UVIC The Universal Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 18.50 0.00%
Quarterly · Q3 FY2021 – Q2 FY2026
The Universal Insurance Company Limited (UVIC) quarterly income statement
The Universal Insurance Company Limited reported total income of Rs 37.7 mn for Q2 FY2026 (Apr – Jun 2026), up 26.0% on Q2 FY2025. Tax of Rs 79,000 took 0.5% of pre-tax profit. Profit attributable to shareholders was Rs 15.1 mn, down 54.2% on Q2 FY2025, or Rs 0.30 per share.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 59.1 | 16.1 | 15.0 | 16.2 | 11.8 | 11.3 | 4.9 | 4.7 | 3.9 | 4.6 | 4.5 | 6.8 | 7.4 | 17.2 | 14.2 | 22.1 | 17.4 | 19.9 | 14.9 | 20.9 | 15.8 |
| Investment income (net) | 31.2 | 21.2 | 3.1 | 3.2 | 3.8 | 18.3 | 1.7 | 1.9 | 1.9 | (26.3) | 0.4 | (2.1) | 2.3 | 2.7 | 3.3 | 3.8 | 3.6 | 3.8 | 3.5 | 3.2 | 3.9 |
| Total income | 91.6 | 37.7 | 18.4 | 19.7 | 15.9 | 29.9 | 6.9 | 6.9 | 6.0 | (21.6) | 5.1 | 4.9 | 9.8 | 20.0 | 17.8 | 26.2 | 21.3 | 24.0 | 18.7 | 24.4 | 20.0 |
| Net claims & benefits | (8.4) | (0.7) | (2.1) | (4.5) | (1.1) | 22.2 | (0.1) | (2.1) | (1.0) | 1.9 | (3.2) | (1.1) | (10.7) | (11.8) | (1.0) | (7.2) | (3.4) | (13.2) | (41.0) | (11.5) | (17.0) |
| Acquisition & underwriting expenses | (0.0) | (0.4) | (0.1) | (0.0) | 0.5 | (0.8) | (0.5) | (0.6) | (0.5) | (0.4) | (0.5) | (0.9) | (1.1) | (2.0) | (1.7) | (1.3) | (2.5) | (2.9) | (2.1) | (1.3) | (2.3) |
| Profit before tax | 23.9 | 15.2 | (5.8) | 9.1 | 5.4 | 32.7 | (6.6) | (1.2) | 12.9 | (21.6) | (3.4) | (17.7) | (14.2) | (16.7) | (0.2) | (62.3) | (34.8) | (17.5) | (32.6) | 49.4 | (9.5) |
| Taxation | (0.3) | (0.1) | (0.1) | (0.1) | (0.1) | 0.3 | (0.5) | 15.3 | (3.4) | 4.0 | (7.6) | (130.6) | 19.7 | 3.7 | 1.2 | 17.7 | 1.7 | 4.1 | 12.7 | (5.4) | 3.5 |
| Profit after tax | 23.5 | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 | (13.0) | 0.9 | (44.6) | (33.1) | (13.4) | (19.9) | 43.9 | (6.0) |
| Profit attributable to shareholders | 23.5 | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 | (13.0) | 0.9 | (44.6) | (33.1) | (13.4) | (19.9) | 43.9 | (6.0) |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 0.47 | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 | (0.26) | 0.02 | (0.89) | (0.66) | (0.27) | (0.40) | 0.88 | (0.12) |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +43.1% | +209.0% | +244.8% | +201.1% | +143.8% | +8.1% | -31.0% | -47.3% | -73.1% | -68.4% | -69.1% | -57.3% | -13.7% | -4.8% | +5.9% | +9.9% | +4.4% | -23.4% | -5.3% | -3.7% |
| Investment income (net) | +15.7% | +80.7% | +63.9% | +97.5% | — | +303.3% | — | -15.7% | -1,086.5% | -87.1% | -156.0% | -38.0% | -30.5% | -5.8% | +15.6% | -6.8% | +15.7% | +1.5% | -3.1% | -82.0% |
| Total income | +26.0% | +168.2% | +185.1% | +165.5% | — | +35.7% | +41.9% | -39.2% | -208.0% | -71.6% | -81.4% | -53.9% | -16.9% | -4.8% | +7.3% | +6.7% | +6.1% | -19.4% | -4.9% | -47.9% |
