NBP National Bank of Pakistan
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 158.23 -0.65%
Quarterly · Q3 FY2021 – Q2 FY2026
National Bank of Pakistan (NBP) quarterly income statement
National Bank of Pakistan reported total income of Rs 68.5 bn for Q2 FY2026 (Apr – Jun 2026), down 11.7% on Q2 FY2025. Net interest income was Rs 51.0 bn, down 18.2% on Q2 FY2025, with non-interest income of Rs 17.5 bn. Tax of Rs 17.1 bn took 51.5% of pre-tax profit. Profit attributable to shareholders was Rs 16.3 bn, down 21.3% on Q2 FY2025, or Rs 7.68 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 * Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 737.8 | 186.4 | 179.1 | 181.8 | 190.5 | 199.1 | 215.0 | 257.6 | 272.3 | 289.1 | 276.8 | 298.0 | 297.5 | 241.3 | 193.5 | 172.9 | 154.4 | 101.2 | 80.1 | 67.2 | 59.8 |
| Interest expense | (513.9) | (135.3) | (126.3) | (122.6) | (129.6) | (136.8) | (143.5) | (190.1) | (237.6) | (244.8) | (246.0) | (247.7) | (248.9) | (199.3) | (159.9) | (134.8) | (125.3) | (72.9) | (53.4) | (40.2) | (33.5) |
| Net interest income | 223.9 | 51.0 | 52.9 | 59.2 | 60.8 | 62.3 | 71.5 | 67.5 | 34.6 | 44.3 | 30.9 | 50.4 | 48.6 | 42.0 | 33.6 | 38.1 | 29.0 | 28.3 | 26.7 | 27.0 | 26.3 |
| Fee & commission income (net) | 33.6 | 8.5 | 8.6 | 9.9 | 6.6 | 9.1 | 9.2 | 9.9 | 6.0 | 7.3 | 6.3 | 7.7 | 5.0 | 6.5 | 5.0 | 7.1 | 4.6 | 5.9 | 5.0 | 5.4 | 4.2 |
| Foreign exchange income | 17.6 | 3.2 | 2.3 | 10.9 | 1.2 | 1.5 | 2.0 | 0.5 | 1.2 | 2.4 | 1.8 | 4.9 | (1.7) | 3.1 | 1.4 | 2.5 | 1.1 | 2.4 | 2.3 | 1.8 | 2.2 |
| Gain / (loss) on securities | 14.2 | 5.8 | (0.5) | 0.6 | 8.2 | 4.7 | (0.1) | 17.6 | 3.6 | 1.4 | 4.4 | 2.0 | 1.5 | 0.6 | 0.4 | 0.0 | 0.0 | 1.0 | 0.1 | 0.8 | 1.3 |
| Total non-interest income | 65.4 | 17.5 | 10.4 | 21.4 | 16.0 | 15.3 | 11.1 | 28.0 | 10.9 | 11.2 | 12.5 | 14.7 | 4.8 | 10.2 | 6.7 | 9.7 | 5.7 | 9.3 | 7.3 | 8.0 | 7.8 |
| Total income | 289.4 | 68.5 | 63.3 | 80.7 | 76.9 | 77.7 | 82.6 | 95.5 | 45.5 | 55.5 | 43.4 | 65.0 | 53.4 | 52.2 | 40.3 | 47.8 | 34.7 | 37.6 | 34.1 | 35.1 | 34.1 |
| Operating expenses | (137.8) | (34.7) | (27.5) | (45.3) | (30.4) | (31.8) | (34.8) | (105.6) | (31.6) | (25.5) | (23.0) | (34.7) | (30.3) | (21.9) | (20.9) | (29.0) | (21.9) | (18.0) | (17.8) | (23.7) | (9.6) |
| Provisions & impairment (loans) | (0.4) | (3.7) | (3.8) | 7.8 | (0.7) | 0.0 | 5.6 | 4.7 | 2.7 | (2.2) | 0.3 | 5.8 | 8.5 | (0.9) | (0.1) | 5.2 | 2.8 | (1.0) | 1.0 | 10.7 | (6.8) |
| Profit before tax | 154.4 | 33.2 | 35.1 | 36.5 | 49.6 | 46.2 | 47.1 | 40.8 | 14.4 | (19.4) | 20.2 | 30.5 | 23.0 | 29.8 | 18.6 | 14.7 | 14.5 | 18.0 | 15.9 | 12.8 | 12.6 |
| Taxation | (79.2) | (17.1) | (18.4) | (17.0) | (26.7) | (25.2) | (25.0) | (18.6) | (11.4) | 9.9 | (10.6) | (17.1) | (11.0) | (14.3) | (7.6) | (3.2) | (7.6) | (15.6) | (6.3) | (8.8) | (5.1) |
| Profit after tax | 75.2 | 16.1 | 16.7 | 19.4 | 22.9 | 20.9 | 22.1 | 22.2 | 3.1 | (9.5) | 9.6 | 13.3 | 12.0 | 15.5 | 11.0 | 11.5 | 7.0 | 2.4 | 9.6 | 4.0 | 7.5 |
| Profit attributable to shareholders | 74.8 | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 | 15.8 | 11.2 | 11.6 | 7.0 | 2.5 | 9.7 | 4.1 | 7.6 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 35.18 | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 | 7.42 | 5.29 | 5.47 | 3.29 | 1.18 | 4.56 | 1.91 | 3.55 |
