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Commercial Banks

SCBPL Standard Chartered Bank (Pak) Ltd

Latest results: FY2025 · Dec 2025

Last close · 16 Oct 2026

Rs 59.91 -0.15%

Annual · FY2006 – FY2025

Standard Chartered Bank (Pak) Ltd (SCBPL) balance sheet

At the end of FY2025 (Jan – Dec 2025) Standard Chartered Bank (Pak) Ltd had total assets of Rs 872.9 bn, down 17.4% on FY2024. Deposits were Rs 650.1 bn, down 22.2% on FY2024 and net advances Rs 209.7 bn. Investments stood at Rs 478.4 bn. Shareholders' equity was Rs 110.5 bn (Rs 28.53 per share), 12.7% of total assets.

SCBPL balance sheet (annual) (Rs bn)
Rs bn FY2025 * Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 * Jan – Dec 2023 FY2022 * Jan – Dec 2022 FY2021 * Jan – Dec 2021 FY2020 * Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks 85.2 88.4 86.6 72.1 67.2 57.0 72.1 53.4 41.5 44.6 29.5 35.6 48.2 40.1 26.3 24.1 21.5 22.7 26.3 22.8
Lendings to financial institutions 24.2 47.5 84.0 28.2 16.1 73.4 18.5 8.8 6.7 17.4 24.8 8.7 23.8 22.5 14.1 24.9 19.4 20.3 17.0 7.4
Investments 478.4 654.3 226.7 477.7 450.6 349.4 249.2 279.1 272.5 245.9 231.8 189.0 146.4 131.7 104.0 72.3 83.3 28.9 40.7 34.7
Advances (net) 209.7 165.5 215.3 213.1 227.3 175.6 207.3 166.5 131.2 110.0 108.9 120.1 136.7 138.9 137.3 144.7 129.5 129.0 123.4 132.5
Fixed assets 12.5 12.6 12.7 11.5 10.7 11.9 10.6 7.8 8.0 5.8 6.0 6.3 6.2 6.4 6.4 5.2 5.6 3.4 3.3 2.9
Intangible assets 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.2 26.2 26.3 26.4 27.0 27.3 27.2 29.7 29.1
Other assets 21.6 18.1 25.9 63.9 26.0 12.6 17.7 10.8 5.5 5.4 20.3 20.9 6.6 21.7 40.3 23.0 27.6 22.4 19.4 20.5
Total assets 872.9 1,057.3 1,001.9 927.3 839.4 721.9 620.0 576.1 513.5 473.3 447.3 419.7 405.3 399.1 364.2 327.3 317.6 267.6 259.7 249.9
Liabilities
Deposits 650.1 835.7 719.5 718.4 626.8 556.5 465.6 424.9 377.6 365.6 327.2 304.3 296.4 266.6 235.9 220.2 206.9 174.5 177.0 156.6
Borrowings 33.0 42.3 68.0 44.7 53.7 36.9 32.6 41.0 45.0 27.7 35.7 25.3 28.9 38.0 25.9 23.6 23.0 15.6 16.2 29.8
Total liabilities 762.4 939.6 905.7 839.8 759.8 640.2 547.1 508.8 450.6 412.0 385.4 357.8 348.4 343.6 308.5 275.2 268.9 223.9 215.7 208.8
Equity
Share capital 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7
Equity attributable to shareholders 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3 62.0 61.0 56.1 54.6 54.9 51.3 47.9 42.9 43.2 40.4
Total equity 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3 62.0 61.9 57.0 55.4 55.7 52.1 48.7 43.6 44.0 41.1
Total liabilities & equity 872.9 1,057.3 1,001.9 927.3 839.4 721.9 620.0 576.1 513.5 473.3 447.3 419.7 405.3 399.1 364.2 327.3 317.6 267.6 259.7 249.9
Key figures
Gross advances 227.6 184.3 236.0 233.8 249.0 197.1 224.5 184.1 150.8 129.7 — 141.5 158.9 163.5 159.7 163.7 146.6 141.4 — —
Provision against advances 17.9 18.8 20.7 20.7 21.7 21.5 17.2 17.6 19.6 19.7 — 21.5 22.2 24.6 22.3 19.0 17.2 12.4 — —
