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Commercial Banks

JSBL JS Bank Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 12.13 -1.78%

Quarterly · Q3 FY2021 – Q2 FY2026

JS Bank Limited (JSBL) quarterly balance sheet

At the end of Q2 FY2026 (Apr – Jun 2026) JS Bank Limited had total assets of Rs 1.56 tn, up 10.3% on Q2 FY2025. Deposits were Rs 1.33 tn, up 11.3% on Q2 FY2025 and net advances Rs 596.2 bn. Investments stood at Rs 707.8 bn. Shareholders' equity was Rs 71.0 bn (Rs 34.64 per share), 4.5% of total assets.

JSBL balance sheet (quarterly) (Rs bn)
Rs bn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Assets
Cash & balances with banks 119.7 85.5 119.4 94.4 94.2 106.7 89.2 95.1 105.1 83.8 87.5 80.6 39.6 37.9 26.6 33.1 35.0 29.2 35.4 27.9
Lendings to financial institutions — — — — — — — — — — — — — — 0.1 0.1 0.5 0.2 0.0 0.2
Investments 707.8 689.5 581.5 701.7 740.8 690.9 629.5 638.7 704.4 633.4 582.6 559.5 253.6 238.2 303.1 282.3 326.5 300.4 232.0 249.1
Advances (net) 596.2 526.0 581.2 466.4 457.8 477.5 525.4 477.1 403.2 467.8 451.0 411.8 238.8 224.9 231.6 234.4 290.4 247.2 254.6 251.7
Fixed assets 47.1 47.1 48.2 43.5 42.8 35.5 35.3 31.8 30.8 29.0 28.1 26.2 11.8 11.1 11.2 11.2 11.5 11.5 11.5 9.9
Intangible assets 12.6 12.9 12.5 12.9 12.5 12.6 12.3 10.3 9.7 9.1 8.5 7.9 4.1 3.9 3.8 3.6 3.4 3.2 3.2 2.9
Other assets 79.4 79.2 72.9 100.3 68.5 76.9 67.4 77.2 74.8 81.9 72.3 75.8 36.4 31.5 17.7 16.6 16.0 13.1 10.7 7.3
Total assets 1,562.8 1,440.1 1,415.6 1,419.2 1,416.6 1,400.0 1,359.0 1,330.2 1,328.0 1,305.0 1,230.0 1,161.8 584.3 547.6 620.5 593.6 693.9 614.1 589.3 561.4
Liabilities
Deposits 1,334.3 1,185.9 1,204.7 1,159.3 1,198.5 1,110.7 1,083.8 1,071.3 1,108.5 1,011.5 1,009.9 947.0 471.0 438.0 465.2 482.4 482.5 451.2 462.3 440.6
Borrowings 80.7 120.2 80.0 97.9 86.4 168.8 124.5 136.7 106.9 186.8 116.9 121.0 71.9 68.5 113.7 69.9 172.1 126.0 89.5 82.4
Total liabilities 1,479.1 1,361.3 1,334.5 1,339.6 1,337.5 1,325.0 1,282.2 1,256.0 1,260.9 1,243.4 1,170.0 1,109.2 559.8 524.3 597.3 569.8 670.9 590.7 565.5 537.3
Equity
Share capital 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 10.1 10.1 10.1 10.1 10.1 10.1 10.1 10.1
Equity attributable to shareholders 71.0 66.5 68.4 67.2 66.5 63.2 64.4 62.3 56.4 51.8 50.5 44.1 24.1 23.0 22.9 23.5 22.6 23.0 23.4 23.8
Total equity 83.8 78.8 81.1 79.6 79.1 74.9 76.8 74.2 67.1 61.6 60.0 52.6 24.5 23.3 23.3 23.8 23.0 23.4 23.8 24.1
Total liabilities & equity 1,562.8 1,440.1 1,415.6 1,419.2 1,416.6 1,400.0 1,359.0 1,330.2 1,328.0 1,305.0 1,230.0 1,161.8 584.3 547.6 620.5 593.6 693.9 614.1 589.3 561.4
Key figures
