UVIC The Universal Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 18.50 0.00%
Quarterly · Q3 FY2021 – Q2 FY2026
The Universal Insurance Company Limited (UVIC) quarterly cash flow statement
Operating activities generated -Rs 11.0 mn of cash in Q2 FY2026 (Apr – Jun 2026), down 114.8% on Q2 FY2025. Capital expenditure was Rs 489,000. Overall, cash decreased by Rs 11.1 mn.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (2.0) | (11.0) | (0.3) | 3.0 | 6.3 | 74.5 | (14.7) | (72.7) | 62.3 | (0.1) | (14.0) | (59.6) | (15.7) | (23.0) | (25.0) | (9.8) | (3.7) | (22.8) | (22.5) | 6.2 | (18.5) |
| Capital expenditure | (26.5) | (0.5) | 0.0 | (26.0) | 0.0 | (0.0) | (0.0) | — | (120.3) | (0.0) | 0.0 | (0.5) | (0.4) | (0.9) | (0.1) | (5.6) | (0.1) | 0.0 | 0.0 | 0.0 | (0.3) |
| Net cash from investing activities | (69.5) | (0.1) | 0.3 | (19.9) | (49.7) | (39.5) | 2.4 | (191.1) | (118.3) | 190.3 | 62.2 | 187.6 | 25.8 | 10.7 | 32.2 | (21.8) | 41.2 | 23.5 | 12.6 | 2.1 | 2.7 |
| Net cash from financing activities | — | — | — | — | 0.0 | — | — | — | 0.0 | — | — | 0.0 | 0.0 | — | — | 0.0 | — | — | — | — | — |
| Net change in cash | (71.4) | (11.1) | (0.0) | (16.9) | (43.4) | 35.0 | (12.3) | (263.8) | (56.0) | 190.2 | 48.2 | 127.9 | 10.0 | (12.4) | 7.2 | (31.6) | 37.5 | 0.7 | (9.9) | 8.2 | (15.9) |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -114.8% | — | — | -89.8% | — | — | — | — | — | — | — | — | — | — | -259.8% | — | — | — | — | — |
| Capital expenditure | +1,064.3% | -100.0% | — | -100.0% | +20.0% | — | — | +31,304.2% | -96.3% | -100.0% | -90.7% | +167.8% | — | — | — | -56.5% | — | -100.0% | -100.0% | +101.8% |
| Net cash from investing activities | — | -87.0% | — | — | -120.7% | -96.1% | -201.9% | -559.1% | +1,685.1% | +93.1% | — | -37.5% | -54.6% | +156.5% | -1,163.2% | +1,454.5% | -15.7% | +12,984.4% | +694.6% | — |
| Net cash from financing activities | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | -131.8% | — | — | — | -81.6% | -125.6% | -306.2% | -658.2% | — | +571.2% | — | -73.3% | -1,890.9% | — | -485.5% | — | -95.9% | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 17 Oct 2026.
All reported line items 32
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | (11.0) | (0.3) | 3.0 | 6.3 | 74.5 | (14.7) | (72.7) | 62.3 | (0.1) | (14.0) | (59.6) | (15.7) |
| Capital Expenditures - Net - Cash Flow | 0.5 | 0.0 | 20.1 | (0.0) | (0.1) | (2.1) | (119.6) | 118.5 | (1.6) | 0.0 | (9.8) | (3.2) |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.5 | 0.0 | 20.1 | (0.0) | (0.1) | (2.1) | (119.6) | 118.5 | (1.6) | 0.0 | (9.8) | (3.2) |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.5 | 0.0 | 26.0 | 0.0 | 0.0 | 0.0 | — | 120.3 | 0.0 | 0.0 | 0.5 | 0.4 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 0.0 | 5.9 | 0.0 | 0.1 | 2.1 | 119.6 | 1.7 | 1.7 | 0.0 | 10.4 | 3.6 |