Advances to deposits (ADR) 0.32× 0.20× 0.30× 0.30× 0.36× 0.32× 0.45× 0.39× 0.35× 0.30× 0.33× 0.39× 0.46× 0.52× 0.58× 0.66× 0.63× 0.74× 0.70× 0.85×
Shares outstanding mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
Common equity 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3 62.0 61.0 56.1 54.6 54.9 51.3 47.9 42.9 43.2 40.4
Book value per share (Rs) Rs 28.53 30.41 24.85 22.61 20.56 21.10 18.83 17.37 16.26 15.83 16.00 15.75 14.48 14.10 14.17 13.25 12.37 11.07 11.16 10.42
SCBPL balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 * Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 * Jan – Dec 2023 FY2022 * Jan – Dec 2022 FY2021 * Jan – Dec 2021 FY2020 * Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks -3.6% +2.1% +20.1% +7.2% +17.9% -20.9% +35.1% +28.4% -6.9% +51.4% -17.1% -26.2% +20.1% +52.7% +9.2% +11.9% -5.4% -13.5% +15.3% —
Lendings to financial institutions -49.2% -43.4% +197.5% +75.0% -78.0% +296.1% +110.3% +31.8% -61.5% -29.8% +184.5% -63.4% +5.4% +60.4% -43.5% +28.1% -4.1% +19.0% +130.1% —
Investments -26.9% +188.6% -52.5% +6.0% +28.9% +40.2% -10.7% +2.4% +10.8% +6.0% +22.7% +29.1% +11.1% +26.6% +43.9% -13.2% +187.7% -28.9% +17.3% —
Advances (net) +26.7% -23.2% +1.1% -6.3% +29.4% -15.3% +24.5% +26.9% +19.2% +1.1% -9.3% -12.2% -1.6% +1.2% -5.1% +11.8% +0.4% +4.6% -6.9% —
Fixed assets -0.5% -0.9% +10.4% +7.3% -10.3% +12.8% +34.8% -2.4% +39.2% -3.2% -5.1% +1.8% -3.3% -0.9% +23.5% -7.1% +63.3% +5.6% +12.3% —
Intangible assets 0.0% 0.0% 0.0% 0.0% -0.0% -0.0% -0.0% -0.0% -0.0% -0.1% -0.2% -0.2% -0.2% -0.5% -2.0% -1.1% +0.2% -8.3% +2.1% —
Other assets +19.5% -30.2% -59.5% +145.4% +106.7% -29.0% +64.8% +96.5% +1.1% -73.4% -2.7% +214.5% -69.4% -46.1% +75.5% -16.8% +22.9% +15.9% -5.7% —
Total assets -17.4% +5.5% +8.1% +10.5% +16.3% +16.4% +7.6% +12.2% +8.5% +5.8% +6.6% +3.6% +1.6% +9.6% +11.3% +3.1% +18.7% +3.0% +3.9% —
Liabilities
Deposits -22.2% +16.1% +0.2% +14.6% +12.6% +19.5% +9.6% +12.5% +3.3% +11.7% +7.5% +2.7% +11.2% +13.0% +7.1% +6.4% +18.6% -1.4% +13.1% —
Borrowings -22.0% -37.8% +51.9% -16.7% +45.6% +13.0% -20.3% -8.9% +62.3% -22.3% +41.0% -12.3% -24.0% +46.4% +10.1% +2.6% +47.3% -4.0% -45.6% —
Total liabilities -18.9% +3.7% +7.9% +10.5% +18.7% +17.0% +7.5% +12.9% +9.4% +6.9% +7.7% +2.7% +1.4% +11.4% +12.1% +2.3% +20.1% +3.8% +3.3% —
Equity
Share capital 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% —
Equity attributable to shareholders -6.2% +22.3% +9.9% +9.9% -2.5% +12.0% +8.4% +6.8% +2.7% -1.1% +1.6% +8.7% +2.7% -0.5% +6.9% +7.1% +11.7% -0.8% +7.1% —
Total equity -6.2% +22.3% +9.9% +9.9% -2.5% +12.0% +8.4% +6.8% +2.7% -1.1% +0.1% +8.7% +2.8% -0.4% +6.8% +7.0% +11.5% -0.8% +7.0% —
Total liabilities & equity -17.4% +5.5% +8.1% +10.5% +16.3% +16.4% +7.6% +12.2% +8.5% +5.8% +6.6% +3.6% +1.6% +9.6% +11.3% +3.1% +18.7% +3.0% +3.9% —
Key figures
