Progressive Insurance Company Limited (PRIC) cash flow statement

Operating activities generated -Rs 7.2 mn of cash in FY2024 (Jan – Dec 2024). Capital expenditure was Rs 39,000. Overall, cash increased by Rs 6,691.

PRIC cash flow statement (annual) (Rs mn)
Rs mn	FY2024 * Jan – Dec 2024	FY2023 * Jan – Dec 2023	FY2022 Jan – Dec 2022	FY2021 Jan – Dec 2021	FY2020 * Jan – Dec 2020	FY2019 * Jan – Dec 2019	FY2018 * Jan – Dec 2018	FY2017 * Jan – Dec 2017	FY2016 * Jan – Dec 2016
Net cash from operating activities	(7.2)	(6.1)	(9.9)	(9.1)	(1.9)	(2.0)	(0.8)	(0.1)	(0.1)
Capital expenditure	(0.0)	—	(0.1)	(0.1)	—	—	—	—	—
Net cash from investing activities	(0.0)	0.0	(0.1)	2.8	0.5	(0.2)	0.0	0.0	0.1
Net cash from financing activities	8.3	7.1	9.9	6.0	2.1	2.2	0.7	0.2	0.1
Net change in cash	0.0	(0.2)	(0.1)	(0.3)	0.6	(0.0)	(0.1)	0.0	0.1

PRIC cash flow statement — year-on-year change (Rs mn)
Rs mn	FY2024 * Jan – Dec 2024	FY2023 * Jan – Dec 2023	FY2022 Jan – Dec 2022	FY2021 Jan – Dec 2021	FY2020 * Jan – Dec 2020	FY2019 * Jan – Dec 2019	FY2018 * Jan – Dec 2018	FY2017 * Jan – Dec 2017	FY2016 * Jan – Dec 2016
Net cash from operating activities	—	—	—	—	—	—	—	—	—
Capital expenditure	—	—	-23.2%	—	—	—	—	—	—
Net cash from investing activities	—	—	-102.5%	+468.8%	—	-562.3%	+1,172.2%	-96.4%	—
Net cash from financing activities	+17.0%	-28.3%	+64.8%	+191.8%	-4.2%	+224.7%	+253.1%	+64.0%	—
Net change in cash	—	—	—	-153.7%	—	—	-5,653.1%	-97.2%	—

Change against the previous fiscal year; shown when the earlier figure is positive.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 38

