Last close · 31 Aug 2015
Rs 6.34 -1.40%
Annual · FY1998 – FY2013
Silver Star Insurance Company Limited (SSIC) income statement
Silver Star Insurance Company Limited reported total income of Rs 254.1 mn for FY2013 (Jan – Dec 2013), up 14.2% on FY2012. Tax of Rs 9.9 mn took 87.2% of pre-tax profit. Profit attributable to shareholders was Rs 1.4 mn, down 96.5% on FY2012, or Rs 0.05 per share.
| Rs mn | FY2013 * Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 | FY2005 Jan – Dec 2005 | FY2004 Jan – Dec 2004 | FY2003 Jan – Dec 2003 | FY2002 Jan – Dec 2002 | FY2001 Jan – Dec 2001 | FY2000 Jan – Dec 2000 | FY1999 Jan – Dec 1999 | FY1998 Jan – Dec 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 229.7 | 220.0 | 188.4 | 154.1 | 147.9 | 139.7 | 120.0 | 86.3 | 42.0 | 19.4 | 14.8 | 11.5 | 14.0 | 16.0 | 20.5 | 17.2 |
| Investment income (net) | 23.8 | 2.0 | 3.5 | 9.0 | (5.4) | 12.1 | 13.2 | 13.2 | 2.7 | 1.4 | 1.0 | 0.8 | — | — | — | — |
| Total income | 254.1 | 222.6 | 192.3 | 163.5 | 142.9 | 152.4 | 134.8 | 101.8 | 52.9 | 24.6 | 17.4 | 13.8 | 25.5 | 31.7 | 35.5 | 33.2 |
| Net claims & benefits | (90.7) | (25.4) | (34.0) | (40.9) | (28.5) | (16.0) | (25.5) | (20.3) | (6.9) | (4.4) | (4.2) | (2.9) | (4.3) | (4.5) | (4.7) | 3.3 |
| Acquisition & underwriting expenses | — | — | — | — | — | — | — | — | — | — | — | — | (3.7) | (5.5) | (6.0) | (6.0) |
| Profit before tax | 11.3 | 47.2 | 48.1 | 38.7 | 38.7 | 82.3 | 77.8 | 54.0 | 27.7 | 7.3 | 4.2 | 3.4 | 5.3 | 3.5 | 3.3 | 1.1 |
| Taxation | (9.9) | (5.7) | 0.3 | 2.5 | (0.8) | (7.5) | (2.2) | (0.5) | (0.3) | (0.2) | (0.0) | (0.6) | (0.7) | (1.0) | (1.0) | (0.4) |
| Profit after tax | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 | 4.2 | 2.8 | 4.5 | 2.5 | 2.3 | 0.7 |
| Profit attributable to shareholders | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 | 4.2 | 2.8 | 4.5 | 2.5 | 2.3 | 0.7 |
| Per share | ||||||||||||||||
| EPS – basic (Rs) Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 | 0.27 | 0.18 | 0.39 | 0.29 | 0.26 | 0.09 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rs mn | FY2013 * Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 | FY2005 Jan – Dec 2005 | FY2004 Jan – Dec 2004 | FY2003 Jan – Dec 2003 | FY2002 Jan – Dec 2002 | FY2001 Jan – Dec 2001 | FY2000 Jan – Dec 2000 | FY1999 Jan – Dec 1999 | FY1998 Jan – Dec 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +4.4% | +16.8% | +22.3% | +4.2% | +5.9% | +16.4% | +39.1% | +105.2% | +116.2% | +31.8% | +28.7% | -18.3% | -12.4% | -22.0% | +19.4% | — |
| Investment income (net) | +1,073.9% | -41.9% | -61.2% | — | -144.2% | -8.2% | +0.4% | +383.0% | +101.3% | +31.1% | +36.4% | — | — | — | — | — |
| Total income | +14.2% | +15.7% | +17.6% | +14.4% | -6.2% | +13.1% | +32.4% | +92.5% | +114.6% | +41.2% | +26.4% | -45.9% | -19.5% | -10.8% | +7.0% | — |