Gross advances +23.5% -21.9% +0.9% -6.1% +26.3% -12.2% +21.9% +22.1% +16.3% — — -10.9% -2.8% +2.4% -2.5% +11.6% +3.7% — — —
Provision against advances -5.0% -8.9% -0.3% -4.7% +0.9% +25.3% -2.5% -10.2% -0.3% — — -3.3% -9.7% +10.0% +17.7% +10.6% +38.4% — — —
Advances to deposits (ADR) — — — — — — — — — — — — — — — — — — — —
Shares outstanding — — — — — — — — — — — — — — — — — — — —
Common equity -6.2% +22.3% +9.9% +9.9% -2.5% +12.0% +8.4% +6.8% +2.7% -1.1% +1.6% +8.7% +2.7% -0.5% +6.9% +7.1% +11.7% -0.8% +7.1% —
Book value per share (Rs) -6.2% +22.3% +9.9% +9.9% -2.5% +12.0% +8.4% +6.8% +2.7% -1.1% +1.6% +8.7% +2.7% -0.5% +6.9% +7.1% +11.7% -0.8% +7.1% —

Change against the previous fiscal year; shown when the earlier figure is positive.

SCBPL balance sheet — common size (Rs mn)
Rs mn FY2025 * Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 * Jan – Dec 2023 FY2022 * Jan – Dec 2022 FY2021 * Jan – Dec 2021 FY2020 * Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks 9.8% 8.4% 8.6% 7.8% 8.0% 7.9% 11.6% 9.3% 8.1% 9.4% 6.6% 8.5% 11.9% 10.1% 7.2% 7.4% 6.8% 8.5% 10.1% 9.1%
Lendings to financial institutions 2.8% 4.5% 8.4% 3.0% 1.9% 10.2% 3.0% 1.5% 1.3% 3.7% 5.5% 2.1% 5.9% 5.6% 3.9% 7.6% 6.1% 7.6% 6.6% 3.0%
Investments 54.8% 61.9% 22.6% 51.5% 53.7% 48.4% 40.2% 48.4% 53.1% 51.9% 51.8% 45.0% 36.1% 33.0% 28.6% 22.1% 26.2% 10.8% 15.7% 13.9%
Advances (net) 24.0% 15.7% 21.5% 23.0% 27.1% 24.3% 33.4% 28.9% 25.5% 23.2% 24.3% 28.6% 33.7% 34.8% 37.7% 44.2% 40.8% 48.2% 47.5% 53.0%
Fixed assets 1.4% 1.2% 1.3% 1.2% 1.3% 1.6% 1.7% 1.4% 1.6% 1.2% 1.3% 1.5% 1.5% 1.6% 1.8% 1.6% 1.8% 1.3% 1.3% 1.2%
Intangible assets 3.0% 2.5% 2.6% 2.8% 3.1% 3.6% 4.2% 4.5% 5.1% 5.5% 5.8% 6.2% 6.5% 6.6% 7.3% 8.2% 8.6% 10.2% 11.4% 11.6%
Other assets 2.5% 1.7% 2.6% 6.9% 3.1% 1.7% 2.9% 1.9% 1.1% 1.1% 4.5% 5.0% 1.6% 5.4% 11.1% 7.0% 8.7% 8.4% 7.5% 8.2%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Deposits 74.5% 79.0% 71.8% 77.5% 74.7% 77.1% 75.1% 73.8% 73.5% 77.2% 73.2% 72.5% 73.1% 66.8% 64.8% 67.3% 65.2% 65.2% 68.2% 62.6%
Borrowings 3.8% 4.0% 6.8% 4.8% 6.4% 5.1% 5.3% 7.1% 8.8% 5.9% 8.0% 6.0% 7.1% 9.5% 7.1% 7.2% 7.2% 5.8% 6.3% 11.9%
Total liabilities 87.3% 88.9% 90.4% 90.6% 90.5% 88.7% 88.2% 88.3% 87.7% 87.1% 86.2% 85.3% 85.9% 86.1% 84.7% 84.1% 84.7% 83.7% 83.1% 83.5%
Equity
Share capital 4.4% 3.7% 3.9% 4.2% 4.6% 5.4% 6.2% 6.7% 7.5% 8.2% 8.7% 9.2% 9.6% 9.7% 10.6% 11.8% 12.2% 14.5% 14.9% 15.5%
Equity attributable to shareholders 12.7% 11.1% 9.6% 9.4% 9.5% 11.3% 11.8% 11.7% 12.3% 12.9% 13.8% 14.5% 13.8% 13.7% 15.1% 15.7% 15.1% 16.0% 16.6% 16.1%
Total equity 12.7% 11.1% 9.6% 9.4% 9.5% 11.3% 11.8% 11.7% 12.3% 12.9% 13.8% 14.7% 14.1% 13.9% 15.3% 15.9% 15.3% 16.3% 16.9% 16.5%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Gross advances 26.1% 17.4% 23.6% 25.2% 29.7% 27.3% 36.2% 32.0% 29.4% 27.4% — 33.7% 39.2% 41.0% 43.8% 50.0% 46.2% 52.8% — —
Provision against advances 2.0% 1.8% 2.1% 2.2% 2.6% 3.0% 2.8% 3.1% 3.8% 4.2% — 5.1% 5.5% 6.2% 6.1% 5.8% 5.4% 4.6% — —
