JLICL Jubilee Life Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 101.85 -0.15%
Annual · FY2006 – FY2025
Jubilee Life Insurance Company Limited (JLICL) income statement
Jubilee Life Insurance Company Limited reported total income of Rs 84.2 bn for FY2025 (Jan – Dec 2025), down 4.1% on FY2024. Tax of Rs 1.7 bn took 40.3% of pre-tax profit. Profit attributable to shareholders was Rs 2.5 bn, down 3.0% on FY2024, or Rs 16.58 per share.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 56.7 | 46.6 | 44.1 | 45.6 | 47.6 | 45.2 | 48.4 | 50.7 | 45.9 | — | — | — | — | — | — | — | — | — | 1.8 | 1.5 |
| Investment income (net) | 24.7 | 35.8 | 31.3 | 19.4 | 12.4 | 12.3 | 12.9 | 7.7 | 6.1 | 0.3 | 0.3 | 0.2 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Total income | 84.2 | 87.9 | 75.8 | 61.9 | 61.1 | 64.4 | 59.8 | 58.9 | 50.2 | 0.5 | 0.3 | 0.2 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 1.8 | 1.5 |
| Net claims & benefits | (56.2) | (55.6) | (48.7) | (42.9) | (39.8) | (28.8) | (22.5) | (16.3) | (13.0) | — | — | — | — | — | — | — | — | — | — | — |
| Acquisition & underwriting expenses | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | (1.6) | (1.1) |
| Profit before tax | 4.2 | 4.3 | 4.4 | 3.3 | 2.5 | 4.1 | 3.4 | 3.8 | 5.1 | 3.2 | 2.4 | 2.0 | 1.4 | 0.8 | 0.6 | 0.2 | 0.2 | (0.0) | 0.6 | 0.9 |
| Taxation | (1.7) | (1.8) | (2.0) | (1.2) | (0.7) | (1.2) | (1.2) | (1.3) | (1.9) | (1.0) | (0.8) | (0.6) | (0.4) | (0.3) | (0.2) | (0.1) | (0.0) | (0.0) | 0.0 | (0.1) |
| Profit after tax | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 | 1.6 | 1.4 | 0.9 | 0.6 | 0.4 | 0.1 | 0.1 | (0.1) | 0.6 | 0.8 |
| Profit attributable to shareholders | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 | 1.6 | 1.4 | 0.9 | 0.6 | 0.4 | 0.1 | 0.1 | (0.1) | 0.6 | 0.8 |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 | 10.77 | 9.04 | 6.25 | 3.68 | 2.49 | 0.97 | 0.86 | (0.37) | 3.72 | 6.37 |
| Dividend per share (Rs) Rs | 8.67 | 8.67 | 8.67 | 7.54 | 8.41 | 9.57 | 8.69 | 9.22 | 9.22 | 6.95 | 6.47 | 4.55 | 2.50 | 1.87 | 1.25 | 0.62 | 0.42 | 0.62 | 0.21 | 0.21 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +21.7% | +5.6% | -3.3% | -4.2% | +5.2% | -6.6% | -4.5% | +10.4% | — | — | — | — | — | — | — | — | — | — | +22.4% | — |
| Investment income (net) | -30.9% | +14.5% | +61.5% | +55.6% | +1.4% | -4.8% | +66.3% | +26.7% | +2,288.5% | -14.9% | +46.5% | +46.9% | +19.2% | +27.8% | +186.5% | +4.2% | +39.4% | +2,183.9% | -76.4% | — |
| Total income | -4.1% | +15.8% | +22.6% | +1.3% | -5.2% | +7.6% | +1.6% | +17.3% | +10,713.6% | +34.0% | +68.2% | +45.8% | -0.1% | +53.1% | +184.0% | +722.0% | -86.7% | -98.4% | +22.1% | — |
| Net claims & benefits | +1.1% | +14.2% | +13.5% | +7.7% | +38.2% | +28.3% | +37.7% | +25.8% | — | — | — | — | — | — | — | — | — | — | — | — |
| Acquisition & underwriting expenses | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | +53.4% | — |
| Profit before tax | -3.3% | -0.6% | +31.9% | +29.9% | -37.6% | +19.1% | -9.5% | -26.5% | +62.9% | +29.1% | +22.0% | +44.0% | +71.9% | +38.9% | +168.0% | +35.2% | — | -108.7% | -38.4% | — |