| EPS – diluted (Rs) Rs | 35.18 | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 | 7.42 | 5.29 | 5.47 | 3.29 | 1.18 | 4.56 | 1.91 | 3.55 |
| Dividend per share (Rs) Rs | 35.00 | 0.00 | 0.00 | 35.00 | 0.00 | 0.00 | 0.00 | 8.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Weighted average shares mn | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,126.9 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 * Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | -6.4% | -16.7% | -29.4% | -30.0% | -31.1% | -22.3% | -13.6% | -8.5% | +19.8% | +43.1% | +72.3% | +92.7% | +138.4% | +141.5% | +157.5% | +158.0% | +67.9% | +62.6% | +28.2% | -2.0% |
| Interest expense | -1.1% | -12.0% | -35.5% | -45.4% | -44.1% | -41.7% | -23.3% | -4.5% | +22.8% | +53.8% | +83.7% | +98.6% | +173.4% | +199.2% | +235.7% | +273.9% | +116.2% | +98.7% | +46.2% | +14.1% |
| Net interest income | -18.2% | -26.1% | -12.3% | +75.6% | +40.7% | +131.4% | +34.1% | -28.7% | +5.6% | -8.2% | +32.1% | +67.3% | +48.2% | +26.0% | +41.1% | +10.3% | +6.7% | +19.2% | +8.5% | -17.0% |
| Fee & commission income (net) | -6.5% | -6.7% | +0.5% | +9.7% | +23.4% | +46.8% | +27.5% | +20.2% | +12.9% | +26.8% | +8.9% | +8.7% | +10.1% | -0.2% | +30.6% | +8.3% | +8.3% | +21.0% | -5.6% | -3.6% |
| Foreign exchange income | +112.1% | +13.8% | +2,031.3% | +0.9% | -36.7% | +13.0% | -89.7% | — | -23.0% | +31.0% | +96.6% | -257.9% | +29.6% | -40.5% | +36.6% | -52.0% | +32.8% | +138.3% | +132.4% | +210.0% |
| Gain / (loss) on securities | +22.6% | — | -96.3% | +127.0% | +233.2% | -102.3% | +787.3% | +140.5% | +151.7% | +1,098.0% | +5,945.1% | +4,196.5% | -40.9% | +263.2% | -95.7% | -97.3% | -38.1% | -96.1% | -22.1% | -64.3% |
| Total non-interest income | +14.3% | -6.4% | -23.3% | +47.9% | +37.1% | -10.8% | +90.5% | +125.5% | +9.5% | +86.8% | +51.9% | -15.7% | +9.9% | -9.0% | +20.1% | -26.6% | +5.3% | -4.3% | +6.8% | -11.1% |
| Total income | -11.7% | -23.4% | -15.5% | +69.0% | +40.0% | +90.5% | +46.8% | -14.8% | +6.3% | +7.6% | +36.1% | +53.7% | +38.7% | +18.4% | +36.3% | +1.9% | +6.3% | +13.2% | +8.1% | -15.7% |
| Operating expenses | +9.2% | -21.0% | -57.1% | -3.8% | +24.5% | +51.4% | +204.5% | +4.0% | +16.3% | +9.9% | +19.7% | +38.6% | +21.8% | +17.7% | +22.3% | +128.9% | -11.8% | +3.8% | -50.0% | +528.5% |
| Provisions & impairment (loans) | -9,141.8% | -167.7% | +66.6% | -125.9% | — | +1,550.1% | -19.1% | -68.3% | — | — | +10.9% | +200.7% | — | -106.9% | -51.1% | — | -124.9% | -66.4% | -62.9% | — |
| Profit before tax | -28.1% | -25.4% | -10.6% | +243.5% | — | +132.6% | +33.9% | -37.1% | -165.3% | +8.5% | +107.5% | +58.0% | +64.9% | +17.3% | +14.5% | +15.0% | +18.1% | +24.0% | +85.5% | -28.9% |
| Taxation | -32.2% | -26.4% | -8.2% | +134.5% | — | +135.5% | +8.3% | +3.9% | -169.5% | +39.2% | +433.1% | +44.8% | -8.5% | +21.4% | -63.5% | +48.4% | +153.1% | +26.5% | +243.4% | -24.6% |
| Profit after tax | -23.1% | -24.3% | -12.6% | +648.0% | — | +129.5% | +66.7% | -74.5% | -161.4% | -12.7% | +16.3% | +72.3% | +533.2% | +14.6% | +185.8% | -7.6% | -73.2% | +22.4% | -7.7% | -31.5% |