Common equity 12.7% 11.1% 9.6% 9.4% 9.5% 11.3% 11.8% 11.7% 12.3% 12.9% 13.8% 14.5% 13.8% 13.7% 15.1% 15.7% 15.1% 16.0% 16.6% 16.1%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 15 Oct 2026.

All reported line items 166
SCBPL balance sheet — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016
Cash & Short-Term Deposits Due from Banks - Total 85.2 88.4 86.6 72.1 67.2 57.0 72.1 53.4 41.5 44.6
Cash & Short-Term Deposits Due from Banks 4.4 6.1 4.9 3.1 6.9 2.6 10.8 3.1 6.5 3.9
Funds with Central Banks 80.8 82.3 81.7 68.9 60.3 54.4 61.3 50.3 35.1 40.7
Lending & Long-Term Deposits Due from Banks 24.2 47.5 84.0 28.2 16.1 73.4 18.5 8.8 6.7 17.4
Collateralized Agreements, Reverse REPOs & Securities Borrowed - Assets 8.1 36.2 319.5 31.8 5.2 7.4 2.0 0.0 2.2 8.1
Loans & Receivables - Total 215.0 172.1 218.9 214.2 230.1 179.8 219.8 181.8 146.2 119.6
Income Tax - Receivables 3.8 6.4 1.7 0.0 2.5 3.9 11.9 13.8 13.6 9.1
Securities Purchased under REPOs & Federal Funds Sold 8.1 36.2 319.5 31.8 5.2 7.4 2.0 0.0 2.2 8.1
Receivables - Other 1.5 0.3 1.9 1.2 0.3 0.3 0.7 1.4 1.4 0.5
Securities Purchased under REPOs 8.1 36.2 319.5 31.8 5.2 7.4 2.0 0.0 2.2 8.1
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 478.4 654.3 226.7 477.7 450.6 349.4 249.2 279.1 272.5 245.9
Derivative Financial Instruments - Hedging - Total 0.3 0.4 0.4 0.4 6.0 4.0 4.0 8.4 4.8 0.4
Banking Related Loans – Net 209.7 165.5 215.3 213.1 227.3 175.6 207.3 166.5 131.2 110.0
Loans - Gross 227.6 184.3 236.0 233.8 249.0 197.1 224.5 184.1 150.8 129.7
Loans - Consumer & Installment 147.3 120.6 170.9 175.7 189.4 157.0 181.8 134.5 106.4 94.1
Investment Securities - Other 1.7 6.7 (0.8) (0.8) (1.4) (0.5) (0.8) (1.1) (1.0) 0.3
Loans - Finance Lease & HP — — — — — — — — 0.0 0.0
Loans - to Customers - Other - Gross 80.3 63.6 65.1 58.1 59.6 40.1 42.7 49.6 43.2 32.8
Loans - Foreign — — — — — — — — 1.3 2.8
Investments - Total 478.4 654.3 226.7 477.7 450.6 349.4 249.2 279.1 272.5 245.9
Reserves for Loan Losses 17.9 18.8 20.7 20.7 21.7 21.5 17.2 17.6 19.6 19.7
Investment Securities - Held for Trading 293.1 431.9 0.4 0.5 52.1 36.5 21.5 12.1 4.8 1.1
Investment Securities Available for Sale & Held to Maturity 183.6 215.8 227.1 478.1 399.9 313.5 228.4 268.0 268.7 244.5
Property, Plant & Equipment - Net - Total 12.5 12.6 12.7 11.5 10.7 11.9 10.6 7.8 8.0 5.8
Property, Plant & Equipment - Gross - Total 17.3 16.7 17.7 16.2 15.6 16.4 14.4 11.4 11.4 9.4
Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total 4.8 4.1 5.1 4.8 4.9 4.5 3.8 3.6 3.3 3.6
Investment Securities - Available for Sale - Total 183.6 215.8 227.1 478.1 399.9 313.5 228.4 268.0 268.7 244.5
Mortgage Backed Securities - Available for Sale/Held to Maturity 0.5 0.0 0.1 0.1 0.1 0.5 — — — —
Government Securities - Available for Sale/Held to Maturity 183.1 215.7 226.1 477.1 398.9 312.2 — — — —