| Net claims & benefits | +257.7% | -25.4% | -16.9% | +43.7% | +77.4% | -37.0% | +25.8% | +192.7% | +58.2% | +3.2% | +44.2% | -31.2% | -4.5% | -4.8% | — | — |
| Acquisition & underwriting expenses | — | — | — | — | — | — | — | — | — | — | — | — | -33.5% | -8.3% | +1.0% | — |
| Profit before tax | -76.1% | -1.9% | +24.3% | +0.1% | -53.0% | +5.8% | +44.1% | +95.1% | +277.9% | +74.9% | +23.2% | -35.3% | +49.1% | +5.7% | +215.3% | — |
| Taxation | +72.7% | — | — | -412.6% | -89.4% | +234.3% | +318.0% | +101.5% | +34.8% | +890.0% | -96.7% | -15.2% | -27.2% | -1.8% | +150.0% | — |
| Profit after tax | -96.5% | -14.3% | +17.5% | +8.8% | -49.3% | -1.0% | +41.3% | +95.0% | +284.6% | +71.0% | +49.2% | -38.5% | +78.5% | +9.0% | +255.1% | — |
| Profit attributable to shareholders | -96.5% | -14.3% | +17.5% | +8.8% | -49.3% | -1.0% | +41.3% | +95.0% | +284.6% | +71.0% | +49.2% | -38.5% | +78.5% | +9.0% | +255.1% | — |
| Per share | ||||||||||||||||
| EPS – basic (Rs) | -96.5% | -14.3% | -2.7% | -9.4% | -49.3% | +6.2% | +52.7% | +95.0% | +284.6% | +6.9% | +49.2% | -53.4% | +37.3% | +9.0% | +195.9% | — |
| Dividend per share (Rs) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2013 * Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 | FY2005 Jan – Dec 2005 | FY2004 Jan – Dec 2004 | FY2003 Jan – Dec 2003 | FY2002 Jan – Dec 2002 | FY2001 Jan – Dec 2001 | FY2000 Jan – Dec 2000 | FY1999 Jan – Dec 1999 | FY1998 Jan – Dec 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 90.4% | 98.8% | 98.0% | 94.2% | 103.5% | 91.6% | 89.1% | 84.8% | 79.5% | 78.9% | 84.6% | 83.0% | 54.9% | 50.5% | 57.7% | 51.7% |
| Investment income (net) | 9.4% | 0.9% | 1.8% | 5.5% | (3.8%) | 8.0% | 9.8% | 13.0% | 5.2% | 5.5% | 5.9% | 5.5% | — | — | — | — |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (35.7%) | (11.4%) | (17.7%) | (25.0%) | (19.9%) | (10.5%) | (18.9%) | (19.9%) | (13.1%) | (17.8%) | (24.3%) | (21.3%) | (16.7%) | (14.1%) | (13.2%) | 10.0% |
| Acquisition & underwriting expenses | — | — | — | — | — | — | — | — | — | — | — | — | (14.4%) | (17.4%) | (16.9%) | (17.9%) |
| Profit before tax | 4.4% | 21.2% | 25.0% | 23.7% | 27.1% | 54.0% | 57.7% | 53.0% | 52.4% | 29.7% | 24.0% | 24.6% | 20.6% | 11.1% | 9.4% | 3.2% |
| Taxation | (3.9%) | (2.6%) | 0.2% | 1.5% | (0.6%) | (4.9%) | (1.7%) | (0.5%) | (0.5%) | (0.8%) | (0.1%) | (4.4%) | (2.8%) | (3.1%) | (2.8%) | (1.2%) |
| Profit after tax | 0.6% | 18.7% | 25.2% | 25.2% | 26.5% | 49.1% | 56.1% | 52.5% | 51.8% | 28.9% | 23.9% | 20.2% | 17.8% | 8.0% | 6.6% | 2.0% |
| Profit attributable to shareholders | 0.6% | 18.7% | 25.2% | 25.2% | 26.5% | 49.1% | 56.1% | 52.5% | 51.8% | 28.9% | 23.9% | 20.2% | 17.8% | 8.0% | 6.6% | 2.0% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 15 Oct 2026.
