JLICL Jubilee Life Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 101.85 -0.15%
Annual · FY2006 – FY2025
Jubilee Life Insurance Company Limited (JLICL) cash flow statement
Operating activities generated -Rs 8.9 bn of cash in FY2025 (Jan – Dec 2025). Capital expenditure was Rs 1.0 bn. Dividends paid to shareholders came to Rs 1.5 bn. Overall, cash increased by Rs 882.7 mn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (8.9) | (21.0) | (12.5) | (3.3) | 2.8 | 8.7 | 15.2 | 24.3 | 23.7 | 19.7 | 15.1 | 10.0 | 7.9 | 5.4 | 3.5 | 2.0 | 1.2 | 0.7 | 0.1 | 0.5 |
| Capital expenditure | (1.0) | (0.5) | (0.3) | (0.4) | (0.6) | (0.5) | (0.7) | (0.5) | (2.9) | (0.4) | (0.2) | (0.3) | (0.2) | (0.2) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) |
| Net cash from investing activities | 11.7 | 21.5 | 8.1 | (7.8) | 5.6 | (1.5) | (24.5) | (8.2) | (21.6) | (16.0) | (14.1) | (10.1) | (7.8) | (1.8) | (4.1) | (2.9) | (2.5) | 0.5 | 0.1 | 0.5 |
| Dividends paid | (1.5) | (1.9) | (1.1) | (0.7) | (1.3) | (1.3) | (1.4) | (1.4) | (1.1) | (1.0) | (0.7) | (0.4) | (0.4) | (0.2) | (0.1) | (0.1) | 0.0 | — | (0.3) | (0.2) |
| Net cash from financing activities | (1.9) | (2.6) | (1.6) | (1.3) | (1.8) | (1.8) | (1.7) | (1.4) | 0.4 | (1.0) | (0.7) | (0.4) | (0.4) | (0.2) | (0.1) | (0.1) | 0.0 | — | (0.3) | (0.2) |
| Net change in cash | 0.9 | (2.1) | (6.0) | (12.4) | 6.6 | 5.4 | (10.9) | 14.8 | 2.5 | 2.8 | 0.3 | (0.5) | (0.4) | 3.4 | (0.6) | (1.0) | (1.2) | 1.1 | (0.0) | 0.8 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | — | — | — | -218.0% | -68.4% | -42.7% | -37.4% | +2.7% | +20.2% | +30.4% | +50.7% | +27.1% | +47.0% | +52.4% | +77.3% | +60.8% | +84.1% | +352.8% | -71.3% | — |
| Capital expenditure | +122.3% | +48.7% | -24.5% | -34.7% | +22.7% | -26.3% | +50.8% | -83.6% | +582.9% | +69.7% | -7.1% | +33.6% | -3.7% | +79.4% | +22.5% | +46.6% | +10.5% | -29.2% | +31.1% | — |
| Net cash from investing activities | -45.5% | +166.6% | — | -238.2% | — | — | — | — | — | — | — | — | — | — | — | — | -614.5% | +383.8% | -80.4% | — |
| Dividends paid | -22.7% | +72.4% | +46.4% | -41.6% | -2.2% | -4.9% | +0.0% | +30.0% | +9.6% | +35.3% | +80.5% | -8.8% | +132.5% | +100.2% | +49.7% | — | — | — | +28.9% | — |
| Net cash from financing activities | — | — | — | — | — | — | — | -415.4% | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | -287.7% | +22.0% | — | -173.9% | +482.1% | -8.5% | +798.2% | — | — | -111.4% | — | — | — | -206.2% | — | -100.7% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 43
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | (8.9) | (21.0) | (12.5) | (3.3) | 2.8 | 8.7 | 15.2 | 24.3 | 23.7 | 19.7 |
| Capital Expenditures - Net - Cash Flow | 0.9 | 0.4 | 0.2 | 0.3 | 0.6 | 0.5 | 0.7 | 0.4 | 2.9 | 0.4 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.9 | 0.4 | 0.2 | 0.3 | 0.6 | 0.5 | 0.7 | 0.4 | 2.9 | 0.4 |
| Property, Plant & Equipment - Purchased - Cash Flow | 1.0 | 0.5 | 0.3 | 0.4 | 0.6 | 0.5 | 0.7 | 0.5 | 2.9 | 0.4 |
| Property, Plant & Equipment Sold - Cash Flow | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Expenditures - Total | 1.0 | 0.5 | 0.3 | 0.4 | 0.6 | 0.5 | 0.7 | 0.5 | 2.9 | 0.4 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (5.9) | (1.3) | (1.3) | (13.8) | 0.8 | (10.5) | (27.0) | (13.9) | (23.3) | (20.1) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (5.9) | (1.3) | (1.3) | (13.8) | 0.8 | (10.5) | (27.0) | (13.9) | (23.3) | (20.1) |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 533.5 | 499.5 | 456.6 | 432.9 | 384.1 | 356.4 | 363.3 | 276.3 | 117.9 | 42.9 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 539.4 | 500.9 | 457.9 | 446.7 | 383.3 | 366.9 | 390.3 | 290.2 | 141.1 | 63.1 |
