JGICL Jubilee General Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 77.00 -0.91%
Annual · FY2007 – FY2025
Jubilee General Insurance Limited (JGICL) cash flow statement
Operating activities generated Rs 2.9 bn of cash in FY2025 (Jan – Dec 2025), up 7.2% on FY2024. Capital expenditure was Rs 141.0 mn. Dividends paid to shareholders came to Rs 1.1 bn. Overall, cash increased by Rs 796.1 mn.
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 2,897.6 | 2,702.7 | 2,921.2 | 3,097.2 | 2,007.6 | 937.8 | 1,373.0 | 1,202.4 | 465.5 | 862.2 | 1,369.4 | 768.1 | 785.4 | 956.9 | 704.4 | 569.9 | 293.4 | (33.1) | 148.3 |
| Capital expenditure | (141.0) | (129.1) | (52.0) | (44.0) | (14.0) | (44.1) | (52.3) | (106.7) | (65.8) | (69.9) | (69.1) | (561.4) | (48.2) | (77.5) | (30.7) | (19.2) | (35.5) | (37.1) | (82.1) |
| Net cash from investing activities | (955.0) | (2,355.2) | (2,320.1) | (3,839.6) | 2,126.0 | (608.6) | (1,142.2) | (859.9) | 113.7 | 124.8 | 15.7 | (358.4) | (689.7) | (439.5) | (556.4) | (1,404.1) | 136.6 | 103.7 | 98.7 |
| Dividends paid | (1,105.8) | (963.8) | (771.6) | (772.4) | (674.0) | (531.5) | (708.9) | (705.6) | (538.9) | (462.4) | (843.5) | (401.3) | (349.4) | (291.2) | (155.4) | (194.2) | (97.0) | (81.0) | (252.9) |
| Net cash from financing activities | (1,146.6) | (1,005.2) | (809.4) | (805.1) | (679.3) | (548.2) | (722.8) | (705.6) | (538.9) | (462.4) | (843.5) | (401.3) | (349.4) | (291.2) | (155.4) | (194.2) | (97.0) | (81.0) | (252.9) |
| Net change in cash | 796.1 | (657.6) | (208.3) | (1,547.5) | 3,454.4 | (219.0) | (491.9) | (363.1) | 40.2 | 524.6 | 541.5 | 8.3 | (253.6) | 226.3 | (7.4) | (1,028.3) | 333.0 | (10.5) | (5.9) |
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | +7.2% | -7.5% | -5.7% | +54.3% | +114.1% | -31.7% | +14.2% | +158.3% | -46.0% | -37.0% | +78.3% | -2.2% | -17.9% | +35.8% | +23.6% | +94.2% | — | -122.3% | — |
| Capital expenditure | +9.2% | +148.5% | +18.1% | +213.3% | -68.2% | -15.6% | -51.0% | +62.2% | -6.0% | +1.3% | -87.7% | +1,065.4% | -37.8% | +152.0% | +60.2% | -46.0% | -4.2% | -54.8% | — |
| Net cash from investing activities | — | — | — | -280.6% | — | — | — | -856.5% | -8.9% | +696.0% | — | — | — | — | — | -1,128.0% | +31.7% | +5.1% | — |
| Dividends paid | +14.7% | +24.9% | -0.1% | +14.6% | +26.8% | -25.0% | +0.5% | +30.9% | +16.6% | -45.2% | +110.2% | +14.9% | +20.0% | +87.4% | -20.0% | +100.2% | +19.7% | -68.0% | — |
| Net cash from financing activities | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | -144.8% | — | — | — | -1,003.1% | -92.3% | -3.1% | +6,392.1% | — | -212.1% | — | — | -408.8% | — | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 45
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | 2.9 | 2.7 | 2.9 | 3.1 | 2.0 | 0.9 | 1.4 | 1.2 | 0.5 | 0.9 |
| Capital Expenditures - Net - Cash Flow | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Expenditures - Total | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (0.9) | (2.3) | (2.4) | (3.9) | 2.0 | (0.6) | (1.1) | (0.9) | 0.1 | 0.1 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (0.9) | (2.3) | (2.4) | (3.9) | 2.0 | (0.6) | (1.1) | (0.9) | 0.1 | 0.1 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 33.5 | 24.5 | 29.3 | 32.7 | 36.8 | 13.0 | 24.1 | 23.4 | 9.9 | 7.3 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 34.4 | 26.8 | 31.7 | 36.6 | 34.8 | 13.6 | 25.2 | 24.2 | 9.8 | 7.2 |