| Taxation | -3.7% | -14.4% | +66.5% | +64.5% | -37.0% | -0.5% | -11.4% | -28.2% | +79.5% | +27.3% | +28.1% | +42.7% | +75.7% | +22.9% | +194.6% | +128.9% | +516.0% | — | -114.3% | — |
| Profit after tax | -3.0% | +11.6% | +11.3% | +15.6% | -37.8% | +29.7% | -8.5% | -25.5% | +54.7% | +30.0% | +19.1% | +44.6% | +70.1% | +47.7% | +155.3% | +12.9% | — | -109.3% | -29.9% | — |
| Profit attributable to shareholders | -3.0% | +11.6% | +11.3% | +15.6% | -37.8% | +29.7% | -8.5% | -25.5% | +54.7% | +30.0% | +19.1% | +44.6% | +70.1% | +47.7% | +155.3% | +12.9% | — | -109.3% | -29.9% | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -3.0% | +11.6% | +11.3% | +15.6% | -37.8% | +29.7% | -8.5% | -25.5% | +54.7% | +30.0% | +19.1% | +44.6% | +70.1% | +47.7% | +155.3% | +12.9% | — | -109.8% | -41.6% | — |
| Dividend per share (Rs) | 0.0% | 0.0% | +15.0% | -10.3% | -12.1% | +10.0% | -5.7% | 0.0% | +32.8% | +7.4% | +42.1% | +82.1% | +33.3% | +50.0% | +100.0% | +50.0% | -33.3% | +200.0% | 0.0% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 67.3% | 53.0% | 58.1% | 73.7% | 77.9% | 70.2% | 80.9% | 86.1% | 91.5% | — | — | — | — | — | — | — | — | — | 99.9% | 99.7% |
| Investment income (net) | 29.3% | 40.7% | 41.2% | 31.3% | 20.4% | 19.0% | 21.5% | 13.2% | 12.2% | 55.1% | 86.8% | 99.6% | 98.8% | 82.8% | 99.2% | 98.3% | 775.8% | 74.2% | 0.1% | 0.3% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (66.8%) | (63.3%) | (64.2%) | (69.4%) | (65.3%) | (44.8%) | (37.5%) | (27.7%) | (25.8%) | — | — | — | — | — | — | — | — | — | — | — |
| Acquisition & underwriting expenses | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | (89.0%) | (70.9%) |
| Profit before tax | 5.0% | 4.9% | 5.7% | 5.3% | 4.2% | 6.3% | 5.7% | 6.4% | 10.2% | 679.0% | 705.1% | 972.2% | 984.2% | 571.9% | 630.5% | 668.1% | 4,063.3% | (168.4%) | 31.6% | 62.7% |
| Taxation | (2.0%) | (2.0%) | (2.7%) | (2.0%) | (1.2%) | (1.8%) | (2.0%) | (2.3%) | (3.7%) | (224.9%) | (236.8%) | (310.8%) | (317.5%) | (180.5%) | (224.9%) | (216.8%) | (778.6%) | (16.9%) | 0.7% | (6.3%) |
| Profit after tax | 3.0% | 2.9% | 3.0% | 3.3% | 2.9% | 4.5% | 3.7% | 4.1% | 6.5% | 454.1% | 468.3% | 661.3% | 666.6% | 391.3% | 405.6% | 451.3% | 3,284.7% | (185.3%) | 32.3% | 56.3% |
| Profit attributable to shareholders | 3.0% | 2.9% | 3.0% | 3.3% | 2.9% | 4.5% | 3.7% | 4.1% | 6.5% | 454.1% | 468.3% | 661.3% | 666.6% | 391.3% | 405.6% | 451.3% | 3,284.7% | (185.3%) | 32.3% | 56.3% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 139
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 56.7 | 46.6 | 44.1 | 45.6 | 47.6 | 45.2 | 48.4 | 50.7 | 45.9 | — |
| Premiums Written - Gross | 59.1 | 48.7 | 46.1 | 47.3 | 49.4 | 46.5 | 49.6 | 51.9 | 46.8 | — |
| Premiums Ceded Out & Unearned - Reinsurance | 2.4 | 2.1 | 2.0 | 1.8 | 1.8 | 1.3 | 1.2 | 1.2 | 0.9 | — |
| Premiums Ceded Out to Reinsurance - Written | 2.4 | 2.1 | 2.0 | 1.8 | 1.8 | 1.3 | 1.2 | 1.2 | 0.9 | — |
