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Modarabas

FIBLM First IBL Modaraba

Latest results: FY2025 · Jun 2025 Q3 FY2026 · Jan – Mar 2026

Last close · 16 Oct 2026

Rs 15.14 -0.39%

Annual · FY2017 – FY2025

First IBL Modaraba (FIBLM) income statement

First IBL Modaraba reported revenue of Rs 45.8 mn for FY2025 (Jul 2024 – Jun 2025), up 3.1% on FY2024. Finance cost was Rs 5,357, up 10.5% on FY2024. Tax of -Rs 7.6 mn took -39.4% of pre-tax profit. Profit attributable to shareholders was Rs 26.8 mn, up 144.4% on FY2024, or Rs 1.24 per share.

FIBLM income statement (annual) (Rs mn)
Rs mn FY2025 * Jul 2024 – Jun 2025 FY2024 * Jul 2023 – Jun 2024 FY2023 * Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Revenue 45.8 44.5 31.8 21.1 16.8 19.8 29.1 28.1 39.8
Operating expenses (34.5) (30.5) (26.0) (29.7) (20.3) (23.3) (32.0) (35.6) (37.3)
Finance cost (0.0) (0.0) — — (1.1) — — — —
Profit before tax 19.3 21.4 13.5 (1.0) 2.9 4.0 4.7 0.0 10.1
Taxation 7.6 (10.4) (3.5) (0.9) 0.0 0.0 0.0 0.0 (0.1)
Profit after tax 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Profit attributable to shareholders 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Per share
EPS – basic (Rs) Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
Dividend per share (Rs) Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.13 0.16 0.36
FIBLM income statement — year-on-year change (Rs mn)
Rs mn FY2025 * Jul 2024 – Jun 2025 FY2024 * Jul 2023 – Jun 2024 FY2023 * Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Revenue +3.1% +39.8% +50.6% +26.0% -15.5% -31.9% +3.5% -29.3% —
Operating expenses +13.0% +17.6% -12.5% +46.3% -13.1% -27.0% -10.3% -4.4% —
Finance cost +10.5% — — — — — — — —
Profit before tax -10.1% +58.8% — -135.3% -27.1% -15.0% +10,838.3% -99.6% —
Taxation -172.7% +199.4% +272.0% — — — — -100.0% —
Profit after tax +144.4% +9.7% — -167.4% -27.1% -15.0% +10,838.3% -99.6% —
Profit attributable to shareholders +144.4% +9.7% — -167.4% -27.1% -15.0% +10,838.3% -99.6% —
Per share
EPS – basic (Rs) +144.4% +9.7% — -167.4% -27.1% -15.0% +10,337.0% -99.6% —
Dividend per share (Rs) — — — — — -100.0% -18.8% -55.2% —

Change against the previous fiscal year; shown when the earlier figure is positive.

FIBLM income statement — common size (Rs mn)
Rs mn FY2025 * Jul 2024 – Jun 2025 FY2024 * Jul 2023 – Jun 2024 FY2023 * Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Revenue 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Operating expenses (75.2%) (68.7%) (81.6%) (140.4%) (120.9%) (117.6%) (109.7%) (126.6%) (93.7%)
Finance cost (0.0%) (0.0%) — — (6.4%) — — — —
Profit before tax 42.0% 48.2% 42.4% (4.9%) 17.4% 20.2% 16.2% 0.2% 25.4%
Taxation 16.6% (23.5%) (11.0%) (4.4%) 0.0% 0.0% 0.0% 0.0% (0.2%)
Profit after tax 58.5% 24.7% 31.5% (9.3%) 17.4% 20.2% 16.2% 0.2% 25.1%
Profit attributable to shareholders 58.5% 24.7% 31.5% (9.3%) 17.4% 20.2% 16.2% 0.2% 25.1%

