ALAC Askari Life Assurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 22.99 -1.20%
Annual · FY2008 – FY2025
Askari Life Assurance Company Limited (ALAC) balance sheet
At the end of FY2025 (Jan – Dec 2025) Askari Life Assurance Company Limited had total assets of Rs 4.3 bn, up 46.2% on FY2024. Shareholders' equity was Rs 623.5 mn (Rs 4.15 per share), 14.5% of total assets.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2008 * Jan – Dec 2008 |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & cash equivalents | 330.8 | 244.9 | 280.0 | 254.5 | 143.8 | 86.5 | 112.8 | — |
| Investments | 3,685.2 | 2,537.7 | 1,647.3 | 1,204.4 | 900.6 | 841.8 | 531.5 | — |
| Premium receivables | 137.3 | 53.5 | 66.8 | 100.3 | 54.8 | 38.4 | 11.2 | — |
| Total assets | 4,312.3 | 2,949.8 | 2,099.0 | 1,624.1 | 1,155.4 | 1,050.2 | 769.9 | — |
| Liabilities | ||||||||
| Insurance reserves | 3,178.8 | 2,027.8 | 1,465.9 | 1,034.8 | 655.9 | 437.9 | 355.4 | — |
| Unearned premiums | 325.7 | 198.8 | 71.5 | 82.9 | 44.5 | 9.7 | 9.6 | — |
| Total liabilities | 3,688.7 | 2,440.3 | 1,702.2 | 1,264.7 | 846.7 | 599.3 | 485.9 | — |
| Equity | ||||||||
| Equity attributable to shareholders | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Total equity | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Total liabilities & equity | 4,312.3 | 2,949.8 | 2,099.0 | 1,624.1 | 1,155.4 | 1,050.2 | 769.9 | — |
| Key figures | ||||||||
| Shares outstanding mn | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 110.2 | — |
| Common equity | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Book value per share (Rs) Rs | 4.15 | 3.39 | 2.64 | 2.39 | 2.06 | 3.00 | 2.58 | — |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2008 * Jan – Dec 2008 |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & cash equivalents | +35.1% | -12.5% | +10.0% | +77.0% | +66.2% | -23.3% | — | — |
| Investments | +45.2% | +54.1% | +36.8% | +33.7% | +7.0% | +58.4% | — | — |
| Premium receivables | +156.6% | -19.9% | -33.4% | +83.0% | +42.6% | +242.6% | — | — |
| Total assets | +46.2% | +40.5% | +29.2% | +40.6% | +10.0% | +36.4% | — | — |
| Liabilities | ||||||||
| Insurance reserves | +56.8% | +38.3% | +41.7% | +57.8% | +49.8% | +23.2% | — | — |
| Unearned premiums | +63.8% | +178.0% | -13.8% | +86.2% | +360.3% | +1.1% | — | — |
| Total liabilities | +51.2% | +43.4% | +34.6% | +49.4% | +41.3% | +23.3% | — | — |
| Equity | ||||||||
| Equity attributable to shareholders | +22.4% | +28.4% | +10.4% | +16.4% | -31.5% | +58.7% | — | — |
| Total equity | +22.4% | +28.4% | +10.4% | +16.4% | -31.5% | +58.7% | — | — |
| Total liabilities & equity | +46.2% | +40.5% | +29.2% | +40.6% | +10.0% | +36.4% | — | — |
| Key figures | ||||||||
| Shares outstanding | — | — | — | — | — | — | — | — |
| Common equity | +22.4% | +28.4% | +10.4% | +16.4% | -31.5% | +58.7% | — | — |
| Book value per share (Rs) | +22.4% | +28.4% | +10.4% | +16.4% | -31.5% | +16.5% | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2008 * Jan – Dec 2008 |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & cash equivalents | 7.7% | 8.3% | 13.3% | 15.7% | 12.4% | 8.2% | 14.7% | — |
| Investments | 85.5% | 86.0% | 78.5% | 74.2% | 77.9% | 80.2% | 69.0% | — |