| Fees & Commissions Income | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Investment Income/(Expense) - Net - Insurance | 24.7 | 35.8 | 31.3 | 19.4 | 12.4 | 12.3 | 12.9 | 7.7 | 6.1 | 0.3 |
| Investments & Loans - Business - Gain/(Loss) | 2.8 | 5.4 | 0.4 | (3.1) | 1.0 | 6.9 | (1.5) | 0.4 | (1.9) | 0.2 |
| Investment Income - Gross - Insurance - Total | 24.7 | 35.8 | 31.3 | 19.4 | 12.4 | 12.3 | 12.9 | 7.7 | 6.1 | 0.3 |
| Investment Expense - Insurance - Total | — | — | — | — | — | — | — | — | — | 0.0 |
| Investment Securities - Business - Gain/(Loss) | 2.8 | 5.4 | 0.4 | (3.2) | 1.0 | 6.9 | (1.5) | 0.3 | (1.8) | 0.2 |
| Revenue from Business-Related Activities - Other - Total | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Derivatives - Hedging - Business - Gain/(Loss) | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | (0.1) | (0.0) | 0.2 | (0.0) | — |
| Derivatives - Hedging - Business - Fair Value Adjustments - Gain/(Loss) | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | (0.1) | (0.0) | 0.2 | (0.0) | — |
| Revenue from Business Activities - Total | 84.2 | 87.9 | 75.8 | 61.9 | 61.1 | 64.4 | 59.8 | 58.9 | 50.2 | 0.5 |
| Insurance Claims/Reserves - Total | 56.2 | 55.6 | 48.7 | 42.9 | 39.8 | 28.8 | 22.5 | 16.3 | 13.0 | — |
| Insurance Benefits Paid - Current | 56.2 | 55.6 | 48.7 | 42.9 | 39.8 | 28.8 | 22.5 | 16.3 | 13.0 | — |
| Selling, General & Administrative Expenses - Total | 7.3 | 7.4 | 5.9 | 4.6 | 4.1 | 3.7 | 3.4 | 3.0 | 2.6 | — |
| Selling, General & Administrative Expenses - Unclassified | 1.8 | 1.6 | 1.9 | 1.1 | 0.9 | 0.7 | 0.6 | 0.6 | 0.5 | — |
| Depreciation in Selling, General & Administrative Expenses | 0.6 | 0.5 | 0.6 | 0.6 | 0.6 | 0.6 | 0.5 | 0.3 | 0.2 | — |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | — |
| Other Operating Expense/(Income) - Net | 21.9 | 27.1 | 13.0 | (7.1) | (1.5) | 13.6 | 30.5 | 16.4 | 12.9 | (2.8) |
| Other Operating Income - Total | 0.0 | 0.0 | 0.0 | 7.1 | 1.5 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Operating Expenses - Total | 85.4 | 90.2 | 67.7 | 40.5 | 42.5 | 46.1 | 56.4 | 35.6 | 28.5 | (2.8) |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 2.5 | 2.3 | 1.9 | 1.7 | 1.5 | 1.3 | 1.1 | 1.0 | 0.9 | — |
| Selling, General & Administrative Expenses - Other - Total | 2.4 | 2.9 | 1.5 | 1.2 | 1.0 | 1.0 | 1.0 | 1.0 | 0.9 | — |
| Advertising Expense | 0.8 | 0.9 | 0.8 | 0.7 | 0.6 | 0.5 | 0.7 | 0.8 | 0.8 | — |
| Rental Expense | 1.4 | 1.9 | 0.5 | 0.4 | 0.4 | 0.4 | 0.2 | 0.2 | 0.2 | — |
| Operating Profit before Non-Recurring Income/(Expense) | (1.2) | (2.3) | 8.2 | 21.4 | 18.6 | 18.3 | 3.5 | 23.2 | 21.7 | 3.3 |
| Other Operating Expense | 21.9 | 27.2 | 13.0 | 0.0 | 0.1 | 13.6 | 30.5 | 16.4 | 12.9 | — |
| Interest Expense - Net of Capitalized Interest | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | — | 0.0 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Non-Operating Income/(Expense) - Total | (7.3) | (6.1) | (6.1) | (6.4) | (6.6) | (6.7) | (8.8) | (9.6) | (8.4) | (0.1) |
