MEBL Meezan Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 545.82 -0.48%
Quarterly · Q3 FY2021 – Q2 FY2026
Meezan Bank Limited (MEBL) quarterly cash flow statement
Operating activities generated Rs 65.0 bn of cash in Q2 FY2026 (Apr – Jun 2026), down 85.9% on Q2 FY2025. Capital expenditure was Rs 6.2 bn. Dividends paid to shareholders came to Rs 14.8 bn. Overall, cash increased by Rs 24.6 bn.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 403.4 | 65.0 | 412.3 | (247.1) | 173.3 | 460.4 | 373.2 | (315.6) | 155.8 | 7.7 | 92.5 | 251.4 | 169.7 | 179.4 | 33.9 | (52.5) | 75.5 | 180.2 | 79.4 | 110.0 | (41.4) |
| Capital expenditure | (15.2) | (6.2) | (2.8) | (3.7) | (2.4) | (3.3) | (3.1) | (3.6) | (2.8) | (4.7) | (4.4) | (5.3) | (4.1) | (4.6) | (2.1) | (2.2) | (3.2) | (4.2) | (2.2) | (2.0) | (1.8) |
| Net cash from investing activities | (561.9) | (235.2) | (108.3) | (92.4) | (126.0) | (333.3) | (202.0) | (120.2) | (83.0) | (26.5) | (55.2) | (0.7) | (195.3) | (80.0) | (5.6) | (43.9) | (3.3) | (320.8) | (315.1) | (148.3) | (6.3) |
| Dividends paid | (51.3) | (14.8) | (11.3) | (12.6) | (12.6) | (25.1) | (0.0) | (12.6) | (12.6) | (27.7) | (0.0) | (10.4) | (4.9) | (14.5) | (0.0) | (2.1) | (1.7) | (4.1) | (0.0) | (3.5) | (1.0) |
| Net cash from financing activities | 204.5 | 194.8 | (310.8) | 385.7 | (65.3) | (79.3) | (175.8) | 444.3 | (96.7) | 64.0 | (46.3) | (196.2) | 14.2 | (74.7) | 26.7 | 62.2 | (85.6) | 163.9 | 204.5 | 75.7 | 36.1 |
| Net change in cash | 45.9 | 24.6 | (6.8) | 46.1 | (18.0) | 47.8 | (4.6) | 8.4 | (23.9) | 45.2 | (9.2) | 54.4 | (11.4) | 24.6 | 54.9 | (34.2) | (13.3) | 23.2 | (31.2) | 37.4 | (11.6) |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -85.9% | +10.5% | — | +11.2% | +5,877.0% | +303.5% | -225.6% | -8.2% | -95.7% | +173.2% | — | +124.8% | -0.4% | -57.3% | -147.7% | — | +1,369.6% | +308.5% | +32.7% | -196.8% |
| Capital expenditure | +86.7% | -8.2% | +4.4% | -13.1% | -30.2% | -30.2% | -32.4% | -31.9% | +3.2% | +107.5% | +143.5% | +28.1% | +9.0% | -6.0% | +8.9% | +79.2% | +125.1% | +67.2% | +88.1% | +88.9% |
| Net cash from investing activities | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividends paid | -41.0% | +2,126,358.3% | +0.3% | +0.4% | -9.3% | +43.2% | +20.9% | +156.7% | +90.5% | -9.5% | +391.0% | +191.5% | +253.5% | +45.6% | -39.9% | +60.3% | +94.0% | -100.0% | -37.8% | +87,305.8% |
| Net cash from financing activities | — | — | -13.2% | — | -224.0% | — | — | -782.6% | — | -273.8% | -415.4% | — | -145.6% | -87.0% | -17.8% | -337.2% | — | +1,317.3% | +167.5% | +364.1% |
| Net change in cash | -48.5% | — | +450.4% | — | +5.8% | — | -84.6% | — | +83.4% | -116.7% | — | — | +6.2% | — | -191.3% | — | +789.8% | -1,197.0% | -0.9% | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 65