| Premium receivables | 3.2% | 1.8% | 3.2% | 6.2% | 4.7% | 3.7% | 1.5% | — |
| Total assets | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | — |
| Liabilities | ||||||||
| Insurance reserves | 73.7% | 68.7% | 69.8% | 63.7% | 56.8% | 41.7% | 46.2% | — |
| Unearned premiums | 7.6% | 6.7% | 3.4% | 5.1% | 3.9% | 0.9% | 1.2% | — |
| Total liabilities | 85.5% | 82.7% | 81.1% | 77.9% | 73.3% | 57.1% | 63.1% | — |
| Equity | ||||||||
| Equity attributable to shareholders | 14.5% | 17.3% | 18.9% | 22.1% | 26.7% | 42.9% | 36.9% | — |
| Total equity | 14.5% | 17.3% | 18.9% | 22.1% | 26.7% | 42.9% | 36.9% | — |
| Total liabilities & equity | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | — |
| Key figures | ||||||||
| Common equity | 14.5% | 17.3% | 18.9% | 22.1% | 26.7% | 42.9% | 36.9% | — |
Each line as a percentage of total assets.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 89
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2008 Jan – Dec 2008 |
|---|---|---|---|---|---|---|---|---|
| Cash & Cash Equivalents | 330.8 | 244.9 | 280.0 | 254.5 | 143.8 | 86.5 | 112.8 | — |
| Receivables - Total | 249.8 | 125.8 | 118.2 | 130.0 | 75.4 | 55.5 | 24.9 | — |
| Insurance Premium Receivables | 137.3 | 53.5 | 66.8 | 100.3 | 54.8 | 38.4 | 11.2 | — |
| Income Tax - Receivables | 112.4 | 72.3 | 51.3 | 29.7 | 20.6 | 17.1 | 13.7 | — |
| Investments including Loans - Total | 3,685.2 | 2,537.7 | 1,647.3 | 1,204.4 | 900.6 | 841.8 | 531.5 | — |
| Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total | 3,584.6 | 2,458.8 | 1,591.3 | 1,176.2 | 877.5 | 823.0 | 510.6 | — |
| Investment Securities - Fixed Income | 3,273.4 | 2,444.7 | 1,581.9 | 1,170.0 | 868.3 | 812.3 | 503.8 | — |
| Investment Securities - Equity | 311.1 | 14.1 | 9.4 | 6.3 | 9.2 | 10.6 | 6.8 | — |
| Loans - Mortgage, Policy & Other | 100.7 | 78.9 | 56.0 | 28.1 | 23.1 | 18.9 | 20.9 | — |
| Policy Loans | 5.1 | 5.1 | 5.4 | 5.8 | 6.1 | 6.6 | 6.7 | — |
| Property, Plant & Equipment - Net - Total | 39.2 | 35.8 | 46.6 | 33.2 | 33.7 | 62.0 | 97.5 | — |
| Other Assets - Total | 7.3 | 5.5 | 7.0 | 1.9 | 1.6 | 3.0 | 1.0 | — |
| Deferred Tax - Asset - Long-Term & Short-Term | — | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — |
| Prepaid Expenses - Total | 7.3 | 5.5 | 7.0 | 1.9 | 1.6 | 3.0 | 1.0 | — |
| Intangible Assets - Total - Net | — | 0.0 | 0.0 | 0.0 | 0.3 | 1.3 | 2.2 | — |
| Intangible Assets - excluding Goodwill - Net - Total | — | 0.0 | 0.0 | 0.0 | 0.3 | 1.3 | 2.2 | — |
| Total Assets | 4,312.3 | 2,949.8 | 2,099.0 | 1,624.1 | 1,155.4 | 1,050.2 | 769.9 | — |
| Insurance Reserves - Total | 3,178.8 | 2,027.8 | 1,465.9 | 1,034.8 | 655.9 | 437.9 | 355.4 | — |
| Benefit & Loss Reserves - Gross | 2,853.1 | 1,829.0 | 1,394.4 | 951.8 | 611.3 | 428.2 | 345.9 | — |
| Debt - Total | 14.8 | 19.6 | 31.1 | 13.8 | 17.7 | 36.5 | 59.0 | — |
| Unearned Premiums - Gross | 325.7 | 198.8 | 71.5 | 82.9 | 44.5 | 9.7 | 9.6 | — |
| Insurance Contracts - Technical Liabilities | 2,853.1 | 1,829.0 | 1,394.4 | 951.8 | — | — | — | — |
| Debt - Long-Term - Total | 14.8 | 19.6 | 31.1 | 13.8 | 17.7 | 36.5 | 59.0 | — |
| Capitalized Lease Obligations - Long-Term | 14.8 | 19.6 | 31.1 | 13.8 | 17.7 | 36.5 | 59.0 | — |
| Payables & Accrued Expenses | 387.7 | 316.0 | 151.2 | 180.7 | 149.7 | 106.8 | 59.3 | — |
