Inv. Banks / Inv. Cos. / Securities Cos.
FCIBL First Credit and Investment Bank Limited
Latest results: FY2026 · Jun 2026
Last close · 16 Oct 2026
Rs 65.02 +10.00%
Quarterly · Q1 FY2022 – Q4 FY2026
First Credit and Investment Bank Limited (FCIBL) quarterly cash flow statement
Operating activities generated -Rs 9.5 mn of cash in Q4 FY2026 (Apr – Jun 2026), down 103.6% on Q4 FY2025. Overall, cash increased by Rs 161.5 mn.
| Rs mn | TTM to Jun 2026 | Q4 FY2026 Apr – Jun 2026 | Q3 FY2026 Jan – Mar 2026 | Q2 FY2026 Oct – Dec 2025 | Q1 FY2026 Jul – Sep 2025 | Q4 FY2025 Apr – Jun 2025 | Q3 FY2025 Jan – Mar 2025 | Q2 FY2025 Oct – Dec 2024 | Q1 FY2025 Jul – Sep 2024 | Q4 FY2024 Apr – Jun 2024 | Q3 FY2024 Jan – Mar 2024 | Q2 FY2024 Oct – Dec 2023 | Q1 FY2024 Jul – Sep 2023 | Q4 FY2023 Apr – Jun 2023 | Q3 FY2023 Jan – Mar 2023 | Q2 FY2023 Oct – Dec 2022 | Q1 FY2023 Jul – Sep 2022 | Q4 FY2022 Apr – Jun 2022 | Q3 FY2022 Jan – Mar 2022 | Q2 FY2022 Oct – Dec 2021 | Q1 FY2022 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (0.3) | (9.5) | (70.5) | 4.9 | 74.8 | 264.2 | (83.5) | 143.5 | (78.9) | 41.9 | (79.4) | 48.7 | (26.1) | 13.7 | (21.3) | (26.2) | (2.2) | 23.4 | (10.1) | 2.8 | (999.0) |
| Net cash from investing activities | (365.5) | 180.3 | 46.4 | (196.1) | (396.1) | (437.8) | (4.8) | 37.6 | 201.0 | (1,389.1) | 8.9 | (614.6) | 1.5 | 0.1 | 14.5 | 311.6 | (33.9) | (969.7) | 26.2 | 34.8 | 1,028.0 |
| Dividends paid | — | — | — | — | — | — | — | — | — | 0.0 | — | — | — | 0.0 | (0.0) | — | — | 0.0 | 0.0 | — | — |
| Net cash from financing activities | — | (9.2) | — | 0.0 | 0.0 | (11.4) | — | — | 0.0 | (1.7) | 0.5 | 1.2 | 0.0 | (6.9) | (0.0) | 0.0 | (15.6) | (15.6) | (15.6) | (15.6) | (15.6) |
| Net change in cash | (375.0) | 161.5 | (24.1) | (191.1) | (321.3) | (185.0) | (88.3) | 181.1 | 122.2 | (1,348.8) | (69.9) | (564.8) | (24.6) | 6.8 | (6.8) | 285.4 | (51.8) | (962.0) | 0.5 | 22.0 | 13.4 |
| Rs mn | Q4 FY2026 Apr – Jun 2026 | Q3 FY2026 Jan – Mar 2026 | Q2 FY2026 Oct – Dec 2025 | Q1 FY2026 Jul – Sep 2025 | Q4 FY2025 Apr – Jun 2025 | Q3 FY2025 Jan – Mar 2025 | Q2 FY2025 Oct – Dec 2024 | Q1 FY2025 Jul – Sep 2024 | Q4 FY2024 Apr – Jun 2024 | Q3 FY2024 Jan – Mar 2024 | Q2 FY2024 Oct – Dec 2023 | Q1 FY2024 Jul – Sep 2023 | Q4 FY2023 Apr – Jun 2023 | Q3 FY2023 Jan – Mar 2023 | Q2 FY2023 Oct – Dec 2022 | Q1 FY2023 Jul – Sep 2022 | Q4 FY2022 Apr – Jun 2022 | Q3 FY2022 Jan – Mar 2022 | Q2 FY2022 Oct – Dec 2021 | Q1 FY2022 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -103.6% | — | -96.6% | — | +529.8% | — | +194.9% | — | +207.0% | — | — | — | -41.6% | — | -1,027.9% | — | — | -168.3% | -99.7% | — |
