Inv. Banks / Inv. Cos. / Securities Cos.
JSCL Jahangir Siddiqui & Co. Ltd.
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 23.32 +6.97%
Annual · FY2006 – FY2025
Jahangir Siddiqui & Co. Ltd. (JSCL) income statement
Jahangir Siddiqui & Co. Ltd. reported revenue of Rs 166.1 bn for FY2025 (Jan – Dec 2025), down 28.9% on FY2024. Finance cost was Rs 82.8 bn, down 43.9% on FY2024. Tax of Rs 12.3 bn took 54.3% of pre-tax profit. Profit attributable to shareholders was Rs 6.5 bn, up 0.6% on FY2024, or Rs 7.08 per share.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jul 2010 – Jun 2011 | FY2010 * Jul 2009 – Jun 2010 | FY2009 * Jul 2008 – Jun 2009 | FY2008 * Jul 2007 – Jun 2008 | FY2007 Jul 2006 – Jun 2007 | FY2006 Jul 2005 – Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 166.1 | 233.7 | 139.9 | 77.4 | 45.5 | 50.7 | 45.9 | 33.5 | 26.3 | 21.4 | 23.3 | 15.5 | 9.7 | — | 5.3 | 4.0 | 4.7 | 21.9 | 5.1 | 4.1 |
| Operating expenses | (62.9) | (52.6) | (31.7) | (18.2) | (14.0) | (14.4) | (12.3) | (11.1) | (9.4) | (7.8) | (6.3) | (4.7) | (3.8) | — | (2.5) | (2.8) | (2.4) | (2.3) | (2.4) | (0.9) |
| Finance cost | (82.8) | (147.5) | (92.6) | (57.4) | (27.3) | (33.8) | (35.0) | (21.3) | (14.2) | (9.3) | (9.7) | (7.3) | (4.6) | — | (3.0) | (3.0) | (2.3) | (1.1) | — | (1.0) |
| Profit before tax | 22.7 | 30.1 | 20.5 | 4.1 | 3.7 | 2.5 | 0.4 | 1.5 | 2.9 | 4.6 | 6.8 | 2.9 | 0.7 | — | (1.3) | (12.1) | (17.3) | 18.0 | 2.8 | 2.3 |
| Taxation | (12.3) | (16.9) | (8.2) | (1.7) | (1.4) | (1.2) | (0.4) | (0.7) | (1.1) | (1.6) | (1.2) | (0.7) | (0.3) | — | 0.1 | 1.0 | 0.1 | 0.1 | (0.0) | (0.1) |
| Profit after tax | 10.4 | 13.1 | 12.3 | 2.4 | 2.3 | 1.3 | 0.1 | 0.8 | 1.8 | 3.0 | 5.6 | 2.2 | 0.5 | — | (1.2) | (11.2) | (17.3) | 18.0 | 2.8 | 2.2 |
| Profit attributable to shareholders | 6.5 | 6.4 | 9.0 | 2.1 | 1.7 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 | 4.3 | 1.3 | 0.3 | — | (1.2) | (10.0) | (16.4) | 17.7 | 2.6 | 1.7 |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) Rs | 7.08 | 7.06 | 9.82 | 2.39 | 1.81 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 | 4.62 | 1.36 | 0.31 | — | (1.40) | (11.94) | (19.55) | 21.50 | 3.64 | 2.41 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.60 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 1.61 | 0.13 | 0.13 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jul 2010 – Jun 2011 | FY2010 * Jul 2009 – Jun 2010 | FY2009 * Jul 2008 – Jun 2009 | FY2008 * Jul 2007 – Jun 2008 | FY2007 Jul 2006 – Jun 2007 | FY2006 Jul 2005 – Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | -28.9% | +67.1% | +80.7% | +70.1% | -10.2% | +10.3% | +37.2% | +27.1% | +23.3% | -8.2% | +49.9% | +59.2% | — | — | +34.8% | -15.7% | -78.6% | +332.7% | +24.3% | — |
| Operating expenses | +19.5% | +65.7% | +74.4% | +29.8% | -2.6% | +17.4% | +10.6% | +17.8% | +20.8% | +23.4% | +33.3% | +23.9% | — | — | -10.8% | +12.9% | +4.9% | -1.4% | +162.5% | — |