| Profit attributable to shareholders | -21.3% | -26.3% | -13.8% | +679.4% | — | +125.4% | +62.9% | -76.0% | -157.7% | -13.7% | +18.4% | +75.7% | +529.0% | +16.0% | +185.9% | -7.3% | -72.6% | +24.1% | -6.9% | -31.7% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -21.4% | -26.3% | -13.8% | +679.4% | — | +125.4% | +62.9% | -76.0% | -157.7% | -13.7% | +18.4% | +75.7% | +529.0% | +16.0% | +185.9% | -7.3% | -72.6% | +24.1% | -6.9% | -31.7% |
| EPS – diluted (Rs) | -21.4% | -26.3% | -13.8% | +679.4% | — | +125.4% | +62.9% | -76.0% | -157.7% | -13.7% | +18.4% | +75.7% | +529.0% | +16.0% | +185.9% | -7.3% | -72.6% | +24.1% | -6.9% | -31.7% |
| Dividend per share (Rs) | — | — | +337.5% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Weighted average shares | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 * Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 271.9% | 283.1% | 225.4% | 247.7% | 256.5% | 260.2% | 269.8% | 598.5% | 521.2% | 638.2% | 458.3% | 557.1% | 462.5% | 479.8% | 362.0% | 444.3% | 269.2% | 235.3% | 191.6% | 175.5% |
| Interest expense | (197.5%) | (199.6%) | (152.0%) | (168.6%) | (176.2%) | (173.7%) | (199.1%) | (522.3%) | (441.3%) | (567.0%) | (380.9%) | (466.1%) | (382.0%) | (396.4%) | (282.3%) | (360.7%) | (193.9%) | (156.9%) | (114.6%) | (98.3%) |
| Net interest income | 74.4% | 83.5% | 73.4% | 79.1% | 80.3% | 86.5% | 70.7% | 76.1% | 79.9% | 71.2% | 77.4% | 91.0% | 80.4% | 83.4% | 79.8% | 83.6% | 75.3% | 78.4% | 77.0% | 77.2% |
| Fee & commission income (net) | 12.4% | 13.6% | 12.3% | 8.6% | 11.7% | 11.2% | 10.3% | 13.2% | 13.2% | 14.5% | 11.9% | 9.4% | 12.5% | 12.3% | 14.9% | 13.2% | 15.7% | 14.6% | 15.5% | 12.5% |
| Foreign exchange income | 4.7% | 3.6% | 13.5% | 1.6% | 2.0% | 2.4% | 0.5% | 2.7% | 4.4% | 4.1% | 7.6% | (3.2%) | 6.0% | 3.4% | 5.3% | 3.1% | 6.4% | 6.7% | 5.3% | 6.6% |
| Gain / (loss) on securities | 8.5% | (0.7%) | 0.8% | 10.7% | 6.1% | (0.1%) | 18.4% | 8.0% | 2.6% | 10.2% | 3.0% | 2.8% | 1.1% | 0.9% | 0.1% | 0.1% | 2.5% | 0.3% | 2.2% | 3.8% |
| Total non-interest income | 25.6% | 16.5% | 26.6% | 20.9% | 19.7% | 13.5% | 29.3% | 23.9% | 20.1% | 28.8% | 22.6% | 9.0% | 19.6% | 16.6% | 20.2% | 16.4% | 24.7% | 21.6% | 23.0% | 22.8% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (50.6%) | (43.5%) | (56.1%) | (39.5%) | (40.9%) | (42.1%) | (110.6%) | (69.4%) | (46.0%) | (53.0%) | (53.3%) | (56.8%) | (42.1%) | (51.9%) | (60.7%) | (63.0%) | (47.9%) | (52.2%) | (67.6%) | (28.1%) |
| Provisions & impairment (loans) | (5.5%) | (6.0%) | 9.7% | (0.9%) | 0.1% | 6.8% | 4.9% | 5.9% | (3.9%) | 0.8% | 8.9% | 15.8% | (1.7%) | (0.2%) | 11.0% | 8.1% | (2.7%) | 2.9% | 30.6% | (19.9%) |
| Profit before tax | 48.4% | 55.5% | 45.2% | 64.5% | 59.4% | 57.0% | 42.7% | 31.7% | (35.0%) | 46.6% | 46.9% | 43.0% | 57.0% | 46.2% | 30.7% | 41.8% | 48.0% | 46.7% | 36.6% | 37.1% |
| Taxation | (24.9%) | (29.1%) | (21.1%) | (34.7%) | (32.5%) | (30.2%) | (19.4%) | (25.0%) | 17.9% | (24.5%) | (26.3%) | (20.5%) | (27.4%) | (18.9%) | (6.7%) | (21.8%) | (41.5%) | (18.4%) | (25.1%) | (14.9%) |
| Profit after tax | 23.5% | 26.4% | 24.1% | 29.8% | 27.0% | 26.7% | 23.3% | 6.7% | (17.1%) | 22.2% | 20.5% | 22.5% | 29.7% | 27.3% | 24.0% | 20.1% | 6.5% | 28.2% | 11.4% | 22.1% |
