchange Income/(Expense) - Business Revenue | 4.1 | 2.3 | 1.8 | 2.1 | 1.4 | 2.2 | 0.0 | 0.4 | 1.0 | 2.5 | 1.5 | 1.5 |
| Revenue from Business Activities - Total | 42.3 | 40.1 | 38.4 | 39.0 | 40.1 | 41.4 | 45.7 | 48.2 | 44.2 | 44.0 | 44.3 | 39.4 |
| Selling, General & Administrative Expenses - Total | 27.7 | 23.8 | 25.5 | 24.8 | 23.3 | 21.5 | 21.6 | 20.6 | 22.0 | 18.2 | 21.0 | 17.6 |
| Selling, General & Administrative Expenses - Unclassified | 9.0 | 9.5 | 11.4 | 11.0 | 7.6 | 8.2 | 10.1 | 10.2 | 7.1 | 6.9 | 9.4 | 8.6 |
| Depreciation in Selling, General & Administrative Expenses | 3.7 | 2.4 | 2.1 | 0.6 | 3.0 | 2.0 | 0.6 | 0.3 | 2.2 | 1.6 | 1.9 | 1.7 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Other Operating Expense/(Income) - Net | (0.0) | 0.0 | 0.1 | 0.3 | (0.5) | 0.1 | 1.3 | 0.2 | 0.5 | 0.6 | 0.2 | (0.1) |
| Other Operating Income - Total | — | — | — | — | — | — | — | — | — | — | 0.2 | 0.1 |
| Operating Expenses - Total | 28.3 | 25.2 | 25.7 | 26.7 | 22.5 | 21.3 | 25.3 | 25.2 | 22.8 | 25.7 | 28.4 | 17.8 |
| Provision & Impairment for Loan Losses | 0.6 | 1.4 | 0.1 | 1.6 | (0.4) | (0.3) | 2.4 | 4.5 | 0.3 | 6.9 | 7.2 | 0.3 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 14.0 | 11.5 | 10.3 | 10.6 | 12.2 | 10.8 | 10.4 | 9.6 | 12.3 | 9.4 | 8.7 | 6.9 |
| Selling, General & Administrative Expenses - Other - Total | 1.0 | 0.4 | 1.7 | 2.5 | 0.4 | 0.5 | 0.5 | 0.5 | 0.3 | 0.3 | 1.0 | 0.3 |
| Advertising Expense | 0.9 | 0.3 | 1.6 | 2.4 | 0.3 | 0.5 | 0.4 | 0.4 | 0.3 | 0.2 | 0.9 | 0.3 |
| Rental Expense | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Operating Profit before Non-Recurring Income/(Expense) | 14.0 | 14.9 | 12.8 | 12.3 | 17.6 | 20.1 | 20.3 | 22.9 | 21.5 | 18.3 | 15.9 | 21.6 |
| Other Operating Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.5 | 0.2 | 0.0 | 0.1 | 0.2 | 0.0 |
| Operating Provisions - Increase/(Decrease) | (0.0) | 0.0 | 0.1 | 0.3 | (0.5) | 0.0 | 0.9 | (0.0) | 0.4 | 0.4 | 0.1 | 0.0 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.4 | 0.2 | 0.2 | 0.1 | 0.2 | 0.3 | 0.2 | 0.3 | 0.2 | 0.3 | 0.2 | 0.1 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 0.3 | 0.6 | 0.4 | 0.6 | 0.2 | 0.2 | 0.4 | 0.4 | 0.4 | 0.3 | 0.4 | 0.3 |
| Normalized Pre-tax Profit | 14.7 | 15.7 | 13.3 | 13.0 | 18.0 | 20.6 | 20.9 | 23.6 | 22.0 | 18.9 | 16.4 | 22.0 |
| Non-Recurring Income/Expense - Total | 2.1 | (0.4) | (0.6) | 2.4 | 0.6 | 0.7 | 1.0 | (0.0) | (0.2) | 0.7 | 2.1 | 0.3 |
| Impairment - Tangible & Intangible Fixed Assets | (0.4) | — | — | 0.0 | — | — | (0.0) | 0.0 | — | — | 0.0 | 0.0 |
| Impairment - Fixed Assets | (0.4) | — | — | — | — | — | 0.0 | — | — | — | 0.0 | 0.0 |
| Impairment - Intangibles excluding Goodwill | — | — | — | 0.0 | — | — | (0.0) | 0.0 | — | — | — | — |
| Impairment - Financial Investments | (1.1) | (0.4) | (0.4) | (1.4) | (0.6) | (0.9) | (0.2) | (0.0) | (0.2) | (0.5) | (2.1) | (0.3) |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — |
| Fair Value Adjustments - Financial Investments | 0.6 | (0.8) | (0.9) | 1.0 | (0.0) | (0.3) | 0.7 | (0.0) | (0.4) | 0.2 | — | (0.0) |
| Income before Taxes | 16.8 | 15.3 | 12.8 | 15.4 | 18.6 | 21.3 | 21.9 | 23.6 | 21.9 | 19.6 | 18.6 | 22.3 |
