CSIL Crescent Star Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 5.46 -1.80%
Annual · FY2012 – FY2025
Crescent Star Insurance Limited (CSIL) cash flow statement
Operating activities generated -Rs 32.6 mn of cash in FY2025 (Jan – Dec 2025), down 504.2% on FY2024. Capital expenditure was Rs 19.2 mn. Overall, cash decreased by Rs 24.0 mn.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (32.6) | 8.1 | 167.1 | 0.0 | 7.0 | 11.8 | 0.6 | (3.4) | (376.4) | (77.2) | (368.9) | (59.7) | (57.6) | (4.4) |
| Capital expenditure | (19.2) | (10.2) | (0.7) | (0.0) | (0.0) | — | — | (33.7) | (99.0) | (30.4) | (10.9) | (10.7) | (3.2) | (0.4) |
| Net cash from investing activities | 8.6 | 14.2 | (103.5) | (8.3) | (0.6) | (73.2) | 1.7 | (5.3) | 178.0 | (0.9) | 300.7 | (248.2) | 50.9 | 2.6 |
| Net cash from financing activities | — | 0.0 | (64.7) | 0.0 | (2.6) | (2.4) | (1.4) | 12.8 | 205.7 | 128.4 | 75.8 | 305.1 | 0.0 | 0.0 |
| Net change in cash | (24.0) | 22.3 | (1.2) | (8.2) | 3.8 | (63.8) | 0.9 | 4.1 | 7.3 | 50.2 | 7.6 | (2.8) | (6.7) | (1.8) |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -504.2% | -95.2% | +562,433.6% | -99.6% | -40.6% | +1,921.8% | — | — | — | — | — | — | — | — |
| Capital expenditure | +88.9% | +1,456.2% | +1,334.0% | +68.5% | — | — | — | -66.0% | +226.0% | +178.5% | +1.9% | +230.6% | +627.4% | — |
| Net cash from investing activities | -39.6% | — | — | — | — | -4,371.1% | — | -103.0% | — | -100.3% | — | -587.8% | +1,886.9% | — |
| Net cash from financing activities | — | — | — | — | — | — | -111.0% | -93.8% | +60.3% | +69.4% | -75.2% | — | — | — |
| Net change in cash | -207.9% | — | — | -316.7% | — | -7,330.2% | -78.5% | -43.8% | -85.4% | +559.8% | — | — | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 55
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | (32.6) | 8.1 | 167.1 | 0.0 | 7.0 | 11.8 | 0.6 | (3.4) | (376.4) | (77.2) |
| Capital Expenditures - Net - Cash Flow | 19.1 | 8.1 | 0.6 | 0.0 | (2.7) | (0.8) | (5.5) | 26.6 | 76.9 | 30.3 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 19.1 | 8.1 | 0.6 | 0.0 | (2.7) | (0.8) | (5.5) | 26.6 | 98.6 | 30.3 |
| Property, Plant & Equipment - Purchased - Cash Flow | 19.2 | 10.2 | 0.7 | 0.0 | 0.0 | — | — | 33.7 | 99.0 | 30.4 |
| Property, Plant & Equipment Sold - Cash Flow | 0.1 | 2.1 | 0.0 | 0.0 | 2.7 | 0.8 | 5.5 | 7.1 | 0.4 | 0.0 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | — | — | — | — | — | — | — | 0.0 | (21.7) | — |
| Intangible Assets - Sold - Cash Flow | — | — | — | — | — | — | — | 0.0 | 21.7 | — |
| Capital Expenditures - Total | 19.2 | 10.2 | 0.7 | 0.0 | 0.0 | — | — | 33.7 | 99.0 | 30.4 |
| Acquisition & Disposals of Business - Assets - Sold/(Acquired) - Net - Cash Flow | — | — | — | — | — | — | — | — | 0.0 | (12.4) |
| Acquisition of Business - Cash Flow | — | — | — | — | — | — | — | — | 0.0 | 12.4 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | 27.7 | 22.3 | (102.9) | (8.2) | (3.3) | (74.0) | (3.8) | 21.3 | 254.9 | 41.8 |
| Investment Property excluded from Capital Expenditures - Sold/(Purchased) - Net - Cash Flow | — | — | — | — | — | — | — | — | — | 0.0 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | 27.7 | 22.3 | (102.9) | (8.2) | (3.3) | (74.0) | (3.8) | 21.3 | 254.9 | 41.8 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 1,039.5 | 325.7 | 0.4 | — | — | — | — | 21.3 | 254.9 | 89.8 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 1,011.8 | 303.4 | 103.3 | 8.2 | 3.3 | 74.0 | 3.8 | — | — | 48.1 |
| Other Investing Cash Flow - Decrease/(Increase) | 0.0 | 0.0 | — | — | — | — | 0.0 | — | — | — |
| Net Cash Flow from Investing Activities | 8.6 | 14.2 | (103.5) | (8.3) | (0.6) | (73.2) | 1.7 | (5.3) | 178.0 | (0.9) |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — | — | — | — | 0.0 | 130.7 |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | — | — | — | — | — | — | — | — | 0.0 | 130.7 |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — | — | — | — | 0.0 | 130.7 |