| Finance cost | -43.9% | +59.3% | +61.4% | +109.8% | -19.2% | -3.3% | +64.0% | +50.5% | +52.2% | -3.7% | +32.9% | +59.8% | — | — | -1.7% | +33.4% | +112.0% | — | — | — |
| Profit before tax | -24.4% | +46.5% | +401.6% | +11.0% | +46.8% | +518.9% | -73.4% | -47.1% | -37.1% | -32.5% | +134.3% | +288.4% | — | — | — | — | -196.5% | +534.8% | +22.0% | — |
| Taxation | -27.1% | +105.9% | +379.9% | +26.0% | +11.4% | +244.3% | -49.9% | -37.4% | -29.5% | +37.6% | +60.1% | +160.6% | — | — | — | — | — | -380.6% | -80.8% | — |
| Profit after tax | -20.9% | +6.8% | +417.3% | +2.3% | +80.4% | +2,435.9% | -93.8% | -53.5% | -41.3% | -47.0% | +159.2% | +364.9% | — | — | — | — | -195.8% | +543.3% | +28.3% | — |
| Profit attributable to shareholders | +0.6% | -28.1% | +317.0% | +29.5% | +81.4% | +759.4% | -83.3% | -54.3% | -35.3% | -49.6% | +241.8% | +376.8% | — | — | — | — | -192.7% | +594.8% | +52.6% | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +0.2% | -28.1% | +311.5% | +31.6% | +81.4% | +759.4% | -83.3% | -54.3% | -35.3% | -48.9% | +239.3% | +334.8% | — | — | — | — | -191.0% | +491.4% | +50.9% | — |
| Dividend per share (Rs) | — | -100.0% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -100.0% | +1,177.9% | 0.0% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 * Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jul 2010 – Jun 2011 | FY2010 * Jul 2009 – Jun 2010 | FY2009 * Jul 2008 – Jun 2009 | FY2008 * Jul 2007 – Jun 2008 | FY2007 Jul 2006 – Jun 2007 | FY2006 Jul 2005 – Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | — | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (37.9%) | (22.5%) | (22.7%) | (23.5%) | (30.8%) | (28.4%) | (26.7%) | (33.1%) | (35.7%) | (36.5%) | (27.1%) | (30.5%) | (39.2%) | — | (46.2%) | (69.8%) | (52.1%) | (10.6%) | (46.7%) | (22.1%) |
| Finance cost | (49.8%) | (63.1%) | (66.2%) | (74.1%) | (60.1%) | (66.8%) | (76.2%) | (63.8%) | (53.8%) | (43.6%) | (41.6%) | (46.9%) | (46.8%) | — | (55.4%) | (75.9%) | (47.9%) | (4.8%) | — | (23.4%) |
| Profit before tax | 13.7% | 12.9% | 14.7% | 5.3% | 8.1% | 5.0% | 0.9% | 4.6% | 10.9% | 21.5% | 29.2% | 18.7% | 7.7% | — | (23.7%) | (305.9%) | (368.9%) | 81.9% | 55.8% | 56.8% |
| Taxation | (7.4%) | (7.2%) | (5.9%) | (2.2%) | (3.0%) | (2.4%) | (0.8%) | (2.1%) | (4.3%) | (7.5%) | (5.0%) | (4.7%) | (2.9%) | — | 1.4% | 24.2% | 1.1% | 0.3% | (0.5%) | (3.3%) |
| Profit after tax | 6.3% | 5.6% | 8.8% | 3.1% | 5.1% | 2.5% | 0.1% | 2.4% | 6.6% | 13.9% | 24.2% | 14.0% | 4.8% | — | (22.3%) | (281.6%) | (367.7%) | 82.2% | 55.3% | 53.5% |
| Profit attributable to shareholders | 3.9% | 2.8% | 6.4% | 2.8% | 3.7% | 1.8% | 0.2% | 1.9% | 5.3% | 10.1% | 18.4% | 8.1% | 2.7% | — | (22.1%) | (253.4%) | (349.6%) | 80.7% | 50.3% | 40.9% |
Each line as a percentage of revenue.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 147
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income - Finance - Total | 146.6 | 223.0 | 133.6 | 73.8 | 40.8 | 33.0 | 26.8 | 22.1 | 13.0 | 8.0 |