| Net cash from investing activities | — | — | -621.8% | -297.1% | — | -153.4% | — | +13,307.6% | -2,140,314.3% | -38.6% | -297.3% | — | — | -44.6% | +795.4% | -103.3% | -370.3% | +284.5% | — | +11,924.0% |
| Dividends paid | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net cash from financing activities | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | -205.5% | -363.0% | — | — | — | — | -19,981.8% | — | -297.9% | — | — | -1,389.7% | +1,197.6% | -485.6% | -387.2% | -97.6% | -71.4% | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 54
| Rs mn | Q4 FY2026 Apr – Jun 2026 | Q3 FY2026 Jan – Mar 2026 | Q2 FY2026 Oct – Dec 2025 | Q1 FY2026 Jul – Sep 2025 | Q4 FY2025 Apr – Jun 2025 | Q3 FY2025 Jan – Mar 2025 | Q2 FY2025 Oct – Dec 2024 | Q1 FY2025 Jul – Sep 2024 | Q4 FY2024 Apr – Jun 2024 | Q3 FY2024 Jan – Mar 2024 | Q2 FY2024 Oct – Dec 2023 | Q1 FY2024 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 9.6 | 27.1 | 18.1 | 27.1 | 10.0 | 26.3 | 16.5 | 14.9 | 2.5 | 14.6 | 16.0 | 8.9 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | 42.6 | (5.2) | (0.4) | 31.4 | 114.2 | 87.3 | 118.0 | 152.5 | 139.6 | 90.8 | 58.2 | 58.7 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (8.5) | (14.8) | (5.3) | (4.4) | 21.6 | (10.3) | (5.5) | (7.4) | (4.9) | 21.8 | (12.1) | 0.6 |
| Financial Income/(Expense) - Cash Flow - to Reconcile | 49.3 | 6.6 | 1.7 | 33.4 | 85.7 | 95.4 | 120.7 | 157.4 | 111.8 | 92.5 | 60.9 | 62.9 |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 11.7 | 3.0 | 3.2 | 2.4 | 6.9 | 2.6 | 2.8 | 2.4 | 6.6 | 2.6 | 2.8 | 1.9 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 11.7 | 1.6 | 0.4 | 2.4 | 6.9 | 1.2 | — | 2.4 | 6.6 | 1.2 | — | 1.9 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | — | 1.4 | 2.8 | — | — | 1.4 | 2.8 | — | — | 1.4 | 2.8 | — |
| Impairment - Financial Fixed Assets - Operating - Cash Flow - to Reconcile | — | — | — | — | — | — | — | — | 26.1 | (26.1) | 6.6 | (6.6) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | — | — | — | (0.0) | (0.4) | — | 0.0 | 0.0 | (0.0) | 0.0 | (0.2) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.0) | — | — | — | (0.0) | (0.4) | — | 0.0 | 0.0 | (0.0) | 0.0 | (0.2) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (9.8) | — | — | — | — | — | — | — | — | — | — | — |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | (20.6) | 23.0 | 0.8 | 3.2 | (1.7) | 2.8 | 15.0 | (9.5) | 9.9 | 0.5 | (3.2) | 1.4 |
| Interest Paid - Cash | 45.6 | 2.2 | — | 50.3 | 93.5 | 91.7 | 166.1 | 111.9 | 109.6 | 110.5 | 39.4 | 59.4 |
| Interest & Dividends - Received - Total - Cash Flow | 1.1 | 3.0 | 3.5 | 0.3 | 0.3 | 1.1 | 0.7 | 0.2 | 0.3 | 0.5 | 0.6 | 0.2 |