| Foreign Exchange Gain/(Loss) - Non-Business | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Normalized Pre-tax Profit | (8.5) | (8.6) | 2.0 | 14.9 | 11.8 | 11.4 | (5.5) | 13.5 | 13.3 | 3.2 |
| Non-Recurring Income/Expense - Total | 12.6 | 12.9 | 2.4 | (11.6) | (9.3) | (7.3) | 8.9 | (9.7) | (8.1) | (0.0) |
| Impairment - Tangible & Intangible Fixed Assets | — | — | — | — | — | — | — | — | — | 0.0 |
| Impairment - Fixed Assets | — | — | — | — | — | — | — | — | — | 0.0 |
| Fair Value Adjustments - Financial Investments | 12.6 | 12.9 | 2.4 | (11.6) | (9.3) | (7.3) | 8.9 | (9.7) | (8.1) | — |
| Income before Taxes | 4.2 | 4.3 | 4.4 | 3.3 | 2.5 | 4.1 | 3.4 | 3.8 | 5.1 | 3.2 |
| Income Taxes | 1.7 | 1.8 | 2.0 | 1.2 | 0.7 | 1.2 | 1.2 | 1.3 | 1.9 | 1.0 |
| Income Taxes for the Year - Current | 1.3 | 1.8 | 1.8 | 0.9 | 0.8 | 1.1 | 0.9 | 1.3 | 1.6 | 1.0 |
| Income Taxes - Domestic - Current | 1.3 | 1.8 | 1.7 | 0.9 | 0.8 | 1.1 | 0.9 | 1.2 | 1.5 | 1.0 |
| Income Taxes - Other (KFAS/NLST) - Current | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 |
| Income Taxes - Deferred | 0.4 | (0.0) | 0.2 | 0.3 | (0.0) | 0.1 | 0.2 | 0.0 | 0.3 | (0.0) |
| Income Taxes - Domestic - Deferred | 0.4 | (0.0) | 0.2 | 0.3 | (0.0) | 0.1 | 0.2 | 0.0 | 0.3 | (0.0) |
| Net Income after Tax | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Income before Discontinued Operations & Extraordinary Items | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Net Income before Minority Interest | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Net Income after Minority Interest | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Income Available to Common Shares | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Other Comprehensive Income - Starting Line | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | — |
| Other Comprehensive Income - Foreign Currency | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 | — |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | 0.3 | 0.7 | 0.3 | 0.0 | (0.2) | (0.1) | 0.2 | (0.0) | (0.6) | — |
| Other Comprehensive Income - Income Tax | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | (0.0) | 0.0 | — |
| Other Comprehensive Income - Net of Tax - Total | 0.3 | 0.7 | 0.3 | 0.1 | (0.2) | (0.1) | 0.2 | (0.0) | (0.5) | — |
| Comprehensive Income before Minority Interest - Total | 2.8 | 3.3 | 2.6 | 2.1 | 1.6 | 2.8 | 2.5 | 2.4 | 2.7 | — |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | 2.8 | 3.3 | 2.6 | 2.1 | 1.6 | 2.8 | 2.5 | 2.4 | 2.7 | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 8.67 | 8.67 | 8.67 | 7.54 | 8.41 | 9.57 | 8.69 | 9.22 | 9.22 | 6.95 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Income available to Common excluding Extraordinary Items | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Shares used to calculate Basic EPS - Total mn | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (67.39) | (68.53) | (0.46) | 90.62 | 73.45 | 67.82 | (44.37) | 80.88 | 75.79 | 14.01 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (67.39) | (68.53) | (0.46) | 90.62 | 73.45 | 67.82 | (44.37) | 