CSIL Crescent Star Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 5.46 -1.80%
Annual · FY2012 – FY2025
Crescent Star Insurance Limited (CSIL) income statement
Crescent Star Insurance Limited reported total income of Rs 166.0 mn for FY2025 (Jan – Dec 2025), down 34.7% on FY2024. Tax of Rs 15.1 mn took 47.5% of pre-tax profit. Profit attributable to shareholders was Rs 17.3 mn, down 62.2% on FY2024, or Rs 0.13 per share.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 97.8 | 224.4 | 277.8 | 118.3 | 95.6 | 112.6 | 110.9 | 111.3 | 106.0 | 206.3 | 236.9 | 136.2 | 55.8 | 41.0 |
| Investment income (net) | 63.2 | 30.0 | 21.2 | 9.1 | 4.7 | 2.1 | 3.7 | 0.3 | 103.7 | 6.9 | 9.1 | 6.6 | 8.2 | 6.1 |
| Total income | 166.0 | 254.3 | 299.0 | 130.7 | 100.3 | 114.7 | 116.1 | 161.2 | 319.8 | 262.6 | 246.0 | 142.9 | 63.9 | 47.1 |
| Net claims & benefits | 3.2 | 18.6 | (150.4) | (4.8) | (10.5) | (7.9) | (14.0) | (15.9) | (38.2) | (56.0) | (92.3) | (25.2) | (14.1) | (11.8) |
| Profit before tax | 31.7 | 41.7 | 22.0 | (18.8) | 38.3 | 53.8 | 32.6 | (188.8) | (133.1) | (44.4) | 89.9 | (34.5) | 2.1 | (17.8) |
| Taxation | (15.1) | (8.0) | 31.4 | 2.1 | (5.9) | (10.1) | (13.1) | (11.1) | 25.0 | (2.6) | (8.2) | (1.4) | (0.6) | (0.3) |
| Profit after tax | 16.6 | 33.7 | 53.3 | (16.6) | 32.4 | 43.7 | 19.5 | (199.9) | (108.0) | (46.9) | 81.7 | (35.8) | 1.5 | (18.2) |
| Profit attributable to shareholders | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) | 81.7 | (35.8) | 1.5 | (18.2) |
| Per share | ||||||||||||||
| EPS – basic (Rs) Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) | 1.07 | (0.53) | 0.07 | (0.92) |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | -56.4% | -19.2% | +134.9% | +23.7% | -15.1% | +1.6% | -0.4% | +5.0% | -48.6% | -12.9% | +73.9% | +144.3% | +36.0% | — |
| Investment income (net) | +111.0% | +41.7% | +133.2% | +93.2% | +126.5% | -43.6% | +1,096.1% | -99.7% | +1,401.9% | -23.7% | +36.3% | -18.5% | +33.9% | — |
| Total income | -34.7% | -14.9% | +128.7% | +30.4% | -12.6% | -1.2% | -28.0% | -49.6% | +21.8% | +6.7% | +72.1% | +123.5% | +35.8% | — |
| Net claims & benefits | — | -112.3% | +3,030.0% | -54.3% | +33.9% | -43.8% | -12.4% | -58.3% | -31.8% | -39.3% | +266.8% | +78.7% | +19.8% | — |
| Profit before tax | -24.0% | +89.7% | — | -149.0% | -28.8% | +64.7% | — | — | — | -149.4% | — | -1,766.5% | — | — |
| Taxation | +88.5% | — | — | -136.5% | -41.5% | -23.4% | +18.2% | — | -1,079.1% | -68.7% | +499.7% | +126.5% | +87.8% | — |
| Profit after tax | -50.6% | -36.8% | — | -151.3% | -25.9% | +124.2% | — | — | — | -157.4% | — | -2,542.9% | — | — |
| Profit attributable to shareholders | -62.2% | -19.5% | +1,162.3% | -88.4% | -20.7% | +59.0% | — | — | — | -117.9% | — | -2,542.9% | — | — |
| Per share | ||||||||||||||
| EPS – basic (Rs) | -62.2% | -19.5% | +1,162.1% | -88.4% | -20.7% | +59.0% | — | — | — | -114.2% | — | -811.4% | — | — |
| Dividend per share (Rs) | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 58.9% | 88.2% | 92.9% | 90.5% | 95.3% | 98.2% | 95.5% | 69.0% | 33.1% | 78.6% | 96.3% | 95.4% | 87.2% | 87.1% |
| Investment income (net) | 38.1% | 11.8% | 7.1% | 6.9% | 4.7% | 1.8% | 3.2% | 0.2% | 32.4% | 2.6% | 3.7% | 4.6% | 12.8% | 12.9% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | 1.9% | 7.3% | (50.3%) | (3.7%) | (10.5%) | (6.8%) | (12.0%) | (9.9%) | (11.9%) | (21.3%) | (37.5%) | (17.6%) | (22.0%) | (25.0%) |
