JGICL Jubilee General Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 77.00 -0.91%
Annual · FY2007 – FY2025
Jubilee General Insurance Limited (JGICL) income statement
Jubilee General Insurance Limited reported total income of Rs 14.8 bn for FY2025 (Jan – Dec 2025), up 22.0% on FY2024. Tax of Rs 2.6 bn took 39.0% of pre-tax profit. Profit attributable to shareholders was Rs 4.0 bn, up 14.1% on FY2024, or Rs 20.25 per share.
| Rs bn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 8.4 | 7.3 | 6.9 | 5.7 | 5.2 | 5.0 | 5.3 | 4.9 | 4.6 | 4.2 | 4.2 | 3.6 | 3.5 | 3.1 | 2.8 | 2.5 | 2.3 | 2.2 | 1.8 |
| Investment income (net) | 2.9 | 3.0 | 2.7 | 1.8 | 1.4 | 1.7 | 0.3 | 1.0 | 0.9 | 1.1 | 1.1 | 0.8 | 0.8 | 0.6 | 0.6 | 0.4 | 0.5 | 0.2 | 0.6 |
| Total income | 14.8 | 12.1 | 10.5 | 8.0 | 6.8 | 6.8 | 5.8 | 6.1 | 5.7 | 5.5 | 5.4 | 4.6 | 4.5 | 3.9 | 3.5 | 3.0 | 3.0 | 2.6 | 2.6 |
| Net claims & benefits | (5.0) | (3.7) | (3.9) | (3.4) | (2.9) | (3.1) | (2.8) | (2.7) | (2.5) | (2.0) | (2.2) | (2.1) | (2.2) | (1.9) | (1.7) | (1.7) | (1.4) | (1.3) | (1.4) |
| Profit before tax | 6.6 | 5.8 | 4.4 | 2.5 | 2.3 | 2.1 | 1.7 | 1.6 | 1.7 | 1.9 | 1.7 | 1.3 | 1.2 | 0.9 | 0.9 | 0.5 | 0.8 | (0.2) | 0.6 |
| Taxation | (2.6) | (2.3) | (1.5) | (0.9) | (0.7) | (0.6) | (0.5) | (0.6) | (0.5) | (0.7) | (0.4) | (0.2) | (0.2) | (0.1) | (0.1) | 0.0 | (0.0) | (0.0) | 0.0 |
| Profit after tax | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 | 1.4 | 1.1 | 1.0 | 0.8 | 0.8 | 0.6 | 0.8 | (0.2) | 0.6 |
| Profit attributable to shareholders | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 | 1.4 | 1.1 | 1.0 | 0.8 | 0.8 | 0.6 | 0.8 | 0.3 | 0.6 |
| Per share | |||||||||||||||||||
| EPS – basic (Rs) Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 | 6.81 | 5.44 | 5.27 | 4.16 | 4.02 | 8.32 | 5.80 | (3.73) | — |
| Dividend per share (Rs) Rs | 6.00 | 5.50 | 5.00 | 4.00 | 4.00 | 3.50 | 2.73 | 3.64 | 3.64 | 5.55 | 1.19 | 3.16 | 2.37 | 1.79 | 1.49 | 0.80 | 1.00 | 0.00 | 0.83 |
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +14.6% | +6.7% | +20.9% | +9.5% | +4.8% | -6.1% | +7.2% | +6.8% | +10.5% | +0.5% | +13.9% | +3.4% | +14.3% | +11.6% | +12.8% | +6.7% | +5.1% | +20.2% | — |
| Investment income (net) | -3.8% | +13.3% | +52.0% | +26.5% | -19.0% | +492.8% | -71.7% | +16.0% | -20.9% | +5.6% | +31.0% | -0.0% | +27.3% | +3.2% | +50.1% | -9.9% | +148.9% | -69.7% | — |
| Total income | +22.0% | +15.6% | +31.7% | +17.7% | -1.0% | +18.8% | -5.9% | +8.1% | +3.0% | +2.2% | +16.5% | +2.3% | +16.5% | +10.1% | +15.6% | +2.2% | +16.4% | -1.8% | — |
| Net claims & benefits | +34.3% | -3.6% | +14.2% | +18.4% | -6.5% | +8.1% | +5.1% | +9.8% | +20.7% | -6.6% | +4.4% | -3.3% | +12.8% | +12.4% | +1.3% | +18.1% | +6.6% | -5.7% | — |
| Profit before tax | +13.3% | +31.7% | +78.9% | +6.0% | +10.2% | +22.5% | +5.7% | -2.0% | -10.2% | +8.3% | +34.8% | +4.1% | +29.0% | +5.9% | +63.3% | -29.2% | — | -131.2% | — |
| Taxation | +12.1% | +51.7% | +61.7% | +37.5% | +17.2% | +16.0% | -11.4% | +3.2% | -18.9% | +88.1% | +88.1% | +9.0% | +46.3% | +24.8% | — | -283.7% | -85.0% | — | — |
| Profit after tax | +14.1% | +21.3% | +89.4% | -7.0% | +7.6% | +25.2% | +14.8% | -4.5% | -5.3% | -12.8% | +25.3% | +3.2% | +26.5% | +3.7% | +43.9% | -27.9% | — | -135.7% | — |
| Profit attributable to shareholders | +14.1% | +21.3% | +89.4% | -7.0% | +7.6% | +25.2% | +14.8% | -4.5% | -5.3% | -12.8% | +25.3% | +3.2% | +26.5% | +3.7% | +43.9% | -27.9% | +133.6% | -42.9% | — |