All reported line items 108
| Rs mn | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 Jan – Dec 2007 | FY2006 Jan – Dec 2006 | FY2005 Jan – Dec 2005 | FY2004 Jan – Dec 2004 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 229.7 | 220.0 | 188.4 | 154.1 | 147.9 | 139.7 | 120.0 | 86.3 | 42.0 | 19.4 |
| Fees & Commissions Income | 0.6 | 0.5 | 0.4 | 0.4 | 0.4 | 0.6 | 1.5 | 2.3 | 8.1 | 3.8 |
| Fees & Commissions Expense | 29.9 | 28.6 | 21.2 | 11.9 | 11.6 | 5.5 | — | — | — | — |
| Investment Income/(Expense) - Net - Insurance | 23.8 | 2.0 | 3.5 | 9.0 | (5.4) | 12.1 | 13.2 | 13.2 | 2.7 | 1.4 |
| Revenue from Business-Related Activities - Other - Total | 0.6 | 0.5 | 0.4 | 0.4 | 0.4 | 0.6 | 1.5 | 2.3 | 8.1 | 3.8 |
| Revenue from Business Activities - Total | 254.1 | 222.6 | 192.3 | 163.5 | 142.9 | 152.4 | 134.8 | 101.8 | 52.9 | 24.6 |
| Insurance Claims/Reserves - Total | 90.7 | 25.4 | 34.0 | 40.9 | 28.5 | 16.0 | 25.5 | 20.3 | 6.9 | 4.4 |
| Insurance Benefits Paid - Current | 90.7 | 25.4 | 34.0 | 40.9 | 28.5 | 16.0 | 25.5 | 20.3 | 6.9 | 4.4 |
| Selling, General & Administrative Expenses - Total | 110.8 | 117.2 | 93.8 | 73.2 | 65.9 | — | 31.7 | 27.8 | 18.8 | 13.0 |
| Selling, General & Administrative Expenses - Unclassified | 38.5 | 33.1 | 45.6 | 35.3 | 33.6 | — | 11.2 | 20.3 | 12.0 | 9.5 |
| Depreciation in Selling, General & Administrative Expenses | 16.4 | 13.3 | 15.7 | 11.5 | 8.7 | — | 6.7 | 6.1 | 5.8 | 2.7 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.3 | 0.3 | 0.4 | 0.3 | 0.3 | — | 0.1 | 0.0 | 0.0 | — |
| Other Operating Expense/(Income) - Net | 12.8 | 10.3 | — | (0.0) | 0.0 | 49.5 | 0.0 | 0.0 | 0.0 | 0.0 |
| Operating Expenses - Total | 244.2 | 181.5 | 149.0 | 126.1 | 105.9 | 71.0 | 57.2 | 48.1 | 25.7 | 17.4 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 32.8 | 28.3 | 26.8 | 22.8 | 19.2 | — | 12.3 | — | — | — |
| Selling, General & Administrative Expenses - Other - Total | 22.8 | 42.2 | 5.4 | 3.3 | 4.1 | — | 1.3 | 1.4 | 1.0 | 0.7 |
| Advertising Expense | 0.1 | 0.2 | 0.1 | 0.2 | 1.9 | — | 0.1 | — | — | — |
| Rental Expense | 0.6 | 2.6 | 5.2 | 3.1 | 2.1 | — | 1.2 | 1.4 | 1.0 | 0.7 |
| Operating Profit before Non-Recurring Income/(Expense) | 9.9 | 41.1 | 43.3 | 37.5 | 37.0 | 81.5 | 77.6 | 53.7 | 27.2 | 7.2 |
| Other Operating Expense | 12.8 | 10.3 | — | — | — | 49.5 | — | — | — | — |
| Interest Expense - Net of Capitalized Interest | 1.8 | 3.1 | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.1 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 2.5 | 4.0 | 9.6 | 2.5 | 1.7 | — | — | — | — | — |
| Other Non-Operating Income/(Expense) - Total | 0.7 | 5.2 | (4.8) | (1.3) | 0.0 | 0.8 | 0.2 | 0.3 | 0.5 | 0.1 |
| Supplementary Adjustments - Non-Operating - Decrease/(Increase) | — | — | (4.8) | (1.3) | (1.7) | — | — | — | — | — |
| Normalized Pre-tax Profit | 11.3 | 47.2 | 48.1 | 38.7 | 38.7 | 82.3 | 77.8 | 54.0 | 27.7 | 7.3 |
| Provision for Income Tax Expense- Unclassified | — | — | — | 3.9 | 3.8 | (0.0) | 5.4 | 3.8 | 2.3 | 1.1 |
| Income before Taxes | 11.3 | 47.2 | 48.1 | 38.7 | 38.7 | 82.3 | 77.8 | 54.0 | 27.7 | 7.3 |
| Income Taxes | 9.9 | 5.7 | (0.3) | (2.5) | 0.8 | 7.5 | 2.2 | 0.5 | 0.3 | 0.2 |
| Income Taxes for the Year - Current | 3.8 | 4.0 | 4.0 | (3.9) | (3.8) | 6.0 | (5.4) | (3.8) | (2.3) | (1.1) |