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 55.2 | 48.1 | 47.6 | 48.4 | 55.0 | 49.3 | 59.7 | 57.7 | 54.6 | 52.5 | 56.1 | 50.7 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | 27.4 | (52.1) | 54.2 | (36.1) | 54.0 | (48.5) | 71.9 | (43.3) | 42.3 | (40.2) | 4.7 | 2.6 |
| Equity Income/(Loss) in Net Earnings - Cash Flow - to Reconcile | (1.5) | 1.2 | (0.2) | (2.5) | (0.4) | (0.3) | (2.2) | (1.5) | 0.6 | (0.4) | (1.2) | (0.4) |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | 20.3 | (56.2) | 50.0 | (37.9) | 47.4 | (51.9) | 61.3 | (48.1) | 37.2 | (41.5) | 0.5 | 2.1 |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 6.4 | 2.3 | 4.1 | 3.9 | 5.5 | 1.8 | 8.4 | 3.5 | 4.8 | 1.5 | 1.5 | 1.3 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 6.2 | 2.1 | 3.9 | 3.7 | 5.3 | 1.7 | 8.2 | 3.3 | 4.6 | 1.4 | 1.3 | 1.1 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | 2.2 | 0.4 | 0.3 | 0.3 | 1.5 | 1.9 | 4.4 | 2.6 | (0.3) | 0.3 | 4.0 | (0.3) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.1) | (0.1) | (0.2) | (0.1) | (0.2) | (0.2) | (0.1) | (0.1) | (0.1) | (0.2) | (0.1) | (0.2) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.1) | (0.1) | (0.2) | (0.1) | (0.2) | (0.2) | (0.1) | (0.1) | (0.1) | (0.2) | (0.1) | (0.2) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Share Based Payments - Cash Flow - to Reconcile | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 49.0 | 30.1 | 43.3 | 27.5 | 37.2 | 12.5 | 47.0 | 41.2 | 26.1 | 20.8 | 32.3 | 18.9 |
| Interest & Dividends - Received - Total - Cash Flow | 0.1 | 0.1 | 0.2 | 0.1 | 0.0 | 0.1 | 0.2 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 |
| Cash Flow from Operating Activities before Changes in Working Capital | 33.7 | (34.0) | 58.7 | (15.2) | 71.9 | (11.7) | 84.8 | (26.7) | 70.9 | (8.3) | 28.8 | 34.6 |
| Working Capital - Increase/(Decrease) - Cash Flow | 31.3 | 446.2 | (305.9) | 188.5 | 388.5 | 384.9 | (400.4) | 182.4 | (63.2) | 100.8 | 222.6 | 135.2 |
| Other Assets - Decrease/(Increase) - Cash Flow | (13.0) | 4.4 | (5.5) | 3.0 | 1.3 | (9.3) | (11.8) | 6.1 | (2.7) | (6.0) | 41.6 | (53.9) |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | 0.0 | 6.7 | 30.2 | 26.6 | (34.2) | — | — | — | — | — | 0.0 | — |
| Loans - Customer - Decrease/(Increase) - Cash Flow | (100.4) | 148.9 | (511.9) | 16.4 | 253.3 | 112.3 | (448.8) | 29.9 | (221.8) | 61.1 | (35.2) | 89.9 |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | 29.0 | (30.7) | 54.6 | 8.9 | 4.4 | (12.0) | 35.2 | 1.2 | 16.0 | (6.0) | 9.1 | 10.7 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 115.8 | 316.8 | 126.7 | 133.6 | 163.6 | 293.9 | 24.9 | 145.3 | 145.3 | 51.6 | 207.1 | 88.4 |
| Deposits - Due to Banks & Financial Institutions - Increase/(Decrease) - Cash Flow | — | — | — | — | 1.5 | (1.5) | — | — | — | 0.0 | — | — |