| Per share | |||||||||||||||||||
| EPS – basic (Rs) | +14.1% | +21.3% | +89.4% | -7.0% | +7.6% | +25.2% | +14.8% | -4.5% | -5.3% | -12.8% | +25.3% | +3.2% | +26.5% | +3.7% | -51.7% | +43.3% | — | — | — |
| Dividend per share (Rs) | +9.1% | +10.0% | +25.0% | 0.0% | +14.3% | +28.3% | -25.0% | 0.0% | -34.5% | +368.3% | -62.5% | +33.3% | +32.2% | +20.0% | +87.5% | -20.0% | — | -100.0% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 56.9% | 60.5% | 65.6% | 71.4% | 76.8% | 72.5% | 91.8% | 80.6% | 81.6% | 76.0% | 77.3% | 79.0% | 78.2% | 79.8% | 78.7% | 80.7% | 77.3% | 85.7% | 70.0% |
| Investment income (net) | 19.6% | 24.9% | 25.4% | 22.0% | 20.5% | 25.0% | 5.0% | 16.7% | 15.6% | 20.3% | 19.6% | 17.4% | 17.8% | 16.3% | 17.4% | 13.4% | 15.2% | 7.1% | 23.1% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (33.8%) | (30.7%) | (36.9%) | (42.5%) | (42.3%) | (44.7%) | (49.2%) | (44.0%) | (43.3%) | (37.0%) | (40.5%) | (45.2%) | (47.8%) | (49.4%) | (48.4%) | (55.2%) | (47.8%) | (52.2%) | (54.4%) |
| Profit before tax | 44.6% | 48.0% | 42.1% | 31.0% | 34.4% | 30.9% | 30.0% | 26.7% | 29.4% | 33.8% | 31.9% | 27.5% | 27.1% | 24.5% | 25.4% | 18.0% | 26.0% | (7.0%) | 22.1% |
| Taxation | (17.4%) | (18.9%) | (14.4%) | (11.7%) | (10.1%) | (8.5%) | (8.7%) | (9.2%) | (9.7%) | (12.3%) | (6.7%) | (4.1%) | (3.9%) | (3.1%) | (2.7%) | 0.2% | (0.1%) | (1.0%) | 0.0% |
| Profit after tax | 27.2% | 29.0% | 27.7% | 19.3% | 24.4% | 22.4% | 21.3% | 17.4% | 19.8% | 21.5% | 25.2% | 23.4% | 23.2% | 21.4% | 22.7% | 18.2% | 25.8% | (8.1%) | 22.1% |
| Profit attributable to shareholders | 27.2% | 29.0% | 27.7% | 19.3% | 24.4% | 22.4% | 21.3% | 17.4% | 19.8% | 21.5% | 25.2% | 23.4% | 23.2% | 21.4% | 22.7% | 18.2% | 25.8% | 12.9% | 22.1% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 136
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 8.4 | 7.3 | 6.9 | 5.7 | 5.2 | 5.0 | 5.3 | 4.9 | 4.6 | 4.2 |
| Premiums Written - Gross | 22.7 | 20.4 | 17.2 | 13.1 | 10.6 | 9.1 | 9.4 | 9.2 | 7.7 | — |
| Premiums Ceded Out & Unearned - Reinsurance | 12.1 | 11.8 | 9.2 | 6.4 | 4.6 | 4.2 | 4.1 | 3.7 | 3.0 | — |
| Fees & Commissions Income | 0.3 | 0.7 | 0.7 | 0.4 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Unearned Premiums | 2.2 | 1.3 | 1.1 | 1.0 | 0.8 | (0.1) | 0.0 | 0.6 | 0.1 | — |
| Fees & Commissions Expense | 0.7 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.4 |
| Investment Income/(Expense) - Net - Insurance | 2.9 | 3.0 | 2.7 | 1.8 | 1.4 | 1.7 | 0.3 | 1.0 | 0.9 | 1.1 |
| Investments & Loans - Business - Gain/(Loss) | 3.2 | 1.1 | 0.3 | 0.1 | — | — | — | — | — | — |
| Investment Income - Gross - Insurance - Total | 3.0 | 3.1 | 2.7 | 1.8 | — | — | 0.3 | — | — | — |
| Investment Expense - Insurance - Total | 0.1 | 0.0 | 0.0 | 0.0 | — | — | — | — | — | — |
| Investment Securities - Business - Gain/(Loss) | 3.2 | 1.1 | 0.3 | 0.1 | — | — | — | — | — | — |
| Revenue from Business-Related Activities - Other - Total | 0.3 | 0.7 | 0.7 | 0.4 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| Net Revenue/(Expense) - Banking Operations - Insurance | — | — | — | — | — | — | — | — | — | 0.1 |
| Revenue from Banking Operations - Insurance | — | — | — | — | — | — | — | — | — | 0.1 |
| Revenue from Business Activities - Total | 14.8 | 12.1 | 10.5 | 8.0 | 6.8 | 6.8 | 5.8 | 6.1 | 5.7 | 5.5 |
