BOP The Bank of Punjab
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 28.78 -0.10%
Quarterly · Q3 FY2021 – Q2 FY2026
The Bank of Punjab (BOP) quarterly income statement
The Bank of Punjab reported total income of Rs 28.2 bn for Q2 FY2026 (Apr – Jun 2026), up 12.1% on Q2 FY2025. Net interest income was Rs 24.0 bn, up 15.4% on Q2 FY2025, with non-interest income of Rs 4.2 bn. Tax of Rs 5.5 bn took 53.7% of pre-tax profit. Profit attributable to shareholders was Rs 4.7 bn, down 1.0% on Q2 FY2025, or Rs 1.43 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 262.2 | 63.7 | 67.0 | 64.4 | 67.2 | 66.1 | 69.1 | 80.4 | 91.9 | 87.6 | 84.4 | 103.5 | 97.2 | 76.3 | 50.8 | 43.0 | 35.8 | 32.2 | 27.0 | 22.1 | 21.1 |
| Interest expense | (170.5) | (39.6) | (44.8) | (41.6) | (44.5) | (45.3) | (53.9) | (65.3) | (78.5) | (80.1) | (75.7) | (90.4) | (86.4) | (66.5) | (42.9) | (34.7) | (28.6) | (24.3) | (18.7) | (13.9) | (12.9) |
| Net interest income | 91.7 | 24.0 | 22.2 | 22.8 | 22.7 | 20.8 | 15.2 | 15.0 | 13.4 | 7.4 | 8.7 | 13.1 | 10.8 | 9.8 | 7.9 | 8.3 | 7.2 | 7.8 | 8.3 | 8.2 | 8.2 |
| Fee & commission income (net) | 16.9 | 4.5 | 4.8 | 4.5 | 3.1 | 2.6 | 2.8 | 3.7 | 2.9 | 2.4 | 2.0 | 0.9 | 1.9 | 2.8 | 1.6 | 2.2 | 1.6 | 1.9 | 1.3 | 1.2 | 1.3 |
| Foreign exchange income | 3.5 | 1.2 | 0.7 | 0.6 | 0.9 | 0.1 | 0.6 | 0.2 | (0.1) | 0.6 | 0.2 | 0.7 | (1.2) | (0.0) | 0.8 | 0.3 | 0.9 | 0.6 | 0.1 | 0.3 | 0.2 |
| Gain / (loss) on securities | (1.1) | (1.5) | (0.4) | 0.1 | 0.7 | 1.6 | 0.5 | 6.7 | 2.7 | 2.7 | 0.7 | 4.9 | 0.3 | (0.0) | 0.1 | 1.2 | 0.0 | (0.7) | (0.1) | 0.2 | 0.0 |
| Total non-interest income | 19.3 | 4.2 | 5.1 | 5.3 | 4.8 | 4.3 | 3.9 | 10.6 | 5.6 | 5.7 | 2.9 | 6.5 | 1.0 | 2.7 | 2.5 | 3.7 | 2.5 | 1.7 | 1.3 | 1.6 | 1.5 |
| Total income | 111.0 | 28.2 | 27.3 | 28.0 | 27.5 | 25.1 | 19.1 | 25.6 | 19.0 | 13.1 | 11.6 | 19.6 | 11.8 | 12.5 | 10.4 | 11.9 | 9.7 | 9.6 | 9.6 | 9.8 | 9.7 |
| Operating expenses | (71.6) | (18.0) | (17.4) | (19.5) | (16.6) | (14.4) | (14.5) | (15.3) | (12.3) | (9.8) | (8.6) | (9.5) | (8.7) | (10.2) | (8.1) | (5.8) | (5.6) | (3.7) | (6.2) | (3.6) | (4.5) |
| Provisions & impairment (loans) | 5.2 | 0.2 | (0.3) | 3.4 | 1.9 | (0.6) | 0.3 | (0.8) | (0.1) | (1.5) | (1.7) | (0.8) | (0.2) | (0.2) | (0.2) | (1.1) | (0.9) | (3.0) | 0.0 | (1.7) | (0.6) |
| Profit before tax | 40.8 | 10.1 | 10.2 | 9.3 | 11.2 | 10.9 | 4.0 | 10.3 | 7.1 | 3.6 | 3.5 | 12.2 | 5.0 | 1.8 | 2.1 | 5.9 | 4.1 | 4.9 | 3.5 | 6.1 | 5.0 |
| Taxation | (22.4) | (5.5) | (5.5) | (5.4) | (6.1) | (6.1) | (2.2) | (5.0) | (3.5) | (0.9) | (1.8) | (7.0) | (2.5) | 0.5 | (0.9) | (2.9) | (1.9) | (1.6) | (1.3) | (2.3) | (1.9) |
| Profit after tax | 18.4 | 4.7 | 4.7 | 3.9 | 5.1 | 4.7 | 1.8 | 5.3 | 3.6 | 2.7 | 1.7 | 5.3 | 2.5 | 2.3 | 1.2 | 3.1 | 2.2 | 3.3 | 2.2 | 3.7 | 3.1 |
| Profit attributable to shareholders | 18.3 | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 | 2.2 | 1.1 | 3.1 | 2.1 | 3.2 | 2.1 | 3.7 | 3.1 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 5.59 | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 | 0.67 | 0.35 | 0.96 | 0.65 | 0.98 | 0.73 | 1.13 | 0.95 |