| Income Taxes | 8.7 | 8.0 | 7.0 | 8.5 | 9.6 | 10.6 | 14.3 | 10.9 | 10.5 | 9.3 | 12.2 | 10.9 |
| Income Taxes for the Year - Current | 9.1 | 8.4 | 7.0 | 7.7 | 10.0 | 11.0 | 9.8 | 12.3 | 12.0 | 10.2 | 11.6 | 11.0 |
| Income Taxes - Deferred | 1.3 | (0.4) | 0.0 | 0.8 | (2.7) | (0.4) | 4.5 | (1.5) | (1.5) | (0.9) | (2.3) | (0.0) |
| Income Taxes - Other (by Type) | (1.7) | — | (0.0) | 0.0 | 2.4 | — | (0.0) | 0.0 | — | — | 2.9 | — |
| Net Income after Tax | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Income before Discontinued Operations & Extraordinary Items | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Net Income before Minority Interest | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Minority Interest | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) |
| Net Income after Minority Interest | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Income Available to Common Shares | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Other Comprehensive Income - Starting Line | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Other Comprehensive Income - Foreign Currency | (0.1) | 0.0 | 0.0 | (0.1) | 0.0 | 0.1 | 0.0 | (0.1) | 0.0 | (0.1) | (0.0) | 0.0 |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | 20.2 | (17.1) | 3.5 | 0.7 | 4.3 | (2.0) | (1.5) | 6.4 | 1.2 | 0.3 | 7.4 | 2.8 |
| Other Comprehensive Income - Revaluation of Tangible & Intangible Assets | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | (1.3) | 0.0 | 0.0 | (0.0) | 0.4 | (0.1) |
| Other Comprehensive Income - Pension Related | — | — | (0.7) | — | — | — | 0.1 | — | — | — | — | — |
| Other Comprehensive Income - Net of Tax - Total | 20.1 | (17.1) | 2.9 | 0.6 | 4.3 | (1.9) | (2.7) | 6.3 | 1.2 | 0.2 | 7.8 | 2.7 |
| Comprehensive Income before Minority Interest - Total | 28.2 | (9.8) | 8.6 | 7.5 | 13.4 | 8.8 | 4.8 | 19.1 | 12.7 | 10.4 | 14.2 | 14.1 |
| Comprehensive Income - Attributable to Minority Interest - Total | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | 28.2 | (9.8) | 8.6 | 7.5 | 13.3 | 8.8 | 4.8 | 19.1 | 12.7 | 10.4 | 14.1 | 14.1 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 3.50 | 3.50 | 4.50 | 3.50 | 3.50 | 3.50 | 6.50 | 3.50 | 3.50 | 3.50 | 5.00 | 4.50 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Income available to Common excluding Extraordinary Items | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Shares used to calculate Basic EPS - Total mn | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.6 | 1,111.8 | 1,111.4 | 1,111.4 | 1,111.5 | 1,110.9 | 1,111.4 | 1,111.4 | 1,111.4 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 5.39 | 6.92 | 5.70 | 4.00 | 7.60 | 9.01 | 5.93 | 11.46 | 10.41 | 8.61 | 3.77 | 10.00 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.6 | 1,111.8 | 1,111.4 | 1,111.4 | 1,111.5 | 1,110.9 | 1,111.4 | 1,111.4 | 1,111.4 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 5.39 | 6.92 | 5.70 | 4.00 | 7.60 | 9.01 | 5.93 | 11.46 | 10.41 | 8.61 | 3.77 | 10.00 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | 25.39 | (8.83) | 7.77 | 6.71 | 12.01 | 7.96 | 4.35 | 17.16 | 11.39 | 9.39 | 12.73 | 12.67 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Diluted Income available to Common excluding Extraordinary Items | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Shares used to calculate Diluted EPS - Total mn | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.6 | 1,111.8 | 1,111.4 | 1,111.4 | 1,111.5 | 1,110.9 | 1,111.4 | 1,111.4 | 1,111.4 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 5.39 | 6.92 | 5.70 | 4.00 | 7.60 | 9.01 | 5.93 | 11.46 | 10.41 | 8.61 | 3.77 | 10.00 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 1,111.4 | 1,111.4 | 1,111.4 | 1,111.6 | 1,111.8 | 1,111.4 | 1,111.4 | 1,111.5 | 1,110.9 | 1,111.4 | 1,111.4 | 1,111.4 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 7.31 | 6.54 | 5.20 | 6.19 | 8.15 | 9.65 | 6.83 | 11.46 | 10.27 | 9.22 | 5.70 | 10.24 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 5.39 | 6.92 | 5.70 | 4.00 | 7.60 | 9.01 | 5.93 | 11.46 | 10.41 | 8.61 | 3.77 | 10.00 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | 25.39 | (8.83) | 7.77 | 6.71 | 12.01 | 7.96 | 4.35 | 17.16 | 11.39 | 9.39 | 12.73 | 12.67 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 3.50 | 4.50 | 3.50 | 3.50 | 3.50 | 6.50 | 3.50 | 3.50 | 3.50 | 5.00 | 4.50 | 4.50 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 3.15 | 4.05 | 3.15 | 3.15 | 3.15 | 5.85 | 3.15 | 3.15 | 3.15 | 4.50 | 4.05 | 4.05 |
| Earnings before Interest & Taxes (EBIT) | 14.0 | 14.9 | 12.8 | 12.3 | 17.6 | 20.1 | 20.3 | 22.9 | 21.5 | 18.3 | 15.9 | 21.6 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 17.7 | 17.9 | 15.7 | 15.0 | 20.7 | 22.6 | 22.6 | 25.1 | 23.7 | 20.2 | 17.9 | 23.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | 17.9 | 18.0 | 15.7 | 15.1 | 20.8 | 22.7 | 22.7 | 25.1 | 23.8 | 20.2 | 17.9 | 23.4 |
| Depreciation & Amortization - Supplemental | 0.9 | 0.9 | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 | 0.7 | 0.7 | 0.6 | 0.6 | 0.7 |
| Depreciation Expense - Total - Supplemental | 0.8 | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 0.8 | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 |
| Amortization - Total - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Intangible Amortization - Other - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Amortization of Computer Software - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Depreciation, Depletion & Amortization - Total | 3.7 | 3.0 | 2.9 | 2.7 | 3.1 | 2.5 | 2.3 | 2.1 | 2.3 | 1.9 | 2.0 | 1.8 |
| Depreciation - Total | 3.7 | 3.0 | 2.9 | 2.7 | 3.0 | 2.5 | 2.2 | 2.1 | 2.2 | 1.8 | 1.9 | 1.7 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Labor & Related Expenses - Total | 14.0 | 11.5 | 10.3 | 10.6 | 12.2 | 10.8 | 10.4 | 9.6 | 12.3 | 9.4 | 8.7 | 6.9 |
| Labor & Related Expenses - Supplemental | 14.0 | 11.5 | 10.3 | 10.6 | 12.2 | 10.8 | 10.4 | 9.6 | 12.3 | 9.4 | 8.7 | 6.9 |
| Auditor Fees | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Audit-Related Fees | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Normalized after Tax Profit | 6.0 | 7.7 | 6.3 | 4.5 | 8.5 | 10.0 | 6.6 | 12.7 | 11.6 | 9.6 | 4.2 | 11.1 |
| Normalized Net Income from Continuing Operations | 6.0 | 7.7 | 6.3 | 4.5 | 8.5 | 10.0 | 6.6 | 12.7 | 11.6 | 9.6 | 4.2 | 11.1 |