Gross advances — — — — — — — — — — — — — — 239.0 241.5 297.0 254.2 261.2 257.5
Provision against advances — — — — — — — — — — — — — — 7.4 7.1 6.6 7.0 6.7 5.8
Advances to deposits (ADR) 0.45× 0.44× 0.48× 0.40× 0.38× 0.43× 0.48× 0.45× 0.36× 0.46× 0.45× 0.43× 0.51× 0.51× 0.50× 0.49× 0.60× 0.55× 0.55× 0.57×
Shares outstanding mn 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 1,518.0 1,297.5 1,297.5 1,297.5 1,297.5 1,297.5 1,297.5 1,297.5 1,297.5
Common equity 71.0 66.5 68.4 67.2 66.5 63.2 64.4 62.3 56.4 51.8 50.5 44.1 24.1 23.0 22.9 23.5 22.6 23.0 23.4 23.8
Book value per share (Rs) Rs 34.64 32.44 33.36 32.75 32.45 30.82 31.40 30.39 27.48 25.28 24.63 29.04 18.60 17.69 17.64 18.10 17.42 17.71 18.07 18.37
JSBL balance sheet — year-on-year change (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Assets
Cash & balances with banks +27.1% -19.8% +33.8% -0.8% -10.4% +27.3% +2.0% +18.1% +165.2% +121.1% +229.3% +143.2% +13.3% +29.5% -25.0% +18.7% -1.8% +14.8% +14.4% -18.3%
Lendings to financial institutions — — — — — — — — — — — — — — +126.6% -14.8% -73.9% -93.8% -98.9% -1.3%
Investments -4.5% -0.2% -7.6% +9.9% +5.2% +9.1% +8.0% +14.1% +177.8% +165.9% +92.2% +98.2% -22.3% -20.7% +30.7% +13.4% +36.6% +49.3% +14.8% +48.2%
Advances (net) +30.2% +10.2% +10.6% -2.2% +13.5% +2.1% +16.5% +15.9% +68.8% +108.0% +94.7% +75.6% -17.8% -9.0% -9.0% -6.9% +18.1% -1.8% +1.6% +4.0%
Fixed assets +10.1% +32.8% +36.8% +36.7% +39.0% +22.4% +25.5% +21.6% +160.9% +160.8% +150.0% +132.9% +2.4% -3.7% -2.3% +13.9% +16.8% +23.6% +27.4% -2.7%
Intangible assets +0.5% +2.9% +1.7% +25.3% +28.7% +38.3% +44.2% +30.1% +135.4% +130.3% +121.2% +122.0% +22.4% +22.4% +22.0% +23.7% +30.1% +27.5% +25.3% +17.5%
Other assets +16.0% +3.0% +8.2% +30.0% -8.5% -6.1% -6.8% +1.8% +105.7% +159.9% +307.8% +357.3% +126.9% +141.1% +66.2% +127.7% +86.6% +80.0% +45.2% +23.4%
Total assets +10.3% +2.9% +4.2% +6.7% +6.7% +7.3% +10.5% +14.5% +127.3% +138.3% +98.2% +95.7% -15.8% -10.8% +5.3% +5.7% +24.2% +17.4% +9.9% +16.8%
Liabilities
Deposits +11.3% +6.8% +11.2% +8.2% +8.1% +9.8% +7.3% +13.1% +135.4% +130.9% +117.1% +96.3% -2.4% -2.9% +0.6% +9.5% +7.2% +5.6% +7.1% +13.0%
Borrowings -6.5% -28.8% -35.7% -28.4% -19.3% -9.6% +6.6% +13.0% +48.6% +172.5% +2.8% +73.0% -58.2% -45.6% +27.1% -15.2% +148.9% +126.6% +40.6% +66.2%
Total liabilities +10.6% +2.7% +4.1% +6.7% +6.1% +6.6% +9.6% +13.2% +125.2% +137.2% +95.9% +94.7% -16.6% -11.3% +5.6% +6.0% +25.5% +18.3% +10.2% +17.2%
Equity
Share capital 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% +102.6% +102.6% +102.6% +102.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