| EPS – diluted (Rs) Rs | 5.59 | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 | 0.67 | 0.35 | 0.96 | 0.65 | 0.98 | 0.73 | 1.13 | 0.95 |
| Dividend per share (Rs) Rs | 3.10 | 1.60 | 0.00 | 1.50 | 0.00 | 1.00 | 0.00 | 1.80 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Weighted average shares mn | 3,289.8 | 3,289.8 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,283.2 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,286.6 | 2,908.1 | 3,271.6 | 3,271.6 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | -3.7% | -3.0% | -19.9% | -26.9% | -24.5% | -18.1% | -22.3% | -5.5% | +14.8% | +66.0% | +140.7% | +171.3% | +137.0% | +88.4% | +94.9% | +70.0% | +64.6% | +38.5% | +12.0% | +7.3% |
| Interest expense | -12.5% | -16.9% | -36.3% | -43.4% | -43.5% | -28.8% | -27.7% | -9.2% | +20.5% | +76.4% | +160.2% | +201.7% | +173.2% | +129.7% | +150.2% | +122.0% | +95.5% | +49.0% | +4.1% | -8.1% |
| Net interest income | +15.4% | +46.6% | +51.5% | +69.0% | +180.0% | +74.3% | +14.9% | +24.5% | -23.8% | +9.8% | +58.5% | +49.9% | +24.5% | -4.7% | +1.0% | -12.0% | +10.3% | +19.6% | +28.7% | +45.7% |
| Fee & commission income (net) | +74.4% | +68.9% | +22.1% | +6.3% | +8.9% | +41.3% | +316.7% | +58.5% | -14.8% | +21.9% | -60.4% | +16.7% | +43.9% | +26.8% | +87.3% | +22.2% | +45.6% | +22.6% | +27.4% | +41.2% |
| Foreign exchange income | +730.0% | +28.5% | +227.7% | — | -73.7% | +178.1% | -70.8% | — | — | -73.4% | +126.4% | -227.7% | -100.7% | +505.7% | +8.0% | +464.0% | +743.3% | +72.4% | +203.4% | +408.1% |
| Gain / (loss) on securities | -196.0% | -182.7% | -98.0% | -73.1% | -41.8% | -28.9% | +37.1% | +821.6% | — | +1,064.4% | +325.8% | +502.5% | — | — | +629.8% | +291.9% | -309.0% | -109.8% | -4.8% | -99.6% |
| Total non-interest income | -3.6% | +31.1% | -50.5% | -14.4% | -23.8% | +34.0% | +63.9% | +457.5% | +106.2% | +17.3% | +76.0% | -60.7% | +57.4% | +90.9% | +126.8% | +72.5% | +0.3% | -45.6% | +36.4% | -67.1% |
| Total income | +12.1% | +43.5% | +9.3% | +44.5% | +91.9% | +64.2% | +31.1% | +61.2% | +4.8% | +11.6% | +63.9% | +21.0% | +30.5% | +8.3% | +21.8% | +0.9% | +8.4% | +2.9% | +29.9% | -4.4% |
| Operating expenses | +25.6% | +20.0% | +27.0% | +34.8% | +46.6% | +68.8% | +61.8% | +42.0% | -3.5% | +5.4% | +62.7% | +55.1% | +173.9% | +30.4% | +60.0% | +23.5% | -18.9% | +0.5% | -35.2% | -29.6% |
| Provisions & impairment (loans) | — | -192.0% | — | — | — | — | — | — | — | — | — | — | — | -2,633.5% | — | — | — | -99.0% | -291.3% | -127.1% |
| Profit before tax | -6.6% | +152.5% | -9.3% | +57.6% | +205.6% | +15.0% | -16.0% | +41.8% | +98.7% | +67.6% | +106.0% | +22.9% | -63.3% | -40.1% | -1.8% | -18.6% | +14.8% | +13.6% | +206.9% | +37.2% |
| Taxation | -11.2% | +145.4% | +8.9% | +74.5% | +583.4% | +23.5% | -28.7% | +40.2% | — | +99.0% | +143.5% | +30.5% | -130.0% | -31.5% | +22.9% | +1.8% | +200.5% | +7.2% | +169.9% | +25.6% |
| Profit after tax | -0.6% | +161.3% | -26.3% | +41.1% | +77.9% | +5.8% | +0.8% | +43.3% | +16.9% | +43.4% | +71.3% | +16.2% | -30.2% | -45.4% | -17.2% | -30.8% | -12.2% | +17.8% | +235.6% | +45.2% |