| Net claims & benefits | — | +1,777.0% | +109.0% | +12.9% | — | -96.5% | +101.0% | -90.8% | -116.2% | +220.4% | -85.2% | +219.8% | -10.5% | -97.5% | -37.1% | -80.2% | +108.0% | +597.4% | -37.2% | +118.3% |
| Acquisition & underwriting expenses | -44.7% | -88.6% | -93.9% | -195.0% | +89.7% | -2.4% | -25.5% | -54.7% | -79.4% | -70.1% | -34.0% | -56.7% | -32.6% | -21.4% | -2.3% | +10.4% | +0.7% | -32.7% | -18.6% | -36.3% |
| Profit before tax | -53.5% | — | — | -58.6% | — | — | — | — | — | — | — | — | — | — | -226.2% | — | — | -327.6% | — | — |
| Taxation | — | -83.1% | — | -97.5% | — | -93.9% | -111.7% | — | — | — | — | — | — | — | -426.3% | — | -249.4% | -7,661.3% | — | -793.7% |
| Profit after tax | -54.2% | — | -36.2% | -44.7% | — | — | — | +74.6% | — | -1,287.8% | — | — | — | — | -201.4% | — | — | -240.7% | +185.8% | — |
| Profit attributable to shareholders | -54.2% | — | -36.2% | -44.7% | — | — | — | +74.6% | — | -1,287.8% | — | — | — | — | -201.4% | — | — | -240.7% | +185.8% | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -54.5% | — | -34.7% | -42.1% | — | — | — | +73.8% | — | -1,287.8% | — | — | — | — | -201.4% | — | — | -240.7% | +185.8% | — |
| Dividend per share (Rs) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 42.8% | 81.5% | 82.3% | 74.3% | 37.7% | 70.8% | 68.1% | 65.5% | — | 88.8% | 140.1% | 75.5% | 86.0% | 79.8% | 84.5% | 81.5% | 82.7% | 79.9% | 85.6% | 79.1% |
| Investment income (net) | 56.3% | 16.7% | 16.0% | 23.7% | 61.3% | 24.7% | 27.8% | 31.8% | — | 8.3% | (43.1%) | 22.9% | 13.4% | 18.4% | 14.3% | 17.1% | 16.0% | 18.6% | 13.3% | 19.5% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | — | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (1.8%) | (11.5%) | (22.8%) | (7.0%) | 74.4% | (1.6%) | (31.1%) | (16.5%) | — | (64.1%) | (21.9%) | (109.3%) | (59.3%) | (5.7%) | (27.5%) | (15.8%) | (55.0%) | (219.4%) | (47.0%) | (84.8%) |
| Acquisition & underwriting expenses | (1.1%) | (0.3%) | (0.2%) | 3.0% | (2.6%) | (7.1%) | (9.3%) | (8.4%) | — | (9.9%) | (17.7%) | (11.2%) | (9.9%) | (9.5%) | (5.0%) | (11.9%) | (12.2%) | (11.5%) | (5.5%) | (11.5%) |
| Profit before tax | 40.4% | (31.6%) | 46.1% | 33.8% | 109.4% | (96.4%) | (17.0%) | 216.5% | — | (67.1%) | (363.0%) | (144.8%) | (83.7%) | (1.4%) | (237.7%) | (163.1%) | (73.1%) | (174.8%) | 202.1% | (47.5%) |
| Taxation | (0.2%) | (0.4%) | (0.4%) | (0.5%) | 1.0% | (6.7%) | 221.0% | (56.8%) | — | (150.7%) | (2,676.8%) | 200.4% | 18.4% | 6.6% | 67.7% | 7.8% | 17.2% | 68.0% | (22.2%) | 17.6% |
| Profit after tax | 40.2% | (32.0%) | 45.7% | 33.2% | 110.3% | (103.2%) | 204.1% | 159.7% | — | (217.8%) | (3,039.8%) | 55.6% | (65.2%) | 5.2% | (170.0%) | (155.3%) | (55.8%) | (106.8%) | 179.8% | (29.8%) |
| Profit attributable to shareholders | 40.2% | (32.0%) | 45.7% | 33.2% | 110.3% | (103.2%) | 204.1% | 159.7% | — | (217.8%) | (3,039.8%) | 55.6% | (65.2%) | 5.2% | (170.0%) | (155.3%) | (55.8%) | (106.8%) | 179.8% | (29.8%) |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 17 Oct 2026.