Equity attributable to shareholders +6.7% +5.3% +6.3% +7.8% +18.1% +21.9% +27.5% +41.4% +133.5% +125.9% +120.6% +87.8% +6.8% -0.1% -2.4% -1.5% -5.1% -0.8% +4.7% +9.5%
Total equity +5.8% +5.2% +5.6% +7.2% +18.0% +21.6% +28.0% +41.1% +173.8% +164.3% +157.9% +120.7% +6.7% -0.2% -2.4% -1.0% -4.7% -1.5% +4.0% +8.1%
Total liabilities & equity +10.3% +2.9% +4.2% +6.7% +6.7% +7.3% +10.5% +14.5% +127.3% +138.3% +98.2% +95.7% -15.8% -10.8% +5.3% +5.7% +24.2% +17.4% +9.9% +16.8%
Key figures
Gross advances — — — — — — — — — — — — — — -8.5% -6.2% +18.2% -0.8% +2.6% +4.7%
Provision against advances — — — — — — — — — — — — — — +11.1% +23.3% +24.6% +53.7% +58.9% +51.5%
Advances to deposits (ADR) — — — — — — — — — — — — — — — — — — — —
Shares outstanding — — — — — — — — — — — — — — — — — — — —
Common equity +6.7% +5.3% +6.3% +7.8% +18.1% +21.9% +27.5% +41.4% +133.5% +125.9% +120.6% +87.8% +6.8% -0.1% -2.4% -1.5% -5.1% -0.8% +4.7% +9.5%
Book value per share (Rs) +6.7% +5.3% +6.3% +7.8% +18.1% +21.9% +27.5% +4.6% +47.8% +42.9% +39.6% +60.5% +6.8% -0.1% -2.4% -1.5% -5.1% -0.8% +4.7% +9.5%

Change against the same quarter a year earlier; shown when the earlier figure is positive.

JSBL balance sheet — common size (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Assets
Cash & balances with banks 7.7% 5.9% 8.4% 6.7% 6.6% 7.6% 6.6% 7.2% 7.9% 6.4% 7.1% 6.9% 6.8% 6.9% 4.3% 5.6% 5.0% 4.8% 6.0% 5.0%
Lendings to financial institutions — — — — — — — — — — — — — — 0.0% 0.0% 0.1% 0.0% 0.0% 0.0%
Investments 45.3% 47.9% 41.1% 49.4% 52.3% 49.4% 46.3% 48.0% 53.0% 48.5% 47.4% 48.2% 43.4% 43.5% 48.8% 47.6% 47.0% 48.9% 39.4% 44.4%
Advances (net) 38.1% 36.5% 41.1% 32.9% 32.3% 34.1% 38.7% 35.9% 30.4% 35.8% 36.7% 35.4% 40.9% 41.1% 37.3% 39.5% 41.9% 40.3% 43.2% 44.8%
Fixed assets 3.0% 3.3% 3.4% 3.1% 3.0% 2.5% 2.6% 2.4% 2.3% 2.2% 2.3% 2.3% 2.0% 2.0% 1.8% 1.9% 1.7% 1.9% 2.0% 1.8%
Intangible assets 0.8% 0.9% 0.9% 0.9% 0.9% 0.9% 0.9% 0.8% 0.7% 0.7% 0.7% 0.7% 0.7% 0.7% 0.6% 0.6% 0.5% 0.5% 0.5% 0.5%
Other assets 5.1% 5.5% 5.2% 7.1% 4.8% 5.5% 5.0% 5.8% 5.6% 6.3% 5.9% 6.5% 6.2% 5.8% 2.9% 2.8% 2.3% 2.1% 1.8% 1.3%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Deposits 85.4% 82.3% 85.1% 81.7% 84.6% 79.3% 79.7% 80.5% 83.5% 77.5% 82.1% 81.5% 80.6% 80.0% 75.0% 81.3% 69.5% 73.5% 78.4% 78.5%
Borrowings 5.2% 8.3% 5.7% 6.9% 6.1% 12.1% 9.2% 10.3% 8.1% 14.3% 9.5% 10.4% 12.3% 12.5% 18.3% 11.8% 24.8% 20.5% 15.2% 14.7%
Total liabilities 94.6% 94.5% 94.3% 94.4% 94.4% 94.6% 94.3% 94.4% 94.9% 95.3% 95.1% 95.5% 95.8% 95.7% 96.3% 96.0% 96.7% 96.2% 96.0% 95.7%
Equity
Share capital 1.3% 1.4% 1.4% 1.4% 1.4% 1.5% 1.5% 1.5% 1.5% 1.6% 1.7% 1.8% 1.7% 1.8% 1.6% 1.7% 1.5% 1.6% 1.7% 1.8%