| Profit attributable to shareholders | -1.0% | +170.8% | -27.2% | +43.2% | +82.9% | +4.9% | +1.1% | +42.3% | +18.4% | +43.7% | +68.2% | +15.8% | -32.0% | -46.3% | -15.4% | -31.4% | -12.5% | +17.6% | +238.6% | +44.6% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -1.5% | +170.8% | -27.2% | +43.7% | +82.9% | +4.9% | +1.1% | +41.8% | +18.4% | +43.7% | +68.2% | +15.8% | -31.7% | -52.2% | -15.4% | -31.4% | -12.9% | +32.3% | +238.6% | +44.6% |
| EPS – diluted (Rs) | -1.5% | +170.8% | -27.2% | +43.7% | +82.9% | +4.9% | +1.1% | +41.8% | +18.4% | +43.7% | +68.2% | +15.8% | -31.7% | -52.2% | -15.4% | -31.4% | -12.9% | +32.3% | +238.6% | +44.6% |
| Dividend per share (Rs) | +60.0% | — | -16.7% | — | — | — | +80.0% | — | — | — | — | — | — | — | — | — | — | — | -100.0% | — |
| Weighted average shares | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 225.8% | 245.2% | 229.7% | 244.4% | 262.8% | 362.4% | 313.4% | 483.4% | 667.9% | 726.8% | 529.0% | 824.6% | 609.6% | 488.6% | 360.3% | 367.9% | 335.7% | 280.8% | 225.2% | 218.4% |
| Interest expense | (140.6%) | (163.9%) | (148.4%) | (161.7%) | (180.0%) | (282.9%) | (254.7%) | (412.7%) | (611.2%) | (651.8%) | (462.1%) | (733.0%) | (531.6%) | (412.4%) | (291.1%) | (294.0%) | (254.0%) | (194.4%) | (141.7%) | (133.6%) |
| Net interest income | 85.2% | 81.3% | 81.2% | 82.6% | 82.8% | 79.5% | 58.6% | 70.7% | 56.8% | 74.9% | 66.9% | 91.5% | 78.0% | 76.1% | 69.2% | 73.9% | 81.8% | 86.5% | 83.4% | 84.7% |
| Fee & commission income (net) | 15.9% | 17.5% | 16.0% | 11.4% | 10.2% | 14.9% | 14.3% | 15.5% | 18.0% | 17.3% | 4.5% | 15.7% | 22.2% | 15.8% | 18.6% | 16.3% | 20.1% | 13.5% | 12.1% | 13.5% |
| Foreign exchange income | 4.3% | 2.7% | 2.3% | 3.3% | 0.6% | 3.0% | 0.8% | (0.5%) | 4.2% | 1.8% | 3.4% | (9.8%) | (0.0%) | 7.5% | 2.5% | 9.3% | 5.8% | 1.3% | 2.8% | 1.7% |
| Gain / (loss) on securities | (5.4%) | (1.5%) | 0.5% | 2.7% | 6.4% | 2.6% | 26.3% | 14.4% | 21.0% | 6.0% | 25.1% | 2.5% | (0.2%) | 0.6% | 9.7% | 0.5% | (7.7%) | (1.3%) | 1.6% | 0.1% |
| Total non-interest income | 14.8% | 18.7% | 18.8% | 17.4% | 17.2% | 20.5% | 41.4% | 29.3% | 43.2% | 25.1% | 33.1% | 8.5% | 22.0% | 23.9% | 30.8% | 26.1% | 18.2% | 13.5% | 16.6% | 15.3% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (64.0%) | (63.6%) | (69.6%) | (60.5%) | (57.1%) | (76.0%) | (59.9%) | (64.9%) | (74.8%) | (73.9%) | (48.5%) | (73.7%) | (81.2%) | (78.3%) | (48.9%) | (57.5%) | (38.7%) | (65.0%) | (37.2%) | (46.9%) |
| Provisions & impairment (loans) | 0.8% | (0.9%) | 12.0% | 6.9% | (2.3%) | 1.5% | (3.1%) | (0.7%) | (11.3%) | (14.3%) | (4.2%) | (1.9%) | (1.8%) | (1.8%) | (9.4%) | (9.2%) | (31.0%) | 0.1% | (17.4%) | (6.4%) |
| Profit before tax | 36.0% | 37.2% | 33.3% | 40.7% | 43.2% | 21.1% | 40.1% | 37.3% | 27.1% | 30.1% | 62.6% | 42.4% | 14.3% | 20.1% | 49.8% | 41.8% | 50.8% | 36.3% | 61.8% | 51.8% |
| Taxation | (19.3%) | (20.0%) | (19.3%) | (22.2%) | (24.4%) | (11.7%) | (19.4%) | (18.4%) | (6.9%) | (15.5%) | (35.6%) | (21.1%) | 3.9% | (8.7%) | (24.0%) | (19.6%) | (16.9%) | (13.8%) | (23.7%) | (19.4%) |
| Profit after tax | 16.7% | 17.1% | 14.0% | 18.5% | 18.8% | 9.4% | 20.8% | 18.9% | 20.3% | 14.6% | 27.0% | 21.3% | 18.2% | 11.4% | 25.9% | 22.2% | 34.0% | 22.5% | 38.1% | 32.3% |