| Insurance Claims/Reserves - Total | 5.0 | 3.7 | 3.9 | 3.4 | 2.9 | 3.1 | 2.8 | 2.7 | 2.5 | 2.0 |
| Insurance Benefits Paid - Current | 5.0 | 3.7 | 3.9 | 3.4 | 2.9 | 3.1 | 2.8 | 2.7 | 2.5 | 2.0 |
| Selling, General & Administrative Expenses - Total | 2.6 | 2.4 | 2.0 | 1.8 | 1.5 | 1.5 | 1.7 | 1.6 | 1.4 | 1.3 |
| Selling, General & Administrative Expenses - Unclassified | 2.5 | 2.3 | 1.9 | 1.7 | 1.5 | 1.5 | 0.3 | 0.3 | 0.3 | 0.3 |
| Depreciation in Selling, General & Administrative Expenses | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Operating Expense/(Income) - Net | (0.1) | (0.2) | 0.1 | (0.2) | (0.1) | (0.0) | (0.1) | (0.0) | 0.0 | (0.0) |
| Other Operating Income - Total | 0.6 | 0.5 | 0.4 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | — |
| Operating Expenses - Total | 8.2 | 6.3 | 6.2 | 5.3 | 4.6 | 4.9 | 4.8 | 4.7 | 4.2 | 3.8 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | — | — | — | — | — | — | 1.2 | 1.1 | 1.0 | 0.8 |
| Selling, General & Administrative Expenses - Other - Total | — | — | — | — | — | — | 0.1 | 0.1 | 0.1 | 0.1 |
| Advertising Expense | — | — | — | — | — | — | 0.1 | 0.1 | 0.0 | 0.1 |
| Operating Profit before Non-Recurring Income/(Expense) | 6.6 | 5.8 | 4.3 | 2.7 | 2.2 | 1.9 | 0.9 | 1.4 | 1.4 | 1.7 |
| Other Operating Expense | 0.5 | 0.3 | 0.5 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | — |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.0 | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 0.1 | 0.0 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 | 0.1 |
| Foreign Exchange Gain/(Loss) - Non-Business | — | (0.0) | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Normalized Pre-tax Profit | 6.7 | 5.8 | 4.4 | 2.9 | 2.3 | 2.1 | 1.1 | 1.6 | 1.7 | 1.9 |
| Non-Recurring Income/Expense - Total | (0.1) | 0.0 | (0.0) | (0.4) | — | — | 0.7 | — | — | — |
| Impairment - Tangible & Intangible Fixed Assets | 0.1 | — | — | — | — | — | — | — | — | — |
| Impairment - Intangibles excluding Goodwill | 0.1 | — | — | — | — | — | — | — | — | — |
| Impairment - Financial Investments | — | — | — | 0.4 | — | — | — | — | — | — |
| Fair Value Adjustments - Financial Investments | (0.0) | 0.0 | (0.0) | (0.0) | — | — | 0.7 | — | — | — |
| Provision for Income Tax Expense- Unclassified | 2.6 | — | — | — | — | — | — | — | — | — |
| Income before Taxes | 6.6 | 5.8 | 4.4 | 2.5 | 2.3 | 2.1 | 1.7 | 1.6 | 1.7 | 1.9 |
| Income Taxes | 2.6 | 2.3 | 1.5 | 0.9 | 0.7 | 0.6 | 0.5 | 0.6 | 0.5 | 0.7 |
| Income Taxes for the Year - Current | — | 2.4 | 1.8 | 1.0 | 0.7 | 0.6 | 0.5 | 0.6 | 0.6 | 0.6 |
| Income Taxes - Domestic - Current | — | 2.4 | — | 1.0 | 0.7 | 0.6 | 0.0 | 0.6 | 0.6 | 0.6 |
| Income Taxes - Other (KFAS/NLST) - Current | — | — | — | — | — | — | 0.5 | — | — | — |
| Income Taxes - Deferred | — | (0.1) | (0.4) | (0.1) | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | 0.1 |
| Income Taxes - Other (by Type) | — | — | 0.1 | — | — | — | — | — | — | — |
| Net Income after Tax | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Income before Discontinued Operations & Extraordinary Items | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Net Income before Minority Interest | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Net Income after Minority Interest | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Income Available to Common Shares | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Other Comprehensive Income - Starting Line | — | — | — | — | — | — | 1.2 | 1.1 | 1.1 | — |