Each line as a percentage of revenue.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 98
FIBLM income statement — all reported line items (Rs mn)
Rs mn FY2025 Jul 2024 – Jun 2025 FY2024 Jul 2023 – Jun 2024 FY2023 Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Interest & Dividend Income - Finance - Total — — 0.0 0.0 0.0 — — — —
Interest & Dividend Income - Other - Finance — — 0.0 0.0 0.0 — — — —
Investments & Loans - Business - Gain/(Loss) 0.4 0.1 (0.0) (0.1) 0.1 — — — 0.5
Capital Gains/(Losses) - Unrealized - Total 0.4 0.1 (0.0) (0.1) 0.0 — — — —
Investment Securities - Business - Gain/(Loss) 0.0 0.0 — 0.0 0.1 — — — 0.5
Revenue from Business-Related Activities - Other - Total 45.4 44.4 31.8 21.2 16.6 19.8 29.1 28.1 38.8
Business-Related Financing Revenue - Other — — — — — — — — 0.5
Investment Securities - Business Unclassified - Gain/(Loss) 0.0 0.0 — 0.0 0.1 — — — 0.5
Revenue from Business Activities - Total 45.8 44.5 31.8 21.1 16.8 19.8 29.1 28.1 39.8
Selling, General & Administrative Expenses - Total 17.3 13.8 11.3 14.4 4.7 7.8 14.2 14.3 13.4
Depreciation in Selling, General & Administrative Expenses 15.3 11.4 9.5 6.4 4.2 7.4 13.7 14.2 12.2
Amortization of Intangibles in Selling, General & Administrative Expenses — — — — — 0.0 0.0 0.0 0.1
Other Operating Expense/(Income) - Net 17.2 16.7 14.6 15.2 15.6 15.5 17.7 21.4 23.9
Other Operating Income - Total — 0.1 — — — — — — —
Operating Expenses - Total 34.5 30.5 26.0 29.7 20.3 23.3 32.0 35.6 37.3
Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total 34.5 30.5 26.0 29.7 20.3 23.3 32.0 35.6 37.3
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses 2.6 2.4 1.8 0.0 0.5 0.4 0.5 0.0 1.1
Selling, General & Administrative Expenses - Other - Total (0.7) — 0.0 8.1 — — — — —
Operating Profit before Non-Recurring Income/(Expense) 11.4 13.9 5.9 (8.5) (3.5) (3.5) (2.8) (7.5) 2.5
Financing Income/(Expense) - Net - Total (0.0) (0.0) — 0.0 (1.1) — — — —
Interest Expense - Net of (Interest Income) 0.0 0.0 — — 1.1 — — — —
Other Operating Expense 17.2 16.8 14.6 15.2 15.6 15.5 17.7 21.4 23.9
Interest Expense - Net of Capitalized Interest 0.0 0.0 — — 1.1 — — — —
Sale of Tangible & Intangible Fixed Assets - Gain/Loss — — 0.1 0.0 0.0 0.0 0.1 0.0 0.1
Normalized Pre-tax Profit 11.3 13.9 6.0 (8.5) (4.6) (3.5) (2.8) (7.5) 2.6
Non-Recurring Income/Expense - Total 7.9 7.5 7.5 7.5 7.5 7.5 7.5 7.5 7.5
Early Extinguishment of Lease Related Debts - Gain/(Loss) 0.2 0.0 — — — — — — —
Fair Value Adjustments - Investment Property 7.7 7.5 7.5 7.5 7.5 7.5 7.5 7.5 7.5
Provision for Income Tax Expense- Unclassified — — — — 0.0 0.0 0.0 0.0 0.1
Income before Taxes 19.3 21.4 13.5 (1.0) 2.9 4.0 4.7 0.0 10.1
Income Taxes (7.6) 10.4 3.5 0.9 0.0 0.0 0.0 0.0 0.1
Income Taxes for the Year - Current 0.0 11.1 3.0 0.4 — — — — —
Income Taxes - Deferred (3.5) (2.1) 0.6 — — — — — —
Income Taxes - Other (by Type) (4.1) 1.4 (0.1) 0.6 — — — — —
Net Income after Tax 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Income before Discontinued Operations & Extraordinary Items 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Net Income before Minority Interest 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Net Income after Minority Interest 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Income Available to Common Shares 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
DPS - Common - Gross - Issue - By Period End Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.13 0.16 0.36
Net Income - Basic - including Extraordinary Items Applicable to Common - Total 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Income available to Common excluding Extraordinary Items 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Shares used to calculate Basic EPS - Total mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 20.7 20.2
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs 0.87 0.16 0.12 (0.44) (0.21) (0.16) (0.13) (0.36) 0.12