| Payable - Reinsurance & Brokers/Agents | 226.5 | 165.3 | 46.4 | 58.4 | 60.0 | 63.5 | 27.9 | — |
| Other Liabilities - Total | 107.5 | 77.0 | 54.0 | 35.4 | 23.5 | 18.2 | 12.2 | — |
| Other Payables - Total | 161.2 | 150.7 | 104.8 | 122.3 | 89.7 | 43.3 | 31.4 | — |
| Provisions | 107.5 | 77.0 | 54.0 | 35.4 | 23.5 | 18.2 | 12.2 | — |
| Post Employment Benefits - Pension & Other | 107.5 | 77.0 | 54.0 | 35.4 | 23.5 | 18.2 | 12.2 | — |
| Total Liabilities | 3,688.7 | 2,440.3 | 1,702.2 | 1,264.7 | 846.7 | 599.3 | 485.9 | — |
| Shareholders' Equity - Attributable to Parent Shareholders - Total | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Common Equity Attributable to Parent Shareholders | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Common Equity - Contributed | 1,501.7 | 1,501.7 | 1,501.7 | 1,501.7 | 1,501.7 | 1,501.7 | 1,101.7 | — |
| Common Stock - Issued & Paid | 1,501.7 | 1,501.7 | 1,501.7 | 1,501.7 | 1,501.7 | 1,501.7 | 1,101.7 | — |
| Equity - Non-Contributed - Reserves & Retained Earnings | (878.2) | (992.3) | (1,105.0) | (1,142.4) | (1,193.1) | (1,050.9) | (817.7) | — |
| Retained Earnings - Total | (1,608.7) | (1,728.3) | (1,741.8) | (1,573.2) | (1,295.8) | (1,053.7) | (819.0) | — |
| Comprehensive Income - Accumulated - Total | 0.0 | 5.5 | 6.3 | 0.3 | 2.3 | 2.4 | 0.8 | — |
| Investments - Unrealized Gain/Loss | 0.0 | 5.5 | 6.3 | 0.3 | 2.3 | 2.4 | 0.8 | — |
| Other Reserves/Equity - Total | 730.5 | 730.5 | 630.5 | 430.5 | 100.5 | 0.5 | 0.5 | — |
| Common Equity - Total | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Total Shareholders' Equity - including Minority Interest & Hybrid Debt | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Total Liabilities & Equity | 4,312.3 | 2,949.8 | 2,099.0 | 1,624.1 | 1,155.4 | 1,050.2 | 769.9 | — |
| Common Shares - Issued - Total mn | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 110.2 | — |
| Common Shares - Outstanding - Total mn | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 110.2 | — |
| Common Shares - Treasury - Total mn | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Common Shares - Authorized - Issue Specific mn | 300.0 | 300.0 | 300.0 | 300.0 | 200.0 | 200.0 | 125.0 | — |
| Common Shares - Issued - Issue Specific mn | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 110.2 | — |
| Common Shares - Outstanding - Issue Specific mn | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 150.2 | 110.2 | — |
| Common Shares - Treasury - Issue Specific mn | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Asset Allocation Factor - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | — |
| Right of Use Tangible Assets - Total - Net - Supplemental | 14.6 | 18.7 | 32.8 | 12.6 | 14.3 | 31.6 | 56.7 | — |
| Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental | 14.6 | 18.7 | 32.8 | 12.6 | 14.3 | 31.6 | 56.7 | — |
| Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental | 24.7 | 17.1 | 13.8 | 20.6 | 19.4 | 30.5 | 40.8 | — |
| Finance and Operating Lease Liabilities - Total - Supplemental | 14.8 | 19.6 | 31.1 | 13.8 | 17.7 | 36.5 | 59.0 | — |
| Debt including Finance and Operating Lease Liabilities - Supplemental | 14.8 | 19.6 | 31.1 | 13.8 | 17.7 | 36.5 | 59.0 | — |