| Profit attributable to shareholders | 16.7% | 17.1% | 13.8% | 18.3% | 18.9% | 9.1% | 20.8% | 18.5% | 19.8% | 14.2% | 27.0% | 20.9% | 17.5% | 11.0% | 26.3% | 21.9% | 33.7% | 22.2% | 37.8% | 32.1% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 146
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | 24.0 | 22.2 | 22.8 | 22.7 | 20.8 | 15.2 | 15.0 | 13.4 | 7.4 | 8.7 | 13.1 | 10.8 |
| Interest & Dividend Income - Finance - Total | 63.7 | 67.0 | 64.4 | 67.2 | 66.1 | 69.1 | 80.4 | 91.9 | 87.6 | 84.4 | 103.5 | 97.2 |
| Interest Income - Loans/Deposits | — | 25.4 | 27.0 | 24.2 | 24.3 | 24.9 | 26.7 | 28.9 | 29.8 | 37.7 | 50.6 | 46.1 |
| Interest & Fees on Loans & Receivables | — | 24.8 | 26.2 | 23.7 | 23.8 | 24.4 | 25.3 | 28.0 | 28.7 | 35.9 | 49.8 | 44.3 |
| Interest Income - Deposits to Other Financial Institutions | — | 0.6 | 0.8 | 0.5 | 0.5 | 0.6 | 1.5 | 0.9 | 1.1 | 1.8 | 0.1 | 0.7 |
| Interest & Dividend Income - Other - Finance | 63.7 | 0.8 | (0.3) | 0.1 | 0.1 | 1.7 | 5.2 | 0.1 | 0.0 | 0.1 | 0.2 | 0.1 |
| Interest Income - Collateralized Financing | — | — | — | — | — | — | — | — | — | — | 0.7 | 1.1 |
| Interest & Dividend Income - Investment Securities - Finance | — | 40.9 | 37.7 | 42.9 | 41.7 | 42.4 | 48.5 | 63.0 | 57.7 | 46.6 | 52.7 | 51.1 |
| Net Commission & Fees Income/Expense - Business Revenue | 4.5 | 4.8 | 4.5 | 3.1 | 2.6 | 2.8 | 3.7 | 2.9 | 2.4 | 2.0 | 0.9 | 1.9 |
| Fees & Commissions Income | 4.5 | 5.1 | 4.5 | 3.6 | 3.1 | 3.3 | 3.8 | 3.1 | 2.5 | 2.1 | 1.9 | 1.9 |
| Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance | — | 40.9 | 37.7 | 42.9 | 41.7 | 42.4 | 48.5 | 63.0 | 57.7 | 46.6 | 52.7 | 51.1 |
| Fees & Commissions Expense | — | 0.3 | — | 0.5 | 0.5 | 0.4 | 0.2 | 0.1 | 0.1 | 0.1 | 1.1 | 0.1 |
| Investments & Loans - Business - Gain/(Loss) | (1.5) | (0.4) | 0.1 | 0.7 | 1.6 | 0.5 | 6.7 | 2.7 | 2.7 | 0.7 | 4.9 | 0.3 |
| Interest Expense - Finance - Total | 39.6 | 44.8 | 41.6 | 44.5 | 45.3 | 53.9 | 65.3 | 78.5 | 80.1 | 75.7 | 90.4 | 86.4 |
| Interest Expense - Operational Financing - Business | 39.6 | 31.4 | 32.7 | 33.2 | 34.6 | 38.3 | 52.9 | 58.9 | 59.6 | 59.9 | 86.6 | 82.9 |
| Interest Expense - Deposits | — | 31.1 | 32.7 | 33.0 | 34.9 | 37.6 | 52.1 | 58.9 | 59.6 | 59.9 | 57.4 | 55.2 |
| Investment Securities - Business - Gain/(Loss) | (1.5) | (0.4) | 0.1 | 0.7 | 1.6 | 0.5 | 6.7 | 2.7 | 2.7 | 0.7 | 4.9 | 0.3 |
| Interest Expense - Collateralized Financing | — | — | — | — | — | — | — | — | — | — | 29.2 | 27.7 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | — | (0.1) | 0.4 | 1.1 | 1.8 | 0.7 | — | 2.7 | 1.2 | 0.5 | 4.9 | 0.2 |
| Interest Expenses - Other - Total | — | 0.2 | — | 0.2 | (0.3) | 0.7 | 0.8 | — | — | — | — | — |
| Interest Expense - External Financing Business | — | 13.5 | 8.9 | 11.2 | 10.7 | 15.6 | 12.4 | 19.6 | 20.5 | 15.8 | 3.8 | 3.5 |
| Non-Interest Business Revenue/(Expense) - Net - Total | 4.2 | 5.1 | 5.3 | 4.8 | 4.3 | 3.9 | 10.6 | 5.6 | 5.7 | 2.9 | 6.5 | 1.0 |
| Derivatives - Hedging - Business - Gain/(Loss) | 0.0 | 0.0 | 0.0 | — | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Foreign Exchange Income/(Expense) - Business Revenue | 1.2 | 0.7 | 0.6 | 0.9 | 0.1 | 0.6 | 0.2 | (0.1) | 0.6 | 0.2 | 0.7 | (1.2) |