| Deposits - Customers - Increase/(Decrease) - Cash Flow | — | — | — | — | 162.1 | 295.4 | — | — | — | 51.6 | — | — |
| Net Cash Flow from Operating Activities | 65.0 | 412.3 | (247.1) | 173.3 | 460.4 | 373.2 | (315.6) | 155.8 | 7.7 | 92.5 | 251.4 | 169.7 |
| Capital Expenditures - Net - Cash Flow | 6.0 | 2.6 | 3.4 | 2.4 | 2.9 | 2.7 | 3.5 | 2.7 | 4.6 | 4.1 | 5.1 | 3.9 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 5.7 | 2.5 | 3.1 | 2.2 | 2.3 | 2.5 | 3.1 | 2.6 | 3.8 | 4.1 | 4.5 | 3.7 |
| Property, Plant & Equipment - Purchased - Cash Flow | 5.8 | 2.7 | 3.4 | 2.3 | 2.6 | 2.9 | 3.2 | 2.7 | 4.0 | 4.3 | 4.8 | 3.9 |
| Property, Plant & Equipment Sold - Cash Flow | 0.1 | 0.2 | 0.3 | 0.1 | 0.3 | 0.3 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | 0.3 | 0.1 | 0.3 | 0.2 | 0.7 | 0.2 | 0.4 | 0.1 | 0.8 | 0.1 | 0.6 | 0.2 |
| Intangible Assets - Purchased/Acquired - Cash Flow | 0.3 | 0.1 | 0.3 | 0.2 | 0.7 | 0.2 | 0.4 | 0.1 | 0.8 | 0.1 | 0.6 | 0.2 |
| Capital Expenditures - Total | 6.2 | 2.8 | 3.7 | 2.4 | 3.3 | 3.1 | 3.6 | 2.8 | 4.7 | 4.4 | 5.3 | 4.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (229.7) | (106.3) | (90.3) | (123.2) | (329.9) | (199.3) | (117.9) | (81.3) | (19.9) | (50.9) | 5.4 | (191.4) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (229.7) | (106.3) | (90.3) | (123.2) | (329.9) | (199.3) | (117.9) | (81.3) | (19.9) | (50.9) | 5.4 | (191.4) |
| Investments - Associated Companies & Joint Ventures - Sold/(Purchased) - Cash Flow | 0.5 | 0.5 | 1.4 | (0.4) | (0.5) | 0.1 | 1.2 | 1.0 | (2.0) | (0.2) | (1.0) | — |
| Other Investing Cash Flow - Decrease/(Increase) | — | — | — | (0.0) | 0.0 | — | — | — | — | — | — | — |
| Net Cash Flow from Investing Activities | (235.2) | (108.3) | (92.4) | (126.0) | (333.3) | (202.0) | (120.2) | (83.0) | (26.5) | (55.2) | (0.7) | (195.3) |
| Dividends Paid - Cash - Total - Cash Flow | 14.8 | 11.3 | 12.6 | 12.6 | 25.1 | 0.0 | 12.6 | 12.6 | 27.7 | 0.0 | 10.4 | 4.9 |
| Dividends - Common - Cash Paid | 14.8 | 11.3 | 12.6 | 12.6 | 25.1 | 0.0 | 12.6 | 12.6 | 27.7 | 0.0 | 10.4 | 4.9 |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | 0.7 | — | 0.0 | 0.0 | 0.4 | — | 0.0 | 0.0 | 0.3 | — | 0.0 | 0.0 |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | 0.7 | — | 0.0 | 0.0 | 0.4 | — | 0.0 | 0.0 | 0.3 | — | 0.0 | 0.0 |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | 0.7 | — | 0.0 | 0.0 | 0.4 | — | 0.0 | 0.0 | 0.3 | — | 0.0 | 0.0 |
| Stock - Common - Issued/Sold - Cash Flow | 0.7 | — | 0.0 | 0.0 | 0.4 | — | 0.0 | 0.0 | 0.3 | — | 0.0 | 0.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 209.4 | (299.0) | 398.8 | (52.6) | (54.6) | (175.5) | 457.4 | (84.2) | 91.4 | (46.2) | (185.7) | 19.1 |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | 149.3 | (290.7) | 386.4 | (16.9) | (93.5) | (111.9) | 390.0 | (56.4) | 61.2 | (44.8) | (182.4) | 32.4 |