| Other Comprehensive Income - Foreign Currency | — | — | — | — | — | — | (0.0) | 0.0 | (0.0) | — |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | — | — | — | — | — | — | 0.3 | (0.7) | (1.0) | — |
| Other Comprehensive Income - Other | — | — | — | — | — | — | 0.0 | (0.0) | (0.0) | — |
| Other Comprehensive Income - Pension Related | — | — | — | — | — | — | 0.0 | (0.0) | (0.0) | — |
| Other Comprehensive Income - Net of Tax - Total | — | — | — | — | — | — | 0.3 | (0.7) | (1.0) | — |
| Comprehensive Income before Minority Interest - Total | — | — | — | — | — | — | 1.5 | 0.3 | 0.1 | — |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | — | — | — | — | — | — | 1.5 | 0.3 | 0.1 | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 6.00 | 5.50 | 5.00 | 4.00 | 4.00 | 3.50 | 2.73 | 3.64 | 3.64 | 5.55 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Income available to Common excluding Extraordinary Items | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Shares used to calculate Basic EPS - Total mn | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 20.71 | 17.73 | 14.65 | 9.87 | 8.31 | 7.72 | 2.84 | 5.37 | 5.63 | 5.94 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 20.71 | 17.73 | 14.65 | 9.87 | 8.31 | 7.72 | 2.84 | 5.37 | 5.63 | 5.94 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | — | — | — | — | — | — | 7.69 | 1.60 | 0.45 | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Diluted Income available to Common excluding Extraordinary Items | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Shares used to calculate Diluted EPS - Total mn | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 20.71 | 17.73 | 14.65 | 9.87 | 8.31 | 7.72 | 2.84 | 5.37 | 5.63 | 5.94 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | 7.72 | 6.17 | 5.37 | 5.63 | 5.94 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 20.71 | 17.73 | 14.65 | 9.87 | 8.31 | 7.72 | 2.84 | 5.37 | 5.63 | 5.94 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | — | — | — | — | — | — | 7.69 | 1.60 | 0.45 | — |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 5.50 | 5.00 | 4.00 | 4.00 | 3.50 | 2.73 | 3.64 | 3.64 | 3.18 | 2.37 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 4.95 | 4.50 | 3.60 | 3.60 | 3.15 | 2.45 | 3.27 | 3.27 | 2.86 | 2.13 |
| Earnings before Interest & Taxes (EBIT) | 6.6 | 5.8 | 4.3 | 2.7 | 2.2 | 1.9 | 0.9 | 1.4 | 1.4 | 1.7 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 6.7 | 5.9 | 4.3 | 2.7 | 2.2 | 2.0 | 1.0 | 1.5 | 1.5 | 1.8 |
| Depreciation - Investment Property - Supplemental | 0.0 | — | — | — | — | — | — | — | — | — |
| Depreciation & Amortization - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Depreciation Expense - Total - Supplemental | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — |
| Amortization - Total - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Intangible Amortization - Other - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — |
| Amortization of Computer Software - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — |
| Depreciation, Depletion & Amortization - Total | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Depreciation - Total | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 |