Equity attributable to shareholders 4.5% 4.6% 4.8% 4.7% 4.7% 4.5% 4.7% 4.7% 4.2% 4.0% 4.1% 3.8% 4.1% 4.2% 3.7% 4.0% 3.3% 3.7% 4.0% 4.2%
Total equity 5.4% 5.5% 5.7% 5.6% 5.6% 5.4% 5.7% 5.6% 5.1% 4.7% 4.9% 4.5% 4.2% 4.3% 3.7% 4.0% 3.3% 3.8% 4.0% 4.3%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Gross advances — — — — — — — — — — — — — — 38.5% 40.7% 42.8% 41.4% 44.3% 45.9%
Provision against advances — — — — — — — — — — — — — — 1.2% 1.2% 1.0% 1.1% 1.1% 1.0%
Common equity 4.5% 4.6% 4.8% 4.7% 4.7% 4.5% 4.7% 4.7% 4.2% 4.0% 4.1% 3.8% 4.1% 4.2% 3.7% 4.0% 3.3% 3.7% 4.0% 4.2%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 16 Oct 2026.

All reported line items 104
JSBL balance sheet — all reported line items (Rs bn)
Rs bn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023
Cash & Short-Term Deposits Due from Banks - Total 119.7 85.5 119.4 94.4 94.2 106.7 89.2 95.1 105.1 83.8 87.5 80.6
Loans & Receivables - Total 596.2 526.0 581.2 466.4 457.8 477.5 525.4 477.1 403.2 467.8 451.0 411.8
Banking Related Loans – Net 596.2 526.0 581.2 466.4 457.8 477.5 525.4 477.1 403.2 467.8 451.0 411.8
Investments - Total 707.8 689.5 581.5 701.7 740.8 690.9 629.5 638.7 704.4 633.4 582.6 559.5
Property, Plant & Equipment - Net - Total 47.1 47.1 48.2 43.5 42.8 35.5 35.3 31.8 30.8 29.0 28.1 26.2
Other Assets - Total 79.4 79.2 72.9 100.3 68.5 76.9 67.4 77.2 74.8 81.9 72.3 75.8
Deferred Tax - Asset - Long-Term & Short-Term 4.2 6.4 3.4 1.1 1.4 2.5 0.0 0.0 1.4 1.3 0.0 3.6
Other Assets 75.2 72.8 69.6 99.2 67.0 74.4 67.4 77.2 73.5 80.6 72.3 72.2
Intangible Assets - Total - Net 12.6 12.9 12.5 12.9 12.5 12.6 12.3 10.3 9.7 9.1 8.5 7.9
Total Assets 1,562.8 1,440.1 1,415.6 1,419.2 1,416.6 1,400.0 1,359.0 1,330.2 1,328.0 1,305.0 1,230.0 1,161.8
Deposits - Total 1,334.3 1,185.9 1,204.7 1,159.3 1,198.5 1,110.7 1,083.8 1,071.3 1,108.5 1,011.5 1,009.9 947.0
Debt - Total 80.7 120.2 80.0 97.9 86.4 168.8 124.5 136.7 106.9 186.8 116.9 121.0
Short-Term Debt & Current Portion of Long-Term Debt 23.2 35.1 38.6 27.8 28.6 53.2 37.7 71.2 29.8 28.1 24.9 16.7
Deposits - Customers - Total 1,258.1 1,102.8 1,138.9 1,109.5 1,157.3 1,087.7 1,063.3 1,052.3 1,089.4 996.0 986.8 926.8
Deposits - Demand -Customer 568.1 466.4 471.4 419.9 484.3 361.5 376.4 353.2 370.5 302.0 320.7 281.3
Deposits - Savings - Customer 643.9 599.6 631.1 659.1 632.3 694.2 655.5 670.1 685.3 659.5 631.2 609.7
Deposits - Other - Customer 46.1 36.8 36.4 30.5 40.7 31.9 31.4 29.0 33.7 34.5 35.0 35.8
Deposits - Due to Banks & Financial Institutions 76.2 83.1 65.8 49.8 41.2 23.0 20.5 19.0 19.1 15.5 23.1 20.2
Deposits - Demand Deposits - Due to Banks & Financial Institutions 5.4 6.6 5.2 7.2 5.9 5.0 4.5 2.9 3.9 2.4 2.0 2.4