| Interest Income - Loans/Deposits | 59.5 | 83.5 | 59.8 | 30.3 | 20.6 | 25.3 | 31.0 | 19.8 | 10.1 | 6.2 |
| Interest & Dividend Income - Other - Finance | 87.1 | 139.6 | 73.8 | 43.5 | 20.3 | 7.7 | (4.2) | 2.3 | 2.9 | 1.8 |
| Net Commission & Fees Income/Expense - Business Revenue | 11.6 | 9.0 | 5.9 | 3.8 | 4.3 | 4.3 | 3.4 | 3.3 | 2.8 | 2.0 |
| Fees & Commissions Income | 11.6 | 9.0 | 5.9 | 3.9 | 4.4 | 4.4 | 3.4 | 3.3 | 2.8 | 2.1 |
| Fees & Commissions Expense | — | — | — | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Investments & Loans - Business - Gain/(Loss) | 7.9 | 1.7 | 0.3 | (0.2) | 0.3 | 13.4 | 15.8 | 8.1 | 10.6 | 11.4 |
| Investment Securities - Business - Gain/(Loss) | 0.1 | 2.0 | 0.4 | (0.1) | 0.4 | 13.1 | 15.6 | 8.0 | 10.4 | 11.2 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | 0.1 | 0.3 | 0.6 | (0.1) | 0.1 | 9.9 | 14.8 | 8.0 | 10.3 | 11.2 |
| Trading Investments - Realized Gain/(Loss) | — | — | (0.2) | — | — | — | — | — | — | — |
| Derivatives - Hedging - Business - Gain/(Loss) | 0.0 | 0.1 | (0.0) | (0.1) | 0.1 | (0.0) | 0.1 | 0.2 | 0.1 | 0.0 |
| Gain/(Loss) on Sale of Financial Instruments - Other | 7.8 | (0.4) | (0.0) | 0.0 | (0.1) | 0.2 | 0.1 | (0.1) | 0.0 | 0.1 |
| Trading Investments/Trading Account Income - Gain/(Loss) | — | 1.7 | (0.2) | (0.0) | 0.3 | 3.3 | 0.8 | (0.0) | 0.2 | 0.1 |
| Trading Investments - Unrealized Gain/(Loss) | — | 1.7 | 0.0 | (0.0) | 0.3 | 3.3 | 0.8 | (0.0) | 0.2 | 0.1 |
| Revenue from Business Activities - Total | 166.1 | 233.7 | 139.9 | 77.4 | 45.5 | 50.7 | 45.9 | 33.5 | 26.3 | 21.4 |
| Selling, General & Administrative Expenses - Total | 62.9 | 52.6 | 31.7 | 18.2 | 14.0 | 14.4 | 12.3 | 11.1 | 9.4 | 7.8 |
| Selling, General & Administrative Expenses - Unclassified | 54.1 | 45.4 | 28.0 | 7.6 | 5.8 | 4.6 | 3.5 | 2.8 | 2.3 | 2.1 |
| Depreciation in Selling, General & Administrative Expenses | 7.3 | 5.8 | 3.0 | 2.1 | 1.8 | 1.8 | 1.8 | 0.7 | 0.7 | 0.6 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 1.1 | 0.8 | 0.4 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Other Operating Expense/(Income) - Net | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Operating Expenses - Total | 65.4 | 61.2 | 37.7 | 19.3 | 16.5 | 15.4 | 12.5 | 11.5 | 9.6 | 7.8 |
| Provision & Impairment for Loan Losses | 2.5 | 8.6 | 5.9 | 1.1 | 2.5 | 1.0 | 0.3 | 0.5 | 0.2 | 0.0 |
| Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total | 62.9 | 52.6 | 31.7 | 18.2 | 14.0 | 14.4 | 12.3 | 11.1 | 9.4 | 7.8 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 0.4 | 0.7 | 0.3 | 7.2 | 5.9 | 7.1 | 6.0 | 5.5 | 4.7 | 3.7 |
| Selling, General & Administrative Expenses - Other - Total | — | — | — | 1.2 | 0.4 | 0.8 | 0.8 | 2.0 | 1.7 | 1.4 |
| Advertising Expense | — | — | — | 1.1 | 0.3 | 0.4 | 0.3 | 0.4 | 0.3 | 0.3 |
| Rental Expense | — | — | — | 0.0 | 0.0 | 0.4 | 0.4 | 1.6 | 1.3 | 1.0 |
| Operating Profit before Non-Recurring Income/(Expense) | 100.7 | 172.5 | 102.2 | 58.1 | 29.0 | 35.3 | 33.4 | 21.9 | 16.7 | 13.6 |
