Inv. Banks / Inv. Cos. / Securities Cos.
FCIBL First Credit and Investment Bank Limited
Latest results: FY2026 · Jun 2026
Last close · 16 Oct 2026
Rs 65.02 +10.00%
Annual · FY2007 – FY2026
First Credit and Investment Bank Limited (FCIBL) cash flow statement
Operating activities generated -Rs 259,886 of cash in FY2026 (Jul 2025 – Jun 2026), down 100.1% on FY2025. Overall, cash decreased by Rs 375.0 mn.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 * Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 | FY2016 Jul 2015 – Jun 2016 | FY2015 Jul 2014 – Jun 2015 | FY2014 Jul 2013 – Jun 2014 | FY2013 Jul 2012 – Jun 2013 | FY2012 * Jul 2011 – Jun 2012 | FY2011 * Jul 2010 – Jun 2011 | FY2010 * Jul 2009 – Jun 2010 | FY2009 * Jul 2008 – Jun 2009 | FY2008 Jul 2007 – Jun 2008 | FY2007 Jul 2006 – Jun 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (0.3) | 245.3 | (14.9) | (36.0) | (982.9) | 968.3 | 62.5 | 46.7 | 0.5 | 76.5 | (44.1) | 47.6 | 6.5 | (179.0) | 146.3 | (114.4) | 642.9 | 645.4 | (11.3) | (271.5) |
| Net cash from investing activities | (365.5) | (203.9) | (1,993.3) | 292.3 | 119.3 | (549.1) | (648.4) | (256.4) | (218.8) | (85.1) | 120.6 | 238.1 | (80.9) | 275.4 | 155.2 | (8.6) | 4.8 | (733.5) | 210.5 | (235.0) |
| Dividends paid | — | — | 0.0 | (0.0) | 0.0 | (0.0) | (12.1) | — | — | — | — | — | — | — | — | — | — | 0.0 | (18.6) | 0.0 |
| Net cash from financing activities | (9.2) | (11.4) | 0.0 | (22.6) | (62.5) | (15.6) | (59.0) | (46.9) | (62.5) | 60.0 | 169.4 | (62.5) | (104.1) | (95.3) | (305.5) | 112.7 | (670.3) | 116.8 | (216.6) | 519.1 |
| Net change in cash | (375.0) | 30.0 | (2,008.2) | 233.6 | (926.0) | 403.6 | (644.9) | (256.7) | (280.8) | 51.4 | 245.9 | 223.2 | (178.5) | 1.1 | (4.1) | (10.3) | (22.6) | 28.7 | (17.4) | 12.6 |
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 * Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 | FY2016 Jul 2015 – Jun 2016 | FY2015 Jul 2014 – Jun 2015 | FY2014 Jul 2013 – Jun 2014 | FY2013 Jul 2012 – Jun 2013 | FY2012 * Jul 2011 – Jun 2012 | FY2011 * Jul 2010 – Jun 2011 | FY2010 * Jul 2009 – Jun 2010 | FY2009 * Jul 2008 – Jun 2009 | FY2008 Jul 2007 – Jun 2008 | FY2007 Jul 2006 – Jun 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -100.1% | — | — | — | -201.5% | +1,449.3% | +34.0% | +8,948.2% | -99.3% | — | -192.7% | +637.5% | — | -222.4% | — | -117.8% | -0.4% | — | — | — |
| Net cash from investing activities | — | — | -782.0% | +145.0% | — | — | — | — | — | -170.5% | -49.3% | — | -129.4% | +77.5% | — | -280.9% | — | -448.5% | — | — |
| Dividends paid | — | — | -100.0% | — | -100.0% | -100.0% | — | — | — | — | — | — | — | — | — | — | — | -100.0% | — | — |
| Net cash from financing activities | — | — | — | — | — | — | — | — | -204.2% | -64.6% | — | — | — | — | -371.1% | — | -673.9% | — | -141.7% | — |
| Net change in cash | -1,348.2% | — | -959.5% | — | -329.5% | — | — | — | -645.9% | -79.1% | +10.2% | — | -16,038.3% | — | — | — | -178.6% | — | -238.6% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 55