| Minority Interests & Joint Ventures - Net - Cash Flow | — | 0.0 | (64.7) | — | — | — | 0.0 | 10.0 | (45.0) | — |
| Stock - Common - Issued/Sold - Cash Flow | — | — | — | — | — | — | — | — | 0.0 | 130.7 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | — | — | — | 0.0 | (2.6) | (2.4) | (1.4) | 2.7 | 0.7 | (2.3) |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | — | — | — | 0.0 | (2.6) | (2.4) | (1.4) | — | — | (2.3) |
| Debt - Reduced - Long-Term & Short-Term - Cash Flow | — | — | — | 0.0 | 2.6 | 2.4 | 1.4 | — | — | 2.3 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | — | — | — | — | — | — | — | 2.7 | 0.7 | — |
| Debt - Issued - Long-Term - Cash Flow | — | — | — | — | — | — | — | 2.7 | 0.7 | — |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | — | — | 0.0 | 0.1 | 250.0 | 0.0 |
| Net Cash Flow from Financing Activities | — | 0.0 | (64.7) | 0.0 | (2.6) | (2.4) | (1.4) | 12.8 | 205.7 | 128.4 |
| Net Change in Cash - Total | (24.0) | 22.3 | (1.2) | (8.2) | 3.8 | (63.8) | 0.9 | 4.1 | 7.3 | 50.2 |
| Net Cash from Continuing Operations | (24.0) | 22.3 | (1.2) | (8.2) | 3.8 | (63.8) | 0.9 | 4.1 | 7.3 | 50.2 |
| Net Cash - Beginning Balance | 27.2 | 4.9 | 6.0 | 14.3 | 10.5 | 74.3 | 73.4 | 69.3 | 62.0 | 11.8 |
| Net Cash - Ending Balance | 3.1 | 27.2 | 4.9 | 6.0 | 14.3 | 10.5 | 74.3 | 73.4 | 69.3 | 62.0 |
| Interest Paid - Cash (Cash Flow - Direct) | — | — | — | 0.0 | 0.1 | 0.6 | 0.8 | 0.9 | 0.4 | — |
| Cash Receipts - Business Activities - Cash Flow | 110.5 | 149.8 | 443.6 | 194.1 | 81.4 | 91.7 | 119.7 | 193.7 | 235.1 | 240.2 |
| Premiums Received - Cash Flow | 110.5 | 135.3 | 325.0 | 194.1 | 72.7 | 83.0 | 102.7 | 126.8 | 125.0 | 188.7 |
| Reinsurance Recovered - Cash Flow | — | — | — | — | — | — | — | — | 0.0 | 2.3 |
| Cash Receipts - Other - Cash Flow | — | — | — | 0.0 | 1.3 | 0.0 | 3.5 | 49.6 | 110.1 | 49.3 |
| Cash Payments - Business Activities - Cash Flow | 69.3 | 4.2 | 136.6 | 7.5 | 4.8 | 7.3 | 14.4 | 114.7 | 243.5 | 127.2 |
| Reinsurance Paid - Cash Flow | — | (0.0) | 6.2 | 0.0 | 0.7 | 0.6 | 1.0 | (27.3) | 12.3 | 24.8 |
| Claims Paid - Cash Flow | 4.5 | 4.3 | 130.5 | 3.6 | 4.1 | 6.7 | 13.4 | 23.2 | 35.9 | 57.1 |
| Cash Payments - Employees - Cash Flow | — | — | — | — | — | — | — | 118.9 | 192.9 | 43.2 |
| Cash Payments - Other - Cash Flow | 64.8 | — | — | 3.9 | — | — | — | — | 2.4 | 2.0 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 7.4 | 8.3 | 4.9 | 4.1 | 1.9 | 0.5 | 1.5 | (0.4) | 2.0 | 4.7 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 19.0 | 30.0 | 23.3 | 9.1 | 4.7 | 2.1 | 3.7 | 0.8 | 1.7 | 7.3 |
| Cash Receipts/(Payments) - Net - Cash Flow | (85.5) | (159.2) | (158.2) | (191.6) | (72.3) | (73.6) | (106.1) | (82.6) | (367.3) | (192.9) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 7.4 | 8.3 | 4.9 | 4.1 | 1.9 | 0.5 | 1.5 | (0.4) | 2.0 | 4.7 |
| Interest Paid - Cash Flow - Supplemental | — | — | — | 0.0 | 0.1 | 0.6 | 0.8 | 0.9 | 0.4 | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 19.0 | 30.0 | 23.3 | 9.1 | 4.7 | 2.1 | 3.7 | 0.8 | 1.7 | 7.3 |
| Working Capital - Cash Flow - Direct - Supplemental | — | 41.5 | 10.5 | 44.8 | — | — | — | — | — | — |
| CF from Optg Activities before Change in WC & Int Payments | (32.6) | 8.1 | 167.1 | 0.0 | 7.1 | 12.4 | 1.4 | (2.5) | (376.0) | (77.2) |
| Common Stock Buyback - Net | — | — | — | — | — | — | — | — | 0.0 | (130.7) |
| Free Cash Flow to Equity | (51.7) | (0.0) | 166.4 | (0.0) | 7.1 | 10.2 | 4.6 | (27.3) | (452.6) | (109.9) |
| Free Cash Flow Net of Dividends | (51.8) | (2.1) | 166.4 | (0.0) | 7.0 | — | — | (37.1) | (475.4) | (107.6) |
| Free Cash Flow | (51.8) | (2.1) | 166.4 | (0.0) | 7.0 | — | — | (37.1) | (475.4) | (107.6) |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.