All reported line items 94
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 16.1 | 15.0 | 16.2 | 11.8 | 11.3 | 4.9 | 4.7 | 3.9 | 4.6 | 4.5 | 6.8 | 7.4 |
| Fees & Commissions Income | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 |
| Unearned Premiums | (0.6) | — | 0.8 | (0.4) | (3.7) | — | 1.2 | 1.5 | (0.4) | 0.0 | 0.2 | 1.6 |
| Investment Income/(Expense) - Net - Insurance | 21.2 | 3.1 | 3.2 | 3.8 | 18.3 | 1.7 | 1.9 | 1.9 | (26.3) | 0.4 | (2.1) | 2.3 |
| Revenue from Business-Related Activities - Other - Total | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 |
| Revenue from Business Activities - Total | 37.7 | 18.4 | 19.7 | 15.9 | 29.9 | 6.9 | 6.9 | 6.0 | (21.6) | 5.1 | 4.9 | 9.8 |
| Insurance Claims/Reserves - Total | 0.7 | 2.1 | 4.5 | 1.1 | (22.2) | 0.1 | 2.1 | 1.0 | (1.9) | 3.2 | 1.1 | 10.7 |
| Insurance Benefits Paid - Current | 0.7 | 2.1 | 4.5 | 1.1 | (22.2) | 0.1 | 2.1 | 1.0 | (1.9) | 3.2 | 1.1 | 10.7 |
| Selling, General & Administrative Expenses - Total | 26.3 | 21.5 | 18.4 | 18.0 | 19.4 | 20.7 | 18.6 | 18.1 | 19.0 | 20.2 | 23.9 | 22.9 |
| Depreciation in Selling, General & Administrative Expenses | 1.9 | 1.9 | 1.1 | 0.7 | 0.7 | 0.7 | 0.8 | 0.8 | 0.7 | 0.7 | 1.0 | 1.0 |
| Underwriting Expenses | 0.4 | 0.1 | 0.0 | (0.5) | 0.8 | 0.5 | 0.6 | 0.5 | 0.4 | 0.5 | 0.9 | 1.1 |
| Policy Acquisition Costs - Total | 0.4 | 0.1 | 0.0 | (0.5) | 0.8 | 0.5 | 0.6 | 0.5 | 0.4 | 0.5 | 0.9 | 1.1 |
| Other Operating Expense/(Income) - Net | 1.6 | 1.7 | 0.9 | 1.6 | 1.3 | 1.1 | 0.9 | 1.3 | 2.1 | 1.7 | 1.5 | 2.1 |
| Fee & Commission Expense - Insurance | 0.4 | 0.1 | 0.0 | (0.5) | 0.8 | 0.5 | 0.6 | 0.5 | 0.4 | 0.5 | 0.9 | 1.1 |
| Operating Expenses - Total | 29.0 | 25.4 | 23.9 | 20.2 | (0.8) | 22.4 | 22.3 | 20.9 | 19.6 | 25.7 | 27.3 | 36.8 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 24.4 | 19.6 | 17.3 | 17.3 | 18.7 | 20.0 | 17.8 | 17.3 | 18.2 | 19.5 | 23.0 | 22.0 |
| Operating Profit before Non-Recurring Income/(Expense) | 8.7 | (7.0) | (4.1) | (4.4) | 30.7 | (15.6) | (15.4) | (14.9) | (41.1) | (20.6) | (22.5) | (27.0) |
| Other Operating Expense | 1.6 | 1.7 | 0.9 | 1.6 | 1.3 | 1.1 | 0.9 | 1.3 | 2.1 | 1.7 | 1.5 | 2.1 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.0 | — | 5.8 | 0.0 | 0.0 | 2.1 | 0.1 | 1.7 | 1.5 | — | 1.4 | 3.1 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | — | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 10.3 | (4.4) | (4.9) |
| Other Non-Operating Income/(Expense) - Total | 6.5 | 1.2 | 7.5 | 9.7 | 2.0 | 6.9 | 14.2 | 26.1 | 18.1 | 6.9 | 3.3 | 14.6 |
| Normalized Pre-tax Profit | 15.2 | (5.8) | 9.1 | 5.4 | 32.7 | (6.6) | (1.2) | 12.9 | (21.6) | (3.4) | (22.3) | (14.2) |
| Non-Recurring Income/Expense - Total | — | — | — | — | — | — | — | — | — | — | 4.6 | — |
| Fair Value Adjustments - Investment Property | — | — | — | — | — | — | — | — | — | — | 4.6 | — |