80.88 | 75.79 | 14.01 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | 18.63 | 21.83 | 17.17 | 14.20 | 10.87 | 18.60 | 16.29 | 16.03 | 18.06 | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Diluted Income available to Common excluding Extraordinary Items | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Shares used to calculate Diluted EPS - Total mn | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (67.39) | (68.53) | (0.46) | 90.62 | 73.45 | 67.82 | (44.37) | 80.88 | 75.79 | 14.01 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 | 150.5 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (67.39) | (68.53) | (0.46) | 90.62 | 73.45 | 67.82 | (44.37) | 80.88 | 75.79 | 14.01 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | 18.63 | 21.83 | 17.17 | 14.20 | 10.87 | 18.60 | 16.29 | 16.03 | 18.06 | — |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 8.67 | 8.67 | 7.80 | 8.41 | 9.57 | 8.85 | 9.22 | 9.22 | 7.09 | 6.47 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 7.80 | 7.80 | 7.02 | 7.74 | 8.61 | 7.97 | 8.30 | 8.30 | 6.38 | 5.82 |
| Earnings before Interest & Taxes (EBIT) | (1.2) | (2.3) | 8.2 | 21.4 | 18.6 | 18.3 | 3.5 | 23.2 | 21.7 | 3.3 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | (0.5) | (1.7) | 8.9 | 22.1 | 19.3 | 19.0 | 4.1 | 23.6 | 22.0 | 3.5 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | 0.9 | 0.2 | 9.4 | 22.5 | 19.7 | 19.0 | 4.1 | 23.6 | 22.0 | 3.6 |
| Depreciation & Amortization - Supplemental | 0.7 | 0.6 | 0.7 | 0.7 | 0.7 | 0.7 | 0.4 | 0.4 | 0.0 | 0.2 |
| Depreciation Expense - Total - Supplemental | 0.6 | 0.5 | 0.6 | 0.6 | 0.6 | 0.6 | 0.3 | 0.3 | 0.0 | 0.2 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.2 | — | — | — |
| Amortization - Total - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Intangible Amortization - Other - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Amortization of Computer Software - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | — | — | — |
| Depreciation, Depletion & Amortization - Total | 0.7 | 0.6 | 0.7 | 0.7 | 0.7 | 0.7 | 0.6 | 0.4 | 0.3 | 0.2 |
| Depreciation - Total | 0.6 | 0.5 | 0.6 | 0.6 | 0.6 | 0.6 | 0.5 | 0.3 | 0.2 | 0.2 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 |
| Labor & Related Expenses - Total | 2.5 | 2.3 | 1.9 | 1.7 | 1.5 | 1.3 | 1.1 | 1.0 | 0.9 | — |
| Labor & Related Expenses - Supplemental | 2.5 | 2.3 | 1.9 | 1.7 | 1.5 | 1.3 | 1.1 | 1.0 | 0.9 | — |
| Auditor Fees | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Audit-Related Fees | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Tax Fees | 0.0 | 0.0 | 0.0 | — | — | — | — | — | — | — |
| Fees - Other | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — | — |
| Normalized after Tax Profit | (10.1) | (10.3) | (0.1) | 13.6 | 11.1 | 10.2 | (6.7) | 12.2 | 11.4 | 2.1 |
| Normalized Net Income from Continuing Operations | (10.1) | (10.3) | (0.1) | 13.6 | 11.1 | 10.2 | (6.7) | 12.2 | 11.4 | 2.1 |
| Normalized Net Income - Bottom Line | (10.1) | (10.3) | (0.1) | 13.6 | 11.1 | 10.2 | (6.7) | 12.2 | 11.4 | 2.1 |