| Income Taxes - Deferred | 6.1 | 1.7 | (4.3) | (2.5) | 0.8 | 1.5 | 2.2 | 0.5 | 0.3 | 0.2 |
| Income Taxes - Other (by Type) | — | — | — | 0.0 | — | — | — | — | — | 0.0 |
| Net Income after Tax | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Income before Discontinued Operations & Extraordinary Items | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Net Income before Minority Interest | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Net Income after Minority Interest | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Income Available to Common Shares | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Income available to Common excluding Extraordinary Items | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Shares used to calculate Basic EPS - Total mn | 30.6 | 30.6 | 30.6 | 25.3 | 21.1 | 21.1 | 22.6 | 24.5 | 24.4 | 24.4 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 0.05 | 1.36 | 1.59 | 1.47 | 1.62 | 3.54 | 3.10 | 2.03 | 1.03 | 0.25 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 1.4 | 41.5 | — | — | — | — | — | — | — | — |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | — | — | — | — | — | — | — | — |
| Shares used to calculate Basic EPS - Issue Specific mn | 30.6 | 30.6 | — | — | — | — | — | — | — | — |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.16 | 0.18 | 0.00 | 0.24 | 0.16 | 0.10 | 0.04 |
| Dilution Adjustment | — | — | — | — | — | — | 0.0 | — | — | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Diluted Income available to Common excluding Extraordinary Items | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Shares used to calculate Diluted EPS - Total mn | 30.6 | 30.6 | 30.6 | 25.3 | 21.1 | 21.1 | 22.6 | 24.5 | 24.4 | 24.4 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 0.05 | 1.36 | 1.59 | 1.47 | 1.62 | 3.54 | 3.10 | 2.03 | 1.03 | 0.25 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 0.05 | 1.36 | 1.59 | 1.47 | 1.62 | 3.54 | 3.10 | 2.03 | 1.03 | 0.25 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 1.4 | 41.5 | — | — | — | — | — | — | — | — |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | — | — | — | — | — | — | — | — |
| Shares used to calculate Diluted EPS - Issue Specific mn | 30.6 | 30.6 | — | — | — | — | — | — | — | — |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.05 | 1.36 | 1.59 | 1.63 | 1.80 | 3.54 | 3.34 | 2.19 | 1.12 | 0.29 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 9.9 | 41.1 | 43.3 | 37.5 | 37.0 | 81.5 | 77.6 | 53.7 | 27.2 | 7.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 26.7 | 54.8 | 59.4 | 49.3 | 46.0 | 89.9 | 84.4 | 59.8 | 33.0 | 10.0 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | 27.3 | 57.4 | 66.8 | 54.7 | 49.4 | — | 86.1 | 61.2 | 34.0 | 10.7 |
| Depreciation & Amortization - Supplemental | 16.8 | 13.6 | 16.1 | 11.8 | 9.0 | 8.2 | 6.8 | 6.2 | 5.8 | 2.7 |
| Depreciation Expense - Total - Supplemental | 16.4 | 13.3 | 15.7 | 11.5 | 8.7 | 8.2 | 6.7 | 6.1 | 5.8 | 2.7 |
| Amortization - Total - Supplemental | 0.3 | 0.3 | 0.4 | 0.3 | 0.3 | — | 0.1 | 0.0 | 0.0 | — |
| Depreciation, Depletion & Amortization - Total | 16.8 | 13.6 | 16.1 | 11.8 | 9.0 | 8.4 | 6.8 | 6.2 | 5.8 | 2.7 |
| Depreciation - Total | 16.4 | 13.3 | 15.7 | 11.5 | 8.7 | 8.2 | 6.7 | 6.1 | 5.8 | 2.7 |