Other Assets - Total 21.6 18.1 25.9 63.9 26.0 12.6 17.7 10.8 5.5 5.4
Deferred Tax - Asset - Long-Term & Short-Term 0.0 0.0 — 0.0 0.0 — — — — —
Prepaid Expenses - Total 5.3 6.1 11.2 9.5 5.5 5.6 6.0 3.5 3.0 4.6
Other Assets 16.2 11.9 14.7 54.4 20.5 6.9 11.7 7.2 2.5 0.9
Intangible Assets - Total - Net 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1
Pension Benefits - Overfunded - Total 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Intangible Assets - excluding Goodwill - Net - Total 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Intangible Assets - Gross - Total 26.1 29.2 29.2 29.2 29.2 29.2 29.2 29.2 29.6 29.6
Intangible Assets - excluding Goodwill - Gross 0.0 3.1 3.1 3.1 3.1 3.1 3.1 3.1 3.5 3.5
Goodwill/Cost in Excess of Assets Purchased - Net 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1
Intangible Assets - Accumulated Amortization & Impairment - Total 0.0 3.1 3.1 3.1 3.1 3.1 3.1 3.1 3.5 3.5
Core Deposits - Net 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Intangible Assets - excluding Goodwill - Accumulated Amortization & Impairment - Total 0.0 3.1 3.1 3.1 3.1 3.1 3.1 3.1 3.5 3.5
Computer Software - Intangible Assets - Net — — — — — — 0.0 0.0 0.0 0.0
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Net 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Intangible Assets - Other - Net 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Goodwill/Cost in Excess of Assets Purchased - Gross 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1 26.1
Core Deposit - Gross 0.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0
Computer Software - Intangible Assets - Gross — — — — — — 0.0 0.0 0.3 0.3
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Gross 0.0 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4
Intangible Assets - Other - Gross - Total 0.0 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
Goodwill - Accumulated Amortization & Impairment 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Core Deposits - Accumulated Amortization & Impairment 0.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0 2.0
Computer Software - Intangible Assets - Accumulated Amortization & Impairment — — — — — — 0.0 0.0 0.3 0.3
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Accumulated Amortization & Impairment 0.0 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4 0.4
Intangible Assets - Other - Accumulated Amortization & Impairment 0.0 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8 0.8
Total Assets 872.9 1,057.3 1,001.9 927.3 839.4 721.9 620.0 576.1 513.5 473.3
Deposits - Total 650.1 835.7 719.5 718.4 626.8 556.5 465.6 424.9 377.6 365.6
Debt - Total 33.0 42.3 68.0 44.7 53.7 36.9 32.6 41.0 45.0 27.7
Short-Term Debt & Current Portion of Long-Term Debt 30.9 40.7 66.0 42.2 50.3 30.7 32.6 40.9 44.6 24.5
Deposits - Customers - Total 625.5 801.0 697.9 690.6 601.2 525.8 435.9 421.2 374.3 363.2