| Provision for Income Tax Expense- Unclassified | — | — | 0.1 | 0.1 | (0.3) | — | — | — | (4.0) | 7.6 | — | — |
| Income before Taxes | 15.2 | (5.8) | 9.1 | 5.4 | 32.7 | (6.6) | (1.2) | 12.9 | (21.6) | (3.4) | (17.7) | (14.2) |
| Income Taxes | 0.1 | 0.1 | 0.1 | 0.1 | (0.3) | 0.5 | (15.3) | 3.4 | (4.0) | 7.6 | 130.6 | (19.7) |
| Income Taxes for the Year - Current | — | 0.0 | — | — | — | 0.0 | (32.2) | 2.3 | — | — | 1.9 | 0.1 |
| Income Taxes - Deferred | 0.1 | 0.1 | — | — | — | 0.5 | 16.9 | 1.1 | — | — | 128.6 | (19.8) |
| Income Taxes - Other (by Type) | — | — | — | — | — | — | 0.0 | 0.0 | — | — | 0.0 | 0.0 |
| Net Income after Tax | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Income before Discontinued Operations & Extraordinary Items | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Net Income before Minority Interest | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Net Income after Minority Interest | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Income Available to Common Shares | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Income available to Common excluding Extraordinary Items | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Shares used to calculate Basic EPS - Total mn | 50.4 | 49.0 | 49.1 | 47.9 | 50.0 | 50.5 | 50.3 | 50.2 | 50.0 | 50.0 | 50.0 | 50.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (3.06) | 0.11 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 50.4 | 49.0 | 49.1 | 47.9 | 50.0 | 50.5 | 50.3 | 50.2 | 50.0 | 50.0 | 50.0 | 50.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (3.06) | 0.11 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Diluted Income available to Common excluding Extraordinary Items | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Shares used to calculate Diluted EPS - Total mn | 50.4 | 49.0 | 49.1 | 47.9 | 50.0 | 50.5 | 50.3 | 50.2 | 50.0 | 50.0 | 50.0 | 50.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (3.06) | 0.11 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (148.3) | 5.5 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 50.4 | 49.0 | 49.1 | 47.9 | 50.0 | 50.5 | 50.3 | 50.2 | 50.0 | 50.0 | 50.0 | 50.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (2.97) | 0.11 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 0.30 | (0.12) | 0.18 | 0.11 | 0.66 | (0.14) | 0.28 | 0.19 | (0.35) | (0.22) | (3.06) | 0.11 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 8.7 | (7.0) | (4.1) | (4.4) | 30.7 | (15.6) | (15.4) | (14.9) | (41.1) | (20.6) | (22.5) | (27.0) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 10.6 | (5.1) | (3.1) | (3.6) | 31.4 | (14.8) | (14.6) | (14.1) | (40.4) | (19.9) | (21.5) | (26.0) |
| Depreciation & Amortization - Supplemental | 1.9 | 1.9 | 1.1 | 0.7 | 0.7 | 0.7 | 0.8 | 0.8 | 0.7 | 0.7 | 1.0 | 1.0 |