| Net Debt | (316.0) | (225.3) | (248.9) | (240.7) | (126.1) | (50.0) | (53.9) | — |
| Insurance Contracts - Technical Liabilities - Supplemental | 2,853.1 | 1,829.0 | 1,394.4 | 951.8 | 611.3 | 428.2 | 345.9 | — |
| Asset Accruals | (330.8) | (244.9) | (280.0) | (254.5) | (143.8) | (86.5) | (112.8) | — |
| Cash & Cash Equivalents - Total | 330.8 | 244.9 | 280.0 | 254.5 | 143.8 | 86.5 | 112.8 | — |
| Cash & Securities | 3,584.6 | 2,458.8 | 1,591.3 | 1,176.2 | 877.5 | 823.0 | 510.6 | — |
| Cash & Short Term Investments - Total | 330.8 | 244.9 | 280.0 | 254.5 | 143.8 | 86.5 | 112.8 | — |
| Debt - including Preferred Equity & Minority Interest - Total | 14.8 | 19.6 | 31.1 | 13.8 | 17.7 | 36.5 | 59.0 | — |
| Earning Assets | 3,685.2 | 2,537.7 | 1,647.3 | 1,204.4 | 900.6 | 841.8 | 531.5 | — |
| Equity Securities & Real Estate | 311.1 | 14.1 | 9.4 | 6.3 | 9.2 | 10.6 | 6.8 | — |
| Invested Assets - Total | 3,685.2 | 2,537.7 | 1,647.3 | 1,204.4 | 900.6 | 841.8 | 531.5 | — |
| Investment Securities | 3,584.6 | 2,458.8 | 1,591.3 | 1,176.2 | 877.5 | 823.0 | 510.6 | — |
| Net Book Capital | 307.5 | 284.1 | 147.9 | 118.6 | 182.6 | 400.8 | 230.2 | — |
| Net Operating Assets | 307.5 | 284.1 | 147.9 | 118.6 | 182.6 | 400.8 | 230.2 | — |
| Non-Reserve Liabilities | 509.9 | 412.6 | 236.4 | 230.0 | 190.9 | 161.4 | 130.4 | — |
| Provisions - Total | 107.5 | 77.0 | 54.0 | 35.4 | 23.5 | 18.2 | 12.2 | — |
| Shareholders Equity - Common | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Tangible Total Equity | 623.5 | 509.4 | 396.8 | 359.3 | 308.3 | 449.5 | 281.8 | — |
| Tangible Book Value | 623.5 | 509.4 | 396.8 | 359.3 | 308.3 | 449.5 | 281.8 | — |
| Total Book Capital | 638.3 | 529.0 | 427.9 | 373.2 | 326.4 | 487.3 | 343.0 | — |
| Total Capital | 638.3 | 529.0 | 427.9 | 373.2 | 326.4 | 487.3 | 343.0 | — |
| Total Long Term Capital | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Book Value excluding Other Equity | (107.0) | (221.1) | (233.7) | (71.2) | 208.2 | 450.4 | 283.5 | — |
| Cash & Short Term Investments - Net of Debt | 316.0 | 225.3 | 248.9 | 240.7 | 126.1 | 50.0 | 53.9 | — |
| Interest Bearing Liabilities - Total | 14.8 | 19.6 | 31.1 | 13.8 | 17.7 | 36.5 | 59.0 | — |
| Net Debt Including Preferred Equity & Minority Interest | (316.0) | (225.3) | (248.9) | (240.7) | (126.1) | (50.0) | (53.9) | — |
| Other Short-Term & Long-Term Assets - Total | 7.3 | 5.5 | 7.0 | 1.9 | 1.6 | 3.0 | 1.0 | — |
| Tangible Book Value excluding Other Equity | (107.0) | (221.1) | (233.7) | (71.2) | 207.8 | 449.0 | 281.3 | — |
| Total Debt Excluding Islamic | 14.8 | 19.6 | 31.1 | 13.8 | 17.7 | 36.5 | 59.0 | — |
| Investment in Equity, Real Estate & Mortgages | 311.1 | 14.1 | 9.4 | 6.3 | 9.2 | 10.6 | 6.8 | — |
| Book Value excluding Accumulated Comprehensive Income | 623.5 | 503.9 | 390.4 | 359.0 | 306.4 | 448.5 | 283.2 | — |
| Benefit & Claims Reserves - Gross | 2,853.1 | 1,829.0 | 1,394.4 | 951.8 | 611.3 | 428.2 | 345.9 | — |
| Reinsurance Liabilities | 226.5 | 165.3 | 46.4 | 58.4 | 60.0 | 63.5 | 27.9 | — |
| Cash in Hand & with Banks - Total | 330.8 | 244.9 | 280.0 | 254.5 | 143.8 | 86.5 | 112.8 | — |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 8 periods; the table above goes back further.