| Amortization of Intangible Assets including Goodwill - Total | — | — | — | — | — | — | — | — | — | 0.0 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Labor & Related Expenses - Total | — | — | — | — | — | — | 1.2 | 1.1 | 1.0 | 0.8 |
| Labor & Related Expenses - Supplemental | — | — | — | — | — | — | 1.2 | 1.1 | 1.0 | 0.8 |
| Auditor Fees | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Audit-Related Fees | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Tax Fees | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Fees - Other | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Normalized after Tax Profit | 4.1 | 3.5 | 2.9 | 2.0 | 1.6 | 1.5 | 0.6 | 1.1 | 1.1 | 1.2 |
| Normalized Net Income from Continuing Operations | 4.1 | 3.5 | 2.9 | 2.0 | 1.6 | 1.5 | 0.6 | 1.1 | 1.1 | 1.2 |
| Normalized Net Income - Bottom Line | 4.1 | 3.5 | 2.9 | 2.0 | 1.6 | 1.5 | 0.6 | 1.1 | 1.1 | 1.2 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 6.7 | 5.8 | 4.4 | 2.9 | 2.3 | 2.1 | 1.1 | 1.6 | 1.7 | 1.9 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 6.8 | 5.9 | 4.5 | 3.0 | 2.4 | 2.2 | 1.1 | 1.7 | 1.7 | 1.9 |
| Depreciation of Financial Lease Right-of-Use Assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.0 | — | — | — | — | — | — | — | — | — |
| Advertising Expenses - Supplemental | — | — | — | — | — | — | 0.1 | 0.1 | 0.0 | 0.1 |
| Investment Income - Insurance | 2.9 | 3.0 | 2.7 | 1.8 | 1.4 | 1.7 | 0.3 | 1.0 | 0.9 | 1.1 |
| Losses, Benefits & Adjustments - Insurance | 5.0 | 3.7 | 3.9 | 3.4 | 2.9 | 3.1 | 2.8 | 2.7 | 2.5 | 2.0 |
| Operating Expenses | 8.2 | 6.3 | 6.2 | 5.3 | 4.6 | 4.9 | 4.8 | 4.7 | 4.2 | 3.8 |
| Premiums Ceded Out & Unearned - Total | 14.2 | 13.0 | 10.3 | 7.4 | 5.4 | 4.2 | 4.1 | 4.2 | 3.1 | — |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 2.6 | 2.4 | 2.0 | 1.8 | 1.5 | 1.5 | 1.7 | 1.6 | 1.4 | 1.3 |
| Total Claim & Loss Expense | 5.0 | 3.7 | 3.9 | 3.4 | 2.9 | 3.1 | 2.8 | 2.7 | 2.5 | 2.0 |
| Underwriting Expenses - Insurance | 3.2 | 2.6 | 2.4 | 1.9 | 1.7 | 1.9 | 2.0 | 2.0 | 1.8 | 1.7 |
| Income before Taxes & Provision for Loan Losses | 6.6 | 5.8 | 4.4 | 2.5 | 2.3 | 2.1 | 1.7 | 1.6 | 1.7 | 1.9 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 5.50 | 5.00 | 4.00 | 4.00 | 3.50 | 2.73 | 3.64 | 3.64 | 3.18 | 2.37 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 5.50 | 5.00 | 4.00 | 4.00 | 3.50 | 2.73 | 3.64 | 3.64 | 3.18 | 2.37 |
| Tax Adjusted Operating Income | 4.0 | 3.5 | 2.9 | 1.5 | 1.6 | 1.5 | 1.2 | 1.1 | 1.1 | 1.2 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (1.8) | (1.1) | (1.5) | (1.5) | (1.1) | (1.2) | (0.8) | (0.7) | (0.7) | (0.3) |
| Operating Expenses excluding Non-Cash Charges - Total | 8.1 | 6.3 | 6.2 | 5.2 | 4.5 | 4.8 | 4.8 | 4.6 | 4.2 | 3.7 |
| Premiums Earned - Total | 8.7 | 8.1 | 7.6 | 6.1 | 5.4 | 5.1 | 5.5 | 5.1 | 4.8 | 4.4 |
| Losses, Benefits & Adjustments - Total | 5.0 | 3.7 | 3.9 | 3.4 | 2.9 | 3.1 | 2.8 | 2.7 | 2.5 | 2.0 |
| Income Available to Common Shares before Depreciation & Amortization | 4.1 | 3.6 | 3.0 | 1.6 | 1.7 | 1.6 | 1.3 | 1.1 | 1.2 | 1.2 |
| Net Premiums Written | 10.6 | 8.6 | 8.0 | 6.7 | 6.0 | 4.9 | 5.3 | 5.5 | 4.7 | — |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 5.50 | 5.00 | 4.00 | 4.00 | 3.50 | 2.73 | 3.64 | 3.64 | 3.18 | 2.37 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.