| Capital Expenditures - Total | 0.5 | 0.0 | 26.0 | 0.0 | 0.0 | 0.0 | — | 120.3 | 0.0 | 0.0 | 0.5 | 0.4 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | 0.0 | (0.0) | (0.2) | (50.0) | (39.8) | 0.0 | (311.0) | 0.1 | 188.5 | 62.1 | 177.6 | 22.4 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | 0.0 | (0.0) | (0.2) | (50.0) | (39.8) | 0.0 | (311.0) | 0.1 | 188.5 | 62.1 | 177.6 | 22.4 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 0.0 | 10.0 | 10.8 | 10.0 | 0.2 | 0.0 | 0.0 | 7.5 | 188.5 | 62.1 | 178.0 | 32.2 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 0.0 | 10.0 | 11.0 | 60.0 | 40.0 | — | 311.0 | 7.5 | — | — | 0.4 | 9.8 |
| Other Investing Cash Flow - Decrease/(Increase) | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 |
| Net Cash Flow from Investing Activities | (0.1) | 0.3 | (19.9) | (49.7) | (39.5) | 2.4 | (191.1) | (118.3) | 190.3 | 62.2 | 187.6 | 25.8 |
| Net Cash Flow from Financing Activities | — | — | — | 0.0 | — | — | — | 0.0 | — | — | 0.0 | 0.0 |
| Net Change in Cash - Total | (11.1) | (0.0) | (16.9) | (43.4) | 35.0 | (12.3) | (263.8) | (56.0) | 190.2 | 48.2 | 127.9 | 10.0 |
| Net Cash from Continuing Operations | (11.1) | (0.0) | (16.9) | (43.4) | 35.0 | (12.3) | (263.8) | (56.0) | 190.2 | 48.2 | 127.9 | 10.0 |
| Net Cash - Beginning Balance | 23.9 | 23.9 | 40.8 | 84.2 | 49.2 | 61.5 | 325.3 | 381.3 | 191.1 | 142.9 | 14.9 | 4.9 |
| Net Cash - Ending Balance | 12.8 | 23.9 | 23.9 | 40.8 | 84.2 | 49.2 | 61.5 | 325.3 | 381.3 | 191.1 | 142.9 | 14.9 |
| Cash Receipts - Business Activities - Cash Flow | 10.4 | 9.4 | 16.9 | 31.5 | 4.7 | 2.9 | 2.5 | 14.1 | 3.1 | 3.3 | 2.4 | 15.3 |
| Premiums Received - Cash Flow | 10.4 | 9.4 | 16.9 | 31.5 | 4.7 | 2.9 | 2.5 | 14.1 | 3.1 | 3.3 | 2.4 | 15.3 |
| Cash Payments - Business Activities - Cash Flow | 1.8 | 3.9 | 2.5 | 1.9 | 3.4 | 0.7 | 3.4 | 2.3 | 3.6 | 0.7 | (2.3) | 14.6 |
| Reinsurance Paid - Cash Flow | 1.2 | 1.4 | 1.7 | 1.3 | 0.3 | 0.5 | 0.4 | 0.7 | 0.4 | 0.4 | 0.4 | 0.9 |
| Claims Paid - Cash Flow | 0.6 | 2.4 | 0.8 | 0.6 | 3.2 | 0.1 | 3.1 | 1.6 | 3.2 | 0.3 | (2.7) | 13.8 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 1.2 | 1.2 | 1.4 | 1.8 | 0.7 | 0.7 | 2.5 | 3.9 | 3.0 | 1.1 | 0.7 | 2.2 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 1.2 | 5.1 | 1.9 | 1.8 | 2.0 | 1.7 | 10.7 | 17.5 | 18.7 | 2.0 | 2.7 | 1.8 |
| Cash Receipts/(Payments) - Net - Cash Flow | (19.6) | (9.7) | (11.8) | (23.3) | 71.8 | (17.9) | (79.9) | 36.9 | (15.3) | (17.4) | (66.3) | (16.1) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 1.2 | 1.2 | 1.4 | 1.8 | 0.7 | 0.7 | 2.5 | 3.9 | 3.0 | 1.1 | 0.7 | 2.2 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 1.2 | 5.1 | 1.9 | 1.8 | 2.0 | 1.7 | 10.7 | 17.5 | 18.7 | 2.0 | 2.7 | 1.8 |
| Working Capital - Cash Flow - Direct - Supplemental | 0.0 | — | 0.0 | 0.0 | 5.5 | — | 0.2 | 0.2 | 0.2 | 0.0 | 0.0 | 1.1 |
| CF from Optg Activities before Change in WC & Int Payments | (11.0) | (0.3) | 3.0 | 6.3 | 74.5 | (14.7) | (72.7) | 62.3 | (0.1) | (14.0) | (59.6) | (15.7) |
| Free Cash Flow to Equity | (11.5) | (0.3) | (17.1) | 6.3 | 74.5 | (12.6) | 46.9 | (56.2) | 1.5 | (14.0) | (49.8) | (12.5) |
| Free Cash Flow Net of Dividends | (11.5) | (0.3) | (23.0) | 6.3 | 74.4 | (14.8) | — | (58.0) | (0.1) | (14.0) | (60.1) | (16.1) |
| Free Cash Flow | (11.5) | (0.3) | (23.0) | 6.3 | 74.4 | (14.8) | — | (58.0) | (0.1) | (14.0) | (60.1) | (16.1) |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.