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 82.0 | 67.6 | 42.0 | 29.8 | 13.3 | 28.8 | 37.8 | 15.2 | 15.8 | 11.7 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | 68.5 | 472.0 | 347.3 | 194.6 | 72.1 | 58.2 | 55.8 | 57.2 | 42.5 | 23.2 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (24.4) | 2.7 | 9.8 | (0.6) | 1.3 | 1.4 | 1.3 | 1.3 | (3.4) | 0.1 |
| Financial Income/(Expense) - Cash Flow - to Reconcile | 91.0 | 459.3 | 328.1 | 188.2 | 63.2 | 61.8 | 56.0 | 50.4 | 44.1 | 25.9 |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 11.7 | 10.4 | 9.6 | 7.1 | 7.8 | 7.6 | 2.1 | 1.8 | 1.7 | 1.8 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 11.7 | 10.4 | 9.6 | 7.1 | 7.8 | 7.6 | 2.1 | 1.8 | 1.6 | 1.6 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.1 |
| Impairment - Financial Fixed Assets - Operating - Cash Flow - to Reconcile | — | — | — | — | 0.0 | (12.4) | (3.4) | 3.8 | 0.4 | (3.3) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | (0.4) | (0.2) | (0.1) | (0.1) | (0.2) | (0.0) | 0.0 | (0.3) | (1.2) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.0) | (0.4) | (0.2) | (0.1) | (0.1) | (0.2) | (0.0) | 0.0 | (0.3) | (1.2) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (9.8) | — | — | — | — | — | — | — | 0.0 | — |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 6.3 | 6.7 | 8.5 | 27.9 | 21.3 | 16.9 | (1.6) | 7.6 | 9.2 | 5.7 |
| Interest Paid - Cash | 95.3 | 463.3 | 318.9 | 204.1 | 55.4 | 69.0 | 65.2 | 42.5 | 46.2 | 19.3 |
| Interest & Dividends - Received - Total - Cash Flow | 5.0 | 2.3 | 1.6 | 3.1 | 4.4 | 2.4 | 1.8 | 1.8 | 0.8 | — |
| Cash Flow from Operating Activities before Changes in Working Capital | 53.8 | 72.1 | 63.5 | (4.5) | 13.1 | 3.6 | 31.9 | 24.1 | 3.7 | 9.9 |
| Working Capital - Increase/(Decrease) - Cash Flow | (54.1) | 173.2 | (78.3) | (31.6) | (995.9) | 964.8 | 30.6 | 22.5 | (3.2) | 66.7 |
| Prepaid Expenses - Decrease/(Increase) - Cash Flow | (11.7) | 0.8 | (3.8) | (0.2) | 1.9 | (3.3) | (0.7) | 0.3 | (0.0) | (0.3) |
| Other Assets - Decrease/(Increase) - Cash Flow | (51.8) | 172.9 | (86.2) | (29.9) | 1.3 | 25.9 | (7.4) | (2.1) | 0.5 | 67.0 |
| Accrued Expenses - Increase/(Decrease) - Cash Flow | 9.4 | (0.5) | 12.0 | (1.5) | (999.1) | 942.2 | 39.1 | 23.9 | (3.7) | (0.0) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | — | — | (0.4) | — | — | 0.0 | (0.3) | 0.4 | — | — |
| Net Cash Flow from Operating Activities | (0.3) | 245.3 | (14.9) | (36.0) | (982.9) | 968.3 | 62.5 | 46.7 | 0.5 | 76.5 |
| Capital Expenditures - Net - Cash Flow | 7.8 | 10.7 | 12.6 | 0.2 | 1.3 | 0.5 | 8.2 | 0.4 | 4.4 | (0.1) |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 7.4 | 10.7 | 12.6 | 0.2 | 1.3 | 0.5 | 8.2 | 0.4 | 4.4 | (0.1) |
| Property, Plant & Equipment - Purchased - Cash Flow | 7.4 | 11.1 | 12.8 | 0.2 | 2.1 | 0.8 | 8.2 | 0.4 | 5.3 | 1.1 |
| Property, Plant & Equipment Sold - Cash Flow | 0.1 | 0.4 | 0.2 | 0.0 | 0.8 | 0.3 | 0.0 | 0.0 | 0.9 | 1.2 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | 0.5 | — | — | — | — | — | — | — | — | — |
| Intangible Assets - Purchased/Acquired - Cash Flow | 0.5 | — | — | — | — | — | — | — | — | — |