| Debt - Issued/(Reduced) - Short-Term - Total - Cash Flow | 61.7 | (6.9) | 13.9 | (34.4) | 44.1 | (62.4) | 68.7 | (26.7) | 31.2 | (0.4) | (2.2) | (12.3) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (1.6) | (1.3) | (1.5) | (1.3) | (5.2) | (1.2) | (1.3) | (1.1) | (1.0) | (1.0) | (1.1) | (1.1) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (1.6) | (1.3) | (1.5) | (1.3) | (1.2) | (1.2) | (1.3) | (1.1) | (1.0) | (1.0) | (1.1) | (1.1) |
| Debt - Reduced - Long-Term - Cash Flow | 1.6 | 1.3 | 1.5 | 1.3 | 5.2 | 1.2 | 1.3 | 1.1 | 1.0 | 1.0 | 1.1 | 1.1 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 1.6 | 1.3 | 1.5 | 1.3 | 1.2 | 1.2 | 1.3 | 1.1 | 1.0 | 1.0 | 1.1 | 1.1 |
| Other Financing Cash Flow - Increase/(Decrease) | (0.4) | (0.5) | (0.5) | 0.0 | 0.0 | (0.4) | (0.5) | 0.0 | 0.0 | (0.1) | (0.2) | 0.0 |
| Net Cash Flow from Financing Activities | 194.8 | (310.8) | 385.7 | (65.3) | (79.3) | (175.8) | 444.3 | (96.7) | 64.0 | (46.3) | (196.2) | 14.2 |
| Non-Classified Cash Flows | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | — | — |
| Net Change in Cash - Total | 24.6 | (6.8) | 46.1 | (18.0) | 47.8 | (4.6) | 8.4 | (23.9) | 45.2 | (9.2) | 54.4 | (11.4) |
| Net Cash from Continuing Operations | 24.6 | (6.8) | 46.2 | (18.0) | 47.8 | (4.6) | 8.4 | (23.9) | 45.2 | (9.1) | 54.4 | (11.4) |
| Net Cash - Beginning Balance | 336.6 | 343.5 | 297.3 | 315.3 | 267.5 | 272.1 | 263.7 | 290.3 | 245.0 | 251.4 | 199.6 | 211.0 |
| Net Cash - Ending Balance | 361.3 | 336.6 | 343.5 | 297.3 | 315.3 | 267.5 | 272.1 | 266.3 | 290.2 | 242.2 | 254.1 | 199.6 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 49.0 | 30.1 | 43.3 | 27.5 | 37.2 | 12.5 | 47.0 | 41.2 | 26.1 | 20.8 | 32.3 | 18.9 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 0.1 | 0.1 | 0.2 | 0.1 | 0.0 | 0.1 | 0.2 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 |
| CF from Optg Activities before Change in WC & Int Payments | 33.7 | (34.0) | 58.7 | (15.2) | 71.9 | (11.7) | 84.8 | (26.7) | 70.9 | (8.3) | 28.8 | 34.6 |
| Cash Dividends Paid & Common Stock Buyback - Net | 14.2 | — | 12.6 | 12.6 | 24.7 | — | 12.6 | 12.6 | 27.4 | — | 10.4 | 4.9 |
| Common Stock Buyback - Net | (0.7) | — | 0.0 | 0.0 | (0.4) | — | 0.0 | 0.0 | (0.3) | — | 0.0 | 0.0 |
| Depreciation, Depletion & Amortization - Cash Flow | 6.4 | 2.3 | 4.1 | 3.9 | 5.5 | 1.8 | 8.4 | 3.5 | 4.8 | 1.5 | 1.5 | 1.3 |
| Free Cash Flow to Equity | 268.4 | 110.7 | 148.2 | 118.3 | 402.9 | 195.0 | 138.2 | 68.9 | 94.5 | 42.2 | 60.6 | 184.9 |
| Free Cash Flow Net of Dividends | 44.0 | 398.2 | (263.5) | 158.2 | 432.0 | 370.2 | (331.8) | 140.4 | (24.7) | 88.1 | 235.7 | 160.7 |
| Free Cash Flow | 58.8 | 409.5 | (250.9) | 170.8 | 457.1 | 370.2 | (319.2) | 153.0 | 3.0 | 88.1 | 246.1 | 165.6 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.