Deposits - Demand -Customer 367.2 385.0 351.9 267.3 230.2 212.1 175.9 184.4 154.4 151.8
Deposits - Savings - Customer 254.9 413.3 341.3 376.9 356.6 302.5 250.2 226.7 215.1 208.2
Deposits - Other - Customer 3.4 2.7 4.7 46.4 14.5 11.3 9.8 10.1 4.8 3.2
Deposits - Due to Banks & Financial Institutions 24.7 34.7 21.6 27.8 25.6 30.7 29.8 3.7 3.3 2.3
Deposits - Demand Deposits - Due to Banks & Financial Institutions 24.7 34.7 21.6 27.8 25.6 30.7 29.8 3.7 3.3 2.3
Current Portion of Long-Term Debt including Capitalized Leases 14.0 17.4 27.5 24.3 26.3 20.0 20.3 23.9 19.3 13.7
Short-Term Debt & Notes Payable 16.9 23.2 38.5 17.9 24.0 10.8 12.4 16.9 25.2 10.8
Debt - Long-Term - Total 2.1 1.6 1.9 2.5 3.4 6.1 — 0.1 0.4 3.2
Short-Term Banking Borrowings excluding Collateralized Financing 16.9 23.2 38.5 17.9 16.6 10.8 12.4 16.9 19.0 10.8
Collateralized Financing Agreements, REPO Financing Loans - Liabilities 0.0 0.0 0.0 0.0 7.4 0.0 — 0.0 6.3 0.0
Securities Sold under Repurchase Agreements & Federal Funds Purchased 0.0 0.0 0.0 0.0 7.4 0.0 — 0.0 6.3 0.0
Securities Sold under Repurchase Agreements 0.0 0.0 0.0 0.0 7.4 0.0 — 0.0 6.3 0.0
Current Portion of Long-Term Debt excluding Capitalized Leases 14.0 17.4 27.5 24.3 26.3 20.0 20.3 23.9 19.3 13.7
Capitalized Lease Obligations - Long-Term 1.5 0.9 1.4 1.8 2.0 2.9 — — — —
Long-Term Debt excluding Capitalized Leases 0.6 0.7 0.6 0.7 1.3 3.3 — 0.1 0.4 0.7
Debt - Non-Convertible - Long-Term 0.6 0.7 0.6 0.7 1.3 3.3 — 0.1 0.4 0.7
Dividends Payable 0.3 0.3 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1
Deferred Tax & Investment Tax Credits - Long-Term 3.2 6.4 6.4 5.4 3.7 2.6 3.7 3.6 3.7 1.8
Deferred Tax - Liability - Long-Term 3.2 6.4 6.4 5.4 3.7 2.6 3.7 3.6 3.7 1.8
Payables & Accrued Expenses 32.7 31.8 74.0 38.8 27.6 21.5 18.4 19.4 17.0 14.2
Accrued Expenses 5.8 4.7 4.1 3.6 3.6 3.1 3.1 3.0 3.0 2.0
Junior Subordinated Debentures & Notes Payable - Trust Account 0.0 0.0 — 0.0 0.0 — — 0.0 0.0 2.5
Other Liabilities - Total 36.4 13.1 21.2 19.7 40.7 14.2 16.4 13.6 4.2 2.5
Other Payables - Total 26.5 26.1 68.8 34.5 23.5 17.9 14.9 16.2 13.7 12.0
Other Liabilities - 26.6 4.1 14.8 15.5 40.4 14.0 16.2 13.3 3.9 2.2
Interest Payable 0.4 0.9 1.0 0.7 0.5 0.5 0.4 0.2 0.3 0.2
Provisions 9.8 9.0 6.5 4.2 0.2 0.2 0.2 0.3 0.3 0.3
Post Employment Benefits - Pension & Other 9.5 8.3 6.3 4.0 — — — 0.0 0.0 —
Derivative Liabilities - Hedging 6.7 10.2 16.4 12.5 7.3 8.3 10.1 6.3 3.1 0.2
Provisions - Other than Pension & Post Retirement 0.3 0.6 0.2 0.2 0.2 0.2 0.2 0.3 0.3 0.3
Total Liabilities 762.4 939.6 905.7 839.8 759.8 640.2 547.1 508.8 450.6 412.0
Shareholders' Equity - Attributable to Parent Shareholders - Total 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3
Common Equity Attributable to Parent Shareholders 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3
Common Equity - Contributed 39.8 39.8 39.8 39.8 39.8 39.8 39.8 39.8 39.8 39.8