PRIC cash flow statement — all reported line items (Rs mn)
Rs mn	FY2024 Jan – Dec 2024	FY2023 Jan – Dec 2023	FY2022 Jan – Dec 2022	FY2021 Jan – Dec 2021	FY2020 Jan – Dec 2020	FY2019 Jan – Dec 2019	FY2018 Jan – Dec 2018	FY2017 Jan – Dec 2017	FY2016 Jan – Dec 2016
Non-cash Items & Reconciliation Adjustments - Cash Flow	(7.3)	(6.2)	(9.9)	(9.1)	(1.9)	(2.0)	(1.1)	(0.1)	(0.1)
Income Tax Expense - Cash Flow - to Reconcile	0.0	—	0.0	(0.0)	(0.0)	(0.0)	(0.0)	(0.0)	(0.1)
Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile	(8.3)	(7.4)	(10.0)	(9.2)	(1.9)	(2.0)	(1.2)	(0.2)	0.0
Financial Income/(Expense) - Cash Flow - to Reconcile	(0.0)	(0.0)	(0.0)	—	—	—	—	—	—
Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile	1.1	1.2	0.0	0.1	0.0	0.1	0.0	0.1	0.1
Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile	1.1	1.2	0.0	0.1	0.0	0.1	0.0	0.1	0.1
Interest & Dividends - Received - Total - Cash Flow	0.1	0.0	0.0	0.0	0.0	0.0	0.3	0.0	0.0
Cash Flow from Operating Activities before Changes in Working Capital	(7.2)	(6.1)	(9.9)	(9.1)	(1.9)	(2.0)	(0.8)	(0.1)	(0.1)
Working Capital - Increase/(Decrease) - Cash Flow	—	—	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Insurance Receivables Decrease/(Increase) - Cash Flow	—	—	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Insurance Payables including Reinsurance - Increase/(Decrease) - Cash Flow	—	—	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Net Cash Flow from Operating Activities	(7.2)	(6.1)	(9.9)	(9.1)	(1.9)	(2.0)	(0.8)	(0.1)	(0.1)
Capital Expenditures - Net - Cash Flow	0.0	—	0.1	(3.0)	—	—	0.0	0.0	0.0
Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow	0.0	—	0.1	(3.0)	—	—	0.0	0.0	0.0
Property, Plant & Equipment - Purchased - Cash Flow	0.0	—	0.1	0.1	—	—	—	—	—
Property, Plant & Equipment Sold - Cash Flow	—	—	0.0	3.1	—	—	0.0	0.0	0.0
Capital Expenditures - Total	0.0	—	0.1	0.1	—	—	—	—	—
Investments excluding Loans - Decrease/(Increase) - Cash Flow	—	—	0.0	(0.2)	0.5	(0.2)	0.0	0.0	0.1
Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow	—	—	0.0	(0.2)	0.5	(0.2)	0.0	0.0	0.1
Investment Securities - Sold/Matured - Unclassified - Cash Flow	—	—	0.0	3.1	2.8	2.6	0.2	0.0	0.1
Investment Securities - Purchased - Unclassified - Cash Flow	—	—	0.0	3.3	2.4	2.8	0.1	—	—
Other Investing Cash Flow - Decrease/(Increase)	—	—	(0.0)	—	—	—	0.0	0.0	0.0
Net Cash Flow from Investing Activities	(0.0)	0.0	(0.1)	2.8	0.5	(0.2)	0.0	0.0	0.1
Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow	8.3	7.1	9.9	6.0	2.1	2.2	0.7	0.2	0.1
Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow	8.3	7.1	9.9	6.0	2.1	2.2	0.7	0.2	0.1
Debt - Issued - Long-Term & Short-Term - Cash Flow	8.3	7.1	9.9	6.0	2.1	2.2	0.7	0.2	0.1
Debt - Reduced - Long-Term & Short-Term - Cash Flow	—	—	—	0.0	0.0	0.0	0.0	0.0	—
Net Cash Flow from Financing Activities	8.3	7.1	9.9	6.0	2.1	2.2	0.7	0.2	0.1
Net Change in Cash - Total	0.0	(0.2)	(0.1)	(0.3)	0.6	(0.0)	(0.1)	0.0	0.1
Net Cash from Continuing Operations	1.1	1.0	(0.1)	(0.3)	0.6	0.0	(0.1)	0.1	0.1
Net Cash - Beginning Balance	0.0	0.2	0.3	0.6	0.0	0.0	0.2	2.4	2.3
Net Cash - Ending Balance	0.0	0.0	0.2	0.3	0.6	0.0	0.0	2.4	2.4
Interest & Dividends - Received - Cash Flow - Supplemental	0.1	0.0	0.0	0.0	0.0	0.0	0.3	0.0	0.0
CF from Optg Activities before Change in WC & Int Payments	(7.2)	(6.1)	(9.9)	(9.1)	(1.9)	(2.0)	(0.8)	(0.1)	(0.1)
Depreciation, Depletion & Amortization - Cash Flow	1.1	1.2	0.0	0.1	0.0	0.1	0.0	0.1	0.1
Free Cash Flow to Equity	1.1	1.0	(0.1)	(0.0)	0.2	0.2	(0.1)	0.1	0.1
Free Cash Flow Net of Dividends	(7.2)	(6.1)	(10.0)	(9.2)	(1.9)	(2.0)	(0.8)	(0.1)	(0.1)
Free Cash Flow	(7.2)	(6.1)	(10.0)	(9.2)	(1.9)	(2.0)	(0.8)	(0.1)	(0.1)

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 9 periods; the table above goes back further.