SAIF Saif Textile Mills Limited

Saif Textile Mills Limited (SAIF) financial ratios

Saif Textile Mills Limited earned a net margin of 1.9% in FY2026 against a five-year average of -1.8% (Textile Spinning median 1.0%). Return on equity was 5.6%, compared with a sector median of 1.0%. The current ratio stood at 0.85× and debt was 187.8% of equity. Cash took about 170 days to cycle through receivables, inventory and payables.

FY2026 vs the Textile Spinning median

Gross margin: 13.9%; Sector median 7.8%
Operating margin: 9.7%; Sector median 2.9%
Net margin: 1.9%; Sector median 1.0%
Return on equity (ROE): 5.6%; Sector median 1.0%
Return on assets (ROA): 1.5%; Sector median 0.4%
Current ratio: 0.85×; Sector median 0.90×
Debt to equity: 187.8%; Sector median 87.5%
Asset turnover: 0.79×; Sector median 0.70×
Dividend payout ratio: 0.0%; Sector median 0.0%

Median of the 51 companies in the sector with the figure for their latest fiscal year.

SAIF financial ratios (annual) (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 Jul 2021 – Jun 2022	FY2021 Jul 2020 – Jun 2021	FY2020 Jul 2019 – Jun 2020	FY2019 Jul 2018 – Jun 2019	FY2018 Jul 2017 – Jun 2018	FY2017 Jul 2016 – Jun 2017	FY2016 Jul 2015 – Jun 2016	FY2015 Jul 2014 – Jun 2015	FY2014 Jul 2013 – Jun 2014	FY2013 Jul 2012 – Jun 2013	FY2012 Jul 2011 – Jun 2012	FY2011 Jul 2010 – Jun 2011	FY2010 Jul 2009 – Jun 2010	FY2009 Jul 2008 – Jun 2009	FY2008 Jul 2007 – Jun 2008	FY2007 Jul 2006 – Jun 2007
Profitability
Gross margin	13.9%	10.6%	14.6%	4.0%	18.6%	17.8%	8.3%	11.6%	10.9%	10.1%	9.3%	8.8%	11.9%	15.0%	11.7%	18.2%	15.3%	2.9%	9.8%	14.0%
EBITDA margin	12.8%	10.1%	18.6%	2.1%	16.6%	15.9%	6.8%	20.7%	9.6%	9.8%	8.0%	7.0%	9.9%	12.6%	9.5%	15.1%	13.8%	1.3%	9.0%	10.1%
Operating margin	9.7%	7.0%	15.5%	(0.7%)	14.0%	12.7%	3.0%	17.7%	6.5%	5.6%	4.2%	4.1%	7.4%	10.3%	7.0%	13.0%	10.4%	(3.0%)	5.3%	6.2%
Pre-tax margin	2.1%	(3.6%)	2.3%	(13.5%)	6.8%	6.5%	(8.2%)	10.2%	0.6%	1.4%	(0.7%)	(0.7%)	3.0%	6.0%	1.7%	9.3%	2.2%	(18.6%)	(1.8%)	(0.6%)
Net margin	1.9%	(3.3%)	0.1%	(9.7%)	2.2%	4.9%	(8.8%)	9.3%	0.6%	0.3%	(0.7%)	(0.7%)	2.0%	5.7%	3.3%	8.3%	1.6%	(15.4%)	(1.4%)	(0.2%)
Effective tax rate	7.0%	—	95.9%	—	67.1%	23.8%	—	9.7%	8.0%	78.5%	—	—	32.6%	5.4%	(89.9%)	11.6%	29.7%	—	—	—
Returns
Return on equity (ROE)	5.6%	(9.8%)	0.3%	(28.1%)	7.4%	15.4%	(21.1%)	29.7%	2.0%	1.0%	(2.5%)	(3.1%)	9.0%	28.5%	21.2%	68.7%	13.7%	(78.6%)	(6.2%)	(0.9%)
Return on assets (ROA)	1.5%	(2.7%)	0.1%	(8.3%)	2.2%	4.4%	(6.1%)	8.7%	0.5%	0.3%	(0.7%)	(0.8%)	2.6%	8.1%	5.2%	12.5%	1.7%	(13.8%)	(1.5%)	(0.2%)