| Earnings before Interest & Taxes (EBIT) - Normalized | (8.4) | (8.4) | 2.2 | 15.1 | 12.0 | 11.6 | (5.3) | 13.6 | 13.3 | 3.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | (7.7) | (7.8) | 2.9 | 15.8 | 12.7 | 12.3 | (4.7) | 14.0 | 13.6 | 3.4 |
| Lease Expense -Total | — | — | — | — | — | 0.4 | — | — | — | — |
| Operating/Rental Expense – Supplemental | — | — | — | — | — | 0.0 | 0.0 | — | — | — |
| Depreciation of Financial Lease Right-of-Use Assets | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | — | — | — | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | — | — | — |
| Rental/Operating Lease Expense | 1.4 | 1.9 | 0.5 | 0.4 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 |
| Advertising Expenses - Supplemental | 0.8 | 0.9 | 0.8 | 0.7 | 0.6 | 0.5 | 0.0 | 0.3 | 0.1 | 0.5 |
| Interest Expense | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | — | 0.0 |
| Investment Income - Insurance | 24.7 | 35.8 | 31.3 | 19.4 | 12.4 | 12.3 | 12.9 | 7.7 | 6.1 | 0.3 |
| Losses, Benefits & Adjustments - Insurance | 56.2 | 55.6 | 48.7 | 42.9 | 39.8 | 28.8 | 22.5 | 16.3 | 13.0 | — |
| Operating Expenses | 85.4 | 90.2 | 67.7 | 40.5 | 42.5 | 46.1 | 56.4 | 35.6 | 28.5 | (2.8) |
| Premiums Ceded Out & Unearned - Total | 2.4 | 2.1 | 2.0 | 1.8 | 1.8 | 1.3 | 1.2 | 1.2 | 0.9 | — |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 7.3 | 7.4 | 5.9 | 4.6 | 4.1 | 3.7 | 3.4 | 3.0 | 2.6 | — |
| Total Claim & Loss Expense | 56.2 | 55.6 | 48.7 | 42.9 | 39.8 | 28.8 | 22.5 | 16.3 | 13.0 | — |
| Underwriting Expenses - Insurance | 29.2 | 34.6 | 19.0 | (2.4) | 2.6 | 17.3 | 33.9 | 19.3 | 15.6 | (2.8) |
| Income before Taxes & Provision for Loan Losses | 4.2 | 4.3 | 4.4 | 3.3 | 2.5 | 4.1 | 3.4 | 3.8 | 5.1 | 3.2 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 8.67 | 8.67 | 7.80 | 8.41 | 9.57 | 8.85 | 9.22 | 9.22 | 7.09 | 6.47 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 8.67 | 8.67 | 7.80 | 8.41 | 9.57 | 8.85 | 9.22 | 9.22 | 7.09 | 6.47 |
| Tax Adjusted Operating Income | 2.6 | 2.7 | 2.4 | 2.2 | 1.9 | 3.0 | 2.3 | 2.5 | 3.3 | 2.1 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (27.0) | (21.1) | (29.8) | (45.4) | (37.2) | (11.5) | 11.4 | 3.0 | 2.6 | — |
| Operating Expenses excluding Non-Cash Charges - Total | 84.8 | 89.6 | 67.0 | 39.8 | 41.8 | 45.4 | 55.8 | 35.3 | 28.2 | (3.0) |
| Premiums Earned - Total | 56.8 | 46.6 | 44.2 | 45.6 | 47.6 | 45.2 | 48.4 | 50.7 | 46.0 | — |
| Losses, Benefits & Adjustments - Total | 56.2 | 55.6 | 48.7 | 42.9 | 39.8 | 28.8 | 22.5 | 16.3 | 13.0 | — |
| Income Available to Common Shares before Depreciation & Amortization | 3.2 | 3.2 | 3.0 | 2.8 | 2.5 | 3.6 | 2.8 | 2.8 | 3.6 | 2.3 |
| Fixed Charges | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | — | 0.0 |
| Net Premiums Written | 56.7 | 46.6 | 44.1 | 45.6 | 47.6 | 45.2 | 48.4 | 50.7 | 45.9 | — |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 8.67 | 8.67 | 7.80 | 8.41 | 9.57 | 8.85 | 9.22 | 9.22 | 7.09 | 6.47 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.