Last close · 16 Oct 2026
Rs 59.91 -0.15%
Financials
Standard Chartered Bank (Pak) Ltd (SCBPL) financials
20 years of annual results (FY2006 – FY2025).
Standard Chartered Bank (Pak) Ltd (SCBPL) reported total income of Rs 79.4 bn for FY2025 (Jan – Dec 2025), down 31.7% from FY2024.
Profit attributable to shareholders was Rs 28.8 bn (EPS Rs 7.43), down 37.5%.
It declared a dividend of Rs 6.50 per share for FY2025 and has paid a dividend in each of the last 16 years.
Deposits stood at Rs 650.1 bn and net advances at Rs 209.7 bn, an advances-to-deposits ratio of 32.3%.
Return on equity was 25.2%.
Over the last five years total income grew at a compound 14.3% a year.
At Rs 59.91 (close on 16 Oct 2026) the shares trade at 8.1× earnings (FY2025) and 2.10× book value, with a dividend yield of 10.8%.
Fundamentals
SCBPL at a glance
Total income · FY2025
Rs 79.4 bn
▼ 31.7% year on year
Profit attributable to shareholders · FY2025
Rs 28.8 bn
▼ 37.5% year on year
EPS – basic (Rs) · FY2025
Rs 7.43
▼ 37.5% year on year
Dividend per share (Rs) · FY2025
Rs 6.50
▼ 27.8% year on year
Deposits · FY2025
Rs 650.1 bn
▼ 22.2% year on year
Return on equity (ROE) · FY2025
25.2%
-17.8 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 79.4 bn
- Profit attributable · FY2025
- Rs 28.8 bn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 872.9 bn
- Equity · FY2025
- Rs 110.5 bn
Financial highlights
SCBPL financial results
| Rs bn | FY2025 * Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 * Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 61.6 | 93.6 | 94.2 | 44.6 | 26.3 | 28.1 | 27.8 | 18.8 | 17.3 | 19.4 |
| Total non-interest income | 17.8 | 22.7 | 13.1 | 17.9 | 10.9 | 12.6 | 11.2 | 9.6 | 8.2 | 6.9 |
| Total income | 79.4 | 116.3 | 107.3 | 62.6 | 37.2 | 40.8 | 39.0 | 28.4 | 25.4 | 26.2 |
| Operating expenses | (22.0) | (17.6) | (18.2) | (12.5) | (12.6) | (17.3) | (11.8) | (10.1) | (11.9) | (11.1) |
| Provisions & impairment (loans) | (1.8) | (4.9) | (0.2) | (1.3) | 0.5 | 4.9 | (0.1) | (1.2) | 0.2 | (1.1) |
| Profit before tax | 58.5 | 100.6 | 89.2 | 50.1 | 24.8 | 23.6 | 27.2 | 18.4 | 13.5 | 15.3 |
| Profit attributable to shareholders | 28.8 | 46.1 | 42.6 | 19.8 | 13.7 | 13.1 | 16.0 | 11.2 | 8.2 | 9.6 |
| EPS – basic (Rs) Rs | 7.43 | 11.90 | 11.01 | 5.13 | 3.55 | 3.39 | 4.14 | 2.90 | 2.13 | 2.48 |
| Dividend per share (Rs) Rs | 6.50 | 9.00 | 9.00 | 4.00 | 3.00 | 2.75 | 3.00 | 2.25 | 1.75 | 2.00 |
| Advances (net) | 209.7 | 165.5 | 215.3 | 213.1 | 227.3 | 175.6 | 207.3 | 166.5 | 131.2 | 110.0 |
| Deposits | 650.1 | 835.7 | 719.5 | 718.4 | 626.8 | 556.5 | 465.6 | 424.9 | 377.6 | 365.6 |
| Total assets | 872.9 | 1,057.3 | 1,001.9 | 927.3 | 839.4 | 721.9 | 620.0 | 576.1 | 513.5 | 473.3 |
| Equity attributable to shareholders | 110.5 | 117.7 | 96.2 | 87.5 | 79.6 | 81.7 | 72.9 | 67.2 | 62.9 | 61.3 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. * Some FY2025 figures do not fully reconcile in the source data. Updated 15 Oct 2026.