Return on invested capital (ROIC)	8.9%	—	0.7%	—	4.9%	9.6%	—	16.0%	5.2%	1.3%	—	—	6.9%	14.7%	19.8%	18.8%	1.9%	—	—	—
Liquidity
Current ratio	0.85×	0.76×	0.81×	0.65×	0.93×	0.90×	0.90×	0.89×	0.88×	0.88×	0.85×	0.88×	0.96×	1.02×	0.92×	0.95×	0.83×	0.83×	1.00×	0.88×
Quick ratio	0.45×	0.40×	0.30×	0.24×	0.38×	0.47×	0.40×	0.36×	0.41×	0.38×	0.36×	0.39×	0.42×	0.40×	0.28×	0.43×	0.33×	0.44×	0.52×	0.40×
Leverage
Debt to equity	187.8%	196.1%	175.1%	171.8%	180.0%	179.3%	216.9%	177.1%	227.8%	234.0%	208.8%	245.1%	200.5%	187.6%	222.0%	259.5%	643.3%	618.9%	309.2%	277.3%
Debt to capital	65.3%	66.2%	63.7%	63.2%	64.3%	64.2%	68.4%	63.9%	69.5%	70.1%	67.6%	71.0%	66.7%	65.2%	68.9%	72.2%	86.5%	86.1%	75.6%	73.5%
Debt to assets	51.6%	51.3%	50.8%	52.9%	51.0%	55.3%	57.7%	56.6%	60.8%	61.6%	58.3%	60.3%	56.8%	56.8%	58.4%	61.0%	78.6%	77.3%	70.2%	67.6%
Assets to equity	3.73×	3.62×	3.35×	3.38×	3.39×	3.48×	3.44×	3.39×	3.77×	3.69×	3.79×	3.79×	3.42×	3.52×	4.09×	5.50×	8.10×	5.68×	4.26×	4.38×
Efficiency
Asset turnover	0.79×	0.81×	0.88×	0.86×	0.98×	0.89×	0.70×	0.94×	0.89×	0.91×	0.90×	1.20×	1.32×	1.43×	1.57×	1.51×	1.08×	0.90×	1.07×	0.96×
Receivable days days	112	91	63	76	82	86	98	75	83	75	75	59	53	43	47	52	68	89	73	62
Inventory days days	118	126	125	121	122	116	147	111	117	116	111	84	88	96	80	87	100	85	87	110
Payable days days	60	47	34	40	47	43	49	33	33	34	43	34	30	31	26	19	17	20	18	25
Cash conversion cycle days	170	170	154	157	158	159	196	153	167	157	143	109	112	108	100	120	151	154	142	147
Dividends
Dividend payout ratio	0.0%	—	0.0%	—	0.0%	0.0%	—	2.4%	57.6%	0.0%	—	—	41.7%	15.2%	13.8%	8.7%	0.0%	—	—	—
Earnings retention rate	1.00×	—	1.00×	—	1.00×	1.00×	—	0.98×	0.42×	1.00×	—	—	0.58×	0.85×	0.86×	0.91×	1.00×	—	—	—

Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.

SAIF: frequently asked questions

What is SAIF's EPS?

Saif Textile Mills Limited reported basic earnings per share of Rs 8.51 for FY2026 (Jul 2025 – Jun 2026).

What is SAIF's P/E ratio?

At the closing price of Rs 42.77 on 16 Oct 2026, SAIF trades at a P/E of 5.0× based on EPS of Rs 8.51 (FY2026).

Does SAIF pay dividends?

Saif Textile Mills Limited did not declare a cash dividend for FY2026.

What was SAIF's revenue and profit in FY2026?

Saif Textile Mills Limited reported revenue of Rs 11.7 bn and profit attributable to shareholders of Rs 224.7 mn for FY2026 (Jul 2025 – Jun 2026).

What is SAIF's book value per share?

Saif Textile Mills Limited's book value per share was Rs 159.32 at the end of FY2026. The shares trade at 0.27× book value.

Information only, not investment advice.