Security Investment Bank Limited (SIBL) financial ratios

Security Investment Bank Limited earned a net margin of 18.1% in FY2025 against a five-year average of 20.6% (Inv. Banks / Inv. Cos. / Securities Cos. median 35.1%). Return on equity was 2.5%, compared with a sector median of 18.1%. The current ratio stood at 6.01× and debt was 1.9% of equity. Cash took about 176 days to cycle through receivables, inventory and payables.

FY2025 vs the Inv. Banks / Inv. Cos. / Securities Cos. median

Net margin: 18.1%; Sector median 35.1%
Return on equity (ROE): 2.5%; Sector median 18.1%
Return on assets (ROA): 2.2%; Sector median 7.8%
Debt to equity: 1.9%; Sector median 30.4%
Dividend payout ratio: 443.4%; Sector median 0.0%

Median of the 34 companies in the sector with the figure for their latest fiscal year.

SIBL financial ratios (annual) (Rs mn)
Rs mn	FY2025 Jan – Dec 2025	FY2024 * Jan – Dec 2024	FY2023 Jan – Dec 2023	FY2022 Jan – Dec 2022	FY2021 Jan – Dec 2021	FY2020 Jan – Dec 2020	FY2019 * Jan – Dec 2019	FY2018 Jan – Dec 2018	FY2017 Jan – Dec 2017	FY2016 Jan – Dec 2016	FY2015 Jan – Dec 2015	FY2014 Jan – Dec 2014	FY2013 Jan – Dec 2013	FY2012 Jan – Dec 2012	FY2011 Jan – Dec 2011	FY2010 Jan – Dec 2010	FY2009 Jan – Dec 2009
Profitability
Pre-tax margin	29.8%	62.1%	97.6%	(108.2%)	39.2%	225.2%	84.7%	47.5%	68.5%	22.7%	8.0%	19.9%	10.4%	5.1%	9.6%	9.9%	(104.6%)
Net margin	18.1%	56.0%	63.9%	(68.9%)	33.7%	193.1%	67.4%	23.9%	56.0%	17.7%	2.0%	16.7%	7.6%	5.1%	9.0%	15.1%	(100.3%)
Effective tax rate	39.3%	9.8%	34.5%	—	14.1%	14.3%	20.4%	49.6%	18.2%	22.1%	75.0%	16.0%	26.8%	0.4%	6.6%	(51.6%)	—
Returns
Return on equity (ROE)	2.5%	9.5%	10.7%	(4.6%)	3.4%	11.4%	7.0%	2.8%	9.8%	1.6%	0.2%	2.4%	1.1%	0.9%	1.3%	2.8%	—
Return on assets (ROA)	2.2%	8.8%	10.2%	(4.5%)	3.4%	9.9%	5.3%	2.3%	9.0%	1.5%	0.2%	1.9%	0.7%	0.5%	0.7%	1.6%	—
Leverage
Debt to equity	1.9%	1.5%	—	—	—	—	0.0%	30.4%	6.3%	—	—	0.0%	35.1%	71.4%	77.2%	110.4%	159.5%
Debt to capital	1.9%	1.5%	—	—	—	—	0.0%	23.3%	5.9%	—	—	0.0%	26.0%	41.7%	43.6%	52.5%	61.5%
Debt to assets	1.6%	1.4%	—	—	—	—	0.0%	22.7%	5.6%	—	—	0.0%	24.6%	40.3%	42.0%	67.5%	82.8%
Assets to equity	1.13×	1.08×	1.05×	1.02×	1.02×	1.15×	1.32×	1.23×	1.09×	1.07×	1.07×	1.24×	1.60×	1.80×	1.74×	1.78×	—
Dividends
Dividend payout ratio	443.4%	33.2%	0.0%	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—
Earnings retention rate	(3.43×)	0.67×	1.00×	—	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	—

Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.

SIBL: frequently asked questions

What is SIBL's EPS?

Security Investment Bank Limited reported basic earnings per share of Rs 0.34 for FY2025 (Jan – Dec 2025).

What is SIBL's P/E ratio?

At the closing price of Rs 6.47 on 16 Oct 2026, SIBL trades at a P/E of 19.1× based on EPS of Rs 0.34 (FY2025).

Does SIBL pay dividends?

Security Investment Bank Limited did not declare a cash dividend for FY2025.

What was SIBL's revenue and profit in FY2025?

Security Investment Bank Limited reported revenue of Rs 110.8 mn and profit attributable to shareholders of Rs 20.0 mn for FY2025 (Jan – Dec 2025).

What is SIBL's book value per share?

Security Investment Bank Limited's book value per share was Rs 13.25 at the end of FY2025. The shares trade at 0.49× book value.

Information only, not investment advice.