| Profit attributable to shareholders | 23.9% | 25.5% | 24.0% | 29.9% | 26.8% | 26.5% | 23.5% | 6.5% | (16.4%) | 22.4% | 21.2% | 23.0% | 30.3% | 27.9% | 24.3% | 20.1% | 6.7% | 28.5% | 11.6% | 22.1% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 146
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | 51.0 | 52.9 | 59.2 | 60.8 | 62.3 | 71.5 | 67.5 | 34.6 | 44.3 | 30.9 | 50.4 | 48.6 |
| Interest & Dividend Income - Finance - Total | 186.4 | 179.1 | 181.8 | 190.5 | 199.1 | 215.0 | 257.6 | 272.3 | 289.1 | 276.8 | 298.0 | 297.5 |
| Interest Income - Loans/Deposits | 41.4 | 40.9 | 45.4 | 45.0 | 46.2 | 53.6 | 66.6 | 52.2 | 69.2 | 59.8 | 63.7 | 81.9 |
| Interest & Fees on Loans & Receivables | 39.9 | 38.7 | 44.0 | 43.2 | 43.9 | 52.0 | 62.6 | 48.8 | 65.5 | 56.4 | 57.2 | 66.4 |
| Interest Income - Deposits to Other Financial Institutions | 0.2 | 0.8 | 0.4 | 0.8 | 0.7 | 0.6 | 0.7 | 0.8 | 0.9 | 0.9 | (0.2) | 0.9 |
| Interest & Dividend Income - Other - Finance | 2.9 | 0.9 | 2.0 | 0.1 | 1.5 | 1.7 | 1.7 | 1.1 | 1.4 | 1.8 | 1.9 | 1.0 |
| Interest Income - Collateralized Financing | 1.3 | 1.3 | 1.0 | 0.9 | 1.6 | 1.1 | 3.2 | 2.6 | 2.8 | 2.6 | 6.7 | 14.5 |
| Interest & Dividend Income - Investment Securities - Finance | 142.0 | 137.4 | 134.4 | 145.4 | 151.5 | 159.6 | 189.3 | 219.0 | 218.6 | 215.3 | 232.4 | 214.6 |
| Net Commission & Fees Income/Expense - Business Revenue | 8.5 | 8.6 | 9.9 | 6.6 | 9.1 | 9.2 | 9.9 | 6.0 | 7.3 | 6.3 | 7.7 | 5.0 |
| Fees & Commissions Income | 8.5 | 8.6 | 9.9 | 6.6 | 9.1 | 9.2 | 9.9 | 6.0 | 7.3 | 6.3 | 7.7 | 5.0 |
| Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance | 142.0 | 137.4 | 134.4 | 145.4 | 151.5 | 159.6 | 189.3 | 219.0 | 218.6 | 215.3 | 232.4 | 214.6 |
| Investments & Loans - Business - Gain/(Loss) | 5.8 | (0.5) | 0.6 | 8.2 | 4.7 | (0.1) | 17.6 | 3.6 | 1.4 | 4.4 | 2.0 | 1.5 |
| Interest Expense - Finance - Total | 135.3 | 126.3 | 122.6 | 129.6 | 136.8 | 143.5 | 190.1 | 237.6 | 244.8 | 246.0 | 247.7 | 248.9 |
| Interest Expense - Operational Financing - Business | 133.5 | 124.6 | 120.9 | 128.2 | 135.7 | 141.7 | 186.2 | 235.9 | 242.6 | 243.8 | 245.5 | 246.8 |
| Interest Expense - Deposits | 68.5 | 68.3 | 70.7 | 73.9 | 74.3 | 75.4 | 110.7 | 126.1 | 119.7 | 119.1 | 108.1 | 112.4 |
| Investment Securities - Business - Gain/(Loss) | 5.8 | (0.5) | 0.6 | 8.2 | 4.7 | (0.1) | 17.6 | 3.6 | 1.4 | 4.4 | 2.0 | 1.5 |
| Interest Expense - Collateralized Financing | 65.0 | 56.3 | 50.2 | 54.3 | 61.4 | 66.3 | 75.4 | 109.8 | 122.9 | 124.7 | 137.5 | 134.4 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | 0.7 | 5.3 | 0.4 | 4.1 | 3.4 | 1.2 | 10.6 | 3.5 | 1.1 | 2.7 | 2.0 | 1.3 |
| Interest Expenses - Other - Total | — | — | — | — | (0.0) | 0.0 | — | — | — | — | — | — |
| Interest Expense - External Financing Business | 1.8 | 1.7 | 1.7 | 1.4 | 1.1 | 1.8 | 3.9 | 1.7 | 2.2 | 2.1 | 2.2 | 2.1 |
| Non-Interest Business Revenue/(Expense) - Net - Total | 17.5 | 10.4 | 21.4 | 16.0 | 15.3 | 11.1 | 28.0 | 10.9 | 11.2 | 12.5 | 14.7 | 4.8 |
| Net Foreign Exchange Income/(Expense) - Business Revenue | 3.2 | 2.3 | 10.9 | 1.2 | 1.5 | 2.0 | 0.5 | 1.2 | 2.4 | 1.8 | 4.9 | (1.7) |
| Trading Investments/Trading Account Income - Gain/(Loss) | 5.1 | (5.8) | 0.3 | 4.1 | 1.4 | (1.3) | 7.0 | 0.1 | 0.3 | 1.7 | 0.0 | 0.2 |