| Financing Income/(Expense) - Net - Total | (82.8) | (147.6) | (92.6) | (55.3) | (26.2) | (32.8) | (35.0) | (20.8) | (13.8) | (9.0) |
| Interest Expense - Net of (Interest Income) | 82.8 | 147.5 | 92.6 | 57.4 | 27.3 | 33.8 | 35.0 | 21.3 | 14.2 | 9.3 |
| Other Operating Expense | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Interest Expense - Net of Capitalized Interest | 82.8 | 147.5 | 92.6 | 57.4 | 27.3 | 33.8 | 35.0 | 21.3 | 14.2 | 9.3 |
| Non-Interest Financial Income/(Expense) - Total | (0.0) | (0.0) | (0.1) | 2.1 | 1.1 | 1.0 | 0.0 | 0.5 | 0.3 | 0.3 |
| Non-Interest Financial Income/(Expense) - Other - Net | (0.0) | (0.0) | (0.1) | (0.1) | (0.1) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.5 | 0.1 | 0.1 | 0.0 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 2.5 | 0.5 | 2.8 | 0.9 | 0.5 | 0.1 | 0.0 | 0.0 | — | — |
| Other Non-Operating Income/(Expense) - Total | 3.4 | 4.5 | 8.2 | 0.3 | 0.3 | 0.2 | 1.1 | 0.1 | 0.1 | 0.4 |
| Non-Operating Rental Income | — | — | — | 0.0 | 0.0 | 0.0 | — | — | — | — |
| Foreign Exchange Gain/(Loss) - Non-Business | — | — | — | 2.2 | 1.2 | 1.1 | 0.0 | 0.5 | 0.4 | 0.3 |
| Normalized Pre-tax Profit | 24.0 | 30.0 | 20.6 | 4.1 | 3.5 | 2.8 | 0.1 | 1.3 | 3.1 | 5.0 |
| Non-Recurring Income/Expense - Total | (1.2) | 0.1 | (0.1) | 0.0 | 0.1 | (0.2) | 0.3 | 0.2 | (0.2) | (0.4) |
| Impairment - Tangible & Intangible Fixed Assets | — | — | — | 0.0 | 0.2 | 0.0 | — | — | — | — |
| Impairment - Fixed Assets | — | — | — | 0.0 | 0.2 | 0.0 | — | — | — | — |
| Impairment - Financial Investments | 2.4 | (0.1) | 0.1 | (0.0) | (0.3) | 0.2 | (0.3) | (0.2) | 0.2 | 0.4 |
| Recognition of Negative Goodwill | 1.1 | — | — | — | — | — | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | — | 16.9 | 8.2 | — | — | — | — | — | — | — |
| Income before Taxes | 22.7 | 30.1 | 20.5 | 4.1 | 3.7 | 2.5 | 0.4 | 1.5 | 2.9 | 4.6 |
| Income Taxes | 12.3 | 16.9 | 8.2 | 1.7 | 1.4 | 1.2 | 0.4 | 0.7 | 1.1 | 1.6 |
| Income Taxes for the Year - Current | 14.5 | — | — | 1.8 | 1.4 | 0.9 | 0.9 | 0.8 | 1.1 | 1.5 |
| Income Taxes - Domestic - Current | 9.9 | — | — | 1.7 | 1.5 | 0.9 | 0.9 | 0.8 | 0.9 | 1.3 |
| Income Taxes - Other (KFAS/NLST) - Current | 4.6 | — | — | 0.1 | (0.1) | (0.0) | (0.0) | 0.0 | 0.2 | 0.2 |
| Income Taxes - Deferred | (2.2) | — | — | (0.1) | 0.0 | 0.3 | (0.6) | (0.1) | 0.0 | 0.1 |
| Net Income after Tax | 10.4 | 13.1 | 12.3 | 2.4 | 2.3 | 1.3 | 0.1 | 0.8 | 1.8 | 3.0 |
| Income before Discontinued Operations & Extraordinary Items | 10.4 | 13.1 | 12.3 | 2.4 | 2.3 | 1.3 | 0.1 | 0.8 | 1.8 | 3.0 |
| Net Income before Minority Interest | 10.4 | 13.1 | 12.4 | 2.4 | 2.0 | 1.3 | 0.1 | 0.8 | 1.8 | 3.0 |
| Minority Interest | 3.9 | 6.7 | 3.4 | 0.2 | 0.4 | 0.4 | (0.1) | 0.2 | 0.4 | 0.8 |
| Net Income after Minority Interest | 6.5 | 6.4 | 9.0 | 2.1 | 1.7 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 |
