TISL Tasdeeq Information Services Limited

Tasdeeq Information Services Limited (TISL) balance sheet

At the end of FY2025 (Jan – Dec 2025) Tasdeeq Information Services Limited had total assets of Rs 747.7 mn, up 13.3% on FY2024. Current assets of Rs 75.9 mn covered current liabilities of Rs 104.1 mn 0.73 times. Total debt was Rs 18.9 mn, net debt Rs 11.4 mn. Shareholders' equity was Rs 593.9 mn (Rs 0.63 per share), 79.4% of total assets.

TISL balance sheet (annual) (Rs mn)
Rs mn	FY2025 Jan – Dec 2025	FY2024 Jan – Dec 2024	FY2023 Jan – Dec 2023	FY2022 Jan – Dec 2022
Assets
Cash & short-term investments	7.5	3.4	34.2	26.8
Trade receivables	59.4	29.9	18.0	28.8
Total current assets	75.9	54.1	75.9	76.0
Property, plant & equipment	37.8	39.3	52.6	44.1
Intangible assets	574.0	520.3	448.9	364.7
Other non-current assets	59.9	46.4	55.3	63.9
Total non-current assets	671.8	605.9	556.9	472.6
Total assets	747.7	660.0	632.8	548.6
Liabilities
Trade payables	89.7	85.2	189.6	111.3
Short-term borrowings & current portion of debt	13.3	1.6	35.3	49.8
Total current liabilities	104.1	86.8	224.9	180.7
Long-term debt	5.5	0.0	1.6	1.8
Other non-current liabilities	44.1	37.0	36.2	29.9
Total non-current liabilities	49.7	37.0	37.8	31.7
Total liabilities	153.7	123.8	262.6	212.4
Equity
Reserves & retained earnings	(222.9)	(140.6)	(129.9)	(163.8)
Equity attributable to shareholders	593.9	536.2	370.1	336.2
Non-controlling interest	0.0	0.0	0.0	0.0
Total equity	593.9	536.2	370.1	336.2
Total liabilities & equity	747.7	660.0	632.8	548.6
Key figures
Total debt	18.9	1.6	36.9	51.6
Net debt / (net cash)	11.4	(1.8)	2.7	24.8
Shares outstanding mn	950.0	950.0	950.0	950.0
Common equity	593.9	536.2	370.1	336.2
Book value per share (Rs) Rs	0.63	0.56	0.39	0.35

TISL balance sheet — year-on-year change (Rs mn)
Rs mn	FY2025 Jan – Dec 2025	FY2024 Jan – Dec 2024	FY2023 Jan – Dec 2023	FY2022 Jan – Dec 2022
Assets
Cash & short-term investments	+119.2%	-90.1%	+27.5%	—
Trade receivables	+98.7%	+65.6%	-37.3%	—
Total current assets	+40.3%	-28.8%	-0.1%	—
Property, plant & equipment	-3.7%	-25.4%	+19.4%	—
Intangible assets	+10.3%	+15.9%	+23.1%	—
Other non-current assets	+29.3%	-16.2%	-13.4%	—
Total non-current assets	+10.9%	+8.8%	+17.8%	—
Total assets	+13.3%	+4.3%	+15.3%	—
Liabilities
Trade payables	+5.2%	-55.0%	+70.3%	—
Short-term borrowings & current portion of debt	+745.5%	-95.5%	-29.1%	—
Total current liabilities	+19.9%	-61.4%	+24.4%	—
Long-term debt	—	-100.0%	-12.9%	—
Other non-current liabilities	+19.2%	+2.4%	+21.0%	—
Total non-current liabilities	+34.1%	-1.9%	+19.1%	—
Total liabilities	+24.2%	-52.9%	+23.6%	—
Equity
Reserves & retained earnings	—	—	—	—
Equity attributable to shareholders	+10.8%	+44.9%	+10.1%	—
Non-controlling interest	—	—	—	—
Total equity	+10.8%	+44.9%	+10.1%	—
Total liabilities & equity	+13.3%	+4.3%	+15.3%	—
Key figures
Total debt	+1,097.3%	-95.7%	-28.5%	—
Net debt / (net cash)	—	-167.8%	-89.1%	—
Shares outstanding	—	—	—	—
Common equity	+10.8%	+44.9%	+10.1%	—
Book value per share (Rs)	+10.8%	+44.9%	+10.1%	—

Change against the previous fiscal year; shown when the earlier figure is positive.