Deposits - Savings - Due to Banks & Financial Institutions 70.8 76.5 60.7 42.5 35.3 18.0 16.0 16.2 15.2 13.1 21.1 17.8
Deposits - Other - Due to Banks & Financial Institutions 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Current Portion of Long-Term Debt including Capitalized Leases 1.5 0.4 17.0 0.9 — — — — — — — —
Capitalized Leases - Current Portion 1.5 0.4 1.0 0.9 — — — — — — — —
Short-Term Debt & Notes Payable 21.7 34.7 21.6 26.9 28.6 53.2 37.7 71.2 29.8 28.1 24.9 16.7
Debt - Long-Term - Total 57.5 85.1 41.4 70.0 57.7 115.6 86.9 65.5 77.1 158.7 92.0 104.3
Short-Term Banking Borrowings excluding Collateralized Financing 21.7 22.2 18.7 26.9 25.7 33.9 37.3 22.0 27.0 25.1 24.9 9.6
Collateralized Financing Agreements, REPO Financing Loans - Liabilities 0.0 12.5 3.0 0.0 2.9 19.3 0.4 49.2 2.9 3.0 0.0 7.1
Securities Sold under Repurchase Agreements & Federal Funds Purchased 0.0 12.5 3.0 0.0 2.9 19.3 0.4 49.2 2.9 3.0 0.0 7.1
Securities Sold under Repurchase Agreements 0.0 12.5 3.0 0.0 2.9 19.3 0.4 49.2 2.9 3.0 0.0 7.1
Current Portion of Long-Term Debt excluding Capitalized Leases — — 16.0 — — — — — — — — —
Capitalized Lease Obligations - Long-Term 8.5 9.3 9.1 7.7 8.5 7.7 7.8 8.3 8.0 6.9 6.7 6.0
Long-Term Debt excluding Capitalized Leases 37.6 64.3 20.8 50.8 37.7 96.4 67.5 45.7 57.7 140.3 73.9 86.9
Debt - Non-Convertible - Long-Term 37.6 64.3 20.8 50.8 37.7 96.4 67.5 45.7 57.7 140.3 73.9 86.9
Dividends Payable — 0.4 0.1 — 0.1 0.4 0.0 0.2 0.1 0.3 0.2 0.1
Deferred Tax & Investment Tax Credits - Long-Term 0.0 0.0 0.0 — 0.0 0.0 2.5 2.7 0.0 0.0 0.9 0.0
Deferred Tax - Liability - Long-Term 0.0 0.0 0.0 — 0.0 0.0 2.5 2.7 0.0 0.0 0.9 0.0
Payables & Accrued Expenses — 22.3 22.6 — 24.6 29.4 29.3 30.5 27.7 28.1 25.6 24.6
Accrued Expenses — 9.8 12.0 — 10.0 9.0 9.6 7.6 6.9 5.5 6.3 5.5
Junior Subordinated Debentures & Notes Payable - Trust Account 11.4 11.4 11.5 11.5 11.5 11.5 11.5 11.5 11.5 11.5 11.3 11.3
Other Liabilities - Total 64.1 32.1 26.6 82.5 27.7 15.5 41.4 13.0 15.9 15.2 14.7 13.8
Other Payables - Total — 4.3 3.0 — 5.7 7.0 6.1 5.6 4.8 5.1 4.1 5.2
Other Liabilities - 64.1 31.5 26.1 82.5 27.2 15.0 40.9 12.5 15.4 14.8 14.3 13.6
Interest Payable — 8.2 7.6 — 8.9 13.5 13.7 17.2 16.0 17.5 15.1 13.9
Derivative Liabilities - Hedging — 0.4 0.4 — 0.3 0.2 0.7 1.5 1.9 1.5 1.9 2.7
Deferred Revenue/Income — 0.6 0.5 — 0.6 0.5 0.5 0.5 0.5 0.4 0.4 0.1
Total Liabilities 1,479.1 1,361.3 1,334.5 1,339.6 1,337.5 1,325.0 1,282.2 1,256.0 1,260.9 1,243.4 1,170.0 1,109.2
Shareholders' Equity - Attributable to Parent Shareholders - Total 71.0 66.5 68.4 67.2 66.5 63.2 64.4 62.3 56.4 51.8 50.5 44.1