| Income Available to Common Shares | 6.5 | 6.5 | 9.0 | 2.2 | 1.7 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 |
| Extraordinary Activities - after Tax - Gain/(Loss) | — | 0.0 | 0.1 | (0.0) | (0.3) | 0.0 | — | — | — | — |
| Discontinued Operations - Net of Taxes - Total - Income/(Expense) | — | 0.0 | 0.1 | (0.0) | (0.3) | 0.0 | — | — | — | — |
| Other Comprehensive Income - Starting Line | — | — | — | 2.4 | — | — | — | — | — | — |
| Discontinued Operations - Net - Income/(Expense) | — | 0.0 | 0.1 | — | — | 0.0 | — | — | — | — |
| Other Comprehensive Income - Foreign Currency | — | — | — | 0.3 | — | — | — | — | — | — |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | — | — | — | (4.0) | — | — | — | — | — | — |
| Discontinued Operations before Tax - Total - Income/(Expense) | — | — | — | 0.0 | (0.3) | — | — | — | — | — |
| Discontinued Operations before Tax - Income/(Expense) | — | — | — | 0.0 | (0.3) | — | — | — | — | — |
| Discontinued Operations - Tax Impacts | — | — | — | (0.0) | (0.0) | — | — | — | — | — |
| Other Comprehensive Income - Associated Companies | — | — | — | (0.1) | — | — | — | — | — | — |
| Other Comprehensive Income - Net of Tax - Total | — | — | — | (3.8) | — | — | — | — | — | — |
| Comprehensive Income before Minority Interest - Total | — | — | — | (1.4) | — | — | — | — | — | — |
| Comprehensive Income - Attributable to Minority Interest - Total | — | — | — | (0.2) | — | — | — | — | — | — |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | — | — | — | (1.2) | — | — | — | — | — | — |
| Earnings Adjustments to Net Income - Other Expense/(Income) | 0.0 | (0.0) | (0.0) | (0.0) | — | — | — | — | — | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.60 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 6.5 | 6.5 | 9.0 | 2.2 | 1.7 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 |
| Income available to Common excluding Extraordinary Items | 6.5 | 6.5 | 8.9 | 2.2 | 2.0 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 |
| Shares used to calculate Basic EPS - Total mn | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 7.08 | 7.06 | 9.82 | 2.39 | 1.81 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 7.08 | 7.06 | 9.75 | 2.39 | 2.15 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 8.41 | 6.98 | 9.86 | 2.38 | 2.00 | 1.27 | (0.26) | 0.46 | 1.77 | 2.81 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 6.5 | 6.5 | 9.0 | 2.2 | 1.7 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 7.08 | 7.06 | 9.82 | 2.39 | 1.81 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 7.08 | 7.06 | 9.75 | 2.39 | 2.15 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 8.41 | 6.98 | 9.86 | 2.38 | 2.00 | 1.27 | (0.26) | 0.46 | 1.77 | 2.81 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.07 | (0.00) | (0.34) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | — | — | — | (1.29) | — | — | — | — | — | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 6.5 | 6.5 | 9.0 | 2.2 | 1.7 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 |