| Amortization of Intangible Assets including Goodwill - Total | 0.3 | 0.3 | 0.4 | 0.3 | 0.3 | 0.2 | 0.1 | 0.0 | 0.0 | — |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.3 | 0.3 | 0.4 | 0.3 | 0.3 | — | 0.1 | 0.0 | 0.0 | — |
| Labor & Related Expenses - Total | 32.8 | 28.3 | 26.8 | 22.8 | 19.2 | — | 12.3 | — | — | — |
| Labor & Related Expenses - Supplemental | 32.8 | 28.3 | 26.8 | 22.8 | 19.2 | — | 12.3 | — | — | — |
| Auditor Fees | 1.3 | 1.3 | 0.7 | 0.6 | 0.5 | — | 0.2 | 0.2 | — | — |
| Audit-Related Fees | 1.0 | 1.0 | 0.4 | 0.3 | 0.3 | — | 0.2 | 0.1 | — | — |
| Tax Fees | — | — | 0.1 | 0.1 | 0.1 | — | — | — | — | — |
| Fees - Other | 0.3 | 0.3 | 0.2 | 0.1 | 0.1 | — | 0.1 | 0.0 | — | — |
| Normalized after Tax Profit | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Normalized Net Income from Continuing Operations | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Normalized Net Income - Bottom Line | 1.4 | 41.5 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.1 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 13.1 | 50.3 | 48.1 | 38.7 | 38.7 | 82.3 | 77.8 | 54.0 | 27.7 | 7.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 29.9 | 64.0 | 64.2 | 50.5 | 47.7 | 90.7 | 84.6 | 60.2 | 33.5 | 10.1 |
| Rental/Operating Lease Expense | 0.6 | 2.6 | 7.5 | 5.4 | 3.3 | — | 1.7 | 1.4 | 1.0 | 0.7 |
| Advertising Expenses - Supplemental | 0.1 | 0.2 | 0.1 | 0.2 | 1.9 | — | 0.1 | 0.1 | 0.2 | 0.0 |
| Interest Expense | 1.8 | 3.1 | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.1 |
| Investment Income - Insurance | 23.8 | 2.0 | 3.5 | 9.0 | (5.4) | 12.1 | 13.2 | 13.2 | 2.7 | 1.4 |
| Losses, Benefits & Adjustments - Insurance | 90.7 | 25.4 | 34.0 | 40.9 | 28.5 | 16.0 | 25.5 | 20.3 | 6.9 | 4.4 |
| Operating Expenses | 244.2 | 181.5 | 149.0 | 126.1 | 105.9 | 71.0 | 57.2 | 48.1 | 25.7 | 17.4 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 110.8 | 117.2 | 93.8 | 73.2 | 65.9 | — | 31.7 | 27.8 | 18.8 | 13.0 |
| Total Claim & Loss Expense | 90.7 | 25.4 | 34.0 | 40.9 | 28.5 | 16.0 | 25.5 | 20.3 | 6.9 | 4.4 |
| Underwriting Expenses - Insurance | 153.5 | 156.1 | 115.0 | 85.2 | 77.5 | 54.9 | 31.7 | 27.8 | 18.8 | 13.0 |
| Income before Taxes & Provision for Loan Losses | 11.3 | 47.2 | 48.1 | 38.7 | 38.7 | 82.3 | 77.8 | 54.0 | 27.7 | 7.3 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 1.7 | 44.3 | 48.5 | 41.2 | 37.9 | 74.8 | 75.6 | 53.5 | 27.4 | 7.2 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | 62.7 | 130.7 | 81.0 | 44.3 | 49.0 | 38.9 | 6.3 | 7.6 | 11.8 | 8.7 |
| Operating Expenses excluding Non-Cash Charges - Total | 227.4 | 167.8 | 133.0 | 114.3 | 96.9 | 62.6 | 50.4 | 41.9 | 19.9 | 14.7 |
| Premiums Earned - Total | 230.3 | 220.6 | 188.8 | 154.5 | 148.3 | 140.3 | 121.5 | 88.6 | 50.1 | 23.3 |
| Losses, Benefits & Adjustments - Total | 90.7 | 25.4 | 34.0 | 40.9 | 28.5 | 16.0 | 25.5 | 20.3 | 6.9 | 4.4 |
| Income Available to Common Shares before Depreciation & Amortization | 18.2 | 55.1 | 64.5 | 53.0 | 46.9 | 83.2 | 82.4 | 59.6 | 33.2 | 9.9 |
| Fixed Charges | 1.8 | 3.1 | — | — | — | — | — | 0.0 | — | 0.1 |
| Estimated Tax Rate | 0.35× | 0.35× | 0.35× | 0.35× | 0.35× | 0.35× | 0.35× | 0.35× | 0.35× | — |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.