| Trading Investments - Unrealized Gain/(Loss) | 5.1 | (5.8) | 0.3 | 4.1 | 1.4 | (1.3) | 7.0 | 0.1 | 0.3 | 1.7 | 0.0 | 0.2 |
| Investment Securities - Business Unclassified - Gain/(Loss) | 0.0 | 0.0 | — | — | 0.0 | 0.0 | — | 0.0 | — | — | — | — |
| Revenue from Business Activities - Total | 68.5 | 63.3 | 80.7 | 76.9 | 77.7 | 82.6 | 95.5 | 45.5 | 55.5 | 43.4 | 65.0 | 53.4 |
| Selling, General & Administrative Expenses - Total | 36.7 | 31.1 | 37.1 | 30.9 | 31.9 | 29.2 | 100.8 | 29.3 | 27.6 | 22.4 | 28.8 | 21.7 |
| Selling, General & Administrative Expenses - Unclassified | 11.0 | 8.0 | 12.4 | 8.8 | 9.9 | 7.5 | 11.4 | 7.9 | 7.8 | 6.0 | 11.8 | 5.8 |
| Depreciation in Selling, General & Administrative Expenses | 2.0 | 1.9 | 3.2 | 1.7 | 1.5 | 1.5 | 1.4 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.0 | 0.1 |
| Other Operating Expense/(Income) - Net | 1.8 | 0.2 | 0.3 | 0.2 | (0.2) | 0.0 | 0.1 | (0.5) | 0.1 | 0.2 | 0.1 | 0.1 |
| Other Operating Income - Total | 0.1 | 0.0 | 0.4 | 0.4 | 0.3 | 0.3 | 0.4 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 |
| Operating Expenses - Total | 34.7 | 27.5 | 45.3 | 30.4 | 31.8 | 34.8 | 105.6 | 31.6 | 25.5 | 23.0 | 34.7 | 30.3 |
| Provision & Impairment for Loan Losses | (3.7) | (3.8) | 7.8 | (0.7) | 0.0 | 5.6 | 4.7 | 2.7 | (2.2) | 0.3 | 5.8 | 8.5 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 21.5 | 20.2 | 19.5 | 17.5 | 19.2 | 19.4 | 87.1 | 18.4 | 17.7 | 14.7 | 14.7 | 14.1 |
| Selling, General & Administrative Expenses - Other - Total | 2.0 | 0.8 | 1.8 | 2.5 | 1.2 | 0.6 | 0.8 | 1.6 | 0.8 | 0.5 | 1.0 | 0.6 |
| Advertising Expense | 1.3 | 0.6 | 1.2 | 2.1 | 0.6 | 0.4 | 0.8 | 0.4 | 0.4 | 0.1 | 0.5 | 0.2 |
| Rental Expense | 0.6 | 0.2 | 0.6 | 0.5 | 0.5 | 0.2 | — | 1.2 | 0.4 | 0.3 | 0.5 | 0.4 |
| Operating Profit before Non-Recurring Income/(Expense) | 33.8 | 35.8 | 35.4 | 46.5 | 45.9 | 47.8 | (10.1) | 13.9 | 30.0 | 20.4 | 30.3 | 23.1 |
| Other Operating Expense | 0.0 | 0.1 | 0.0 | 0.6 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.0 | 0.1 | 0.0 |
| Operating Provisions - Increase/(Decrease) | 1.8 | 0.1 | 0.6 | 0.0 | 0.1 | 0.3 | 0.4 | (0.3) | 0.0 | 0.3 | 0.1 | 0.4 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | (0.0) | 0.0 | 0.0 | (0.0) | (0.1) | 0.3 |
| Normalized Pre-tax Profit | 33.9 | 35.8 | 35.4 | 46.6 | 45.9 | 47.8 | (10.2) | 13.9 | 30.0 | 20.3 | 30.3 | 23.4 |
| Non-Recurring Income/Expense - Total | (0.8) | (0.7) | 1.0 | 3.0 | 0.3 | (0.8) | 51.0 | 0.5 | (49.4) | (0.1) | 0.2 | (0.4) |
| Impairment - Financial Investments | 0.2 | 0.2 | (1.4) | (3.2) | (0.6) | 0.5 | (2.5) | 0.5 | 0.4 | 0.1 | (0.2) | 0.4 |
| Fair Value Adjustments - Financial Investments | (0.6) | (0.5) | (0.3) | (0.2) | (0.3) | (0.3) | (0.7) | — | — | — | — | — |
| Sale & Acquisition of Group Companies - Gain/(Loss) | — | — | — | — | — | — | 0.1 | 1.0 | — | — | — | — |
| Non-Recurring Income/(Expense) - Other - Total | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 49.0 | 0.0 | (49.0) | — | — | — |
| Provision for Income Tax Expense- Unclassified | — | — | — | — | — | — | 1.0 | — | — | — | — | — |
| Income before Taxes | 33.2 | 35.1 | 36.5 | 49.6 | 46.2 | 47.1 | 40.8 | 14.4 | (19.4) | 20.2 | 30.5 | 23.0 |