| Cash Flow from Operating Activities before Changes in Working Capital | 28.3 | (0.3) | 20.5 | 5.3 | 32.6 | 20.1 | (45.8) | 65.2 | 22.8 | (5.0) | 38.7 | 7.1 |
| Working Capital - Increase/(Decrease) - Cash Flow | (37.8) | (70.2) | (15.6) | 69.5 | 231.6 | (103.6) | 189.4 | (144.1) | 19.2 | (74.4) | 10.0 | (33.2) |
| Prepaid Expenses - Decrease/(Increase) - Cash Flow | (7.6) | (0.9) | (2.4) | (0.7) | 6.9 | (5.2) | (2.3) | 1.5 | 0.3 | 1.2 | (3.4) | (1.9) |
| Other Assets - Decrease/(Increase) - Cash Flow | (29.7) | (84.9) | 1.1 | 61.6 | 227.3 | (98.3) | 190.5 | (146.6) | 8.9 | (73.3) | 10.7 | (32.4) |
| Accrued Expenses - Increase/(Decrease) - Cash Flow | (0.6) | 15.7 | (14.2) | 8.6 | (2.7) | (0.1) | 1.1 | 1.1 | 10.4 | (2.2) | 2.8 | 1.1 |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | — | — | — | — | — | — | — | — | (0.4) | — | — | — |
| Net Cash Flow from Operating Activities | (9.5) | (70.5) | 4.9 | 74.8 | 264.2 | (83.5) | 143.5 | (78.9) | 41.9 | (79.4) | 48.7 | (26.1) |
| Capital Expenditures - Net - Cash Flow | 2.0 | 1.0 | 4.8 | — | 6.0 | 4.6 | 0.1 | 0.0 | 0.5 | 0.2 | 0.1 | 11.7 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 1.5 | 1.0 | 4.8 | — | 6.0 | 4.6 | 0.1 | 0.0 | 0.5 | 0.2 | 0.1 | 11.7 |
| Property, Plant & Equipment - Purchased - Cash Flow | 1.6 | 1.0 | 4.8 | — | 6.0 | 5.0 | 0.1 | 0.0 | 0.5 | 0.2 | 0.1 | 11.9 |
| Property, Plant & Equipment Sold - Cash Flow | 0.1 | — | — | — | 0.0 | 0.4 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | 0.5 | — | — | — | — | — | — | — | — | — | — | — |
| Intangible Assets - Purchased/Acquired - Cash Flow | 0.5 | — | — | — | — | — | — | — | — | — | — | — |
| Capital Expenditures - Total | 2.1 | 1.0 | 4.8 | — | 6.0 | 5.0 | 0.1 | 0.0 | 0.5 | 0.2 | 0.1 | 11.9 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | 97.3 | 44.6 | (148.3) | (351.3) | (424.2) | (8.9) | 9.6 | 230.2 | (1,200.4) | (4.0) | (651.1) | (0.3) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | 97.3 | 44.6 | (148.3) | (351.3) | (424.2) | (8.9) | 9.6 | 230.2 | (1,200.4) | (4.0) | (651.1) | (0.3) |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | — | 3,573.8 | 10.4 | — | — | — | — | — | — | — | — | — |
| Investment Securities - Purchased - Unclassified - Cash Flow | — | 3,529.2 | 158.7 | — | — | — | — | — | — | — | — | — |
| Other Investing Cash Flow - Decrease/(Increase) | 85.0 | 2.8 | (43.0) | (44.8) | (7.6) | 8.8 | 28.1 | (29.2) | (188.1) | 13.2 | 36.5 | 13.6 |
| Net Cash Flow from Investing Activities | 180.3 | 46.4 | (196.1) | (396.1) | (437.8) | (4.8) | 37.6 | 201.0 | (1,389.1) | 8.9 | (614.6) | 1.5 |