| Other Investing Cash Flow - Decrease/(Increase) | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 |
| Net Cash Flow from Investing Activities | (1.0) | (2.4) | (2.3) | (3.8) | 2.1 | (0.6) | (1.1) | (0.9) | 0.1 | 0.1 |
| Dividends Paid - Cash - Total - Cash Flow | 1.1 | 1.0 | 0.8 | 0.8 | 0.7 | 0.5 | 0.7 | 0.7 | 0.5 | 0.5 |
| Dividends - Common - Cash Paid | 1.1 | 1.0 | 0.8 | 0.8 | 0.7 | 0.5 | 0.7 | 0.7 | 0.5 | 0.5 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | — | — | — |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | — | — | — |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — |
| Net Cash Flow from Financing Activities | (1.1) | (1.0) | (0.8) | (0.8) | (0.7) | (0.5) | (0.7) | (0.7) | (0.5) | (0.5) |
| Net Change in Cash - Total | 0.8 | (0.7) | (0.2) | (1.5) | 3.5 | (0.2) | (0.5) | (0.4) | 0.0 | 0.5 |
| Net Cash from Continuing Operations | 0.8 | (0.7) | (0.2) | (1.5) | 3.5 | (0.2) | (0.5) | (0.4) | 0.0 | 0.5 |
| Net Cash - Beginning Balance | 2.0 | 2.7 | 2.9 | 4.4 | 1.0 | 1.2 | 1.7 | 2.1 | 2.0 | 1.5 |
| Net Cash - Ending Balance | 2.8 | 2.0 | 2.7 | 2.9 | 4.4 | 1.0 | 1.2 | 1.7 | 2.1 | 2.0 |
| Interest Paid - Cash (Cash Flow - Direct) | 0.0 | 0.0 | — | — | — | — | — | — | — | — |
| Cash Receipts - Business Activities - Cash Flow | 28.6 | 24.5 | 22.6 | 15.7 | 12.9 | 11.4 | 12.1 | 11.9 | 9.5 | 10.5 |
| Premiums Received - Cash Flow | 21.2 | 19.5 | 18.7 | 12.2 | 10.1 | 9.3 | 10.0 | 9.3 | 7.5 | 7.2 |
| Reinsurance Recovered - Cash Flow | 2.5 | 1.2 | 0.9 | 1.3 | 0.7 | 0.8 | 0.6 | 1.2 | 0.9 | 1.8 |
| Cash Receipts - Other - Cash Flow | 4.8 | 3.8 | 3.0 | 2.3 | 2.0 | 1.3 | 1.5 | 1.4 | 1.1 | 1.5 |
| Cash Payments - Business Activities - Cash Flow | 23.2 | 20.5 | 18.7 | 11.9 | 10.1 | 9.4 | 9.5 | 9.3 | 7.9 | 8.5 |
| Reinsurance Paid - Cash Flow | 12.2 | 12.0 | 10.9 | 5.2 | 4.7 | 4.0 | 4.1 | 3.6 | 3.1 | 3.1 |
| Claims Paid - Cash Flow | 7.2 | 4.7 | 4.7 | 4.4 | 3.6 | 3.6 | 3.5 | 4.0 | 3.3 | 3.8 |
| Cash Payments - Other - Cash Flow | 3.8 | 3.8 | 3.1 | 2.3 | 1.8 | 1.7 | 1.9 | 1.7 | 1.6 | 1.6 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 2.4 | 2.3 | 1.9 | 0.8 | 0.6 | 0.7 | 0.5 | 0.5 | 0.6 | 0.6 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 2.7 | 3.3 | 2.9 | 1.8 | 1.2 | 1.0 | 1.0 | 0.8 | 0.8 | 0.6 |
| Cash Receipts/(Payments) - Net - Cash Flow | (2.8) | (2.4) | (2.0) | (1.7) | (1.5) | (1.4) | (1.7) | (1.6) | (1.4) | (1.2) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 2.4 | 2.3 | 1.9 | 0.8 | 0.6 | 0.7 | 0.5 | 0.5 | 0.6 | 0.6 |
| Interest Paid - Cash Flow - Supplemental | 0.0 | 0.0 | — | — | — | — | — | — | — | — |
| Interest on Financial Leases Paid - Cash Flow - Supplemental | 0.0 | 0.0 | — | — | — | — | — | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 2.7 | 3.3 | 2.9 | 1.8 | 1.2 | 1.0 | 1.0 | 0.8 | 0.8 | 0.6 |
| CF from Optg Activities before Change in WC & Int Payments | 2.9 | 2.7 | 2.9 | 3.1 | 2.0 | 0.9 | 0.9 | 0.4 | 0.7 | 0.4 |
| Depreciation, Depletion & Amortization - Cash Flow | — | — | — | — | — | — | 0.1 | 0.1 | 0.0 | 0.0 |
| Free Cash Flow to Equity | 2.7 | 2.5 | 2.8 | 3.0 | 2.0 | 0.9 | 1.3 | 1.1 | 0.4 | 0.8 |
| Free Cash Flow Net of Dividends | 1.7 | 1.6 | 2.1 | 2.3 | 1.3 | 0.4 | 0.6 | 0.4 | (0.1) | 0.3 |
| Free Cash Flow | 2.8 | 2.6 | 2.9 | 3.1 | 2.0 | 0.9 | 1.3 | 1.1 | 0.4 | 0.8 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.