Common Stock - Issued & Paid 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7 38.7
Equity - Non-Contributed - Reserves & Retained Earnings 70.7 78.0 56.5 47.8 39.9 41.9 33.2 27.5 23.2 21.5
Retained Earnings - Total 63.1 67.9 47.8 39.9 32.5 34.2 27.8 22.0 17.6 17.1
Comprehensive Income - Accumulated - Total 7.6 10.0 8.6 7.9 7.4 7.8 5.4 5.5 5.6 4.4
Common Equity - Total 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3
Common Stock - Additional Paid in Capital including Option Reserve 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3
Total Liabilities & Equity 872.9 1,057.3 1,001.9 927.3 839.4 721.9 620.0 576.1 513.5 473.3
Revaluation Reserves 7.6 10.0 8.6 7.9 7.4 7.8 5.4 5.5 5.6 4.4
Common Shares - Issued - Total mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
Common Shares - Outstanding - Total mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 4,000.0 4,000.0 4,000.0 4,000.0 4,000.0 4,000.0 4,000.0 4,000.0 4,000.0 4,000.0
Common Shares - Issued - Issue Specific mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
Common Shares - Outstanding - Issue Specific mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 1.5 0.9 — — — — — — — —
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 1.5 0.9 — — — — — — — —
Right of Use Tangible Assets - Total - Gross - Supplemental — — 2.9 2.9 3.1 3.6 3.9 — — —
Right of Use Tangible Assets - Capital/Finance Lease - Gross - Supplemental — — 2.9 2.9 3.1 3.6 3.9 — — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 11.0 11.6 — — — — — — — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Gross - Supplemental 9.0 7.5 5.8 2.8 4.8 4.3 3.7 4.2 4.2 4.0
Finance and Operating Lease Liabilities - Total - Supplemental 1.5 0.9 1.4 1.8 2.0 2.9 — — — —
Debt including Finance and Operating Lease Liabilities - Supplemental 33.0 42.3 68.0 44.7 53.7 36.9 32.6 41.0 45.0 27.7
Net Debt (52.2) (46.1) (18.6) (27.3) (13.5) (20.1) (39.4) (12.4) 3.4 (16.9)
Islamic Financing Assets - Total 80.3 63.6 65.1 58.1 59.6 40.1 42.7 49.6 43.2 32.8
Debt - Long-Term - Maturities - Total 14.6 18.3 0.6 25.0 35.0 23.2 — — — —
Debt - Long-Term - Maturities - within 1 Year 14.2 17.8 — 24.3 33.7 20.0 — — — —
Debt - Long-Term - Maturities - Year 2 0.1 0.1 0.1 0.1 0.7 3.0 — — — —
Debt - Long-Term - Maturities - Year 3 0.1 0.1 0.1 0.1 0.0 0.1 — — — —
Debt - Long-Term - Maturities - Year 5 0.1 0.1 0.1 0.1 0.1 0.1 — — — —
Debt - Long-Term - Maturities - Year 10 0.1 0.2 0.3 0.3 0.2 0.1 — — — —
Debt - Long-Term - Maturities - Remaining 0.0 0.0 0.0 0.0 0.3 0.0 — — — —
Debt - Long-Term - Maturities - 2-3 Years 0.1 0.1 0.2 0.2 0.7 3.1 — — — —
Debt - Long-Term - Maturities - 4-5 Years 0.1 0.1 0.1 0.1 0.1 0.1 — — — —
Debt - Long-Term - Maturities - Year 6 & Beyond 0.1 0.2 0.3 0.3 0.5 0.1 — — — —
Cash & Cash Equivalents - Total 85.2 88.4 86.6 72.1 67.2 57.0 72.1 53.4 41.5 44.6
Cash & Securities 571.7 778.9 632.8 581.6 522.9 413.9 323.2 332.4 316.2 298.6