| Dividends Paid - Cash - Total - Cash Flow | — | — | — | — | — | — | — | — | 0.0 | — | — | — |
| Dividends - Common - Cash Paid | — | — | — | — | — | — | — | — | 0.0 | — | — | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (9.2) | — | — | — | (11.4) | — | — | — | (1.7) | — | 1.2 | 0.0 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (9.2) | — | — | — | (11.4) | — | — | — | (1.7) | — | 1.2 | 0.0 |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (9.2) | — | — | — | (11.4) | — | — | — | (1.7) | — | 1.2 | — |
| Debt - Reduced - Long-Term - Cash Flow | 9.2 | — | — | — | 11.4 | — | — | — | 1.7 | — | — | 0.0 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 9.2 | — | — | — | 11.4 | — | — | — | 1.7 | — | — | — |
| Net Cash Flow from Financing Activities | (9.2) | — | 0.0 | 0.0 | (11.4) | — | — | 0.0 | (1.7) | 0.5 | 1.2 | 0.0 |
| Net Change in Cash - Total | 161.5 | (24.1) | (191.1) | (321.3) | (185.0) | (88.3) | 181.1 | 122.2 | (1,348.8) | (69.9) | (564.8) | (24.6) |
| Net Cash from Continuing Operations | 161.5 | (24.1) | (191.1) | (321.3) | (185.0) | (88.3) | 181.1 | 122.2 | (1,348.8) | (69.9) | (564.8) | (24.6) |
| Net Cash - Beginning Balance | (3,468.1) | (3,444.0) | (3,252.9) | (2,931.6) | (2,746.6) | (2,658.3) | (2,839.4) | (2,961.6) | (1,612.8) | (1,542.9) | (978.0) | (953.4) |
| Net Cash - Ending Balance | (3,306.6) | (3,468.1) | (3,444.0) | (3,252.9) | (2,931.6) | (2,746.6) | (2,658.3) | (2,839.4) | (2,961.6) | (1,612.8) | (1,542.9) | (978.0) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | (20.6) | 23.0 | 0.8 | 3.2 | (1.7) | 2.8 | 15.0 | (9.5) | 9.9 | 0.5 | (3.2) | 1.4 |
| Interest Paid - Cash Flow - Supplemental | 45.6 | 2.2 | — | 50.3 | 93.5 | 91.7 | 166.1 | 111.9 | 109.6 | 110.5 | 39.4 | 59.4 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 1.1 | 3.0 | 3.5 | 0.3 | 0.3 | 1.1 | 0.7 | 0.2 | 0.3 | 0.5 | 0.6 | 0.2 |
| CF from Optg Activities before Change in WC & Int Payments | 73.9 | 1.9 | 20.5 | 55.6 | 126.1 | 111.9 | 120.2 | 177.2 | 132.4 | 105.5 | 78.0 | 66.5 |
| Depreciation, Depletion & Amortization - Cash Flow | 11.7 | 3.0 | 3.2 | 2.4 | 6.9 | 2.6 | 2.8 | 2.4 | 6.6 | 2.6 | 2.8 | 1.9 |
| Free Cash Flow to Equity | (20.8) | (71.5) | 0.2 | — | 246.8 | (88.1) | 143.4 | (78.9) | 39.7 | (79.6) | 49.7 | (37.8) |
| Free Cash Flow Net of Dividends | (11.6) | (71.5) | 0.2 | 74.8 | 258.1 | (88.4) | 143.4 | (78.9) | 41.4 | (79.6) | 48.5 | (38.0) |
| Free Cash Flow | (11.6) | (71.5) | 0.2 | 74.8 | 258.1 | (88.4) | 143.4 | (78.9) | 41.4 | (79.6) | 48.5 | (38.0) |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.