| Profit before tax | 19.1% | 16.4% | 7.4% | (14.3%) | 38.2% | 46.9% | 28.1% | (117.1%) | (41.6%) | (16.9%) | 36.5% | (24.1%) | 3.2% | (37.9%) |
| Taxation | (9.1%) | (3.1%) | 10.5% | 1.6% | (5.9%) | (8.8%) | (11.3%) | (6.9%) | 7.8% | (1.0%) | (3.3%) | (1.0%) | (0.9%) | (0.7%) |
| Profit after tax | 10.0% | 13.2% | 17.8% | (12.7%) | 32.3% | 38.1% | 16.8% | (124.0%) | (33.8%) | (17.9%) | 33.2% | (25.1%) | 2.3% | (38.6%) |
| Profit attributable to shareholders | 10.4% | 18.0% | 19.0% | 3.4% | 38.7% | 42.6% | 26.5% | (87.1%) | (20.5%) | (5.6%) | 33.2% | (25.1%) | 2.3% | (38.6%) |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 108
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 97.8 | 224.4 | 277.8 | 118.3 | 95.6 | 112.6 | 110.9 | 111.3 | 106.0 | 206.3 |
| Fees & Commissions Income | — | — | — | 3.4 | — | — | — | — | — | — |
| Fees & Commissions Expense | 6.9 | 21.4 | 18.1 | — | 4.4 | 5.3 | 8.1 | 18.4 | 20.7 | 25.9 |
| Investment Income/(Expense) - Net - Insurance | 63.2 | 30.0 | 21.2 | 9.1 | 4.7 | 2.1 | 3.7 | 0.3 | 103.7 | 6.9 |
| Investments & Loans - Business - Gain/(Loss) | 4.9 | — | — | — | — | — | — | — | — | — |
| Investment Income - Gross - Insurance - Total | 63.2 | 30.0 | 21.2 | 9.1 | 4.7 | 2.1 | 3.7 | 0.3 | 103.7 | 6.9 |
| Investment Securities - Business - Gain/(Loss) | 4.9 | — | — | — | — | — | — | — | — | — |
| Revenue from Business-Related Activities - Other - Total | — | — | — | 3.4 | — | — | 1.5 | 49.6 | 110.1 | 49.3 |
| Revenue from Business Activities - Total | 166.0 | 254.3 | 299.0 | 130.7 | 100.3 | 114.7 | 116.1 | 161.2 | 319.8 | 262.6 |
| Insurance Claims/Reserves - Total | (3.2) | (18.6) | 150.4 | 4.8 | 10.5 | 7.9 | 14.0 | 15.9 | 38.2 | 56.0 |
| Insurance Benefits Paid - Current | (3.2) | (18.6) | 150.4 | 4.8 | 10.5 | 7.9 | 14.0 | 15.9 | 38.2 | 56.0 |
| Selling, General & Administrative Expenses - Total | 144.4 | 157.5 | 113.9 | 161.1 | 92.1 | 90.1 | 92.0 | 171.0 | 150.3 | 228.3 |
| Selling, General & Administrative Expenses - Unclassified | 140.3 | 152.3 | 107.2 | 150.2 | 78.5 | 76.8 | 82.2 | 160.8 | 140.9 | 156.3 |
| Depreciation in Selling, General & Administrative Expenses | 4.1 | 3.4 | 5.6 | 9.5 | 12.1 | 11.7 | 5.7 | 6.0 | 5.0 | — |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.0 | 1.8 | 1.2 | 1.4 | 1.6 | 1.5 | 4.1 | 4.1 | 4.3 | — |
| Other Operating Expense/(Income) - Net | (13.9) | 54.0 | (5.5) | (16.4) | (46.3) | (42.9) | (31.2) | 144.4 | 236.4 | (3.3) |
| Other Operating Income - Total | 22.2 | 2.7 | 22.8 | 66.1 | 52.5 | 48.6 | 62.5 | 44.5 | 41.1 | 38.0 |
| Operating Expenses - Total | 134.2 | 214.4 | 277.0 | 149.5 | 60.8 | 60.4 | 82.9 | 349.7 | 445.6 | 306.9 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | — | — | — | — | — | — | — | — | — | 72.0 |
| Operating Profit before Non-Recurring Income/(Expense) | 31.7 | 40.0 | 22.0 | (18.8) | 39.5 | 54.3 | 33.2 | (188.5) | (125.8) | (44.4) |
| Other Operating Expense | 8.3 | 56.7 | 17.3 | 49.7 | 6.3 | 5.7 | 31.3 | 188.8 | 277.5 | 34.7 |
| Interest Expense - Net of Capitalized Interest | — | — | — | — | 0.1 | 0.6 | 0.8 | 0.9 | 0.4 | — |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | (0.0) | 1.7 | — | — | (1.1) | 0.0 | 0.3 | 0.6 | (2.0) | 0.0 |
| Normalized Pre-tax Profit | 31.7 | 41.7 | 22.0 | (18.8) | 38.3 | 53.8 | 32.6 | (188.8) | (128.1) | (44.4) |
| Non-Recurring Income/Expense - Total | — | — | — | — | — | — | 0.0 | 0.0 | (4.9) | — |