| Trading Investments/Trading Account Income - Gain/(Loss) | — | 0.0 | (0.0) | (0.1) | 0.1 | 0.0 | — | 0.1 | 0.2 | 0.1 | 0.0 | 0.1 |
| Trading Investments - Unrealized Gain/(Loss) | — | 0.0 | (0.0) | (0.1) | 0.1 | 0.0 | — | 0.1 | 0.2 | 0.1 | 0.0 | 0.1 |
| Investment Securities - Business Unclassified - Gain/(Loss) | (1.1) | — | — | — | — | — | 6.9 | — | — | — | (0.0) | — |
| Investment Gain/(Loss) - Other | (0.5) | (0.3) | (0.3) | (0.2) | (0.3) | (0.3) | (0.1) | (0.1) | 1.4 | — | — | — |
| Revenue from Business Activities - Total | 28.2 | 27.3 | 28.0 | 27.5 | 25.1 | 19.1 | 25.6 | 19.0 | 13.1 | 11.6 | 19.6 | 11.8 |
| Selling, General & Administrative Expenses - Total | 17.9 | 17.6 | 16.4 | 14.9 | 14.9 | 14.1 | 16.1 | 12.1 | 11.7 | 10.4 | 9.8 | 8.8 |
| Selling, General & Administrative Expenses - Unclassified | 17.7 | 6.0 | 6.6 | 5.2 | 5.2 | 4.3 | 4.6 | 3.1 | 4.4 | 3.5 | 3.8 | 3.3 |
| Depreciation in Selling, General & Administrative Expenses | — | 2.0 | 1.9 | 1.7 | 1.5 | 1.4 | 1.4 | 1.2 | 1.2 | 1.1 | 1.1 | 1.0 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | — | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 |
| Other Operating Expense/(Income) - Net | (0.1) | 0.1 | (0.2) | (0.1) | 0.0 | 0.1 | 0.1 | 0.4 | (0.4) | (0.2) | 0.5 | 0.1 |
| Other Operating Income - Total | 0.1 | 0.0 | 0.2 | 0.0 | 0.0 | 0.0 | 0.1 | — | 0.0 | 0.3 | 0.0 | 0.0 |
| Operating Expenses - Total | 18.0 | 17.4 | 19.5 | 16.6 | 14.4 | 14.5 | 15.3 | 12.3 | 9.8 | 8.6 | 9.5 | 8.7 |
| Provision & Impairment for Loan Losses | 0.2 | (0.3) | 3.4 | 1.9 | (0.6) | 0.3 | (0.8) | (0.1) | (1.5) | (1.7) | (0.8) | (0.2) |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 0.2 | 9.2 | 7.7 | 7.5 | 7.7 | 8.1 | 9.9 | 7.5 | 5.6 | 5.5 | 4.6 | 4.3 |
| Selling, General & Administrative Expenses - Other - Total | — | 0.3 | 0.0 | 0.3 | 0.3 | 0.2 | 0.0 | 0.2 | 0.5 | 0.1 | 0.1 | 0.2 |
| Advertising Expense | — | 0.3 | — | 0.3 | 0.3 | 0.2 | — | 0.1 | 0.4 | 0.1 | 0.1 | 0.1 |
| Rental Expense | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Operating Profit before Non-Recurring Income/(Expense) | 10.1 | 10.0 | 8.5 | 10.9 | 10.8 | 4.6 | 10.3 | 6.7 | 3.3 | 3.0 | 10.1 | 3.1 |
| Other Operating Expense | 0.0 | 0.0 | — | 0.1 | 0.0 | 0.0 | 0.0 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 |
| Operating Provisions - Increase/(Decrease) | — | 0.1 | 0.0 | (0.2) | 0.0 | 0.1 | 0.2 | 0.1 | (0.4) | 0.2 | 0.5 | 0.1 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | — | 0.0 | 0.1 | 0.2 | 0.1 | 0.0 | 0.0 | 0.0 | 0.4 | 0.2 | 2.0 | 1.8 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | (0.0) | 0.0 | 0.0 | — | — | — | — | — | — | — | — | — |
| Normalized Pre-tax Profit | 10.1 | 10.0 | 8.6 | 11.1 | 10.9 | 4.6 | 10.3 | 6.7 | 3.7 | 3.2 | 12.1 | 4.9 |
| Non-Recurring Income/Expense - Total | — | 0.2 | 0.7 | 0.1 | 0.0 | (0.6) | (0.0) | 0.4 | (0.1) | 0.3 | 0.1 | 0.1 |
| Impairment - Financial Investments | — | (0.0) | (0.6) | (0.0) | (0.0) | 0.6 | 0.1 | (0.1) | 0.2 | (0.3) | (0.0) | (0.0) |