| Capital Expenditures - Total | 7.9 | 11.1 | 12.8 | 0.2 | 2.1 | 0.8 | 8.2 | 0.4 | 5.3 | 1.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (357.7) | (193.3) | (1,855.9) | 229.1 | 68.0 | (647.4) | (726.8) | (29.1) | 18.9 | (1.6) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (357.7) | (193.3) | (1,855.9) | 229.1 | 68.0 | (647.4) | (726.8) | (29.1) | 18.9 | (1.6) |
| Other Investing Cash Flow - Decrease/(Increase) | — | — | (124.9) | 63.4 | 52.6 | 98.8 | 86.6 | (226.9) | (233.2) | (83.6) |
| Net Cash Flow from Investing Activities | (365.5) | (203.9) | (1,993.3) | 292.3 | 119.3 | (549.1) | (648.4) | (256.4) | (218.8) | (85.1) |
| Dividends Paid - Cash - Total - Cash Flow | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 12.1 | — | — | — |
| Dividends - Common - Cash Paid | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 12.1 | — | — | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (9.2) | (11.4) | 0.0 | (22.6) | (62.5) | (15.6) | (46.9) | (46.9) | (62.5) | 60.0 |
| Debt - Issued/(Reduced) - Short-Term - Total - Cash Flow | — | — | — | — | — | — | — | — | — | 0.0 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (9.2) | (11.4) | 0.0 | (22.6) | (62.5) | (15.6) | (46.9) | (46.9) | (62.5) | 60.0 |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (9.2) | (11.4) | 0.0 | (6.9) | — | — | — | — | — | — |
| Debt - Issued - Long-Term - Cash Flow | — | — | 0.0 | — | — | — | — | — | — | — |
| Lease liabilities - Issued - Cash flow | — | — | 0.0 | — | — | — | — | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 9.2 | 11.4 | 0.0 | 22.6 | 62.5 | 15.6 | 46.9 | 46.9 | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 9.2 | 11.4 | — | 6.9 | — | — | — | — | — | — |
| Net Cash Flow from Financing Activities | (9.2) | (11.4) | 0.0 | (22.6) | (62.5) | (15.6) | (59.0) | (46.9) | (62.5) | 60.0 |
| Net Change in Cash - Total | (375.0) | 30.0 | (2,008.2) | 233.6 | (926.0) | 403.6 | (644.9) | (256.7) | (280.8) | 51.4 |
| Net Cash from Continuing Operations | (375.0) | 30.0 | (2,008.2) | 233.6 | (926.0) | 403.6 | (644.9) | (256.7) | (280.8) | 51.4 |
| Net Cash - Beginning Balance | (2,931.6) | (2,961.6) | (953.4) | (1,187.1) | (261.0) | (664.6) | (19.7) | 236.9 | 517.7 | 466.3 |
| Net Cash - Ending Balance | (3,306.6) | (2,931.6) | (2,961.6) | (953.4) | (1,187.1) | (261.0) | (664.6) | (19.7) | 236.9 | 517.7 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 6.3 | 6.7 | 8.5 | 27.9 | 21.3 | 16.9 | (1.6) | 7.6 | 9.2 | 5.7 |
| Interest Paid - Cash Flow - Supplemental | 95.3 | 463.3 | 318.9 | 204.1 | 55.4 | 69.0 | 65.2 | 42.5 | 46.2 | 19.3 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 5.0 | 2.3 | 1.6 | 3.1 | 4.4 | 2.4 | 1.8 | 1.8 | 0.8 | — |
| CF from Optg Activities before Change in WC & Int Payments | 149.1 | 535.3 | 382.4 | 199.6 | 68.5 | 72.5 | 97.1 | 66.7 | 49.9 | 29.2 |
| Depreciation, Depletion & Amortization - Cash Flow | 11.7 | 10.4 | 9.6 | 7.1 | 7.8 | 7.6 | 2.1 | 1.8 | 1.7 | 1.8 |
| Free Cash Flow to Equity | (17.3) | 223.3 | (27.5) | (58.8) | (1,046.6) | 952.2 | 7.5 | (0.6) | (66.4) | 136.7 |
| Free Cash Flow Net of Dividends | (8.2) | 234.3 | (27.7) | (36.3) | (984.9) | 967.5 | 42.2 | 46.2 | (4.8) | 75.4 |
| Free Cash Flow | (8.2) | 234.3 | (27.7) | (36.3) | (984.9) | 967.5 | 54.3 | 46.2 | (4.8) | 75.4 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.