| Other Investing Cash Flow - Decrease/(Increase) | 18.5 | 23.2 | 9.5 | 6.3 | 5.5 | 9.5 | 3.2 | 6.2 | 4.5 | 4.6 |
| Net Cash Flow from Investing Activities | 11.7 | 21.5 | 8.1 | (7.8) | 5.6 | (1.5) | (24.5) | (8.2) | (21.6) | (16.0) |
| Dividends Paid - Cash - Total - Cash Flow | 1.5 | 1.9 | 1.1 | 0.7 | 1.3 | 1.3 | 1.4 | 1.4 | 1.1 | 1.0 |
| Dividends - Common - Cash Paid | 1.5 | 1.9 | 1.1 | 0.7 | 1.3 | 1.3 | 1.4 | 1.4 | 1.1 | 1.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (0.5) | (0.7) | (0.5) | (0.6) | (0.5) | (0.5) | (0.3) | 0.0 | 1.5 | — |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.5) | (0.7) | (0.5) | (0.6) | (0.5) | (0.5) | (0.3) | 0.0 | 1.5 | — |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.4) | (0.4) | (0.3) | (0.3) | (0.3) | (0.3) | (0.2) | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 0.5 | 0.7 | 0.5 | 0.6 | 0.5 | 0.5 | 0.3 | — | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | — | — | — |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | — | — | — | — | 0.0 | 0.0 |
| Net Cash Flow from Financing Activities | (1.9) | (2.6) | (1.6) | (1.3) | (1.8) | (1.8) | (1.7) | (1.4) | 0.4 | (1.0) |
| Net Change in Cash - Total | 0.9 | (2.1) | (6.0) | (12.4) | 6.6 | 5.4 | (10.9) | 14.8 | 2.5 | 2.8 |
| Net Cash from Continuing Operations | 0.9 | (2.1) | (6.0) | (12.4) | 6.6 | 5.4 | (10.9) | 14.8 | 2.5 | 2.8 |
| Net Cash - Beginning Balance | 3.9 | 6.0 | 12.1 | 24.4 | 17.8 | 12.4 | 23.4 | 8.6 | 6.1 | 3.3 |
| Net Cash - Ending Balance | 4.8 | 3.9 | 6.0 | 12.1 | 24.4 | 17.8 | 12.4 | 23.4 | 8.6 | 6.1 |
| Interest Paid - Cash (Cash Flow - Direct) | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 | — | — |
| Cash Receipts - Business Activities - Cash Flow | 60.7 | 50.4 | 49.3 | 49.6 | 52.1 | 48.9 | 51.0 | 53.2 | 48.5 | 39.3 |
| Premiums Received - Cash Flow | 59.0 | 48.8 | 46.2 | 47.6 | 49.0 | 46.3 | 49.4 | 52.1 | 47.3 | 38.2 |
| Reinsurance Recovered - Cash Flow | 1.6 | 1.6 | 1.5 | 1.6 | 2.3 | 1.1 | 1.2 | 1.1 | 0.7 | 0.9 |
| Cash Payments - Business Activities - Cash Flow | 57.0 | 59.9 | 50.7 | 44.4 | 41.7 | 30.6 | 23.8 | 17.9 | 14.7 | 11.0 |
| Reinsurance Paid - Cash Flow | 2.6 | 2.2 | 1.8 | 1.8 | 1.9 | 1.4 | 1.3 | 1.3 | 1.1 | 1.0 |
| Claims Paid - Cash Flow | 54.3 | 57.7 | 48.9 | 42.6 | 39.9 | 29.2 | 22.5 | 16.6 | 13.7 | 10.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 1.8 | 2.1 | 1.6 | 1.0 | 0.6 | 1.4 | 1.0 | 1.3 | 1.2 | 1.0 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 1.5 | 1.2 | 1.1 | 3.1 | 4.2 | 2.1 | 2.4 | 1.9 | 1.6 | 1.6 |
| Cash Receipts/(Payments) - Net - Cash Flow | (12.3) | (10.5) | (10.5) | (10.4) | (11.0) | (10.0) | (13.3) | (11.6) | (10.4) | (9.2) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 1.8 | 2.1 | 1.6 | 1.0 | 0.6 | 1.4 | 1.0 | 1.3 | 1.2 | 1.0 |
| Interest Paid - Cash Flow - Supplemental | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 1.5 | 1.2 | 1.1 | 3.1 | 4.2 | 2.1 | 2.4 | 1.9 | 1.6 | 1.6 |
| CF from Optg Activities before Change in WC & Int Payments | (35.5) | (49.6) | (29.8) | (3.2) | 2.8 | 8.9 | 15.4 | 24.4 | 23.7 | 19.7 |
| Depreciation, Depletion & Amortization - Cash Flow | 0.7 | 0.6 | 0.7 | — | — | — | — | — | — | — |
| Free Cash Flow to Equity | (10.3) | (22.1) | (13.2) | (4.1) | 1.7 | 7.7 | 14.2 | 23.9 | 22.3 | 19.3 |
| Free Cash Flow Net of Dividends | (11.4) | (23.4) | (13.9) | (4.4) | 0.8 | 6.9 | 13.2 | 22.5 | 19.8 | 18.3 |
| Free Cash Flow | (10.0) | (21.5) | (12.8) | (3.7) | 2.1 | 8.2 | 14.5 | 23.9 | 20.8 | 19.3 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.