| Equity in Earnings/(Loss) of Affiliates (after Taxes) | 0.5 | (0.4) | 0.1 | 0.3 | 0.0 | 0.0 | 0.3 | 0.0 | 0.5 | 0.2 | 0.5 | 0.4 |
| Income Taxes | 17.1 | 18.4 | 17.0 | 26.7 | 25.2 | 25.0 | 18.6 | 11.4 | (9.9) | 10.6 | 17.1 | 11.0 |
| Income Taxes for the Year - Current | 14.9 | 20.7 | 26.6 | 25.6 | 24.1 | 27.9 | 20.1 | 11.1 | (10.3) | 10.7 | 25.7 | 3.6 |
| Income Taxes - Deferred | 2.2 | (2.3) | (9.6) | 1.0 | 1.1 | (2.9) | (1.5) | 0.3 | 0.4 | (0.1) | (10.4) | 7.3 |
| Income Taxes - Other (by Type) | — | — | — | — | — | — | (1.0) | — | — | — | 1.8 | 0.0 |
| Net Income after Tax | 16.1 | 16.7 | 19.4 | 22.9 | 20.9 | 22.1 | 22.2 | 3.1 | (9.5) | 9.6 | 13.3 | 12.0 |
| Income before Discontinued Operations & Extraordinary Items | 16.6 | 16.3 | 19.5 | 23.3 | 21.0 | 22.1 | 22.6 | 3.1 | (9.0) | 9.8 | 13.8 | 12.4 |
| Net Income before Minority Interest | 16.6 | 16.3 | 19.5 | 23.3 | 21.0 | 22.1 | 22.6 | 3.1 | (9.0) | 9.8 | 13.8 | 12.4 |
| Minority Interest | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 |
| Net Income after Minority Interest | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 |
| Income Available to Common Shares | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 |
| Other Comprehensive Income - Starting Line | 16.6 | 16.3 | 19.5 | 23.3 | 21.0 | 22.1 | 22.6 | 3.1 | (9.0) | 9.8 | 13.8 | 12.4 |
| Other Comprehensive Income - Foreign Currency | (1.9) | 1.3 | (9.3) | (0.2) | 1.0 | 0.4 | 0.9 | (5.2) | (0.2) | (1.1) | 0.2 | (0.7) |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | 17.1 | (38.1) | 5.4 | 3.0 | 14.6 | (12.5) | 13.9 | 33.7 | 10.3 | (1.7) | 26.2 | 8.3 |
| Other Comprehensive Income - Revaluation of Tangible & Intangible Assets | 0.0 | 0.0 | (0.1) | 0.0 | — | — | 0.8 | 0.0 | — | 0.0 | 0.0 | 0.0 |
| Other Comprehensive Income - Other | (0.2) | (0.0) | 0.3 | (0.0) | 0.2 | — | 0.2 | 0.0 | 0.0 | 0.0 | 0.2 | 0.0 |
| Other Comprehensive Income - Pension Related | 2.7 | (4.3) | (0.7) | (0.0) | (0.4) | (0.3) | 0.4 | 1.4 | (0.7) | (0.3) | (1.5) | 1.0 |
| Other Comprehensive Income - Net of Tax - Total | 17.8 | (41.2) | (4.4) | 2.7 | 15.4 | (12.4) | 16.2 | 29.9 | 9.4 | (3.1) | 25.2 | 8.7 |
| Comprehensive Income before Minority Interest - Total | 34.3 | (24.9) | 15.2 | 26.0 | 36.4 | 9.7 | 38.8 | 32.9 | 0.5 | 6.7 | 39.0 | 21.0 |
| Comprehensive Income - Attributable to Minority Interest - Total | 34.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | 0.2 | (25.0) | 15.0 | 25.8 | 36.2 | 9.5 | 38.6 | 31.5 | 0.3 | 6.6 | 38.9 | 21.0 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 35.00 | 0.00 | 0.00 | 0.00 | 8.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 |
| Income available to Common excluding Extraordinary Items | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 |
| Shares used to calculate Basic EPS - Total mn | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,126.9 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 8.04 | 7.90 | 8.60 | 9.43 | 9.65 | 10.65 | (13.41) | 1.15 | 18.93 | 4.62 | 6.37 | 5.97 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,126.9 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 8.04 | 7.90 | 8.60 | 9.43 | 9.65 | 10.65 | (13.41) | 1.15 | 18.93 | 4.62 | 6.37 | 5.97 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | 0.10 | (11.77) | 7.03 | 12.11 | 17.00 | 4.46 | 18.15 | 14.83 | 0.15 | 3.11 | 18.30 | 9.85 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 |