| Depreciation Expense - Total - Supplemental | 1.9 | 1.9 | 1.1 | 0.7 | 0.7 | 0.7 | 0.8 | 0.8 | 0.7 | 0.7 | 1.0 | 1.0 |
| Depreciation, Depletion & Amortization - Total | 1.9 | 1.9 | 1.1 | 0.7 | 0.7 | 0.7 | 0.8 | 0.8 | 0.7 | 0.7 | 1.0 | 1.0 |
| Depreciation - Total | 1.9 | 1.9 | 1.1 | 0.7 | 0.7 | 0.7 | 0.8 | 0.8 | 0.7 | 0.7 | 1.0 | 1.0 |
| Normalized after Tax Profit | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (152.8) | 5.5 |
| Normalized Net Income from Continuing Operations | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (152.8) | 5.5 |
| Normalized Net Income - Bottom Line | 15.1 | (5.9) | 9.0 | 5.3 | 33.0 | (7.1) | 14.1 | 9.5 | (17.5) | (11.0) | (152.8) | 5.5 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 15.2 | (5.8) | 9.1 | 5.4 | 32.7 | (6.6) | (1.2) | 12.9 | (21.6) | (3.4) | (22.3) | (14.2) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 17.1 | (3.9) | 10.2 | 6.1 | 33.4 | (5.9) | (0.4) | 13.7 | (20.8) | (2.6) | (21.3) | (13.3) |
| Investment Income - Insurance | 21.2 | 3.1 | 3.2 | 3.8 | 18.3 | 1.7 | 1.9 | 1.9 | (26.3) | 0.4 | (2.1) | 2.3 |
| Losses, Benefits & Adjustments - Insurance | 0.7 | 2.1 | 4.5 | 1.1 | (22.2) | 0.1 | 2.1 | 1.0 | (1.9) | 3.2 | 1.1 | 10.7 |
| Operating Expenses | 29.0 | 25.4 | 23.9 | 20.2 | (0.8) | 22.4 | 22.3 | 20.9 | 19.6 | 25.7 | 27.3 | 36.8 |
| Premiums Ceded Out & Unearned - Total | (0.6) | — | 0.8 | (0.4) | (3.7) | — | 1.2 | 1.5 | (0.4) | 0.0 | 0.2 | 1.6 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 26.3 | 21.5 | 18.4 | 18.0 | 19.4 | 20.7 | 18.6 | 18.1 | 19.0 | 20.2 | 23.9 | 22.9 |
| Total Claim & Loss Expense | 0.7 | 2.1 | 4.5 | 1.1 | (22.2) | 0.1 | 2.1 | 1.0 | (1.9) | 3.2 | 1.1 | 10.7 |
| Underwriting & Commissions | 0.4 | 0.1 | 0.0 | (0.5) | 0.8 | 0.5 | 0.6 | 0.5 | 0.4 | 0.5 | 0.9 | 1.1 |
| Underwriting Expenses - Insurance | 27.9 | 23.2 | 19.3 | 19.6 | 20.7 | 21.8 | 19.5 | 19.4 | 21.1 | 21.9 | 25.4 | 25.0 |
| Income before Taxes & Provision for Loan Losses | 15.2 | (5.8) | 9.1 | 5.4 | 32.7 | (6.6) | (1.2) | 12.9 | (21.6) | (3.4) | (17.7) | (14.2) |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 15.1 | — | 9.0 | 5.3 | 33.0 | — | — | 9.5 | — | — | — | — |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | 27.2 | 21.1 | 14.8 | 18.5 | 43.0 | 21.7 | 17.4 | 18.4 | 23.0 | 18.7 | 24.3 | 14.2 |
| Operating Expenses excluding Non-Cash Charges - Total | 27.1 | 23.5 | 22.8 | 19.5 | (1.5) | 21.7 | 21.5 | 20.1 | 18.8 | 24.9 | 26.4 | 35.9 |
| Premiums Earned - Total | 16.5 | 15.3 | 16.6 | 12.1 | 11.6 | 5.2 | 5.0 | 4.1 | 4.8 | 4.6 | 7.0 | 7.6 |
| Losses, Benefits & Adjustments - Total | 1.1 | 2.2 | 4.5 | 0.6 | (21.5) | 0.6 | 2.8 | 1.5 | (1.5) | 3.7 | 1.9 | 11.8 |
| Income Available to Common Shares before Depreciation & Amortization | 17.0 | (4.0) | 10.1 | 6.0 | 33.7 | (6.4) | 14.9 | 10.3 | (16.8) | (10.3) | (147.3) | 6.4 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.