Cash & Short Term Investments - Total 85.2 88.4 86.6 72.1 67.2 57.0 72.1 53.4 41.5 44.6
Debt - including Preferred Equity & Minority Interest - Total 33.0 42.3 68.0 44.7 53.7 36.9 32.6 41.0 45.0 27.7
Earning Assets 805.6 991.9 932.1 822.9 766.3 662.9 549.0 507.7 454.1 426.0
Demand Deposits - Total 391.8 419.7 373.5 295.2 255.7 242.8 205.7 188.2 157.7 154.1
Invested Assets - Total 478.4 654.3 226.7 477.7 450.6 349.4 249.2 279.1 272.5 245.9
Investment Securities 478.4 654.3 226.7 477.7 450.6 349.4 249.2 279.1 272.5 245.9
Net Book Capital 58.2 71.6 77.6 60.2 66.1 61.5 33.5 54.9 66.4 44.4
Net Operating Assets 58.2 71.6 77.6 60.2 66.1 61.5 33.5 54.9 66.4 44.4
Provisions - Total 13.0 15.3 12.8 9.5 3.9 2.9 3.9 3.9 4.0 2.1
Shareholders Equity - Common 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3
Savings Deposits - Total 254.9 413.3 341.3 376.9 356.6 302.5 250.2 226.7 215.1 208.2
Tangible Total Equity 84.4 91.6 70.1 61.4 53.5 55.6 46.8 41.1 36.8 35.2
Tangible Book Value 84.4 91.6 70.1 61.4 53.5 55.6 46.8 41.1 36.8 35.2
Total Book Capital 143.4 160.0 164.2 132.3 133.3 118.6 105.5 108.2 107.9 89.0
Total Capital 143.4 160.0 164.2 132.3 133.3 118.6 105.5 108.2 107.9 89.0
Total Long Term Capital 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3
Trading Account 293.1 431.9 0.4 0.5 52.1 36.5 21.5 12.1 4.8 1.1
Book Value excluding Other Equity 110.5 117.7 96.2 87.5 79.6 81.7 72.9 67.2 62.9 61.3
Assets Held for Sale/Discontinued Operations - Long-Term & Short-Term 1.6 1.6 1.2 1.3 1.4 0.2 — — — —
Cash & Short Term Investments - Net of Debt 52.2 46.1 18.6 27.3 13.5 20.1 39.4 12.4 (3.4) 16.9
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 14.0 17.4 27.5 24.3 26.3 20.0 20.3 23.9 19.3 13.7
Interest Bearing Liabilities - Total 683.1 878.0 787.5 763.2 680.5 593.4 498.3 465.9 422.6 393.3
Net Debt Including Preferred Equity & Minority Interest (52.2) (46.1) (18.6) (27.3) (13.5) (20.1) (39.4) (12.4) 3.4 (16.9)
Other Short-Term & Long-Term Assets - Total 21.6 18.1 25.9 63.9 26.0 12.6 17.7 10.8 5.5 5.4
Other Short-Term & Long-Term Liabilities - Total 26.6 4.1 14.8 15.5 40.4 14.0 16.2 13.3 3.9 2.2
Tangible Book Value excluding Other Equity 84.4 91.6 70.1 61.4 53.5 55.6 46.8 41.1 36.8 35.2
Total Debt Excluding Islamic 33.0 42.3 68.0 44.7 53.7 36.9 32.6 41.0 45.0 27.7
Reserves for Loan Losses - Total 17.9 18.8 20.7 20.7 21.7 21.5 17.2 17.6 19.6 19.7
Total Available Funds 760.6 953.4 815.8 806.0 706.4 638.2 538.5 492.1 440.5 426.8
Loans - Gross – Total 251.8 231.8 320.0 262.0 265.1 270.5 243.0 192.9 157.5 147.1
Deposits - Net 625.5 801.0 697.9 690.6 601.2 525.8 435.9 421.2 374.3 363.2
Loans - Net - Total 233.9 213.0 299.3 241.3 243.4 249.0 225.9 175.3 137.9 127.4
Tangible Book Value & Reserves for Loan Losses - Total 102.2 110.4 90.8 82.1 75.2 77.1 64.0 58.8 56.5 54.9

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.