| Normalized Net Income - Bottom Line | 6.0 | 7.7 | 6.3 | 4.4 | 8.5 | 10.0 | 6.6 | 12.7 | 11.6 | 9.6 | 4.2 | 11.1 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 14.7 | 15.7 | 13.3 | 13.0 | 18.0 | 20.6 | 20.9 | 23.6 | 22.0 | 18.9 | 16.4 | 22.0 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 18.4 | 18.8 | 16.2 | 15.7 | 21.2 | 23.1 | 23.2 | 25.8 | 24.3 | 20.8 | 18.4 | 23.8 |
| Depreciation of Financial Lease Right-of-Use Assets | 0.8 | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 |
| Loan Losses - Actual | — | — | — | — | — | — | — | — | — | — | 0.7 | 0.0 |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.8 | 0.7 | 0.7 | 0.7 | 0.6 | 0.6 | 0.6 | 0.5 | 0.5 | 0.5 | 0.4 | 0.4 |
| Rental/Operating Lease Expense | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Advertising Expenses - Supplemental | 0.9 | 0.3 | 1.6 | 2.4 | 0.3 | 0.5 | 0.4 | 0.4 | 0.3 | 0.2 | 0.9 | 0.3 |
| Interest Expense | 52.5 | 49.9 | 45.4 | 49.4 | 52.3 | 59.3 | 73.3 | 80.6 | 86.4 | 82.7 | 73.3 | 66.7 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | 32.2 | 31.3 | 31.3 | 31.5 | 33.5 | 34.0 | 37.4 | 38.3 | 37.6 | 30.3 | 32.2 | 34.1 |
| Commissions & Fees from Securities Activities | 1.7 | 1.8 | 0.2 | 3.1 | 1.9 | 1.8 | 1.8 | 4.2 | 2.0 | 2.0 | 1.8 | 1.6 |
| Revenue after Loan Provisions - Net - Finance | 84.7 | 81.3 | 76.7 | 80.9 | 85.8 | 93.3 | 110.7 | 118.9 | 123.9 | 112.9 | 105.5 | 100.8 |
| Operating Expenses | 28.3 | 25.2 | 25.7 | 26.7 | 22.5 | 21.3 | 25.3 | 25.2 | 22.8 | 25.7 | 28.4 | 17.8 |
| Foreign Exchange Gain/(Loss) | 4.1 | 2.3 | 1.8 | 2.1 | 1.4 | 2.2 | 0.0 | 0.4 | 1.0 | 2.5 | 1.5 | 1.5 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 27.7 | 23.8 | 25.5 | 24.8 | 23.3 | 21.5 | 21.6 | 20.6 | 22.0 | 18.2 | 21.0 | 17.6 |
| Investment Gain/(Loss) | 0.3 | (0.0) | 0.2 | 0.0 | 0.1 | 0.1 | (0.3) | (0.0) | 0.3 | 0.1 | 0.2 | 0.1 |
| Non-Interest Expense - Bank | 24.9 | 23.4 | 25.5 | 22.0 | 21.8 | 20.3 | 21.4 | 20.0 | 22.0 | 17.5 | 18.5 | 16.8 |
| Income before Taxes & Provision for Loan Losses | 17.4 | 16.7 | 12.9 | 17.0 | 18.3 | 21.1 | 24.3 | 28.1 | 22.2 | 26.5 | 25.8 | 22.6 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 3.50 | 4.50 | 3.50 | 3.50 | 3.50 | 6.50 | 3.50 | 3.50 | 3.50 | 5.00 | 4.50 | 4.50 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 3.50 | 4.50 | 3.50 | 3.50 | 3.50 | 6.50 | 3.50 | 3.50 | 3.50 | 5.00 | 4.50 | 4.50 |
| Tax Adjusted Operating Income | 8.1 | 7.3 | 5.8 | 6.9 | 9.1 | 10.7 | 7.6 | 12.7 | 11.4 | 10.3 | 6.3 | 11.4 |
| Operating Expenses excluding Non-Cash Charges - Total | 24.6 | 22.2 | 22.8 | 24.0 | 19.3 | 18.8 | 23.1 | 23.1 | 20.5 | 23.8 | 26.4 | 16.0 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 42.3 | 40.1 | 38.4 | 39.0 | 40.1 | 41.4 | 45.7 | 48.2 | 44.2 | 44.0 | 44.3 | 39.4 |
| Income from Earning Assets | 89.4 | 84.8 | 78.7 | 84.6 | 86.7 | 95.2 | 112.8 | 123.8 | 125.2 | 122.4 | 114.3 | 102.6 |
| Income Available to Common Shares before Depreciation & Amortization | 11.9 | 10.3 | 8.7 | 9.6 | 12.2 | 13.2 | 9.9 | 14.9 | 13.7 | 12.1 | 8.3 | 13.2 |
| Commissions and Fees | 5.4 | 5.2 | 5.1 | 3.8 | 5.7 | 5.5 | 6.2 | 5.0 | 5.4 | 4.3 | 3.3 | 3.5 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 3.50 | 4.50 | 3.50 | 3.50 | 3.50 | 6.50 | 3.50 | 3.50 | 3.50 | 5.00 | 4.50 | 4.50 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.