| Diluted Income available to Common excluding Extraordinary Items | 6.5 | 6.5 | 8.9 | 2.2 | 2.0 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 |
| Shares used to calculate Diluted EPS - Total mn | 915.9 | 1,062.5 | 1,062.5 | 1,062.5 | 985.0 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 7.08 | 6.09 | 8.47 | 2.06 | 1.69 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 7.08 | 6.09 | 8.41 | 2.06 | 1.69 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 8.41 | 6.02 | 8.50 | 2.05 | 1.86 | 1.27 | (0.26) | 0.46 | 1.77 | 2.81 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 6.5 | 6.5 | 9.0 | 2.2 | 1.7 | 0.9 | 0.1 | 0.6 | 1.4 | 2.2 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 915.9 | 1,062.5 | 1,062.5 | 1,062.5 | 985.0 | 915.9 | 915.9 | 915.9 | 915.9 | 915.9 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 7.08 | 6.09 | 8.47 | 2.06 | 1.69 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 7.08 | 6.09 | 8.41 | 2.06 | 1.69 | 1.00 | 0.12 | 0.70 | 1.53 | 2.36 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 8.41 | 6.02 | 8.50 | 2.05 | 1.86 | 1.27 | (0.26) | 0.46 | 1.77 | 2.81 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | (0.00) | 0.06 | (0.00) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | — | — | — | (1.11) | — | — | — | — | — | — |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.60 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.54 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 100.7 | 172.5 | 102.2 | 58.1 | 29.0 | 35.3 | 33.4 | 21.9 | 16.7 | 13.6 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 109.0 | 179.1 | 105.6 | 60.4 | 31.0 | 37.1 | 35.3 | 22.7 | 17.5 | 14.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | — | — | — | 60.4 | 31.0 | 37.5 | 35.8 | 24.3 | 18.8 | 15.2 |
| Depreciation - Investment Property - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Depreciation & Amortization - Supplemental | 8.4 | 6.6 | 3.4 | 2.3 | 2.0 | 1.9 | 1.8 | 0.8 | 0.7 | 0.6 |
| Depreciation Expense - Total - Supplemental | 7.3 | 5.8 | 3.0 | 2.1 | 1.9 | 1.8 | 1.8 | 0.7 | 0.7 | 0.6 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 3.5 | 2.7 | 1.4 | 1.1 | 1.0 | 1.0 | 1.0 | — | — | — |
| Amortization - Total - Supplemental | 1.1 | 0.8 | 0.4 | 0.2 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 |
| Intangible Amortization - Other - Supplemental | — | — | — | 0.2 | 0.1 | 0.1 | 0.0 | — | — | — |
| Amortization of Licenses, Copyrights, Property Rights & Designs - Supplemental | — | — | — | — | — | 0.0 | 0.0 | — | — | — |
| Depreciation, Depletion & Amortization - Total | 8.4 | 6.6 | 3.4 | 2.3 | 2.0 | 1.9 | 1.9 | 0.8 | 0.7 | 0.6 |
| Depreciation - Total | 7.3 | 5.8 | 3.0 | 2.1 | 1.9 | 1.8 | 1.8 | 0.7 | 0.7 | 0.6 |
| Amortization of Intangible Assets including Goodwill - Total | — | — | — | — | — | — | — | — | 0.1 | 0.1 |