Common Equity Attributable to Parent Shareholders 71.0 66.5 68.4 67.2 66.5 63.2 64.4 62.3 56.4 51.8 50.5 44.1
Common Equity - Contributed 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5
Common Stock - Issued & Paid 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5 20.5
Equity - Non-Contributed - Reserves & Retained Earnings 50.5 46.0 47.9 46.7 46.0 42.7 43.9 41.8 35.8 31.3 30.0 23.6
Retained Earnings - Total 46.7 43.1 42.4 40.9 40.3 38.2 35.7 34.7 32.4 28.3 25.1 22.5
Comprehensive Income - Accumulated - Total 3.8 2.9 5.5 5.8 5.8 4.5 8.1 7.1 3.4 3.0 4.9 1.1
Common Equity - Total 71.0 66.5 68.4 67.2 66.5 63.2 64.4 62.3 56.4 51.8 50.5 44.1
Minority Interest - Equity 12.7 12.3 12.7 12.4 12.6 11.7 12.4 11.9 10.7 9.8 9.5 8.5
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 83.8 78.8 81.1 79.6 79.1 74.9 76.8 74.2 67.1 61.6 60.0 52.6
Total Liabilities & Equity 1,562.8 1,440.1 1,415.6 1,419.2 1,416.6 1,400.0 1,359.0 1,330.2 1,328.0 1,305.0 1,230.0 1,161.8
Revaluation Reserves 3.8 2.9 5.5 5.8 5.8 4.5 8.1 7.1 3.4 3.0 4.9 1.1
Common Shares - Issued - Total mn 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 1,518.0
Common Shares - Outstanding - Total mn 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 1,518.0
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn — — 3,850.0 — — — 3,850.0 — — — 3,850.0 —
Common Shares - Issued - Issue Specific mn 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 1,518.0
Common Shares - Outstanding - Issue Specific mn 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 2,050.7 1,518.0
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 8.7 8.6 9.0 7.1 7.1 6.8 7.1 7.3 6.9 5.8 — —
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 8.7 8.6 9.0 7.1 7.1 6.8 7.1 7.3 6.9 5.8 — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 38.4 38.5 39.2 36.4 35.7 28.7 28.2 24.5 23.9 23.1 — —
Finance and Operating Lease Liabilities - Total - Supplemental 10.0 9.8 10.1 8.6 8.5 7.7 7.8 8.3 8.0 6.9 6.7 6.0
Debt including Finance and Operating Lease Liabilities - Supplemental 80.7 120.2 80.0 97.9 86.4 168.8 124.5 136.7 106.9 186.8 116.9 121.0
Net Debt (38.9) 34.7 (39.3) 3.5 (7.8) 62.2 35.3 41.6 1.9 103.0 29.4 40.4
Minority Interest - Total 12.7 12.3 12.7 12.4 12.6 11.7 12.4 11.9 10.7 9.8 9.5 8.5
Cash & Cash Equivalents - Total 119.7 85.5 119.4 94.4 94.2 106.7 89.2 95.1 105.1 83.8 87.5 80.6
Cash & Securities 827.5 775.0 700.8 796.1 835.0 797.6 718.7 733.8 809.5 717.2 670.1 640.1
Cash & Short Term Investments - Total 119.7 85.5 119.4 94.4 94.2 106.7 89.2 95.1 105.1 83.8 87.5 80.6
Debt - including Preferred Equity & Minority Interest - Total 93.5 132.5 92.7 110.3 99.0 180.6 136.9 148.6 117.7 196.5 126.3 129.5
