ALAC Askari Life Assurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 22.99 -1.20%
Annual · FY2008 – FY2025
Askari Life Assurance Company Limited (ALAC) financial ratios
Askari Life Assurance Company Limited earned a net margin of 3.9% in FY2025 against a five-year average of -13.2% (Insurance median 11.2%). Return on equity was 22.2%, compared with a sector median of 14.1%.
FY2025 vs the Insurance median
- Net margin
- 3.9%
- Sector median 11.2%
- Return on equity (ROE)
- 22.2%
- Sector median 14.1%
- Return on assets (ROA)
- 3.5%
- Sector median 3.5%
- Debt to equity
- 2.4%
- Sector median 2.4%
- Dividend payout ratio
- 0.0%
- Sector median 0.0%
Median of the 29 companies in the sector with the figure for their latest fiscal year.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2008 * Jan – Dec 2008 |
|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||
| Pre-tax margin | 3.9% | 0.9% | (10.4%) | (22.9%) | (36.7%) | (70.5%) | (91.2%) | — |
| Net margin | 3.9% | 0.7% | (10.8%) | (23.1%) | (36.7%) | (70.6%) | (91.3%) | — |
| Effective tax rate | (1.6%) | 17.8% | — | — | — | — | — | — |
| Returns | ||||||||
| Return on equity (ROE) | 22.2% | 3.3% | (43.7%) | (82.6%) | (63.8%) | (65.0%) | — | — |
| Return on assets (ROA) | 3.5% | 0.6% | (8.9%) | (19.9%) | (22.0%) | (26.2%) | — | — |
| Leverage | ||||||||
| Debt to equity | 2.4% | 3.9% | 7.8% | 3.9% | 5.7% | 8.1% | 20.8% | — |
| Debt to capital | 2.3% | 3.7% | 7.3% | 3.7% | 5.4% | 7.5% | 17.2% | — |
| Debt to assets | 0.3% | 0.7% | 1.5% | 0.9% | 1.5% | 3.5% | 7.7% | — |
| Assets to equity | 6.41× | 5.57× | 4.92× | 4.16× | 2.90× | 2.48× | — | — |
| Dividends | ||||||||
| Dividend payout ratio | 0.0% | 0.0% | — | — | — | — | — | — |
| Earnings retention rate | 1.00× | 1.00× | — | — | — | — | — | — |
Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.
ALAC: frequently asked questions
What is ALAC's EPS?
Askari Life Assurance Company Limited reported basic earnings per share of Rs 0.84 for FY2025 (Jan – Dec 2025). Over the trailing twelve months (TTM to Jun 2026) EPS was Rs 0.88.
What is ALAC's P/E ratio?
At the closing price of Rs 22.99 on 16 Oct 2026, ALAC trades at a P/E of 26.1× based on EPS of Rs 0.88 (TTM to Jun 2026).
Does ALAC pay dividends?
Askari Life Assurance Company Limited did not declare a cash dividend for FY2025.
What was ALAC's total income and profit in FY2025?
Askari Life Assurance Company Limited reported total income of Rs 3.2 bn and profit attributable to shareholders of Rs 126.0 mn for FY2025 (Jan – Dec 2025).
What is ALAC's book value per share?
Askari Life Assurance Company Limited's book value per share was Rs 4.15 at the end of FY2025. The shares trade at 5.32× book value.
Information only, not investment advice.