| Diluted Income available to Common excluding Extraordinary Items | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 |
| Shares used to calculate Diluted EPS - Total mn | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,126.9 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 8.04 | 7.90 | 8.60 | 9.43 | 9.65 | 10.65 | (13.41) | 1.15 | 18.93 | 4.62 | 6.37 | 5.97 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | (9.1) | 9.7 | 13.8 | 12.3 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,126.9 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 | 2,127.5 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 7.68 | 7.58 | 9.09 | 10.82 | 9.77 | 10.29 | 10.55 | 1.39 | (4.28) | 4.56 | 6.47 | 5.78 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 8.04 | 7.90 | 8.60 | 9.43 | 9.65 | 10.65 | (13.41) | 1.15 | 18.93 | 4.62 | 6.37 | 5.97 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | 0.10 | (11.77) | 7.03 | 12.11 | 17.00 | 4.46 | 18.15 | 14.83 | 0.15 | 3.11 | 18.30 | 9.85 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 35.00 | 0.00 | 0.00 | 0.00 | 8.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 31.50 | 0.00 | 0.00 | 0.00 | 7.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 33.8 | 35.8 | 35.4 | 46.5 | 45.9 | 47.8 | (10.1) | 13.9 | 30.0 | 20.4 | 30.3 | 23.1 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 36.0 | 37.9 | 38.8 | 48.5 | 47.5 | 49.5 | (8.6) | 15.4 | 31.3 | 21.7 | 31.6 | 24.3 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | 36.6 | 38.1 | 39.4 | 49.0 | 48.0 | 49.7 | — | 16.6 | 31.7 | 22.0 | 32.1 | 24.7 |
| Depreciation & Amortization - Supplemental | 2.2 | 2.1 | 3.4 | 2.0 | 1.6 | 1.7 | 1.5 | 1.4 | 1.3 | 1.3 | 1.3 | 1.2 |
| Depreciation Expense - Total - Supplemental | 2.0 | 1.9 | 3.2 | 1.7 | 1.5 | 1.5 | 1.4 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.6 | 0.6 | 0.5 | 0.5 | 0.5 |
| Amortization - Total - Supplemental | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.0 | 0.1 |
| Intangible Amortization - Other - Supplemental | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.0 | 0.1 |
| Depreciation, Depletion & Amortization - Total | 2.2 | 2.1 | 3.4 | 2.0 | 1.6 | 1.7 | 1.5 | 1.4 | 1.3 | 1.3 | 1.3 | 1.2 |
| Depreciation - Total | 2.0 | 1.9 | 3.2 | 1.7 | 1.5 | 1.5 | 1.4 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.0 | 0.1 |
| Labor & Related Expenses - Total | 21.5 | 20.2 | 19.5 | 17.5 | 19.2 | 19.4 | 87.1 | 18.4 | 17.7 | 14.7 | 14.7 | 14.1 |
| Labor & Related Expenses - Supplemental | 21.5 | 20.2 | 19.5 | 17.5 | 19.2 | 19.4 | 87.1 | 18.4 | 17.7 | 14.7 | 14.7 | 14.1 |
| Auditor Fees | 0.1 | 0.1 | 0.2 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 |
| Audit-Related Fees | 0.1 | 0.1 | 0.2 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 |
| Normalized after Tax Profit | 16.9 | 17.4 | 18.4 | 20.0 | 20.7 | 22.8 | (28.7) | 2.6 | 39.9 | 9.7 | 13.1 | 12.4 |
| Normalized Net Income from Continuing Operations | 17.3 | 17.0 | 18.5 | 20.3 | 20.7 | 22.9 | (28.4) | 2.6 | 40.4 | 9.9 | 13.6 | 12.8 |