| Litigation Expenses/Settlements | — | — | — | — | — | — | 0.0 | (0.3) | — | — | — | — |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | — | 0.2 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 |
| COVID-19 Non-Recurring Income/(Expense) - Total | — | — | 0.0 | — | — | — | (0.0) | — | — | — | (0.0) | — |
| COVID-19 Non-Recurring Income/(Expense) – Other | — | — | 0.0 | — | — | — | (0.0) | — | — | — | (0.0) | — |
| Provision for Income Tax Expense- Unclassified | 5.5 | — | — | — | — | — | 0.0 | — | — | — | — | — |
| Income before Taxes | 10.1 | 10.2 | 9.3 | 11.2 | 10.9 | 4.0 | 10.3 | 7.1 | 3.6 | 3.5 | 12.2 | 5.0 |
| Income Taxes | 5.5 | 5.5 | 5.4 | 6.1 | 6.1 | 2.2 | 5.0 | 3.5 | 0.9 | 1.8 | 7.0 | 2.5 |
| Income Taxes for the Year - Current | — | 5.8 | 4.9 | 6.8 | 6.1 | 3.4 | 4.1 | 3.4 | (0.6) | 1.3 | 5.7 | 1.9 |
| Income Taxes - Deferred | — | (0.4) | (0.3) | (0.7) | 0.1 | (1.2) | 0.8 | 0.1 | 1.5 | 0.5 | 0.4 | 0.6 |
| Income Taxes - Other (by Type) | — | — | 0.8 | — | — | — | — | — | — | — | 0.9 | — |
| Net Income after Tax | 4.7 | 4.7 | 3.9 | 5.1 | 4.7 | 1.8 | 5.3 | 3.6 | 2.7 | 1.7 | 5.3 | 2.5 |
| Income before Discontinued Operations & Extraordinary Items | 4.7 | 4.7 | 3.9 | 5.1 | 4.7 | 1.8 | 5.3 | 3.6 | 2.7 | 1.7 | 5.3 | 2.5 |
| Net Income before Minority Interest | 4.7 | 4.7 | 3.9 | 5.1 | 4.7 | 1.8 | 5.3 | 3.6 | 2.7 | 1.7 | 5.3 | 2.5 |
| Minority Interest | (0.0) | 0.0 | 0.0 | 0.1 | (0.0) | 0.1 | (0.0) | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 |
| Net Income after Minority Interest | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Income Available to Common Shares | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Other Comprehensive Income - Starting Line | — | 4.7 | 3.9 | 5.1 | 4.7 | 1.8 | 5.3 | 3.6 | 2.7 | 1.7 | 5.3 | 2.5 |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | — | (7.6) | 1.9 | (0.3) | 3.5 | (1.1) | (1.8) | 2.8 | 1.0 | (1.4) | 1.9 | 4.0 |
| Other Comprehensive Income - Revaluation of Tangible & Intangible Assets | — | — | 0.0 | — | — | — | 2.4 | 0.0 | — | 0.0 | 0.0 | 0.0 |
| Other Comprehensive Income - Pension Related | — | — | (0.1) | — | — | — | 0.0 | — | — | — | (0.3) | 0.0 |
| Other Comprehensive Income - Net of Tax - Total | — | (7.6) | 1.8 | (0.3) | 3.5 | (1.1) | 0.7 | 2.8 | 1.0 | (1.4) | 1.7 | 4.0 |
| Comprehensive Income before Minority Interest - Total | — | (2.9) | 5.7 | 4.7 | 8.3 | 0.7 | 6.0 | 6.4 | 3.7 | 0.3 | 7.0 | 6.6 |
| Comprehensive Income - Attributable to Minority Interest - Total | — | 0.0 | 0.0 | 0.1 | (0.0) | 0.1 | (0.0) | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | — | (2.9) | 5.7 | 4.7 | 8.3 | 0.6 | 6.0 | 6.3 | 3.6 | 0.3 | 6.9 | 7.5 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 1.60 | 0.00 | 1.50 | 0.00 | 1.00 | 0.00 | 1.80 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Income available to Common excluding Extraordinary Items | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Shares used to calculate Basic EPS - Total mn | 3,289.8 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,283.2 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 1.43 | 1.38 | 0.96 | 1.51 | 1.45 | 0.71 | 1.64 | 0.95 | 0.83 | 0.41 | 1.57 | 0.72 