Earning Assets 1,423.7 1,301.0 1,282.0 1,262.5 1,292.8 1,275.0 1,244.1 1,211.0 1,212.7 1,185.0 1,121.1 1,051.9
Demand Deposits - Total 573.5 473.1 476.6 427.1 490.1 366.5 380.9 356.0 374.4 304.5 322.7 283.7
Invested Assets - Total 707.8 689.5 581.5 701.7 740.8 690.9 629.5 638.7 704.4 633.4 582.6 559.5
Net Book Capital 44.8 113.5 41.8 83.0 71.3 137.1 112.1 115.8 69.0 164.6 89.4 93.0
Net Operating Assets 44.8 113.5 41.8 83.0 71.3 137.1 112.1 115.8 69.0 164.6 89.4 93.0
Provisions - Total 0.0 0.0 0.0 — 0.0 0.0 2.5 2.7 0.0 0.0 0.9 0.0
Shareholders Equity - Common 71.0 66.5 68.4 67.2 66.5 63.2 64.4 62.3 56.4 51.8 50.5 44.1
Savings Deposits - Total 714.6 676.1 691.7 701.7 667.7 712.2 671.5 686.3 700.5 672.6 652.3 627.5
Tangible Total Equity 71.2 65.9 68.7 66.7 66.6 62.4 64.5 64.0 57.4 52.5 51.5 44.7
Tangible Book Value 58.5 53.6 55.9 54.3 54.0 50.6 52.1 52.0 46.6 42.8 42.0 36.2
Total Book Capital 151.8 186.8 148.4 165.0 152.9 232.0 188.9 199.0 163.3 238.6 167.4 165.1
Total Capital 164.5 199.0 161.1 177.4 165.5 243.8 201.3 211.0 174.0 248.4 176.8 173.6
Total Long Term Capital 83.8 78.8 81.1 79.6 79.1 74.9 76.8 74.2 67.1 61.6 60.0 52.6
Unearned Revenue - Total — 0.6 0.5 — 0.6 0.5 0.5 0.5 0.5 0.4 0.4 0.1
Book Value excluding Other Equity 71.0 66.5 68.4 67.2 66.5 63.2 64.4 62.3 56.4 51.8 50.5 44.1
Cash & Short Term Investments - Net of Debt 38.9 (34.7) 39.3 (3.5) 7.8 (62.2) (35.3) (41.6) (1.9) (103.0) (29.4) (40.4)
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 1.5 0.4 17.0 0.9 — — — — — — — —
Interest Bearing Liabilities - Total 1,415.0 1,306.2 1,284.8 1,257.1 1,284.8 1,279.5 1,208.3 1,208.1 1,215.5 1,198.3 1,126.7 1,068.0
Net Debt Including Preferred Equity & Minority Interest (26.2) 47.0 (26.6) 15.9 4.8 73.9 47.7 53.5 12.6 112.8 38.9 48.9
Other Short-Term & Long-Term Assets - Total 79.4 79.2 72.9 100.3 68.5 76.9 67.4 77.2 74.8 81.9 72.3 75.8
Other Short-Term & Long-Term Liabilities - Total 64.1 31.5 26.1 82.5 27.2 15.0 40.9 12.5 15.4 14.8 14.3 13.6
Tangible Book Value excluding Other Equity 58.5 53.6 55.9 54.3 54.0 50.6 52.1 52.0 46.6 42.8 42.0 36.2
Total Debt Excluding Islamic 80.7 120.2 80.0 97.9 86.4 168.8 124.5 136.7 106.9 186.8 116.9 121.0
Total Available Funds 1,418.0 1,264.7 1,285.9 1,238.9 1,277.6 1,185.6 1,160.6 1,145.6 1,175.6 1,073.1 1,069.9 999.6
Loans - Gross – Total 596.2 526.0 581.2 466.4 457.8 477.5 525.4 477.1 403.2 467.8 451.0 411.8
Deposits - Net 1,258.1 1,102.8 1,138.9 1,109.5 1,157.3 1,087.7 1,063.3 1,052.3 1,089.4 996.0 986.8 926.8
Loans - Net - Total 596.2 526.0 581.2 466.4 457.8 477.5 525.4 477.1 403.2 467.8 451.0 411.8

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.