| Impairment - Tangible & Intangible Fixed Assets | — | — | — | — | — | — | 0.0 | 0.0 | 4.9 | — |
| Impairment - Fixed Assets | — | — | — | — | — | — | 0.0 | 0.0 | 4.9 | — |
| Provision for Income Tax Expense- Unclassified | 15.1 | 8.0 | (31.4) | (2.1) | 5.9 | 10.1 | 13.1 | 11.1 | (25.0) | 2.6 |
| Income before Taxes | 31.7 | 41.7 | 22.0 | (18.8) | 38.3 | 53.8 | 32.6 | (188.8) | (133.1) | (44.4) |
| Income Taxes | 15.1 | 8.0 | (31.4) | (2.1) | 5.9 | 10.1 | 13.1 | 11.1 | (25.0) | 2.6 |
| Net Income after Tax | 16.6 | 33.7 | 53.3 | (16.6) | 32.4 | 43.7 | 19.5 | (199.9) | (108.0) | (46.9) |
| Income before Discontinued Operations & Extraordinary Items | 16.6 | 33.7 | 53.3 | (16.6) | 32.4 | 43.7 | 19.5 | (199.9) | (108.0) | (46.9) |
| Net Income before Minority Interest | 16.6 | 33.7 | 53.3 | (16.6) | 32.4 | 43.7 | 19.5 | (199.9) | (108.0) | (46.9) |
| Minority Interest | (0.7) | (12.1) | (3.6) | (21.1) | (6.4) | (5.2) | (11.3) | (59.5) | (42.6) | (32.3) |
| Net Income after Minority Interest | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) |
| Income Available to Common Shares | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) |
| Other Comprehensive Income - Starting Line | — | — | 53.3 | (16.6) | 32.4 | 43.7 | — | — | — | — |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | — | — | 6.1 | 3.9 | 2.5 | 0.6 | — | — | — | — |
| Other Comprehensive Income - Net of Tax - Total | — | — | 6.1 | 3.9 | 2.5 | 0.6 | — | — | — | — |
| Comprehensive Income before Minority Interest - Total | — | — | 59.5 | (12.7) | 34.8 | 44.3 | — | — | — | — |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | — | — | 59.5 | (12.7) | 34.8 | 44.3 | — | — | — | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) |
| Income available to Common excluding Extraordinary Items | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) |
| Shares used to calculate Basic EPS - Total mn | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 130.3 | 102.0 | 96.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.59) | (0.15) |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 130.3 | 102.0 | 96.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.59) | (0.15) |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | — | — | 0.45 | (0.10) | 0.26 | 0.33 | — | — | — | — |
| Dilution Adjustment | — | — | — | — | — | — | — | — | — | 0.0 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) |
| Diluted Income available to Common excluding Extraordinary Items | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) |
| Shares used to calculate Diluted EPS - Total mn | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 130.3 | 102.0 | 96.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.59) | (0.15) |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (65.4) | (14.7) |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 132.9 | 130.3 | 102.0 | 96.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.64) | (0.15) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.13 | 0.34 | 0.43 | 0.03 | 0.29 | 0.37 | 0.23 | (1.08) | (0.59) | (0.15) |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | — | — | 0.45 | (0.10) | 0.26 | 0.33 | — | — | — | — |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 31.7 | 40.0 | 22.0 | (18.8) | 39.5 | 54.3 | 33.2 | (188.5) | (125.8) | (44.4) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 35.8 | 45.2 | 28.8 | (7.9) | 53.1 | 67.6 | 56.5 | (165.0) | (108.5) | (44.4) |