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 3,289.8 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,283.2 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 1.43 | 1.38 | 0.96 | 1.51 | 1.45 | 0.71 | 1.64 | 0.95 | 0.83 | 0.41 | 1.57 | 0.72 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | — | (0.89) | 1.74 | 1.44 | 2.53 | 0.19 | 1.85 | 1.92 | 1.10 | 0.08 | 2.12 | 2.28 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Diluted Income available to Common excluding Extraordinary Items | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Shares used to calculate Diluted EPS - Total mn | 3,289.8 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,283.2 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 1.43 | 1.38 | 0.96 | 1.51 | 1.45 | 0.71 | 1.64 | 0.95 | 0.83 | 0.41 | 1.57 | 0.72 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 3,289.8 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 | 3,283.2 | 3,271.6 | 3,271.6 | 3,271.6 | 3,271.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 1.43 | 1.43 | 1.19 | 1.54 | 1.45 | 0.53 | 1.63 | 1.07 | 0.79 | 0.50 | 1.61 | 0.75 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 1.43 | 1.38 | 0.96 | 1.51 | 1.45 | 0.71 | 1.64 | 0.95 | 0.83 | 0.41 | 1.57 | 0.72 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | — | (0.89) | 1.74 | 1.44 | 2.53 | 0.19 | 1.85 | 1.92 | 1.10 | 0.08 | 2.12 | 2.28 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 1.50 | 0.00 | 1.00 | 0.00 | 1.80 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 1.35 | 0.00 | 0.90 | 0.00 | 1.62 | 0.00 | 0.00 | 0.00 | 0.90 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 10.1 | 10.0 | 8.5 | 10.9 | 10.8 | 4.6 | 10.3 | 6.7 | 3.3 | 3.0 | 10.1 | 3.1 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 12.4 | 12.1 | 10.6 | 12.7 | 12.4 | 6.1 | 11.8 | 8.0 | 4.6 | 4.2 | 11.4 | 4.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | — | 12.1 | 10.6 | 12.7 | 12.4 | 6.1 | 11.8 | 8.1 | 4.6 | 4.3 | 11.4 | 4.2 |
| Depreciation & Amortization - Supplemental | — | 2.1 | 2.1 | 1.8 | 1.6 | 1.5 | 1.5 | 1.3 | 1.3 | 1.2 | 1.3 | 1.1 |
| Depreciation Expense - Total - Supplemental | — | 2.0 | 1.9 | 1.7 | 1.5 | 1.4 | 1.4 | 1.2 | 1.2 | 1.1 | 1.1 | 1.0 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | — | 0.7 | 0.6 | 0.6 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.4 |
| Amortization - Total - Supplemental | — | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 |
| Intangible Amortization - Other - Supplemental | — | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 |
| Amortization of Computer Software - Supplemental | — | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 |
| Depreciation, Depletion & Amortization - Total | 2.2 | 2.1 | 2.1 | 1.8 | 1.6 | 1.5 | 1.5 | 1.3 | 1.3 | 1.2 | 1.3 | 1.1 |
| Depreciation - Total | 2.1 | 2.0 | 1.9 | 1.7 | 1.5 | 1.4 | 1.4 | 1.2 | 1.2 | 1.1 | 1.1 | 1.0 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 |
| Labor & Related Expenses - Total | — | 9.2 | 7.7 | 7.5 | 7.7 | 8.1 | 9.9 | 7.5 | 5.6 | 5.5 | 4.6 | 4.3 |
| Labor & Related Expenses - Supplemental | — | 9.2 | 7.7 | 7.5 | 7.7 | 8.1 | 9.9 | 7.5 | 5.6 | 5.5 | 4.6 | 4.3 |