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Earnings Allocation Factor - Basic - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Basic EPS - Issue Specific mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 20.7 20.2
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs 0.87 0.16 0.12 (0.44) (0.21) (0.16) (0.13) (0.36) 0.12
EPS - Basic from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Diluted Income available to Common excluding Extraordinary Items 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Shares used to calculate Diluted EPS - Total mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 20.7 20.2
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs 0.87 0.16 0.12 (0.44) (0.21) (0.16) (0.13) (0.36) 0.12
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific 26.8 11.0 10.0 (2.0) 2.9 4.0 4.7 0.0 10.0
Earnings Allocation Factor - Diluted - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Diluted EPS - Issue Specific mn 21.7 21.7 21.7 21.7 21.7 21.7 21.7 20.7 20.2
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 1.24 0.51 0.46 (0.09) 0.13 0.18 0.22 0.00 0.50
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs 0.87 0.16 0.12 (0.44) (0.21) (0.16) (0.13) (0.36) 0.12
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DPS - Common - Gross - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.13 0.16 0.00 0.36 0.35
DPS - Common - Net - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.12 0.14 0.00 0.32 0.32
Earnings before Interest & Taxes (EBIT) 11.4 13.9 5.9 (8.5) (3.5) (3.5) (2.8) (7.5) 2.5
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 26.7 25.3 15.3 (2.2) 0.7 3.9 10.9 6.7 14.8
Depreciation - Investment Property - Supplemental 2.5 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0
Depreciation & Amortization - Supplemental 15.3 11.4 9.5 6.4 4.2 7.4 13.7 14.2 12.3
Depreciation Expense - Total - Supplemental 15.3 11.4 9.5 6.4 4.2 7.4 13.7 14.2 12.2
Amortization - Total - Supplemental — — — — — 0.0 0.0 0.0 0.1
Intangible Amortization - Other - Supplemental — — — — — 0.0 0.0 0.0 0.1
Depreciation, Depletion & Amortization - Total 15.3 11.4 9.5 6.4 4.2 7.4 13.7 14.2 12.3
Depreciation - Total 15.3 11.4 9.5 6.4 4.2 7.4 13.7 14.2 12.2
Amortization of Intangible Assets excluding Goodwill - Total — — — — — 0.0 0.0 0.0 0.1
Islamic Income 45.4 44.4 31.4 21.0 16.3 19.0 27.4 27.1 36.5
Normalized after Tax Profit 18.9 3.5 2.5 (9.5) (4.6) (3.5) (2.8) (7.5) 2.5
Normalized Net Income from Continuing Operations 18.9 3.5 2.5 (9.5) (4.6) (3.5) (2.8) (7.5) 2.5
Normalized Net Income - Bottom Line 18.9 3.5 2.5 (9.5) (4.6) (3.5) (2.8) (7.5) 2.5
Earnings before Interest & Taxes (EBIT) - Normalized 11.4 13.9 6.0 (8.5) (3.5) (3.5) (2.8) (7.5) 2.6
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 26.7 25.3 15.5 (2.1) 0.7 3.9 10.9 6.8 14.9
Interest Expense 0.0 0.0 — — 1.1 — — — —
Operating Expenses 34.5 30.5 26.0 29.7 20.3 23.3 32.0 35.6 37.3
Selling, General & Administrative Expenses excluding Research & Development Expenses 17.3 13.8 11.3 14.4 4.7 7.8 14.2 14.3 13.4
Income before Taxes & Provision for Loan Losses 19.3 21.4 13.5 (1.0) 2.9 4.0 4.7 0.0 10.1
DPS - Common - Gross - Issue - By Payable Date Rs 0.00 0.00 0.00 0.00 0.13 0.16 0.00 0.36 0.35
DPS - Common - Gross - Issue - By Ex Date Rs 0.00 0.00 0.00 0.00 0.13 0.16 0.00 0.36 0.35
Tax Adjusted Operating Income 26.8 11.0 10.0 — 4.0 4.0 4.7 0.0 10.0
Operating Expenses excluding Non-Cash Charges - Total 19.1 19.1 16.5 23.3 16.0 15.9 18.3 21.4 25.0
Revenue Net of Interest Expense Before Loan Loss Provision 45.8 44.5 31.8 21.1 16.8 19.8 29.1 28.1 39.8
Income from Earning Assets 0.0 0.0 0.0 0.0 0.2 — — — 0.5
Income Available to Common Shares before Depreciation & Amortization 42.2 22.4 19.5 4.4 7.2 11.4 18.4 14.3 22.3
Fixed Charges 0.0 0.0 — — 1.1 — — — —
Estimated Tax Rate 0.29× 0.29× 0.29× 0.29× 0.29× 0.35× 0.30× 0.30× 0.31×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.13 0.16 0.00 0.36 0.35

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 9 periods; the table above goes back further.