| Depreciation & Amortization - Supplemental | 4.1 | 7.0 | 7.9 | 12.3 | 15.2 | 14.6 | 26.0 | 26.2 | 8.0 | — |
| Depreciation Expense - Total - Supplemental | 4.1 | 3.4 | 5.6 | 9.5 | 12.1 | 11.7 | 19.2 | 19.4 | 5.0 | — |
| Amortization - Total - Supplemental | 0.0 | 3.6 | 2.3 | 2.8 | 3.2 | 2.8 | 6.8 | 6.8 | 3.0 | — |
| Intangible Amortization - Other - Supplemental | 0.0 | 3.6 | 2.3 | 2.8 | 3.2 | 2.8 | 6.8 | 6.8 | 3.0 | — |
| Amortization of Licenses, Copyrights, Property Rights & Designs - Supplemental | 0.0 | 1.8 | 1.1 | 1.2 | 1.4 | 1.4 | 2.6 | 2.7 | — | — |
| Amortization of Computer Software - Supplemental | 0.0 | 0.0 | 0.1 | 0.2 | 0.2 | 0.1 | 1.5 | 1.4 | — | — |
| Depreciation, Depletion & Amortization - Total | 4.1 | 5.2 | 6.8 | 10.9 | 13.6 | 13.2 | 23.3 | 23.5 | 17.3 | — |
| Depreciation - Total | 4.1 | 3.4 | 5.6 | 9.5 | 12.1 | 11.7 | 19.2 | 19.4 | 14.4 | — |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.0 | 1.8 | 1.2 | 1.4 | 1.6 | 1.5 | 4.1 | 4.1 | 2.9 | — |
| Normalized after Tax Profit | 16.6 | 33.7 | 53.3 | (16.6) | 32.4 | 43.7 | 19.5 | (199.9) | (103.1) | (46.9) |
| Normalized Net Income from Continuing Operations | 16.6 | 33.7 | 53.3 | (16.6) | 32.4 | 43.7 | 19.5 | (199.9) | (103.1) | (46.9) |
| Normalized Net Income - Bottom Line | 17.3 | 45.8 | 56.9 | 4.5 | 38.8 | 48.9 | 30.8 | (140.4) | (60.5) | (14.7) |
| Earnings before Interest & Taxes (EBIT) - Normalized | 31.7 | 41.7 | 22.0 | (18.8) | 38.3 | 54.3 | 33.4 | (187.9) | (127.8) | (44.4) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 35.8 | 46.9 | 28.8 | (7.9) | 52.0 | 67.6 | 56.7 | (164.4) | (110.5) | — |
| Interest Expense | — | — | — | — | 0.1 | 0.6 | 0.8 | 0.9 | 0.4 | — |
| Investment Income - Insurance | 63.2 | 30.0 | 21.2 | 9.1 | 4.7 | 2.1 | 3.7 | 0.3 | 103.7 | 6.9 |
| Losses, Benefits & Adjustments - Insurance | (3.2) | (18.6) | 150.4 | 4.8 | 10.5 | 7.9 | 14.0 | 15.9 | 38.2 | 56.0 |
| Operating Expenses | 134.2 | 214.4 | 277.0 | 149.5 | 60.8 | 60.4 | 82.9 | 349.7 | 445.6 | 306.9 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 144.4 | 157.5 | 113.9 | 161.1 | 92.1 | 90.1 | 92.0 | 171.0 | 150.3 | 228.3 |
| Total Claim & Loss Expense | (3.2) | (18.6) | 150.4 | 4.8 | 10.5 | 7.9 | 14.0 | 15.9 | 38.2 | 56.0 |
| Underwriting Expenses - Insurance | 137.4 | 232.9 | 126.6 | 144.7 | 50.3 | 52.5 | 68.9 | 333.7 | 407.4 | 250.9 |
| Income before Taxes & Provision for Loan Losses | 31.7 | 41.7 | 22.0 | (18.8) | 38.3 | 53.8 | 32.6 | (188.8) | (133.1) | (44.4) |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 17.3 | 45.8 | 56.9 | — | 38.9 | 49.4 | 31.2 | — | — | — |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | 140.6 | 251.5 | (23.9) | 139.9 | 39.8 | 44.7 | 55.0 | 317.8 | 369.2 | 194.9 |
| Operating Expenses excluding Non-Cash Charges - Total | 130.2 | 209.2 | 270.2 | 138.6 | 47.1 | 47.1 | 59.6 | 326.2 | 428.3 | — |
| Premiums Earned - Total | 97.8 | 224.4 | 277.8 | 121.7 | 95.6 | 112.6 | 112.4 | 160.9 | 216.1 | 255.6 |
| Losses, Benefits & Adjustments - Total | (3.2) | (18.6) | 150.4 | 4.8 | 10.5 | 7.9 | 14.0 | 15.9 | 38.2 | 56.0 |
| Income Available to Common Shares before Depreciation & Amortization | 21.4 | 51.0 | 63.7 | 15.4 | 52.4 | 62.1 | 54.0 | (116.9) | (48.1) | — |
| Fixed Charges | — | — | — | — | 0.1 | 0.6 | 0.8 | 0.9 | 0.4 | — |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.