| Normalized Net Income - Bottom Line | 17.1 | 16.8 | 18.3 | 20.1 | 20.5 | 22.6 | (28.5) | 2.5 | 40.3 | 9.8 | 13.6 | 12.7 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 33.9 | 35.8 | 35.4 | 46.6 | 45.9 | 47.8 | (10.2) | 13.9 | 30.0 | 20.3 | 30.3 | 23.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 36.1 | 37.9 | 38.9 | 48.6 | 47.5 | 49.5 | (8.6) | 15.4 | 31.3 | 21.6 | 31.5 | 24.6 |
| Loan Losses - Actual | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | (0.0) | 0.1 | 0.1 | — |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.3 | 0.3 | 0.1 | 0.5 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 |
| Rental/Operating Lease Expense | 0.6 | 0.2 | 0.6 | 0.5 | 0.5 | 0.2 | — | 1.2 | 0.4 | 0.3 | 0.5 | 0.4 |
| Advertising Expenses - Supplemental | 1.3 | 0.6 | 1.2 | 2.1 | 0.6 | 0.4 | 0.8 | 0.4 | 0.4 | 0.1 | 0.5 | 0.2 |
| Interest Expense | 135.3 | 126.3 | 122.6 | 129.6 | 136.8 | 143.5 | 190.1 | 237.6 | 244.8 | 246.0 | 247.7 | 248.9 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | 54.8 | 56.7 | 51.4 | 61.5 | 62.3 | 65.9 | 62.8 | 32.0 | 46.5 | 30.6 | 44.5 | 40.1 |
| Commissions & Fees from Securities Activities | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.6 | 0.9 | 0.8 | 1.3 | 0.5 |
| Revenue after Loan Provisions - Net - Finance | 190.1 | 182.9 | 174.0 | 191.2 | 199.1 | 209.4 | 252.9 | 269.6 | 291.3 | 276.5 | 292.2 | 289.1 |
| Operating Expenses | 34.7 | 27.5 | 45.3 | 30.4 | 31.8 | 34.8 | 105.6 | 31.6 | 25.5 | 23.0 | 34.7 | 30.3 |
| Foreign Exchange Gain/(Loss) | 3.2 | 2.3 | 10.9 | 1.2 | 1.5 | 2.0 | 0.5 | 1.2 | 2.4 | 1.8 | 4.9 | (1.7) |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 36.7 | 31.1 | 37.1 | 30.9 | 31.9 | 29.2 | 100.8 | 29.3 | 27.6 | 22.4 | 28.8 | 21.7 |
| Investment Gain/(Loss) | 8.7 | 0.4 | 2.6 | 8.4 | 6.2 | 1.6 | 19.3 | 4.7 | 2.8 | 6.2 | 3.9 | 2.5 |
| Non-Interest Expense - Bank | 39.1 | 32.0 | 36.3 | 28.0 | 31.5 | 30.0 | 50.0 | 28.4 | 77.1 | 22.8 | 28.7 | 22.0 |
| Income before Taxes & Provision for Loan Losses | 29.4 | 31.3 | 44.3 | 48.9 | 46.2 | 52.7 | 45.5 | 17.1 | (21.6) | 20.6 | 36.3 | 31.4 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 35.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 35.00 | 0.00 | 0.00 | 0.00 | 8.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 16.3 | 16.1 | 19.3 | 23.0 | 20.8 | 21.9 | 22.4 | 3.0 | — | 9.7 | 13.8 | 12.3 |
| Operating Expenses excluding Non-Cash Charges - Total | 32.5 | 25.4 | 41.9 | 28.4 | 30.1 | 33.1 | 104.1 | 30.1 | 24.2 | 21.7 | 33.4 | 29.1 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 68.5 | 63.3 | 80.7 | 76.9 | 77.7 | 82.6 | 95.5 | 45.5 | 55.5 | 43.4 | 65.0 | 53.4 |
| Income from Earning Assets | 200.5 | 175.2 | 193.6 | 204.0 | 206.8 | 215.7 | 282.6 | 277.2 | 293.2 | 284.7 | 305.0 | 297.5 |
| Income Available to Common Shares before Depreciation & Amortization | 18.5 | 18.2 | 22.8 | 25.0 | 22.4 | 23.6 | 24.0 | 4.4 | (7.8) | 11.0 | 15.0 | 13.5 |
| Commissions and Fees | 8.5 | 8.6 | 9.9 | 6.6 | 9.1 | 9.2 | 9.9 | 6.0 | 7.3 | 6.3 | 7.7 | 5.0 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 35.00 | 0.00 | 0.00 | 0.00 | 8.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.