| Amortization of Intangible Assets excluding Goodwill - Total | 1.1 | 0.8 | 0.3 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Labor & Related Expenses - Total | — | — | — | 7.2 | 5.9 | 7.1 | 6.0 | 5.5 | 4.7 | 3.7 |
| Labor & Related Expenses - Supplemental | — | — | — | 7.2 | 5.9 | 7.1 | 6.0 | 5.5 | 4.7 | 3.7 |
| Auditor Fees | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Audit-Related Fees | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Fees - Other | — | — | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Normalized after Tax Profit | 11.6 | 13.1 | 12.4 | 2.4 | 2.2 | 1.5 | (0.3) | 0.6 | 2.0 | 3.4 |
| Normalized Net Income from Continuing Operations | 11.6 | 13.1 | 12.4 | 2.4 | 2.2 | 1.5 | (0.3) | 0.6 | 2.0 | 3.4 |
| Normalized Net Income - Bottom Line | 7.7 | 6.4 | 9.0 | 2.2 | 1.8 | 1.2 | (0.2) | 0.4 | 1.6 | 2.6 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 106.8 | 177.5 | 113.2 | 61.4 | 30.9 | 36.6 | 35.0 | 22.6 | 17.3 | 14.3 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 115.1 | 184.1 | 116.6 | 63.7 | 32.9 | 38.5 | 37.0 | 23.4 | 18.0 | 14.9 |
| Depreciation of Financial Lease Right-of-Use Assets | — | — | — | 1.1 | 1.0 | 1.0 | — | — | — | — |
| Rental/Operating Lease Expense | — | — | — | 0.0 | 0.0 | 0.4 | 0.4 | 1.6 | 1.3 | 1.0 |
| Advertising Expenses - Supplemental | — | — | — | 1.1 | 0.3 | 0.4 | 0.3 | 0.4 | 0.3 | 0.3 |
| Interest Expense | 82.8 | 147.5 | 92.6 | 57.4 | 27.3 | 33.8 | 35.0 | 21.3 | 14.2 | 9.3 |
| Commissions & Fees from Securities Activities | — | — | — | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| Revenue after Loan Provisions - Net - Finance | 144.0 | 214.4 | 127.7 | 72.7 | 38.4 | 32.0 | 26.5 | 21.6 | 12.8 | 8.0 |
| Operating Expenses | 65.4 | 61.2 | 37.7 | 19.3 | 16.5 | 15.4 | 12.5 | 11.5 | 9.6 | 7.8 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 62.9 | 52.6 | 31.7 | 18.2 | 14.0 | 14.4 | 12.3 | 11.1 | 9.4 | 7.8 |
| Income before Taxes & Provision for Loan Losses | 25.3 | 38.7 | 26.5 | 5.2 | 6.2 | 3.5 | 0.7 | 2.0 | 3.1 | 4.6 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.60 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.60 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 44.3 | 70.9 | 64.4 | 35.5 | 18.9 | 18.3 | 4.5 | 12.1 | 10.0 | 8.2 |
| Operating Expenses excluding Non-Cash Charges - Total | 57.1 | 54.6 | 34.3 | 17.0 | 14.5 | 13.5 | 10.6 | 10.7 | 8.9 | 7.2 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 166.1 | 233.7 | 139.9 | 77.4 | 45.5 | 50.7 | 45.9 | 33.5 | 26.3 | 21.4 |
| Income from Earning Assets | 146.6 | 226.7 | 133.8 | 73.6 | 41.5 | 49.4 | 43.2 | 30.1 | 23.6 | 19.4 |
| Income Available to Common Shares before Depreciation & Amortization | 14.9 | 13.1 | 12.4 | 4.5 | 3.7 | 2.8 | 2.0 | 1.4 | 2.1 | 2.8 |
| Fixed Charges | 82.8 | 147.5 | 92.5 | 57.3 | 27.3 | 33.8 | 35.0 | 21.3 | 14.2 | 9.3 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.60 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.