TISL balance sheet — common size (Rs mn)
Rs mn	FY2025 Jan – Dec 2025	FY2024 Jan – Dec 2024	FY2023 Jan – Dec 2023	FY2022 Jan – Dec 2022
Assets
Cash & short-term investments	1.0%	0.5%	5.4%	4.9%
Trade receivables	7.9%	4.5%	2.9%	5.2%
Total current assets	10.1%	8.2%	12.0%	13.9%
Property, plant & equipment	5.1%	5.9%	8.3%	8.0%
Intangible assets	76.8%	78.8%	70.9%	66.5%
Other non-current assets	8.0%	7.0%	8.7%	11.6%
Total non-current assets	89.9%	91.8%	88.0%	86.1%
Total assets	100.0%	100.0%	100.0%	100.0%
Liabilities
Trade payables	12.0%	12.9%	30.0%	20.3%
Short-term borrowings & current portion of debt	1.8%	0.2%	5.6%	9.1%
Total current liabilities	13.9%	13.1%	35.5%	32.9%
Long-term debt	0.7%	0.0%	0.2%	0.3%
Other non-current liabilities	5.9%	5.6%	5.7%	5.4%
Total non-current liabilities	6.6%	5.6%	6.0%	5.8%
Total liabilities	20.6%	18.8%	41.5%	38.7%
Equity
Reserves & retained earnings	(29.8%)	(21.3%)	(20.5%)	(29.9%)
Equity attributable to shareholders	79.4%	81.2%	58.5%	61.3%
Non-controlling interest	0.0%	0.0%	0.0%	0.0%
Total equity	79.4%	81.2%	58.5%	61.3%
Total liabilities & equity	100.0%	100.0%	100.0%	100.0%
Key figures
Total debt	2.5%	0.2%	5.8%	9.4%
Net debt / (net cash)	1.5%	(0.3%)	0.4%	4.5%
Common equity	79.4%	81.2%	58.5%	61.3%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.