| Normalized after Tax Profit | 4.7 | 4.5 | 3.2 | 5.0 | 4.7 | 2.4 | 5.4 | 3.2 | 2.8 | 1.4 | 5.2 | 2.4 |
| Normalized Net Income from Continuing Operations | 4.7 | 4.5 | 3.2 | 5.0 | 4.7 | 2.4 | 5.4 | 3.2 | 2.8 | 1.4 | 5.2 | 2.4 |
| Normalized Net Income - Bottom Line | 4.7 | 4.5 | 3.2 | 4.9 | 4.7 | 2.3 | 5.4 | 3.1 | 2.7 | 1.3 | 5.1 | 2.4 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 10.1 | 10.0 | 8.6 | 11.1 | 10.9 | 4.6 | 10.3 | 6.7 | 3.7 | 3.2 | 12.1 | 4.9 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 12.4 | 12.1 | 10.7 | 12.9 | 12.5 | 6.2 | 11.8 | 8.0 | 5.0 | 4.4 | 13.4 | 6.0 |
| Loan Losses - Actual | — | — | — | — | — | — | — | 0.0 | 0.0 | — | 0.0 | 0.0 |
| Interest Expense on Financial Lease Liabilities - Supplemental | — | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
| Rental/Operating Lease Expense | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Advertising Expenses - Supplemental | — | 0.3 | — | 0.3 | 0.3 | 0.2 | — | 0.1 | 0.4 | 0.1 | 0.1 | 0.1 |
| Interest Expense | 39.6 | 44.8 | 41.6 | 44.5 | 45.3 | 53.9 | 65.3 | 78.5 | 80.1 | 75.7 | 90.4 | 86.4 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | 23.8 | 22.5 | 19.4 | 20.8 | 21.4 | 14.9 | 15.8 | 13.6 | 8.9 | 10.4 | 13.9 | 11.0 |
| Revenue after Loan Provisions - Net - Finance | 63.5 | 67.3 | 61.0 | 65.3 | 66.7 | 68.8 | 81.2 | 92.1 | 89.0 | 86.0 | 104.3 | 97.5 |
| Operating Expenses | 18.0 | 17.4 | 19.5 | 16.6 | 14.4 | 14.5 | 15.3 | 12.3 | 9.8 | 8.6 | 9.5 | 8.7 |
| Foreign Exchange Gain/(Loss) | 1.2 | 0.7 | 0.6 | 0.9 | 0.1 | 0.6 | 0.2 | (0.1) | 0.6 | 0.2 | 0.7 | (1.2) |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 17.9 | 17.6 | 16.4 | 14.9 | 14.9 | 14.1 | 16.1 | 12.1 | 11.7 | 10.4 | 9.8 | 8.8 |
| Investment Gain/(Loss) | (1.5) | (0.3) | 0.2 | 0.8 | 1.7 | 0.6 | 6.8 | 2.8 | 2.8 | 0.8 | 5.2 | 0.4 |
| Non-Interest Expense - Bank | 17.8 | 17.4 | 15.3 | 14.4 | 14.9 | 14.8 | 16.2 | 12.1 | 11.0 | 9.8 | 8.1 | 7.0 |
| Income before Taxes & Provision for Loan Losses | 10.4 | 9.9 | 12.7 | 13.1 | 10.3 | 4.3 | 9.5 | 7.0 | 2.1 | 1.8 | 11.4 | 4.8 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 1.50 | 0.00 | 1.00 | 0.00 | 1.80 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 1.50 | 0.00 | 1.00 | 0.00 | 1.80 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 4.7 | 4.7 | 3.9 | 5.0 | 4.8 | 1.7 | 5.3 | 3.5 | 2.6 | 1.6 | 5.3 | 2.5 |
| Operating Expenses excluding Non-Cash Charges - Total | 15.8 | 15.3 | 17.4 | 14.8 | 12.7 | 12.9 | 13.9 | 11.0 | 8.5 | 7.4 | 8.2 | 7.6 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 28.2 | 27.3 | 28.0 | 27.5 | 25.1 | 19.1 | 25.6 | 19.0 | 13.1 | 11.6 | 19.6 | 11.8 |
| Income from Earning Assets | 63.3 | 67.4 | 65.1 | 68.7 | 67.9 | 70.2 | 87.3 | 94.7 | 91.1 | 85.4 | 109.1 | 96.5 |
| Income Available to Common Shares before Depreciation & Amortization | 6.9 | 6.8 | 5.9 | 6.9 | 6.4 | 3.3 | 6.8 | 4.8 | 3.9 | 2.9 | 6.6 | 3.5 |
| Commissions and Fees | 4.5 | 4.8 | 4.5 | 3.1 | 2.6 | 2.8 | 3.7 | 2.9 | 2.4 | 2.0 | 0.9 | 1.9 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 1.50 | 0.00 | 1.00 | 0.00 | 1.80 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.