All reported line items 95

TISL balance sheet — all reported line items (Rs mn)
Rs mn	FY2025 Jan – Dec 2025	FY2024 Jan – Dec 2024	FY2023 Jan – Dec 2023	FY2022 Jan – Dec 2022
Cash & Cash Equivalents	7.5	3.4	34.2	26.8
Cash & Short Term Investments	7.5	3.4	34.2	26.8
Loans & Receivables - Net - Short-Term	60.3	30.7	18.6	31.4
Loans & Receivables - Total	60.3	30.7	18.6	31.4
Trade Accounts & Trade Notes Receivable - Net	59.4	29.9	18.0	28.8
Income Tax - Receivables - Short-Term	0.9	0.8	0.5	2.6
Prepaid Expenses - Short-Term	8.1	20.0	23.1	17.8
Property, Plant & Equipment - Net - Total	37.8	39.3	52.6	44.1
Other Assets - Total	59.9	46.4	55.3	63.9
Intangible Assets - Total - Net	574.0	520.3	448.9	364.7
Total Current Assets	75.9	54.1	75.9	76.0
Intangible Assets - excluding Goodwill - Net - Total	574.0	520.3	448.9	364.7
Property, Plant & Equipment - excluding Assets Leased Out - Net - Total	37.8	39.3	52.6	44.1
Right of Use Tangible Assets - Total - Net	8.1	0.7	3.4	4.6
Right of Use Tangible Assets - Capital/Finance Lease - Net	8.1	0.7	3.4	4.6
Property, Plant & Equipment - Other - Net	29.7	38.6	49.2	39.5
Total Assets	747.7	660.0	632.8	548.6
Debt - Total	18.9	1.6	36.9	51.6
Short-Term Debt & Current Portion of Long-Term Debt	13.3	1.6	35.3	49.8
Current Portion of Long-Term Debt including Capitalized Leases	2.9	1.6	2.6	4.5
Capitalized Leases - Current Portion	2.9	1.6	2.6	4.5
Short-Term Debt & Notes Payable	10.4	0.0	32.8	45.3
Debt - Long-Term - Total	5.5	0.0	1.6	1.8
Capitalized Lease Obligations - Long-Term	5.5	0.0	1.6	1.8
Other Non-Current Assets - Total	59.9	46.4	55.3	63.9
Deferred Tax - Asset - Long-Term	58.5	46.4	0.0	2.3
Payables & Accrued Expenses	89.7	85.2	189.6	111.3
Trade Account Payables - Total	89.7	85.2	189.6	111.3
Other Non-Current Assets	1.4	—	55.3	61.6
Total Liabilities	153.7	123.8	262.6	212.4
Shareholders' Equity - Attributable to Parent Shareholders - Total	593.9	536.2	370.1	336.2
Total Non-Current Assets	671.8	605.9	556.9	472.6
Common Equity Attributable to Parent Shareholders	593.9	536.2	370.1	336.2
Common Equity - Contributed	816.8	676.8	500.0	500.0
Equity - Non-Contributed - Reserves & Retained Earnings	(222.9)	(140.6)	(129.9)	(163.8)
Retained Earnings - Total	(222.9)	(297.4)	(232.3)	(163.8)
Trade Accounts Payable & Accruals - Short-Term	89.7	85.2	189.6	111.3
Trade Accounts & Trade Notes Payable - Short-Term	89.7	85.2	189.6	111.3
Other Reserves/Equity - Total	0.0	156.8	102.4	0.0
Other Current Liabilities - Total	1.1	—	0.0	19.6
Common Equity - Total	593.9	536.2	370.1	336.2
Common Stock - Additional Paid in Capital including Option Reserve	816.8	676.8	500.0	500.0
Total Shareholders' Equity - including Minority Interest & Hybrid Debt	593.9	536.2	370.1	336.2
Total Liabilities & Equity	747.7	660.0	632.8	548.6
Other Current Liabilities	1.1	—	0.0	19.6
Total Current Liabilities	104.1	86.8	224.9	180.7
Other Non-Current Liabilities - Total	44.1	37.0	36.2	29.9
Provisions - Long-Term	44.1	37.0	36.2	29.9
Post Employment Benefits - Pension & Other - Long-Term	44.1	37.0	36.2	29.9
Total Non-Current Liabilities	49.7	37.0	37.8	31.7
Common Shares - Issued - Total mn	950.0	950.0	950.0	950.0
Common Shares - Outstanding - Total mn	950.0	950.0	950.0	950.0
Common Shares - Treasury - Total mn	0.0	0.0	0.0	0.0
Common Shares - Issued - Issue Specific mn	950.0	950.0	950.0	950.0
Common Shares - Outstanding - Issue Specific mn	950.0	950.0	950.0	950.0
Common Shares - Treasury - Issue Specific mn	0.0	0.0	0.0	0.0
Asset Allocation Factor - Issue Specific	1.00×	1.00×	1.00×	1.00×
Right of Use Tangible Assets - Total - Net - Supplemental	8.1	0.7	3.4	4.6
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental	8.1	0.7	3.4	4.6
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental	29.7	38.6	49.2	39.5
Finance and Operating Lease Liabilities - Total - Supplemental	8.5	1.6	4.2	6.3
Debt including Finance and Operating Lease Liabilities - Supplemental	18.9	1.6	36.9	51.6
Net Debt	11.4	(1.8)	2.7	24.8
Asset Accruals	740.2	656.6	598.5	521.8
Cash & Cash Equivalents - Total	7.5	3.4	34.2	26.8
Cash & Short Term Investments - Total	7.5	3.4	34.2	26.8
Debt - including Preferred Equity & Minority Interest - Total	18.9	1.6	36.9	51.6
Net Book Capital	605.3	534.3	372.8	361.0
Net Operating Assets	605.3	534.3	372.8	361.0
Provisions - Total	44.1	37.0	36.2	29.9
Shareholders Equity - Common	593.9	536.2	370.1	336.2
Tangible Total Equity	19.9	15.9	(78.8)	(28.5)
Tangible Book Value	19.9	15.9	(78.8)	(28.5)
Total Book Capital	612.8	537.7	407.0	387.8
Total Capital	612.8	537.7	407.0	387.8
Total Long Term Capital	643.6	573.2	407.9	367.9
Book Value excluding Other Equity	593.9	379.3	267.7	336.2
Accruals - Short-Term	(35.6)	(36.1)	(183.2)	(131.6)
Cash & Short Term Investments - Net of Debt	(11.4)	1.8	(2.7)	(24.8)
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments	2.9	1.6	2.6	4.5
Total Fixed Assets - Net	671.8	605.9	556.9	472.6
Working Capital	(28.2)	(32.7)	(149.0)	(104.7)
Interest Bearing Liabilities - Total	18.9	1.6	36.9	51.6
Working Capital - Non-Cash	(35.6)	(36.1)	(183.2)	(131.6)
Working Capital excluding Other Current Assets & Liabilities	(27.1)	—	(149.0)	(85.1)
Net Debt Including Preferred Equity & Minority Interest	11.4	(1.8)	2.7	24.8
Other Short-Term & Long-Term Assets - Total	59.9	46.4	55.3	63.9
Other Short-Term & Long-Term Liabilities - Total	1.1	—	0.0	19.6
Tangible Book Value excluding Other Equity	19.9	(140.9)	(181.2)	(28.5)
Total Debt Excluding Islamic	18.9	1.6	36.9	51.6
Trade Accounts & Trade Notes Receivable - Net - Total	59.4	29.9	18.0	28.8
Current Liabilities excluding Current Debt - Total	90.7	85.2	189.6	130.9
Cash in Hand & with Banks - Total	7.5	3.4	34.2	26.8
Current Assets excluding Cash & Short Term Investments - Total	68.4	50.7	41.7	49.2
Cash, Short Term Investments & Accounts Receivable - Total	66.8	33.3	52.3	55.6

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 4 periods; the table above goes back further.